Home > Blencoe State Bank > Income and Expense
Blencoe State Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 6,028 |
| Total interest expense | $104,000 | 6,033 |
| Net interest income | $1,287,000 | 5,998 |
| Provision for loan and lease losses | $85,000 | 3,356 |
| Total noninterest income | $206,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $148,000 | 4,410 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $1,022,000 | 6,077 |
| Salaries and employee benefits | $529,000 | 6,110 |
| Premises and equipment expense | $247,000 | 5,018 |
| Additional noninterest expense | $246,000 | 6,255 |
| Pre-tax net operating income | $386,000 | 5,285 |
| Securities gains (losses) | $-10,000 | 6,040 |
| Applicable income taxes | $107,000 | 3,351 |
| Income before extraordinary items | $269,000 | 5,474 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $269,000 | 5,473 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $269,000 | 5,474 |
| Net charge-offs | $50,000 | 3,763 |
| Cash dividends | $54,000 | 4,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $276,200 | 5,413 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 6,109 |
| Total interest expense | $79,000 | 6,107 |
| Net interest income | $951,000 | 6,089 |
| Provision for loan and lease losses | $28,000 | 3,782 |
| Total noninterest income | $138,000 | 5,571 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $108,000 | 4,505 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $30,000 | 5,906 |
| Total noninterest expense | $744,000 | 6,153 |
| Salaries and employee benefits | $392,000 | 6,166 |
| Premises and equipment expense | $182,000 | 5,099 |
| Additional noninterest expense | $170,000 | 6,352 |
| Pre-tax net operating income | $317,000 | 5,287 |
| Securities gains (losses) | $-10,000 | 6,157 |
| Applicable income taxes | $87,000 | 3,367 |
| Income before extraordinary items | $220,000 | 5,502 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $220,000 | 5,502 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $220,000 | 5,503 |
| Net charge-offs | $15,000 | 3,973 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $227,200 | 5,439 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $673,000 | 6,175 |
| Total interest expense | $53,000 | 6,158 |
| Net interest income | $620,000 | 6,145 |
| Provision for loan and lease losses | $17,000 | 3,729 |
| Total noninterest income | $90,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $73,000 | 4,480 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $17,000 | 6,021 |
| Total noninterest expense | $503,000 | 6,196 |
| Salaries and employee benefits | $259,000 | 6,232 |
| Premises and equipment expense | $121,000 | 5,151 |
| Additional noninterest expense | $123,000 | 6,368 |
| Pre-tax net operating income | $190,000 | 5,372 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $51,000 | 3,433 |
| Income before extraordinary items | $139,000 | 5,538 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $139,000 | 5,540 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $139,000 | 5,541 |
| Net charge-offs | $11,000 | 3,690 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $139,000 | 5,500 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $327,000 | 6,262 |
| Total interest expense | $27,000 | 6,223 |
| Net interest income | $300,000 | 6,234 |
| Provision for loan and lease losses | $8,000 | 3,464 |
| Total noninterest income | $48,000 | 5,558 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $39,000 | 4,359 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $9,000 | 6,032 |
| Total noninterest expense | $257,000 | 6,243 |
| Salaries and employee benefits | $130,000 | 6,288 |
| Premises and equipment expense | $63,000 | 5,143 |
| Additional noninterest expense | $64,000 | 6,410 |
| Pre-tax net operating income | $83,000 | 5,429 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $22,000 | 3,447 |
| Income before extraordinary items | $61,000 | 5,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,596 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $61,000 | 5,596 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $61,000 | 5,558 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,349,000 | 6,314 |
| Total interest expense | $116,000 | 6,344 |
| Net interest income | $1,233,000 | 6,268 |
| Provision for loan and lease losses | $15,000 | 4,807 |
| Total noninterest income | $202,000 | 5,596 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $162,000 | 4,458 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 5,981 |
| Total noninterest expense | $1,019,000 | 6,324 |
| Salaries and employee benefits | $519,000 | 6,379 |
| Premises and equipment expense | $264,000 | 5,092 |
| Additional noninterest expense | $236,000 | 6,526 |
| Pre-tax net operating income | $401,000 | 5,216 |
| Securities gains (losses) | $35,000 | 2,035 |
| Applicable income taxes | $120,000 | 3,304 |
| Income before extraordinary items | $316,000 | 5,374 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $316,000 | 5,378 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $316,000 | 5,378 |
| Net charge-offs | $60,000 | 4,206 |
| Cash dividends | $133,000 | 3,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $290,800 | 5,396 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $997,000 | 6,393 |
| Total interest expense | $85,000 | 6,442 |
| Net interest income | $912,000 | 6,341 |
| Provision for loan and lease losses | $10,000 | 4,707 |
| Total noninterest income | $143,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $122,000 | 4,481 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $21,000 | 6,226 |
| Total noninterest expense | $760,000 | 6,376 |
| Salaries and employee benefits | $386,000 | 6,428 |
| Premises and equipment expense | $203,000 | 5,093 |
| Additional noninterest expense | $171,000 | 6,597 |
| Pre-tax net operating income | $285,000 | 5,392 |
| Securities gains (losses) | $35,000 | 1,898 |
| Applicable income taxes | $86,000 | 3,402 |
| Income before extraordinary items | $234,000 | 5,515 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $234,000 | 5,515 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $234,000 | 5,516 |
| Net charge-offs | $60,000 | 3,716 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $208,450 | 5,542 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $663,000 | 6,439 |
| Total interest expense | $58,000 | 6,485 |
| Net interest income | $605,000 | 6,378 |
| Provision for loan and lease losses | $5,000 | 4,656 |
| Total noninterest income | $89,000 | 5,837 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $80,000 | 4,502 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $9,000 | 6,388 |
| Total noninterest expense | $504,000 | 6,420 |
| Salaries and employee benefits | $254,000 | 6,493 |
| Premises and equipment expense | $131,000 | 5,152 |
| Additional noninterest expense | $119,000 | 6,613 |
| Pre-tax net operating income | $185,000 | 5,400 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $47,000 | 3,536 |
| Income before extraordinary items | $138,000 | 5,616 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $138,000 | 5,618 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $138,000 | 5,618 |
| Net charge-offs | $47,000 | 3,402 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $138,000 | 5,516 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 6,513 |
| Total interest expense | $29,000 | 6,571 |
| Net interest income | $293,000 | 6,460 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $49,000 | 5,761 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $40,000 | 4,477 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $9,000 | 6,201 |
| Total noninterest expense | $246,000 | 6,512 |
| Salaries and employee benefits | $128,000 | 6,542 |
| Premises and equipment expense | $65,000 | 5,194 |
| Additional noninterest expense | $53,000 | 6,761 |
| Pre-tax net operating income | $95,000 | 5,374 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $20,000 | 3,600 |
| Income before extraordinary items | $75,000 | 5,542 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $75,000 | 5,544 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $75,000 | 5,544 |
| Net charge-offs | $27,000 | 2,862 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $75,000 | 5,439 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 6,597 |
| Total interest expense | $157,000 | 6,589 |
| Net interest income | $1,168,000 | 6,558 |
| Provision for loan and lease losses | $11,000 | 5,735 |
| Total noninterest income | $209,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $178,000 | 4,483 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $31,000 | 6,101 |
| Total noninterest expense | $982,000 | 6,594 |
| Salaries and employee benefits | $502,000 | 6,631 |
| Premises and equipment expense | $260,000 | 5,258 |
| Additional noninterest expense | $220,000 | 6,807 |
| Pre-tax net operating income | $384,000 | 5,197 |
| Securities gains (losses) | $30,000 | 3,019 |
| Applicable income taxes | $108,000 | 3,458 |
| Income before extraordinary items | $306,000 | 5,450 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $306,000 | 5,447 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $306,000 | 5,448 |
| Net charge-offs | $-41,000 | 6,822 |
| Cash dividends | $171,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $283,800 | 5,329 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $973,000 | 6,713 |
| Total interest expense | $123,000 | 6,692 |
| Net interest income | $850,000 | 6,683 |
| Provision for loan and lease losses | $9,000 | 5,612 |
| Total noninterest income | $155,000 | 5,733 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $132,000 | 4,553 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $23,000 | 6,251 |
| Total noninterest expense | $742,000 | 6,656 |
| Salaries and employee benefits | $370,000 | 6,711 |
| Premises and equipment expense | $200,000 | 5,259 |
| Additional noninterest expense | $172,000 | 6,870 |
| Pre-tax net operating income | $254,000 | 5,474 |
| Securities gains (losses) | $30,000 | 2,708 |
| Applicable income taxes | $67,000 | 3,629 |
| Income before extraordinary items | $217,000 | 5,651 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $217,000 | 5,650 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $217,000 | 5,650 |
| Net charge-offs | $-35,000 | 6,865 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $194,200 | 5,561 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $639,000 | 6,786 |
| Total interest expense | $90,000 | 6,711 |
| Net interest income | $549,000 | 6,772 |
| Provision for loan and lease losses | $8,000 | 5,417 |
| Total noninterest income | $98,000 | 5,810 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $83,000 | 4,665 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,309 |
| Total noninterest expense | $501,000 | 6,697 |
| Salaries and employee benefits | $245,000 | 6,777 |
| Premises and equipment expense | $134,000 | 5,263 |
| Additional noninterest expense | $122,000 | 6,894 |
| Pre-tax net operating income | $138,000 | 5,660 |
| Securities gains (losses) | $30,000 | 2,327 |
| Applicable income taxes | $29,000 | 3,852 |
| Income before extraordinary items | $139,000 | 5,702 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $139,000 | 5,701 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $139,000 | 5,701 |
| Net charge-offs | $-34,000 | 6,906 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $114,100 | 5,700 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $319,000 | 6,846 |
| Total interest expense | $46,000 | 6,771 |
| Net interest income | $273,000 | 6,825 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $42,000 | 6,036 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $35,000 | 4,954 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $255,000 | 6,739 |
| Salaries and employee benefits | $121,000 | 6,849 |
| Premises and equipment expense | $66,000 | 5,331 |
| Additional noninterest expense | $68,000 | 6,871 |
| Pre-tax net operating income | $54,000 | 5,888 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $14,000 | 3,852 |
| Income before extraordinary items | $40,000 | 6,091 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $40,000 | 6,090 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $40,000 | 6,091 |
| Net charge-offs | $-38,000 | 7,024 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $40,000 | 5,957 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,374,000 | 6,850 |
| Total interest expense | $211,000 | 6,869 |
| Net interest income | $1,163,000 | 6,810 |
| Provision for loan and lease losses | $30,000 | 6,060 |
| Total noninterest income | $201,000 | 5,729 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $171,000 | 4,667 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $925,000 | 6,916 |
| Salaries and employee benefits | $501,000 | 6,896 |
| Premises and equipment expense | $185,000 | 6,132 |
| Additional noninterest expense | $239,000 | 7,042 |
| Pre-tax net operating income | $409,000 | 4,952 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $109,000 | 3,327 |
| Income before extraordinary items | $300,000 | 5,245 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $300,000 | 5,247 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $300,000 | 5,247 |
| Net charge-offs | $39,000 | 5,612 |
| Cash dividends | $167,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $300,000 | 5,128 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,018,000 | 6,930 |
| Total interest expense | $161,000 | 6,948 |
| Net interest income | $857,000 | 6,890 |
| Provision for loan and lease losses | $21,000 | 5,993 |
| Total noninterest income | $156,000 | 5,779 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $132,000 | 4,622 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $24,000 | 6,295 |
| Total noninterest expense | $713,000 | 6,927 |
| Salaries and employee benefits | $371,000 | 6,940 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $191,000 | 7,039 |
| Pre-tax net operating income | $279,000 | 5,195 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $65,000 | 3,489 |
| Income before extraordinary items | $214,000 | 5,435 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $214,000 | 5,435 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $214,000 | 5,435 |
| Net charge-offs | $41,000 | 5,112 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $214,000 | 5,297 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $674,000 | 6,999 |
| Total interest expense | $110,000 | 7,022 |
| Net interest income | $564,000 | 6,950 |
| Provision for loan and lease losses | $12,000 | 5,900 |
| Total noninterest income | $99,000 | 5,870 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $85,000 | 4,685 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $14,000 | 6,448 |
| Total noninterest expense | $455,000 | 7,027 |
| Salaries and employee benefits | $242,000 | 7,020 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $117,000 | 7,179 |
| Pre-tax net operating income | $196,000 | 5,131 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $53,000 | 3,328 |
| Income before extraordinary items | $143,000 | 5,398 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $143,000 | 5,397 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $143,000 | 5,398 |
| Net charge-offs | $34,000 | 4,751 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $143,000 | 5,315 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $333,000 | 7,070 |
| Total interest expense | $56,000 | 7,089 |
| Net interest income | $277,000 | 6,994 |
| Provision for loan and lease losses | $6,000 | 5,552 |
| Total noninterest income | $49,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $42,000 | 4,666 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $232,000 | 7,070 |
| Salaries and employee benefits | $120,000 | 7,078 |
| Premises and equipment expense | $48,000 | 6,197 |
| Additional noninterest expense | $64,000 | 7,160 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $35,000 | 3,081 |
| Income before extraordinary items | $53,000 | 5,650 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $53,000 | 5,649 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $53,000 | 5,650 |
| Net charge-offs | $29,000 | 3,798 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $53,000 | 5,606 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 7,137 |
| Total interest expense | $281,000 | 7,115 |
| Net interest income | $1,096,000 | 7,077 |
| Provision for loan and lease losses | $42,000 | 6,564 |
| Total noninterest income | $193,000 | 6,005 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $168,000 | 4,724 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $25,000 | 6,514 |
| Total noninterest expense | $865,000 | 7,210 |
| Salaries and employee benefits | $483,000 | 7,157 |
| Premises and equipment expense | $135,000 | 6,758 |
| Additional noninterest expense | $247,000 | 7,271 |
| Pre-tax net operating income | $382,000 | 4,673 |
| Securities gains (losses) | $9,000 | 3,335 |
| Applicable income taxes | $112,000 | 3,149 |
| Income before extraordinary items | $279,000 | 5,009 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $279,000 | 5,012 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $279,000 | 5,012 |
| Net charge-offs | $21,000 | 6,360 |
| Cash dividends | $234,000 | 3,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $272,610 | 4,896 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,030,000 | 7,244 |
| Total interest expense | $212,000 | 7,245 |
| Net interest income | $818,000 | 7,176 |
| Provision for loan and lease losses | $36,000 | 6,452 |
| Total noninterest income | $144,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $125,000 | 4,809 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $19,000 | 6,686 |
| Total noninterest expense | $632,000 | 7,306 |
| Salaries and employee benefits | $357,000 | 7,248 |
| Premises and equipment expense | $100,000 | 6,844 |
| Additional noninterest expense | $175,000 | 7,389 |
| Pre-tax net operating income | $294,000 | 4,882 |
| Securities gains (losses) | $9,000 | 3,136 |
| Applicable income taxes | $84,000 | 3,234 |
| Income before extraordinary items | $219,000 | 5,220 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $219,000 | 5,222 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $219,000 | 5,223 |
| Net charge-offs | $21,000 | 6,000 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $212,520 | 5,081 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $677,000 | 7,329 |
| Total interest expense | $144,000 | 7,313 |
| Net interest income | $533,000 | 7,259 |
| Provision for loan and lease losses | $24,000 | 6,332 |
| Total noninterest income | $92,000 | 6,199 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $81,000 | 4,856 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $11,000 | 6,798 |
| Total noninterest expense | $408,000 | 7,395 |
| Salaries and employee benefits | $234,000 | 7,323 |
| Premises and equipment expense | $64,000 | 6,943 |
| Additional noninterest expense | $110,000 | 7,498 |
| Pre-tax net operating income | $193,000 | 4,972 |
| Securities gains (losses) | $3,000 | 2,902 |
| Applicable income taxes | $55,000 | 3,215 |
| Income before extraordinary items | $141,000 | 5,273 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $141,000 | 5,276 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $141,000 | 5,275 |
| Net charge-offs | $18,000 | 5,558 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $138,840 | 5,142 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $337,000 | 7,427 |
| Total interest expense | $73,000 | 7,410 |
| Net interest income | $264,000 | 7,361 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $41,000 | 6,374 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $35,000 | 5,100 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,920 |
| Total noninterest expense | $202,000 | 7,508 |
| Salaries and employee benefits | $116,000 | 7,423 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $91,000 | 5,152 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $66,000 | 5,454 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $66,000 | 5,456 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $66,000 | 5,455 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $66,000 | 5,350 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,390,000 | 7,485 |
| Total interest expense | $317,000 | 7,550 |
| Net interest income | $1,073,000 | 7,368 |
| Provision for loan and lease losses | $77,000 | 6,615 |
| Total noninterest income | $203,000 | 6,203 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $180,000 | 4,835 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $23,000 | 6,887 |
| Total noninterest expense | $823,000 | 7,583 |
| Salaries and employee benefits | $462,000 | 7,518 |
| Premises and equipment expense | $143,000 | 6,999 |
| Additional noninterest expense | $218,000 | 7,693 |
| Pre-tax net operating income | $376,000 | 4,310 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $115,000 | 2,789 |
| Income before extraordinary items | $261,000 | 4,602 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $261,000 | 4,602 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $261,000 | 4,603 |
| Net charge-offs | $65,000 | 6,050 |
| Cash dividends | $226,000 | 3,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $261,000 | 4,533 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 7,576 |
| Total interest expense | $241,000 | 7,642 |
| Net interest income | $799,000 | 7,437 |
| Provision for loan and lease losses | $50,000 | 6,514 |
| Total noninterest income | $151,000 | 6,329 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $135,000 | 4,866 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $16,000 | 7,114 |
| Total noninterest expense | $629,000 | 7,611 |
| Salaries and employee benefits | $340,000 | 7,583 |
| Premises and equipment expense | $114,000 | 6,964 |
| Additional noninterest expense | $175,000 | 7,687 |
| Pre-tax net operating income | $271,000 | 4,640 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $80,000 | 3,033 |
| Income before extraordinary items | $191,000 | 4,893 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $191,000 | 4,892 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $191,000 | 4,893 |
| Net charge-offs | $61,000 | 5,524 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $191,000 | 4,834 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $686,000 | 7,655 |
| Total interest expense | $162,000 | 7,739 |
| Net interest income | $524,000 | 7,502 |
| Provision for loan and lease losses | $29,000 | 6,542 |
| Total noninterest income | $101,000 | 6,367 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $91,000 | 4,833 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $10,000 | 7,243 |
| Total noninterest expense | $407,000 | 7,714 |
| Salaries and employee benefits | $223,000 | 7,679 |
| Premises and equipment expense | $70,000 | 7,134 |
| Additional noninterest expense | $114,000 | 7,775 |
| Pre-tax net operating income | $189,000 | 4,719 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $63,000 | 2,993 |
| Income before extraordinary items | $126,000 | 5,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $126,000 | 5,020 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $126,000 | 5,021 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $126,000 | 4,940 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 7,677 |
| Total interest expense | $82,000 | 7,807 |
| Net interest income | $274,000 | 7,471 |
| Provision for loan and lease losses | $11,000 | 6,270 |
| Total noninterest income | $52,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $47,000 | 4,728 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $5,000 | 7,314 |
| Total noninterest expense | $190,000 | 7,806 |
| Salaries and employee benefits | $111,000 | 7,732 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $44,000 | 7,957 |
| Pre-tax net operating income | $125,000 | 4,754 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $41,000 | 3,047 |
| Income before extraordinary items | $84,000 | 5,163 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $84,000 | 5,168 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $84,000 | 5,167 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 4,997 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 7,656 |
| Total interest expense | $480,000 | 7,709 |
| Net interest income | $1,058,000 | 7,517 |
| Provision for loan and lease losses | $23,000 | 6,979 |
| Total noninterest income | $207,000 | 6,438 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $187,000 | 4,921 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $20,000 | 7,432 |
| Total noninterest expense | $776,000 | 7,824 |
| Salaries and employee benefits | $453,000 | 7,774 |
| Premises and equipment expense | $162,000 | 7,032 |
| Additional noninterest expense | $161,000 | 8,034 |
| Pre-tax net operating income | $466,000 | 4,972 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $167,000 | 2,978 |
| Income before extraordinary items | $299,000 | 5,122 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $299,000 | 5,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 6,011 |
| Cash dividends | $230,000 | 4,353 |
| Sale, conversion, retirement of capital stock, net | $749,000 | 469 |
| Net operating income | $299,000 | 5,288 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 7,738 |
| Total interest expense | $372,000 | 7,791 |
| Net interest income | $776,000 | 7,610 |
| Provision for loan and lease losses | $15,000 | 6,618 |
| Total noninterest income | $155,000 | 6,543 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $137,000 | 5,005 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $18,000 | 7,487 |
| Total noninterest expense | $553,000 | 7,909 |
| Salaries and employee benefits | $322,000 | 7,861 |
| Premises and equipment expense | $117,000 | 7,149 |
| Additional noninterest expense | $114,000 | 8,115 |
| Pre-tax net operating income | $363,000 | 5,396 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $123,000 | 3,422 |
| Income before extraordinary items | $240,000 | 5,502 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $240,000 | 5,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,452 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $240,000 | 5,674 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $765,000 | 7,809 |
| Total interest expense | $258,000 | 7,858 |
| Net interest income | $507,000 | 7,682 |
| Provision for loan and lease losses | $10,000 | 6,307 |
| Total noninterest income | $100,000 | 6,661 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $89,000 | 5,053 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,000 | 7,625 |
| Total noninterest expense | $376,000 | 7,951 |
| Salaries and employee benefits | $214,000 | 7,926 |
| Premises and equipment expense | $80,000 | 7,130 |
| Additional noninterest expense | $82,000 | 8,122 |
| Pre-tax net operating income | $221,000 | 5,680 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $77,000 | 3,708 |
| Income before extraordinary items | $144,000 | 6,015 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $144,000 | 6,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $144,000 | 5,958 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $385,000 | 7,883 |
| Total interest expense | $138,000 | 7,880 |
| Net interest income | $247,000 | 7,757 |
| Provision for loan and lease losses | $5,000 | 5,755 |
| Total noninterest income | $51,000 | 6,636 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $45,000 | 5,006 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $188,000 | 7,994 |
| Salaries and employee benefits | $110,000 | 7,943 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $41,000 | 8,161 |
| Pre-tax net operating income | $105,000 | 5,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $35,000 | 3,907 |
| Income before extraordinary items | $70,000 | 6,273 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 6,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $70,000 | 6,181 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,605,000 | 7,843 |
| Total interest expense | $631,000 | 7,759 |
| Net interest income | $974,000 | 7,775 |
| Provision for loan and lease losses | $20,000 | 6,324 |
| Total noninterest income | $200,000 | 6,741 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $175,000 | 5,156 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $25,000 | 7,674 |
| Total noninterest expense | $770,000 | 7,985 |
| Salaries and employee benefits | $481,000 | 7,856 |
| Premises and equipment expense | $139,000 | 7,344 |
| Additional noninterest expense | $150,000 | 8,254 |
| Pre-tax net operating income | $384,000 | 6,322 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $129,000 | 4,269 |
| Income before extraordinary items | $255,000 | 6,586 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $255,000 | 6,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 5,430 |
| Cash dividends | $111,000 | 5,295 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $255,000 | 6,570 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,170,000 | 7,923 |
| Total interest expense | $458,000 | 7,835 |
| Net interest income | $712,000 | 7,853 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $150,000 | 6,777 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $127,000 | 5,239 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $23,000 | 7,559 |
| Total noninterest expense | $562,000 | 7,997 |
| Salaries and employee benefits | $347,000 | 7,877 |
| Premises and equipment expense | $104,000 | 7,346 |
| Additional noninterest expense | $111,000 | 8,262 |
| Pre-tax net operating income | $282,000 | 6,634 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $100,000 | 4,443 |
| Income before extraordinary items | $182,000 | 6,895 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $182,000 | 6,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,499 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $182,000 | 6,883 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $764,000 | 7,994 |
| Total interest expense | $295,000 | 7,911 |
| Net interest income | $469,000 | 7,932 |
| Provision for loan and lease losses | $13,000 | 5,620 |
| Total noninterest income | $91,000 | 6,962 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $78,000 | 5,388 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $13,000 | 7,713 |
| Total noninterest expense | $379,000 | 8,036 |
| Salaries and employee benefits | $231,000 | 7,933 |
| Premises and equipment expense | $68,000 | 7,400 |
| Additional noninterest expense | $80,000 | 8,238 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $58,000 | 4,642 |
| Income before extraordinary items | $110,000 | 7,046 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $110,000 | 7,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,783 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $110,000 | 7,035 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $369,000 | 8,071 |
| Total interest expense | $141,000 | 7,995 |
| Net interest income | $228,000 | 8,028 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $43,000 | 7,029 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $37,000 | 5,442 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $187,000 | 8,085 |
| Salaries and employee benefits | $115,000 | 7,981 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $40,000 | 8,272 |
| Pre-tax net operating income | $76,000 | 6,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $24,000 | 4,803 |
| Income before extraordinary items | $52,000 | 7,127 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $52,000 | 7,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $52,000 | 7,113 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 8,009 |
| Total interest expense | $482,000 | 7,954 |
| Net interest income | $915,000 | 7,963 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $189,000 | 7,012 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $159,000 | 5,413 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,694 |
| Total noninterest expense | $749,000 | 8,086 |
| Salaries and employee benefits | $457,000 | 7,990 |
| Premises and equipment expense | $143,000 | 7,335 |
| Additional noninterest expense | $149,000 | 8,371 |
| Pre-tax net operating income | $330,000 | 7,016 |
| Securities gains (losses) | $-2,000 | 6,862 |
| Applicable income taxes | $104,000 | 4,935 |
| Income before extraordinary items | $224,000 | 7,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $224,000 | 7,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $102,000 | 5,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $225,360 | 7,170 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,028,000 | 8,092 |
| Total interest expense | $346,000 | 8,023 |
| Net interest income | $682,000 | 8,045 |
| Provision for loan and lease losses | $20,000 | 5,975 |
| Total noninterest income | $143,000 | 7,042 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $116,000 | 5,535 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $557,000 | 8,117 |
| Salaries and employee benefits | $332,000 | 8,029 |
| Premises and equipment expense | $111,000 | 7,292 |
| Additional noninterest expense | $114,000 | 8,388 |
| Pre-tax net operating income | $248,000 | 7,233 |
| Securities gains (losses) | $-2,000 | 7,192 |
| Applicable income taxes | $74,000 | 5,180 |
| Income before extraordinary items | $172,000 | 7,364 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $172,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,946 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $173,400 | 7,354 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $658,000 | 8,158 |
| Total interest expense | $209,000 | 8,100 |
| Net interest income | $449,000 | 8,102 |
| Provision for loan and lease losses | $10,000 | 5,986 |
| Total noninterest income | $100,000 | 6,982 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $81,000 | 5,450 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $371,000 | 8,139 |
| Salaries and employee benefits | $220,000 | 8,078 |
| Premises and equipment expense | $73,000 | 7,349 |
| Additional noninterest expense | $78,000 | 8,399 |
| Pre-tax net operating income | $168,000 | 7,283 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $46,000 | 5,280 |
| Income before extraordinary items | $122,000 | 7,368 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $122,000 | 7,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,339 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $122,000 | 7,374 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $315,000 | 8,219 |
| Total interest expense | $93,000 | 8,186 |
| Net interest income | $222,000 | 8,140 |
| Provision for loan and lease losses | $5,000 | 5,672 |
| Total noninterest income | $43,000 | 7,194 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $34,000 | 5,706 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $181,000 | 8,197 |
| Salaries and employee benefits | $108,000 | 8,112 |
| Premises and equipment expense | $37,000 | 7,336 |
| Additional noninterest expense | $36,000 | 8,460 |
| Pre-tax net operating income | $79,000 | 7,322 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $21,000 | 5,307 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $58,000 | 7,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 8,179 |
| Total interest expense | $305,000 | 8,172 |
| Net interest income | $901,000 | 8,081 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $151,000 | 7,484 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $132,000 | 5,849 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $19,000 | 8,165 |
| Total noninterest expense | $733,000 | 8,185 |
| Salaries and employee benefits | $444,000 | 8,074 |
| Premises and equipment expense | $126,000 | 7,577 |
| Additional noninterest expense | $163,000 | 8,434 |
| Pre-tax net operating income | $299,000 | 7,380 |
| Securities gains (losses) | $-5,000 | 7,296 |
| Applicable income taxes | $91,000 | 5,443 |
| Income before extraordinary items | $203,000 | 7,568 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $203,000 | 7,570 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,036 |
| Cash dividends | $99,000 | 5,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $206,450 | 7,529 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $883,000 | 8,236 |
| Total interest expense | $217,000 | 8,218 |
| Net interest income | $666,000 | 8,151 |
| Provision for loan and lease losses | $16,000 | 6,296 |
| Total noninterest income | $109,000 | 7,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $93,000 | 5,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,000 | 8,136 |
| Total noninterest expense | $542,000 | 8,198 |
| Salaries and employee benefits | $328,000 | 8,069 |
| Premises and equipment expense | $93,000 | 7,583 |
| Additional noninterest expense | $121,000 | 8,440 |
| Pre-tax net operating income | $217,000 | 7,566 |
| Securities gains (losses) | $-5,000 | 7,675 |
| Applicable income taxes | $65,000 | 5,605 |
| Income before extraordinary items | $147,000 | 7,723 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $147,000 | 7,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $150,450 | 7,673 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $566,000 | 8,282 |
| Total interest expense | $128,000 | 8,289 |
| Net interest income | $438,000 | 8,182 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $65,000 | 7,685 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $54,000 | 6,184 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $357,000 | 8,212 |
| Salaries and employee benefits | $220,000 | 8,079 |
| Premises and equipment expense | $61,000 | 7,596 |
| Additional noninterest expense | $76,000 | 8,476 |
| Pre-tax net operating income | $135,000 | 7,634 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $35,000 | 5,780 |
| Income before extraordinary items | $100,000 | 7,743 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $100,000 | 7,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $100,000 | 7,696 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $280,000 | 8,351 |
| Total interest expense | $59,000 | 8,403 |
| Net interest income | $221,000 | 8,248 |
| Provision for loan and lease losses | $5,000 | 5,826 |
| Total noninterest income | $29,000 | 7,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,000 | 8,331 |
| Total noninterest expense | $174,000 | 8,313 |
| Salaries and employee benefits | $108,000 | 8,173 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $37,000 | 8,553 |
| Pre-tax net operating income | $71,000 | 7,616 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $17,000 | 5,779 |
| Income before extraordinary items | $54,000 | 7,697 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $54,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,481 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $54,000 | 7,668 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 8,308 |
| Total interest expense | $242,000 | 8,322 |
| Net interest income | $863,000 | 8,221 |
| Provision for loan and lease losses | $19,000 | 6,782 |
| Total noninterest income | $137,000 | 7,730 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $116,000 | 6,239 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $21,000 | 8,187 |
| Total noninterest expense | $701,000 | 8,311 |
| Salaries and employee benefits | $428,000 | 8,208 |
| Premises and equipment expense | $140,000 | 7,441 |
| Additional noninterest expense | $133,000 | 8,674 |
| Pre-tax net operating income | $280,000 | 7,505 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $86,000 | 5,666 |
| Income before extraordinary items | $195,000 | 7,674 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $195,000 | 7,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $105,000 | 5,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $194,310 | 7,641 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $824,000 | 8,358 |
| Total interest expense | $179,000 | 8,375 |
| Net interest income | $645,000 | 8,261 |
| Provision for loan and lease losses | $16,000 | 6,508 |
| Total noninterest income | $100,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $84,000 | 6,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $518,000 | 8,345 |
| Salaries and employee benefits | $315,000 | 8,224 |
| Premises and equipment expense | $107,000 | 7,387 |
| Additional noninterest expense | $96,000 | 8,729 |
| Pre-tax net operating income | $211,000 | 7,642 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $64,000 | 5,778 |
| Income before extraordinary items | $148,000 | 7,790 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $148,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $147,300 | 7,756 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $540,000 | 8,429 |
| Total interest expense | $121,000 | 8,413 |
| Net interest income | $419,000 | 8,335 |
| Provision for loan and lease losses | $10,000 | 6,364 |
| Total noninterest income | $62,000 | 7,920 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $10,000 | 8,299 |
| Total noninterest expense | $350,000 | 8,373 |
| Salaries and employee benefits | $210,000 | 8,278 |
| Premises and equipment expense | $67,000 | 7,546 |
| Additional noninterest expense | $73,000 | 8,671 |
| Pre-tax net operating income | $121,000 | 7,751 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $29,000 | 6,064 |
| Income before extraordinary items | $92,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,000 | 7,796 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $262,000 | 8,499 |
| Total interest expense | $63,000 | 8,436 |
| Net interest income | $199,000 | 8,440 |
| Provision for loan and lease losses | $5,000 | 6,071 |
| Total noninterest income | $31,000 | 7,933 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $25,000 | 6,482 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $179,000 | 8,387 |
| Salaries and employee benefits | $106,000 | 8,310 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $39,000 | 8,657 |
| Pre-tax net operating income | $46,000 | 7,970 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $6,000 | 6,520 |
| Income before extraordinary items | $40,000 | 7,965 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $40,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $40,000 | 7,901 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,111,000 | 8,484 |
| Total interest expense | $283,000 | 8,513 |
| Net interest income | $828,000 | 8,367 |
| Provision for loan and lease losses | $39,000 | 6,564 |
| Total noninterest income | $133,000 | 7,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $110,000 | 6,409 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $23,000 | 8,335 |
| Total noninterest expense | $672,000 | 8,506 |
| Salaries and employee benefits | $413,000 | 8,368 |
| Premises and equipment expense | $111,000 | 7,926 |
| Additional noninterest expense | $148,000 | 8,766 |
| Pre-tax net operating income | $250,000 | 7,639 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $68,000 | 6,064 |
| Income before extraordinary items | $183,000 | 7,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $183,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,392 |
| Cash dividends | $102,000 | 5,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $182,270 | 7,717 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $838,000 | 8,569 |
| Total interest expense | $217,000 | 8,599 |
| Net interest income | $621,000 | 8,447 |
| Provision for loan and lease losses | $32,000 | 6,346 |
| Total noninterest income | $101,000 | 8,008 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $83,000 | 6,443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $18,000 | 8,330 |
| Total noninterest expense | $493,000 | 8,561 |
| Salaries and employee benefits | $299,000 | 8,425 |
| Premises and equipment expense | $84,000 | 7,926 |
| Additional noninterest expense | $110,000 | 8,817 |
| Pre-tax net operating income | $197,000 | 7,744 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $60,000 | 6,068 |
| Income before extraordinary items | $137,000 | 7,995 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $137,000 | 7,997 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $137,000 | 7,855 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $554,000 | 8,633 |
| Total interest expense | $145,000 | 8,677 |
| Net interest income | $409,000 | 8,491 |
| Provision for loan and lease losses | $21,000 | 6,267 |
| Total noninterest income | $66,000 | 8,031 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $55,000 | 6,423 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $11,000 | 8,392 |
| Total noninterest expense | $331,000 | 8,566 |
| Salaries and employee benefits | $200,000 | 8,459 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $74,000 | 8,816 |
| Pre-tax net operating income | $123,000 | 7,824 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $29,000 | 6,363 |
| Income before extraordinary items | $94,000 | 8,013 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $94,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $94,000 | 7,849 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $270,000 | 8,715 |
| Total interest expense | $73,000 | 8,748 |
| Net interest income | $197,000 | 8,580 |
| Provision for loan and lease losses | $11,000 | 6,010 |
| Total noninterest income | $33,000 | 8,028 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $26,000 | 6,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $167,000 | 8,584 |
| Salaries and employee benefits | $102,000 | 8,477 |
| Premises and equipment expense | $25,000 | 8,112 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $52,000 | 7,969 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $3,000 | 7,063 |
| Income before extraordinary items | $49,000 | 7,924 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 7,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $49,000 | 7,774 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,114,000 | 8,755 |
| Total interest expense | $349,000 | 8,791 |
| Net interest income | $765,000 | 8,641 |
| Provision for loan and lease losses | $33,000 | 7,142 |
| Total noninterest income | $106,000 | 8,329 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $86,000 | 6,823 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $20,000 | 8,540 |
| Total noninterest expense | $662,000 | 8,625 |
| Salaries and employee benefits | $403,000 | 8,502 |
| Premises and equipment expense | $108,000 | 8,064 |
| Additional noninterest expense | $151,000 | 8,872 |
| Pre-tax net operating income | $176,000 | 8,017 |
| Securities gains (losses) | $36,000 | 2,681 |
| Applicable income taxes | $47,000 | 6,576 |
| Income before extraordinary items | $165,000 | 8,013 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $165,000 | 8,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 5,798 |
| Cash dividends | $80,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $136,920 | 8,054 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,286,000 | 8,911 |
| Total interest expense | $509,000 | 9,002 |
| Net interest income | $777,000 | 8,717 |
| Provision for loan and lease losses | $8,000 | 8,004 |
| Total noninterest income | $94,000 | 8,603 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $76,000 | 7,054 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $18,000 | 8,807 |
| Total noninterest expense | $620,000 | 8,879 |
| Salaries and employee benefits | $377,000 | 8,715 |
| Premises and equipment expense | $97,000 | 8,354 |
| Additional noninterest expense | $146,000 | 9,084 |
| Pre-tax net operating income | $243,000 | 7,673 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $84,000 | 6,208 |
| Income before extraordinary items | $159,000 | 7,972 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $159,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 5,161 |
| Cash dividends | $102,000 | 5,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $159,000 | 7,858 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 9,185 |
| Total interest expense | $551,000 | 9,155 |
| Net interest income | $711,000 | 9,088 |
| Provision for loan and lease losses | $2,000 | 8,255 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 8,756 |
| Total noninterest expense | $553,000 | 9,240 |
| Salaries and employee benefits | $343,000 | 9,035 |
| Premises and equipment expense | $90,000 | 8,615 |
| Additional noninterest expense | $120,000 | 9,491 |
| Pre-tax net operating income | $239,000 | 8,188 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $56,000 | 7,143 |
| Income before extraordinary items | $183,000 | 8,179 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $183,000 | 8,177 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,352 |
| Cash dividends | $108,000 | 5,864 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $183,000 | 8,182 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 9,469 |
| Total interest expense | $485,000 | 9,468 |
| Net interest income | $676,000 | 9,338 |
| Provision for loan and lease losses | $27,000 | 7,365 |
| Total noninterest income | $100,000 | 8,822 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 7,840 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 8,065 |
| Total noninterest expense | $580,000 | 9,386 |
| Salaries and employee benefits | $336,000 | 9,278 |
| Premises and equipment expense | $108,000 | 8,478 |
| Additional noninterest expense | $136,000 | 9,638 |
| Pre-tax net operating income | $169,000 | 8,723 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $46,000 | 7,701 |
| Income before extraordinary items | $123,000 | 8,815 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $123,000 | 8,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,085 |
| Cash dividends | $84,000 | 6,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $123,000 | 8,776 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 9,701 |
| Total interest expense | $490,000 | 9,718 |
| Net interest income | $671,000 | 9,561 |
| Provision for loan and lease losses | $31,000 | 7,285 |
| Total noninterest income | $66,000 | 9,582 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 8,089 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,566 |
| Total noninterest expense | $503,000 | 9,773 |
| Salaries and employee benefits | $310,000 | 9,571 |
| Premises and equipment expense | $89,000 | 8,954 |
| Additional noninterest expense | $104,000 | 10,105 |
| Pre-tax net operating income | $203,000 | 8,892 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $33,000 | 8,650 |
| Income before extraordinary items | $170,000 | 8,838 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $170,000 | 8,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,498 |
| Cash dividends | $108,000 | 6,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $170,000 | 8,774 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,182,000 | 10,092 |
| Total interest expense | $472,000 | 10,165 |
| Net interest income | $710,000 | 9,914 |
| Provision for loan and lease losses | $12,000 | 8,256 |
| Total noninterest income | $70,000 | 9,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 8,232 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 10,252 |
| Total noninterest expense | $526,000 | 10,031 |
| Salaries and employee benefits | $333,000 | 9,716 |
| Premises and equipment expense | $79,000 | 9,459 |
| Additional noninterest expense | $114,000 | 10,407 |
| Pre-tax net operating income | $242,000 | 9,338 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $76,000 | 8,804 |
| Income before extraordinary items | $166,000 | 9,436 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $166,000 | 9,438 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $126,000 | 6,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $166,000 | 9,390 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,149,000 | 10,596 |
| Total interest expense | $463,000 | 10,709 |
| Net interest income | $686,000 | 10,429 |
| Provision for loan and lease losses | $71,000 | 5,818 |
| Total noninterest income | $63,000 | 10,621 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,876 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 10,772 |
| Total noninterest expense | $493,000 | 10,624 |
| Salaries and employee benefits | $314,000 | 10,240 |
| Premises and equipment expense | $70,000 | 10,079 |
| Additional noninterest expense | $109,000 | 11,007 |
| Pre-tax net operating income | $185,000 | 9,881 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $37,000 | 9,921 |
| Income before extraordinary items | $148,000 | 9,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $148,000 | 9,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 5,513 |
| Cash dividends | $108,000 | 6,551 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $148,000 | 9,752 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,087,000 | 11,135 |
| Total interest expense | $424,000 | 11,261 |
| Net interest income | $663,000 | 10,942 |
| Provision for loan and lease losses | $11,000 | 8,279 |
| Total noninterest income | $71,000 | 10,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,650 |
| Total noninterest expense | $507,000 | 10,993 |
| Salaries and employee benefits | $315,000 | 10,629 |
| Premises and equipment expense | $65,000 | 10,624 |
| Additional noninterest expense | $127,000 | 11,349 |
| Pre-tax net operating income | $216,000 | 10,359 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $155,000 | 10,416 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $155,000 | 10,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,260 |
| Cash dividends | $120,000 | 6,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $155,000 | 10,391 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 11,753 |
| Total interest expense | $343,000 | 11,852 |
| Net interest income | $631,000 | 11,605 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $64,000 | 11,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $47,000 | 9,795 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 11,641 |
| Total noninterest expense | $489,000 | 11,671 |
| Salaries and employee benefits | $286,000 | 11,337 |
| Premises and equipment expense | $66,000 | 11,093 |
| Additional noninterest expense | $137,000 | 11,944 |
| Pre-tax net operating income | $186,000 | 11,001 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $140,000 | 10,931 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $140,000 | 10,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $102,000 | 6,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $140,000 | 10,996 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $915,000 | 12,477 |
| Total interest expense | $351,000 | 12,431 |
| Net interest income | $564,000 | 12,353 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $77,000 | 11,876 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $57,000 | 9,801 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,038 |
| Total noninterest expense | $573,000 | 11,784 |
| Salaries and employee benefits | $381,000 | 10,825 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $142,000 | 12,518 |
| Pre-tax net operating income | $46,000 | 12,201 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $8,000 | 11,870 |
| Income before extraordinary items | $38,000 | 12,323 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $38,000 | 12,346 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 8,678 |
| Cash dividends | $60,000 | 7,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $38,000 | 12,186 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,119,000 | 12,788 |
| Total interest expense | $454,000 | 12,950 |
| Net interest income | $665,000 | 12,461 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $69,000 | 12,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 13,414 |
| Total noninterest expense | $501,000 | 12,629 |
| Salaries and employee benefits | $322,000 | 11,769 |
| Premises and equipment expense | $63,000 | 12,143 |
| Additional noninterest expense | $116,000 | 13,378 |
| Pre-tax net operating income | $233,000 | 10,770 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $61,000 | 10,966 |
| Income before extraordinary items | $172,000 | 10,960 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $172,000 | 11,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 12,606 |
| Cash dividends | $96,000 | 6,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $172,000 | 10,632 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.