Home > BLC Bank N. A. > Net charge- offs to loans
BLC Bank N. A., Net charge- offs to loans
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1516% | 3,220 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 7,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 7,809 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 7,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3062% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6063% | 2,562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3952% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6908% | 762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2129% | 1,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.7140% | 527 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0625% | 642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2351% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0850% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2599% | 844 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6955% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8969% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8145% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1373% | 3,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0998% | 2,105 |
| Percentage Net Loans Charged-off:Construction & development | 0.1768% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1143% | 1,030 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0726% | 2,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0085% | 923 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0832% | 1,930 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3000% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9576% | 1,687 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9472% | 644 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0808% | 64 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3348% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0908% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.2347% | 569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1348% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,646 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0019% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7361% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8643% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6417% | 680 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1385% | 2,274 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0463% | 1,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.3513% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 7,692 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0301% | 2,537 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7157% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6971% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1164% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 7,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 7,838 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0158% | 7,854 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0046% | 6,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9460% | 1,328 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6256% | 503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1816% | 231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 3,452 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 2,910 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0287% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1406% | 293 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9568% | 1,554 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5661% | 746 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0857% | 2,980 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,659 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0108% | 7,904 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0386% | 6,039 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,719 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 3,092 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9302% | 1,442 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3902% | 768 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0794% | 2,811 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0049% | 7,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 7,801 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 2,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8746% | 1,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3366% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1209% | 1,882 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0033% | 7,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0008% | 6,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2132% | 1,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5569% | 527 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 3,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 3,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0097% | 2,802 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0330% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 2,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0103% | 4,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8919% | 2,126 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3580% | 923 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0865% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,831 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0146% | 2,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0443% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0076% | 2,292 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0006% | 6,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9066% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3256% | 848 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0887% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0671% | 327 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0005% | 6,686 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8394% | 1,875 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3623% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 3,128 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0010% | 6,728 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5338% | 2,474 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2322% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 4,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 3,542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0221% | 2,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0766% | 3,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4066% | 4,290 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3083% | 970 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0931% | 3,751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0053% | 3,120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 2,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0155% | 2,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0780% | 3,137 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3154% | 4,295 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3451% | 825 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0892% | 3,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0231% | 1,796 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0918% | 2,611 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1554% | 4,854 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3297% | 744 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0729% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 1,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0507% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1276% | 4,289 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3561% | 583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1599% | 3,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0468% | 2,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.3507% | 379 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0613% | 1,239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0277% | 2,756 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0317% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1862% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9219% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2716% | 1,221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2024% | 2,960 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0580% | 2,032 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0837% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 2,051 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0487% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2474% | 2,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1071% | 1,927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3510% | 1,017 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2295% | 2,511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0687% | 1,642 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1297% | 656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 2,041 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0227% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3869% | 2,213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6966% | 2,848 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4072% | 831 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2556% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3090% | 516 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6604% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0110% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 1,431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0200% | 2,403 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8246% | 2,317 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2348% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 5,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0559% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 8,474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1350% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2315% | 8,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4115% | 4,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3102% | 1,236 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1761% | 3,918 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0790% | 9,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2126% | 9,110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 2,812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1770% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0005% | 3,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0716% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2466% | 5,672 |
| Percentage Net Loans Charged-off: Credit card loans | -2.1866% | 5,516 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4591% | 1,041 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0994% | 4,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1295% | 197 |
| Percentage Net Loans Charged-off:Construction & development | 1.0672% | 29 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.8952% | 4 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 1,330 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0130% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0269% | 1,325 |
| Percentage Net Loans Charged-off: Credit card loans | -1.8917% | 1,338 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0762% | 312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0422% | 6,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0373% | 1,345 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0846% | 344 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 1,298 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0926% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0381% | 905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1731% | 1,186 |
| Percentage Net Loans Charged-off: Credit card loans | -1.4804% | 1,322 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0124% | 1,272 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1911% | 3,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0585% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0396% | 345 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8745% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0124% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7793% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7987% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8761% | 293 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0598% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2415% | 3,321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0969% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0448% | 359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1547% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8019% | 49 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0688% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4051% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5362% | 549 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0826% | 294 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1215% | 5,324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 614 |
| Percentage Net Loans Charged-off:Construction & development | 0.5610% | 100 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0715% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0078% | 397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0771% | 410 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 746 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6065% | 802 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4545% | 776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0419% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0967% | 5,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0688% | 594 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0057% | 600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1266% | 307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1397% | 285 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1748% | 1,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5566% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1539% | 772 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0496% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -5.6813% | 578 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 4,557 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 577 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 539 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1350% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0077% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1490% | 315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2018% | 516 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6895% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0021% | 727 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0404% | 309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 5,649 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1714% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3987% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0971% | 517 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1094% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1105% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4929% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9370% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0037% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3906% | 5,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1143% | 913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0315% | 916 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1798% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2094% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2755% | 301 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4800% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3109% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2188% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |