Home > Blue Grass Savings Bank > Income and Expense
Blue Grass Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 3,079 |
| Total interest expense | $3,273,000 | 2,507 |
| Net interest income | $5,018,000 | 3,355 |
| Provision for loan and lease losses | $120,000 | 2,323 |
| Total noninterest income | $299,000 | 3,799 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $226,000 | 2,537 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 4,114 |
| Total noninterest expense | $3,110,000 | 3,653 |
| Salaries and employee benefits | $1,809,000 | 3,574 |
| Premises and equipment expense | $363,000 | 3,378 |
| Additional noninterest expense | $73,000 | 4,114 |
| Pre-tax net operating income | $2,087,000 | 2,913 |
| Securities gains (losses) | $-546,000 | 4,206 |
| Applicable income taxes | $279,000 | 2,273 |
| Income before extraordinary items | $1,262,000 | 3,257 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,262,000 | 3,293 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,262,000 | 3,259 |
| Net charge-offs | $25,000 | 2,107 |
| Cash dividends | $696,000 | 2,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,709,720 | 2,979 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,059,000 | 3,094 |
| Total interest expense | $2,289,000 | 2,478 |
| Net interest income | $3,770,000 | 3,362 |
| Provision for loan and lease losses | $90,000 | 2,173 |
| Total noninterest income | $175,000 | 3,943 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $174,000 | 2,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 4,488 |
| Total noninterest expense | $2,159,000 | 3,730 |
| Salaries and employee benefits | $1,221,000 | 3,673 |
| Premises and equipment expense | $266,000 | 3,421 |
| Additional noninterest expense | $1,000 | 4,524 |
| Pre-tax net operating income | $1,696,000 | 2,884 |
| Securities gains (losses) | $-410,000 | 4,340 |
| Applicable income taxes | $243,000 | 2,234 |
| Income before extraordinary items | $1,043,000 | 3,252 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,043,000 | 3,285 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,043,000 | 3,253 |
| Net charge-offs | $24,000 | 1,816 |
| Cash dividends | $304,000 | 2,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,375,100 | 2,965 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 3,119 |
| Total interest expense | $1,407,000 | 2,427 |
| Net interest income | $2,504,000 | 3,387 |
| Provision for loan and lease losses | $60,000 | 2,092 |
| Total noninterest income | $44,000 | 4,335 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $115,000 | 2,521 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-71,000 | 4,653 |
| Total noninterest expense | $1,380,000 | 3,781 |
| Salaries and employee benefits | $730,000 | 3,810 |
| Premises and equipment expense | $182,000 | 3,389 |
| Additional noninterest expense | $-71,000 | 4,653 |
| Pre-tax net operating income | $1,108,000 | 2,919 |
| Securities gains (losses) | $-339,000 | 4,433 |
| Applicable income taxes | $145,000 | 2,344 |
| Income before extraordinary items | $624,000 | 3,404 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $624,000 | 3,437 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $624,000 | 3,403 |
| Net charge-offs | $46,000 | 1,202 |
| Cash dividends | $202,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $898,590 | 3,014 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 3,160 |
| Total interest expense | $610,000 | 2,405 |
| Net interest income | $1,280,000 | 3,364 |
| Provision for loan and lease losses | $30,000 | 1,903 |
| Total noninterest income | $-98,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $50,000 | 2,710 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-148,000 | 4,679 |
| Total noninterest expense | $580,000 | 3,991 |
| Salaries and employee benefits | $280,000 | 4,090 |
| Premises and equipment expense | $97,000 | 3,361 |
| Additional noninterest expense | $-148,000 | 4,679 |
| Pre-tax net operating income | $572,000 | 2,952 |
| Securities gains (losses) | $-294,000 | 4,496 |
| Applicable income taxes | $47,000 | 2,579 |
| Income before extraordinary items | $231,000 | 3,707 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $231,000 | 3,706 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $231,000 | 3,707 |
| Net charge-offs | $101,000 | 599 |
| Cash dividends | $101,000 | 2,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $475,020 | 3,023 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,752,000 | 3,094 |
| Total interest expense | $1,555,000 | 1,873 |
| Net interest income | $5,197,000 | 3,296 |
| Provision for loan and lease losses | $120,000 | 2,097 |
| Total noninterest income | $528,000 | 3,479 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $210,000 | 2,690 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,474 |
| Total noninterest expense | $3,106,000 | 3,680 |
| Salaries and employee benefits | $1,719,000 | 3,667 |
| Premises and equipment expense | $448,000 | 3,140 |
| Additional noninterest expense | $318,000 | 3,474 |
| Pre-tax net operating income | $2,499,000 | 2,856 |
| Securities gains (losses) | $-281,000 | 4,191 |
| Applicable income taxes | $431,000 | 2,139 |
| Income before extraordinary items | $1,787,000 | 3,068 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,787,000 | 3,065 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,787,000 | 3,067 |
| Net charge-offs | $-99,000 | 4,275 |
| Cash dividends | $499,000 | 2,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,014,610 | 2,960 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,924,000 | 3,083 |
| Total interest expense | $1,059,000 | 1,689 |
| Net interest income | $3,865,000 | 3,286 |
| Provision for loan and lease losses | $90,000 | 1,934 |
| Total noninterest income | $392,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $156,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $236,000 | 3,510 |
| Total noninterest expense | $2,155,000 | 3,760 |
| Salaries and employee benefits | $1,161,000 | 3,796 |
| Premises and equipment expense | $327,000 | 3,177 |
| Additional noninterest expense | $236,000 | 3,510 |
| Pre-tax net operating income | $2,012,000 | 2,769 |
| Securities gains (losses) | $-175,000 | 4,340 |
| Applicable income taxes | $370,000 | 2,039 |
| Income before extraordinary items | $1,467,000 | 2,942 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,467,000 | 2,940 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,467,000 | 2,941 |
| Net charge-offs | $-100,000 | 4,296 |
| Cash dividends | $304,000 | 2,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,607,000 | 2,882 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,085 |
| Total interest expense | $708,000 | 1,501 |
| Net interest income | $2,506,000 | 3,307 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $265,000 | 3,501 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $102,000 | 2,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 3,514 |
| Total noninterest expense | $1,361,000 | 3,840 |
| Salaries and employee benefits | $692,000 | 3,926 |
| Premises and equipment expense | $216,000 | 3,207 |
| Additional noninterest expense | $453,000 | 3,768 |
| Pre-tax net operating income | $1,350,000 | 2,691 |
| Securities gains (losses) | $-49,000 | 4,236 |
| Applicable income taxes | $267,000 | 1,922 |
| Income before extraordinary items | $1,034,000 | 2,792 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,034,000 | 2,790 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,034,000 | 2,792 |
| Net charge-offs | $-42,000 | 4,130 |
| Cash dividends | $202,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,072,710 | 2,781 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 3,061 |
| Total interest expense | $364,000 | 1,416 |
| Net interest income | $1,224,000 | 3,302 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $-31,000 | 4,777 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $48,000 | 2,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-79,000 | 4,785 |
| Total noninterest expense | $677,000 | 3,848 |
| Salaries and employee benefits | $332,000 | 3,981 |
| Premises and equipment expense | $101,000 | 3,333 |
| Additional noninterest expense | $244,000 | 3,677 |
| Pre-tax net operating income | $486,000 | 2,940 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $96,000 | 2,084 |
| Income before extraordinary items | $390,000 | 3,016 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $390,000 | 3,015 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $390,000 | 3,016 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $101,000 | 1,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $390,000 | 3,034 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,961,000 | 3,005 |
| Total interest expense | $1,718,000 | 1,500 |
| Net interest income | $5,243,000 | 3,267 |
| Provision for loan and lease losses | $120,000 | 2,036 |
| Total noninterest income | $473,000 | 3,702 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $193,000 | 2,729 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $280,000 | 3,773 |
| Total noninterest expense | $3,057,000 | 3,744 |
| Salaries and employee benefits | $1,750,000 | 3,686 |
| Premises and equipment expense | $450,000 | 3,168 |
| Additional noninterest expense | $857,000 | 3,861 |
| Pre-tax net operating income | $2,539,000 | 2,884 |
| Securities gains (losses) | $10,000 | 1,707 |
| Applicable income taxes | $516,000 | 2,071 |
| Income before extraordinary items | $2,033,000 | 3,003 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,033,000 | 3,003 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,033,000 | 3,003 |
| Net charge-offs | $-103,000 | 4,370 |
| Cash dividends | $4,204,000 | 910 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,025,000 | 2,985 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,333,000 | 3,029 |
| Total interest expense | $1,321,000 | 1,552 |
| Net interest income | $4,012,000 | 3,288 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $343,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $190,000 | 3,885 |
| Total noninterest expense | $2,105,000 | 3,867 |
| Salaries and employee benefits | $1,225,000 | 3,807 |
| Premises and equipment expense | $331,000 | 3,238 |
| Additional noninterest expense | $549,000 | 4,080 |
| Pre-tax net operating income | $2,160,000 | 2,853 |
| Securities gains (losses) | $11,000 | 1,610 |
| Applicable income taxes | $451,000 | 2,050 |
| Income before extraordinary items | $1,720,000 | 2,984 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,720,000 | 2,984 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,720,000 | 2,984 |
| Net charge-offs | $-100,000 | 4,463 |
| Cash dividends | $303,000 | 2,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,711,310 | 2,965 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,258,000 | 3,169 |
| Total interest expense | $899,000 | 1,581 |
| Net interest income | $2,359,000 | 3,492 |
| Provision for loan and lease losses | $60,000 | 1,979 |
| Total noninterest income | $657,000 | 2,686 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $535,000 | 889 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $122,000 | 3,911 |
| Total noninterest expense | $1,092,000 | 4,165 |
| Salaries and employee benefits | $533,000 | 4,274 |
| Premises and equipment expense | $210,000 | 3,322 |
| Additional noninterest expense | $349,000 | 4,139 |
| Pre-tax net operating income | $1,864,000 | 2,492 |
| Securities gains (losses) | $11,000 | 1,388 |
| Applicable income taxes | $406,000 | 1,838 |
| Income before extraordinary items | $1,469,000 | 2,659 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,469,000 | 2,658 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,469,000 | 2,659 |
| Net charge-offs | $-100,000 | 4,590 |
| Cash dividends | $202,000 | 2,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,460,310 | 2,640 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,172 |
| Total interest expense | $462,000 | 1,608 |
| Net interest income | $1,171,000 | 3,497 |
| Provision for loan and lease losses | $30,000 | 1,982 |
| Total noninterest income | $369,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $307,000 | 780 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 3,874 |
| Total noninterest expense | $429,000 | 4,404 |
| Salaries and employee benefits | $156,000 | 4,682 |
| Premises and equipment expense | $108,000 | 3,283 |
| Additional noninterest expense | $165,000 | 4,210 |
| Pre-tax net operating income | $1,081,000 | 2,268 |
| Securities gains (losses) | $11,000 | 1,037 |
| Applicable income taxes | $235,000 | 1,691 |
| Income before extraordinary items | $857,000 | 2,415 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $857,000 | 2,414 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $857,000 | 2,415 |
| Net charge-offs | $-100,000 | 4,762 |
| Cash dividends | $101,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $848,310 | 2,392 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,073,000 | 3,063 |
| Total interest expense | $2,184,000 | 1,867 |
| Net interest income | $4,889,000 | 3,378 |
| Provision for loan and lease losses | $385,000 | 2,484 |
| Total noninterest income | $526,000 | 3,573 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $351,000 | 2,053 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 4,042 |
| Total noninterest expense | $2,631,000 | 3,978 |
| Salaries and employee benefits | $1,614,000 | 3,874 |
| Premises and equipment expense | $432,000 | 3,278 |
| Additional noninterest expense | $585,000 | 4,332 |
| Pre-tax net operating income | $2,399,000 | 2,725 |
| Securities gains (losses) | $7,000 | 2,384 |
| Applicable income taxes | $466,000 | 1,998 |
| Income before extraordinary items | $1,940,000 | 2,868 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,940,000 | 2,867 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,940,000 | 2,868 |
| Net charge-offs | $1,044,000 | 633 |
| Cash dividends | $1,721,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $-269,000 | 4,956 |
| Net operating income | $1,934,330 | 2,821 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $5,359,000 | 3,078 |
| Total interest expense | $1,685,000 | 1,915 |
| Net interest income | $3,674,000 | 3,396 |
| Provision for loan and lease losses | $340,000 | 2,312 |
| Total noninterest income | $398,000 | 3,553 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $300,000 | 1,887 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 4,239 |
| Total noninterest expense | $1,871,000 | 4,043 |
| Salaries and employee benefits | $1,137,000 | 3,940 |
| Premises and equipment expense | $331,000 | 3,252 |
| Additional noninterest expense | $403,000 | 4,412 |
| Pre-tax net operating income | $1,861,000 | 2,688 |
| Securities gains (losses) | $-1,000 | 4,639 |
| Applicable income taxes | $365,000 | 1,941 |
| Income before extraordinary items | $1,495,000 | 2,834 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,495,000 | 2,833 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,495,000 | 2,834 |
| Net charge-offs | $424,000 | 827 |
| Cash dividends | $292,000 | 2,751 |
| Sale, conversion, retirement of capital stock, net | $-269,000 | 4,998 |
| Net operating income | $1,495,800 | 2,785 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,601,000 | 3,094 |
| Total interest expense | $1,158,000 | 1,966 |
| Net interest income | $2,443,000 | 3,429 |
| Provision for loan and lease losses | $190,000 | 2,455 |
| Total noninterest income | $351,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $239,000 | 1,685 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,834 |
| Total noninterest expense | $1,403,000 | 3,903 |
| Salaries and employee benefits | $914,000 | 3,698 |
| Premises and equipment expense | $217,000 | 3,286 |
| Additional noninterest expense | $272,000 | 4,417 |
| Pre-tax net operating income | $1,201,000 | 2,693 |
| Securities gains (losses) | $-1,000 | 4,646 |
| Applicable income taxes | $236,000 | 1,923 |
| Income before extraordinary items | $964,000 | 2,854 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $964,000 | 2,853 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $964,000 | 2,854 |
| Net charge-offs | $464,000 | 626 |
| Cash dividends | $194,000 | 2,697 |
| Sale, conversion, retirement of capital stock, net | $-269,000 | 5,041 |
| Net operating income | $964,800 | 2,809 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,077 |
| Total interest expense | $593,000 | 2,068 |
| Net interest income | $1,236,000 | 3,373 |
| Provision for loan and lease losses | $45,000 | 2,611 |
| Total noninterest income | $119,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $52,000 | 3,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,603 |
| Total noninterest expense | $667,000 | 4,006 |
| Salaries and employee benefits | $420,000 | 3,854 |
| Premises and equipment expense | $111,000 | 3,260 |
| Additional noninterest expense | $136,000 | 4,469 |
| Pre-tax net operating income | $643,000 | 2,462 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $131,000 | 1,737 |
| Income before extraordinary items | $512,000 | 2,611 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $512,000 | 2,610 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $512,000 | 2,612 |
| Net charge-offs | $323,000 | 474 |
| Cash dividends | $97,000 | 2,329 |
| Sale, conversion, retirement of capital stock, net | $-269,000 | 5,095 |
| Net operating income | $512,000 | 2,589 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 3,153 |
| Total interest expense | $2,330,000 | 2,133 |
| Net interest income | $4,821,000 | 3,466 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $613,000 | 3,433 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $237,000 | 2,946 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,336 |
| Total noninterest expense | $3,294,000 | 3,749 |
| Salaries and employee benefits | $1,871,000 | 3,723 |
| Premises and equipment expense | $462,000 | 3,234 |
| Additional noninterest expense | $961,000 | 3,853 |
| Pre-tax net operating income | $1,940,000 | 3,071 |
| Securities gains (losses) | $-6,000 | 4,737 |
| Applicable income taxes | $359,000 | 2,233 |
| Income before extraordinary items | $1,575,000 | 3,209 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,575,000 | 3,209 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,575,000 | 3,210 |
| Net charge-offs | $-4,000 | 4,311 |
| Cash dividends | $1,917,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,579,860 | 3,177 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $5,419,000 | 3,170 |
| Total interest expense | $1,721,000 | 2,167 |
| Net interest income | $3,698,000 | 3,475 |
| Provision for loan and lease losses | $100,000 | 2,579 |
| Total noninterest income | $382,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $87,000 | 3,837 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,311 |
| Total noninterest expense | $2,130,000 | 3,998 |
| Salaries and employee benefits | $1,268,000 | 3,892 |
| Premises and equipment expense | $314,000 | 3,421 |
| Additional noninterest expense | $548,000 | 4,259 |
| Pre-tax net operating income | $1,850,000 | 2,849 |
| Securities gains (losses) | $6,000 | 1,791 |
| Applicable income taxes | $367,000 | 2,071 |
| Income before extraordinary items | $1,489,000 | 2,963 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,489,000 | 2,964 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,489,000 | 2,964 |
| Net charge-offs | $-7,000 | 4,332 |
| Cash dividends | $276,000 | 2,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,484,200 | 2,941 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,199 |
| Total interest expense | $1,114,000 | 2,183 |
| Net interest income | $2,451,000 | 3,504 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $190,000 | 3,995 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $57,000 | 3,874 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,714 |
| Total noninterest expense | $1,359,000 | 4,077 |
| Salaries and employee benefits | $857,000 | 3,898 |
| Premises and equipment expense | $205,000 | 3,473 |
| Additional noninterest expense | $297,000 | 4,562 |
| Pre-tax net operating income | $1,282,000 | 2,747 |
| Securities gains (losses) | $-6,000 | 4,859 |
| Applicable income taxes | $252,000 | 2,017 |
| Income before extraordinary items | $1,024,000 | 2,915 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,024,000 | 2,914 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,024,000 | 2,914 |
| Net charge-offs | $-12,000 | 4,531 |
| Cash dividends | $184,000 | 2,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,028,800 | 2,887 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 3,268 |
| Total interest expense | $541,000 | 2,201 |
| Net interest income | $1,196,000 | 3,579 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $101,000 | 3,924 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $28,000 | 3,911 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 3,610 |
| Total noninterest expense | $640,000 | 4,208 |
| Salaries and employee benefits | $401,000 | 4,058 |
| Premises and equipment expense | $101,000 | 3,522 |
| Additional noninterest expense | $138,000 | 4,671 |
| Pre-tax net operating income | $657,000 | 2,673 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $126,000 | 1,984 |
| Income before extraordinary items | $531,000 | 2,817 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $531,000 | 2,817 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $531,000 | 2,816 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $92,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $531,000 | 2,803 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,762,000 | 3,228 |
| Total interest expense | $1,915,000 | 1,991 |
| Net interest income | $4,847,000 | 3,556 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $414,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $114,000 | 4,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 3,684 |
| Total noninterest expense | $2,842,000 | 4,072 |
| Salaries and employee benefits | $1,741,000 | 3,920 |
| Premises and equipment expense | $438,000 | 3,380 |
| Additional noninterest expense | $663,000 | 4,475 |
| Pre-tax net operating income | $2,419,000 | 2,832 |
| Securities gains (losses) | $-135,000 | 5,088 |
| Applicable income taxes | $429,000 | 2,112 |
| Income before extraordinary items | $1,855,000 | 3,037 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,855,000 | 3,036 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,855,000 | 3,036 |
| Net charge-offs | $-3,000 | 4,310 |
| Cash dividends | $611,000 | 2,765 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,964,350 | 2,960 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,971,000 | 3,277 |
| Total interest expense | $1,391,000 | 1,961 |
| Net interest income | $3,580,000 | 3,610 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $301,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $86,000 | 4,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 3,757 |
| Total noninterest expense | $1,977,000 | 4,204 |
| Salaries and employee benefits | $1,199,000 | 4,084 |
| Premises and equipment expense | $305,000 | 3,543 |
| Additional noninterest expense | $473,000 | 4,578 |
| Pre-tax net operating income | $1,904,000 | 2,823 |
| Securities gains (losses) | $-109,000 | 5,253 |
| Applicable income taxes | $338,000 | 2,123 |
| Income before extraordinary items | $1,457,000 | 3,035 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,457,000 | 3,033 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,457,000 | 3,034 |
| Net charge-offs | $1,000 | 3,412 |
| Cash dividends | $198,000 | 3,117 |
| Sale, conversion, retirement of capital stock, net | $-20,000 | 5,427 |
| Net operating income | $1,545,290 | 2,929 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 3,283 |
| Total interest expense | $911,000 | 1,914 |
| Net interest income | $2,363,000 | 3,628 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $185,000 | 4,186 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $55,000 | 4,116 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $130,000 | 3,887 |
| Total noninterest expense | $1,303,000 | 4,260 |
| Salaries and employee benefits | $788,000 | 4,141 |
| Premises and equipment expense | $186,000 | 3,722 |
| Additional noninterest expense | $329,000 | 4,561 |
| Pre-tax net operating income | $1,245,000 | 2,814 |
| Securities gains (losses) | $-42,000 | 5,240 |
| Applicable income taxes | $226,000 | 2,104 |
| Income before extraordinary items | $977,000 | 2,997 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $977,000 | 2,996 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $977,000 | 2,996 |
| Net charge-offs | $-9,000 | 4,493 |
| Cash dividends | $132,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,011,020 | 2,926 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,616,000 | 3,310 |
| Total interest expense | $444,000 | 1,871 |
| Net interest income | $1,172,000 | 3,667 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $82,000 | 4,323 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $28,000 | 4,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,069 |
| Total noninterest expense | $606,000 | 4,424 |
| Salaries and employee benefits | $360,000 | 4,341 |
| Premises and equipment expense | $92,000 | 3,783 |
| Additional noninterest expense | $154,000 | 4,704 |
| Pre-tax net operating income | $648,000 | 2,695 |
| Securities gains (losses) | $-14,000 | 5,260 |
| Applicable income taxes | $120,000 | 2,005 |
| Income before extraordinary items | $514,000 | 2,853 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $514,000 | 2,853 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $514,000 | 2,853 |
| Net charge-offs | $1,000 | 2,559 |
| Cash dividends | $66,000 | 2,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $525,340 | 2,804 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 3,268 |
| Total interest expense | $1,750,000 | 1,702 |
| Net interest income | $4,725,000 | 3,635 |
| Provision for loan and lease losses | $15,000 | 4,020 |
| Total noninterest income | $323,000 | 4,416 |
| Gross Fiduciary activities income | $4,000 | 1,047 |
| Service charges on deposit accounts | $103,000 | 4,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $216,000 | 4,131 |
| Total noninterest expense | $2,436,000 | 4,457 |
| Salaries and employee benefits | $1,509,000 | 4,279 |
| Premises and equipment expense | $325,000 | 4,033 |
| Additional noninterest expense | $602,000 | 4,800 |
| Pre-tax net operating income | $2,597,000 | 2,689 |
| Securities gains (losses) | $-71,000 | 5,361 |
| Applicable income taxes | $769,000 | 2,100 |
| Income before extraordinary items | $1,757,000 | 2,901 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,757,000 | 2,900 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,757,000 | 2,901 |
| Net charge-offs | $-136,000 | 5,374 |
| Cash dividends | $395,000 | 3,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,806,700 | 2,836 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,826,000 | 3,297 |
| Total interest expense | $1,314,000 | 1,684 |
| Net interest income | $3,512,000 | 3,675 |
| Provision for loan and lease losses | $15,000 | 3,792 |
| Total noninterest income | $234,000 | 4,515 |
| Gross Fiduciary activities income | $4,000 | 1,000 |
| Service charges on deposit accounts | $77,000 | 4,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $153,000 | 4,236 |
| Total noninterest expense | $1,644,000 | 4,638 |
| Salaries and employee benefits | $1,018,000 | 4,483 |
| Premises and equipment expense | $228,000 | 4,185 |
| Additional noninterest expense | $398,000 | 4,973 |
| Pre-tax net operating income | $2,087,000 | 2,661 |
| Securities gains (losses) | $-1,000 | 5,136 |
| Applicable income taxes | $588,000 | 1,943 |
| Income before extraordinary items | $1,498,000 | 2,865 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,498,000 | 2,864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,498,000 | 2,865 |
| Net charge-offs | $-55,000 | 5,192 |
| Cash dividends | $198,000 | 3,143 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,498,720 | 2,846 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,185,000 | 3,311 |
| Total interest expense | $873,000 | 1,648 |
| Net interest income | $2,312,000 | 3,710 |
| Provision for loan and lease losses | $15,000 | 3,486 |
| Total noninterest income | $152,000 | 4,556 |
| Gross Fiduciary activities income | $3,000 | 1,001 |
| Service charges on deposit accounts | $49,000 | 4,413 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 4,269 |
| Total noninterest expense | $1,086,000 | 4,683 |
| Salaries and employee benefits | $677,000 | 4,517 |
| Premises and equipment expense | $140,000 | 4,319 |
| Additional noninterest expense | $269,000 | 4,999 |
| Pre-tax net operating income | $1,363,000 | 2,643 |
| Securities gains (losses) | $2,000 | 1,641 |
| Applicable income taxes | $381,000 | 1,946 |
| Income before extraordinary items | $984,000 | 2,848 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $984,000 | 2,848 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $984,000 | 2,848 |
| Net charge-offs | $-44,000 | 5,254 |
| Cash dividends | $132,000 | 3,060 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $982,560 | 2,834 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,578,000 | 3,332 |
| Total interest expense | $437,000 | 1,627 |
| Net interest income | $1,141,000 | 3,750 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $78,000 | 4,567 |
| Gross Fiduciary activities income | $3,000 | 952 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 4,306 |
| Total noninterest expense | $503,000 | 4,850 |
| Salaries and employee benefits | $309,000 | 4,700 |
| Premises and equipment expense | $68,000 | 4,413 |
| Additional noninterest expense | $126,000 | 5,101 |
| Pre-tax net operating income | $701,000 | 2,535 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $199,000 | 1,877 |
| Income before extraordinary items | $502,000 | 2,747 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $502,000 | 2,747 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $502,000 | 2,747 |
| Net charge-offs | $-34,000 | 5,398 |
| Cash dividends | $66,000 | 2,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $502,000 | 2,731 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,203,000 | 3,360 |
| Total interest expense | $1,673,000 | 1,639 |
| Net interest income | $4,530,000 | 3,760 |
| Provision for loan and lease losses | $225,000 | 2,297 |
| Total noninterest income | $339,000 | 4,537 |
| Gross Fiduciary activities income | $4,000 | 1,075 |
| Service charges on deposit accounts | $131,000 | 4,190 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $204,000 | 4,334 |
| Total noninterest expense | $2,149,000 | 4,795 |
| Salaries and employee benefits | $1,301,000 | 4,637 |
| Premises and equipment expense | $289,000 | 4,369 |
| Additional noninterest expense | $559,000 | 5,087 |
| Pre-tax net operating income | $2,495,000 | 2,683 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $678,000 | 1,993 |
| Income before extraordinary items | $1,817,000 | 2,951 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,817,000 | 2,950 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,817,000 | 2,950 |
| Net charge-offs | $-87,000 | 5,495 |
| Cash dividends | $796,000 | 2,470 |
| Sale, conversion, retirement of capital stock, net | $-534,000 | 5,860 |
| Net operating income | $1,817,000 | 2,902 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,675,000 | 3,354 |
| Total interest expense | $1,250,000 | 1,648 |
| Net interest income | $3,425,000 | 3,771 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $251,000 | 4,602 |
| Gross Fiduciary activities income | $4,000 | 1,030 |
| Service charges on deposit accounts | $102,000 | 4,169 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $145,000 | 4,443 |
| Total noninterest expense | $1,472,000 | 4,942 |
| Salaries and employee benefits | $874,000 | 4,811 |
| Premises and equipment expense | $216,000 | 4,400 |
| Additional noninterest expense | $382,000 | 5,232 |
| Pre-tax net operating income | $1,979,000 | 2,642 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $551,000 | 1,970 |
| Income before extraordinary items | $1,428,000 | 2,900 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,428,000 | 2,900 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,428,000 | 2,900 |
| Net charge-offs | $-75,000 | 5,495 |
| Cash dividends | $139,000 | 3,354 |
| Sale, conversion, retirement of capital stock, net | $-536,000 | 5,931 |
| Net operating income | $1,428,000 | 2,845 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,125,000 | 3,381 |
| Total interest expense | $821,000 | 1,661 |
| Net interest income | $2,304,000 | 3,775 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $163,000 | 4,656 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $65,000 | 4,232 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,444 |
| Total noninterest expense | $957,000 | 5,039 |
| Salaries and employee benefits | $554,000 | 4,937 |
| Premises and equipment expense | $153,000 | 4,327 |
| Additional noninterest expense | $250,000 | 5,310 |
| Pre-tax net operating income | $1,360,000 | 2,557 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $387,000 | 1,907 |
| Income before extraordinary items | $973,000 | 2,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $973,000 | 2,854 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $973,000 | 2,855 |
| Net charge-offs | $-57,000 | 5,545 |
| Cash dividends | $316,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $973,000 | 2,781 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 3,379 |
| Total interest expense | $404,000 | 1,680 |
| Net interest income | $1,169,000 | 3,756 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $79,000 | 4,663 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $31,000 | 4,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $47,000 | 4,470 |
| Total noninterest expense | $470,000 | 5,115 |
| Salaries and employee benefits | $277,000 | 4,979 |
| Premises and equipment expense | $75,000 | 4,390 |
| Additional noninterest expense | $118,000 | 5,416 |
| Pre-tax net operating income | $703,000 | 2,477 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $206,000 | 1,814 |
| Income before extraordinary items | $497,000 | 2,763 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $497,000 | 2,762 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $497,000 | 2,763 |
| Net charge-offs | $-42,000 | 5,687 |
| Cash dividends | $47,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $497,000 | 2,708 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,051,000 | 3,420 |
| Total interest expense | $1,551,000 | 1,724 |
| Net interest income | $4,500,000 | 3,814 |
| Provision for loan and lease losses | $385,000 | 1,632 |
| Total noninterest income | $561,000 | 3,997 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $139,000 | 4,247 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $422,000 | 3,527 |
| Total noninterest expense | $2,190,000 | 4,918 |
| Salaries and employee benefits | $1,269,000 | 4,798 |
| Premises and equipment expense | $312,000 | 4,411 |
| Additional noninterest expense | $609,000 | 5,136 |
| Pre-tax net operating income | $2,486,000 | 2,644 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $712,000 | 1,903 |
| Income before extraordinary items | $1,774,000 | 2,934 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,774,000 | 2,936 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,774,000 | 2,936 |
| Net charge-offs | $-310,000 | 5,937 |
| Cash dividends | $295,000 | 3,444 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,774,000 | 2,893 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,504,000 | 3,471 |
| Total interest expense | $1,147,000 | 1,769 |
| Net interest income | $3,357,000 | 3,863 |
| Provision for loan and lease losses | $610,000 | 880 |
| Total noninterest income | $379,000 | 4,195 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $102,000 | 4,320 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 3,731 |
| Total noninterest expense | $1,532,000 | 5,048 |
| Salaries and employee benefits | $866,000 | 4,976 |
| Premises and equipment expense | $228,000 | 4,487 |
| Additional noninterest expense | $438,000 | 5,248 |
| Pre-tax net operating income | $1,594,000 | 2,968 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $434,000 | 2,130 |
| Income before extraordinary items | $1,160,000 | 3,253 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,160,000 | 3,251 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,160,000 | 3,252 |
| Net charge-offs | $207,000 | 1,523 |
| Cash dividends | $141,000 | 3,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,160,000 | 3,197 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,972,000 | 3,505 |
| Total interest expense | $745,000 | 1,805 |
| Net interest income | $2,227,000 | 3,890 |
| Provision for loan and lease losses | $185,000 | 1,580 |
| Total noninterest income | $273,000 | 4,090 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $64,000 | 4,407 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $209,000 | 3,571 |
| Total noninterest expense | $1,018,000 | 5,106 |
| Salaries and employee benefits | $566,000 | 5,060 |
| Premises and equipment expense | $153,000 | 4,514 |
| Additional noninterest expense | $299,000 | 5,253 |
| Pre-tax net operating income | $1,297,000 | 2,593 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $375,000 | 1,908 |
| Income before extraordinary items | $922,000 | 2,897 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $922,000 | 2,897 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $922,000 | 2,899 |
| Net charge-offs | $-148,000 | 6,011 |
| Cash dividends | $94,000 | 3,248 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $922,000 | 2,835 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,490,000 | 3,507 |
| Total interest expense | $364,000 | 1,845 |
| Net interest income | $1,126,000 | 3,887 |
| Provision for loan and lease losses | $110,000 | 1,351 |
| Total noninterest income | $186,000 | 3,540 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $158,000 | 2,948 |
| Total noninterest expense | $534,000 | 5,075 |
| Salaries and employee benefits | $301,000 | 5,006 |
| Premises and equipment expense | $75,000 | 4,591 |
| Additional noninterest expense | $158,000 | 5,196 |
| Pre-tax net operating income | $668,000 | 2,504 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $194,000 | 1,858 |
| Income before extraordinary items | $474,000 | 2,824 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $474,000 | 2,827 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $474,000 | 2,827 |
| Net charge-offs | $-140,000 | 6,187 |
| Cash dividends | $48,000 | 2,614 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $474,000 | 2,749 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,044,000 | 3,510 |
| Total interest expense | $1,534,000 | 1,851 |
| Net interest income | $4,510,000 | 3,916 |
| Provision for loan and lease losses | $1,675,000 | 554 |
| Total noninterest income | $331,000 | 4,873 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $127,000 | 4,647 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $204,000 | 4,512 |
| Total noninterest expense | $2,055,000 | 5,225 |
| Salaries and employee benefits | $1,136,000 | 5,154 |
| Premises and equipment expense | $301,000 | 4,678 |
| Additional noninterest expense | $618,000 | 5,338 |
| Pre-tax net operating income | $1,111,000 | 3,966 |
| Securities gains (losses) | $57,000 | 1,642 |
| Applicable income taxes | $189,000 | 2,998 |
| Income before extraordinary items | $979,000 | 3,995 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $979,000 | 3,994 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $979,000 | 3,996 |
| Net charge-offs | $1,580,000 | 627 |
| Cash dividends | $161,000 | 3,838 |
| Sale, conversion, retirement of capital stock, net | $-1,264,000 | 6,482 |
| Net operating income | $931,120 | 4,030 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,569,000 | 3,522 |
| Total interest expense | $1,159,000 | 1,877 |
| Net interest income | $3,410,000 | 3,919 |
| Provision for loan and lease losses | $1,600,000 | 420 |
| Total noninterest income | $237,000 | 4,991 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $93,000 | 4,739 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $144,000 | 4,622 |
| Total noninterest expense | $1,474,000 | 5,333 |
| Salaries and employee benefits | $807,000 | 5,259 |
| Premises and equipment expense | $228,000 | 4,696 |
| Additional noninterest expense | $439,000 | 5,468 |
| Pre-tax net operating income | $573,000 | 4,629 |
| Securities gains (losses) | $57,000 | 1,373 |
| Applicable income taxes | $41,000 | 3,740 |
| Income before extraordinary items | $589,000 | 4,380 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $589,000 | 4,381 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $589,000 | 4,382 |
| Net charge-offs | $1,593,000 | 472 |
| Cash dividends | $93,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $-1,107,000 | 6,571 |
| Net operating income | $535,990 | 4,465 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,102,000 | 3,481 |
| Total interest expense | $784,000 | 1,873 |
| Net interest income | $2,318,000 | 3,870 |
| Provision for loan and lease losses | $275,000 | 1,371 |
| Total noninterest income | $152,000 | 5,029 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $58,000 | 4,837 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $94,000 | 4,650 |
| Total noninterest expense | $979,000 | 5,375 |
| Salaries and employee benefits | $537,000 | 5,301 |
| Premises and equipment expense | $147,000 | 4,790 |
| Additional noninterest expense | $295,000 | 5,487 |
| Pre-tax net operating income | $1,216,000 | 2,623 |
| Securities gains (losses) | $57,000 | 1,102 |
| Applicable income taxes | $326,000 | 1,973 |
| Income before extraordinary items | $947,000 | 2,747 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $947,000 | 2,751 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $947,000 | 2,751 |
| Net charge-offs | $272,000 | 1,331 |
| Cash dividends | $62,000 | 3,376 |
| Sale, conversion, retirement of capital stock, net | $-1,107,000 | 6,642 |
| Net operating income | $904,820 | 2,788 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,541,000 | 3,525 |
| Total interest expense | $397,000 | 1,876 |
| Net interest income | $1,144,000 | 3,921 |
| Provision for loan and lease losses | $200,000 | 985 |
| Total noninterest income | $73,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $28,000 | 4,890 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $45,000 | 4,685 |
| Total noninterest expense | $479,000 | 5,471 |
| Salaries and employee benefits | $288,000 | 5,264 |
| Premises and equipment expense | $70,000 | 4,941 |
| Additional noninterest expense | $121,000 | 5,815 |
| Pre-tax net operating income | $538,000 | 2,761 |
| Securities gains (losses) | $57,000 | 608 |
| Applicable income taxes | $135,000 | 2,097 |
| Income before extraordinary items | $460,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 2,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $460,000 | 2,729 |
| Net charge-offs | $168,000 | 1,049 |
| Cash dividends | $31,000 | 2,680 |
| Sale, conversion, retirement of capital stock, net | $-1,107,000 | 6,720 |
| Net operating income | $416,110 | 2,882 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,946,000 | 3,639 |
| Total interest expense | $1,796,000 | 1,875 |
| Net interest income | $4,150,000 | 4,190 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $405,000 | 4,731 |
| Gross Fiduciary activities income | $1,000 | 1,245 |
| Service charges on deposit accounts | $151,000 | 4,575 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $253,000 | 4,314 |
| Total noninterest expense | $2,078,000 | 5,409 |
| Salaries and employee benefits | $1,176,000 | 5,293 |
| Premises and equipment expense | $298,000 | 4,872 |
| Additional noninterest expense | $604,000 | 5,571 |
| Pre-tax net operating income | $2,177,000 | 2,698 |
| Securities gains (losses) | $99,000 | 1,320 |
| Applicable income taxes | $615,000 | 1,942 |
| Income before extraordinary items | $1,661,000 | 2,960 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,661,000 | 2,962 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,661,000 | 2,963 |
| Net charge-offs | $526,000 | 1,965 |
| Cash dividends | $164,000 | 3,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,588,730 | 2,986 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 3,695 |
| Total interest expense | $1,382,000 | 1,890 |
| Net interest income | $3,057,000 | 4,264 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $310,000 | 4,766 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $112,000 | 4,629 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $197,000 | 4,324 |
| Total noninterest expense | $1,482,000 | 5,522 |
| Salaries and employee benefits | $847,000 | 5,385 |
| Premises and equipment expense | $223,000 | 4,908 |
| Additional noninterest expense | $412,000 | 5,744 |
| Pre-tax net operating income | $1,660,000 | 2,741 |
| Securities gains (losses) | $99,000 | 1,218 |
| Applicable income taxes | $475,000 | 1,963 |
| Income before extraordinary items | $1,284,000 | 2,944 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,284,000 | 2,948 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,284,000 | 2,948 |
| Net charge-offs | $373,000 | 1,898 |
| Cash dividends | $93,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,211,730 | 2,987 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,725 |
| Total interest expense | $918,000 | 1,924 |
| Net interest income | $2,011,000 | 4,301 |
| Provision for loan and lease losses | $150,000 | 2,434 |
| Total noninterest income | $184,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $73,000 | 4,653 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $111,000 | 4,612 |
| Total noninterest expense | $961,000 | 5,581 |
| Salaries and employee benefits | $578,000 | 5,373 |
| Premises and equipment expense | $143,000 | 4,998 |
| Additional noninterest expense | $240,000 | 5,947 |
| Pre-tax net operating income | $1,084,000 | 2,734 |
| Securities gains (losses) | $99,000 | 1,117 |
| Applicable income taxes | $320,000 | 1,953 |
| Income before extraordinary items | $863,000 | 2,918 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $863,000 | 2,922 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $863,000 | 2,922 |
| Net charge-offs | $-12,000 | 6,196 |
| Cash dividends | $62,000 | 3,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $790,730 | 3,003 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,453,000 | 3,774 |
| Total interest expense | $472,000 | 1,924 |
| Net interest income | $981,000 | 4,390 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $85,000 | 5,086 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $37,000 | 4,624 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $48,000 | 4,755 |
| Total noninterest expense | $472,000 | 5,666 |
| Salaries and employee benefits | $307,000 | 5,296 |
| Premises and equipment expense | $62,000 | 5,269 |
| Additional noninterest expense | $103,000 | 6,216 |
| Pre-tax net operating income | $519,000 | 2,800 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $131,000 | 2,143 |
| Income before extraordinary items | $388,000 | 3,078 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $388,000 | 3,079 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $388,000 | 3,080 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $31,000 | 2,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $388,000 | 2,991 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,163,000 | 3,759 |
| Total interest expense | $2,224,000 | 1,958 |
| Net interest income | $3,939,000 | 4,447 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $368,000 | 4,946 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $171,000 | 4,545 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $197,000 | 4,614 |
| Total noninterest expense | $2,041,000 | 5,618 |
| Salaries and employee benefits | $1,190,000 | 5,408 |
| Premises and equipment expense | $314,000 | 4,859 |
| Additional noninterest expense | $537,000 | 5,976 |
| Pre-tax net operating income | $1,966,000 | 2,839 |
| Securities gains (losses) | $-2,000 | 6,630 |
| Applicable income taxes | $492,000 | 2,196 |
| Income before extraordinary items | $1,472,000 | 3,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,472,000 | 3,166 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,472,000 | 3,166 |
| Net charge-offs | $44,000 | 5,007 |
| Cash dividends | $146,000 | 3,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,473,500 | 3,023 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,837 |
| Total interest expense | $1,700,000 | 2,001 |
| Net interest income | $2,902,000 | 4,565 |
| Provision for loan and lease losses | $225,000 | 3,327 |
| Total noninterest income | $277,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $126,000 | 4,637 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $151,000 | 4,632 |
| Total noninterest expense | $1,507,000 | 5,687 |
| Salaries and employee benefits | $852,000 | 5,537 |
| Premises and equipment expense | $233,000 | 4,947 |
| Additional noninterest expense | $422,000 | 5,971 |
| Pre-tax net operating income | $1,447,000 | 2,955 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $361,000 | 2,278 |
| Income before extraordinary items | $1,086,000 | 3,271 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,086,000 | 3,273 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,086,000 | 3,272 |
| Net charge-offs | $8,000 | 5,367 |
| Cash dividends | $90,000 | 3,367 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,086,000 | 3,130 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 3,856 |
| Total interest expense | $1,164,000 | 2,020 |
| Net interest income | $1,913,000 | 4,618 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $212,000 | 4,795 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $80,000 | 4,733 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $132,000 | 4,267 |
| Total noninterest expense | $1,007,000 | 5,722 |
| Salaries and employee benefits | $558,000 | 5,607 |
| Premises and equipment expense | $154,000 | 4,990 |
| Additional noninterest expense | $295,000 | 5,937 |
| Pre-tax net operating income | $968,000 | 2,911 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $236,000 | 2,294 |
| Income before extraordinary items | $732,000 | 3,241 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $732,000 | 3,239 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $732,000 | 3,241 |
| Net charge-offs | $12,000 | 4,874 |
| Cash dividends | $60,000 | 3,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $732,000 | 3,072 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 3,908 |
| Total interest expense | $597,000 | 2,044 |
| Net interest income | $942,000 | 4,697 |
| Provision for loan and lease losses | $75,000 | 3,178 |
| Total noninterest income | $96,000 | 4,995 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $37,000 | 4,857 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $59,000 | 4,465 |
| Total noninterest expense | $474,000 | 5,884 |
| Salaries and employee benefits | $299,000 | 5,507 |
| Premises and equipment expense | $77,000 | 5,025 |
| Additional noninterest expense | $98,000 | 6,527 |
| Pre-tax net operating income | $489,000 | 2,913 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $119,000 | 2,273 |
| Income before extraordinary items | $370,000 | 3,227 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $370,000 | 3,231 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $370,000 | 3,231 |
| Net charge-offs | $20,000 | 3,684 |
| Cash dividends | $30,000 | 2,553 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $370,000 | 3,069 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,545,000 | 3,838 |
| Total interest expense | $2,634,000 | 2,191 |
| Net interest income | $3,911,000 | 4,595 |
| Provision for loan and lease losses | $350,000 | 3,913 |
| Total noninterest income | $162,000 | 5,973 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $8,000 | 6,869 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $154,000 | 4,821 |
| Total noninterest expense | $2,158,000 | 5,678 |
| Salaries and employee benefits | $1,167,000 | 5,576 |
| Premises and equipment expense | $334,000 | 4,993 |
| Additional noninterest expense | $657,000 | 5,817 |
| Pre-tax net operating income | $1,565,000 | 2,958 |
| Securities gains (losses) | $-6,000 | 6,837 |
| Applicable income taxes | $312,000 | 2,491 |
| Income before extraordinary items | $1,247,000 | 3,137 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,247,000 | 3,140 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,247,000 | 3,140 |
| Net charge-offs | $151,000 | 4,590 |
| Cash dividends | $113,000 | 3,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,251,800 | 3,023 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,956,000 | 3,851 |
| Total interest expense | $1,997,000 | 2,252 |
| Net interest income | $2,959,000 | 4,599 |
| Provision for loan and lease losses | $275,000 | 3,725 |
| Total noninterest income | $246,000 | 5,145 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $6,000 | 6,925 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $240,000 | 3,816 |
| Total noninterest expense | $1,545,000 | 5,788 |
| Salaries and employee benefits | $840,000 | 5,679 |
| Premises and equipment expense | $240,000 | 5,130 |
| Additional noninterest expense | $465,000 | 5,972 |
| Pre-tax net operating income | $1,385,000 | 2,729 |
| Securities gains (losses) | $-6,000 | 6,969 |
| Applicable income taxes | $306,000 | 2,241 |
| Income before extraordinary items | $1,073,000 | 2,923 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,073,000 | 2,926 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,073,000 | 2,926 |
| Net charge-offs | $152,000 | 3,999 |
| Cash dividends | $84,000 | 3,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,077,680 | 2,818 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,274,000 | 3,910 |
| Total interest expense | $1,334,000 | 2,349 |
| Net interest income | $1,940,000 | 4,674 |
| Provision for loan and lease losses | $200,000 | 3,519 |
| Total noninterest income | $108,000 | 5,754 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $4,000 | 6,967 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $104,000 | 4,489 |
| Total noninterest expense | $1,065,000 | 5,788 |
| Salaries and employee benefits | $551,000 | 5,755 |
| Premises and equipment expense | $52,000 | 6,890 |
| Additional noninterest expense | $462,000 | 5,195 |
| Pre-tax net operating income | $783,000 | 2,982 |
| Securities gains (losses) | $-6,000 | 7,032 |
| Applicable income taxes | $132,000 | 2,632 |
| Income before extraordinary items | $645,000 | 3,056 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $645,000 | 3,059 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $645,000 | 3,059 |
| Net charge-offs | $149,000 | 3,418 |
| Cash dividends | $57,000 | 3,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $649,980 | 2,963 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,547,000 | 4,070 |
| Total interest expense | $672,000 | 2,409 |
| Net interest income | $875,000 | 4,949 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $89,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $25,000 | 5,503 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $64,000 | 4,293 |
| Total noninterest expense | $515,000 | 5,880 |
| Salaries and employee benefits | $263,000 | 5,876 |
| Premises and equipment expense | $72,000 | 5,462 |
| Additional noninterest expense | $180,000 | 5,777 |
| Pre-tax net operating income | $349,000 | 3,254 |
| Securities gains (losses) | $-1,000 | 6,978 |
| Applicable income taxes | $75,000 | 2,504 |
| Income before extraordinary items | $273,000 | 3,417 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $273,000 | 3,414 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $273,000 | 3,415 |
| Net charge-offs | $22,000 | 3,981 |
| Cash dividends | $28,000 | 2,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $273,780 | 3,357 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,839,000 | 3,973 |
| Total interest expense | $3,235,000 | 2,430 |
| Net interest income | $3,604,000 | 4,871 |
| Provision for loan and lease losses | $891,000 | 3,245 |
| Total noninterest income | $316,000 | 5,318 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $136,000 | 5,065 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $180,000 | 4,736 |
| Total noninterest expense | $2,083,000 | 5,931 |
| Salaries and employee benefits | $997,000 | 6,037 |
| Premises and equipment expense | $367,000 | 4,958 |
| Additional noninterest expense | $719,000 | 5,842 |
| Pre-tax net operating income | $946,000 | 3,474 |
| Securities gains (losses) | $-1,000 | 6,878 |
| Applicable income taxes | $100,000 | 3,235 |
| Income before extraordinary items | $845,000 | 3,522 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $845,000 | 3,519 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $845,000 | 3,522 |
| Net charge-offs | $1,764,000 | 2,001 |
| Cash dividends | $42,000 | 3,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $845,890 | 3,403 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,245,000 | 3,987 |
| Total interest expense | $2,506,000 | 2,469 |
| Net interest income | $2,739,000 | 4,892 |
| Provision for loan and lease losses | $800,000 | 2,848 |
| Total noninterest income | $210,000 | 5,607 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $104,000 | 5,117 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $106,000 | 5,136 |
| Total noninterest expense | $1,409,000 | 6,177 |
| Salaries and employee benefits | $685,000 | 6,239 |
| Premises and equipment expense | $257,000 | 5,172 |
| Additional noninterest expense | $467,000 | 6,194 |
| Pre-tax net operating income | $740,000 | 3,605 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $30,000 | 3,829 |
| Income before extraordinary items | $714,000 | 3,475 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $714,000 | 3,473 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $714,000 | 3,475 |
| Net charge-offs | $1,657,000 | 1,689 |
| Cash dividends | $14,000 | 3,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $710,160 | 3,353 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,630,000 | 3,916 |
| Total interest expense | $1,701,000 | 2,517 |
| Net interest income | $1,929,000 | 4,761 |
| Provision for loan and lease losses | $700,000 | 2,366 |
| Total noninterest income | $177,000 | 5,224 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $72,000 | 5,061 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $105,000 | 4,569 |
| Total noninterest expense | $899,000 | 6,300 |
| Salaries and employee benefits | $471,000 | 6,234 |
| Premises and equipment expense | $170,000 | 5,243 |
| Additional noninterest expense | $258,000 | 6,545 |
| Pre-tax net operating income | $507,000 | 3,600 |
| Securities gains (losses) | $-2,000 | 7,211 |
| Applicable income taxes | $30,000 | 3,574 |
| Income before extraordinary items | $475,000 | 3,508 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $475,000 | 3,505 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $475,000 | 3,507 |
| Net charge-offs | $1,134,000 | 1,599 |
| Cash dividends | $14,000 | 3,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $476,880 | 3,387 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,792,000 | 4,015 |
| Total interest expense | $875,000 | 2,567 |
| Net interest income | $917,000 | 4,925 |
| Provision for loan and lease losses | $250,000 | 2,660 |
| Total noninterest income | $78,000 | 5,464 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $43,000 | 4,938 |
| Total noninterest expense | $456,000 | 6,356 |
| Salaries and employee benefits | $221,000 | 6,427 |
| Premises and equipment expense | $81,000 | 5,414 |
| Additional noninterest expense | $154,000 | 6,294 |
| Pre-tax net operating income | $289,000 | 3,414 |
| Securities gains (losses) | $-2,000 | 7,398 |
| Applicable income taxes | $75,000 | 2,410 |
| Income before extraordinary items | $212,000 | 3,777 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $212,000 | 3,774 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $212,000 | 3,776 |
| Net charge-offs | $721,000 | 1,294 |
| Cash dividends | $14,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $213,480 | 3,644 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,719,000 | 3,915 |
| Total interest expense | $4,316,000 | 2,567 |
| Net interest income | $3,403,000 | 5,027 |
| Provision for loan and lease losses | $939,000 | 3,600 |
| Total noninterest income | $304,000 | 5,578 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $143,000 | 5,234 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $161,000 | 4,976 |
| Total noninterest expense | $2,001,000 | 6,220 |
| Salaries and employee benefits | $936,000 | 6,377 |
| Premises and equipment expense | $330,000 | 5,438 |
| Additional noninterest expense | $735,000 | 6,019 |
| Pre-tax net operating income | $767,000 | 3,410 |
| Securities gains (losses) | $119,000 | 1,985 |
| Applicable income taxes | $136,000 | 2,669 |
| Income before extraordinary items | $750,000 | 3,245 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $750,000 | 3,243 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $750,000 | 3,244 |
| Net charge-offs | $287,000 | 4,552 |
| Cash dividends | $57,000 | 4,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $648,850 | 3,421 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,918,000 | 3,907 |
| Total interest expense | $3,374,000 | 2,593 |
| Net interest income | $2,544,000 | 5,056 |
| Provision for loan and lease losses | $679,000 | 3,330 |
| Total noninterest income | $203,000 | 5,848 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $101,000 | 5,353 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $102,000 | 5,370 |
| Total noninterest expense | $1,467,000 | 6,292 |
| Salaries and employee benefits | $680,000 | 6,470 |
| Premises and equipment expense | $254,000 | 5,425 |
| Additional noninterest expense | $533,000 | 6,105 |
| Pre-tax net operating income | $601,000 | 3,597 |
| Securities gains (losses) | $22,000 | 2,700 |
| Applicable income taxes | $184,000 | 2,400 |
| Income before extraordinary items | $439,000 | 3,907 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $439,000 | 3,904 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $439,000 | 3,906 |
| Net charge-offs | $277,000 | 3,833 |
| Cash dividends | $42,000 | 3,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $423,600 | 3,863 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,987,000 | 3,910 |
| Total interest expense | $2,321,000 | 2,621 |
| Net interest income | $1,666,000 | 5,096 |
| Provision for loan and lease losses | $132,000 | 4,937 |
| Total noninterest income | $112,000 | 6,222 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $69,000 | 5,320 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $43,000 | 6,017 |
| Total noninterest expense | $954,000 | 6,400 |
| Salaries and employee benefits | $467,000 | 6,488 |
| Premises and equipment expense | $191,000 | 5,198 |
| Additional noninterest expense | $296,000 | 6,517 |
| Pre-tax net operating income | $692,000 | 2,794 |
| Securities gains (losses) | $22,000 | 2,291 |
| Applicable income taxes | $210,000 | 1,903 |
| Income before extraordinary items | $504,000 | 3,076 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $504,000 | 3,074 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $504,000 | 3,075 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $28,000 | 3,805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $488,380 | 3,039 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,029,000 | 3,900 |
| Total interest expense | $1,193,000 | 2,649 |
| Net interest income | $836,000 | 5,084 |
| Provision for loan and lease losses | $66,000 | 4,534 |
| Total noninterest income | $74,000 | 5,725 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $32,000 | 5,411 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $42,000 | 5,129 |
| Total noninterest expense | $465,000 | 6,433 |
| Salaries and employee benefits | $219,000 | 6,663 |
| Premises and equipment expense | $114,000 | 4,767 |
| Additional noninterest expense | $132,000 | 6,601 |
| Pre-tax net operating income | $379,000 | 2,912 |
| Securities gains (losses) | $13,000 | 1,839 |
| Applicable income taxes | $128,000 | 1,930 |
| Income before extraordinary items | $264,000 | 3,347 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $264,000 | 3,347 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $264,000 | 3,348 |
| Net charge-offs | $-13,000 | 7,912 |
| Cash dividends | $14,000 | 2,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,290 | 3,254 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,097,000 | 4,099 |
| Total interest expense | $5,340,000 | 2,801 |
| Net interest income | $2,757,000 | 5,648 |
| Provision for loan and lease losses | $108,000 | 5,964 |
| Total noninterest income | $375,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $180,000 | 4,986 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $195,000 | 4,873 |
| Total noninterest expense | $1,657,000 | 6,673 |
| Salaries and employee benefits | $934,000 | 6,570 |
| Premises and equipment expense | $318,000 | 5,652 |
| Additional noninterest expense | $405,000 | 7,025 |
| Pre-tax net operating income | $1,367,000 | 3,183 |
| Securities gains (losses) | $-935,000 | 7,716 |
| Applicable income taxes | $-127,000 | 7,132 |
| Income before extraordinary items | $559,000 | 4,277 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $559,000 | 4,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,700 |
| Cash dividends | $5,886,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,494,000 | 2,669 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,030,000 | 4,183 |
| Total interest expense | $4,054,000 | 2,875 |
| Net interest income | $1,976,000 | 5,821 |
| Provision for loan and lease losses | $81,000 | 5,423 |
| Total noninterest income | $246,000 | 5,747 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $137,000 | 5,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $109,000 | 5,479 |
| Total noninterest expense | $1,168,000 | 6,801 |
| Salaries and employee benefits | $674,000 | 6,669 |
| Premises and equipment expense | $241,000 | 5,652 |
| Additional noninterest expense | $253,000 | 7,302 |
| Pre-tax net operating income | $973,000 | 3,730 |
| Securities gains (losses) | $28,000 | 1,801 |
| Applicable income taxes | $181,000 | 3,023 |
| Income before extraordinary items | $820,000 | 3,514 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $820,000 | 3,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,962 |
| Cash dividends | $5,830,000 | 398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $797,040 | 3,715 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,953,000 | 4,293 |
| Total interest expense | $2,685,000 | 2,997 |
| Net interest income | $1,268,000 | 5,921 |
| Provision for loan and lease losses | $54,000 | 5,115 |
| Total noninterest income | $156,000 | 5,912 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $88,000 | 5,077 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $773,000 | 6,875 |
| Salaries and employee benefits | $464,000 | 6,657 |
| Premises and equipment expense | $158,000 | 5,733 |
| Additional noninterest expense | $151,000 | 7,496 |
| Pre-tax net operating income | $597,000 | 4,033 |
| Securities gains (losses) | $28,000 | 1,831 |
| Applicable income taxes | $92,000 | 3,534 |
| Income before extraordinary items | $533,000 | 3,887 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $533,000 | 3,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,000 |
| Cash dividends | $5,773,000 | 298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $509,200 | 3,922 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,962,000 | 4,383 |
| Total interest expense | $1,363,000 | 3,132 |
| Net interest income | $599,000 | 6,109 |
| Provision for loan and lease losses | $27,000 | 4,651 |
| Total noninterest income | $72,000 | 6,065 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $44,000 | 5,057 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,994 |
| Total noninterest expense | $363,000 | 7,027 |
| Salaries and employee benefits | $216,000 | 6,834 |
| Premises and equipment expense | $77,000 | 5,819 |
| Additional noninterest expense | $70,000 | 7,608 |
| Pre-tax net operating income | $281,000 | 4,294 |
| Securities gains (losses) | $16,000 | 1,726 |
| Applicable income taxes | $87,000 | 2,957 |
| Income before extraordinary items | $210,000 | 4,554 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $210,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $5,716,000 | 165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $198,640 | 4,577 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,391,000 | 4,229 |
| Total interest expense | $5,185,000 | 3,377 |
| Net interest income | $3,206,000 | 5,319 |
| Provision for loan and lease losses | $261,000 | 3,429 |
| Total noninterest income | $360,000 | 5,705 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $203,000 | 4,886 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $157,000 | 5,502 |
| Total noninterest expense | $1,616,000 | 6,744 |
| Salaries and employee benefits | $985,000 | 6,469 |
| Premises and equipment expense | $290,000 | 5,867 |
| Additional noninterest expense | $341,000 | 7,343 |
| Pre-tax net operating income | $1,689,000 | 3,681 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $374,000 | 3,110 |
| Income before extraordinary items | $1,317,000 | 3,738 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,317,000 | 3,738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 2,618 |
| Cash dividends | $137,000 | 5,183 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 8,416 |
| Net operating income | $1,315,440 | 3,731 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,195,000 | 4,297 |
| Total interest expense | $3,749,000 | 3,464 |
| Net interest income | $2,446,000 | 5,288 |
| Provision for loan and lease losses | $234,000 | 2,727 |
| Total noninterest income | $256,000 | 5,862 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $147,000 | 4,967 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $109,000 | 5,656 |
| Total noninterest expense | $1,116,000 | 6,920 |
| Salaries and employee benefits | $668,000 | 6,704 |
| Premises and equipment expense | $212,000 | 5,931 |
| Additional noninterest expense | $236,000 | 7,460 |
| Pre-tax net operating income | $1,352,000 | 3,689 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $289,000 | 3,248 |
| Income before extraordinary items | $1,063,000 | 3,743 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,063,000 | 3,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $417,000 | 1,229 |
| Cash dividends | $81,000 | 4,783 |
| Sale, conversion, retirement of capital stock, net | $-19,000 | 8,460 |
| Net operating income | $1,063,000 | 3,727 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 4,353 |
| Total interest expense | $2,450,000 | 3,511 |
| Net interest income | $1,606,000 | 5,368 |
| Provision for loan and lease losses | $180,000 | 2,301 |
| Total noninterest income | $166,000 | 5,946 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $94,000 | 5,061 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $72,000 | 5,691 |
| Total noninterest expense | $709,000 | 7,076 |
| Salaries and employee benefits | $456,000 | 6,699 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $167,000 | 7,387 |
| Pre-tax net operating income | $883,000 | 3,807 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $169,000 | 3,492 |
| Income before extraordinary items | $714,000 | 3,778 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $714,000 | 3,778 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $393,000 | 845 |
| Cash dividends | $54,000 | 4,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $714,000 | 3,762 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,006,000 | 4,392 |
| Total interest expense | $1,180,000 | 3,574 |
| Net interest income | $826,000 | 5,275 |
| Provision for loan and lease losses | $72,000 | 2,558 |
| Total noninterest income | $84,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $48,000 | 4,963 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $36,000 | 5,687 |
| Total noninterest expense | $350,000 | 7,138 |
| Salaries and employee benefits | $212,000 | 6,900 |
| Premises and equipment expense | $54,000 | 6,638 |
| Additional noninterest expense | $84,000 | 7,408 |
| Pre-tax net operating income | $488,000 | 3,583 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $57,000 | 3,973 |
| Income before extraordinary items | $431,000 | 3,327 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $431,000 | 3,327 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $346,000 | 520 |
| Cash dividends | $27,000 | 3,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $431,000 | 3,305 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,368,000 | 4,421 |
| Total interest expense | $4,256,000 | 3,439 |
| Net interest income | $3,112,000 | 5,413 |
| Provision for loan and lease losses | $216,000 | 3,394 |
| Total noninterest income | $348,000 | 5,890 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $178,000 | 5,206 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $170,000 | 5,407 |
| Total noninterest expense | $1,626,000 | 6,687 |
| Salaries and employee benefits | $940,000 | 6,554 |
| Premises and equipment expense | $363,000 | 5,222 |
| Additional noninterest expense | $323,000 | 7,448 |
| Pre-tax net operating income | $1,618,000 | 4,137 |
| Securities gains (losses) | $-176,000 | 8,357 |
| Applicable income taxes | $181,000 | 4,402 |
| Income before extraordinary items | $1,261,000 | 4,180 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,261,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,039 |
| Cash dividends | $131,000 | 5,279 |
| Sale, conversion, retirement of capital stock, net | $-603,000 | 8,647 |
| Net operating income | $1,414,120 | 3,891 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,370,000 | 4,493 |
| Total interest expense | $3,075,000 | 3,445 |
| Net interest income | $2,295,000 | 5,508 |
| Provision for loan and lease losses | $162,000 | 3,271 |
| Total noninterest income | $259,000 | 5,931 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $150,000 | 5,035 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $109,000 | 5,686 |
| Total noninterest expense | $1,164,000 | 6,802 |
| Salaries and employee benefits | $643,000 | 6,774 |
| Premises and equipment expense | $299,000 | 4,958 |
| Additional noninterest expense | $222,000 | 7,620 |
| Pre-tax net operating income | $1,228,000 | 4,243 |
| Securities gains (losses) | $-176,000 | 8,521 |
| Applicable income taxes | $169,000 | 4,354 |
| Income before extraordinary items | $883,000 | 4,464 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $883,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 3,446 |
| Cash dividends | $77,000 | 4,874 |
| Sale, conversion, retirement of capital stock, net | $-603,000 | 8,723 |
| Net operating income | $1,030,840 | 4,085 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,581,000 | 4,443 |
| Total interest expense | $1,994,000 | 3,388 |
| Net interest income | $1,587,000 | 5,425 |
| Provision for loan and lease losses | $108,000 | 3,218 |
| Total noninterest income | $177,000 | 5,893 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $104,000 | 4,933 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 5,716 |
| Total noninterest expense | $766,000 | 6,882 |
| Salaries and employee benefits | $441,000 | 6,737 |
| Premises and equipment expense | $170,000 | 5,423 |
| Additional noninterest expense | $155,000 | 7,554 |
| Pre-tax net operating income | $890,000 | 4,075 |
| Securities gains (losses) | $-181,000 | 8,623 |
| Applicable income taxes | $171,000 | 3,817 |
| Income before extraordinary items | $538,000 | 4,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $538,000 | 4,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,074 |
| Cash dividends | $51,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $-586,000 | 8,762 |
| Net operating income | $675,560 | 4,153 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 4,464 |
| Total interest expense | $953,000 | 3,369 |
| Net interest income | $791,000 | 5,432 |
| Provision for loan and lease losses | $54,000 | 3,025 |
| Total noninterest income | $100,000 | 5,604 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $63,000 | 4,435 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,687 |
| Total noninterest expense | $314,000 | 7,351 |
| Salaries and employee benefits | $206,000 | 6,914 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $74,000 | 7,635 |
| Pre-tax net operating income | $523,000 | 3,626 |
| Securities gains (losses) | $-104,000 | 8,665 |
| Applicable income taxes | $54,000 | 4,401 |
| Income before extraordinary items | $365,000 | 3,912 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $365,000 | 3,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,562 |
| Cash dividends | $26,000 | 3,777 |
| Sale, conversion, retirement of capital stock, net | $-311,000 | 8,767 |
| Net operating income | $455,480 | 3,366 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 4,237 |
| Total interest expense | $3,452,000 | 2,974 |
| Net interest income | $3,340,000 | 5,148 |
| Provision for loan and lease losses | $216,000 | 3,461 |
| Total noninterest income | $312,000 | 6,250 |
| Gross Fiduciary activities income | $2,000 | 1,452 |
| Service charges on deposit accounts | $180,000 | 5,265 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $130,000 | 5,978 |
| Total noninterest expense | $1,401,000 | 7,055 |
| Salaries and employee benefits | $869,000 | 6,718 |
| Premises and equipment expense | $204,000 | 6,691 |
| Additional noninterest expense | $328,000 | 7,483 |
| Pre-tax net operating income | $2,035,000 | 3,642 |
| Securities gains (losses) | $-110,000 | 8,453 |
| Applicable income taxes | $379,000 | 3,786 |
| Income before extraordinary items | $1,546,000 | 3,707 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,546,000 | 3,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $220,000 | 2,160 |
| Cash dividends | $128,000 | 5,319 |
| Sale, conversion, retirement of capital stock, net | $-63,000 | 8,756 |
| Net operating income | $1,634,000 | 3,554 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,044,000 | 4,215 |
| Total interest expense | $2,525,000 | 2,913 |
| Net interest income | $2,519,000 | 5,158 |
| Provision for loan and lease losses | $162,000 | 3,363 |
| Total noninterest income | $213,000 | 6,472 |
| Gross Fiduciary activities income | $2,000 | 1,379 |
| Service charges on deposit accounts | $134,000 | 5,305 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $77,000 | 6,377 |
| Total noninterest expense | $906,000 | 7,383 |
| Salaries and employee benefits | $602,000 | 6,920 |
| Premises and equipment expense | $72,000 | 7,928 |
| Additional noninterest expense | $232,000 | 7,592 |
| Pre-tax net operating income | $1,664,000 | 3,490 |
| Securities gains (losses) | $-1,000 | 7,299 |
| Applicable income taxes | $437,000 | 3,175 |
| Income before extraordinary items | $1,226,000 | 3,607 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,226,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 2,687 |
| Cash dividends | $90,000 | 4,760 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 8,799 |
| Net operating income | $1,226,740 | 3,577 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,343,000 | 4,168 |
| Total interest expense | $1,637,000 | 2,838 |
| Net interest income | $1,706,000 | 5,102 |
| Provision for loan and lease losses | $108,000 | 3,253 |
| Total noninterest income | $109,000 | 6,935 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $82,000 | 5,439 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $593,000 | 7,425 |
| Salaries and employee benefits | $388,000 | 7,005 |
| Premises and equipment expense | $50,000 | 7,864 |
| Additional noninterest expense | $155,000 | 7,561 |
| Pre-tax net operating income | $1,114,000 | 3,428 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $291,000 | 3,159 |
| Income before extraordinary items | $823,000 | 3,578 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $823,000 | 3,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 2,057 |
| Cash dividends | $49,000 | 4,759 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 8,826 |
| Net operating income | $823,000 | 3,527 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,667,000 | 4,150 |
| Total interest expense | $789,000 | 2,823 |
| Net interest income | $878,000 | 5,028 |
| Provision for loan and lease losses | $54,000 | 3,086 |
| Total noninterest income | $42,000 | 7,346 |
| Gross Fiduciary activities income | $2,000 | 1,263 |
| Service charges on deposit accounts | $37,000 | 5,594 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $303,000 | 7,427 |
| Salaries and employee benefits | $189,000 | 7,122 |
| Premises and equipment expense | $27,000 | 7,847 |
| Additional noninterest expense | $87,000 | 7,421 |
| Pre-tax net operating income | $563,000 | 3,375 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $146,000 | 3,148 |
| Income before extraordinary items | $417,000 | 3,517 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $417,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,365 |
| Cash dividends | $25,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $-48,000 | 8,904 |
| Net operating income | $417,000 | 3,480 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,608,000 | 3,979 |
| Total interest expense | $3,183,000 | 2,491 |
| Net interest income | $3,425,000 | 4,977 |
| Provision for loan and lease losses | $255,000 | 3,213 |
| Total noninterest income | $210,000 | 7,069 |
| Gross Fiduciary activities income | $2,000 | 1,487 |
| Service charges on deposit accounts | $174,000 | 5,509 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $1,550,000 | 6,798 |
| Salaries and employee benefits | $857,000 | 6,771 |
| Premises and equipment expense | $130,000 | 7,584 |
| Additional noninterest expense | $563,000 | 6,191 |
| Pre-tax net operating income | $1,830,000 | 3,751 |
| Securities gains (losses) | $105,000 | 1,210 |
| Applicable income taxes | $417,000 | 3,651 |
| Income before extraordinary items | $1,518,000 | 3,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,518,000 | 3,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,939 |
| Cash dividends | $123,000 | 5,340 |
| Sale, conversion, retirement of capital stock, net | $-1,135,000 | 8,944 |
| Net operating income | $1,436,100 | 3,682 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,944,000 | 3,965 |
| Total interest expense | $2,391,000 | 2,452 |
| Net interest income | $2,553,000 | 4,991 |
| Provision for loan and lease losses | $195,000 | 3,028 |
| Total noninterest income | $148,000 | 7,214 |
| Gross Fiduciary activities income | $2,000 | 1,430 |
| Service charges on deposit accounts | $129,000 | 5,574 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 8,169 |
| Total noninterest expense | $850,000 | 7,534 |
| Salaries and employee benefits | $600,000 | 6,901 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $147,000 | 8,333 |
| Pre-tax net operating income | $1,656,000 | 3,359 |
| Securities gains (losses) | $104,000 | 1,148 |
| Applicable income taxes | $542,000 | 2,768 |
| Income before extraordinary items | $1,218,000 | 3,504 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,218,000 | 3,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,723 |
| Cash dividends | $72,000 | 4,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,146,240 | 3,595 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,259,000 | 4,002 |
| Total interest expense | $1,605,000 | 2,423 |
| Net interest income | $1,654,000 | 5,088 |
| Provision for loan and lease losses | $135,000 | 2,929 |
| Total noninterest income | $98,000 | 7,281 |
| Gross Fiduciary activities income | $2,000 | 1,383 |
| Service charges on deposit accounts | $85,000 | 5,604 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $546,000 | 7,650 |
| Salaries and employee benefits | $395,000 | 6,979 |
| Premises and equipment expense | $83,000 | 7,150 |
| Additional noninterest expense | $68,000 | 8,733 |
| Pre-tax net operating income | $1,071,000 | 3,373 |
| Securities gains (losses) | $96,000 | 1,057 |
| Applicable income taxes | $272,000 | 3,240 |
| Income before extraordinary items | $895,000 | 3,236 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $895,000 | 3,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 1,217 |
| Cash dividends | $48,000 | 4,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $821,080 | 3,374 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,850 |
| Total interest expense | $809,000 | 2,416 |
| Net interest income | $904,000 | 4,812 |
| Provision for loan and lease losses | $80,000 | 2,465 |
| Total noninterest income | $41,000 | 7,560 |
| Gross Fiduciary activities income | $2,000 | 1,290 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $270,000 | 7,718 |
| Salaries and employee benefits | $213,000 | 6,818 |
| Premises and equipment expense | $-20,000 | 9,113 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $595,000 | 3,098 |
| Securities gains (losses) | $76,000 | 950 |
| Applicable income taxes | $69,000 | 4,370 |
| Income before extraordinary items | $602,000 | 2,482 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $602,000 | 2,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 756 |
| Cash dividends | $24,000 | 3,659 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $533,600 | 2,697 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,662,000 | 3,971 |
| Total interest expense | $3,600,000 | 2,448 |
| Net interest income | $3,062,000 | 5,245 |
| Provision for loan and lease losses | $231,000 | 3,752 |
| Total noninterest income | $256,000 | 6,908 |
| Gross Fiduciary activities income | $1,000 | 1,575 |
| Service charges on deposit accounts | $189,000 | 5,395 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $66,000 | 7,202 |
| Total noninterest expense | $1,247,000 | 7,375 |
| Salaries and employee benefits | $812,000 | 6,877 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $324,000 | 7,612 |
| Pre-tax net operating income | $1,840,000 | 3,580 |
| Securities gains (losses) | $139,000 | 1,614 |
| Applicable income taxes | $537,000 | 3,259 |
| Income before extraordinary items | $1,442,000 | 3,649 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,442,000 | 3,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,241 |
| Cash dividends | $113,000 | 5,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,340,530 | 3,681 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,953,000 | 4,054 |
| Total interest expense | $2,765,000 | 2,478 |
| Net interest income | $2,188,000 | 5,411 |
| Provision for loan and lease losses | $155,000 | 3,838 |
| Total noninterest income | $202,000 | 6,848 |
| Gross Fiduciary activities income | $1,000 | 1,533 |
| Service charges on deposit accounts | $149,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $52,000 | 7,154 |
| Total noninterest expense | $889,000 | 7,492 |
| Salaries and employee benefits | $575,000 | 7,027 |
| Premises and equipment expense | $79,000 | 8,018 |
| Additional noninterest expense | $235,000 | 7,688 |
| Pre-tax net operating income | $1,346,000 | 3,764 |
| Securities gains (losses) | $138,000 | 1,481 |
| Applicable income taxes | $416,000 | 3,346 |
| Income before extraordinary items | $1,068,000 | 3,827 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,068,000 | 3,826 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,642 |
| Cash dividends | $68,000 | 4,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $968,640 | 3,892 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,410,000 | 3,991 |
| Total interest expense | $1,856,000 | 2,540 |
| Net interest income | $1,554,000 | 5,227 |
| Provision for loan and lease losses | $79,000 | 4,341 |
| Total noninterest income | $106,000 | 7,290 |
| Gross Fiduciary activities income | $1,000 | 1,488 |
| Service charges on deposit accounts | $87,000 | 5,574 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $18,000 | 7,952 |
| Total noninterest expense | $582,000 | 7,546 |
| Salaries and employee benefits | $371,000 | 7,140 |
| Premises and equipment expense | $58,000 | 7,874 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $999,000 | 3,532 |
| Securities gains (losses) | $75,000 | 1,736 |
| Applicable income taxes | $325,000 | 3,086 |
| Income before extraordinary items | $749,000 | 3,675 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $749,000 | 3,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,844 |
| Cash dividends | $45,000 | 4,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $696,500 | 3,692 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,019 |
| Total interest expense | $930,000 | 2,585 |
| Net interest income | $770,000 | 5,234 |
| Provision for loan and lease losses | $47,000 | 3,775 |
| Total noninterest income | $56,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $42,000 | 5,576 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $292,000 | 7,581 |
| Salaries and employee benefits | $193,000 | 7,069 |
| Premises and equipment expense | $26,000 | 8,056 |
| Additional noninterest expense | $73,000 | 7,858 |
| Pre-tax net operating income | $487,000 | 3,567 |
| Securities gains (losses) | $28,000 | 1,723 |
| Applicable income taxes | $123,000 | 3,577 |
| Income before extraordinary items | $392,000 | 3,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $392,000 | 3,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $23,000 | 3,709 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $370,720 | 3,493 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 3,960 |
| Total interest expense | $3,833,000 | 2,850 |
| Net interest income | $3,359,000 | 4,894 |
| Provision for loan and lease losses | $268,000 | 3,712 |
| Total noninterest income | $237,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $200,000 | 5,194 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $37,000 | 7,965 |
| Total noninterest expense | $1,199,000 | 7,470 |
| Salaries and employee benefits | $770,000 | 6,995 |
| Premises and equipment expense | $40,000 | 9,054 |
| Additional noninterest expense | $389,000 | 7,233 |
| Pre-tax net operating income | $2,129,000 | 3,292 |
| Securities gains (losses) | $-1,000 | 8,656 |
| Applicable income taxes | $703,000 | 2,834 |
| Income before extraordinary items | $1,425,000 | 3,631 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,425,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 3,440 |
| Cash dividends | $101,000 | 5,536 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,425,670 | 3,528 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,657,000 | 4,167 |
| Total interest expense | $4,519,000 | 3,437 |
| Net interest income | $3,138,000 | 4,901 |
| Provision for loan and lease losses | $230,000 | 3,830 |
| Total noninterest income | $240,000 | 6,942 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $210,000 | 5,048 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $30,000 | 8,341 |
| Total noninterest expense | $1,212,000 | 7,425 |
| Salaries and employee benefits | $745,000 | 6,997 |
| Premises and equipment expense | $61,000 | 8,954 |
| Additional noninterest expense | $406,000 | 7,098 |
| Pre-tax net operating income | $1,936,000 | 3,250 |
| Securities gains (losses) | $31,000 | 2,791 |
| Applicable income taxes | $702,000 | 2,664 |
| Income before extraordinary items | $1,265,000 | 3,656 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,265,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $152,000 | 3,350 |
| Cash dividends | $93,000 | 5,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,245,160 | 3,595 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 4,272 |
| Total interest expense | $4,220,000 | 3,812 |
| Net interest income | $3,420,000 | 4,686 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $213,000 | 7,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 4,983 |
| Total noninterest expense | $1,055,000 | 7,859 |
| Salaries and employee benefits | $656,000 | 7,400 |
| Premises and equipment expense | $68,000 | 9,023 |
| Additional noninterest expense | $331,000 | 7,706 |
| Pre-tax net operating income | $2,403,000 | 2,850 |
| Securities gains (losses) | $-20,000 | 8,739 |
| Applicable income taxes | $840,000 | 2,424 |
| Income before extraordinary items | $1,543,000 | 3,181 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,543,000 | 3,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 2,215 |
| Cash dividends | $89,000 | 6,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,556,000 | 3,159 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,025,000 | 4,381 |
| Total interest expense | $3,840,000 | 3,717 |
| Net interest income | $3,185,000 | 4,953 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $256,000 | 6,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $23,000 | 8,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 4,596 |
| Total noninterest expense | $1,055,000 | 7,966 |
| Salaries and employee benefits | $589,000 | 7,819 |
| Premises and equipment expense | $125,000 | 8,129 |
| Additional noninterest expense | $341,000 | 7,783 |
| Pre-tax net operating income | $2,206,000 | 3,091 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $798,000 | 2,652 |
| Income before extraordinary items | $1,408,000 | 3,403 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,408,000 | 3,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,600 |
| Cash dividends | $89,000 | 6,226 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,408,000 | 3,367 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 4,656 |
| Total interest expense | $3,594,000 | 4,023 |
| Net interest income | $2,937,000 | 5,209 |
| Provision for loan and lease losses | $115,000 | 4,832 |
| Total noninterest income | $183,000 | 7,784 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $921,000 | 8,369 |
| Salaries and employee benefits | $514,000 | 8,265 |
| Premises and equipment expense | $116,000 | 8,357 |
| Additional noninterest expense | $291,000 | 8,210 |
| Pre-tax net operating income | $2,084,000 | 3,237 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $751,000 | 2,873 |
| Income before extraordinary items | $1,333,000 | 3,598 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,333,000 | 3,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $82,000 | 6,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,333,000 | 3,500 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,348,000 | 4,850 |
| Total interest expense | $3,470,000 | 4,168 |
| Net interest income | $2,878,000 | 5,477 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $185,000 | 8,046 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,577 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $816,000 | 8,976 |
| Salaries and employee benefits | $459,000 | 8,891 |
| Premises and equipment expense | $102,000 | 8,911 |
| Additional noninterest expense | $255,000 | 8,788 |
| Pre-tax net operating income | $2,072,000 | 3,414 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $719,000 | 3,173 |
| Income before extraordinary items | $1,353,000 | 3,672 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,353,000 | 3,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,902 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,353,000 | 3,599 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 5,325 |
| Total interest expense | $3,298,000 | 4,405 |
| Net interest income | $2,475,000 | 6,232 |
| Provision for loan and lease losses | $110,000 | 4,862 |
| Total noninterest income | $158,000 | 8,897 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $95,000 | 7,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,357 |
| Total noninterest expense | $734,000 | 9,691 |
| Salaries and employee benefits | $428,000 | 9,402 |
| Premises and equipment expense | $66,000 | 10,194 |
| Additional noninterest expense | $240,000 | 9,502 |
| Pre-tax net operating income | $1,789,000 | 3,750 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $550,000 | 3,842 |
| Income before extraordinary items | $1,243,000 | 3,765 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,243,000 | 3,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 4,017 |
| Cash dividends | $75,000 | 7,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,240,240 | 3,720 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,324,000 | 5,722 |
| Total interest expense | $2,950,000 | 4,843 |
| Net interest income | $2,374,000 | 6,528 |
| Provision for loan and lease losses | $105,000 | 4,483 |
| Total noninterest income | $165,000 | 9,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $103,000 | 7,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 8,656 |
| Total noninterest expense | $746,000 | 10,002 |
| Salaries and employee benefits | $384,000 | 10,061 |
| Premises and equipment expense | $61,000 | 10,750 |
| Additional noninterest expense | $301,000 | 9,232 |
| Pre-tax net operating income | $1,688,000 | 4,043 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $589,000 | 3,707 |
| Income before extraordinary items | $1,099,000 | 4,262 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,099,000 | 4,259 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,985 |
| Cash dividends | $75,000 | 7,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,099,000 | 4,240 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 5,743 |
| Total interest expense | $2,607,000 | 4,475 |
| Net interest income | $2,307,000 | 6,853 |
| Provision for loan and lease losses | $380,000 | 1,889 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 7,867 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $58,000 | 9,194 |
| Total noninterest expense | $785,000 | 10,305 |
| Salaries and employee benefits | $370,000 | 10,545 |
| Premises and equipment expense | $79,000 | 10,685 |
| Additional noninterest expense | $336,000 | 9,530 |
| Pre-tax net operating income | $1,309,000 | 4,916 |
| Securities gains (losses) | $9,000 | 2,280 |
| Applicable income taxes | $439,000 | 4,465 |
| Income before extraordinary items | $879,000 | 5,005 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $879,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,792 |
| Cash dividends | $71,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $872,970 | 5,083 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,742,000 | 6,041 |
| Total interest expense | $2,328,000 | 5,107 |
| Net interest income | $2,414,000 | 6,708 |
| Provision for loan and lease losses | $100,000 | 5,727 |
| Total noninterest income | $161,000 | 10,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $109,000 | 8,130 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,987 |
| Total noninterest expense | $762,000 | 10,870 |
| Salaries and employee benefits | $364,000 | 11,003 |
| Premises and equipment expense | $78,000 | 11,231 |
| Additional noninterest expense | $320,000 | 10,194 |
| Pre-tax net operating income | $1,713,000 | 3,857 |
| Securities gains (losses) | $15,000 | 5,022 |
| Applicable income taxes | $611,000 | 3,541 |
| Income before extraordinary items | $1,117,000 | 4,268 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,117,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 4,621 |
| Cash dividends | $64,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,107,250 | 4,083 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,818,000 | 6,558 |
| Total interest expense | $2,358,000 | 6,272 |
| Net interest income | $2,460,000 | 6,677 |
| Provision for loan and lease losses | $304,000 | 4,081 |
| Total noninterest income | $161,000 | 10,273 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $723,000 | 11,392 |
| Salaries and employee benefits | $340,000 | 11,553 |
| Premises and equipment expense | $83,000 | 11,388 |
| Additional noninterest expense | $300,000 | 10,820 |
| Pre-tax net operating income | $1,594,000 | 3,817 |
| Securities gains (losses) | $16,000 | 5,884 |
| Applicable income taxes | $553,000 | 3,672 |
| Income before extraordinary items | $1,059,000 | 4,287 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,059,000 | 4,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 4,233 |
| Cash dividends | $58,000 | 7,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,048,440 | 4,009 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.