Home > Blue Ridge Bank > Assets and Liabilities
Blue Ridge Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 50 | 3,479 |
| Assets and Liabilities | ||
| Total Assets: | $120,872,000 | 3,689 |
| Cash and due from depository institutions | $7,760,000 | 3,479 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $27,823,000 | 3,855 |
| Federal funds sold & reverse repurchase agreements | $355,000 | 7,978 |
| Net loans & leases | $68,310,000 | 3,852 |
| Loan loss allowance | $994,000 | 3,375 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,635,000 | 3,062 |
| Other real estate owned | $0 | 3,479 |
| Goodwill and other intangibles | $12,434,000 | 328 |
| All other assets | $1,555,000 | 4,326 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,872,000 | 3,689 |
| Total liabilities | $97,629,000 | 4,030 |
| Total deposits | $94,859,000 | 3,914 |
| Interest-bearing deposits | $84,648,000 | 3,763 |
| Deposits held in domestic offices | $94,859,000 | 3,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,320,000 | 2,235 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,450,000 | 2,588 |
| Total equity capital | $23,243,000 | 1,923 |
| Total bank equity capital | $23,243,000 | 1,923 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,030,000 | 1,194 |
| Surplus | $18,385,000 | 940 |
| Undivided profits | $1,828,000 | 7,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $884,000 | 2,607 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $589,000 | 3,942 |
| Earning assets | $96,488,000 | 4,181 |
| Long-term assets (5+ years) | $40,806,000 | 1,877 |
| Average Assets, year-to-date | $123,216,400 | 3,452 |
| Average Assets, quarterly | $122,146,000 | 3,595 |
| Volatile liabilities | $17,690,000 | 3,351 |
| Insider loans | $2,225,000 | 1,925 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $9,503,000 | 3,736 |
| Tier 1 (core) risk-based capital | $10,795,000 | 3,900 |
| Tier 2 risk-based capital | $928,220 | 3,235 |
| Total risk weighted assets | $74,192,020 | 3,672 |
| Total unused commitments | $9,503,000 | 3,743 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 58 | 3,119 |
| Assets and Liabilities | ||
| Total Assets: | $123,335,000 | 3,575 |
| Cash and due from depository institutions | $4,631,000 | 3,119 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,553,000 | 4,651 |
| Federal funds sold & reverse repurchase agreements | $12,406,000 | 1,078 |
| Net loans & leases | $66,138,000 | 4,015 |
| Loan loss allowance | $1,099,000 | 3,102 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $3,027,000 | 2,607 |
| Other real estate owned | $0 | 3,119 |
| Goodwill and other intangibles | $13,377,000 | 310 |
| All other assets | $2,203,000 | 3,208 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,335,000 | 3,575 |
| Total liabilities | $99,833,000 | 3,936 |
| Total deposits | $98,441,000 | 3,764 |
| Interest-bearing deposits | $90,286,000 | 3,536 |
| Deposits held in domestic offices | $98,441,000 | 3,756 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $4,000 | 5,076 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,388,000 | 2,717 |
| Total equity capital | $23,502,000 | 1,898 |
| Total bank equity capital | $23,502,000 | 1,898 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,030,000 | 1,176 |
| Surplus | $18,385,000 | 928 |
| Undivided profits | $2,087,000 | 7,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $622,000 | 3,508 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $601,000 | 3,954 |
| Earning assets | $100,097,000 | 4,015 |
| Long-term assets (5+ years) | $26,076,000 | 2,321 |
| Average Assets, year-to-date | $115,206,400 | 3,642 |
| Average Assets, quarterly | $122,548,000 | 3,544 |
| Volatile liabilities | $18,547,000 | 3,187 |
| Insider loans | $2,458,000 | 1,713 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,635,000 | 4,488 |
| Tier 1 (core) risk-based capital | $10,068,000 | 4,144 |
| Tier 2 risk-based capital | $936,480 | 3,121 |
| Total risk weighted assets | $74,756,080 | 3,616 |
| Total unused commitments | $6,635,000 | 4,492 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 57 | 3,314 |
| Assets and Liabilities | ||
| Total Assets: | $105,995,000 | 4,201 |
| Cash and due from depository institutions | $5,454,000 | 3,314 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $24,695,000 | 4,550 |
| Federal funds sold & reverse repurchase agreements | $6,628,000 | 1,968 |
| Net loans & leases | $64,613,000 | 4,111 |
| Loan loss allowance | $892,000 | 3,881 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $3,303,000 | 2,398 |
| Other real estate owned | $5,000 | 3,314 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,297,000 | 5,192 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $105,995,000 | 4,201 |
| Total liabilities | $94,907,000 | 4,209 |
| Total deposits | $93,466,000 | 4,038 |
| Interest-bearing deposits | $86,260,000 | 3,781 |
| Deposits held in domestic offices | $93,466,000 | 4,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $13,000 | 5,228 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,428,000 | 2,682 |
| Total equity capital | $11,088,000 | 3,958 |
| Total bank equity capital | $11,088,000 | 3,958 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,027,000 | 1,239 |
| Surplus | $5,500,000 | 2,617 |
| Undivided profits | $2,561,000 | 6,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $588,000 | 3,902 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $585,000 | 3,950 |
| Earning assets | $95,936,000 | 4,261 |
| Long-term assets (5+ years) | $18,240,000 | 2,856 |
| Average Assets, year-to-date | $101,808,600 | 4,187 |
| Average Assets, quarterly | $104,641,500 | 4,196 |
| Volatile liabilities | $18,216,000 | 3,143 |
| Insider loans | $436,000 | 5,871 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,019,000 | 4,627 |
| Tier 1 (core) risk-based capital | $11,162,000 | 3,827 |
| Tier 2 risk-based capital | $892,000 | 3,317 |
| Total risk weighted assets | $72,288,200 | 3,753 |
| Total unused commitments | $6,019,000 | 4,640 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 57 | 3,427 |
| Assets and Liabilities | ||
| Total Assets: | $96,584,000 | 4,556 |
| Cash and due from depository institutions | $4,533,000 | 3,427 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $24,015,000 | 4,855 |
| Federal funds sold & reverse repurchase agreements | $7,939,000 | 1,856 |
| Net loans & leases | $55,749,000 | 4,574 |
| Loan loss allowance | $892,000 | 3,889 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $3,125,000 | 2,453 |
| Other real estate owned | $5,000 | 3,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,218,000 | 5,520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,584,000 | 4,556 |
| Total liabilities | $86,422,000 | 4,582 |
| Total deposits | $84,943,000 | 4,450 |
| Interest-bearing deposits | $78,724,000 | 4,155 |
| Deposits held in domestic offices | $84,943,000 | 4,442 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $21,000 | 4,906 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,458,000 | 2,707 |
| Total equity capital | $10,162,000 | 4,280 |
| Total bank equity capital | $10,162,000 | 4,280 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,001,000 | 1,261 |
| Surplus | $5,458,000 | 2,660 |
| Undivided profits | $1,703,000 | 7,973 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 8,559 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $548,000 | 4,349 |
| Earning assets | $87,703,000 | 4,606 |
| Long-term assets (5+ years) | $13,230,000 | 3,369 |
| Average Assets, year-to-date | $83,457,800 | 4,986 |
| Average Assets, quarterly | $92,842,500 | 4,669 |
| Volatile liabilities | $16,215,000 | 3,119 |
| Insider loans | $388,000 | 6,356 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,179,000 | 4,895 |
| Tier 1 (core) risk-based capital | $10,197,000 | 4,147 |
| Tier 2 risk-based capital | $780,610 | 3,656 |
| Total risk weighted assets | $62,337,310 | 4,178 |
| Total unused commitments | $5,179,000 | 4,908 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 45 | 4,385 |
| Assets and Liabilities | ||
| Total Assets: | $72,506,000 | 5,763 |
| Cash and due from depository institutions | $3,134,000 | 4,385 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $18,261,000 | 6,278 |
| Federal funds sold & reverse repurchase agreements | $2,655,000 | 3,079 |
| Net loans & leases | $45,421,000 | 5,282 |
| Loan loss allowance | $891,000 | 3,988 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,904,000 | 3,810 |
| Other real estate owned | $12,000 | 4,385 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,119,000 | 6,219 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $72,506,000 | 5,763 |
| Total liabilities | $66,883,000 | 5,666 |
| Total deposits | $65,925,000 | 5,499 |
| Interest-bearing deposits | $60,415,000 | 5,201 |
| Deposits held in domestic offices | $65,925,000 | 5,492 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $50,000 | 5,014 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $908,000 | 3,298 |
| Total equity capital | $5,623,000 | 6,574 |
| Total bank equity capital | $5,623,000 | 6,574 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,104,000 | 1,933 |
| Surplus | $2,691,000 | 4,513 |
| Undivided profits | $828,000 | 9,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $43,000 | 9,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $451,000 | 4,647 |
| Earning assets | $66,337,000 | 5,757 |
| Long-term assets (5+ years) | $4,911,000 | 6,058 |
| Average Assets, year-to-date | $69,886,000 | 5,819 |
| Average Assets, quarterly | $71,983,500 | 5,757 |
| Volatile liabilities | $8,293,000 | 4,965 |
| Insider loans | $1,000 | 11,203 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $4,751,000 | 5,052 |
| Tier 1 (core) risk-based capital | $5,675,000 | 6,624 |
| Tier 2 risk-based capital | $611,550 | 4,476 |
| Total risk weighted assets | $48,644,250 | 5,061 |
| Total unused commitments | $4,751,000 | 5,058 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 43 | 4,750 |
| Assets and Liabilities | ||
| Total Assets: | $68,564,000 | 6,171 |
| Cash and due from depository institutions | $3,265,000 | 4,750 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $15,816,000 | 7,147 |
| Federal funds sold & reverse repurchase agreements | $5,465,000 | 2,558 |
| Net loans & leases | $41,052,000 | 5,607 |
| Loan loss allowance | $800,000 | 4,475 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,913,000 | 3,782 |
| Other real estate owned | $108,000 | 4,750 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $945,000 | 6,386 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $68,564,000 | 6,171 |
| Total liabilities | $63,678,000 | 6,038 |
| Total deposits | $63,076,000 | 5,878 |
| Interest-bearing deposits | $57,896,000 | 5,623 |
| Deposits held in domestic offices | $63,076,000 | 5,869 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $53,000 | 4,612 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $549,000 | 5,004 |
| Total equity capital | $4,886,000 | 7,402 |
| Total bank equity capital | $4,886,000 | 7,402 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,089,000 | 1,973 |
| Surplus | $2,667,000 | 4,491 |
| Undivided profits | $130,000 | 11,866 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $745,000 | 3,845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $353,000 | 5,240 |
| Earning assets | $62,333,000 | 6,214 |
| Long-term assets (5+ years) | $5,146,000 | 6,327 |
| Average Assets, year-to-date | $62,572,600 | 6,460 |
| Average Assets, quarterly | $66,046,000 | 6,296 |
| Volatile liabilities | $8,196,000 | 4,741 |
| Insider loans | $34,000 | 10,934 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $4,424,000 | 5,234 |
| Tier 1 (core) risk-based capital | $4,886,000 | 7,321 |
| Tier 2 risk-based capital | $566,880 | 4,726 |
| Total risk weighted assets | $45,117,180 | 5,342 |
| Total unused commitments | $4,424,000 | 5,256 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $59,612,000 | 6,968 |
| Cash and due from depository institutions | $2,989,000 | 5,189 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $12,134,000 | 8,335 |
| Federal funds sold & reverse repurchase agreements | $3,365,000 | 4,625 |
| Net loans & leases | $38,180,000 | 5,953 |
| Loan loss allowance | $711,000 | 4,940 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,951,000 | 3,698 |
| Other real estate owned | $234,000 | 5,189 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $759,000 | 7,667 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $59,612,000 | 6,968 |
| Total liabilities | $55,335,000 | 6,856 |
| Total deposits | $54,653,000 | 6,746 |
| Interest-bearing deposits | $50,458,000 | 6,446 |
| Deposits held in domestic offices | $54,653,000 | 6,737 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $146,000 | 4,082 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $536,000 | 5,521 |
| Total equity capital | $4,277,000 | 7,924 |
| Total bank equity capital | $4,277,000 | 7,924 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,089,000 | 2,046 |
| Surplus | $2,667,000 | 4,419 |
| Undivided profits | $-479,000 | 13,050 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $994,000 | 3,704 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $424,000 | 4,780 |
| Earning assets | $53,679,000 | 7,030 |
| Long-term assets (5+ years) | $5,356,000 | 6,279 |
| Average Assets, year-to-date | $58,387,200 | 6,912 |
| Average Assets, quarterly | $59,088,000 | 6,954 |
| Volatile liabilities | $8,852,000 | 4,493 |
| Insider loans | $4,000 | 9,235 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,284,000 | 5,825 |
| Tier 1 (core) risk-based capital | $4,277,000 | 7,868 |
| Tier 2 risk-based capital | $504,670 | 5,161 |
| Total risk weighted assets | $40,167,070 | 5,912 |
| Total unused commitments | $3,284,000 | 5,853 |
| Derivatives | $0 | 651 |