Home > Blaine State Bank > Income and Expense
Blaine State Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 6,405 |
| Total interest expense | $298,000 | 5,982 |
| Net interest income | $1,321,000 | 6,433 |
| Provision for loan and lease losses | $177,000 | 4,113 |
| Total noninterest income | $123,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $99,000 | 5,455 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $24,000 | 6,208 |
| Total noninterest expense | $1,818,000 | 5,814 |
| Salaries and employee benefits | $902,000 | 5,891 |
| Premises and equipment expense | $186,000 | 5,820 |
| Additional noninterest expense | $730,000 | 5,454 |
| Pre-tax net operating income | $-551,000 | 6,521 |
| Securities gains (losses) | $35,000 | 2,941 |
| Applicable income taxes | $-192,000 | 6,782 |
| Income before extraordinary items | $-324,000 | 6,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-324,000 | 6,515 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-324,000 | 6,517 |
| Net charge-offs | $45,000 | 4,994 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-346,400 | 6,462 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 6,491 |
| Total interest expense | $228,000 | 6,098 |
| Net interest income | $1,000,000 | 6,514 |
| Provision for loan and lease losses | $91,000 | 4,441 |
| Total noninterest income | $78,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $75,000 | 5,517 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,611 |
| Total noninterest expense | $1,410,000 | 5,807 |
| Salaries and employee benefits | $707,000 | 5,845 |
| Premises and equipment expense | $141,000 | 5,875 |
| Additional noninterest expense | $562,000 | 5,459 |
| Pre-tax net operating income | $-423,000 | 6,647 |
| Securities gains (losses) | $4,000 | 3,304 |
| Applicable income taxes | $-131,000 | 6,934 |
| Income before extraordinary items | $-288,000 | 6,673 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-288,000 | 6,671 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-288,000 | 6,671 |
| Net charge-offs | $46,000 | 4,574 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-290,760 | 6,598 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $827,000 | 6,528 |
| Total interest expense | $155,000 | 6,165 |
| Net interest income | $672,000 | 6,554 |
| Provision for loan and lease losses | $75,000 | 4,155 |
| Total noninterest income | $42,000 | 6,558 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $51,000 | 5,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-9,000 | 6,833 |
| Total noninterest expense | $983,000 | 5,774 |
| Salaries and employee benefits | $511,000 | 5,752 |
| Premises and equipment expense | $91,000 | 5,960 |
| Additional noninterest expense | $381,000 | 5,449 |
| Pre-tax net operating income | $-344,000 | 6,722 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $-81,000 | 7,001 |
| Income before extraordinary items | $-262,000 | 6,751 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-262,000 | 6,751 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-262,000 | 6,751 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-262,760 | 6,689 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $414,000 | 6,587 |
| Total interest expense | $84,000 | 6,146 |
| Net interest income | $330,000 | 6,625 |
| Provision for loan and lease losses | $46,000 | 3,763 |
| Total noninterest income | $54,000 | 5,763 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $24,000 | 5,577 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $30,000 | 5,349 |
| Total noninterest expense | $438,000 | 6,003 |
| Salaries and employee benefits | $206,000 | 6,174 |
| Premises and equipment expense | $55,000 | 5,677 |
| Additional noninterest expense | $177,000 | 5,619 |
| Pre-tax net operating income | $-100,000 | 6,735 |
| Securities gains (losses) | $5,000 | 1,907 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-95,000 | 6,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-95,000 | 6,801 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-95,000 | 6,801 |
| Net charge-offs | $22,000 | 3,626 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-100,000 | 6,746 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,634 |
| Total interest expense | $384,000 | 6,263 |
| Net interest income | $1,331,000 | 6,655 |
| Provision for loan and lease losses | $663,000 | 3,030 |
| Total noninterest income | $155,000 | 6,019 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $96,000 | 5,577 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $59,000 | 5,802 |
| Total noninterest expense | $1,674,000 | 6,129 |
| Salaries and employee benefits | $831,000 | 6,203 |
| Premises and equipment expense | $192,000 | 6,068 |
| Additional noninterest expense | $651,000 | 5,831 |
| Pre-tax net operating income | $-851,000 | 6,539 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-330,000 | 6,992 |
| Income before extraordinary items | $-521,000 | 6,483 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-521,000 | 6,485 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-521,000 | 6,484 |
| Net charge-offs | $872,000 | 2,523 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-521,000 | 6,442 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,353,000 | 6,643 |
| Total interest expense | $295,000 | 6,338 |
| Net interest income | $1,058,000 | 6,653 |
| Provision for loan and lease losses | $423,000 | 3,143 |
| Total noninterest income | $135,000 | 5,958 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $73,000 | 5,575 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $62,000 | 5,579 |
| Total noninterest expense | $1,186,000 | 6,263 |
| Salaries and employee benefits | $634,000 | 6,184 |
| Premises and equipment expense | $146,000 | 6,088 |
| Additional noninterest expense | $406,000 | 6,187 |
| Pre-tax net operating income | $-416,000 | 6,553 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-20,000 | 6,842 |
| Income before extraordinary items | $-396,000 | 6,636 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-396,000 | 6,638 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-396,000 | 6,638 |
| Net charge-offs | $188,000 | 3,783 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-396,000 | 6,585 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $936,000 | 6,658 |
| Total interest expense | $201,000 | 6,412 |
| Net interest income | $735,000 | 6,657 |
| Provision for loan and lease losses | $326,000 | 2,847 |
| Total noninterest income | $78,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $45,000 | 5,678 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $33,000 | 5,881 |
| Total noninterest expense | $813,000 | 6,277 |
| Salaries and employee benefits | $431,000 | 6,201 |
| Premises and equipment expense | $96,000 | 6,159 |
| Additional noninterest expense | $286,000 | 6,194 |
| Pre-tax net operating income | $-326,000 | 6,670 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-20,000 | 6,929 |
| Income before extraordinary items | $-306,000 | 6,727 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-306,000 | 6,727 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-306,000 | 6,728 |
| Net charge-offs | $65,000 | 4,255 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-306,000 | 6,699 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $480,000 | 6,671 |
| Total interest expense | $101,000 | 6,504 |
| Net interest income | $379,000 | 6,642 |
| Provision for loan and lease losses | $262,000 | 2,131 |
| Total noninterest income | $47,000 | 6,021 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $22,000 | 5,670 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $431,000 | 6,211 |
| Salaries and employee benefits | $243,000 | 6,029 |
| Premises and equipment expense | $51,000 | 6,089 |
| Additional noninterest expense | $137,000 | 6,296 |
| Pre-tax net operating income | $-267,000 | 6,899 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-267,000 | 6,956 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-267,000 | 6,956 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-267,000 | 6,956 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-267,000 | 6,939 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,087,000 | 6,671 |
| Total interest expense | $384,000 | 6,837 |
| Net interest income | $1,703,000 | 6,524 |
| Provision for loan and lease losses | $350,000 | 4,639 |
| Total noninterest income | $177,000 | 6,110 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $106,000 | 5,404 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $71,000 | 5,801 |
| Total noninterest expense | $1,525,000 | 6,494 |
| Salaries and employee benefits | $839,000 | 6,365 |
| Premises and equipment expense | $188,000 | 6,303 |
| Additional noninterest expense | $498,000 | 6,518 |
| Pre-tax net operating income | $5,000 | 5,757 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-1,000 | 6,484 |
| Income before extraordinary items | $6,000 | 5,940 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,000 | 5,940 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $6,000 | 5,940 |
| Net charge-offs | $149,000 | 5,067 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $6,000 | 5,806 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 6,779 |
| Total interest expense | $278,000 | 7,000 |
| Net interest income | $1,290,000 | 6,596 |
| Provision for loan and lease losses | $151,000 | 5,237 |
| Total noninterest income | $127,000 | 6,278 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $81,000 | 5,471 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $46,000 | 6,074 |
| Total noninterest expense | $1,083,000 | 6,639 |
| Salaries and employee benefits | $629,000 | 6,404 |
| Premises and equipment expense | $139,000 | 6,416 |
| Additional noninterest expense | $315,000 | 6,805 |
| Pre-tax net operating income | $183,000 | 5,323 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $62,000 | 3,444 |
| Income before extraordinary items | $121,000 | 5,642 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $121,000 | 5,643 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $121,000 | 5,643 |
| Net charge-offs | $70,000 | 5,256 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $121,000 | 5,485 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,051,000 | 6,817 |
| Total interest expense | $186,000 | 7,083 |
| Net interest income | $865,000 | 6,620 |
| Provision for loan and lease losses | $93,000 | 5,235 |
| Total noninterest income | $118,000 | 5,853 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $55,000 | 5,455 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 5,311 |
| Total noninterest expense | $762,000 | 6,588 |
| Salaries and employee benefits | $421,000 | 6,448 |
| Premises and equipment expense | $92,000 | 6,458 |
| Additional noninterest expense | $249,000 | 6,608 |
| Pre-tax net operating income | $128,000 | 5,337 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $44,000 | 3,371 |
| Income before extraordinary items | $84,000 | 5,654 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $84,000 | 5,657 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $84,000 | 5,656 |
| Net charge-offs | $40,000 | 5,066 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $84,000 | 5,532 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $511,000 | 6,936 |
| Total interest expense | $94,000 | 7,185 |
| Net interest income | $417,000 | 6,750 |
| Provision for loan and lease losses | $56,000 | 4,763 |
| Total noninterest income | $55,000 | 5,999 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $28,000 | 5,463 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $27,000 | 5,578 |
| Total noninterest expense | $394,000 | 6,622 |
| Salaries and employee benefits | $202,000 | 6,606 |
| Premises and equipment expense | $50,000 | 6,400 |
| Additional noninterest expense | $142,000 | 6,448 |
| Pre-tax net operating income | $22,000 | 6,013 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $17,000 | 6,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,000 | 6,159 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $17,000 | 6,053 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,748,000 | 7,241 |
| Total interest expense | $319,000 | 7,540 |
| Net interest income | $1,429,000 | 6,991 |
| Provision for loan and lease losses | $148,000 | 6,089 |
| Total noninterest income | $219,000 | 6,105 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $121,000 | 5,493 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $98,000 | 5,668 |
| Total noninterest expense | $1,323,000 | 7,012 |
| Salaries and employee benefits | $805,000 | 6,691 |
| Premises and equipment expense | $185,000 | 6,603 |
| Additional noninterest expense | $333,000 | 7,322 |
| Pre-tax net operating income | $177,000 | 4,869 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $59,000 | 3,186 |
| Income before extraordinary items | $118,000 | 5,093 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $118,000 | 5,093 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $118,000 | 5,093 |
| Net charge-offs | $132,000 | 5,447 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $118,000 | 5,033 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,265,000 | 7,376 |
| Total interest expense | $223,000 | 7,703 |
| Net interest income | $1,042,000 | 7,077 |
| Provision for loan and lease losses | $65,000 | 6,361 |
| Total noninterest income | $153,000 | 6,307 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $89,000 | 5,547 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $964,000 | 7,084 |
| Salaries and employee benefits | $597,000 | 6,749 |
| Premises and equipment expense | $136,000 | 6,690 |
| Additional noninterest expense | $231,000 | 7,439 |
| Pre-tax net operating income | $166,000 | 5,060 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $60,000 | 3,222 |
| Income before extraordinary items | $106,000 | 5,287 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $106,000 | 5,286 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $106,000 | 5,286 |
| Net charge-offs | $-1,000 | 7,629 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $106,000 | 5,217 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $800,000 | 7,505 |
| Total interest expense | $138,000 | 7,839 |
| Net interest income | $662,000 | 7,185 |
| Provision for loan and lease losses | $41,000 | 6,225 |
| Total noninterest income | $93,000 | 6,479 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $57,000 | 5,605 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $36,000 | 6,203 |
| Total noninterest expense | $633,000 | 7,170 |
| Salaries and employee benefits | $396,000 | 6,831 |
| Premises and equipment expense | $91,000 | 6,748 |
| Additional noninterest expense | $146,000 | 7,554 |
| Pre-tax net operating income | $81,000 | 5,338 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $32,000 | 3,439 |
| Income before extraordinary items | $49,000 | 5,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $49,000 | 5,575 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $49,000 | 5,575 |
| Net charge-offs | $-1,000 | 7,516 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $49,000 | 5,504 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $376,000 | 7,634 |
| Total interest expense | $69,000 | 7,910 |
| Net interest income | $307,000 | 7,334 |
| Provision for loan and lease losses | $41,000 | 5,146 |
| Total noninterest income | $46,000 | 6,486 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $28,000 | 5,598 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $18,000 | 6,276 |
| Total noninterest expense | $312,000 | 7,205 |
| Salaries and employee benefits | $201,000 | 6,841 |
| Premises and equipment expense | $45,000 | 6,803 |
| Additional noninterest expense | $66,000 | 7,609 |
| Pre-tax net operating income | $0 | 6,224 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $0 | 6,397 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $0 | 6,399 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $0 | 6,399 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $0 | 6,252 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,500,000 | 7,682 |
| Total interest expense | $312,000 | 7,984 |
| Net interest income | $1,188,000 | 7,384 |
| Provision for loan and lease losses | $186,000 | 5,296 |
| Total noninterest income | $214,000 | 6,388 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $138,000 | 5,468 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $76,000 | 6,278 |
| Total noninterest expense | $1,195,000 | 7,274 |
| Salaries and employee benefits | $756,000 | 7,015 |
| Premises and equipment expense | $176,000 | 6,901 |
| Additional noninterest expense | $263,000 | 7,618 |
| Pre-tax net operating income | $21,000 | 6,245 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $7,000 | 4,604 |
| Income before extraordinary items | $14,000 | 6,174 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $14,000 | 6,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 4,979 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $14,000 | 6,315 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,741 |
| Total interest expense | $242,000 | 8,063 |
| Net interest income | $901,000 | 7,421 |
| Provision for loan and lease losses | $127,000 | 4,849 |
| Total noninterest income | $161,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $106,000 | 5,458 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 6,465 |
| Total noninterest expense | $894,000 | 7,295 |
| Salaries and employee benefits | $577,000 | 6,978 |
| Premises and equipment expense | $131,000 | 6,942 |
| Additional noninterest expense | $186,000 | 7,704 |
| Pre-tax net operating income | $41,000 | 6,611 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $16,000 | 4,686 |
| Income before extraordinary items | $25,000 | 6,511 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $25,000 | 6,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,037 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $25,000 | 6,675 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $777,000 | 7,797 |
| Total interest expense | $169,000 | 8,119 |
| Net interest income | $608,000 | 7,434 |
| Provision for loan and lease losses | $37,000 | 5,448 |
| Total noninterest income | $94,000 | 6,748 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $72,000 | 5,440 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $22,000 | 7,103 |
| Total noninterest expense | $598,000 | 7,339 |
| Salaries and employee benefits | $385,000 | 7,048 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $129,000 | 7,706 |
| Pre-tax net operating income | $67,000 | 6,590 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $20,000 | 4,673 |
| Income before extraordinary items | $47,000 | 6,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 6,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $47,000 | 6,652 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,860 |
| Total interest expense | $89,000 | 8,156 |
| Net interest income | $304,000 | 7,473 |
| Provision for loan and lease losses | $29,000 | 4,620 |
| Total noninterest income | $41,000 | 6,929 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $35,000 | 5,454 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $6,000 | 7,600 |
| Total noninterest expense | $302,000 | 7,360 |
| Salaries and employee benefits | $194,000 | 7,074 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $66,000 | 7,693 |
| Pre-tax net operating income | $14,000 | 7,019 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $4,000 | 5,199 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $10,000 | 7,056 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 7,783 |
| Total interest expense | $350,000 | 8,164 |
| Net interest income | $1,339,000 | 7,328 |
| Provision for loan and lease losses | $93,000 | 5,011 |
| Total noninterest income | $173,000 | 6,941 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $140,000 | 5,532 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $33,000 | 7,470 |
| Total noninterest expense | $1,196,000 | 7,368 |
| Salaries and employee benefits | $758,000 | 7,093 |
| Premises and equipment expense | $172,000 | 7,014 |
| Additional noninterest expense | $266,000 | 7,704 |
| Pre-tax net operating income | $223,000 | 6,814 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $73,000 | 4,697 |
| Income before extraordinary items | $150,000 | 6,958 |
| Extraordinary gains, net | $11,000 | 30 |
| Net income | $161,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,918 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $150,000 | 6,934 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 7,835 |
| Total interest expense | $256,000 | 8,219 |
| Net interest income | $1,005,000 | 7,381 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $129,000 | 6,987 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $102,000 | 5,600 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $27,000 | 7,429 |
| Total noninterest expense | $929,000 | 7,283 |
| Salaries and employee benefits | $598,000 | 6,950 |
| Premises and equipment expense | $129,000 | 6,999 |
| Additional noninterest expense | $202,000 | 7,663 |
| Pre-tax net operating income | $205,000 | 6,944 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $76,000 | 4,656 |
| Income before extraordinary items | $129,000 | 7,132 |
| Extraordinary gains, net | $11,000 | 23 |
| Net income | $140,000 | 7,081 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,099 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $129,000 | 7,117 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $831,000 | 7,896 |
| Total interest expense | $164,000 | 8,290 |
| Net interest income | $667,000 | 7,447 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $89,000 | 6,997 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $67,000 | 5,649 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $22,000 | 7,282 |
| Total noninterest expense | $618,000 | 7,332 |
| Salaries and employee benefits | $395,000 | 7,028 |
| Premises and equipment expense | $86,000 | 7,023 |
| Additional noninterest expense | $137,000 | 7,689 |
| Pre-tax net operating income | $138,000 | 7,033 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $53,000 | 4,712 |
| Income before extraordinary items | $85,000 | 7,219 |
| Extraordinary gains, net | $11,000 | 21 |
| Net income | $96,000 | 7,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,057 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $85,000 | 7,215 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $426,000 | 7,914 |
| Total interest expense | $84,000 | 8,331 |
| Net interest income | $342,000 | 7,430 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $33,000 | 5,642 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $6,000 | 7,790 |
| Total noninterest expense | $305,000 | 7,396 |
| Salaries and employee benefits | $204,000 | 6,995 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $59,000 | 7,891 |
| Pre-tax net operating income | $76,000 | 6,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $33,000 | 4,531 |
| Income before extraordinary items | $43,000 | 7,253 |
| Extraordinary gains, net | $11,000 | 17 |
| Net income | $54,000 | 7,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,194 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $43,000 | 7,246 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 7,782 |
| Total interest expense | $315,000 | 8,274 |
| Net interest income | $1,377,000 | 7,336 |
| Provision for loan and lease losses | $17,000 | 6,393 |
| Total noninterest income | $182,000 | 7,072 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $150,000 | 5,525 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $1,163,000 | 7,454 |
| Salaries and employee benefits | $750,000 | 7,121 |
| Premises and equipment expense | $167,000 | 7,065 |
| Additional noninterest expense | $246,000 | 7,874 |
| Pre-tax net operating income | $379,000 | 6,848 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $146,000 | 4,627 |
| Income before extraordinary items | $233,000 | 7,157 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $233,000 | 7,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 4,872 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $233,000 | 7,151 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,253,000 | 7,850 |
| Total interest expense | $220,000 | 8,351 |
| Net interest income | $1,033,000 | 7,404 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $139,000 | 7,080 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $112,000 | 5,593 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $27,000 | 7,623 |
| Total noninterest expense | $878,000 | 7,444 |
| Salaries and employee benefits | $566,000 | 7,092 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $181,000 | 7,928 |
| Pre-tax net operating income | $294,000 | 7,030 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $109,000 | 4,843 |
| Income before extraordinary items | $185,000 | 7,291 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $185,000 | 7,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,511 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $185,000 | 7,291 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $809,000 | 7,911 |
| Total interest expense | $143,000 | 8,379 |
| Net interest income | $666,000 | 7,525 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $95,000 | 7,070 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $75,000 | 5,584 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,559 |
| Total noninterest expense | $575,000 | 7,515 |
| Salaries and employee benefits | $369,000 | 7,183 |
| Premises and equipment expense | $86,000 | 7,054 |
| Additional noninterest expense | $120,000 | 7,953 |
| Pre-tax net operating income | $186,000 | 7,167 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $69,000 | 4,936 |
| Income before extraordinary items | $117,000 | 7,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,236 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $117,000 | 7,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 7,955 |
| Total interest expense | $68,000 | 8,411 |
| Net interest income | $325,000 | 7,581 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $39,000 | 7,341 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $36,000 | 5,597 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $292,000 | 7,487 |
| Salaries and employee benefits | $187,000 | 7,168 |
| Premises and equipment expense | $44,000 | 7,013 |
| Additional noninterest expense | $61,000 | 7,912 |
| Pre-tax net operating income | $72,000 | 7,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,131 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,806 |
| Total interest expense | $222,000 | 8,404 |
| Net interest income | $1,366,000 | 7,467 |
| Provision for loan and lease losses | $114,000 | 4,656 |
| Total noninterest income | $190,000 | 7,145 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $166,000 | 5,427 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $24,000 | 8,023 |
| Total noninterest expense | $1,181,000 | 7,433 |
| Salaries and employee benefits | $701,000 | 7,259 |
| Premises and equipment expense | $162,000 | 7,142 |
| Additional noninterest expense | $318,000 | 7,536 |
| Pre-tax net operating income | $261,000 | 7,525 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $96,000 | 5,413 |
| Income before extraordinary items | $165,000 | 7,734 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $165,000 | 7,735 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,938 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $165,000 | 7,698 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,186,000 | 7,836 |
| Total interest expense | $157,000 | 8,436 |
| Net interest income | $1,029,000 | 7,495 |
| Provision for loan and lease losses | $65,000 | 4,879 |
| Total noninterest income | $146,000 | 7,127 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $124,000 | 5,464 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $895,000 | 7,409 |
| Salaries and employee benefits | $533,000 | 7,208 |
| Premises and equipment expense | $122,000 | 7,131 |
| Additional noninterest expense | $240,000 | 7,516 |
| Pre-tax net operating income | $215,000 | 7,574 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $87,000 | 5,373 |
| Income before extraordinary items | $128,000 | 7,819 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $128,000 | 7,820 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,321 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $128,000 | 7,780 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 7,875 |
| Total interest expense | $94,000 | 8,475 |
| Net interest income | $672,000 | 7,557 |
| Provision for loan and lease losses | $2,000 | 6,551 |
| Total noninterest income | $98,000 | 7,094 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $79,000 | 5,503 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $19,000 | 7,696 |
| Total noninterest expense | $590,000 | 7,434 |
| Salaries and employee benefits | $358,000 | 7,206 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $150,000 | 7,617 |
| Pre-tax net operating income | $178,000 | 7,351 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $75,000 | 5,150 |
| Income before extraordinary items | $103,000 | 7,717 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $103,000 | 7,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,447 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $103,000 | 7,671 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,949 |
| Total interest expense | $44,000 | 8,560 |
| Net interest income | $334,000 | 7,628 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $40,000 | 5,458 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,454 |
| Total noninterest expense | $287,000 | 7,551 |
| Salaries and employee benefits | $179,000 | 7,256 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $67,000 | 7,872 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $33,000 | 5,220 |
| Income before extraordinary items | $57,000 | 7,647 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $57,000 | 7,646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $57,000 | 7,615 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $130,000 | 8,909 |
| Total interest expense | $12,000 | 8,893 |
| Net interest income | $118,000 | 8,903 |
| Provision for loan and lease losses | $3,000 | 7,246 |
| Total noninterest income | $18,000 | 8,790 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $16,000 | 7,711 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,000 | 8,776 |
| Total noninterest expense | $92,000 | 8,959 |
| Salaries and employee benefits | $54,000 | 8,945 |
| Premises and equipment expense | $11,000 | 8,916 |
| Additional noninterest expense | $27,000 | 8,958 |
| Pre-tax net operating income | $41,000 | 8,277 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $5,000 | 6,914 |
| Income before extraordinary items | $36,000 | 8,330 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $36,000 | 8,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $36,000 | 8,295 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,108,000 | 7,940 |
| Total interest expense | $119,000 | 8,641 |
| Net interest income | $989,000 | 7,599 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $133,000 | 7,403 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $109,000 | 5,894 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 7,924 |
| Total noninterest expense | $878,000 | 7,456 |
| Salaries and employee benefits | $498,000 | 7,355 |
| Premises and equipment expense | $116,000 | 7,243 |
| Additional noninterest expense | $264,000 | 7,383 |
| Pre-tax net operating income | $223,000 | 7,580 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $223,000 | 7,349 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $223,000 | 7,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,384 |
| Cash dividends | $318,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $223,000 | 7,290 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $751,000 | 7,967 |
| Total interest expense | $82,000 | 8,686 |
| Net interest income | $669,000 | 7,601 |
| Provision for loan and lease losses | $6,000 | 6,548 |
| Total noninterest income | $92,000 | 7,381 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $70,000 | 5,970 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,639 |
| Total noninterest expense | $588,000 | 7,500 |
| Salaries and employee benefits | $338,000 | 7,382 |
| Premises and equipment expense | $79,000 | 7,252 |
| Additional noninterest expense | $171,000 | 7,474 |
| Pre-tax net operating income | $167,000 | 7,436 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $167,000 | 7,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,398 |
| Cash dividends | $292,000 | 2,949 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $167,000 | 7,114 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $380,000 | 7,989 |
| Total interest expense | $43,000 | 8,712 |
| Net interest income | $337,000 | 7,618 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $34,000 | 5,974 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $5,000 | 8,313 |
| Total noninterest expense | $298,000 | 7,515 |
| Salaries and employee benefits | $172,000 | 7,385 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $83,000 | 7,555 |
| Pre-tax net operating income | $78,000 | 7,488 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $78,000 | 7,263 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $78,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $210,000 | 2,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $78,000 | 7,179 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 7,950 |
| Total interest expense | $223,000 | 8,683 |
| Net interest income | $1,394,000 | 7,507 |
| Provision for loan and lease losses | $8,000 | 7,438 |
| Total noninterest income | $183,000 | 7,490 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $149,000 | 5,872 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $34,000 | 7,994 |
| Total noninterest expense | $1,140,000 | 7,596 |
| Salaries and employee benefits | $664,000 | 7,447 |
| Premises and equipment expense | $147,000 | 7,439 |
| Additional noninterest expense | $329,000 | 7,583 |
| Pre-tax net operating income | $429,000 | 6,925 |
| Securities gains (losses) | $14,000 | 3,435 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $443,000 | 6,604 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $443,000 | 6,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,943 |
| Cash dividends | $436,000 | 3,780 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $429,000 | 6,510 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 8,029 |
| Total interest expense | $178,000 | 8,749 |
| Net interest income | $1,047,000 | 7,562 |
| Provision for loan and lease losses | $3,000 | 7,400 |
| Total noninterest income | $137,000 | 7,545 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $108,000 | 5,977 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $29,000 | 7,883 |
| Total noninterest expense | $869,000 | 7,545 |
| Salaries and employee benefits | $507,000 | 7,360 |
| Premises and equipment expense | $114,000 | 7,377 |
| Additional noninterest expense | $248,000 | 7,580 |
| Pre-tax net operating income | $312,000 | 7,114 |
| Securities gains (losses) | $14,000 | 3,164 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $326,000 | 6,795 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $326,000 | 6,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $436,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $312,000 | 6,712 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $832,000 | 8,051 |
| Total interest expense | $126,000 | 8,778 |
| Net interest income | $706,000 | 7,564 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $89,000 | 7,591 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $66,000 | 6,137 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $565,000 | 7,621 |
| Salaries and employee benefits | $338,000 | 7,384 |
| Premises and equipment expense | $74,000 | 7,447 |
| Additional noninterest expense | $153,000 | 7,719 |
| Pre-tax net operating income | $230,000 | 6,971 |
| Securities gains (losses) | $14,000 | 2,789 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $244,000 | 6,569 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $244,000 | 6,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,047 |
| Cash dividends | $363,000 | 2,602 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $230,000 | 6,493 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $421,000 | 8,084 |
| Total interest expense | $66,000 | 8,826 |
| Net interest income | $355,000 | 7,578 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $35,000 | 7,955 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $32,000 | 6,144 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $286,000 | 7,622 |
| Salaries and employee benefits | $170,000 | 7,401 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $81,000 | 7,638 |
| Pre-tax net operating income | $104,000 | 7,126 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $104,000 | 6,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $104,000 | 6,821 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $225,000 | 2,075 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $104,000 | 6,655 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 8,025 |
| Total interest expense | $370,000 | 8,735 |
| Net interest income | $1,477,000 | 7,471 |
| Provision for loan and lease losses | $34,000 | 7,128 |
| Total noninterest income | $166,000 | 7,656 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $134,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $32,000 | 8,125 |
| Total noninterest expense | $1,131,000 | 7,640 |
| Salaries and employee benefits | $627,000 | 7,598 |
| Premises and equipment expense | $149,000 | 7,457 |
| Additional noninterest expense | $355,000 | 7,440 |
| Pre-tax net operating income | $478,000 | 6,853 |
| Securities gains (losses) | $10,000 | 3,604 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $488,000 | 6,461 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $488,000 | 6,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,483 |
| Cash dividends | $422,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $478,000 | 6,357 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 8,303 |
| Total interest expense | $526,000 | 8,971 |
| Net interest income | $1,392,000 | 7,527 |
| Provision for loan and lease losses | $17,000 | 7,683 |
| Total noninterest income | $179,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $143,000 | 5,895 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $36,000 | 8,155 |
| Total noninterest expense | $991,000 | 7,984 |
| Salaries and employee benefits | $605,000 | 7,643 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $209,000 | 8,580 |
| Pre-tax net operating income | $563,000 | 6,313 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $4,000 | 7,767 |
| Income before extraordinary items | $559,000 | 5,796 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $559,000 | 5,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $445,000 | 3,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $559,000 | 5,678 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 8,704 |
| Total interest expense | $493,000 | 9,264 |
| Net interest income | $1,242,000 | 7,985 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $214,000 | 7,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $129,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 6,788 |
| Total noninterest expense | $933,000 | 8,215 |
| Salaries and employee benefits | $553,000 | 7,954 |
| Premises and equipment expense | $177,000 | 7,125 |
| Additional noninterest expense | $203,000 | 8,757 |
| Pre-tax net operating income | $510,000 | 6,944 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $50,000 | 7,236 |
| Income before extraordinary items | $460,000 | 6,539 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $460,000 | 6,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,747 |
| Cash dividends | $455,000 | 3,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $460,000 | 6,551 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,446,000 | 9,138 |
| Total interest expense | $352,000 | 9,726 |
| Net interest income | $1,094,000 | 8,418 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 6,147 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $102,000 | 6,585 |
| Total noninterest expense | $971,000 | 8,217 |
| Salaries and employee benefits | $565,000 | 7,937 |
| Premises and equipment expense | $182,000 | 7,095 |
| Additional noninterest expense | $224,000 | 8,803 |
| Pre-tax net operating income | $357,000 | 7,801 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $47,000 | 7,686 |
| Income before extraordinary items | $310,000 | 7,536 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $310,000 | 7,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $318,000 | 4,410 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $310,000 | 7,508 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,425,000 | 9,385 |
| Total interest expense | $314,000 | 10,033 |
| Net interest income | $1,111,000 | 8,551 |
| Provision for loan and lease losses | $10,000 | 8,212 |
| Total noninterest income | $198,000 | 7,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 7,707 |
| Total noninterest expense | $989,000 | 8,145 |
| Salaries and employee benefits | $538,000 | 8,129 |
| Premises and equipment expense | $200,000 | 6,717 |
| Additional noninterest expense | $251,000 | 8,597 |
| Pre-tax net operating income | $310,000 | 8,329 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $123,000 | 7,208 |
| Income before extraordinary items | $187,000 | 8,705 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $187,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,720 |
| Cash dividends | $225,000 | 5,139 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $187,000 | 8,638 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,315,000 | 9,910 |
| Total interest expense | $285,000 | 10,543 |
| Net interest income | $1,030,000 | 9,117 |
| Provision for loan and lease losses | $3,000 | 8,731 |
| Total noninterest income | $277,000 | 6,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $143,000 | 6,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 5,994 |
| Total noninterest expense | $947,000 | 8,522 |
| Salaries and employee benefits | $515,000 | 8,499 |
| Premises and equipment expense | $224,000 | 6,433 |
| Additional noninterest expense | $208,000 | 9,301 |
| Pre-tax net operating income | $357,000 | 8,693 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $132,000 | 7,884 |
| Income before extraordinary items | $225,000 | 8,943 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $225,000 | 8,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,540 |
| Cash dividends | $142,000 | 6,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $225,000 | 8,911 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,129,000 | 10,626 |
| Total interest expense | $247,000 | 11,168 |
| Net interest income | $882,000 | 9,875 |
| Provision for loan and lease losses | $2,000 | 8,964 |
| Total noninterest income | $203,000 | 8,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $150,000 | 6,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,764 |
| Total noninterest expense | $868,000 | 9,167 |
| Salaries and employee benefits | $478,000 | 9,040 |
| Premises and equipment expense | $193,000 | 7,149 |
| Additional noninterest expense | $197,000 | 9,966 |
| Pre-tax net operating income | $215,000 | 9,700 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $73,000 | 9,284 |
| Income before extraordinary items | $142,000 | 9,868 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $142,000 | 9,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $116,000 | 6,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $142,000 | 9,809 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 11,301 |
| Total interest expense | $215,000 | 11,728 |
| Net interest income | $773,000 | 10,618 |
| Provision for loan and lease losses | $9,000 | 8,431 |
| Total noninterest income | $189,000 | 8,604 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 6,775 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $792,000 | 9,801 |
| Salaries and employee benefits | $426,000 | 9,728 |
| Premises and equipment expense | $186,000 | 7,481 |
| Additional noninterest expense | $180,000 | 10,685 |
| Pre-tax net operating income | $161,000 | 10,709 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $45,000 | 10,268 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,576 |
| Cash dividends | $252,000 | 4,933 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 11,844 |
| Total interest expense | $209,000 | 12,322 |
| Net interest income | $714,000 | 11,329 |
| Provision for loan and lease losses | $1,000 | 9,105 |
| Total noninterest income | $192,000 | 8,873 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,989 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 9,840 |
| Total noninterest expense | $757,000 | 10,432 |
| Salaries and employee benefits | $383,000 | 10,439 |
| Premises and equipment expense | $193,000 | 7,590 |
| Additional noninterest expense | $181,000 | 11,392 |
| Pre-tax net operating income | $148,000 | 11,282 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $102,000 | 11,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $102,000 | 11,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $51,000 | 7,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $102,000 | 11,407 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $934,000 | 12,426 |
| Total interest expense | $249,000 | 12,841 |
| Net interest income | $685,000 | 11,930 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $197,000 | 9,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $148,000 | 7,140 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 10,159 |
| Total noninterest expense | $740,000 | 10,965 |
| Salaries and employee benefits | $381,000 | 10,825 |
| Premises and equipment expense | $189,000 | 7,917 |
| Additional noninterest expense | $170,000 | 12,157 |
| Pre-tax net operating income | $142,000 | 11,533 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $41,000 | 11,139 |
| Income before extraordinary items | $101,000 | 11,793 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $101,000 | 11,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $38,000 | 8,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $101,000 | 11,603 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,073,000 | 12,893 |
| Total interest expense | $349,000 | 13,361 |
| Net interest income | $724,000 | 12,217 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $197,000 | 9,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 7,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,979 |
| Total noninterest expense | $751,000 | 11,252 |
| Salaries and employee benefits | $361,000 | 11,327 |
| Premises and equipment expense | $194,000 | 7,976 |
| Additional noninterest expense | $196,000 | 12,296 |
| Pre-tax net operating income | $164,000 | 11,387 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $62,000 | 10,939 |
| Income before extraordinary items | $102,000 | 11,907 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $102,000 | 11,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 10,157 |
| Cash dividends | $22,000 | 8,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $102,000 | 11,620 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.