Home > BLC Bank N. A. > Assets and Liabilities
BLC Bank N. A., Assets and Liabilities
| 2008-06-30 | Rank | |
| # of Employees: | 586 | 268 |
| Assets and Liabilities | ||
| Total Assets: | $3,653,747,000 | 232 |
| Cash and due from depository institutions | $99,124,000 | 268 |
| Interest-bearing balances | $8,460,000 | 776 |
| Securities | $349,681,000 | 363 |
| Federal funds sold & reverse repurchase agreements | $32,000,000 | 352 |
| Net loans & leases | $2,176,579,000 | 265 |
| Loan loss allowance | $42,589,000 | 194 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $55,196,000 | 182 |
| Other real estate owned | $1,505,000 | 268 |
| Goodwill and other intangibles | $604,162,000 | 57 |
| All other assets | $335,500,000 | 127 |
| Life insurance assets | $35,291,000 | 193 |
| Total liabilities and capital | $3,653,747,000 | 232 |
| Total liabilities | $2,790,779,000 | 260 |
| Total deposits | $2,642,519,000 | 223 |
| Interest-bearing deposits | $2,358,625,000 | 208 |
| Deposits held in domestic offices | $2,642,519,000 | 223 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,861,000 | 1,208 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $3,877,000 | 4,361 |
| Subordinated debt | $50,000,000 | 89 |
| All other liabilities | $82,522,000 | 160 |
| Total equity capital | $862,968,000 | 140 |
| Total bank equity capital | $862,968,000 | 140 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $17,439,000 | 248 |
| Surplus | $855,914,000 | 97 |
| Undivided profits | $-10,385,000 | 8,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $61,248,000 | 210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $8,540,000 | 397 |
| Earning assets | $2,566,720,000 | 277 |
| Long-term assets (5+ years) | $527,888,000 | 263 |
| Average Assets, year-to-date | $3,352,515,330 | 247 |
| Average Assets, quarterly | $3,416,191,500 | 243 |
| Volatile liabilities | $310,735,000 | 511 |
| Insider loans | $56,000 | 7,193 |
| FHLB advances | $241,000 | 5,263 |
| Loans and leases held for sale | $228,510,000 | 36 |
| Unused loan commitments | $521,852,000 | 298 |
| Tier 1 (core) risk-based capital | $176,447,000 | 377 |
| Tier 2 risk-based capital | $76,872,000 | 134 |
| Total risk weighted assets | $2,131,747,000 | 289 |
| Total unused commitments | $521,852,000 | 298 |
| Derivatives | $109,270,000 | 183 |
| 2008-03-31 | Rank | |
| # of Employees: | 570 | 277 |
| Assets and Liabilities | ||
| Total Assets: | $3,178,636,000 | 256 |
| Cash and due from depository institutions | $453,833,000 | 277 |
| Interest-bearing balances | $8,786,000 | 876 |
| Securities | $355,203,000 | 377 |
| Federal funds sold & reverse repurchase agreements | $95,000 | 6,496 |
| Net loans & leases | $1,976,938,000 | 278 |
| Loan loss allowance | $27,177,000 | 263 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $43,661,000 | 231 |
| Other real estate owned | $385,000 | 277 |
| Goodwill and other intangibles | $54,455,000 | 256 |
| All other assets | $294,066,000 | 133 |
| Life insurance assets | $34,893,000 | 192 |
| Total liabilities and capital | $3,178,636,000 | 256 |
| Total liabilities | $2,950,058,000 | 250 |
| Total deposits | $2,721,360,000 | 217 |
| Interest-bearing deposits | $2,428,815,000 | 201 |
| Deposits held in domestic offices | $2,721,360,000 | 216 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $23,264,000 | 807 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $159,873,000 | 404 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $45,561,000 | 249 |
| Total equity capital | $228,578,000 | 350 |
| Total bank equity capital | $228,578,000 | 350 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $17,439,000 | 248 |
| Surplus | $224,139,000 | 218 |
| Undivided profits | $-13,000,000 | 8,451 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $20,767,000 | 391 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $10,831,000 | 330 |
| Earning assets | $2,341,022,000 | 298 |
| Long-term assets (5+ years) | $558,657,000 | 240 |
| Average Assets, year-to-date | $3,201,899,500 | 255 |
| Average Assets, quarterly | $3,201,899,500 | 255 |
| Volatile liabilities | $402,526,000 | 401 |
| Insider loans | $3,483,000 | 2,115 |
| FHLB advances | $158,400,000 | 356 |
| Loans and leases held for sale | $3,689,000 | 481 |
| Unused loan commitments | $564,955,000 | 293 |
| Tier 1 (core) risk-based capital | $124,590,000 | 509 |
| Tier 2 risk-based capital | $27,785,000 | 266 |
| Total risk weighted assets | $2,262,250,000 | 275 |
| Total unused commitments | $564,955,000 | 293 |
| Derivatives | $206,618,000 | 147 |
| 2007-12-31 | Rank | |
| # of Employees: | 595 | 270 |
| Assets and Liabilities | ||
| Total Assets: | $3,225,163,000 | 255 |
| Cash and due from depository institutions | $412,553,000 | 270 |
| Interest-bearing balances | $10,665,000 | 566 |
| Securities | $405,057,000 | 325 |
| Federal funds sold & reverse repurchase agreements | $97,000 | 5,955 |
| Net loans & leases | $2,021,068,000 | 270 |
| Loan loss allowance | $30,599,000 | 224 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $44,616,000 | 222 |
| Other real estate owned | $304,000 | 270 |
| Goodwill and other intangibles | $54,597,000 | 250 |
| All other assets | $286,871,000 | 129 |
| Life insurance assets | $34,488,000 | 195 |
| Total liabilities and capital | $3,225,163,000 | 255 |
| Total liabilities | $2,997,001,000 | 248 |
| Total deposits | $2,747,266,000 | 217 |
| Interest-bearing deposits | $2,461,201,000 | 206 |
| Deposits held in domestic offices | $2,747,266,000 | 214 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $31,828,000 | 641 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $174,248,000 | 364 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $43,659,000 | 250 |
| Total equity capital | $228,162,000 | 349 |
| Total bank equity capital | $228,162,000 | 349 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $17,439,000 | 249 |
| Surplus | $224,139,000 | 216 |
| Undivided profits | $-13,416,000 | 8,501 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,171,000 | 513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $12,562,000 | 315 |
| Earning assets | $2,436,887,000 | 287 |
| Long-term assets (5+ years) | $606,152,000 | 212 |
| Average Assets, year-to-date | $3,197,411,200 | 246 |
| Average Assets, quarterly | $3,200,358,500 | 257 |
| Volatile liabilities | $429,943,000 | 382 |
| Insider loans | $4,107,000 | 1,823 |
| FHLB advances | $169,044,000 | 326 |
| Loans and leases held for sale | $4,425,000 | 395 |
| Unused loan commitments | $662,585,000 | 266 |
| Tier 1 (core) risk-based capital | $126,590,000 | 504 |
| Tier 2 risk-based capital | $29,277,000 | 244 |
| Total risk weighted assets | $2,340,808,000 | 261 |
| Total unused commitments | $662,585,000 | 267 |
| Derivatives | $209,555,000 | 141 |
| 2007-09-30 | Rank | |
| # of Employees: | 605 | 260 |
| Assets and Liabilities | ||
| Total Assets: | $3,175,554,000 | 256 |
| Cash and due from depository institutions | $310,466,000 | 260 |
| Interest-bearing balances | $5,660,000 | 916 |
| Securities | $419,569,000 | 314 |
| Federal funds sold & reverse repurchase agreements | $10,098,000 | 1,456 |
| Net loans & leases | $2,060,354,000 | 262 |
| Loan loss allowance | $24,032,000 | 255 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $45,729,000 | 207 |
| Other real estate owned | $0 | 260 |
| Goodwill and other intangibles | $54,862,000 | 238 |
| All other assets | $274,476,000 | 128 |
| Life insurance assets | $34,087,000 | 192 |
| Total liabilities and capital | $3,175,554,000 | 256 |
| Total liabilities | $2,948,006,000 | 247 |
| Total deposits | $2,694,482,000 | 214 |
| Interest-bearing deposits | $2,404,903,000 | 205 |
| Deposits held in domestic offices | $2,694,482,000 | 212 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $37,364,000 | 567 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $177,211,000 | 348 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $38,949,000 | 277 |
| Total equity capital | $227,548,000 | 343 |
| Total bank equity capital | $227,548,000 | 343 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $17,439,000 | 239 |
| Surplus | $224,139,000 | 216 |
| Undivided profits | $-14,030,000 | 8,544 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,388,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $13,035,000 | 319 |
| Earning assets | $2,495,681,000 | 277 |
| Long-term assets (5+ years) | $617,265,000 | 205 |
| Average Assets, year-to-date | $3,190,473,250 | 244 |
| Average Assets, quarterly | $3,181,980,000 | 250 |
| Volatile liabilities | $413,605,000 | 386 |
| Insider loans | $3,847,000 | 1,893 |
| FHLB advances | $174,081,000 | 304 |
| Loans and leases held for sale | $4,683,000 | 362 |
| Unused loan commitments | $679,550,000 | 265 |
| Tier 1 (core) risk-based capital | $132,816,000 | 477 |
| Tier 2 risk-based capital | $24,815,000 | 268 |
| Total risk weighted assets | $2,395,512,000 | 252 |
| Total unused commitments | $679,550,000 | 266 |
| Derivatives | $198,110,000 | 145 |
| 2007-06-30 | Rank | |
| # of Employees: | 643 | 250 |
| Assets and Liabilities | ||
| Total Assets: | $3,188,406,000 | 256 |
| Cash and due from depository institutions | $279,368,000 | 250 |
| Interest-bearing balances | $133,632,000 | 65 |
| Securities | $429,286,000 | 311 |
| Federal funds sold & reverse repurchase agreements | $99,000 | 6,163 |
| Net loans & leases | $2,090,911,000 | 259 |
| Loan loss allowance | $43,471,000 | 156 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $46,162,000 | 203 |
| Other real estate owned | $0 | 250 |
| Goodwill and other intangibles | $60,284,000 | 235 |
| All other assets | $282,296,000 | 137 |
| Life insurance assets | $33,581,000 | 195 |
| Total liabilities and capital | $3,188,406,000 | 256 |
| Total liabilities | $2,931,153,000 | 253 |
| Total deposits | $2,600,827,000 | 230 |
| Interest-bearing deposits | $2,275,683,000 | 218 |
| Deposits held in domestic offices | $2,600,827,000 | 226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $40,968,000 | 535 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $251,592,000 | 239 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $37,766,000 | 283 |
| Total equity capital | $257,253,000 | 322 |
| Total bank equity capital | $257,253,000 | 322 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $17,439,000 | 240 |
| Surplus | $224,139,000 | 224 |
| Undivided profits | $15,675,000 | 2,161 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $47,693,000 | 123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $13,381,000 | 300 |
| Earning assets | $2,653,928,000 | 269 |
| Long-term assets (5+ years) | $617,106,000 | 210 |
| Average Assets, year-to-date | $3,195,446,330 | 256 |
| Average Assets, quarterly | $3,247,255,000 | 252 |
| Volatile liabilities | $425,896,000 | 372 |
| Insider loans | $14,216,000 | 479 |
| FHLB advances | $245,054,000 | 208 |
| Loans and leases held for sale | $7,019,000 | 330 |
| Unused loan commitments | $737,170,000 | 259 |
| Tier 1 (core) risk-based capital | $203,749,000 | 341 |
| Tier 2 risk-based capital | $31,596,000 | 227 |
| Total risk weighted assets | $2,514,830,000 | 243 |
| Total unused commitments | $737,170,000 | 260 |
| Derivatives | $197,572,000 | 160 |
| 2007-03-31 | Rank | |
| # of Employees: | 381 | 418 |
| Assets and Liabilities | ||
| Total Assets: | $1,917,603,000 | 381 |
| Cash and due from depository institutions | $41,034,000 | 418 |
| Interest-bearing balances | $2,044,000 | 1,941 |
| Securities | $181,758,000 | 680 |
| Federal funds sold & reverse repurchase agreements | $15,052,000 | 1,322 |
| Net loans & leases | $1,495,160,000 | 345 |
| Loan loss allowance | $15,438,000 | 360 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $25,992,000 | 397 |
| Other real estate owned | $0 | 418 |
| Goodwill and other intangibles | $20,170,000 | 443 |
| All other assets | $138,437,000 | 203 |
| Life insurance assets | $17,047,000 | 351 |
| Total liabilities and capital | $1,917,603,000 | 381 |
| Total liabilities | $1,714,814,000 | 380 |
| Total deposits | $1,423,943,000 | 384 |
| Interest-bearing deposits | $1,252,756,000 | 370 |
| Deposits held in domestic offices | $1,423,943,000 | 380 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $150,105,000 | 236 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $112,540,000 | 432 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $28,226,000 | 346 |
| Total equity capital | $202,789,000 | 382 |
| Total bank equity capital | $202,789,000 | 382 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $10,818,000 | 406 |
| Surplus | $54,167,000 | 596 |
| Undivided profits | $137,804,000 | 288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,942,000 | 901 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $6,393,000 | 589 |
| Earning assets | $1,694,014,000 | 387 |
| Long-term assets (5+ years) | $247,386,000 | 468 |
| Average Assets, year-to-date | $1,820,050,500 | 403 |
| Average Assets, quarterly | $1,820,050,500 | 403 |
| Volatile liabilities | $327,600,000 | 454 |
| Insider loans | $6,302,000 | 1,138 |
| FHLB advances | $55,298,000 | 723 |
| Loans and leases held for sale | $2,776,000 | 568 |
| Unused loan commitments | $487,130,000 | 335 |
| Tier 1 (core) risk-based capital | $183,056,000 | 369 |
| Tier 2 risk-based capital | $16,852,000 | 373 |
| Total risk weighted assets | $1,750,626,000 | 331 |
| Total unused commitments | $487,130,000 | 337 |
| Derivatives | $216,236,000 | 153 |
| 2006-12-31 | Rank | |
| # of Employees: | 387 | 415 |
| Assets and Liabilities | ||
| Total Assets: | $1,722,498,000 | 416 |
| Cash and due from depository institutions | $53,783,000 | 415 |
| Interest-bearing balances | $4,210,000 | 1,216 |
| Securities | $188,004,000 | 669 |
| Federal funds sold & reverse repurchase agreements | $61,017,000 | 256 |
| Net loans & leases | $1,168,985,000 | 411 |
| Loan loss allowance | $13,501,000 | 397 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $26,188,000 | 385 |
| Other real estate owned | $45,000 | 415 |
| Goodwill and other intangibles | $2,964,000 | 1,157 |
| All other assets | $221,512,000 | 157 |
| Life insurance assets | $1,538,000 | 2,520 |
| Total liabilities and capital | $1,722,498,000 | 416 |
| Total liabilities | $1,725,046,000 | 373 |
| Total deposits | $1,471,274,000 | 364 |
| Interest-bearing deposits | $1,271,528,000 | 357 |
| Deposits held in domestic offices | $1,471,274,000 | 361 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $108,865,000 | 300 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $118,080,000 | 441 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $26,827,000 | 353 |
| Total equity capital | $-2,548,000 | 8,691 |
| Total bank equity capital | $-2,548,000 | 8,691 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $10,818,000 | 395 |
| Surplus | $54,167,000 | 581 |
| Undivided profits | $-67,533,000 | 8,686 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,268,000 | 2,215 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $6,819,000 | 563 |
| Earning assets | $1,422,216,000 | 444 |
| Long-term assets (5+ years) | $242,146,000 | 478 |
| Average Assets, year-to-date | $1,823,948,800 | 386 |
| Average Assets, quarterly | $1,805,351,000 | 400 |
| Volatile liabilities | $298,389,000 | 572 |
| Insider loans | $6,445,000 | 1,095 |
| FHLB advances | $55,579,000 | 735 |
| Loans and leases held for sale | $1,764,000 | 739 |
| Unused loan commitments | $549,065,000 | 301 |
| Tier 1 (core) risk-based capital | $0 | 8,680 |
| Tier 2 risk-based capital | $0 | 8,580 |
| Total risk weighted assets | $1,478,464,000 | 374 |
| Total unused commitments | $549,065,000 | 301 |
| Derivatives | $218,722,000 | 152 |
| 2006-09-30 | Rank | |
| # of Employees: | 388 | 421 |
| Assets and Liabilities | ||
| Total Assets: | $1,888,204,000 | 391 |
| Cash and due from depository institutions | $46,805,000 | 421 |
| Interest-bearing balances | $2,556,000 | 1,561 |
| Securities | $191,818,000 | 666 |
| Federal funds sold & reverse repurchase agreements | $59,412,000 | 240 |
| Net loans & leases | $1,426,582,000 | 356 |
| Loan loss allowance | $14,449,000 | 390 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,686,000 | 415 |
| Other real estate owned | $0 | 421 |
| Goodwill and other intangibles | $20,176,000 | 425 |
| All other assets | $119,725,000 | 230 |
| Life insurance assets | $1,413,000 | 2,564 |
| Total liabilities and capital | $1,888,204,000 | 391 |
| Total liabilities | $1,683,023,000 | 393 |
| Total deposits | $1,422,000,000 | 374 |
| Interest-bearing deposits | $1,239,244,000 | 361 |
| Deposits held in domestic offices | $1,422,000,000 | 372 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $112,675,000 | 296 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $127,074,000 | 430 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $21,274,000 | 415 |
| Total equity capital | $205,181,000 | 370 |
| Total bank equity capital | $205,181,000 | 370 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,818,000 | 380 |
| Surplus | $54,142,000 | 579 |
| Undivided profits | $140,221,000 | 277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,466,000 | 1,923 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $6,358,000 | 596 |
| Earning assets | $1,680,368,000 | 398 |
| Long-term assets (5+ years) | $242,675,000 | 471 |
| Average Assets, year-to-date | $1,849,311,500 | 381 |
| Average Assets, quarterly | $1,879,250,000 | 386 |
| Volatile liabilities | $307,225,000 | 564 |
| Insider loans | $6,724,000 | 1,032 |
| FHLB advances | $61,409,000 | 703 |
| Loans and leases held for sale | $2,544,000 | 579 |
| Unused loan commitments | $520,464,000 | 320 |
| Tier 1 (core) risk-based capital | $184,536,000 | 365 |
| Tier 2 risk-based capital | $16,484,000 | 380 |
| Total risk weighted assets | $1,699,024,000 | 342 |
| Total unused commitments | $520,464,000 | 320 |
| Derivatives | $182,800,000 | 163 |
| 2006-06-30 | Rank | |
| # of Employees: | 391 | 420 |
| Assets and Liabilities | ||
| Total Assets: | $1,870,296,000 | 391 |
| Cash and due from depository institutions | $52,319,000 | 420 |
| Interest-bearing balances | $2,933,000 | 1,449 |
| Securities | $195,492,000 | 658 |
| Federal funds sold & reverse repurchase agreements | $45,448,000 | 281 |
| Net loans & leases | $1,412,271,000 | 358 |
| Loan loss allowance | $14,287,000 | 388 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $23,225,000 | 417 |
| Other real estate owned | $0 | 420 |
| Goodwill and other intangibles | $20,210,000 | 421 |
| All other assets | $121,331,000 | 233 |
| Life insurance assets | $1,394,000 | 2,541 |
| Total liabilities and capital | $1,870,296,000 | 391 |
| Total liabilities | $1,667,347,000 | 392 |
| Total deposits | $1,336,915,000 | 393 |
| Interest-bearing deposits | $1,148,809,000 | 385 |
| Deposits held in domestic offices | $1,336,915,000 | 393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $130,810,000 | 273 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $178,233,000 | 354 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $21,389,000 | 402 |
| Total equity capital | $202,949,000 | 371 |
| Total bank equity capital | $202,949,000 | 371 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $10,818,000 | 368 |
| Surplus | $54,112,000 | 573 |
| Undivided profits | $138,019,000 | 275 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,377,000 | 1,894 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $6,559,000 | 527 |
| Earning assets | $1,656,144,000 | 400 |
| Long-term assets (5+ years) | $240,646,000 | 471 |
| Average Assets, year-to-date | $1,836,347,330 | 385 |
| Average Assets, quarterly | $1,846,521,000 | 393 |
| Volatile liabilities | $344,710,000 | 523 |
| Insider loans | $6,433,000 | 1,074 |
| FHLB advances | $67,231,000 | 664 |
| Loans and leases held for sale | $948,000 | 948 |
| Unused loan commitments | $437,085,000 | 365 |
| Tier 1 (core) risk-based capital | $183,709,000 | 363 |
| Tier 2 risk-based capital | $16,492,000 | 373 |
| Total risk weighted assets | $1,667,331,000 | 343 |
| Total unused commitments | $437,085,000 | 365 |
| Derivatives | $152,793,000 | 173 |
| 2006-03-31 | Rank | |
| # of Employees: | 374 | 431 |
| Assets and Liabilities | ||
| Total Assets: | $1,822,746,000 | 390 |
| Cash and due from depository institutions | $49,115,000 | 431 |
| Interest-bearing balances | $5,010,000 | 1,094 |
| Securities | $209,252,000 | 633 |
| Federal funds sold & reverse repurchase agreements | $48,698,000 | 283 |
| Net loans & leases | $1,359,200,000 | 354 |
| Loan loss allowance | $13,908,000 | 393 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $23,212,000 | 402 |
| Other real estate owned | $0 | 431 |
| Goodwill and other intangibles | $20,207,000 | 403 |
| All other assets | $113,062,000 | 236 |
| Life insurance assets | $1,374,000 | 2,516 |
| Total liabilities and capital | $1,822,746,000 | 390 |
| Total liabilities | $1,622,028,000 | 394 |
| Total deposits | $1,295,170,000 | 398 |
| Interest-bearing deposits | $1,112,146,000 | 387 |
| Deposits held in domestic offices | $1,295,170,000 | 398 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $126,630,000 | 259 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $174,084,000 | 339 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $26,144,000 | 357 |
| Total equity capital | $200,718,000 | 364 |
| Total bank equity capital | $200,718,000 | 364 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,818,000 | 358 |
| Surplus | $54,112,000 | 550 |
| Undivided profits | $135,788,000 | 277 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,335,000 | 1,879 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $6,207,000 | 530 |
| Earning assets | $1,622,160,000 | 397 |
| Long-term assets (5+ years) | $238,208,000 | 460 |
| Average Assets, year-to-date | $1,819,373,000 | 386 |
| Average Assets, quarterly | $1,819,373,000 | 386 |
| Volatile liabilities | $319,046,000 | 527 |
| Insider loans | $4,490,000 | 1,511 |
| FHLB advances | $69,293,000 | 623 |
| Loans and leases held for sale | $3,071,000 | 457 |
| Unused loan commitments | $361,665,000 | 413 |
| Tier 1 (core) risk-based capital | $180,047,000 | 360 |
| Tier 2 risk-based capital | $16,406,000 | 366 |
| Total risk weighted assets | $1,602,180,000 | 342 |
| Total unused commitments | $361,665,000 | 413 |
| Derivatives | $151,894,000 | 171 |
| 2005-12-31 | Rank | |
| # of Employees: | 375 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $1,816,000,000 | 385 |
| Cash and due from depository institutions | $53,783,000 | 425 |
| Interest-bearing balances | $5,219,000 | 1,053 |
| Securities | $219,309,000 | 605 |
| Federal funds sold & reverse repurchase agreements | $53,203,000 | 240 |
| Net loans & leases | $1,326,521,000 | 350 |
| Loan loss allowance | $13,868,000 | 377 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $23,480,000 | 383 |
| Other real estate owned | $0 | 425 |
| Goodwill and other intangibles | $20,229,000 | 392 |
| All other assets | $119,475,000 | 232 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $1,816,000,000 | 385 |
| Total liabilities | $1,618,879,000 | 385 |
| Total deposits | $1,305,534,000 | 390 |
| Interest-bearing deposits | $1,115,392,000 | 375 |
| Deposits held in domestic offices | $1,305,534,000 | 388 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $117,145,000 | 286 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $171,853,000 | 357 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $24,347,000 | 367 |
| Total equity capital | $197,121,000 | 366 |
| Total bank equity capital | $197,121,000 | 366 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $10,818,000 | 348 |
| Surplus | $54,112,000 | 534 |
| Undivided profits | $132,191,000 | 276 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 2,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $6,628,000 | 507 |
| Earning assets | $1,604,252,000 | 388 |
| Long-term assets (5+ years) | $256,819,000 | 427 |
| Average Assets, year-to-date | $1,733,519,600 | 382 |
| Average Assets, quarterly | $1,807,202,500 | 380 |
| Volatile liabilities | $303,558,000 | 536 |
| Insider loans | $4,410,000 | 1,517 |
| FHLB advances | $110,097,000 | 423 |
| Loans and leases held for sale | $2,376,000 | 530 |
| Unused loan commitments | $358,808,000 | 402 |
| Tier 1 (core) risk-based capital | $175,699,000 | 358 |
| Tier 2 risk-based capital | $16,373,000 | 357 |
| Total risk weighted assets | $1,593,738,000 | 335 |
| Total unused commitments | $358,808,000 | 402 |
| Derivatives | $153,951,000 | 168 |
| 2005-09-30 | Rank | |
| # of Employees: | 368 | 425 |
| Assets and Liabilities | ||
| Total Assets: | $1,798,405,000 | 380 |
| Cash and due from depository institutions | $42,575,000 | 425 |
| Interest-bearing balances | $4,763,000 | 1,139 |
| Securities | $233,707,000 | 564 |
| Federal funds sold & reverse repurchase agreements | $34,519,000 | 376 |
| Net loans & leases | $1,333,815,000 | 345 |
| Loan loss allowance | $13,267,000 | 388 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $23,473,000 | 375 |
| Other real estate owned | $64,000 | 425 |
| Goodwill and other intangibles | $20,188,000 | 374 |
| All other assets | $110,064,000 | 235 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $1,798,405,000 | 380 |
| Total liabilities | $1,605,371,000 | 383 |
| Total deposits | $1,257,513,000 | 394 |
| Interest-bearing deposits | $1,080,275,000 | 382 |
| Deposits held in domestic offices | $1,257,513,000 | 392 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $156,405,000 | 225 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $168,120,000 | 367 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $23,333,000 | 371 |
| Total equity capital | $193,034,000 | 362 |
| Total bank equity capital | $193,034,000 | 362 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,818,000 | 334 |
| Surplus | $54,112,000 | 518 |
| Undivided profits | $128,104,000 | 285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $878,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $6,503,000 | 465 |
| Earning assets | $1,606,804,000 | 383 |
| Long-term assets (5+ years) | $260,620,000 | 412 |
| Average Assets, year-to-date | $1,712,899,500 | 382 |
| Average Assets, quarterly | $1,755,891,000 | 385 |
| Volatile liabilities | $331,563,000 | 483 |
| Insider loans | $4,434,000 | 1,449 |
| FHLB advances | $105,892,000 | 441 |
| Loans and leases held for sale | $4,457,000 | 427 |
| Unused loan commitments | $335,809,000 | 410 |
| Tier 1 (core) risk-based capital | $170,294,000 | 364 |
| Tier 2 risk-based capital | $15,728,000 | 363 |
| Total risk weighted assets | $1,597,669,000 | 329 |
| Total unused commitments | $335,809,000 | 410 |
| Derivatives | $130,729,000 | 184 |
| 2005-06-30 | Rank | |
| # of Employees: | 375 | 416 |
| Assets and Liabilities | ||
| Total Assets: | $1,713,377,000 | 390 |
| Cash and due from depository institutions | $44,896,000 | 416 |
| Interest-bearing balances | $4,386,000 | 1,176 |
| Securities | $244,915,000 | 545 |
| Federal funds sold & reverse repurchase agreements | $14,614,000 | 815 |
| Net loans & leases | $1,259,031,000 | 350 |
| Loan loss allowance | $12,621,000 | 407 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,402,000 | 368 |
| Other real estate owned | $64,000 | 416 |
| Goodwill and other intangibles | $19,984,000 | 365 |
| All other assets | $106,471,000 | 238 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $1,713,377,000 | 390 |
| Total liabilities | $1,521,242,000 | 390 |
| Total deposits | $1,212,899,000 | 395 |
| Interest-bearing deposits | $1,034,901,000 | 381 |
| Deposits held in domestic offices | $1,212,899,000 | 393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $110,415,000 | 278 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $173,605,000 | 360 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $24,323,000 | 354 |
| Total equity capital | $192,135,000 | 357 |
| Total bank equity capital | $192,135,000 | 357 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,818,000 | 314 |
| Surplus | $54,112,000 | 501 |
| Undivided profits | $127,205,000 | 279 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,045,000 | 2,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $6,569,000 | 424 |
| Earning assets | $1,522,946,000 | 394 |
| Long-term assets (5+ years) | $272,733,000 | 403 |
| Average Assets, year-to-date | $1,684,397,670 | 384 |
| Average Assets, quarterly | $1,693,644,500 | 385 |
| Volatile liabilities | $262,186,000 | 574 |
| Insider loans | $4,614,000 | 1,378 |
| FHLB advances | $106,178,000 | 445 |
| Loans and leases held for sale | $3,637,000 | 518 |
| Unused loan commitments | $316,774,000 | 414 |
| Tier 1 (core) risk-based capital | $168,310,000 | 360 |
| Tier 2 risk-based capital | $15,017,000 | 373 |
| Total risk weighted assets | $1,538,511,000 | 326 |
| Total unused commitments | $316,774,000 | 414 |
| Derivatives | $132,698,000 | 178 |
| 2005-03-31 | Rank | |
| # of Employees: | 360 | 422 |
| Assets and Liabilities | ||
| Total Assets: | $1,673,912,000 | 385 |
| Cash and due from depository institutions | $36,526,000 | 422 |
| Interest-bearing balances | $4,359,000 | 1,214 |
| Securities | $250,332,000 | 544 |
| Federal funds sold & reverse repurchase agreements | $19,826,000 | 621 |
| Net loans & leases | $1,227,232,000 | 343 |
| Loan loss allowance | $12,399,000 | 408 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $23,468,000 | 362 |
| Other real estate owned | $64,000 | 422 |
| Goodwill and other intangibles | $20,051,000 | 357 |
| All other assets | $96,413,000 | 245 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $1,673,912,000 | 385 |
| Total liabilities | $1,488,791,000 | 387 |
| Total deposits | $1,205,354,000 | 386 |
| Interest-bearing deposits | $1,036,300,000 | 375 |
| Deposits held in domestic offices | $1,205,354,000 | 385 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $87,760,000 | 324 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $169,562,000 | 358 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $26,115,000 | 343 |
| Total equity capital | $185,121,000 | 361 |
| Total bank equity capital | $185,121,000 | 361 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $10,818,000 | 301 |
| Surplus | $54,112,000 | 493 |
| Undivided profits | $120,191,000 | 284 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,645,000 | 1,542 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $6,498,000 | 418 |
| Earning assets | $1,501,749,000 | 387 |
| Long-term assets (5+ years) | $253,127,000 | 436 |
| Average Assets, year-to-date | $1,669,908,000 | 381 |
| Average Assets, quarterly | $1,669,908,000 | 381 |
| Volatile liabilities | $231,794,000 | 610 |
| Insider loans | $13,273,000 | 394 |
| FHLB advances | $108,207,000 | 428 |
| Loans and leases held for sale | $3,114,000 | 487 |
| Unused loan commitments | $292,687,000 | 422 |
| Tier 1 (core) risk-based capital | $162,964,000 | 364 |
| Tier 2 risk-based capital | $14,816,000 | 371 |
| Total risk weighted assets | $1,511,617,000 | 324 |
| Total unused commitments | $292,687,000 | 422 |
| Derivatives | $88,877,000 | 196 |
| 2004-12-31 | Rank | |
| # of Employees: | 382 | 409 |
| Assets and Liabilities | ||
| Total Assets: | $1,665,904,000 | 384 |
| Cash and due from depository institutions | $43,306,000 | 409 |
| Interest-bearing balances | $4,691,000 | 1,168 |
| Securities | $264,801,000 | 528 |
| Federal funds sold & reverse repurchase agreements | $15,073,000 | 788 |
| Net loans & leases | $1,201,799,000 | 353 |
| Loan loss allowance | $12,352,000 | 411 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $25,057,000 | 327 |
| Other real estate owned | $65,000 | 409 |
| Goodwill and other intangibles | $20,124,000 | 353 |
| All other assets | $95,679,000 | 243 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $1,665,904,000 | 384 |
| Total liabilities | $1,482,687,000 | 387 |
| Total deposits | $1,194,547,000 | 384 |
| Interest-bearing deposits | $1,006,116,000 | 379 |
| Deposits held in domestic offices | $1,194,547,000 | 382 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $88,450,000 | 326 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $175,603,000 | 347 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $24,087,000 | 338 |
| Total equity capital | $183,217,000 | 367 |
| Total bank equity capital | $183,217,000 | 367 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $10,818,000 | 291 |
| Surplus | $54,112,000 | 493 |
| Undivided profits | $118,287,000 | 292 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,834,000 | 1,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $6,602,000 | 405 |
| Earning assets | $1,486,364,000 | 397 |
| Long-term assets (5+ years) | $266,418,000 | 422 |
| Average Assets, year-to-date | $1,575,535,200 | 383 |
| Average Assets, quarterly | $1,640,249,000 | 385 |
| Volatile liabilities | $221,765,000 | 611 |
| Insider loans | $3,910,000 | 1,561 |
| FHLB advances | $108,977,000 | 438 |
| Loans and leases held for sale | $2,052,000 | 616 |
| Unused loan commitments | $287,436,000 | 426 |
| Tier 1 (core) risk-based capital | $158,391,000 | 369 |
| Tier 2 risk-based capital | $14,972,000 | 372 |
| Total risk weighted assets | $1,491,067,000 | 322 |
| Total unused commitments | $287,436,000 | 426 |
| Derivatives | $89,958,000 | 187 |
| 2004-09-30 | Rank | |
| # of Employees: | 367 | 429 |
| Assets and Liabilities | ||
| Total Assets: | $1,614,594,000 | 390 |
| Cash and due from depository institutions | $37,686,000 | 429 |
| Interest-bearing balances | $3,904,000 | 1,387 |
| Securities | $278,684,000 | 502 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 5,921 |
| Net loans & leases | $1,159,417,000 | 362 |
| Loan loss allowance | $12,101,000 | 423 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $25,205,000 | 319 |
| Other real estate owned | $65,000 | 429 |
| Goodwill and other intangibles | $20,312,000 | 344 |
| All other assets | $93,224,000 | 255 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $1,614,594,000 | 390 |
| Total liabilities | $1,435,080,000 | 392 |
| Total deposits | $1,149,026,000 | 394 |
| Interest-bearing deposits | $982,175,000 | 389 |
| Deposits held in domestic offices | $1,149,026,000 | 391 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $51,950,000 | 433 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $209,737,000 | 317 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $24,367,000 | 340 |
| Total equity capital | $179,514,000 | 373 |
| Total bank equity capital | $179,514,000 | 373 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $10,818,000 | 284 |
| Surplus | $54,112,000 | 491 |
| Undivided profits | $114,584,000 | 304 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,814,000 | 1,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $32,000 | 1,059 |
| Income earned, not collected on loans | $6,415,000 | 417 |
| Earning assets | $1,442,006,000 | 399 |
| Long-term assets (5+ years) | $295,859,000 | 398 |
| Average Assets, year-to-date | $1,552,943,000 | 389 |
| Average Assets, quarterly | $1,581,601,500 | 393 |
| Volatile liabilities | $222,935,000 | 599 |
| Insider loans | $4,088,000 | 1,431 |
| FHLB advances | $128,738,000 | 391 |
| Loans and leases held for sale | $3,339,000 | 448 |
| Unused loan commitments | $247,158,000 | 467 |
| Tier 1 (core) risk-based capital | $153,803,000 | 376 |
| Tier 2 risk-based capital | $14,250,000 | 384 |
| Total risk weighted assets | $1,444,485,000 | 328 |
| Total unused commitments | $247,158,000 | 467 |
| Derivatives | $79,958,000 | 200 |
| 2004-06-30 | Rank | |
| # of Employees: | 374 | 421 |
| Assets and Liabilities | ||
| Total Assets: | $1,548,609,000 | 401 |
| Cash and due from depository institutions | $34,300,000 | 421 |
| Interest-bearing balances | $4,029,000 | 1,367 |
| Securities | $290,406,000 | 495 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,884 |
| Net loans & leases | $1,084,164,000 | 376 |
| Loan loss allowance | $11,467,000 | 434 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $25,757,000 | 303 |
| Other real estate owned | $286,000 | 421 |
| Goodwill and other intangibles | $20,405,000 | 336 |
| All other assets | $93,291,000 | 256 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $1,548,609,000 | 401 |
| Total liabilities | $1,375,897,000 | 406 |
| Total deposits | $1,153,561,000 | 393 |
| Interest-bearing deposits | $980,143,000 | 383 |
| Deposits held in domestic offices | $1,153,561,000 | 390 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,335,000 | 552 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $167,425,000 | 369 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $21,576,000 | 357 |
| Total equity capital | $172,712,000 | 368 |
| Total bank equity capital | $172,712,000 | 368 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $10,818,000 | 282 |
| Surplus | $54,112,000 | 477 |
| Undivided profits | $107,782,000 | 307 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,203,000 | 1,280 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $6,607,000 | 397 |
| Earning assets | $1,378,599,000 | 408 |
| Long-term assets (5+ years) | $312,969,000 | 384 |
| Average Assets, year-to-date | $1,532,392,670 | 395 |
| Average Assets, quarterly | $1,536,940,000 | 399 |
| Volatile liabilities | $153,178,000 | 787 |
| Insider loans | $4,491,000 | 1,277 |
| FHLB advances | $124,991,000 | 400 |
| Loans and leases held for sale | $2,899,000 | 508 |
| Unused loan commitments | $240,419,000 | 467 |
| Tier 1 (core) risk-based capital | $150,660,000 | 371 |
| Tier 2 risk-based capital | $13,131,000 | 410 |
| Total risk weighted assets | $1,371,289,000 | 332 |
| Total unused commitments | $240,419,000 | 467 |
| Derivatives | $76,958,000 | 200 |
| 2004-03-31 | Rank | |
| # of Employees: | 380 | 419 |
| Assets and Liabilities | ||
| Total Assets: | $1,525,271,000 | 403 |
| Cash and due from depository institutions | $30,914,000 | 419 |
| Interest-bearing balances | $3,724,000 | 1,615 |
| Securities | $319,593,000 | 459 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $1,036,509,000 | 380 |
| Loan loss allowance | $11,147,000 | 448 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $26,134,000 | 294 |
| Other real estate owned | $474,000 | 419 |
| Goodwill and other intangibles | $20,392,000 | 323 |
| All other assets | $91,255,000 | 250 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $1,525,271,000 | 403 |
| Total liabilities | $1,348,615,000 | 405 |
| Total deposits | $1,122,456,000 | 400 |
| Interest-bearing deposits | $970,908,000 | 386 |
| Deposits held in domestic offices | $1,122,456,000 | 397 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $48,250,000 | 441 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $150,881,000 | 385 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $27,028,000 | 341 |
| Total equity capital | $176,656,000 | 371 |
| Total bank equity capital | $176,656,000 | 371 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $10,818,000 | 274 |
| Surplus | $54,112,000 | 469 |
| Undivided profits | $111,726,000 | 314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,148,000 | 1,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $6,930,000 | 378 |
| Earning assets | $1,359,826,000 | 411 |
| Long-term assets (5+ years) | $450,467,000 | 267 |
| Average Assets, year-to-date | $1,524,284,500 | 403 |
| Average Assets, quarterly | $1,524,284,500 | 403 |
| Volatile liabilities | $163,714,000 | 719 |
| Insider loans | $4,937,000 | 1,135 |
| FHLB advances | $105,487,000 | 421 |
| Loans and leases held for sale | $6,805,000 | 336 |
| Unused loan commitments | $223,091,000 | 485 |
| Tier 1 (core) risk-based capital | $147,506,000 | 379 |
| Tier 2 risk-based capital | $12,825,000 | 412 |
| Total risk weighted assets | $1,320,069,000 | 343 |
| Total unused commitments | $223,091,000 | 485 |
| Derivatives | $67,972,000 | 220 |
| 2003-12-31 | Rank | |
| # of Employees: | 381 | 418 |
| Assets and Liabilities | ||
| Total Assets: | $1,523,298,000 | 409 |
| Cash and due from depository institutions | $46,195,000 | 418 |
| Interest-bearing balances | $3,705,000 | 1,505 |
| Securities | $330,600,000 | 450 |
| Federal funds sold & reverse repurchase agreements | $18,726,000 | 595 |
| Net loans & leases | $993,260,000 | 395 |
| Loan loss allowance | $10,787,000 | 458 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $26,707,000 | 300 |
| Other real estate owned | $520,000 | 418 |
| Goodwill and other intangibles | $20,512,000 | 332 |
| All other assets | $86,778,000 | 264 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,523,298,000 | 409 |
| Total liabilities | $1,351,850,000 | 414 |
| Total deposits | $1,138,739,000 | 395 |
| Interest-bearing deposits | $960,620,000 | 394 |
| Deposits held in domestic offices | $1,138,739,000 | 393 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $33,900,000 | 567 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $153,557,000 | 394 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $25,654,000 | 330 |
| Total equity capital | $171,448,000 | 370 |
| Total bank equity capital | $171,448,000 | 370 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $10,818,000 | 276 |
| Surplus | $54,112,000 | 470 |
| Undivided profits | $106,518,000 | 313 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,515,000 | 1,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $7,140,000 | 376 |
| Earning assets | $1,346,291,000 | 416 |
| Long-term assets (5+ years) | $437,924,000 | 279 |
| Average Assets, year-to-date | $1,457,126,400 | 411 |
| Average Assets, quarterly | $1,515,633,500 | 411 |
| Volatile liabilities | $148,053,000 | 778 |
| Insider loans | $3,118,000 | 1,801 |
| FHLB advances | $106,224,000 | 430 |
| Loans and leases held for sale | $9,183,000 | 269 |
| Unused loan commitments | $226,052,000 | 471 |
| Tier 1 (core) risk-based capital | $144,523,000 | 385 |
| Tier 2 risk-based capital | $12,340,000 | 426 |
| Total risk weighted assets | $1,270,371,000 | 354 |
| Total unused commitments | $226,052,000 | 471 |
| Derivatives | $57,972,000 | 220 |
| 2003-09-30 | Rank | |
| # of Employees: | 328 | 480 |
| Assets and Liabilities | ||
| Total Assets: | $1,507,969,000 | 421 |
| Cash and due from depository institutions | $31,995,000 | 480 |
| Interest-bearing balances | $3,723,000 | 1,679 |
| Securities | $342,893,000 | 434 |
| Federal funds sold & reverse repurchase agreements | $10,867,000 | 1,316 |
| Net loans & leases | $986,392,000 | 401 |
| Loan loss allowance | $10,200,000 | 500 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $27,163,000 | 301 |
| Other real estate owned | $377,000 | 480 |
| Goodwill and other intangibles | $20,164,000 | 339 |
| All other assets | $88,118,000 | 268 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,507,969,000 | 421 |
| Total liabilities | $1,341,028,000 | 423 |
| Total deposits | $1,126,767,000 | 404 |
| Interest-bearing deposits | $964,870,000 | 398 |
| Deposits held in domestic offices | $1,126,767,000 | 402 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $27,150,000 | 610 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $161,771,000 | 369 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $25,340,000 | 347 |
| Total equity capital | $166,941,000 | 389 |
| Total bank equity capital | $166,941,000 | 389 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $10,818,000 | 278 |
| Surplus | $54,112,000 | 480 |
| Undivided profits | $102,011,000 | 328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,844,000 | 1,150 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $6,967,000 | 399 |
| Earning assets | $1,343,875,000 | 422 |
| Long-term assets (5+ years) | $478,335,000 | 265 |
| Average Assets, year-to-date | $1,440,583,500 | 422 |
| Average Assets, quarterly | $1,487,355,000 | 417 |
| Volatile liabilities | $141,667,000 | 791 |
| Insider loans | $5,213,000 | 1,027 |
| FHLB advances | $110,703,000 | 408 |
| Loans and leases held for sale | $23,358,000 | 198 |
| Unused loan commitments | $190,832,000 | 534 |
| Tier 1 (core) risk-based capital | $140,350,000 | 393 |
| Tier 2 risk-based capital | $11,797,000 | 443 |
| Total risk weighted assets | $1,270,342,000 | 358 |
| Total unused commitments | $190,832,000 | 536 |
| Derivatives | $57,972,000 | 230 |
| 2003-06-30 | Rank | |
| # of Employees: | 308 | 523 |
| Assets and Liabilities | ||
| Total Assets: | $1,466,741,000 | 420 |
| Cash and due from depository institutions | $42,920,000 | 523 |
| Interest-bearing balances | $3,466,000 | 1,904 |
| Securities | $322,383,000 | 454 |
| Federal funds sold & reverse repurchase agreements | $34,006,000 | 457 |
| Net loans & leases | $930,612,000 | 413 |
| Loan loss allowance | $9,820,000 | 513 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $27,113,000 | 299 |
| Other real estate owned | $2,745,000 | 523 |
| Goodwill and other intangibles | $20,028,000 | 326 |
| All other assets | $86,934,000 | 269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,466,741,000 | 420 |
| Total liabilities | $1,299,190,000 | 428 |
| Total deposits | $1,119,085,000 | 407 |
| Interest-bearing deposits | $952,157,000 | 402 |
| Deposits held in domestic offices | $1,119,085,000 | 405 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $42,200,000 | 466 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $111,496,000 | 481 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $26,409,000 | 355 |
| Total equity capital | $167,551,000 | 382 |
| Total bank equity capital | $167,551,000 | 382 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $10,818,000 | 271 |
| Surplus | $54,112,000 | 463 |
| Undivided profits | $102,621,000 | 327 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,865,000 | 1,155 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $6,904,000 | 388 |
| Earning assets | $1,290,467,000 | 431 |
| Long-term assets (5+ years) | $400,360,000 | 286 |
| Average Assets, year-to-date | $1,418,121,670 | 423 |
| Average Assets, quarterly | $1,436,330,000 | 424 |
| Volatile liabilities | $158,304,000 | 726 |
| Insider loans | $5,142,000 | 1,030 |
| FHLB advances | $61,386,000 | 643 |
| Loans and leases held for sale | $11,365,000 | 432 |
| Unused loan commitments | $176,537,000 | 565 |
| Tier 1 (core) risk-based capital | $136,346,000 | 396 |
| Tier 2 risk-based capital | $11,477,000 | 432 |
| Total risk weighted assets | $1,214,610,000 | 365 |
| Total unused commitments | $176,537,000 | 567 |
| Derivatives | $31,972,000 | 290 |
| 2003-03-31 | Rank | |
| # of Employees: | 336 | 484 |
| Assets and Liabilities | ||
| Total Assets: | $1,405,919,000 | 433 |
| Cash and due from depository institutions | $41,893,000 | 484 |
| Interest-bearing balances | $4,407,000 | 1,674 |
| Securities | $326,675,000 | 449 |
| Federal funds sold & reverse repurchase agreements | $40,807,000 | 392 |
| Net loans & leases | $857,653,000 | 421 |
| Loan loss allowance | $9,628,000 | 526 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $27,180,000 | 300 |
| Other real estate owned | $2,723,000 | 484 |
| Goodwill and other intangibles | $20,083,000 | 315 |
| All other assets | $88,905,000 | 263 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,405,919,000 | 433 |
| Total liabilities | $1,255,238,000 | 438 |
| Total deposits | $1,084,190,000 | 411 |
| Interest-bearing deposits | $939,189,000 | 406 |
| Deposits held in domestic offices | $1,084,190,000 | 409 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $22,900,000 | 639 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $119,543,000 | 451 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $28,605,000 | 343 |
| Total equity capital | $150,681,000 | 399 |
| Total bank equity capital | $150,681,000 | 399 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $10,818,000 | 268 |
| Surplus | $46,611,000 | 523 |
| Undivided profits | $93,252,000 | 346 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,920,000 | 845 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $7,295,000 | 386 |
| Earning assets | $1,229,542,000 | 440 |
| Long-term assets (5+ years) | $412,982,000 | 278 |
| Average Assets, year-to-date | $1,393,812,000 | 434 |
| Average Assets, quarterly | $1,393,812,000 | 434 |
| Volatile liabilities | $132,780,000 | 806 |
| Insider loans | $5,155,000 | 1,021 |
| FHLB advances | $67,100,000 | 577 |
| Loans and leases held for sale | $12,772,000 | 340 |
| Unused loan commitments | $187,778,000 | 532 |
| Tier 1 (core) risk-based capital | $123,116,000 | 422 |
| Tier 2 risk-based capital | $11,167,000 | 433 |
| Total risk weighted assets | $1,158,081,000 | 366 |
| Total unused commitments | $187,778,000 | 533 |
| Derivatives | $30,000,000 | 283 |
| 2002-12-31 | Rank | |
| # of Employees: | 348 | 464 |
| Assets and Liabilities | ||
| Total Assets: | $1,381,705,000 | 439 |
| Cash and due from depository institutions | $49,718,000 | 464 |
| Interest-bearing balances | $3,571,000 | 1,760 |
| Securities | $338,419,000 | 403 |
| Federal funds sold & reverse repurchase agreements | $22,382,000 | 610 |
| Net loans & leases | $841,239,000 | 425 |
| Loan loss allowance | $9,467,000 | 518 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $26,811,000 | 294 |
| Other real estate owned | $207,000 | 464 |
| Goodwill and other intangibles | $20,138,000 | 303 |
| All other assets | $82,791,000 | 276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,381,705,000 | 439 |
| Total liabilities | $1,233,647,000 | 442 |
| Total deposits | $1,066,676,000 | 413 |
| Interest-bearing deposits | $920,915,000 | 411 |
| Deposits held in domestic offices | $1,066,676,000 | 411 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,600,000 | 946 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $128,804,000 | 426 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $26,567,000 | 341 |
| Total equity capital | $148,058,000 | 395 |
| Total bank equity capital | $148,058,000 | 395 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $10,818,000 | 267 |
| Surplus | $46,612,000 | 511 |
| Undivided profits | $90,628,000 | 350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,822,000 | 440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $7,814,000 | 374 |
| Earning assets | $1,205,611,000 | 446 |
| Long-term assets (5+ years) | $438,077,000 | 261 |
| Average Assets, year-to-date | $1,338,333,600 | 427 |
| Average Assets, quarterly | $1,392,274,000 | 434 |
| Volatile liabilities | $126,239,000 | 839 |
| Insider loans | $4,899,000 | 1,051 |
| FHLB advances | $67,807,000 | 570 |
| Loans and leases held for sale | $11,624,000 | 409 |
| Unused loan commitments | $223,834,000 | 469 |
| Tier 1 (core) risk-based capital | $120,123,000 | 422 |
| Tier 2 risk-based capital | $10,904,000 | 439 |
| Total risk weighted assets | $1,126,522,000 | 372 |
| Total unused commitments | $223,834,000 | 469 |
| Derivatives | $30,000,000 | 260 |
| 2001-12-31 | Rank | |
| # of Employees: | 502 | 336 |
| Assets and Liabilities | ||
| Total Assets: | $1,198,811,000 | 466 |
| Cash and due from depository institutions | $43,398,000 | 336 |
| Interest-bearing balances | $2,161,000 | 2,187 |
| Securities | $324,590,000 | 376 |
| Federal funds sold & reverse repurchase agreements | $30,155,000 | 478 |
| Net loans & leases | $693,735,000 | 505 |
| Loan loss allowance | $7,141,000 | 623 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $24,462,000 | 325 |
| Other real estate owned | $74,000 | 336 |
| Goodwill and other intangibles | $2,864,000 | 859 |
| All other assets | $79,533,000 | 277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,198,811,000 | 466 |
| Total liabilities | $1,102,447,000 | 467 |
| Total deposits | $975,728,000 | 418 |
| Interest-bearing deposits | $844,297,000 | 424 |
| Deposits held in domestic offices | $975,728,000 | 417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,000,000 | 1,195 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $96,379,000 | 516 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $22,340,000 | 373 |
| Total equity capital | $96,364,000 | 536 |
| Total bank equity capital | $96,364,000 | 536 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $10,818,000 | 257 |
| Surplus | $10,850,000 | 1,588 |
| Undivided profits | $74,696,000 | 373 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,679,000 | 555 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $7,742,000 | 396 |
| Earning assets | $1,050,641,000 | 478 |
| Long-term assets (5+ years) | $460,879,000 | 254 |
| Average Assets, year-to-date | $1,123,988,600 | 473 |
| Average Assets, quarterly | $1,163,326,000 | 475 |
| Volatile liabilities | $94,661,000 | 1,041 |
| Insider loans | $3,310,000 | 1,510 |
| FHLB advances | $50,332,000 | 669 |
| Loans and leases held for sale | $13,281,000 | 328 |
| Unused loan commitments | $290,529,000 | 372 |
| Tier 1 (core) risk-based capital | $90,224,000 | 519 |
| Tier 2 risk-based capital | $8,450,000 | 510 |
| Total risk weighted assets | $983,695,000 | 409 |
| Total unused commitments | $290,529,000 | 374 |
| Derivatives | $5,000,000 | 349 |
| 2000-12-31 | Rank | |
| # of Employees: | 447 | 366 |
| Assets and Liabilities | ||
| Total Assets: | $1,071,483,000 | 508 |
| Cash and due from depository institutions | $33,194,000 | 366 |
| Interest-bearing balances | $11,000 | 6,310 |
| Securities | $280,635,000 | 433 |
| Federal funds sold & reverse repurchase agreements | $20,413,000 | 606 |
| Net loans & leases | $646,118,000 | 534 |
| Loan loss allowance | $7,230,000 | 597 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $21,133,000 | 357 |
| Other real estate owned | $228,000 | 366 |
| Goodwill and other intangibles | $2,922,000 | 845 |
| All other assets | $66,840,000 | 278 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $1,071,483,000 | 508 |
| Total liabilities | $984,095,000 | 505 |
| Total deposits | $895,485,000 | 448 |
| Interest-bearing deposits | $780,196,000 | 445 |
| Deposits held in domestic offices | $895,485,000 | 446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $68,832,000 | 597 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $19,778,000 | 411 |
| Total equity capital | $87,388,000 | 566 |
| Total bank equity capital | $87,388,000 | 566 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $10,818,000 | 278 |
| Surplus | $10,850,000 | 1,551 |
| Undivided profits | $65,720,000 | 396 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,533,000 | 1,587 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $3,016,000 | 825 |
| Earning assets | $947,177,000 | 520 |
| Long-term assets (5+ years) | $314,740,000 | 336 |
| Average Assets, year-to-date | $1,017,167,800 | 511 |
| Average Assets, quarterly | $1,051,502,000 | 507 |
| Volatile liabilities | $73,806,000 | 1,260 |
| Insider loans | $3,155,000 | 1,548 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $442,000 | 989 |
| Unused loan commitments | $159,717,000 | 518 |
| Tier 1 (core) risk-based capital | $82,914,600 | 551 |
| Tier 2 risk-based capital | $8,693,400 | 509 |
| Total risk weighted assets | $874,708,200 | 448 |
| Total unused commitments | $159,717,000 | 519 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 438 | 403 |
| Assets and Liabilities | ||
| Total Assets: | $975,647,000 | 557 |
| Cash and due from depository institutions | $41,375,000 | 403 |
| Interest-bearing balances | $1,009,000 | 2,411 |
| Securities | $247,834,000 | 511 |
| Federal funds sold & reverse repurchase agreements | $5,000,000 | 1,907 |
| Net loans & leases | $591,757,000 | 574 |
| Loan loss allowance | $7,739,000 | 585 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $21,214,000 | 373 |
| Other real estate owned | $163,000 | 403 |
| Goodwill and other intangibles | $3,294,000 | 807 |
| All other assets | $65,010,000 | 269 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $975,647,000 | 557 |
| Total liabilities | $896,330,000 | 556 |
| Total deposits | $815,706,000 | 493 |
| Interest-bearing deposits | $712,934,000 | 484 |
| Deposits held in domestic offices | $815,706,000 | 490 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $60,433,000 | 660 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $20,191,000 | 382 |
| Total equity capital | $79,317,000 | 600 |
| Total bank equity capital | $79,317,000 | 600 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $10,818,000 | 308 |
| Surplus | $10,850,000 | 1,518 |
| Undivided profits | $57,649,000 | 433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $999,000 | 2,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $2,602,000 | 819 |
| Earning assets | $845,600,000 | 576 |
| Long-term assets (5+ years) | $274,750,000 | 430 |
| Average Assets, year-to-date | $943,256,600 | 547 |
| Average Assets, quarterly | $968,191,500 | 552 |
| Volatile liabilities | $83,210,000 | 1,100 |
| Insider loans | $7,591,000 | 593 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $836,000 | 755 |
| Unused loan commitments | $167,855,000 | 515 |
| Tier 1 (core) risk-based capital | $78,536,500 | 580 |
| Tier 2 risk-based capital | $8,831,150 | 500 |
| Total risk weighted assets | $823,528,900 | 455 |
| Total unused commitments | $167,855,000 | 515 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 437 | 400 |
| Assets and Liabilities | ||
| Total Assets: | $918,688,000 | 569 |
| Cash and due from depository institutions | $34,646,000 | 400 |
| Interest-bearing balances | $557,000 | 3,389 |
| Securities | $242,049,000 | 522 |
| Federal funds sold & reverse repurchase agreements | $26,850,000 | 588 |
| Net loans & leases | $532,684,000 | 594 |
| Loan loss allowance | $7,618,000 | 584 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $22,196,000 | 331 |
| Other real estate owned | $180,000 | 400 |
| Goodwill and other intangibles | $3,514,000 | 735 |
| All other assets | $56,569,000 | 276 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $918,688,000 | 569 |
| Total liabilities | $840,216,000 | 566 |
| Total deposits | $784,422,000 | 497 |
| Interest-bearing deposits | $690,670,000 | 474 |
| Deposits held in domestic offices | $784,422,000 | 494 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,661,000 | 740 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $20,133,000 | 403 |
| Total equity capital | $78,472,000 | 618 |
| Total bank equity capital | $78,472,000 | 618 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $10,818,000 | 311 |
| Surplus | $10,850,000 | 1,440 |
| Undivided profits | $56,804,000 | 453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,425,000 | 1,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $2,499,000 | 819 |
| Earning assets | $802,140,000 | 589 |
| Long-term assets (5+ years) | $254,589,000 | 389 |
| Average Assets, year-to-date | $880,655,800 | 569 |
| Average Assets, quarterly | $901,285,000 | 567 |
| Volatile liabilities | $52,323,000 | 1,331 |
| Insider loans | $10,108,000 | 396 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $6,005,000 | 470 |
| Unused loan commitments | $153,299,000 | 513 |
| Tier 1 (core) risk-based capital | $71,516,900 | 608 |
| Tier 2 risk-based capital | $9,265,450 | 472 |
| Total risk weighted assets | $734,295,250 | 479 |
| Total unused commitments | $153,299,000 | 516 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 431 | 417 |
| Assets and Liabilities | ||
| Total Assets: | $845,311,000 | 617 |
| Cash and due from depository institutions | $34,307,000 | 417 |
| Interest-bearing balances | $15,000 | 5,985 |
| Securities | $206,413,000 | 597 |
| Federal funds sold & reverse repurchase agreements | $28,150,000 | 481 |
| Net loans & leases | $504,738,000 | 629 |
| Loan loss allowance | $7,730,000 | 575 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $21,938,000 | 334 |
| Other real estate owned | $341,000 | 417 |
| Goodwill and other intangibles | $2,876,000 | 788 |
| All other assets | $46,548,000 | 294 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $845,311,000 | 617 |
| Total liabilities | $772,391,000 | 608 |
| Total deposits | $720,480,000 | 549 |
| Interest-bearing deposits | $636,096,000 | 519 |
| Deposits held in domestic offices | $720,480,000 | 543 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $35,312,000 | 702 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $16,599,000 | 462 |
| Total equity capital | $72,920,000 | 656 |
| Total bank equity capital | $72,920,000 | 656 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $10,818,000 | 319 |
| Surplus | $10,850,000 | 1,439 |
| Undivided profits | $51,252,000 | 489 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,101,000 | 1,276 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,377,000 | 909 |
| Earning assets | $739,316,000 | 635 |
| Long-term assets (5+ years) | $209,274,000 | 394 |
| Average Assets, year-to-date | $793,800,600 | 614 |
| Average Assets, quarterly | $826,932,500 | 614 |
| Volatile liabilities | $56,118,000 | 1,290 |
| Insider loans | $4,187,000 | 986 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $792,000 | 893 |
| Unused loan commitments | $162,573,000 | 462 |
| Tier 1 (core) risk-based capital | $67,962,800 | 649 |
| Tier 2 risk-based capital | $7,730,000 | 507 |
| Total risk weighted assets | $673,159,800 | 497 |
| Total unused commitments | $162,573,000 | 464 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 401 | 472 |
| Assets and Liabilities | ||
| Total Assets: | $763,966,000 | 693 |
| Cash and due from depository institutions | $31,983,000 | 472 |
| Interest-bearing balances | $644,000 | 2,820 |
| Securities | $173,412,000 | 722 |
| Federal funds sold & reverse repurchase agreements | $24,150,000 | 548 |
| Net loans & leases | $467,127,000 | 704 |
| Loan loss allowance | $7,800,000 | 635 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $22,658,000 | 344 |
| Other real estate owned | $81,000 | 472 |
| Goodwill and other intangibles | $2,608,000 | 799 |
| All other assets | $41,947,000 | 338 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $763,966,000 | 693 |
| Total liabilities | $695,000,000 | 692 |
| Total deposits | $648,205,000 | 636 |
| Interest-bearing deposits | $564,861,000 | 625 |
| Deposits held in domestic offices | $648,205,000 | 629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $33,176,000 | 722 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $13,619,000 | 515 |
| Total equity capital | $68,966,000 | 702 |
| Total bank equity capital | $68,966,000 | 702 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $10,818,000 | 342 |
| Surplus | $10,850,000 | 1,495 |
| Undivided profits | $47,298,000 | 560 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,930,000 | 1,561 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,112,000 | 1,030 |
| Earning assets | $665,333,000 | 704 |
| Long-term assets (5+ years) | $149,635,000 | 515 |
| Average Assets, year-to-date | $736,398,400 | 687 |
| Average Assets, quarterly | $756,070,000 | 691 |
| Volatile liabilities | $44,766,000 | 1,503 |
| Insider loans | $7,516,000 | 574 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,016,000 | 750 |
| Unused loan commitments | $135,916,000 | 544 |
| Tier 1 (core) risk-based capital | $65,211,000 | 688 |
| Tier 2 risk-based capital | $7,682,040 | 545 |
| Total risk weighted assets | $614,445,040 | 574 |
| Total unused commitments | $135,916,000 | 547 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 356 | 554 |
| Assets and Liabilities | ||
| Total Assets: | $711,123,000 | 750 |
| Cash and due from depository institutions | $35,438,000 | 554 |
| Interest-bearing balances | $24,000 | 6,090 |
| Securities | $191,764,000 | 700 |
| Federal funds sold & reverse repurchase agreements | $9,350,000 | 1,554 |
| Net loans & leases | $419,551,000 | 771 |
| Loan loss allowance | $7,780,000 | 662 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $16,450,000 | 470 |
| Other real estate owned | $252,000 | 554 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $38,318,000 | 383 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $711,123,000 | 750 |
| Total liabilities | $647,190,000 | 751 |
| Total deposits | $610,170,000 | 685 |
| Interest-bearing deposits | $532,787,000 | 672 |
| Deposits held in domestic offices | $610,170,000 | 675 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $23,758,000 | 795 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $13,262,000 | 574 |
| Total equity capital | $63,933,000 | 773 |
| Total bank equity capital | $63,933,000 | 773 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $10,818,000 | 355 |
| Surplus | $10,850,000 | 1,492 |
| Undivided profits | $42,265,000 | 633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,217,000 | 2,254 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $2,185,000 | 1,045 |
| Earning assets | $620,689,000 | 780 |
| Long-term assets (5+ years) | $130,387,000 | 551 |
| Average Assets, year-to-date | $666,197,400 | 763 |
| Average Assets, quarterly | $693,375,500 | 751 |
| Volatile liabilities | $28,412,000 | 1,945 |
| Insider loans | $7,304,000 | 611 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $962,000 | 829 |
| Unused loan commitments | $130,370,000 | 581 |
| Tier 1 (core) risk-based capital | $62,313,000 | 751 |
| Tier 2 risk-based capital | $7,100,930 | 587 |
| Total risk weighted assets | $567,395,630 | 627 |
| Total unused commitments | $130,370,000 | 585 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 333 | 618 |
| Assets and Liabilities | ||
| Total Assets: | $633,395,000 | 804 |
| Cash and due from depository institutions | $32,398,000 | 618 |
| Interest-bearing balances | $24,000 | 6,418 |
| Securities | $170,211,000 | 786 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $385,532,000 | 805 |
| Loan loss allowance | $7,640,000 | 679 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $11,978,000 | 605 |
| Other real estate owned | $759,000 | 618 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $32,517,000 | 441 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $633,395,000 | 804 |
| Total liabilities | $575,910,000 | 804 |
| Total deposits | $537,354,000 | 740 |
| Interest-bearing deposits | $463,543,000 | 741 |
| Deposits held in domestic offices | $537,354,000 | 727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,000,000 | 1,632 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,087,000 | 849 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $10,469,000 | 591 |
| Total equity capital | $57,485,000 | 781 |
| Total bank equity capital | $57,485,000 | 781 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $10,818,000 | 361 |
| Surplus | $10,850,000 | 1,429 |
| Undivided profits | $35,817,000 | 641 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,901,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $7,000 | 1,564 |
| Income earned, not collected on loans | $2,481,000 | 807 |
| Earning assets | $555,767,000 | 818 |
| Long-term assets (5+ years) | $142,355,000 | 503 |
| Average Assets, year-to-date | $606,997,600 | 813 |
| Average Assets, quarterly | $625,273,500 | 809 |
| Volatile liabilities | $29,587,000 | 1,844 |
| Insider loans | $5,498,000 | 776 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $524,000 | 805 |
| Unused loan commitments | $125,270,000 | 566 |
| Tier 1 (core) risk-based capital | $57,065,000 | 772 |
| Tier 2 risk-based capital | $6,413,790 | 620 |
| Total risk weighted assets | $511,876,890 | 643 |
| Total unused commitments | $125,270,000 | 568 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 326 | 658 |
| Assets and Liabilities | ||
| Total Assets: | $587,883,000 | 859 |
| Cash and due from depository institutions | $36,230,000 | 658 |
| Interest-bearing balances | $40,000 | 7,142 |
| Securities | $146,465,000 | 945 |
| Federal funds sold & reverse repurchase agreements | $12,350,000 | 1,073 |
| Net loans & leases | $355,616,000 | 834 |
| Loan loss allowance | $7,180,000 | 761 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $7,424,000 | 984 |
| Other real estate owned | $251,000 | 658 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $29,547,000 | 461 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $587,883,000 | 859 |
| Total liabilities | $538,245,000 | 859 |
| Total deposits | $506,131,000 | 810 |
| Interest-bearing deposits | $437,483,000 | 811 |
| Deposits held in domestic offices | $506,131,000 | 797 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $22,421,000 | 733 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $9,693,000 | 628 |
| Total equity capital | $49,638,000 | 847 |
| Total bank equity capital | $49,638,000 | 847 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $10,818,000 | 367 |
| Surplus | $10,850,000 | 1,355 |
| Undivided profits | $27,970,000 | 825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,482,000 | 1,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $30,000 | 1,338 |
| Income earned, not collected on loans | $1,970,000 | 881 |
| Earning assets | $514,471,000 | 884 |
| Long-term assets (5+ years) | $121,533,000 | 576 |
| Average Assets, year-to-date | $561,560,400 | 860 |
| Average Assets, quarterly | $579,480,500 | 857 |
| Volatile liabilities | $36,569,000 | 1,508 |
| Insider loans | $6,779,000 | 626 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $97,143,000 | 632 |
| Tier 1 (core) risk-based capital | $49,638,000 | 820 |
| Tier 2 risk-based capital | $5,804,610 | 659 |
| Total risk weighted assets | $462,993,710 | 694 |
| Total unused commitments | $97,143,000 | 646 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 323 | 692 |
| Assets and Liabilities | ||
| Total Assets: | $544,302,000 | 930 |
| Cash and due from depository institutions | $34,022,000 | 692 |
| Interest-bearing balances | $800,000 | 4,180 |
| Securities | $128,503,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $3,200,000 | 4,799 |
| Net loans & leases | $343,129,000 | 867 |
| Loan loss allowance | $5,400,000 | 941 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $7,592,000 | 961 |
| Other real estate owned | $360,000 | 692 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $27,496,000 | 520 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $544,302,000 | 930 |
| Total liabilities | $501,044,000 | 936 |
| Total deposits | $473,273,000 | 898 |
| Interest-bearing deposits | $412,814,000 | 908 |
| Deposits held in domestic offices | $473,273,000 | 889 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $17,941,000 | 730 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $9,830,000 | 624 |
| Total equity capital | $43,258,000 | 918 |
| Total bank equity capital | $43,258,000 | 918 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $10,818,000 | 367 |
| Surplus | $10,850,000 | 1,331 |
| Undivided profits | $21,590,000 | 995 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,648,000 | 1,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,867,000 | 1,035 |
| Earning assets | $475,632,000 | 956 |
| Long-term assets (5+ years) | $155,505,000 | 441 |
| Average Assets, year-to-date | $515,620,400 | 969 |
| Average Assets, quarterly | $531,921,500 | 943 |
| Volatile liabilities | $32,405,000 | 1,614 |
| Insider loans | $347,000 | 2,579 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $109,636,000 | 585 |
| Tier 1 (core) risk-based capital | $43,258,000 | 893 |
| Tier 2 risk-based capital | $5,400,000 | 710 |
| Total risk weighted assets | $433,681,500 | 743 |
| Total unused commitments | $109,636,000 | 592 |
| Derivatives | $0 | 651 |