| 2017-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1396% | 1,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1681% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0689% | 5,202 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6953% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1789% | 662 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 593 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2401% | 5,084 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,627 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,501 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1231% | 1,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1853% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0888% | 5,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2607% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1208% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1349% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5812% | 5,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,260 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2179% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2853% | 309 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1270% | 5,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.3851% | 17 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1894% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2107% | 505 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4848% | 5,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0467% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0467% | 2,787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4508% | 407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5209% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0120% | 5,066 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.4454% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2625% | 388 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2909% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2288% | 5,190 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1868% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1868% | 1,934 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2996% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1998% | 660 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 1,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1261% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 2,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1079% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0517% | 1,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2749% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2924% | 2,427 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2924% | 2,287 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6759% | 585 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2676% | 865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1576% | 745 |
| Percentage Net Loans Charged-off:Construction & development | -0.0114% | 4,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0444% | 858 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3848% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0632% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1277% | 4,248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0823% | 1,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3239% | 401 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3606% | 1,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3604% | 1,804 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6861% | 492 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1379% | 1,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0730% | 1,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0722% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0203% | 4,648 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0281% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 937 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6563% | 625 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5772% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5772% | 1,227 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4973% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0648% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 1,115 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 5,581 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0209% | 4,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0579% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2585% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1480% | 5,251 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9112% | 884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9112% | 783 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5391% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0719% | 2,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0761% | 1,905 |
| Percentage Net Loans Charged-off:Construction & development | -1.2994% | 5,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0475% | 5,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9476% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2031% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5462% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1750% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1244% | 5,194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8659% | 961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8659% | 872 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1243% | 5,866 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1466% | 5,881 |
| Percentage Net Loans Charged-off:Construction & development | -1.7464% | 5,614 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0610% | 5,616 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0226% | 4,784 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1533% | 1,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7090% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1097% | 1,484 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0948% | 5,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7571% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7571% | 916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2187% | 6,049 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2394% | 6,056 |
| Percentage Net Loans Charged-off:Construction & development | -2.4294% | 5,686 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0860% | 5,784 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0228% | 4,825 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1134% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 1,324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1209% | 5,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1439% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1439% | 2,356 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0978% | 1,745 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1232% | 1,067 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 5,410 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0233% | 4,883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3593% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3869% | 517 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1209% | 5,292 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0962% | 5,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0962% | 5,137 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4102% | 1,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3708% | 834 |
| Percentage Net Loans Charged-off:Construction & development | -0.6756% | 5,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4928% | 675 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0051% | 4,914 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6272% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6684% | 460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8032% | 890 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9860% | 938 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9860% | 849 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6472% | 550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6097% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0862% | 5,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6775% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9209% | 288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9791% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0932% | 610 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1390% | 743 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1390% | 673 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.8150% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7506% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 1.3912% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5333% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0868% | 270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1527% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6156% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1328% | 753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1328% | 686 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.6486% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5352% | 539 |
| Percentage Net Loans Charged-off:Construction & development | 4.4499% | 114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0213% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1694% | 1,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1795% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8746% | 311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1405% | 777 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1405% | 705 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4129% | 1,624 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3765% | 1,477 |
| Percentage Net Loans Charged-off:Construction & development | 0.9378% | 852 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4103% | 1,200 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0137% | 5,167 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3132% | 1,656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3299% | 1,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9208% | 1,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6512% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6512% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5495% | 1,158 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4995% | 1,078 |
| Percentage Net Loans Charged-off:Construction & development | 1.9392% | 548 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5406% | 908 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0181% | 5,227 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2317% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2437% | 1,813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3408% | 736 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6922% | 1,469 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6922% | 1,358 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4454% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4413% | 1,230 |
| Percentage Net Loans Charged-off:Construction & development | 2.1714% | 494 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4425% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0272% | 5,251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1488% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1564% | 2,107 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6380% | 1,117 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4445% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4445% | 1,774 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2997% | 1,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3438% | 1,357 |
| Percentage Net Loans Charged-off:Construction & development | -0.0635% | 5,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5744% | 643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 1,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2844% | 1,364 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2162% | 5,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1603% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1603% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.4733% | 614 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0654% | 917 |
| Percentage Net Loans Charged-off:Construction & development | 2.3125% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3303% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1365% | 422 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3935% | 2,143 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0419% | 632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3596% | 2,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.4989% | 178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3290% | 2,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3290% | 2,742 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2788% | 949 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5900% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2305% | 742 |
| Percentage Net Loans Charged-off:Construction & development | 2.8953% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4883% | 560 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1253% | 393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4607% | 1,837 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3847% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4123% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9277% | 211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0605% | 6,046 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0605% | 5,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3100% | 830 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3439% | 779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8729% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 2.7088% | 809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8545% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4888% | 414 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4097% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0812% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3226% | 2,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5080% | 233 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0453% | 3,465 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2400% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.8692% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9189% | 1,011 |
| Percentage Net Loans Charged-off:Construction & development | -0.0841% | 6,136 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7138% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6031% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6342% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.5794% | 127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0905% | 2,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0905% | 2,655 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5203% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.0766% | 303 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6049% | 411 |
| Percentage Net Loans Charged-off:Construction & development | 11.9232% | 347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6420% | 1,721 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.5765% | 243 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6203% | 1,910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7064% | 1,050 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6157% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.4627% | 202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0850% | 4,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0789% | 4,418 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3953% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.4410% | 454 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5573% | 878 |
| Percentage Net Loans Charged-off:Construction & development | 3.8002% | 1,072 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7933% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.1731% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5169% | 1,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5448% | 1,828 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.0983% | 120 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1961% | 3,669 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1784% | 3,497 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4093% | 821 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 2.9237% | 359 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8014% | 737 |
| Percentage Net Loans Charged-off:Construction & development | 2.9526% | 1,147 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1740% | 868 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.4827% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4667% | 1,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4916% | 1,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 13.7472% | 90 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2893% | 3,049 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2547% | 2,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2961% | 814 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 3.6298% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0809% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0209% | 1,678 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0244% | 774 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8528% | 132 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6408% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6746% | 1,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 27.0784% | 37 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 2,127 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3986% | 1,987 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.5551% | 1,405 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0207% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 1.0028% | 2,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4443% | 919 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3036% | 491 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1985% | 3,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6179% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1763% | 3,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5456% | 429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1390% | 4,787 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3056% | 1,561 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1847% | 1,527 |
| Percentage Net Loans Charged-off:Construction & development | 1.3096% | 2,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7759% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1109% | 443 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1514% | 3,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1594% | 3,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8958% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0453% | 6,815 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3817% | 3,450 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0428% | 4,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3905% | 577 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0315% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0332% | 3,671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1378% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5275% | 2,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 3,576 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7830% | 319 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 3,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0104% | 2,917 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0103% | 623 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6448% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.3572% | 1,841 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3880% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 5.1017% | 1,211 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5418% | 1,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0449% | 892 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2089% | 3,222 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2204% | 2,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4652% | 2,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3567% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.2981% | 1,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4147% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 4.6390% | 1,049 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7286% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2632% | 2,536 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2776% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8433% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9693% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.7914% | 1,054 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9748% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 6.5332% | 674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9948% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0813% | 3,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0857% | 2,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0261% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3068% | 1,832 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.7123% | 1,761 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6554% | 1,390 |
| Percentage Net Loans Charged-off:Construction & development | 1.5927% | 1,048 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6620% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,582 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 2,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0943% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0519% | 1,112 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4216% | 2,710 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4245% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 1.2011% | 1,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0342% | 2,095 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3975% | 1,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4170% | 1,316 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4341% | 2,856 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6864% | 3,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4840% | 1,737 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4643% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 1.6453% | 819 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2408% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2523% | 1,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6498% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8853% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5149% | 1,365 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4526% | 991 |
| Percentage Net Loans Charged-off:Construction & development | 1.5519% | 593 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3055% | 1,120 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3197% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9882% | 1,069 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1603% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2291% | 1,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 2,573 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0235% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0245% | 1,618 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1986% | 434 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5900% | 2,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3188% | 1,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3694% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.3706% | 784 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6817% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 2,382 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 2,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9649% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0437% | 7,563 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3076% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3205% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.1074% | 734 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6958% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 1,615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0788% | 1,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3559% | 1,770 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0289% | 7,259 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4261% | 847 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4823% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 0.1615% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0261% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1155% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1203% | 1,002 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2270% | 1,763 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1092% | 7,370 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.1464% | 8,182 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1586% | 8,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.3225% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6672% | 8,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1149% | 779 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1264% | 7,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0453% | 3,705 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1090% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1461% | 987 |
| Percentage Net Loans Charged-off:Construction & development | 0.6480% | 190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0911% | 1,508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3088% | 237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0812% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1806% | 7,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2495% | 4,182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0154% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4089% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1092% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2224% | 7,760 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2406% | 3,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0856% | 2,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0532% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1624% | 773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6083% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1416% | 824 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2529% | 1,572 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3806% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0266% | 7,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,353 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2074% | 51 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5217% | 7,978 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6041% | 1,914 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0602% | 8,352 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0837% | 8,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.7129% | 7,919 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0139% | 1,219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0530% | 1,963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7498% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 2,385 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0560% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0563% | 5,925 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4314% | 874 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.0863% | 8,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1000% | 8,482 |
| Percentage Net Loans Charged-off:Construction & development | -0.8390% | 7,913 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0706% | 1,487 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0068% | 67 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0284% | 1,931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1914% | 7,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0491% | 5,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5818% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0306% | 4,419 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 1,669 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1061% | 1,072 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5352% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0426% | 1,481 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1626% | 7,610 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7747% | 517 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0174% | 4,095 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,181 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1311% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0963% | 33 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1504% | 7,641 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0370% | 7,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3830% | 1,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0246% | 2,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0900% | 511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0036% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0360% | 2,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2035% | 665 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3098% | 4,773 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5197% | 919 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 2,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.1396% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,062 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9233% | 413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3162% | 4,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2943% | 1,602 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2491% | 8,802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5495% | 8,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5134% | 459 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5324% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3916% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 8,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0463% | 8,554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1180% | 500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4024% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2357% | 3,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0079% | 3,706 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0105% | 8,429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0245% | 2,825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0251% | 2,689 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0512% | 1,615 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7557% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0986% | 4,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0101% | 8,237 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 8,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 8,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 8,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3128% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8543% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0541% | 4,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0926% | 7,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1529% | 1,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0726% | 3,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1349% | 7,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5233% | 1,264 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 1.9986% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2560% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 0.3207% | 411 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.7257% | 99 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 8,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 8,349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.9540% | 284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7837% | 3,054 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0656% | 1,730 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.5471% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2054% | 964 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4190% | 453 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4248% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0050% | 991 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3704% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | 93.7500% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0355% | 1,747 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | -0.2520% | 9,719 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.3542% | 1,969 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2056% | 3,401 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.4143% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2617% | 3,343 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0701% | 6,394 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.0764% | 6,275 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.2564% | 4,706 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank |
| Percent of loans charged-off, net |
| Net charge-offs to loans | 0.1554% | 7,931 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
