Home > Blue Chip Savings Bank > Income and Expense
Blue Chip Savings Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 8,692 |
| Total interest expense | $1,730,000 | 7,065 |
| Net interest income | $934,000 | 10,141 |
| Provision for loan and lease losses | $264,000 | 2,470 |
| Total noninterest income | $5,000 | 11,903 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $4,000 | 10,263 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 11,898 |
| Total noninterest expense | $1,085,000 | 8,632 |
| Salaries and employee benefits | $197,000 | 11,508 |
| Premises and equipment expense | $77,000 | 10,293 |
| Additional noninterest expense | $811,000 | 5,198 |
| Pre-tax net operating income | $-410,000 | 11,770 |
| Securities gains (losses) | $27,000 | 1,701 |
| Applicable income taxes | $-82,000 | 11,691 |
| Income before extraordinary items | $-301,000 | 11,733 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-301,000 | 11,730 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 532 |
| Net operating income | $-322,330 | 11,735 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,517,000 | 8,887 |
| Total interest expense | $1,664,000 | 6,431 |
| Net interest income | $853,000 | 10,868 |
| Provision for loan and lease losses | $11,000 | 8,408 |
| Total noninterest income | $10,000 | 12,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 10,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 12,207 |
| Total noninterest expense | $603,000 | 11,108 |
| Salaries and employee benefits | $176,000 | 12,216 |
| Premises and equipment expense | $87,000 | 10,436 |
| Additional noninterest expense | $340,000 | 9,468 |
| Pre-tax net operating income | $249,000 | 10,497 |
| Securities gains (losses) | $-1,000 | 8,790 |
| Applicable income taxes | $63,000 | 10,161 |
| Income before extraordinary items | $185,000 | 10,441 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $185,000 | 10,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $94,000 | 7,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $185,750 | 10,479 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,082,000 | 8,201 |
| Total interest expense | $2,245,000 | 5,278 |
| Net interest income | $837,000 | 11,387 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $3,000 | 11,298 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 10,462 |
| Total noninterest expense | $599,000 | 11,662 |
| Salaries and employee benefits | $157,000 | 12,940 |
| Premises and equipment expense | $87,000 | 10,896 |
| Additional noninterest expense | $355,000 | 9,784 |
| Pre-tax net operating income | $285,000 | 10,361 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $96,000 | 9,830 |
| Income before extraordinary items | $189,000 | 10,775 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $189,000 | 10,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $96,000 | 7,040 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 1,097 |
| Net operating income | $189,000 | 10,558 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,838,000 | 7,722 |
| Total interest expense | $2,689,000 | 5,658 |
| Net interest income | $1,149,000 | 10,518 |
| Provision for loan and lease losses | $95,000 | 7,436 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $164,000 | 6,333 |
| Total noninterest expense | $611,000 | 11,995 |
| Salaries and employee benefits | $225,000 | 12,882 |
| Premises and equipment expense | $120,000 | 10,011 |
| Additional noninterest expense | $266,000 | 11,332 |
| Pre-tax net operating income | $607,000 | 7,660 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $384,000 | 8,378 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $384,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 8,990 |
| Cash dividends | $94,000 | 6,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $384,000 | 8,023 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.