Home > Blue Ridge Bank > Income and Expense
Blue Ridge Bank, Income and Expense
| 2025-03-31 (YTD Data) | Rank | |
| Total interest income | $2,294,000 | 3,136 |
| Total interest expense | $224,000 | 3,980 |
| Net interest income | $2,070,000 | 2,752 |
| Provision for loan and lease losses | $75,000 | 1,605 |
| Total noninterest income | $172,000 | 3,027 |
| Gross Fiduciary activities income | $0 | 918 |
| Service charges on deposit accounts | $139,000 | 1,530 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 3,737 |
| Total noninterest expense | $1,840,000 | 2,570 |
| Salaries and employee benefits | $1,101,000 | 2,471 |
| Premises and equipment expense | $396,000 | 1,525 |
| Additional noninterest expense | $33,000 | 3,737 |
| Pre-tax net operating income | $327,000 | 3,341 |
| Securities gains (losses) | $0 | 665 |
| Applicable income taxes | $57,000 | 2,338 |
| Income before extraordinary items | $270,000 | 3,382 |
| Extraordinary gains, net | $0 | 47 |
| Net income | $270,000 | 3,415 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $270,000 | 3,382 |
| Net charge-offs | $0 | 2,299 |
| Cash dividends | $0 | 2,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 467 |
| Net operating income | $270,000 | 3,390 |
| 2024-12-31 (YTD Data) | Rank | |
| Total interest income | $8,678,000 | 3,163 |
| Total interest expense | $819,000 | 4,040 |
| Net interest income | $7,859,000 | 2,742 |
| Provision for loan and lease losses | $300,000 | 1,739 |
| Total noninterest income | $779,000 | 2,994 |
| Gross Fiduciary activities income | $0 | 1,000 |
| Service charges on deposit accounts | $583,000 | 1,500 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,598 |
| Total noninterest expense | $6,717,000 | 2,680 |
| Salaries and employee benefits | $3,979,000 | 2,579 |
| Premises and equipment expense | $1,511,000 | 1,554 |
| Additional noninterest expense | $196,000 | 3,598 |
| Pre-tax net operating income | $1,621,000 | 3,075 |
| Securities gains (losses) | $0 | 940 |
| Applicable income taxes | $300,000 | 2,156 |
| Income before extraordinary items | $1,321,000 | 3,126 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,321,000 | 3,156 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,321,000 | 3,126 |
| Net charge-offs | $43,000 | 2,180 |
| Cash dividends | $204,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 564 |
| Net operating income | $1,321,000 | 3,137 |
| 2024-09-30 (YTD Data) | Rank | |
| Total interest income | $6,420,000 | 3,180 |
| Total interest expense | $603,000 | 4,062 |
| Net interest income | $5,817,000 | 2,760 |
| Provision for loan and lease losses | $225,000 | 1,636 |
| Total noninterest income | $610,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $440,000 | 1,506 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 3,484 |
| Total noninterest expense | $4,857,000 | 2,709 |
| Salaries and employee benefits | $2,875,000 | 2,627 |
| Premises and equipment expense | $1,081,000 | 1,598 |
| Additional noninterest expense | $170,000 | 3,484 |
| Pre-tax net operating income | $1,345,000 | 3,001 |
| Securities gains (losses) | $0 | 930 |
| Applicable income taxes | $254,000 | 2,103 |
| Income before extraordinary items | $1,091,000 | 3,045 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,091,000 | 3,082 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,091,000 | 3,048 |
| Net charge-offs | $0 | 2,823 |
| Cash dividends | $0 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 527 |
| Net operating income | $1,091,000 | 3,052 |
| 2024-06-30 (YTD Data) | Rank | |
| Total interest income | $4,188,000 | 3,205 |
| Total interest expense | $393,000 | 4,074 |
| Net interest income | $3,795,000 | 2,786 |
| Provision for loan and lease losses | $150,000 | 1,548 |
| Total noninterest income | $378,000 | 2,963 |
| Gross Fiduciary activities income | $0 | 962 |
| Service charges on deposit accounts | $292,000 | 1,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 3,659 |
| Total noninterest expense | $3,301,000 | 2,667 |
| Salaries and employee benefits | $1,967,000 | 2,574 |
| Premises and equipment expense | $714,000 | 1,602 |
| Additional noninterest expense | $86,000 | 3,659 |
| Pre-tax net operating income | $722,000 | 3,172 |
| Securities gains (losses) | $0 | 628 |
| Applicable income taxes | $128,000 | 2,242 |
| Income before extraordinary items | $594,000 | 3,215 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $594,000 | 3,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $594,000 | 3,218 |
| Net charge-offs | $0 | 2,587 |
| Cash dividends | $0 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 496 |
| Net operating income | $594,000 | 3,228 |
| 2024-03-31 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 3,225 |
| Total interest expense | $194,000 | 4,085 |
| Net interest income | $1,831,000 | 2,824 |
| Provision for loan and lease losses | $75,000 | 1,383 |
| Total noninterest income | $172,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 895 |
| Service charges on deposit accounts | $143,000 | 1,507 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 3,855 |
| Total noninterest expense | $1,605,000 | 2,710 |
| Salaries and employee benefits | $924,000 | 2,666 |
| Premises and equipment expense | $360,000 | 1,596 |
| Additional noninterest expense | $29,000 | 3,855 |
| Pre-tax net operating income | $323,000 | 3,232 |
| Securities gains (losses) | $0 | 689 |
| Applicable income taxes | $55,000 | 2,268 |
| Income before extraordinary items | $268,000 | 3,263 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $268,000 | 3,299 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $268,000 | 3,264 |
| Net charge-offs | $0 | 2,217 |
| Cash dividends | $0 | 2,345 |
| Sale, conversion, retirement of capital stock, net | $0 | 434 |
| Net operating income | $268,000 | 3,267 |
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,500,000 | 3,215 |
| Total interest expense | $386,000 | 4,203 |
| Net interest income | $7,114,000 | 2,875 |
| Provision for loan and lease losses | $340,000 | 1,561 |
| Total noninterest income | $783,000 | 3,011 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $618,000 | 1,441 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 3,781 |
| Total noninterest expense | $6,214,000 | 2,728 |
| Salaries and employee benefits | $3,595,000 | 2,683 |
| Premises and equipment expense | $1,391,000 | 1,627 |
| Additional noninterest expense | $165,000 | 3,781 |
| Pre-tax net operating income | $1,343,000 | 3,350 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $226,000 | 2,382 |
| Income before extraordinary items | $1,117,000 | 3,365 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,117,000 | 3,402 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,117,000 | 3,367 |
| Net charge-offs | $-6,000 | 3,751 |
| Cash dividends | $204,000 | 3,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,117,000 | 3,384 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,541,000 | 3,218 |
| Total interest expense | $208,000 | 4,279 |
| Net interest income | $5,333,000 | 2,889 |
| Provision for loan and lease losses | $225,000 | 1,554 |
| Total noninterest income | $590,000 | 3,006 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $458,000 | 1,449 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 3,740 |
| Total noninterest expense | $4,516,000 | 2,760 |
| Salaries and employee benefits | $2,637,000 | 2,700 |
| Premises and equipment expense | $1,038,000 | 1,623 |
| Additional noninterest expense | $132,000 | 3,738 |
| Pre-tax net operating income | $1,182,000 | 3,275 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $209,000 | 2,324 |
| Income before extraordinary items | $973,000 | 3,325 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $973,000 | 3,356 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $973,000 | 3,325 |
| Net charge-offs | $-7,000 | 3,746 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $973,000 | 3,344 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,680,000 | 3,201 |
| Total interest expense | $90,000 | 4,389 |
| Net interest income | $3,590,000 | 2,889 |
| Provision for loan and lease losses | $150,000 | 1,522 |
| Total noninterest income | $376,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $299,000 | 1,456 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 3,840 |
| Total noninterest expense | $2,955,000 | 2,796 |
| Salaries and employee benefits | $1,732,000 | 2,727 |
| Premises and equipment expense | $683,000 | 1,649 |
| Additional noninterest expense | $77,000 | 3,822 |
| Pre-tax net operating income | $861,000 | 3,198 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $157,000 | 2,285 |
| Income before extraordinary items | $704,000 | 3,281 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $704,000 | 3,315 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $704,000 | 3,280 |
| Net charge-offs | $5,000 | 2,026 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $704,000 | 3,292 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 3,161 |
| Total interest expense | $22,000 | 4,509 |
| Net interest income | $1,864,000 | 2,850 |
| Provision for loan and lease losses | $75,000 | 1,413 |
| Total noninterest income | $169,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $144,000 | 1,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 4,046 |
| Total noninterest expense | $1,448,000 | 2,858 |
| Salaries and employee benefits | $857,000 | 2,779 |
| Premises and equipment expense | $337,000 | 1,695 |
| Additional noninterest expense | $25,000 | 4,046 |
| Pre-tax net operating income | $510,000 | 3,076 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $97,000 | 2,161 |
| Income before extraordinary items | $413,000 | 3,142 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $413,000 | 3,141 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $413,000 | 3,142 |
| Net charge-offs | $5,000 | 1,579 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $413,000 | 3,167 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 3,232 |
| Total interest expense | $36,000 | 4,581 |
| Net interest income | $6,006,000 | 3,095 |
| Provision for loan and lease losses | $400,000 | 1,341 |
| Total noninterest income | $804,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $657,000 | 1,406 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 3,975 |
| Total noninterest expense | $5,443,000 | 2,907 |
| Salaries and employee benefits | $3,090,000 | 2,891 |
| Premises and equipment expense | $1,239,000 | 1,772 |
| Additional noninterest expense | $147,000 | 3,975 |
| Pre-tax net operating income | $967,000 | 3,798 |
| Securities gains (losses) | $6,000 | 496 |
| Applicable income taxes | $129,000 | 2,881 |
| Income before extraordinary items | $844,000 | 3,790 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $844,000 | 3,789 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $844,000 | 3,790 |
| Net charge-offs | $268,000 | 815 |
| Cash dividends | $204,000 | 3,140 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $838,780 | 3,817 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,190,000 | 3,288 |
| Total interest expense | $28,000 | 4,603 |
| Net interest income | $4,162,000 | 3,181 |
| Provision for loan and lease losses | $175,000 | 1,568 |
| Total noninterest income | $614,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $498,000 | 1,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,974 |
| Total noninterest expense | $3,918,000 | 2,951 |
| Salaries and employee benefits | $2,200,000 | 2,966 |
| Premises and equipment expense | $923,000 | 1,793 |
| Additional noninterest expense | $116,000 | 3,974 |
| Pre-tax net operating income | $683,000 | 3,845 |
| Securities gains (losses) | $6,000 | 515 |
| Applicable income taxes | $92,000 | 2,915 |
| Income before extraordinary items | $597,000 | 3,820 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $597,000 | 3,819 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $597,000 | 3,819 |
| Net charge-offs | $268,000 | 608 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $591,780 | 3,858 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $2,541,000 | 3,396 |
| Total interest expense | $18,000 | 4,668 |
| Net interest income | $2,523,000 | 3,296 |
| Provision for loan and lease losses | $25,000 | 2,200 |
| Total noninterest income | $379,000 | 3,141 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $328,000 | 1,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 4,200 |
| Total noninterest expense | $2,499,000 | 3,021 |
| Salaries and employee benefits | $1,380,000 | 3,062 |
| Premises and equipment expense | $605,000 | 1,816 |
| Additional noninterest expense | $514,000 | 3,617 |
| Pre-tax net operating income | $378,000 | 3,888 |
| Securities gains (losses) | $6,000 | 456 |
| Applicable income taxes | $35,000 | 3,084 |
| Income before extraordinary items | $349,000 | 3,827 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $349,000 | 3,827 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $349,000 | 3,827 |
| Net charge-offs | $264,000 | 469 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $343,540 | 3,870 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 3,451 |
| Total interest expense | $10,000 | 4,671 |
| Net interest income | $1,176,000 | 3,351 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $183,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $159,000 | 1,429 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,204 |
| Total noninterest expense | $1,184,000 | 3,092 |
| Salaries and employee benefits | $644,000 | 3,162 |
| Premises and equipment expense | $296,000 | 1,859 |
| Additional noninterest expense | $244,000 | 3,677 |
| Pre-tax net operating income | $175,000 | 3,830 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $11,000 | 3,110 |
| Income before extraordinary items | $164,000 | 3,780 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $164,000 | 3,778 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $164,000 | 3,780 |
| Net charge-offs | $45,000 | 713 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $164,000 | 3,802 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $4,497,000 | 3,620 |
| Total interest expense | $81,000 | 4,588 |
| Net interest income | $4,416,000 | 3,506 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $721,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $588,000 | 1,440 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 4,227 |
| Total noninterest expense | $4,479,000 | 3,196 |
| Salaries and employee benefits | $2,475,000 | 3,210 |
| Premises and equipment expense | $1,110,000 | 1,912 |
| Additional noninterest expense | $894,000 | 3,819 |
| Pre-tax net operating income | $658,000 | 4,105 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $49,000 | 3,306 |
| Income before extraordinary items | $609,000 | 4,106 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $609,000 | 4,105 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $609,000 | 4,106 |
| Net charge-offs | $22,000 | 2,033 |
| Cash dividends | $204,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $609,000 | 4,084 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,702 |
| Total interest expense | $70,000 | 4,624 |
| Net interest income | $3,272,000 | 3,596 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $531,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $423,000 | 1,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 4,224 |
| Total noninterest expense | $3,323,000 | 3,229 |
| Salaries and employee benefits | $1,861,000 | 3,226 |
| Premises and equipment expense | $827,000 | 1,944 |
| Additional noninterest expense | $635,000 | 3,887 |
| Pre-tax net operating income | $480,000 | 4,236 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $21,000 | 3,423 |
| Income before extraordinary items | $459,000 | 4,218 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $459,000 | 4,217 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $459,000 | 4,218 |
| Net charge-offs | $37,000 | 1,488 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $459,000 | 4,191 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $2,168,000 | 3,756 |
| Total interest expense | $57,000 | 4,602 |
| Net interest income | $2,111,000 | 3,668 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $337,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $275,000 | 1,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,317 |
| Total noninterest expense | $2,206,000 | 3,233 |
| Salaries and employee benefits | $1,243,000 | 3,224 |
| Premises and equipment expense | $547,000 | 1,949 |
| Additional noninterest expense | $416,000 | 3,926 |
| Pre-tax net operating income | $242,000 | 4,381 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $6,000 | 3,509 |
| Income before extraordinary items | $236,000 | 4,359 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $236,000 | 4,358 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $236,000 | 4,359 |
| Net charge-offs | $34,000 | 1,287 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $236,000 | 4,339 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,001,000 | 3,872 |
| Total interest expense | $35,000 | 4,547 |
| Net interest income | $966,000 | 3,766 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $160,000 | 3,456 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $133,000 | 1,469 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 4,349 |
| Total noninterest expense | $1,100,000 | 3,224 |
| Salaries and employee benefits | $621,000 | 3,222 |
| Premises and equipment expense | $275,000 | 1,948 |
| Additional noninterest expense | $204,000 | 3,939 |
| Pre-tax net operating income | $26,000 | 4,694 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $1,000 | 3,547 |
| Income before extraordinary items | $25,000 | 4,697 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $25,000 | 4,697 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $25,000 | 4,697 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $25,000 | 4,686 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $4,284,000 | 3,812 |
| Total interest expense | $375,000 | 4,101 |
| Net interest income | $3,909,000 | 3,721 |
| Provision for loan and lease losses | $0 | 4,319 |
| Total noninterest income | $629,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $618,000 | 1,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 4,856 |
| Total noninterest expense | $4,368,000 | 3,239 |
| Salaries and employee benefits | $2,462,000 | 3,232 |
| Premises and equipment expense | $1,075,000 | 1,941 |
| Additional noninterest expense | $831,000 | 3,927 |
| Pre-tax net operating income | $170,000 | 4,569 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-194,000 | 4,922 |
| Income before extraordinary items | $364,000 | 4,361 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $364,000 | 4,360 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $364,000 | 4,361 |
| Net charge-offs | $-3,000 | 4,049 |
| Cash dividends | $204,000 | 3,378 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $364,000 | 4,313 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 3,822 |
| Total interest expense | $316,000 | 4,077 |
| Net interest income | $2,945,000 | 3,734 |
| Provision for loan and lease losses | $0 | 4,239 |
| Total noninterest income | $526,000 | 3,255 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $476,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 4,535 |
| Total noninterest expense | $3,236,000 | 3,246 |
| Salaries and employee benefits | $1,811,000 | 3,254 |
| Premises and equipment expense | $811,000 | 1,923 |
| Additional noninterest expense | $614,000 | 3,939 |
| Pre-tax net operating income | $235,000 | 4,430 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $12,000 | 3,435 |
| Income before extraordinary items | $223,000 | 4,456 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $223,000 | 4,455 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $223,000 | 4,456 |
| Net charge-offs | $-2,000 | 3,908 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $223,000 | 4,410 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 3,838 |
| Total interest expense | $230,000 | 4,091 |
| Net interest income | $1,985,000 | 3,747 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $280,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $271,000 | 1,548 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 4,833 |
| Total noninterest expense | $2,155,000 | 3,248 |
| Salaries and employee benefits | $1,202,000 | 3,267 |
| Premises and equipment expense | $539,000 | 1,923 |
| Additional noninterest expense | $414,000 | 3,948 |
| Pre-tax net operating income | $110,000 | 4,546 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $6,000 | 3,445 |
| Income before extraordinary items | $104,000 | 4,568 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $104,000 | 4,568 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $104,000 | 4,568 |
| Net charge-offs | $-1,000 | 3,744 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $104,000 | 4,533 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 3,813 |
| Total interest expense | $124,000 | 4,127 |
| Net interest income | $1,025,000 | 3,696 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $180,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $157,000 | 1,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 4,367 |
| Total noninterest expense | $1,099,000 | 3,245 |
| Salaries and employee benefits | $604,000 | 3,293 |
| Premises and equipment expense | $273,000 | 1,924 |
| Additional noninterest expense | $222,000 | 3,892 |
| Pre-tax net operating income | $106,000 | 4,242 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $5,000 | 3,270 |
| Income before extraordinary items | $101,000 | 4,213 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $101,000 | 4,213 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $101,000 | 4,213 |
| Net charge-offs | $-1,000 | 3,618 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $101,000 | 4,203 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 3,844 |
| Total interest expense | $348,000 | 4,465 |
| Net interest income | $4,359,000 | 3,656 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $694,000 | 3,274 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $599,000 | 1,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $95,000 | 4,449 |
| Total noninterest expense | $4,186,000 | 3,339 |
| Salaries and employee benefits | $2,298,000 | 3,375 |
| Premises and equipment expense | $1,070,000 | 1,952 |
| Additional noninterest expense | $818,000 | 4,072 |
| Pre-tax net operating income | $867,000 | 4,001 |
| Securities gains (losses) | $39,000 | 1,342 |
| Applicable income taxes | $93,000 | 3,053 |
| Income before extraordinary items | $813,000 | 3,981 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $813,000 | 3,982 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $813,000 | 3,982 |
| Net charge-offs | $122,000 | 2,063 |
| Cash dividends | $204,000 | 3,540 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $777,900 | 3,993 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 3,893 |
| Total interest expense | $244,000 | 4,573 |
| Net interest income | $3,278,000 | 3,704 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $532,000 | 3,273 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $454,000 | 1,672 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 4,455 |
| Total noninterest expense | $3,102,000 | 3,379 |
| Salaries and employee benefits | $1,677,000 | 3,441 |
| Premises and equipment expense | $812,000 | 1,942 |
| Additional noninterest expense | $613,000 | 4,112 |
| Pre-tax net operating income | $708,000 | 4,024 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $46,000 | 3,283 |
| Income before extraordinary items | $662,000 | 3,996 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $662,000 | 3,996 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $662,000 | 3,996 |
| Net charge-offs | $123,000 | 1,632 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $662,000 | 3,965 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,323,000 | 3,929 |
| Total interest expense | $148,000 | 4,656 |
| Net interest income | $2,175,000 | 3,732 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $259,000 | 3,640 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $224,000 | 2,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 4,673 |
| Total noninterest expense | $1,950,000 | 3,514 |
| Salaries and employee benefits | $1,102,000 | 3,493 |
| Premises and equipment expense | $529,000 | 1,977 |
| Additional noninterest expense | $319,000 | 4,468 |
| Pre-tax net operating income | $484,000 | 4,017 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $34,000 | 3,264 |
| Income before extraordinary items | $450,000 | 3,974 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $450,000 | 3,972 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $450,000 | 3,973 |
| Net charge-offs | $26,000 | 2,236 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $450,000 | 3,959 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,159,000 | 3,949 |
| Total interest expense | $70,000 | 4,701 |
| Net interest income | $1,089,000 | 3,753 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $140,000 | 3,534 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $132,000 | 1,819 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 4,976 |
| Total noninterest expense | $973,000 | 3,547 |
| Salaries and employee benefits | $545,000 | 3,550 |
| Premises and equipment expense | $260,000 | 2,025 |
| Additional noninterest expense | $168,000 | 4,415 |
| Pre-tax net operating income | $256,000 | 3,963 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $24,000 | 3,068 |
| Income before extraordinary items | $232,000 | 3,947 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $232,000 | 3,945 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $232,000 | 3,946 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $232,000 | 3,940 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,330,000 | 3,999 |
| Total interest expense | $251,000 | 4,663 |
| Net interest income | $4,079,000 | 3,856 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $682,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $642,000 | 1,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 4,971 |
| Total noninterest expense | $3,834,000 | 3,574 |
| Salaries and employee benefits | $1,949,000 | 3,732 |
| Premises and equipment expense | $987,000 | 2,076 |
| Additional noninterest expense | $898,000 | 4,053 |
| Pre-tax net operating income | $927,000 | 4,115 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $109,000 | 3,045 |
| Income before extraordinary items | $818,000 | 4,112 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $818,000 | 4,111 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $818,000 | 4,111 |
| Net charge-offs | $-241,000 | 5,200 |
| Cash dividends | $204,000 | 3,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $818,000 | 4,122 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,167,000 | 4,067 |
| Total interest expense | $189,000 | 4,675 |
| Net interest income | $2,978,000 | 3,935 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $503,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $477,000 | 1,674 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 5,082 |
| Total noninterest expense | $2,740,000 | 3,671 |
| Salaries and employee benefits | $1,424,000 | 3,793 |
| Premises and equipment expense | $694,000 | 2,157 |
| Additional noninterest expense | $622,000 | 4,193 |
| Pre-tax net operating income | $741,000 | 4,117 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $84,000 | 3,105 |
| Income before extraordinary items | $657,000 | 4,108 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $657,000 | 4,107 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $657,000 | 4,107 |
| Net charge-offs | $-337,000 | 5,335 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $657,000 | 4,109 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,138,000 | 4,056 |
| Total interest expense | $125,000 | 4,665 |
| Net interest income | $2,013,000 | 3,925 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $316,000 | 3,528 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $305,000 | 1,719 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,253 |
| Total noninterest expense | $1,840,000 | 3,675 |
| Salaries and employee benefits | $962,000 | 3,792 |
| Premises and equipment expense | $455,000 | 2,215 |
| Additional noninterest expense | $423,000 | 4,206 |
| Pre-tax net operating income | $489,000 | 4,126 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $49,000 | 3,147 |
| Income before extraordinary items | $440,000 | 4,106 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $440,000 | 4,105 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $440,000 | 4,105 |
| Net charge-offs | $-332,000 | 5,418 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $440,000 | 4,113 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,010,000 | 4,169 |
| Total interest expense | $61,000 | 4,696 |
| Net interest income | $949,000 | 4,064 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $124,000 | 3,840 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $128,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-4,000 | 5,559 |
| Total noninterest expense | $934,000 | 3,689 |
| Salaries and employee benefits | $487,000 | 3,800 |
| Premises and equipment expense | $235,000 | 2,191 |
| Additional noninterest expense | $212,000 | 4,240 |
| Pre-tax net operating income | $139,000 | 4,674 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $28,000 | 3,066 |
| Income before extraordinary items | $111,000 | 4,739 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $111,000 | 4,738 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $111,000 | 4,739 |
| Net charge-offs | $3,000 | 2,344 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $111,000 | 4,739 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 4,184 |
| Total interest expense | $231,000 | 4,713 |
| Net interest income | $3,669,000 | 4,095 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $667,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $603,000 | 1,770 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $64,000 | 5,034 |
| Total noninterest expense | $3,343,000 | 3,913 |
| Salaries and employee benefits | $1,712,000 | 4,044 |
| Premises and equipment expense | $762,000 | 2,529 |
| Additional noninterest expense | $869,000 | 4,239 |
| Pre-tax net operating income | $993,000 | 4,072 |
| Securities gains (losses) | $-3,000 | 4,906 |
| Applicable income taxes | $339,000 | 2,687 |
| Income before extraordinary items | $651,000 | 4,229 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $651,000 | 4,229 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $651,000 | 4,229 |
| Net charge-offs | $-105,000 | 5,305 |
| Cash dividends | $205,000 | 3,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $652,980 | 4,221 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 4,179 |
| Total interest expense | $170,000 | 4,764 |
| Net interest income | $2,841,000 | 4,066 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $526,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $464,000 | 1,733 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 4,961 |
| Total noninterest expense | $2,411,000 | 4,005 |
| Salaries and employee benefits | $1,243,000 | 4,132 |
| Premises and equipment expense | $513,000 | 2,723 |
| Additional noninterest expense | $655,000 | 4,261 |
| Pre-tax net operating income | $956,000 | 3,842 |
| Securities gains (losses) | $-3,000 | 5,250 |
| Applicable income taxes | $301,000 | 2,480 |
| Income before extraordinary items | $652,000 | 4,095 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $652,000 | 4,094 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $652,000 | 4,095 |
| Net charge-offs | $-11,000 | 4,773 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $654,040 | 4,073 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,973,000 | 4,219 |
| Total interest expense | $110,000 | 4,806 |
| Net interest income | $1,863,000 | 4,100 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $315,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $303,000 | 1,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 5,444 |
| Total noninterest expense | $1,585,000 | 4,064 |
| Salaries and employee benefits | $818,000 | 4,172 |
| Premises and equipment expense | $318,000 | 2,859 |
| Additional noninterest expense | $449,000 | 4,233 |
| Pre-tax net operating income | $593,000 | 3,909 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $187,000 | 2,531 |
| Income before extraordinary items | $408,000 | 4,130 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $408,000 | 4,129 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $408,000 | 4,130 |
| Net charge-offs | $102,000 | 1,504 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $406,620 | 4,120 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 4,193 |
| Total interest expense | $54,000 | 4,846 |
| Net interest income | $948,000 | 4,082 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $153,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $148,000 | 1,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,000 | 5,546 |
| Total noninterest expense | $777,000 | 4,131 |
| Salaries and employee benefits | $407,000 | 4,241 |
| Premises and equipment expense | $158,000 | 2,905 |
| Additional noninterest expense | $212,000 | 4,359 |
| Pre-tax net operating income | $324,000 | 3,720 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $104,000 | 2,399 |
| Income before extraordinary items | $220,000 | 4,014 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $220,000 | 4,013 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $220,000 | 4,014 |
| Net charge-offs | $106,000 | 903 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $220,000 | 3,994 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,006,000 | 4,199 |
| Total interest expense | $204,000 | 4,946 |
| Net interest income | $3,802,000 | 4,085 |
| Provision for loan and lease losses | $140,000 | 2,799 |
| Total noninterest income | $681,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $611,000 | 1,778 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $70,000 | 5,167 |
| Total noninterest expense | $3,367,000 | 3,992 |
| Salaries and employee benefits | $1,681,000 | 4,172 |
| Premises and equipment expense | $614,000 | 2,968 |
| Additional noninterest expense | $1,072,000 | 4,044 |
| Pre-tax net operating income | $976,000 | 4,105 |
| Securities gains (losses) | $54,000 | 1,786 |
| Applicable income taxes | $328,000 | 2,589 |
| Income before extraordinary items | $702,000 | 4,358 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $702,000 | 4,356 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $702,000 | 4,357 |
| Net charge-offs | $8,000 | 3,921 |
| Cash dividends | $205,000 | 3,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $665,280 | 4,363 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,032,000 | 4,218 |
| Total interest expense | $152,000 | 5,010 |
| Net interest income | $2,880,000 | 4,106 |
| Provision for loan and lease losses | $40,000 | 3,506 |
| Total noninterest income | $537,000 | 3,561 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $452,000 | 1,804 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $85,000 | 4,932 |
| Total noninterest expense | $2,390,000 | 4,116 |
| Salaries and employee benefits | $1,224,000 | 4,237 |
| Premises and equipment expense | $409,000 | 3,222 |
| Additional noninterest expense | $757,000 | 4,167 |
| Pre-tax net operating income | $987,000 | 3,737 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $311,000 | 2,478 |
| Income before extraordinary items | $676,000 | 4,084 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $676,000 | 4,083 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $676,000 | 4,084 |
| Net charge-offs | $5,000 | 3,620 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $676,000 | 4,020 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 4,247 |
| Total interest expense | $100,000 | 5,070 |
| Net interest income | $1,918,000 | 4,132 |
| Provision for loan and lease losses | $20,000 | 3,524 |
| Total noninterest income | $345,000 | 3,639 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $291,000 | 1,835 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $54,000 | 4,996 |
| Total noninterest expense | $1,650,000 | 4,083 |
| Salaries and employee benefits | $846,000 | 4,190 |
| Premises and equipment expense | $267,000 | 3,280 |
| Additional noninterest expense | $537,000 | 4,106 |
| Pre-tax net operating income | $593,000 | 3,899 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $186,000 | 2,551 |
| Income before extraordinary items | $407,000 | 4,241 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $407,000 | 4,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $407,000 | 4,239 |
| Net charge-offs | $-1,000 | 4,332 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $407,000 | 4,176 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 4,235 |
| Total interest expense | $49,000 | 5,128 |
| Net interest income | $981,000 | 4,109 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $165,000 | 3,656 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $141,000 | 1,871 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $24,000 | 5,115 |
| Total noninterest expense | $779,000 | 4,230 |
| Salaries and employee benefits | $383,000 | 4,435 |
| Premises and equipment expense | $136,000 | 3,268 |
| Additional noninterest expense | $260,000 | 4,181 |
| Pre-tax net operating income | $367,000 | 3,547 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $114,000 | 2,347 |
| Income before extraordinary items | $253,000 | 3,902 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $253,000 | 3,899 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $253,000 | 3,900 |
| Net charge-offs | $-2,000 | 4,420 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $253,000 | 3,840 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,110,000 | 4,254 |
| Total interest expense | $190,000 | 5,229 |
| Net interest income | $3,920,000 | 4,110 |
| Provision for loan and lease losses | $160,000 | 2,566 |
| Total noninterest income | $738,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $676,000 | 1,698 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $62,000 | 5,404 |
| Total noninterest expense | $3,497,000 | 4,014 |
| Salaries and employee benefits | $1,573,000 | 4,396 |
| Premises and equipment expense | $682,000 | 2,859 |
| Additional noninterest expense | $1,242,000 | 3,853 |
| Pre-tax net operating income | $1,001,000 | 4,098 |
| Securities gains (losses) | $17,000 | 2,325 |
| Applicable income taxes | $283,000 | 2,712 |
| Income before extraordinary items | $735,000 | 4,356 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $735,000 | 4,353 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $735,000 | 4,355 |
| Net charge-offs | $313,000 | 1,562 |
| Cash dividends | $204,000 | 3,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $722,760 | 4,331 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 4,334 |
| Total interest expense | $141,000 | 5,313 |
| Net interest income | $2,883,000 | 4,199 |
| Provision for loan and lease losses | $120,000 | 2,499 |
| Total noninterest income | $546,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $491,000 | 1,753 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 5,360 |
| Total noninterest expense | $2,570,000 | 4,076 |
| Salaries and employee benefits | $1,121,000 | 4,532 |
| Premises and equipment expense | $540,000 | 2,814 |
| Additional noninterest expense | $909,000 | 3,912 |
| Pre-tax net operating income | $739,000 | 4,202 |
| Securities gains (losses) | $17,000 | 2,096 |
| Applicable income taxes | $246,000 | 2,657 |
| Income before extraordinary items | $510,000 | 4,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $510,000 | 4,538 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $510,000 | 4,539 |
| Net charge-offs | $156,000 | 1,753 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $498,610 | 4,508 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,989,000 | 4,394 |
| Total interest expense | $93,000 | 5,379 |
| Net interest income | $1,896,000 | 4,250 |
| Provision for loan and lease losses | $60,000 | 2,661 |
| Total noninterest income | $392,000 | 3,490 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $373,000 | 1,558 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 5,739 |
| Total noninterest expense | $1,712,000 | 4,117 |
| Salaries and employee benefits | $746,000 | 4,583 |
| Premises and equipment expense | $347,000 | 2,886 |
| Additional noninterest expense | $619,000 | 3,889 |
| Pre-tax net operating income | $516,000 | 4,130 |
| Securities gains (losses) | $17,000 | 1,788 |
| Applicable income taxes | $170,000 | 2,617 |
| Income before extraordinary items | $363,000 | 4,443 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $363,000 | 4,445 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $363,000 | 4,445 |
| Net charge-offs | $108,000 | 1,663 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $351,440 | 4,427 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 4,491 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $915,000 | 4,335 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $207,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $188,000 | 1,513 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $19,000 | 5,435 |
| Total noninterest expense | $840,000 | 4,195 |
| Salaries and employee benefits | $374,000 | 4,604 |
| Premises and equipment expense | $156,000 | 3,116 |
| Additional noninterest expense | $310,000 | 3,887 |
| Pre-tax net operating income | $282,000 | 3,977 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $90,000 | 2,540 |
| Income before extraordinary items | $192,000 | 4,346 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $192,000 | 4,348 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $192,000 | 4,349 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $192,000 | 4,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 4,444 |
| Total interest expense | $188,000 | 5,565 |
| Net interest income | $3,850,000 | 4,277 |
| Provision for loan and lease losses | $170,000 | 2,655 |
| Total noninterest income | $630,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $623,000 | 1,902 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,000 | 6,197 |
| Total noninterest expense | $3,267,000 | 4,288 |
| Salaries and employee benefits | $1,622,000 | 4,454 |
| Premises and equipment expense | $617,000 | 3,162 |
| Additional noninterest expense | $1,028,000 | 4,394 |
| Pre-tax net operating income | $1,043,000 | 4,067 |
| Securities gains (losses) | $-47,000 | 6,253 |
| Applicable income taxes | $360,000 | 2,490 |
| Income before extraordinary items | $636,000 | 4,612 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $636,000 | 4,613 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $636,000 | 4,613 |
| Net charge-offs | $356,000 | 1,840 |
| Cash dividends | $204,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $666,080 | 4,492 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,009,000 | 4,508 |
| Total interest expense | $140,000 | 5,651 |
| Net interest income | $2,869,000 | 4,327 |
| Provision for loan and lease losses | $80,000 | 3,050 |
| Total noninterest income | $533,000 | 3,720 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $457,000 | 1,947 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $76,000 | 5,299 |
| Total noninterest expense | $2,396,000 | 4,358 |
| Salaries and employee benefits | $1,150,000 | 4,598 |
| Premises and equipment expense | $435,000 | 3,347 |
| Additional noninterest expense | $811,000 | 4,302 |
| Pre-tax net operating income | $926,000 | 3,882 |
| Securities gains (losses) | $-47,000 | 6,355 |
| Applicable income taxes | $317,000 | 2,406 |
| Income before extraordinary items | $562,000 | 4,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $562,000 | 4,438 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $562,000 | 4,439 |
| Net charge-offs | $116,000 | 2,547 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $592,080 | 4,324 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 4,494 |
| Total interest expense | $95,000 | 5,683 |
| Net interest income | $1,934,000 | 4,330 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $347,000 | 3,750 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $299,000 | 1,952 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $48,000 | 5,379 |
| Total noninterest expense | $1,574,000 | 4,430 |
| Salaries and employee benefits | $766,000 | 4,636 |
| Premises and equipment expense | $270,000 | 3,528 |
| Additional noninterest expense | $538,000 | 4,327 |
| Pre-tax net operating income | $707,000 | 3,578 |
| Securities gains (losses) | $-55,000 | 6,493 |
| Applicable income taxes | $235,000 | 2,265 |
| Income before extraordinary items | $417,000 | 4,244 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $417,000 | 4,247 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $417,000 | 4,249 |
| Net charge-offs | $38,000 | 3,009 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $452,200 | 4,065 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,011,000 | 4,538 |
| Total interest expense | $49,000 | 5,717 |
| Net interest income | $962,000 | 4,351 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $162,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $124,000 | 2,253 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $38,000 | 4,892 |
| Total noninterest expense | $766,000 | 4,531 |
| Salaries and employee benefits | $385,000 | 4,675 |
| Premises and equipment expense | $134,000 | 3,597 |
| Additional noninterest expense | $247,000 | 4,533 |
| Pre-tax net operating income | $358,000 | 3,499 |
| Securities gains (losses) | $-55,000 | 6,600 |
| Applicable income taxes | $101,000 | 2,353 |
| Income before extraordinary items | $202,000 | 4,235 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $202,000 | 4,235 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $202,000 | 4,237 |
| Net charge-offs | $21,000 | 2,457 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $238,850 | 3,906 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 4,540 |
| Total interest expense | $264,000 | 5,591 |
| Net interest income | $3,872,000 | 4,359 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $607,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $590,000 | 2,086 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $17,000 | 6,266 |
| Total noninterest expense | $3,147,000 | 4,503 |
| Salaries and employee benefits | $1,586,000 | 4,616 |
| Premises and equipment expense | $569,000 | 3,435 |
| Additional noninterest expense | $992,000 | 4,592 |
| Pre-tax net operating income | $1,332,000 | 3,596 |
| Securities gains (losses) | $-29,000 | 6,378 |
| Applicable income taxes | $437,000 | 2,296 |
| Income before extraordinary items | $866,000 | 4,147 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $866,000 | 4,149 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $866,000 | 4,150 |
| Net charge-offs | $-8,000 | 6,127 |
| Cash dividends | $205,000 | 3,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $885,140 | 4,056 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,104,000 | 4,589 |
| Total interest expense | $210,000 | 5,609 |
| Net interest income | $2,894,000 | 4,395 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $485,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $436,000 | 2,126 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $49,000 | 5,775 |
| Total noninterest expense | $2,258,000 | 4,612 |
| Salaries and employee benefits | $1,120,000 | 4,784 |
| Premises and equipment expense | $397,000 | 3,636 |
| Additional noninterest expense | $741,000 | 4,638 |
| Pre-tax net operating income | $1,121,000 | 3,478 |
| Securities gains (losses) | $9,000 | 2,535 |
| Applicable income taxes | $386,000 | 2,173 |
| Income before extraordinary items | $744,000 | 3,949 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $744,000 | 3,951 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $744,000 | 3,952 |
| Net charge-offs | $-2,000 | 5,787 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $738,060 | 3,897 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,077,000 | 4,583 |
| Total interest expense | $150,000 | 5,551 |
| Net interest income | $1,927,000 | 4,405 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $306,000 | 4,184 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $287,000 | 2,109 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $19,000 | 6,126 |
| Total noninterest expense | $1,493,000 | 4,658 |
| Salaries and employee benefits | $742,000 | 4,838 |
| Premises and equipment expense | $256,000 | 3,728 |
| Additional noninterest expense | $495,000 | 4,659 |
| Pre-tax net operating income | $740,000 | 3,472 |
| Securities gains (losses) | $9,000 | 2,315 |
| Applicable income taxes | $246,000 | 2,227 |
| Income before extraordinary items | $503,000 | 3,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $503,000 | 3,921 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $503,000 | 3,922 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $496,970 | 3,855 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,021,000 | 4,665 |
| Total interest expense | $81,000 | 5,506 |
| Net interest income | $940,000 | 4,484 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $144,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $130,000 | 2,279 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $14,000 | 5,942 |
| Total noninterest expense | $721,000 | 4,783 |
| Salaries and employee benefits | $372,000 | 4,863 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $213,000 | 5,015 |
| Pre-tax net operating income | $363,000 | 3,457 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $228,000 | 4,050 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $228,000 | 4,053 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $228,000 | 4,053 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $228,000 | 3,955 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 4,610 |
| Total interest expense | $538,000 | 4,990 |
| Net interest income | $3,889,000 | 4,481 |
| Provision for loan and lease losses | $804,000 | 2,065 |
| Total noninterest income | $638,000 | 4,060 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $581,000 | 2,209 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $57,000 | 5,767 |
| Total noninterest expense | $2,986,000 | 4,762 |
| Salaries and employee benefits | $1,550,000 | 4,760 |
| Premises and equipment expense | $546,000 | 3,603 |
| Additional noninterest expense | $890,000 | 5,055 |
| Pre-tax net operating income | $737,000 | 4,443 |
| Securities gains (losses) | $62,000 | 2,589 |
| Applicable income taxes | $356,000 | 2,506 |
| Income before extraordinary items | $443,000 | 5,083 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $443,000 | 5,082 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $443,000 | 5,083 |
| Net charge-offs | $484,000 | 2,701 |
| Cash dividends | $205,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $403,320 | 4,987 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,344,000 | 4,675 |
| Total interest expense | $428,000 | 4,992 |
| Net interest income | $2,916,000 | 4,548 |
| Provision for loan and lease losses | $414,000 | 2,541 |
| Total noninterest income | $486,000 | 4,059 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $441,000 | 2,212 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $45,000 | 5,844 |
| Total noninterest expense | $2,095,000 | 4,944 |
| Salaries and employee benefits | $1,105,000 | 4,917 |
| Premises and equipment expense | $368,000 | 3,917 |
| Additional noninterest expense | $622,000 | 5,254 |
| Pre-tax net operating income | $893,000 | 3,839 |
| Securities gains (losses) | $62,000 | 2,306 |
| Applicable income taxes | $300,000 | 2,469 |
| Income before extraordinary items | $655,000 | 4,211 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $655,000 | 4,211 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $655,000 | 4,211 |
| Net charge-offs | $352,000 | 2,634 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $612,220 | 4,157 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,214,000 | 4,731 |
| Total interest expense | $303,000 | 4,962 |
| Net interest income | $1,911,000 | 4,624 |
| Provision for loan and lease losses | $231,000 | 2,807 |
| Total noninterest income | $314,000 | 4,125 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $291,000 | 2,216 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $23,000 | 6,059 |
| Total noninterest expense | $1,382,000 | 5,001 |
| Salaries and employee benefits | $739,000 | 4,939 |
| Premises and equipment expense | $231,000 | 4,068 |
| Additional noninterest expense | $412,000 | 5,293 |
| Pre-tax net operating income | $612,000 | 3,770 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $204,000 | 2,433 |
| Income before extraordinary items | $408,000 | 4,326 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $408,000 | 4,329 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $408,000 | 4,328 |
| Net charge-offs | $183,000 | 2,851 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $408,000 | 4,144 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 4,880 |
| Total interest expense | $164,000 | 4,917 |
| Net interest income | $902,000 | 4,800 |
| Provision for loan and lease losses | $81,000 | 3,116 |
| Total noninterest income | $152,000 | 4,205 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $143,000 | 2,221 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,296 |
| Total noninterest expense | $669,000 | 5,117 |
| Salaries and employee benefits | $358,000 | 5,056 |
| Premises and equipment expense | $110,000 | 4,193 |
| Additional noninterest expense | $201,000 | 5,352 |
| Pre-tax net operating income | $304,000 | 3,816 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $109,000 | 2,361 |
| Income before extraordinary items | $195,000 | 4,425 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $195,000 | 4,428 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $195,000 | 4,428 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $195,000 | 4,275 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 4,769 |
| Total interest expense | $873,000 | 4,712 |
| Net interest income | $3,739,000 | 4,721 |
| Provision for loan and lease losses | $195,000 | 4,660 |
| Total noninterest income | $622,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $557,000 | 2,366 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $65,000 | 5,715 |
| Total noninterest expense | $2,992,000 | 4,890 |
| Salaries and employee benefits | $1,629,000 | 4,730 |
| Premises and equipment expense | $545,000 | 3,820 |
| Additional noninterest expense | $818,000 | 5,378 |
| Pre-tax net operating income | $1,174,000 | 3,435 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $442,000 | 2,147 |
| Income before extraordinary items | $732,000 | 4,093 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $732,000 | 4,098 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $732,000 | 4,097 |
| Net charge-offs | $104,000 | 4,935 |
| Cash dividends | $204,000 | 3,327 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 547 |
| Net operating income | $732,000 | 3,951 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,509,000 | 4,786 |
| Total interest expense | $694,000 | 4,694 |
| Net interest income | $2,815,000 | 4,732 |
| Provision for loan and lease losses | $145,000 | 4,539 |
| Total noninterest income | $479,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $422,000 | 2,365 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $57,000 | 5,654 |
| Total noninterest expense | $2,216,000 | 4,927 |
| Salaries and employee benefits | $1,235,000 | 4,704 |
| Premises and equipment expense | $385,000 | 4,015 |
| Additional noninterest expense | $596,000 | 5,450 |
| Pre-tax net operating income | $933,000 | 3,448 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $366,000 | 2,039 |
| Income before extraordinary items | $567,000 | 4,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $567,000 | 4,121 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $567,000 | 4,121 |
| Net charge-offs | $99,000 | 4,446 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 469 |
| Net operating income | $567,000 | 4,001 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,347,000 | 4,831 |
| Total interest expense | $497,000 | 4,647 |
| Net interest income | $1,850,000 | 4,796 |
| Provision for loan and lease losses | $145,000 | 3,986 |
| Total noninterest income | $297,000 | 4,121 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $263,000 | 2,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 5,844 |
| Total noninterest expense | $1,579,000 | 4,801 |
| Salaries and employee benefits | $928,000 | 4,397 |
| Premises and equipment expense | $265,000 | 3,960 |
| Additional noninterest expense | $386,000 | 5,614 |
| Pre-tax net operating income | $423,000 | 4,112 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $160,000 | 2,440 |
| Income before extraordinary items | $263,000 | 4,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $263,000 | 4,634 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $263,000 | 4,636 |
| Net charge-offs | $100,000 | 3,841 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $178,000 | 327 |
| Net operating income | $263,000 | 4,549 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,189,000 | 4,833 |
| Total interest expense | $273,000 | 4,536 |
| Net interest income | $916,000 | 4,810 |
| Provision for loan and lease losses | $105,000 | 3,279 |
| Total noninterest income | $150,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $131,000 | 2,442 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 5,847 |
| Total noninterest expense | $709,000 | 5,121 |
| Salaries and employee benefits | $384,000 | 4,966 |
| Premises and equipment expense | $134,000 | 3,992 |
| Additional noninterest expense | $191,000 | 5,654 |
| Pre-tax net operating income | $252,000 | 3,812 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $94,000 | 2,246 |
| Income before extraordinary items | $158,000 | 4,364 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $158,000 | 4,363 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $158,000 | 4,364 |
| Net charge-offs | $79,000 | 2,965 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $158,000 | 4,303 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 4,943 |
| Total interest expense | $1,452,000 | 4,350 |
| Net interest income | $3,325,000 | 5,088 |
| Provision for loan and lease losses | $295,000 | 4,892 |
| Total noninterest income | $656,000 | 4,051 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $586,000 | 2,328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $70,000 | 5,815 |
| Total noninterest expense | $2,916,000 | 5,091 |
| Salaries and employee benefits | $1,656,000 | 4,769 |
| Premises and equipment expense | $514,000 | 4,098 |
| Additional noninterest expense | $746,000 | 5,768 |
| Pre-tax net operating income | $770,000 | 3,795 |
| Securities gains (losses) | $185,000 | 1,651 |
| Applicable income taxes | $363,000 | 2,190 |
| Income before extraordinary items | $592,000 | 4,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $592,000 | 4,089 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $592,000 | 4,090 |
| Net charge-offs | $50,000 | 5,913 |
| Cash dividends | $199,000 | 3,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $473,600 | 4,258 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 5,023 |
| Total interest expense | $1,138,000 | 4,374 |
| Net interest income | $2,463,000 | 5,183 |
| Provision for loan and lease losses | $190,000 | 4,943 |
| Total noninterest income | $495,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $447,000 | 2,359 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $48,000 | 6,033 |
| Total noninterest expense | $2,042,000 | 5,307 |
| Salaries and employee benefits | $1,135,000 | 5,069 |
| Premises and equipment expense | $341,000 | 4,497 |
| Additional noninterest expense | $566,000 | 5,769 |
| Pre-tax net operating income | $726,000 | 3,641 |
| Securities gains (losses) | $188,000 | 1,420 |
| Applicable income taxes | $340,000 | 2,027 |
| Income before extraordinary items | $574,000 | 3,859 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $574,000 | 3,860 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $574,000 | 3,861 |
| Net charge-offs | $12,000 | 6,207 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $453,680 | 4,123 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,332,000 | 5,135 |
| Total interest expense | $771,000 | 4,447 |
| Net interest income | $1,561,000 | 5,336 |
| Provision for loan and lease losses | $80,000 | 5,382 |
| Total noninterest income | $314,000 | 4,174 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $290,000 | 2,424 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $24,000 | 6,327 |
| Total noninterest expense | $1,332,000 | 5,386 |
| Salaries and employee benefits | $720,000 | 5,222 |
| Premises and equipment expense | $218,000 | 4,643 |
| Additional noninterest expense | $394,000 | 5,690 |
| Pre-tax net operating income | $463,000 | 3,759 |
| Securities gains (losses) | $92,000 | 1,472 |
| Applicable income taxes | $181,000 | 2,227 |
| Income before extraordinary items | $374,000 | 3,902 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $374,000 | 3,900 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $374,000 | 3,901 |
| Net charge-offs | $10,000 | 5,823 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $312,360 | 4,092 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 5,416 |
| Total interest expense | $377,000 | 4,623 |
| Net interest income | $699,000 | 5,659 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $148,000 | 4,310 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $134,000 | 2,560 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $649,000 | 5,525 |
| Salaries and employee benefits | $363,000 | 5,249 |
| Premises and equipment expense | $106,000 | 4,797 |
| Additional noninterest expense | $180,000 | 5,937 |
| Pre-tax net operating income | $168,000 | 4,361 |
| Securities gains (losses) | $39,000 | 1,249 |
| Applicable income taxes | $65,000 | 2,550 |
| Income before extraordinary items | $142,000 | 4,476 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $142,000 | 4,476 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $142,000 | 4,475 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $115,090 | 4,671 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,787,000 | 5,841 |
| Total interest expense | $1,301,000 | 5,486 |
| Net interest income | $2,486,000 | 5,853 |
| Provision for loan and lease losses | $215,000 | 5,698 |
| Total noninterest income | $593,000 | 4,396 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $542,000 | 2,724 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $51,000 | 6,344 |
| Total noninterest expense | $2,379,000 | 5,804 |
| Salaries and employee benefits | $1,296,000 | 5,616 |
| Premises and equipment expense | $325,000 | 5,466 |
| Additional noninterest expense | $758,000 | 5,949 |
| Pre-tax net operating income | $485,000 | 4,031 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $193,000 | 2,406 |
| Income before extraordinary items | $294,000 | 4,492 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $294,000 | 4,492 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $294,000 | 4,493 |
| Net charge-offs | $46,000 | 6,254 |
| Cash dividends | $199,000 | 3,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $292,720 | 4,428 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,722,000 | 6,012 |
| Total interest expense | $922,000 | 5,750 |
| Net interest income | $1,800,000 | 5,959 |
| Provision for loan and lease losses | $25,000 | 6,864 |
| Total noninterest income | $438,000 | 4,488 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $394,000 | 2,796 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $44,000 | 6,345 |
| Total noninterest expense | $1,743,000 | 5,889 |
| Salaries and employee benefits | $990,000 | 5,607 |
| Premises and equipment expense | $209,000 | 5,863 |
| Additional noninterest expense | $544,000 | 6,064 |
| Pre-tax net operating income | $470,000 | 3,977 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $174,000 | 2,445 |
| Income before extraordinary items | $297,000 | 4,437 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $297,000 | 4,434 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $297,000 | 4,437 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $296,360 | 4,378 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,830,000 | 6,047 |
| Total interest expense | $601,000 | 5,913 |
| Net interest income | $1,229,000 | 5,914 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $271,000 | 4,639 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $250,000 | 2,866 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $1,184,000 | 5,891 |
| Salaries and employee benefits | $691,000 | 5,530 |
| Premises and equipment expense | $136,000 | 5,971 |
| Additional noninterest expense | $357,000 | 6,108 |
| Pre-tax net operating income | $316,000 | 4,072 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $112,000 | 2,532 |
| Income before extraordinary items | $205,000 | 4,509 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $205,000 | 4,507 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $205,000 | 4,507 |
| Net charge-offs | $6,000 | 6,180 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $204,350 | 4,412 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 6,084 |
| Total interest expense | $297,000 | 6,036 |
| Net interest income | $622,000 | 5,905 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $127,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $11,000 | 6,794 |
| Total noninterest expense | $524,000 | 6,154 |
| Salaries and employee benefits | $335,000 | 5,681 |
| Premises and equipment expense | $67,000 | 6,044 |
| Additional noninterest expense | $122,000 | 6,750 |
| Pre-tax net operating income | $225,000 | 3,841 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $76,000 | 2,457 |
| Income before extraordinary items | $149,000 | 4,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $149,000 | 4,372 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $149,000 | 4,372 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $149,000 | 4,206 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 6,362 |
| Total interest expense | $1,072,000 | 6,647 |
| Net interest income | $2,346,000 | 6,047 |
| Provision for loan and lease losses | $75,000 | 6,271 |
| Total noninterest income | $590,000 | 4,508 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $531,000 | 2,884 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $59,000 | 6,588 |
| Total noninterest expense | $2,088,000 | 6,132 |
| Salaries and employee benefits | $1,288,000 | 5,778 |
| Premises and equipment expense | $271,000 | 6,050 |
| Additional noninterest expense | $529,000 | 6,501 |
| Pre-tax net operating income | $773,000 | 4,229 |
| Securities gains (losses) | $-11,000 | 7,033 |
| Applicable income taxes | $273,000 | 2,507 |
| Income before extraordinary items | $489,000 | 4,495 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $489,000 | 4,494 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,515 |
| Cash dividends | $199,000 | 4,542 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $496,040 | 4,624 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 6,479 |
| Total interest expense | $792,000 | 6,796 |
| Net interest income | $1,705,000 | 6,174 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $430,000 | 4,671 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $385,000 | 2,983 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $1,514,000 | 6,204 |
| Salaries and employee benefits | $930,000 | 5,900 |
| Premises and equipment expense | $204,000 | 6,041 |
| Additional noninterest expense | $380,000 | 6,590 |
| Pre-tax net operating income | $621,000 | 4,590 |
| Securities gains (losses) | $-11,000 | 7,345 |
| Applicable income taxes | $229,000 | 2,766 |
| Income before extraordinary items | $381,000 | 4,862 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $381,000 | 4,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $388,040 | 5,004 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 6,544 |
| Total interest expense | $541,000 | 6,887 |
| Net interest income | $1,120,000 | 6,221 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $268,000 | 4,846 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $252,000 | 2,987 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $16,000 | 7,379 |
| Total noninterest expense | $1,031,000 | 6,199 |
| Salaries and employee benefits | $641,000 | 5,864 |
| Premises and equipment expense | $133,000 | 6,148 |
| Additional noninterest expense | $257,000 | 6,584 |
| Pre-tax net operating income | $357,000 | 4,985 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $128,000 | 3,196 |
| Income before extraordinary items | $229,000 | 5,406 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $229,000 | 5,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $229,000 | 5,339 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $795,000 | 6,722 |
| Total interest expense | $282,000 | 6,956 |
| Net interest income | $513,000 | 6,452 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $128,000 | 4,948 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $121,000 | 3,039 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $505,000 | 6,275 |
| Salaries and employee benefits | $309,000 | 6,004 |
| Premises and equipment expense | $67,000 | 6,170 |
| Additional noninterest expense | $129,000 | 6,548 |
| Pre-tax net operating income | $136,000 | 5,590 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $29,000 | 4,079 |
| Income before extraordinary items | $107,000 | 5,748 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $107,000 | 5,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $107,000 | 5,657 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,215,000 | 6,704 |
| Total interest expense | $1,168,000 | 6,916 |
| Net interest income | $2,047,000 | 6,446 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $561,000 | 4,771 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $473,000 | 3,169 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $88,000 | 6,406 |
| Total noninterest expense | $1,809,000 | 6,466 |
| Salaries and employee benefits | $1,049,000 | 6,325 |
| Premises and equipment expense | $304,000 | 5,748 |
| Additional noninterest expense | $456,000 | 6,799 |
| Pre-tax net operating income | $799,000 | 5,178 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $152,000 | 4,116 |
| Income before extraordinary items | $649,000 | 5,209 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $649,000 | 5,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,282 |
| Cash dividends | $1,900,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $-393,000 | 8,472 |
| Net operating income | $647,380 | 5,194 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,395,000 | 6,753 |
| Total interest expense | $859,000 | 6,978 |
| Net interest income | $1,536,000 | 6,478 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $422,000 | 4,792 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $343,000 | 3,236 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $79,000 | 6,171 |
| Total noninterest expense | $1,320,000 | 6,522 |
| Salaries and employee benefits | $769,000 | 6,366 |
| Premises and equipment expense | $210,000 | 5,956 |
| Additional noninterest expense | $341,000 | 6,797 |
| Pre-tax net operating income | $638,000 | 5,317 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $251,000 | 3,422 |
| Income before extraordinary items | $389,000 | 5,876 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $389,000 | 5,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,231 |
| Cash dividends | $1,720,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $387,720 | 5,870 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,558,000 | 6,838 |
| Total interest expense | $562,000 | 7,038 |
| Net interest income | $996,000 | 6,592 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $236,000 | 5,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $223,000 | 3,278 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $900,000 | 6,518 |
| Salaries and employee benefits | $534,000 | 6,338 |
| Premises and equipment expense | $144,000 | 5,929 |
| Additional noninterest expense | $222,000 | 6,869 |
| Pre-tax net operating income | $332,000 | 5,861 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $124,000 | 3,884 |
| Income before extraordinary items | $210,000 | 6,308 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $210,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-48,000 | 8,276 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $208,720 | 6,309 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 6,885 |
| Total interest expense | $278,000 | 7,061 |
| Net interest income | $496,000 | 6,625 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $127,000 | 4,998 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $122,000 | 3,030 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $5,000 | 7,889 |
| Total noninterest expense | $456,000 | 6,518 |
| Salaries and employee benefits | $304,000 | 6,001 |
| Premises and equipment expense | $72,000 | 5,967 |
| Additional noninterest expense | $80,000 | 7,484 |
| Pre-tax net operating income | $167,000 | 5,853 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $54,000 | 4,042 |
| Income before extraordinary items | $113,000 | 6,199 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $113,000 | 6,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,049 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $113,000 | 6,181 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,906,000 | 6,847 |
| Total interest expense | $899,000 | 7,126 |
| Net interest income | $2,007,000 | 6,551 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $435,000 | 5,428 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $388,000 | 3,595 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $1,673,000 | 6,618 |
| Salaries and employee benefits | $999,000 | 6,403 |
| Premises and equipment expense | $280,000 | 5,918 |
| Additional noninterest expense | $394,000 | 7,102 |
| Pre-tax net operating income | $769,000 | 5,728 |
| Securities gains (losses) | $-13,000 | 7,384 |
| Applicable income taxes | $300,000 | 3,806 |
| Income before extraordinary items | $456,000 | 6,314 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $456,000 | 6,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,595 |
| Cash dividends | $240,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $464,320 | 6,283 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,143,000 | 6,929 |
| Total interest expense | $618,000 | 7,275 |
| Net interest income | $1,525,000 | 6,589 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $306,000 | 5,590 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $269,000 | 3,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,308 |
| Total noninterest expense | $1,251,000 | 6,640 |
| Salaries and employee benefits | $753,000 | 6,393 |
| Premises and equipment expense | $205,000 | 6,000 |
| Additional noninterest expense | $293,000 | 7,130 |
| Pre-tax net operating income | $580,000 | 5,935 |
| Securities gains (losses) | $-13,000 | 7,688 |
| Applicable income taxes | $221,000 | 4,004 |
| Income before extraordinary items | $346,000 | 6,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $346,000 | 6,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $354,320 | 6,445 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,395,000 | 6,984 |
| Total interest expense | $375,000 | 7,378 |
| Net interest income | $1,020,000 | 6,612 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $184,000 | 5,815 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $167,000 | 3,914 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 7,713 |
| Total noninterest expense | $863,000 | 6,581 |
| Salaries and employee benefits | $542,000 | 6,208 |
| Premises and equipment expense | $135,000 | 6,040 |
| Additional noninterest expense | $186,000 | 7,228 |
| Pre-tax net operating income | $341,000 | 6,207 |
| Securities gains (losses) | $-13,000 | 7,948 |
| Applicable income taxes | $121,000 | 4,297 |
| Income before extraordinary items | $207,000 | 6,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $215,320 | 6,635 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,988 |
| Total interest expense | $175,000 | 7,461 |
| Net interest income | $514,000 | 6,615 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $84,000 | 5,967 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $76,000 | 4,048 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,731 |
| Total noninterest expense | $495,000 | 6,211 |
| Salaries and employee benefits | $330,000 | 5,643 |
| Premises and equipment expense | $71,000 | 5,930 |
| Additional noninterest expense | $94,000 | 7,209 |
| Pre-tax net operating income | $103,000 | 7,020 |
| Securities gains (losses) | $-13,000 | 8,292 |
| Applicable income taxes | $22,000 | 5,279 |
| Income before extraordinary items | $68,000 | 7,222 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $68,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $77,880 | 7,086 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,702,000 | 6,837 |
| Total interest expense | $538,000 | 7,504 |
| Net interest income | $2,164,000 | 6,428 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $372,000 | 5,873 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $327,000 | 3,989 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $45,000 | 7,498 |
| Total noninterest expense | $1,667,000 | 6,614 |
| Salaries and employee benefits | $1,033,000 | 6,255 |
| Premises and equipment expense | $245,000 | 6,267 |
| Additional noninterest expense | $389,000 | 7,136 |
| Pre-tax net operating income | $849,000 | 5,747 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $335,000 | 3,976 |
| Income before extraordinary items | $506,000 | 6,346 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $506,000 | 6,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $360,000 | 4,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $511,120 | 6,293 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,019,000 | 6,850 |
| Total interest expense | $382,000 | 7,551 |
| Net interest income | $1,637,000 | 6,433 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $273,000 | 5,974 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $236,000 | 4,086 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $37,000 | 7,425 |
| Total noninterest expense | $1,223,000 | 6,681 |
| Salaries and employee benefits | $764,000 | 6,289 |
| Premises and equipment expense | $171,000 | 6,411 |
| Additional noninterest expense | $288,000 | 7,184 |
| Pre-tax net operating income | $687,000 | 5,686 |
| Securities gains (losses) | $-2,000 | 7,438 |
| Applicable income taxes | $270,000 | 3,963 |
| Income before extraordinary items | $415,000 | 6,285 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $415,000 | 6,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,271 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $416,280 | 6,241 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,340,000 | 6,816 |
| Total interest expense | $245,000 | 7,554 |
| Net interest income | $1,095,000 | 6,426 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $162,000 | 6,187 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $148,000 | 4,183 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $14,000 | 7,946 |
| Total noninterest expense | $849,000 | 6,580 |
| Salaries and employee benefits | $540,000 | 6,105 |
| Premises and equipment expense | $116,000 | 6,370 |
| Additional noninterest expense | $193,000 | 7,162 |
| Pre-tax net operating income | $408,000 | 5,935 |
| Securities gains (losses) | $-3,000 | 7,812 |
| Applicable income taxes | $153,000 | 4,217 |
| Income before extraordinary items | $252,000 | 6,498 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $253,920 | 6,439 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,865 |
| Total interest expense | $123,000 | 7,523 |
| Net interest income | $540,000 | 6,501 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $72,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $66,000 | 4,389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $460,000 | 6,369 |
| Salaries and employee benefits | $306,000 | 5,735 |
| Premises and equipment expense | $60,000 | 6,332 |
| Additional noninterest expense | $94,000 | 7,271 |
| Pre-tax net operating income | $152,000 | 6,532 |
| Securities gains (losses) | $-3,000 | 8,297 |
| Applicable income taxes | $46,000 | 4,870 |
| Income before extraordinary items | $103,000 | 6,845 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $103,000 | 6,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $105,070 | 6,768 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,608,000 | 6,798 |
| Total interest expense | $563,000 | 7,085 |
| Net interest income | $2,045,000 | 6,565 |
| Provision for loan and lease losses | $66,000 | 5,556 |
| Total noninterest income | $397,000 | 5,814 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $325,000 | 4,133 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $1,591,000 | 6,725 |
| Salaries and employee benefits | $961,000 | 6,414 |
| Premises and equipment expense | $238,000 | 6,319 |
| Additional noninterest expense | $392,000 | 7,162 |
| Pre-tax net operating income | $785,000 | 5,836 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $295,000 | 4,189 |
| Income before extraordinary items | $494,000 | 6,386 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $494,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,118 |
| Cash dividends | $240,000 | 4,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $491,440 | 6,323 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,931,000 | 6,846 |
| Total interest expense | $428,000 | 7,058 |
| Net interest income | $1,503,000 | 6,621 |
| Provision for loan and lease losses | $66,000 | 5,012 |
| Total noninterest income | $292,000 | 5,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $244,000 | 4,160 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $48,000 | 7,110 |
| Total noninterest expense | $1,190,000 | 6,699 |
| Salaries and employee benefits | $714,000 | 6,405 |
| Premises and equipment expense | $177,000 | 6,323 |
| Additional noninterest expense | $299,000 | 7,096 |
| Pre-tax net operating income | $539,000 | 6,149 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $191,000 | 4,508 |
| Income before extraordinary items | $349,000 | 6,615 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $349,000 | 6,616 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,382 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $348,350 | 6,549 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 6,949 |
| Total interest expense | $288,000 | 7,069 |
| Net interest income | $956,000 | 6,781 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $181,000 | 6,046 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $158,000 | 4,210 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $23,000 | 7,596 |
| Total noninterest expense | $817,000 | 6,655 |
| Salaries and employee benefits | $507,000 | 6,244 |
| Premises and equipment expense | $115,000 | 6,434 |
| Additional noninterest expense | $195,000 | 7,187 |
| Pre-tax net operating income | $320,000 | 6,377 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $99,000 | 4,856 |
| Income before extraordinary items | $221,000 | 6,703 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $221,000 | 6,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $221,000 | 6,615 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $628,000 | 6,957 |
| Total interest expense | $145,000 | 7,106 |
| Net interest income | $483,000 | 6,783 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $90,000 | 6,013 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $78,000 | 4,175 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $449,000 | 6,416 |
| Salaries and employee benefits | $303,000 | 5,709 |
| Premises and equipment expense | $55,000 | 6,556 |
| Additional noninterest expense | $91,000 | 7,355 |
| Pre-tax net operating income | $124,000 | 6,805 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $17,000 | 5,912 |
| Income before extraordinary items | $107,000 | 6,747 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $107,000 | 6,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $107,000 | 6,629 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,579,000 | 6,959 |
| Total interest expense | $676,000 | 7,124 |
| Net interest income | $1,903,000 | 6,735 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $386,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $337,000 | 4,040 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $49,000 | 7,593 |
| Total noninterest expense | $1,504,000 | 6,878 |
| Salaries and employee benefits | $973,000 | 6,356 |
| Premises and equipment expense | $213,000 | 6,632 |
| Additional noninterest expense | $318,000 | 7,649 |
| Pre-tax net operating income | $785,000 | 5,746 |
| Securities gains (losses) | $27,000 | 3,018 |
| Applicable income taxes | $323,000 | 4,166 |
| Income before extraordinary items | $489,000 | 6,385 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $489,000 | 6,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $240,000 | 4,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $471,720 | 6,310 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,953,000 | 7,011 |
| Total interest expense | $524,000 | 7,198 |
| Net interest income | $1,429,000 | 6,776 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $287,000 | 6,112 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $247,000 | 4,121 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $40,000 | 7,508 |
| Total noninterest expense | $1,109,000 | 6,922 |
| Salaries and employee benefits | $732,000 | 6,330 |
| Premises and equipment expense | $157,000 | 6,673 |
| Additional noninterest expense | $220,000 | 7,819 |
| Pre-tax net operating income | $607,000 | 5,845 |
| Securities gains (losses) | $27,000 | 2,773 |
| Applicable income taxes | $249,000 | 4,285 |
| Income before extraordinary items | $385,000 | 6,441 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $385,000 | 6,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $367,720 | 6,385 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,332,000 | 6,998 |
| Total interest expense | $361,000 | 7,248 |
| Net interest income | $971,000 | 6,726 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $163,000 | 6,445 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $147,000 | 4,341 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,000 | 8,080 |
| Total noninterest expense | $771,000 | 6,826 |
| Salaries and employee benefits | $529,000 | 6,050 |
| Premises and equipment expense | $101,000 | 6,739 |
| Additional noninterest expense | $141,000 | 7,900 |
| Pre-tax net operating income | $363,000 | 6,087 |
| Securities gains (losses) | $3,000 | 3,367 |
| Applicable income taxes | $137,000 | 4,645 |
| Income before extraordinary items | $229,000 | 6,711 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $229,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $227,080 | 6,523 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $680,000 | 6,981 |
| Total interest expense | $183,000 | 7,307 |
| Net interest income | $497,000 | 6,667 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $80,000 | 6,439 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $10,000 | 7,893 |
| Total noninterest expense | $447,000 | 6,359 |
| Salaries and employee benefits | $327,000 | 5,335 |
| Premises and equipment expense | $52,000 | 6,665 |
| Additional noninterest expense | $68,000 | 7,999 |
| Pre-tax net operating income | $130,000 | 6,755 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $92,000 | 6,886 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,108,000 | 6,752 |
| Total interest expense | $836,000 | 7,404 |
| Net interest income | $2,272,000 | 6,208 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $305,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $252,000 | 4,667 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $53,000 | 7,532 |
| Total noninterest expense | $1,463,000 | 6,917 |
| Salaries and employee benefits | $945,000 | 6,330 |
| Premises and equipment expense | $210,000 | 6,659 |
| Additional noninterest expense | $308,000 | 7,753 |
| Pre-tax net operating income | $1,078,000 | 5,020 |
| Securities gains (losses) | $20,000 | 3,147 |
| Applicable income taxes | $394,000 | 3,912 |
| Income before extraordinary items | $704,000 | 5,546 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $704,000 | 5,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $240,000 | 4,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $691,200 | 5,446 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,166,000 | 7,074 |
| Total interest expense | $1,101,000 | 7,810 |
| Net interest income | $2,065,000 | 6,341 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $267,000 | 6,700 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $197,000 | 5,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $70,000 | 7,115 |
| Total noninterest expense | $1,482,000 | 6,833 |
| Salaries and employee benefits | $937,000 | 6,213 |
| Premises and equipment expense | $245,000 | 6,143 |
| Additional noninterest expense | $300,000 | 7,860 |
| Pre-tax net operating income | $850,000 | 5,336 |
| Securities gains (losses) | $10,000 | 3,593 |
| Applicable income taxes | $249,000 | 4,617 |
| Income before extraordinary items | $611,000 | 5,572 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $611,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $210,000 | 4,928 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $603,900 | 5,475 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 7,313 |
| Total interest expense | $1,091,000 | 8,031 |
| Net interest income | $2,007,000 | 6,545 |
| Provision for loan and lease losses | $1,000 | 8,301 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $187,000 | 5,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $68,000 | 7,243 |
| Total noninterest expense | $1,411,000 | 6,976 |
| Salaries and employee benefits | $918,000 | 6,253 |
| Premises and equipment expense | $220,000 | 6,456 |
| Additional noninterest expense | $273,000 | 8,166 |
| Pre-tax net operating income | $850,000 | 5,700 |
| Securities gains (losses) | $10,000 | 1,158 |
| Applicable income taxes | $308,000 | 4,549 |
| Income before extraordinary items | $552,000 | 6,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $552,000 | 6,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,468 |
| Cash dividends | $192,000 | 5,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $545,600 | 6,107 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,971,000 | 7,413 |
| Total interest expense | $1,031,000 | 8,103 |
| Net interest income | $1,940,000 | 6,752 |
| Provision for loan and lease losses | $4,000 | 8,376 |
| Total noninterest income | $264,000 | 6,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $180,000 | 5,397 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,038 |
| Total noninterest expense | $1,384,000 | 7,080 |
| Salaries and employee benefits | $924,000 | 6,204 |
| Premises and equipment expense | $201,000 | 6,799 |
| Additional noninterest expense | $259,000 | 8,475 |
| Pre-tax net operating income | $816,000 | 5,867 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $523,000 | 6,281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $523,000 | 6,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,395 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $523,000 | 6,265 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 7,650 |
| Total interest expense | $987,000 | 8,456 |
| Net interest income | $1,906,000 | 6,842 |
| Provision for loan and lease losses | $38,000 | 7,037 |
| Total noninterest income | $236,000 | 7,149 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 7,768 |
| Total noninterest expense | $1,301,000 | 7,246 |
| Salaries and employee benefits | $902,000 | 6,200 |
| Premises and equipment expense | $172,000 | 7,202 |
| Additional noninterest expense | $227,000 | 8,823 |
| Pre-tax net operating income | $803,000 | 6,085 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $520,000 | 6,485 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $520,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,814 |
| Cash dividends | $174,000 | 5,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $516,800 | 6,389 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 7,973 |
| Total interest expense | $980,000 | 8,739 |
| Net interest income | $1,842,000 | 7,232 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $256,000 | 7,144 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $159,000 | 6,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $97,000 | 6,866 |
| Total noninterest expense | $1,240,000 | 7,531 |
| Salaries and employee benefits | $855,000 | 6,514 |
| Premises and equipment expense | $166,000 | 7,452 |
| Additional noninterest expense | $219,000 | 9,178 |
| Pre-tax net operating income | $846,000 | 6,346 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $305,000 | 5,683 |
| Income before extraordinary items | $541,000 | 6,733 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $541,000 | 6,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 7,179 |
| Cash dividends | $168,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $541,000 | 6,675 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,732,000 | 8,368 |
| Total interest expense | $1,007,000 | 8,982 |
| Net interest income | $1,725,000 | 7,716 |
| Provision for loan and lease losses | $21,000 | 7,918 |
| Total noninterest income | $228,000 | 7,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,207 |
| Total noninterest expense | $1,223,000 | 7,923 |
| Salaries and employee benefits | $844,000 | 6,751 |
| Premises and equipment expense | $164,000 | 7,747 |
| Additional noninterest expense | $215,000 | 9,764 |
| Pre-tax net operating income | $709,000 | 6,892 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $253,000 | 6,414 |
| Income before extraordinary items | $456,000 | 7,192 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $456,000 | 7,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,676 |
| Cash dividends | $162,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $456,000 | 7,146 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,693,000 | 8,642 |
| Total interest expense | $937,000 | 9,478 |
| Net interest income | $1,756,000 | 7,881 |
| Provision for loan and lease losses | $34,000 | 6,948 |
| Total noninterest income | $213,000 | 8,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 8,706 |
| Total noninterest expense | $1,248,000 | 8,054 |
| Salaries and employee benefits | $857,000 | 6,783 |
| Premises and equipment expense | $159,000 | 8,051 |
| Additional noninterest expense | $232,000 | 10,043 |
| Pre-tax net operating income | $687,000 | 7,392 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $246,000 | 6,705 |
| Income before extraordinary items | $441,000 | 7,715 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $441,000 | 7,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,798 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $441,000 | 7,688 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,630,000 | 8,676 |
| Total interest expense | $780,000 | 9,705 |
| Net interest income | $1,850,000 | 7,916 |
| Provision for loan and lease losses | $3,000 | 8,961 |
| Total noninterest income | $199,000 | 8,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $123,000 | 7,513 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $76,000 | 8,407 |
| Total noninterest expense | $1,284,000 | 8,307 |
| Salaries and employee benefits | $845,000 | 6,950 |
| Premises and equipment expense | $169,000 | 8,112 |
| Additional noninterest expense | $270,000 | 10,298 |
| Pre-tax net operating income | $762,000 | 7,069 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $274,000 | 6,207 |
| Income before extraordinary items | $488,000 | 7,407 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $488,000 | 7,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $150,000 | 6,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $488,000 | 7,441 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,623,000 | 8,962 |
| Total interest expense | $702,000 | 10,570 |
| Net interest income | $1,921,000 | 7,913 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $222,000 | 8,820 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $87,000 | 8,348 |
| Total noninterest expense | $1,290,000 | 8,551 |
| Salaries and employee benefits | $843,000 | 7,059 |
| Premises and equipment expense | $162,000 | 8,585 |
| Additional noninterest expense | $285,000 | 10,627 |
| Pre-tax net operating income | $849,000 | 6,576 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $304,000 | 6,031 |
| Income before extraordinary items | $545,000 | 7,183 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $545,000 | 7,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $144,000 | 6,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $545,000 | 6,939 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,873,000 | 9,202 |
| Total interest expense | $974,000 | 10,515 |
| Net interest income | $1,899,000 | 8,043 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $237,000 | 8,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $136,000 | 7,502 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 8,026 |
| Total noninterest expense | $1,210,000 | 8,995 |
| Salaries and employee benefits | $766,000 | 7,490 |
| Premises and equipment expense | $175,000 | 8,439 |
| Additional noninterest expense | $269,000 | 11,288 |
| Pre-tax net operating income | $906,000 | 6,063 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $308,000 | 5,822 |
| Income before extraordinary items | $598,000 | 6,597 |
| Extraordinary gains, net | $-125,000 | 13,676 |
| Net income | $473,000 | 7,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 9,104 |
| Cash dividends | $132,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $598,000 | 6,229 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.