Home > Blackhawk State Bank, S.B. > Income and Expense
Blackhawk State Bank, S.B., Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 8,366 |
| Total interest expense | $1,296,000 | 7,855 |
| Net interest income | $1,210,000 | 8,661 |
| Provision for loan and lease losses | $27,000 | 7,550 |
| Total noninterest income | $485,000 | 5,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 7,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $380,000 | 3,400 |
| Total noninterest expense | $1,399,000 | 7,036 |
| Salaries and employee benefits | $649,000 | 7,611 |
| Premises and equipment expense | $118,000 | 8,544 |
| Additional noninterest expense | $632,000 | 5,609 |
| Pre-tax net operating income | $269,000 | 9,186 |
| Securities gains (losses) | $-10,000 | 10,039 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $151,000 | 9,573 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $151,000 | 9,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 6,506 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $157,400 | 9,479 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,561,000 | 7,315 |
| Total interest expense | $1,913,000 | 6,598 |
| Net interest income | $1,648,000 | 7,907 |
| Provision for loan and lease losses | $-23,000 | 11,138 |
| Total noninterest income | $588,000 | 4,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $200,000 | 5,563 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $388,000 | 3,461 |
| Total noninterest expense | $2,185,000 | 5,570 |
| Salaries and employee benefits | $894,000 | 6,486 |
| Premises and equipment expense | $157,000 | 7,897 |
| Additional noninterest expense | $1,134,000 | 3,962 |
| Pre-tax net operating income | $74,000 | 10,492 |
| Securities gains (losses) | $32,000 | 1,648 |
| Applicable income taxes | $39,000 | 9,889 |
| Income before extraordinary items | $67,000 | 10,479 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $67,000 | 10,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $88,000 | 6,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $46,520 | 10,554 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,504,000 | 7,545 |
| Total interest expense | $1,830,000 | 6,830 |
| Net interest income | $1,674,000 | 8,084 |
| Provision for loan and lease losses | $56,000 | 5,991 |
| Total noninterest income | $483,000 | 5,310 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $483,000 | 2,945 |
| Total noninterest expense | $1,713,000 | 6,702 |
| Salaries and employee benefits | $930,000 | 6,401 |
| Premises and equipment expense | $249,000 | 6,364 |
| Additional noninterest expense | $534,000 | 7,000 |
| Pre-tax net operating income | $388,000 | 9,144 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $133,000 | 8,562 |
| Income before extraordinary items | $256,000 | 9,360 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $256,000 | 9,364 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $266,000 | 4,833 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $255,340 | 9,343 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 7,678 |
| Total interest expense | $1,576,000 | 6,664 |
| Net interest income | $1,686,000 | 8,341 |
| Provision for loan and lease losses | $131,000 | 3,877 |
| Total noninterest income | $293,000 | 7,340 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $293,000 | 4,145 |
| Total noninterest expense | $1,677,000 | 7,049 |
| Salaries and employee benefits | $800,000 | 7,213 |
| Premises and equipment expense | $242,000 | 6,652 |
| Additional noninterest expense | $635,000 | 6,774 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $27,000 | 10,992 |
| Income before extraordinary items | $148,000 | 10,845 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $148,000 | 10,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $144,600 | 10,946 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,161,000 | 8,073 |
| Total interest expense | $1,758,000 | 6,455 |
| Net interest income | $1,403,000 | 9,405 |
| Provision for loan and lease losses | $45,000 | 7,729 |
| Total noninterest income | $491,000 | 5,674 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $491,000 | 3,298 |
| Total noninterest expense | $1,561,000 | 7,617 |
| Salaries and employee benefits | $797,000 | 7,348 |
| Premises and equipment expense | $244,000 | 6,805 |
| Additional noninterest expense | $520,000 | 8,029 |
| Pre-tax net operating income | $288,000 | 10,330 |
| Securities gains (losses) | $73,000 | 2,908 |
| Applicable income taxes | $63,000 | 10,631 |
| Income before extraordinary items | $298,000 | 9,507 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $298,000 | 9,666 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $237,410 | 9,940 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,536,000 | 8,132 |
| Total interest expense | $2,156,000 | 6,739 |
| Net interest income | $1,380,000 | 9,701 |
| Provision for loan and lease losses | $39,000 | 9,563 |
| Total noninterest income | $475,000 | 5,842 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $475,000 | 3,294 |
| Total noninterest expense | $1,513,000 | 7,866 |
| Salaries and employee benefits | $747,000 | 7,636 |
| Premises and equipment expense | $235,000 | 7,071 |
| Additional noninterest expense | $531,000 | 8,188 |
| Pre-tax net operating income | $303,000 | 10,107 |
| Securities gains (losses) | $79,000 | 3,391 |
| Applicable income taxes | $97,000 | 10,000 |
| Income before extraordinary items | $285,000 | 9,484 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $285,000 | 9,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $225,750 | 9,894 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.