Home > BLC Bank N. A. > Income and Expense
BLC Bank N. A., Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $38,368,000 | 518 |
| Total interest expense | $13,159,000 | 660 |
| Net interest income | $25,209,000 | 458 |
| Provision for loan and lease losses | $25,658,000 | 150 |
| Total noninterest income | $15,176,000 | 284 |
| Gross Fiduciary activities income | $1,179,000 | 250 |
| Service charges on deposit accounts | $2,288,000 | 379 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $11,709,000 | 250 |
| Total noninterest expense | $27,991,000 | 387 |
| Salaries and employee benefits | $6,841,000 | 742 |
| Premises and equipment expense | $3,359,000 | 420 |
| Additional noninterest expense | $17,791,000 | 241 |
| Pre-tax net operating income | $-13,264,000 | 8,371 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-5,514,000 | 8,383 |
| Income before extraordinary items | $-7,750,000 | 8,355 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-7,750,000 | 8,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,585,000 | 639 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-7,750,000 | 8,354 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $41,022,000 | 283 |
| Total interest expense | $23,747,000 | 226 |
| Net interest income | $17,275,000 | 346 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $15,918,000 | 166 |
| Gross Fiduciary activities income | $1,292,000 | 153 |
| Service charges on deposit accounts | $2,531,000 | 193 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $12,095,000 | 162 |
| Total noninterest expense | $39,741,000 | 159 |
| Salaries and employee benefits | $7,152,000 | 359 |
| Premises and equipment expense | $3,510,000 | 212 |
| Additional noninterest expense | $29,079,000 | 107 |
| Pre-tax net operating income | $-6,628,000 | 8,438 |
| Securities gains (losses) | $464,000 | 256 |
| Applicable income taxes | $-3,144,000 | 8,444 |
| Income before extraordinary items | $-3,020,000 | 8,416 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,020,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,502,000 | 204 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,316,960 | 8,417 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $178,327,000 | 272 |
| Total interest expense | $97,636,000 | 233 |
| Net interest income | $80,691,000 | 317 |
| Provision for loan and lease losses | $11,113,000 | 233 |
| Total noninterest income | $64,665,000 | 162 |
| Gross Fiduciary activities income | $5,824,000 | 146 |
| Service charges on deposit accounts | $10,681,000 | 183 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $48,160,000 | 157 |
| Total noninterest expense | $144,737,000 | 161 |
| Salaries and employee benefits | $30,052,000 | 330 |
| Premises and equipment expense | $13,204,000 | 203 |
| Additional noninterest expense | $101,481,000 | 110 |
| Pre-tax net operating income | $-10,494,000 | 8,482 |
| Securities gains (losses) | $3,367,000 | 81 |
| Applicable income taxes | $-5,603,000 | 8,497 |
| Income before extraordinary items | $-1,524,000 | 8,243 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,524,000 | 8,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,951,000 | 465 |
| Cash dividends | $5,550,000 | 679 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-3,678,880 | 8,415 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $133,266,000 | 275 |
| Total interest expense | $71,760,000 | 242 |
| Net interest income | $61,506,000 | 310 |
| Provision for loan and lease losses | $7,056,000 | 199 |
| Total noninterest income | $48,111,000 | 165 |
| Gross Fiduciary activities income | $4,257,000 | 146 |
| Service charges on deposit accounts | $7,865,000 | 182 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $35,989,000 | 154 |
| Total noninterest expense | $109,065,000 | 157 |
| Salaries and employee benefits | $22,386,000 | 333 |
| Premises and equipment expense | $9,941,000 | 203 |
| Additional noninterest expense | $76,738,000 | 108 |
| Pre-tax net operating income | $-6,504,000 | 8,533 |
| Securities gains (losses) | $3,370,000 | 70 |
| Applicable income taxes | $-3,248,000 | 8,538 |
| Income before extraordinary items | $114,000 | 7,199 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $114,000 | 7,197 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,461,000 | 182 |
| Cash dividends | $5,550,000 | 517 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-2,042,800 | 8,458 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $101,628,000 | 250 |
| Total interest expense | $47,180,000 | 254 |
| Net interest income | $54,448,000 | 248 |
| Provision for loan and lease losses | $21,082,000 | 74 |
| Total noninterest income | $31,965,000 | 177 |
| Gross Fiduciary activities income | $2,863,000 | 151 |
| Service charges on deposit accounts | $5,112,000 | 187 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $23,990,000 | 163 |
| Total noninterest expense | $328,963,000 | 62 |
| Salaries and employee benefits | $14,521,000 | 355 |
| Premises and equipment expense | $6,111,000 | 227 |
| Additional noninterest expense | $308,331,000 | 35 |
| Pre-tax net operating income | $-263,632,000 | 8,624 |
| Securities gains (losses) | $3,370,000 | 53 |
| Applicable income taxes | $-92,106,000 | 8,614 |
| Income before extraordinary items | $-168,156,000 | 8,614 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-168,156,000 | 8,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,527,000 | 333 |
| Cash dividends | $5,550,000 | 380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-170,346,500 | 8,614 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $36,434,000 | 336 |
| Total interest expense | $13,875,000 | 389 |
| Net interest income | $22,559,000 | 288 |
| Provision for loan and lease losses | $1,420,000 | 227 |
| Total noninterest income | $13,916,000 | 189 |
| Gross Fiduciary activities income | $1,513,000 | 142 |
| Service charges on deposit accounts | $1,378,000 | 323 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,025,000 | 164 |
| Total noninterest expense | $20,707,000 | 252 |
| Salaries and employee benefits | $4,657,000 | 547 |
| Premises and equipment expense | $1,762,000 | 403 |
| Additional noninterest expense | $14,288,000 | 161 |
| Pre-tax net operating income | $14,348,000 | 241 |
| Securities gains (losses) | $416,000 | 130 |
| Applicable income taxes | $4,890,000 | 237 |
| Income before extraordinary items | $9,874,000 | 238 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $9,874,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $392,000 | 483 |
| Cash dividends | $5,300,000 | 233 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $9,595,280 | 244 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $93,050,000 | 445 |
| Total interest expense | $49,149,000 | 377 |
| Net interest income | $43,901,000 | 523 |
| Provision for loan and lease losses | $14,535,000 | 109 |
| Total noninterest income | $51,467,000 | 191 |
| Gross Fiduciary activities income | $5,758,000 | 140 |
| Service charges on deposit accounts | $5,426,000 | 331 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $40,283,000 | 165 |
| Total noninterest expense | $87,522,000 | 239 |
| Salaries and employee benefits | $19,768,000 | 476 |
| Premises and equipment expense | $5,883,000 | 441 |
| Additional noninterest expense | $61,871,000 | 152 |
| Pre-tax net operating income | $-6,689,000 | 8,668 |
| Securities gains (losses) | $747,000 | 205 |
| Applicable income taxes | $-4,212,000 | 8,668 |
| Income before extraordinary items | $-1,730,000 | 8,575 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-1,730,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,984,000 | 95 |
| Cash dividends | $35,038,000 | 173 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-2,208,080 | 8,600 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $100,756,000 | 336 |
| Total interest expense | $35,378,000 | 390 |
| Net interest income | $65,378,000 | 306 |
| Provision for loan and lease losses | $1,478,000 | 532 |
| Total noninterest income | $38,422,000 | 207 |
| Gross Fiduciary activities income | $4,130,000 | 151 |
| Service charges on deposit accounts | $4,038,000 | 335 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,254,000 | 179 |
| Total noninterest expense | $60,786,000 | 262 |
| Salaries and employee benefits | $15,042,000 | 491 |
| Premises and equipment expense | $4,262,000 | 465 |
| Additional noninterest expense | $41,482,000 | 173 |
| Pre-tax net operating income | $41,536,000 | 272 |
| Securities gains (losses) | $474,000 | 220 |
| Applicable income taxes | $13,849,000 | 268 |
| Income before extraordinary items | $28,161,000 | 270 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $28,161,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $897,000 | 504 |
| Cash dividends | $19,425,000 | 192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $27,843,420 | 272 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $65,607,000 | 339 |
| Total interest expense | $22,327,000 | 390 |
| Net interest income | $43,280,000 | 314 |
| Provision for loan and lease losses | $967,000 | 531 |
| Total noninterest income | $25,202,000 | 214 |
| Gross Fiduciary activities income | $2,727,000 | 159 |
| Service charges on deposit accounts | $2,661,000 | 330 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,814,000 | 187 |
| Total noninterest expense | $40,045,000 | 265 |
| Salaries and employee benefits | $9,946,000 | 502 |
| Premises and equipment expense | $2,818,000 | 472 |
| Additional noninterest expense | $27,281,000 | 176 |
| Pre-tax net operating income | $27,470,000 | 279 |
| Securities gains (losses) | $215,000 | 257 |
| Applicable income taxes | $9,095,000 | 277 |
| Income before extraordinary items | $18,590,000 | 280 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $18,590,000 | 280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $548,000 | 524 |
| Cash dividends | $10,625,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $18,445,950 | 278 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $31,938,000 | 339 |
| Total interest expense | $10,515,000 | 391 |
| Net interest income | $21,423,000 | 309 |
| Provision for loan and lease losses | $450,000 | 528 |
| Total noninterest income | $12,303,000 | 218 |
| Gross Fiduciary activities income | $1,379,000 | 155 |
| Service charges on deposit accounts | $1,290,000 | 327 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,634,000 | 190 |
| Total noninterest expense | $19,828,000 | 272 |
| Salaries and employee benefits | $4,884,000 | 506 |
| Premises and equipment expense | $1,378,000 | 485 |
| Additional noninterest expense | $13,566,000 | 175 |
| Pre-tax net operating income | $13,448,000 | 276 |
| Securities gains (losses) | $140,000 | 218 |
| Applicable income taxes | $4,452,000 | 271 |
| Income before extraordinary items | $9,136,000 | 275 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,136,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 375 |
| Cash dividends | $4,812,000 | 224 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,042,200 | 274 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $115,952,000 | 327 |
| Total interest expense | $33,677,000 | 385 |
| Net interest income | $82,275,000 | 311 |
| Provision for loan and lease losses | $2,701,000 | 397 |
| Total noninterest income | $46,286,000 | 233 |
| Gross Fiduciary activities income | $5,854,000 | 144 |
| Service charges on deposit accounts | $5,004,000 | 336 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $35,428,000 | 200 |
| Total noninterest expense | $74,494,000 | 276 |
| Salaries and employee benefits | $19,425,000 | 485 |
| Premises and equipment expense | $5,377,000 | 460 |
| Additional noninterest expense | $49,692,000 | 189 |
| Pre-tax net operating income | $51,366,000 | 276 |
| Securities gains (losses) | $750,000 | 224 |
| Applicable income taxes | $16,587,000 | 278 |
| Income before extraordinary items | $35,529,000 | 266 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $35,529,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,185,000 | 597 |
| Cash dividends | $18,250,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $35,019,000 | 268 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $84,869,000 | 329 |
| Total interest expense | $23,790,000 | 379 |
| Net interest income | $61,079,000 | 312 |
| Provision for loan and lease losses | $1,739,000 | 433 |
| Total noninterest income | $34,039,000 | 236 |
| Gross Fiduciary activities income | $4,265,000 | 146 |
| Service charges on deposit accounts | $3,691,000 | 340 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $26,083,000 | 212 |
| Total noninterest expense | $55,126,000 | 278 |
| Salaries and employee benefits | $14,470,000 | 482 |
| Premises and equipment expense | $3,985,000 | 461 |
| Additional noninterest expense | $36,671,000 | 188 |
| Pre-tax net operating income | $38,253,000 | 276 |
| Securities gains (losses) | $377,000 | 325 |
| Applicable income taxes | $12,238,000 | 288 |
| Income before extraordinary items | $26,392,000 | 269 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $26,392,000 | 270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $823,000 | 570 |
| Cash dividends | $14,500,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $26,135,640 | 269 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $55,060,000 | 324 |
| Total interest expense | $14,697,000 | 381 |
| Net interest income | $40,363,000 | 308 |
| Provision for loan and lease losses | $820,000 | 619 |
| Total noninterest income | $22,440,000 | 236 |
| Gross Fiduciary activities income | $2,909,000 | 142 |
| Service charges on deposit accounts | $2,356,000 | 353 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,175,000 | 209 |
| Total noninterest expense | $36,685,000 | 273 |
| Salaries and employee benefits | $9,571,000 | 483 |
| Premises and equipment expense | $2,778,000 | 440 |
| Additional noninterest expense | $24,336,000 | 190 |
| Pre-tax net operating income | $25,298,000 | 270 |
| Securities gains (losses) | $253,000 | 358 |
| Applicable income taxes | $8,139,000 | 285 |
| Income before extraordinary items | $17,412,000 | 267 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $17,412,000 | 267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 551 |
| Cash dividends | $7,500,000 | 250 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $17,239,960 | 262 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $26,797,000 | 325 |
| Total interest expense | $6,840,000 | 382 |
| Net interest income | $19,957,000 | 308 |
| Provision for loan and lease losses | $219,000 | 1,062 |
| Total noninterest income | $10,616,000 | 241 |
| Gross Fiduciary activities income | $1,443,000 | 146 |
| Service charges on deposit accounts | $1,127,000 | 352 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,046,000 | 216 |
| Total noninterest expense | $18,301,000 | 274 |
| Salaries and employee benefits | $4,728,000 | 477 |
| Premises and equipment expense | $1,413,000 | 433 |
| Additional noninterest expense | $12,160,000 | 190 |
| Pre-tax net operating income | $12,053,000 | 275 |
| Securities gains (losses) | $134,000 | 323 |
| Applicable income taxes | $3,841,000 | 297 |
| Income before extraordinary items | $8,346,000 | 269 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $8,346,000 | 269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 762 |
| Cash dividends | $3,750,000 | 218 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $8,254,880 | 268 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $96,897,000 | 330 |
| Total interest expense | $23,806,000 | 362 |
| Net interest income | $73,091,000 | 316 |
| Provision for loan and lease losses | $2,902,000 | 399 |
| Total noninterest income | $40,891,000 | 250 |
| Gross Fiduciary activities income | $5,776,000 | 139 |
| Service charges on deposit accounts | $3,972,000 | 446 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $31,143,000 | 226 |
| Total noninterest expense | $71,251,000 | 282 |
| Salaries and employee benefits | $18,998,000 | 472 |
| Premises and equipment expense | $5,398,000 | 433 |
| Additional noninterest expense | $46,855,000 | 200 |
| Pre-tax net operating income | $39,829,000 | 312 |
| Securities gains (losses) | $43,000 | 1,860 |
| Applicable income taxes | $11,878,000 | 333 |
| Income before extraordinary items | $27,994,000 | 307 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $27,994,000 | 307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,012,000 | 773 |
| Cash dividends | $14,000,000 | 274 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $27,963,900 | 296 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $70,868,000 | 332 |
| Total interest expense | $17,263,000 | 370 |
| Net interest income | $53,605,000 | 319 |
| Provision for loan and lease losses | $2,393,000 | 366 |
| Total noninterest income | $30,136,000 | 258 |
| Gross Fiduciary activities income | $4,165,000 | 143 |
| Service charges on deposit accounts | $2,799,000 | 489 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,172,000 | 229 |
| Total noninterest expense | $53,059,000 | 287 |
| Salaries and employee benefits | $14,104,000 | 477 |
| Premises and equipment expense | $4,256,000 | 421 |
| Additional noninterest expense | $34,699,000 | 202 |
| Pre-tax net operating income | $28,289,000 | 318 |
| Securities gains (losses) | $29,000 | 2,064 |
| Applicable income taxes | $8,365,000 | 342 |
| Income before extraordinary items | $19,953,000 | 318 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $19,953,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $754,000 | 697 |
| Cash dividends | $10,500,000 | 259 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $19,932,700 | 303 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $46,038,000 | 333 |
| Total interest expense | $11,235,000 | 374 |
| Net interest income | $34,803,000 | 321 |
| Provision for loan and lease losses | $1,148,000 | 475 |
| Total noninterest income | $20,143,000 | 257 |
| Gross Fiduciary activities income | $2,753,000 | 146 |
| Service charges on deposit accounts | $1,850,000 | 487 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,540,000 | 232 |
| Total noninterest expense | $35,322,000 | 284 |
| Salaries and employee benefits | $9,296,000 | 482 |
| Premises and equipment expense | $2,888,000 | 416 |
| Additional noninterest expense | $23,138,000 | 201 |
| Pre-tax net operating income | $18,476,000 | 317 |
| Securities gains (losses) | $18,000 | 2,100 |
| Applicable income taxes | $5,424,000 | 357 |
| Income before extraordinary items | $13,070,000 | 313 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $13,070,000 | 313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $468,000 | 749 |
| Cash dividends | $7,000,000 | 248 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $13,057,220 | 297 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $22,591,000 | 340 |
| Total interest expense | $5,652,000 | 383 |
| Net interest income | $16,939,000 | 334 |
| Provision for loan and lease losses | $547,000 | 484 |
| Total noninterest income | $10,023,000 | 245 |
| Gross Fiduciary activities income | $1,346,000 | 148 |
| Service charges on deposit accounts | $927,000 | 468 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,750,000 | 228 |
| Total noninterest expense | $17,351,000 | 286 |
| Salaries and employee benefits | $4,666,000 | 485 |
| Premises and equipment expense | $1,462,000 | 416 |
| Additional noninterest expense | $11,223,000 | 198 |
| Pre-tax net operating income | $9,064,000 | 320 |
| Securities gains (losses) | $-3,000 | 8,790 |
| Applicable income taxes | $2,619,000 | 366 |
| Income before extraordinary items | $6,442,000 | 317 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $6,442,000 | 318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $187,000 | 855 |
| Cash dividends | $3,500,000 | 230 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $6,444,130 | 296 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $86,140,000 | 359 |
| Total interest expense | $24,627,000 | 382 |
| Net interest income | $61,513,000 | 348 |
| Provision for loan and lease losses | $2,810,000 | 506 |
| Total noninterest income | $42,344,000 | 251 |
| Gross Fiduciary activities income | $4,954,000 | 153 |
| Service charges on deposit accounts | $3,706,000 | 459 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $33,684,000 | 230 |
| Total noninterest expense | $67,310,000 | 297 |
| Salaries and employee benefits | $18,078,000 | 491 |
| Premises and equipment expense | $5,352,000 | 443 |
| Additional noninterest expense | $43,880,000 | 211 |
| Pre-tax net operating income | $33,737,000 | 323 |
| Securities gains (losses) | $361,000 | 941 |
| Applicable income taxes | $9,791,000 | 375 |
| Income before extraordinary items | $24,307,000 | 327 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $24,307,000 | 328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,490,000 | 686 |
| Cash dividends | $7,500,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $24,050,690 | 308 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $63,631,000 | 371 |
| Total interest expense | $18,416,000 | 395 |
| Net interest income | $45,215,000 | 360 |
| Provision for loan and lease losses | $2,120,000 | 513 |
| Total noninterest income | $31,164,000 | 255 |
| Gross Fiduciary activities income | $3,496,000 | 163 |
| Service charges on deposit accounts | $2,754,000 | 469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $24,914,000 | 233 |
| Total noninterest expense | $49,925,000 | 309 |
| Salaries and employee benefits | $13,206,000 | 517 |
| Premises and equipment expense | $4,019,000 | 449 |
| Additional noninterest expense | $32,700,000 | 207 |
| Pre-tax net operating income | $24,334,000 | 339 |
| Securities gains (losses) | $279,000 | 1,013 |
| Applicable income taxes | $6,982,000 | 403 |
| Income before extraordinary items | $17,631,000 | 353 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $17,631,000 | 354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,387,000 | 561 |
| Cash dividends | $5,000,000 | 478 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $17,430,120 | 328 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $41,716,000 | 380 |
| Total interest expense | $12,636,000 | 399 |
| Net interest income | $29,080,000 | 375 |
| Provision for loan and lease losses | $1,370,000 | 515 |
| Total noninterest income | $20,338,000 | 258 |
| Gross Fiduciary activities income | $2,221,000 | 172 |
| Service charges on deposit accounts | $1,820,000 | 471 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $16,297,000 | 235 |
| Total noninterest expense | $32,468,000 | 315 |
| Salaries and employee benefits | $8,456,000 | 526 |
| Premises and equipment expense | $2,629,000 | 456 |
| Additional noninterest expense | $21,383,000 | 208 |
| Pre-tax net operating income | $15,580,000 | 348 |
| Securities gains (losses) | $-41,000 | 9,149 |
| Applicable income taxes | $4,393,000 | 421 |
| Income before extraordinary items | $11,146,000 | 366 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $11,146,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,017,000 | 520 |
| Cash dividends | $2,500,000 | 602 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $11,175,520 | 342 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $20,671,000 | 391 |
| Total interest expense | $6,416,000 | 406 |
| Net interest income | $14,255,000 | 391 |
| Provision for loan and lease losses | $710,000 | 490 |
| Total noninterest income | $10,069,000 | 260 |
| Gross Fiduciary activities income | $1,139,000 | 178 |
| Service charges on deposit accounts | $907,000 | 465 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $8,023,000 | 237 |
| Total noninterest expense | $15,922,000 | 315 |
| Salaries and employee benefits | $4,164,000 | 532 |
| Premises and equipment expense | $1,377,000 | 444 |
| Additional noninterest expense | $10,381,000 | 216 |
| Pre-tax net operating income | $7,692,000 | 343 |
| Securities gains (losses) | $-11,000 | 9,163 |
| Applicable income taxes | $2,227,000 | 429 |
| Income before extraordinary items | $5,454,000 | 362 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,454,000 | 363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 463 |
| Cash dividends | $2,500,000 | 329 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $5,461,810 | 334 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $81,033,000 | 419 |
| Total interest expense | $30,238,000 | 409 |
| Net interest income | $50,795,000 | 419 |
| Provision for loan and lease losses | $1,944,000 | 759 |
| Total noninterest income | $39,128,000 | 258 |
| Gross Fiduciary activities income | $3,900,000 | 195 |
| Service charges on deposit accounts | $3,137,000 | 522 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,091,000 | 232 |
| Total noninterest expense | $65,201,000 | 302 |
| Salaries and employee benefits | $17,710,000 | 485 |
| Premises and equipment expense | $5,295,000 | 448 |
| Additional noninterest expense | $42,196,000 | 221 |
| Pre-tax net operating income | $22,778,000 | 418 |
| Securities gains (losses) | $-126,000 | 9,154 |
| Applicable income taxes | $5,039,000 | 584 |
| Income before extraordinary items | $17,613,000 | 404 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $17,613,000 | 405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $455,000 | 1,781 |
| Cash dividends | $6,400,000 | 509 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $17,711,280 | 380 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $70,831,000 | 509 |
| Total interest expense | $34,621,000 | 501 |
| Net interest income | $36,210,000 | 524 |
| Provision for loan and lease losses | $1,097,000 | 1,169 |
| Total noninterest income | $34,260,000 | 279 |
| Gross Fiduciary activities income | $3,041,000 | 225 |
| Service charges on deposit accounts | $3,051,000 | 491 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $28,168,000 | 252 |
| Total noninterest expense | $53,072,000 | 348 |
| Salaries and employee benefits | $21,055,000 | 382 |
| Premises and equipment expense | $5,672,000 | 410 |
| Additional noninterest expense | $26,345,000 | 294 |
| Pre-tax net operating income | $16,301,000 | 509 |
| Securities gains (losses) | $1,014,000 | 397 |
| Applicable income taxes | $3,881,000 | 667 |
| Income before extraordinary items | $13,434,000 | 451 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $13,434,000 | 451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,186,000 | 831 |
| Cash dividends | $6,300,000 | 507 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $12,643,080 | 455 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $68,400,000 | 563 |
| Total interest expense | $34,315,000 | 560 |
| Net interest income | $34,085,000 | 550 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $31,440,000 | 288 |
| Gross Fiduciary activities income | $2,745,000 | 240 |
| Service charges on deposit accounts | $3,016,000 | 445 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $25,679,000 | 252 |
| Total noninterest expense | $49,264,000 | 351 |
| Salaries and employee benefits | $18,308,000 | 409 |
| Premises and equipment expense | $4,969,000 | 461 |
| Additional noninterest expense | $25,987,000 | 297 |
| Pre-tax net operating income | $16,141,000 | 531 |
| Securities gains (losses) | $300,000 | 342 |
| Applicable income taxes | $3,870,000 | 662 |
| Income before extraordinary items | $12,571,000 | 472 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $12,571,000 | 474 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $629,000 | 1,053 |
| Cash dividends | $8,420,000 | 437 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $12,343,000 | 479 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $61,846,000 | 589 |
| Total interest expense | $27,568,000 | 604 |
| Net interest income | $34,278,000 | 566 |
| Provision for loan and lease losses | $360,000 | 2,275 |
| Total noninterest income | $13,672,000 | 504 |
| Gross Fiduciary activities income | $2,349,000 | 303 |
| Service charges on deposit accounts | $3,063,000 | 452 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $8,260,000 | 493 |
| Total noninterest expense | $31,205,000 | 530 |
| Salaries and employee benefits | $17,885,000 | 422 |
| Premises and equipment expense | $4,892,000 | 472 |
| Additional noninterest expense | $8,428,000 | 677 |
| Pre-tax net operating income | $16,385,000 | 565 |
| Securities gains (losses) | $806,000 | 251 |
| Applicable income taxes | $4,415,000 | 653 |
| Income before extraordinary items | $12,776,000 | 510 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $12,776,000 | 510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 2,139 |
| Cash dividends | $5,366,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $12,179,560 | 526 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $60,061,000 | 594 |
| Total interest expense | $27,926,000 | 609 |
| Net interest income | $32,135,000 | 568 |
| Provision for loan and lease losses | $896,000 | 1,076 |
| Total noninterest income | $14,175,000 | 477 |
| Gross Fiduciary activities income | $1,879,000 | 332 |
| Service charges on deposit accounts | $2,908,000 | 453 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $9,388,000 | 455 |
| Total noninterest expense | $29,966,000 | 532 |
| Salaries and employee benefits | $17,638,000 | 424 |
| Premises and equipment expense | $4,602,000 | 479 |
| Additional noninterest expense | $7,726,000 | 709 |
| Pre-tax net operating income | $15,448,000 | 539 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $3,712,000 | 730 |
| Income before extraordinary items | $11,736,000 | 498 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $11,736,000 | 497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,008,000 | 746 |
| Cash dividends | $7,948,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $11,736,000 | 479 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $56,495,000 | 631 |
| Total interest expense | $25,327,000 | 665 |
| Net interest income | $31,168,000 | 591 |
| Provision for loan and lease losses | $1,129,000 | 897 |
| Total noninterest income | $11,721,000 | 506 |
| Gross Fiduciary activities income | $1,513,000 | 376 |
| Service charges on deposit accounts | $2,909,000 | 455 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $7,299,000 | 497 |
| Total noninterest expense | $27,872,000 | 546 |
| Salaries and employee benefits | $16,398,000 | 422 |
| Premises and equipment expense | $4,770,000 | 456 |
| Additional noninterest expense | $6,704,000 | 779 |
| Pre-tax net operating income | $13,888,000 | 620 |
| Securities gains (losses) | $205,000 | 694 |
| Applicable income taxes | $3,559,000 | 804 |
| Income before extraordinary items | $10,534,000 | 573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $10,534,000 | 573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,199,000 | 708 |
| Cash dividends | $7,875,000 | 445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $10,380,250 | 561 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $52,555,000 | 703 |
| Total interest expense | $22,823,000 | 764 |
| Net interest income | $29,732,000 | 658 |
| Provision for loan and lease losses | $580,000 | 1,557 |
| Total noninterest income | $10,412,000 | 573 |
| Gross Fiduciary activities income | $1,139,000 | 472 |
| Service charges on deposit accounts | $2,484,000 | 552 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $6,789,000 | 535 |
| Total noninterest expense | $26,613,000 | 620 |
| Salaries and employee benefits | $15,027,000 | 482 |
| Premises and equipment expense | $4,153,000 | 543 |
| Additional noninterest expense | $7,433,000 | 853 |
| Pre-tax net operating income | $12,951,000 | 640 |
| Securities gains (losses) | $158,000 | 777 |
| Applicable income taxes | $3,199,000 | 827 |
| Income before extraordinary items | $9,910,000 | 587 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $9,910,000 | 588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $560,000 | 1,310 |
| Cash dividends | $4,846,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $9,789,920 | 577 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $48,848,000 | 774 |
| Total interest expense | $21,153,000 | 842 |
| Net interest income | $27,695,000 | 720 |
| Provision for loan and lease losses | $534,000 | 1,494 |
| Total noninterest income | $8,292,000 | 682 |
| Gross Fiduciary activities income | $856,000 | 569 |
| Service charges on deposit accounts | $2,010,000 | 674 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $5,426,000 | 633 |
| Total noninterest expense | $23,282,000 | 702 |
| Salaries and employee benefits | $13,040,000 | 547 |
| Premises and equipment expense | $3,326,000 | 690 |
| Additional noninterest expense | $6,916,000 | 867 |
| Pre-tax net operating income | $12,171,000 | 705 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $3,086,000 | 902 |
| Income before extraordinary items | $9,085,000 | 645 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $9,085,000 | 645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,620 |
| Cash dividends | $3,837,000 | 791 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $9,085,000 | 639 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $41,931,000 | 807 |
| Total interest expense | $14,926,000 | 914 |
| Net interest income | $27,005,000 | 731 |
| Provision for loan and lease losses | $1,081,000 | 879 |
| Total noninterest income | $7,043,000 | 739 |
| Gross Fiduciary activities income | $742,000 | 607 |
| Service charges on deposit accounts | $1,799,000 | 744 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $4,502,000 | 679 |
| Total noninterest expense | $21,875,000 | 748 |
| Salaries and employee benefits | $12,264,000 | 592 |
| Premises and equipment expense | $2,856,000 | 788 |
| Additional noninterest expense | $6,755,000 | 934 |
| Pre-tax net operating income | $11,092,000 | 736 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $2,698,000 | 950 |
| Income before extraordinary items | $8,394,000 | 660 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $8,394,000 | 659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $621,000 | 1,177 |
| Cash dividends | $967,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $8,394,000 | 661 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $40,092,000 | 833 |
| Total interest expense | $15,042,000 | 929 |
| Net interest income | $25,050,000 | 765 |
| Provision for loan and lease losses | $2,430,000 | 706 |
| Total noninterest income | $9,079,000 | 648 |
| Gross Fiduciary activities income | $639,000 | 674 |
| Service charges on deposit accounts | $1,891,000 | 720 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $6,549,000 | 562 |
| Total noninterest expense | $20,928,000 | 807 |
| Salaries and employee benefits | $11,566,000 | 638 |
| Premises and equipment expense | $2,608,000 | 865 |
| Additional noninterest expense | $6,754,000 | 1,002 |
| Pre-tax net operating income | $10,771,000 | 674 |
| Securities gains (losses) | $8,000 | 5,699 |
| Applicable income taxes | $2,827,000 | 906 |
| Income before extraordinary items | $7,952,000 | 659 |
| Extraordinary gains, net | $-310,000 | 13,111 |
| Net income | $7,642,000 | 712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 1,506 |
| Cash dividends | $1,262,000 | 1,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $7,946,080 | 611 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $40,284,000 | 939 |
| Total interest expense | $17,818,000 | 1,015 |
| Net interest income | $22,466,000 | 852 |
| Provision for loan and lease losses | $2,296,000 | 1,039 |
| Total noninterest income | $7,899,000 | 698 |
| Gross Fiduciary activities income | $596,000 | 705 |
| Service charges on deposit accounts | $1,882,000 | 707 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $5,421,000 | 645 |
| Total noninterest expense | $18,742,000 | 897 |
| Salaries and employee benefits | $10,354,000 | 682 |
| Premises and equipment expense | $2,396,000 | 960 |
| Additional noninterest expense | $5,992,000 | 1,143 |
| Pre-tax net operating income | $9,327,000 | 681 |
| Securities gains (losses) | $27,000 | 5,154 |
| Applicable income taxes | $2,392,000 | 969 |
| Income before extraordinary items | $6,962,000 | 678 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $6,962,000 | 675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,296,000 | 1,322 |
| Cash dividends | $1,731,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $6,942,020 | 622 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.