Home > Blackhawk Bank & Trust > Income and Expense

Blackhawk Bank & Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$66,562,000739
Total interest expense$35,837,000503
Net interest income$30,725,0001,022
Provision for loan and lease losses$-600,0004,482
Total noninterest income$5,021,0001,193
Gross Fiduciary activities income$390,000617
Service charges on deposit accounts$870,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$3,761,0001,082
Total noninterest expense$25,142,0001,011
Salaries and employee benefits$14,754,000973
Premises and equipment expense$3,100,000835
Additional noninterest expense$3,761,0001,082
Pre-tax net operating income$11,204,0001,074
Securities gains (losses)$2,452,00040
Applicable income taxes$2,339,000882
Income before extraordinary items$11,317,000911
Extraordinary gains, net$054
Net income$11,317,000925
Minority interest net income$088
Net income of bank and minority interests.$11,317,000914
Net charge-offs$-518,0004,536
Cash dividends$7,701,000585
Sale, conversion, retirement of capital stock, net$0540
Net operating income$9,281,8401,097
2023-09-30 (YTD Data)Rank
Total interest income$48,455,000746
Total interest expense$25,497,000496
Net interest income$22,958,0001,025
Provision for loan and lease losses$-200,0004,434
Total noninterest income$4,158,0001,122
Gross Fiduciary activities income$310,000611
Service charges on deposit accounts$637,0001,130
Trading account gains and feesNANA
Additional Noninterest Income$3,211,000987
Total noninterest expense$18,476,0001,024
Salaries and employee benefits$11,120,000974
Premises and equipment expense$2,397,000813
Additional noninterest expense$3,211,000987
Pre-tax net operating income$8,840,0001,061
Securities gains (losses)$2,105,00028
Applicable income taxes$1,947,000841
Income before extraordinary items$8,998,000901
Extraordinary gains, net$052
Net income$8,998,000907
Minority interest net income$081
Net income of bank and minority interests.$8,998,000901
Net charge-offs$-72,0004,291
Cash dividends$4,100,000700
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,271,9001,103
2023-06-30 (YTD Data)Rank
Total interest income$31,241,000740
Total interest expense$15,610,000481
Net interest income$15,631,0001,006
Provision for loan and lease losses$02,940
Total noninterest income$2,624,0001,102
Gross Fiduciary activities income$225,000605
Service charges on deposit accounts$411,0001,138
Trading account gains and feesNANA
Additional Noninterest Income$1,988,000974
Total noninterest expense$12,200,0001,026
Salaries and employee benefits$7,459,000970
Premises and equipment expense$1,569,000816
Additional noninterest expense$1,988,000973
Pre-tax net operating income$6,055,0001,041
Securities gains (losses)$1,759,00033
Applicable income taxes$1,436,000809
Income before extraordinary items$6,378,000862
Extraordinary gains, net$051
Net income$6,378,000875
Minority interest net income$081
Net income of bank and minority interests.$6,378,000862
Net charge-offs$-85,0004,429
Cash dividends$4,100,000513
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,935,6201,073
2023-03-31 (YTD Data)Rank
Total interest income$14,738,000767
Total interest expense$6,895,000474
Net interest income$7,843,0001,009
Provision for loan and lease losses$02,612
Total noninterest income$1,248,0001,142
Gross Fiduciary activities income$146,000589
Service charges on deposit accounts$195,0001,206
Trading account gains and feesNANA
Additional Noninterest Income$907,0001,044
Total noninterest expense$5,914,0001,063
Salaries and employee benefits$3,722,000994
Premises and equipment expense$755,000874
Additional noninterest expense$907,0001,044
Pre-tax net operating income$3,177,0001,033
Securities gains (losses)$1,464,00027
Applicable income taxes$937,000702
Income before extraordinary items$3,704,000785
Extraordinary gains, net$04
Net income$3,704,000783
Minority interest net income$048
Net income of bank and minority interests.$3,704,000784
Net charge-offs$-60,0004,477
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,532,8001,075
2022-12-31 (YTD Data)Rank
Total interest income$51,559,000724
Total interest expense$12,443,000386
Net interest income$39,116,000839
Provision for loan and lease losses$-700,0004,566
Total noninterest income$4,979,0001,208
Gross Fiduciary activities income$489,000618
Service charges on deposit accounts$773,0001,244
Trading account gains and feesNANA
Additional Noninterest Income$3,717,0001,104
Total noninterest expense$25,092,0001,002
Salaries and employee benefits$15,079,000949
Premises and equipment expense$3,680,000718
Additional noninterest expense$3,717,0001,104
Pre-tax net operating income$19,703,000760
Securities gains (losses)$3,584,00029
Applicable income taxes$4,999,000605
Income before extraordinary items$18,288,000693
Extraordinary gains, net$05
Net income$18,288,000694
Minority interest net income$063
Net income of bank and minority interests.$18,288,000694
Net charge-offs$-519,0004,600
Cash dividends$9,800,000490
Sale, conversion, retirement of capital stock, net$0568
Net operating income$15,456,640790
2022-09-30 (YTD Data)Rank
Total interest income$37,586,000710
Total interest expense$7,047,000348
Net interest income$30,539,000798
Provision for loan and lease losses$-700,0004,620
Total noninterest income$3,765,0001,212
Gross Fiduciary activities income$354,000620
Service charges on deposit accounts$610,0001,198
Trading account gains and feesNANA
Additional Noninterest Income$2,801,0001,118
Total noninterest expense$18,255,0001,027
Salaries and employee benefits$11,656,000925
Premises and equipment expense$2,118,000910
Additional noninterest expense$2,801,0001,118
Pre-tax net operating income$16,749,000696
Securities gains (losses)$3,197,00027
Applicable income taxes$4,498,000545
Income before extraordinary items$15,448,000636
Extraordinary gains, net$04
Net income$15,448,000636
Minority interest net income$057
Net income of bank and minority interests.$15,448,000636
Net charge-offs$-253,0004,523
Cash dividends$4,900,000598
Sale, conversion, retirement of capital stock, net$0519
Net operating income$12,922,370730
2022-06-30 (YTD Data)Rank
Total interest income$23,418,000723
Total interest expense$3,528,000352
Net interest income$19,890,000789
Provision for loan and lease losses$-400,0004,585
Total noninterest income$2,545,0001,194
Gross Fiduciary activities income$227,000589
Service charges on deposit accounts$400,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$1,918,0001,118
Total noninterest expense$11,666,0001,035
Salaries and employee benefits$7,551,000936
Premises and equipment expense$1,401,000900
Additional noninterest expense$2,714,0001,255
Pre-tax net operating income$11,169,000651
Securities gains (losses)$1,826,00031
Applicable income taxes$2,946,000512
Income before extraordinary items$10,049,000607
Extraordinary gains, net$04
Net income$10,049,000606
Minority interest net income$060
Net income of bank and minority interests.$10,049,000607
Net charge-offs$-203,0004,549
Cash dividends$4,900,000441
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,606,460683
2022-03-31 (YTD Data)Rank
Total interest income$11,476,000715
Total interest expense$1,557,000364
Net interest income$9,919,000767
Provision for loan and lease losses$02,285
Total noninterest income$1,237,0001,213
Gross Fiduciary activities income$114,000592
Service charges on deposit accounts$188,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$935,0001,131
Total noninterest expense$5,699,0001,054
Salaries and employee benefits$3,812,000933
Premises and equipment expense$704,000907
Additional noninterest expense$1,183,0001,386
Pre-tax net operating income$5,457,000644
Securities gains (losses)$827,00038
Applicable income taxes$1,425,000516
Income before extraordinary items$4,859,000603
Extraordinary gains, net$04
Net income$4,859,000603
Minority interest net income$050
Net income of bank and minority interests.$4,859,000603
Net charge-offs$-87,0004,523
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,205,670678
2021-12-31 (YTD Data)Rank
Total interest income$46,826,000724
Total interest expense$7,147,000384
Net interest income$39,679,000774
Provision for loan and lease losses$200,0001,725
Total noninterest income$5,232,0001,276
Gross Fiduciary activities income$472,000579
Service charges on deposit accounts$687,0001,269
Trading account gains and feesNANA
Additional Noninterest Income$4,073,0001,234
Total noninterest expense$23,214,0001,043
Salaries and employee benefits$15,140,000928
Premises and equipment expense$2,480,000991
Additional noninterest expense$5,594,0001,203
Pre-tax net operating income$21,497,000696
Securities gains (losses)$2,354,000123
Applicable income taxes$5,222,000609
Income before extraordinary items$18,629,000681
Extraordinary gains, net$010
Net income$18,629,000682
Minority interest net income$074
Net income of bank and minority interests.$18,629,000682
Net charge-offs$-521,0004,720
Cash dividends$9,400,000506
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,769,340719
2021-09-30 (YTD Data)Rank
Total interest income$34,739,000740
Total interest expense$5,516,000392
Net interest income$29,223,000801
Provision for loan and lease losses$200,0001,464
Total noninterest income$3,913,0001,306
Gross Fiduciary activities income$305,000594
Service charges on deposit accounts$488,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$3,120,0001,256
Total noninterest expense$16,873,0001,075
Salaries and employee benefits$11,356,000931
Premises and equipment expense$1,697,0001,095
Additional noninterest expense$3,820,0001,308
Pre-tax net operating income$16,063,000720
Securities gains (losses)$1,241,000170
Applicable income taxes$3,760,000647
Income before extraordinary items$13,544,000724
Extraordinary gains, net$08
Net income$13,544,000724
Minority interest net income$069
Net income of bank and minority interests.$13,544,000724
Net charge-offs$-156,0004,589
Cash dividends$4,700,000620
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,563,610753
2021-06-30 (YTD Data)Rank
Total interest income$22,985,000737
Total interest expense$3,778,000407
Net interest income$19,207,000796
Provision for loan and lease losses$200,0001,183
Total noninterest income$2,614,0001,287
Gross Fiduciary activities income$167,000624
Service charges on deposit accounts$309,0001,328
Trading account gains and feesNANA
Additional Noninterest Income$2,138,0001,241
Total noninterest expense$11,191,0001,069
Salaries and employee benefits$7,622,000923
Premises and equipment expense$1,117,0001,098
Additional noninterest expense$2,452,0001,335
Pre-tax net operating income$10,430,000729
Securities gains (losses)$838,000182
Applicable income taxes$2,428,000657
Income before extraordinary items$8,840,000726
Extraordinary gains, net$06
Net income$8,840,000726
Minority interest net income$067
Net income of bank and minority interests.$8,840,000726
Net charge-offs$-139,0004,678
Cash dividends$4,700,000463
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,177,980765
2021-03-31 (YTD Data)Rank
Total interest income$11,682,000729
Total interest expense$1,940,000417
Net interest income$9,742,000777
Provision for loan and lease losses$200,000806
Total noninterest income$1,189,0001,372
Gross Fiduciary activities income$82,000625
Service charges on deposit accounts$148,0001,367
Trading account gains and feesNANA
Additional Noninterest Income$959,0001,310
Total noninterest expense$5,512,0001,069
Salaries and employee benefits$3,818,000917
Premises and equipment expense$553,0001,121
Additional noninterest expense$1,141,0001,383
Pre-tax net operating income$5,219,000740
Securities gains (losses)$292,000269
Applicable income taxes$1,191,000662
Income before extraordinary items$4,320,000766
Extraordinary gains, net$03
Net income$4,320,000766
Minority interest net income$055
Net income of bank and minority interests.$4,320,000766
Net charge-offs$-12,0004,135
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,089,320776
2020-12-31 (YTD Data)Rank
Total interest income$47,400,000716
Total interest expense$10,312,000486
Net interest income$37,088,000776
Provision for loan and lease losses$1,101,0001,504
Total noninterest income$4,955,0001,271
Gross Fiduciary activities income$314,000632
Service charges on deposit accounts$653,0001,306
Trading account gains and feesNANA
Additional Noninterest Income$3,988,0001,207
Total noninterest expense$22,600,0001,020
Salaries and employee benefits$14,519,000934
Premises and equipment expense$2,594,000957
Additional noninterest expense$5,487,0001,174
Pre-tax net operating income$18,342,000637
Securities gains (losses)$2,261,000208
Applicable income taxes$4,230,000560
Income before extraordinary items$16,373,000617
Extraordinary gains, net$04
Net income$16,373,000616
Minority interest net income$072
Net income of bank and minority interests.$16,373,000617
Net charge-offs$-775,0004,976
Cash dividends$9,000,000494
Sale, conversion, retirement of capital stock, net$0566
Net operating income$14,586,810649
2020-09-30 (YTD Data)Rank
Total interest income$35,898,000712
Total interest expense$8,178,000495
Net interest income$27,720,000772
Provision for loan and lease losses$900,0001,436
Total noninterest income$3,621,0001,266
Gross Fiduciary activities income$244,000618
Service charges on deposit accounts$485,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$2,892,0001,191
Total noninterest expense$16,348,0001,037
Salaries and employee benefits$10,881,000914
Premises and equipment expense$1,661,0001,075
Additional noninterest expense$3,806,0001,232
Pre-tax net operating income$14,093,000594
Securities gains (losses)$1,913,000191
Applicable income taxes$3,337,000497
Income before extraordinary items$12,669,000565
Extraordinary gains, net$04
Net income$12,669,000565
Minority interest net income$065
Net income of bank and minority interests.$12,669,000565
Net charge-offs$-617,0005,000
Cash dividends$4,500,000615
Sale, conversion, retirement of capital stock, net$0532
Net operating income$11,157,730608
2020-06-30 (YTD Data)Rank
Total interest income$24,257,000704
Total interest expense$5,846,000507
Net interest income$18,411,000772
Provision for loan and lease losses$600,0001,444
Total noninterest income$2,227,0001,271
Gross Fiduciary activities income$171,000616
Service charges on deposit accounts$335,0001,286
Trading account gains and feesNANA
Additional Noninterest Income$1,721,0001,205
Total noninterest expense$10,786,0001,033
Salaries and employee benefits$7,167,000920
Premises and equipment expense$1,070,0001,101
Additional noninterest expense$2,549,0001,227
Pre-tax net operating income$9,252,000542
Securities gains (losses)$1,610,000146
Applicable income taxes$2,267,000450
Income before extraordinary items$8,595,000512
Extraordinary gains, net$04
Net income$8,595,000509
Minority interest net income$065
Net income of bank and minority interests.$8,595,000512
Net charge-offs$-48,0004,735
Cash dividends$4,500,000466
Sale, conversion, retirement of capital stock, net$0504
Net operating income$7,323,100563
2020-03-31 (YTD Data)Rank
Total interest income$12,519,000687
Total interest expense$3,300,000507
Net interest income$9,219,000742
Provision for loan and lease losses$300,0001,167
Total noninterest income$1,067,0001,231
Gross Fiduciary activities income$105,000596
Service charges on deposit accounts$217,0001,224
Trading account gains and feesNANA
Additional Noninterest Income$745,0001,191
Total noninterest expense$5,234,0001,064
Salaries and employee benefits$3,440,000949
Premises and equipment expense$577,0001,055
Additional noninterest expense$1,217,0001,295
Pre-tax net operating income$4,752,000496
Securities gains (losses)$1,275,00089
Applicable income taxes$1,301,000368
Income before extraordinary items$4,726,000425
Extraordinary gains, net$04
Net income$4,726,000424
Minority interest net income$056
Net income of bank and minority interests.$4,726,000425
Net charge-offs$-5,0004,210
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,718,750515
2019-12-31 (YTD Data)Rank
Total interest income$51,918,000662
Total interest expense$14,605,000490
Net interest income$37,313,000735
Provision for loan and lease losses$1,100,000853
Total noninterest income$3,919,0001,333
Gross Fiduciary activities income$326,000631
Service charges on deposit accounts$865,0001,253
Trading account gains and feesNANA
Additional Noninterest Income$2,728,0001,280
Total noninterest expense$22,316,000996
Salaries and employee benefits$14,283,000900
Premises and equipment expense$2,509,000980
Additional noninterest expense$5,524,0001,149
Pre-tax net operating income$17,816,000661
Securities gains (losses)$4,044,00098
Applicable income taxes$4,463,000541
Income before extraordinary items$17,397,000598
Extraordinary gains, net$011
Net income$17,397,000597
Minority interest net income$076
Net income of bank and minority interests.$17,397,000599
Net charge-offs$-633,0005,128
Cash dividends$11,100,000444
Sale, conversion, retirement of capital stock, net$0626
Net operating income$14,161,800688
2019-09-30 (YTD Data)Rank
Total interest income$38,955,000664
Total interest expense$11,004,000494
Net interest income$27,951,000740
Provision for loan and lease losses$1,000,000680
Total noninterest income$2,871,0001,345
Gross Fiduciary activities income$241,000632
Service charges on deposit accounts$644,0001,265
Trading account gains and feesNANA
Additional Noninterest Income$1,986,0001,288
Total noninterest expense$15,692,0001,048
Salaries and employee benefits$10,437,000915
Premises and equipment expense$1,479,0001,195
Additional noninterest expense$3,776,0001,233
Pre-tax net operating income$14,130,000645
Securities gains (losses)$3,693,00084
Applicable income taxes$3,743,000514
Income before extraordinary items$14,080,000574
Extraordinary gains, net$011
Net income$14,080,000572
Minority interest net income$072
Net income of bank and minority interests.$14,080,000574
Net charge-offs$-793,0005,217
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$0590
Net operating income$11,162,530666
2019-06-30 (YTD Data)Rank
Total interest income$25,371,000676
Total interest expense$7,203,000496
Net interest income$18,168,000760
Provision for loan and lease losses$300,0001,195
Total noninterest income$1,764,0001,399
Gross Fiduciary activities income$146,000645
Service charges on deposit accounts$406,0001,307
Trading account gains and fees$0131
Additional Noninterest Income$1,212,0001,327
Total noninterest expense$10,302,0001,059
Salaries and employee benefits$6,820,000926
Premises and equipment expense$1,001,0001,182
Additional noninterest expense$2,481,0001,275
Pre-tax net operating income$9,330,000637
Securities gains (losses)$2,019,00091
Applicable income taxes$2,342,000522
Income before extraordinary items$9,007,000575
Extraordinary gains, net$011
Net income$9,007,000573
Minority interest net income$069
Net income of bank and minority interests.$9,007,000575
Net charge-offs$-19,0004,657
Cash dividends$2,600,000725
Sale, conversion, retirement of capital stock, net$0573
Net operating income$7,411,990651
2019-03-31 (YTD Data)Rank
Total interest income$12,591,000677
Total interest expense$3,514,000497
Net interest income$9,077,000761
Provision for loan and lease losses$150,0001,133
Total noninterest income$896,0001,336
Gross Fiduciary activities income$76,000654
Service charges on deposit accounts$195,0001,345
Trading account gains and fees$0126
Additional Noninterest Income$625,0001,258
Total noninterest expense$4,988,0001,075
Salaries and employee benefits$3,431,000924
Premises and equipment expense$493,0001,210
Additional noninterest expense$1,064,0001,438
Pre-tax net operating income$4,835,000607
Securities gains (losses)$1,738,00057
Applicable income taxes$1,419,000464
Income before extraordinary items$5,154,000510
Extraordinary gains, net$05
Net income$5,154,000509
Minority interest net income$052
Net income of bank and minority interests.$5,154,000509
Net charge-offs$-2,0004,062
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,780,980630
2018-12-31 (YTD Data)Rank
Total interest income$46,178,000690
Total interest expense$10,209,000506
Net interest income$35,969,000746
Provision for loan and lease losses$872,000995
Total noninterest income$3,916,0001,289
Gross Fiduciary activities income$251,000684
Service charges on deposit accounts$929,0001,229
Trading account gains and fees$0126
Additional Noninterest Income$2,736,0001,216
Total noninterest expense$21,431,0001,009
Salaries and employee benefits$13,583,000909
Premises and equipment expense$2,272,0001,065
Additional noninterest expense$5,576,0001,145
Pre-tax net operating income$17,582,000654
Securities gains (losses)$2,264,00052
Applicable income taxes$3,835,000562
Income before extraordinary items$16,011,000614
Extraordinary gains, net$06
Net income$16,011,000612
Minority interest net income$072
Net income of bank and minority interests.$16,011,000613
Net charge-offs$121,0002,016
Cash dividends$5,360,000702
Sale, conversion, retirement of capital stock, net$0671
Net operating income$14,177,160676
2018-09-30 (YTD Data)Rank
Total interest income$33,861,000695
Total interest expense$7,100,000508
Net interest income$26,761,000741
Provision for loan and lease losses$550,0001,051
Total noninterest income$2,769,0001,351
Gross Fiduciary activities income$189,000682
Service charges on deposit accounts$681,0001,262
Trading account gains and fees$0138
Additional Noninterest Income$1,899,0001,299
Total noninterest expense$15,529,0001,045
Salaries and employee benefits$9,954,000929
Premises and equipment expense$1,590,0001,116
Additional noninterest expense$3,985,0001,186
Pre-tax net operating income$13,451,000646
Securities gains (losses)$2,089,00054
Applicable income taxes$3,075,000552
Income before extraordinary items$12,465,000591
Extraordinary gains, net$05
Net income$12,465,000589
Minority interest net income$066
Net income of bank and minority interests.$12,465,000590
Net charge-offs$-290,0005,317
Cash dividends$2,760,000837
Sale, conversion, retirement of capital stock, net$0633
Net operating income$10,793,800661
2018-06-30 (YTD Data)Rank
Total interest income$22,259,000696
Total interest expense$4,373,000513
Net interest income$17,886,000739
Provision for loan and lease losses$550,000760
Total noninterest income$1,817,0001,368
Gross Fiduciary activities income$128,000680
Service charges on deposit accounts$446,0001,272
Trading account gains and fees$0130
Additional Noninterest Income$1,243,0001,317
Total noninterest expense$10,302,0001,041
Salaries and employee benefits$6,579,000937
Premises and equipment expense$1,014,0001,165
Additional noninterest expense$2,709,0001,167
Pre-tax net operating income$8,851,000650
Securities gains (losses)$1,901,00046
Applicable income taxes$2,160,000534
Income before extraordinary items$8,592,000575
Extraordinary gains, net$06
Net income$8,592,000575
Minority interest net income$065
Net income of bank and minority interests.$8,592,000574
Net charge-offs$-256,0005,387
Cash dividends$2,360,000672
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,071,200679
2018-03-31 (YTD Data)Rank
Total interest income$10,878,000705
Total interest expense$2,030,000517
Net interest income$8,848,000739
Provision for loan and lease losses$300,000673
Total noninterest income$911,0001,352
Gross Fiduciary activities income$59,000700
Service charges on deposit accounts$224,0001,270
Trading account gains and fees$0123
Additional Noninterest Income$628,0001,295
Total noninterest expense$5,123,0001,051
Salaries and employee benefits$3,226,000960
Premises and equipment expense$495,0001,210
Additional noninterest expense$1,402,0001,125
Pre-tax net operating income$4,336,000655
Securities gains (losses)$405,00080
Applicable income taxes$906,000577
Income before extraordinary items$3,835,000624
Extraordinary gains, net$07
Net income$3,835,000624
Minority interest net income$052
Net income of bank and minority interests.$3,835,000624
Net charge-offs$-7,0004,604
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,506,950664
2017-12-31 (YTD Data)Rank
Total interest income$41,597,000691
Total interest expense$6,765,000524
Net interest income$34,832,000728
Provision for loan and lease losses$2,155,000489
Total noninterest income$3,761,0001,346
Gross Fiduciary activities income$264,000684
Service charges on deposit accounts$945,0001,241
Trading account gains and fees$0151
Additional Noninterest Income$2,552,0001,306
Total noninterest expense$21,220,0001,006
Salaries and employee benefits$12,882,000931
Premises and equipment expense$2,446,000971
Additional noninterest expense$5,892,0001,095
Pre-tax net operating income$15,218,000690
Securities gains (losses)$413,000253
Applicable income taxes$3,940,000786
Income before extraordinary items$11,691,000651
Extraordinary gains, net$09
Net income$11,691,000651
Minority interest net income$076
Net income of bank and minority interests.$11,691,000651
Net charge-offs$155,0002,043
Cash dividends$4,560,000730
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,381,250659
2017-09-30 (YTD Data)Rank
Total interest income$31,012,000690
Total interest expense$4,879,000524
Net interest income$26,133,000730
Provision for loan and lease losses$1,800,000439
Total noninterest income$2,813,0001,362
Gross Fiduciary activities income$172,000701
Service charges on deposit accounts$719,0001,227
Trading account gains and fees$0145
Additional Noninterest Income$1,922,0001,312
Total noninterest expense$15,520,0001,030
Salaries and employee benefits$9,614,000938
Premises and equipment expense$1,670,0001,069
Additional noninterest expense$4,236,0001,135
Pre-tax net operating income$11,626,000682
Securities gains (losses)$140,000468
Applicable income taxes$2,931,000697
Income before extraordinary items$8,835,000706
Extraordinary gains, net$09
Net income$8,835,000706
Minority interest net income$071
Net income of bank and minority interests.$8,835,000706
Net charge-offs$326,0001,075
Cash dividends$2,200,000969
Sale, conversion, retirement of capital stock, net$0677
Net operating income$8,730,000698
2017-06-30 (YTD Data)Rank
Total interest income$20,498,000701
Total interest expense$3,163,000524
Net interest income$17,335,000724
Provision for loan and lease losses$1,200,000428
Total noninterest income$1,851,0001,377
Gross Fiduciary activities income$118,000707
Service charges on deposit accounts$465,0001,248
Trading account gains and fees$0139
Additional Noninterest Income$1,268,0001,327
Total noninterest expense$10,411,0001,030
Salaries and employee benefits$6,462,000936
Premises and equipment expense$1,023,0001,155
Additional noninterest expense$2,926,0001,107
Pre-tax net operating income$7,575,000671
Securities gains (losses)$32,000814
Applicable income taxes$2,132,000642
Income before extraordinary items$5,475,000732
Extraordinary gains, net$011
Net income$5,475,000732
Minority interest net income$071
Net income of bank and minority interests.$5,475,000732
Net charge-offs$-70,0005,355
Cash dividends$2,200,000701
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,451,960716
2017-03-31 (YTD Data)Rank
Total interest income$10,158,000698
Total interest expense$1,524,000524
Net interest income$8,634,000728
Provision for loan and lease losses$600,000393
Total noninterest income$960,0001,338
Gross Fiduciary activities income$50,000732
Service charges on deposit accounts$229,0001,277
Trading account gains and fees$0142
Additional Noninterest Income$681,0001,253
Total noninterest expense$5,108,0001,057
Salaries and employee benefits$3,251,000940
Premises and equipment expense$496,0001,206
Additional noninterest expense$1,361,0001,164
Pre-tax net operating income$3,886,000646
Securities gains (losses)$24,000485
Applicable income taxes$1,092,000622
Income before extraordinary items$2,818,000697
Extraordinary gains, net$08
Net income$2,818,000697
Minority interest net income$055
Net income of bank and minority interests.$2,818,000697
Net charge-offs$-152,0005,685
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,800,720691
2016-12-31 (YTD Data)Rank
Total interest income$38,420,000701
Total interest expense$6,420,000467
Net interest income$32,000,000747
Provision for loan and lease losses$3,914,000319
Total noninterest income$4,072,0001,319
Gross Fiduciary activities income$212,000731
Service charges on deposit accounts$981,0001,228
Trading account gains and fees$0170
Additional Noninterest Income$2,879,0001,240
Total noninterest expense$20,189,0001,044
Salaries and employee benefits$11,883,000988
Premises and equipment expense$2,255,0001,053
Additional noninterest expense$6,051,0001,091
Pre-tax net operating income$11,969,000786
Securities gains (losses)$204,000864
Applicable income taxes$2,326,000929
Income before extraordinary items$9,847,000774
Extraordinary gains, net$05
Net income$9,847,000773
Minority interest net income$082
Net income of bank and minority interests.$9,847,000773
Net charge-offs$6,064,000182
Cash dividends$10,415,000361
Sale, conversion, retirement of capital stock, net$0759
Net operating income$9,681,760763
2016-09-30 (YTD Data)Rank
Total interest income$28,629,000699
Total interest expense$4,853,000458
Net interest income$23,776,000749
Provision for loan and lease losses$2,800,000315
Total noninterest income$2,818,0001,400
Gross Fiduciary activities income$151,000728
Service charges on deposit accounts$722,0001,243
Trading account gains and fees$0169
Additional Noninterest Income$1,945,0001,336
Total noninterest expense$14,544,0001,080
Salaries and employee benefits$8,742,0001,004
Premises and equipment expense$1,515,0001,172
Additional noninterest expense$4,287,0001,145
Pre-tax net operating income$9,250,000767
Securities gains (losses)$183,000858
Applicable income taxes$1,533,0001,059
Income before extraordinary items$7,900,000724
Extraordinary gains, net$05
Net income$7,900,000724
Minority interest net income$071
Net income of bank and minority interests.$7,900,000724
Net charge-offs$5,389,000143
Cash dividends$8,215,000342
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,746,280726
2016-06-30 (YTD Data)Rank
Total interest income$18,430,000728
Total interest expense$3,229,000457
Net interest income$15,201,000782
Provision for loan and lease losses$1,100,000469
Total noninterest income$1,700,0001,484
Gross Fiduciary activities income$105,000730
Service charges on deposit accounts$460,0001,281
Trading account gains and fees$0157
Additional Noninterest Income$1,135,0001,422
Total noninterest expense$9,225,0001,126
Salaries and employee benefits$5,728,0001,019
Premises and equipment expense$924,0001,271
Additional noninterest expense$2,573,0001,236
Pre-tax net operating income$6,576,000708
Securities gains (losses)$143,000767
Applicable income taxes$1,473,000804
Income before extraordinary items$5,246,000721
Extraordinary gains, net$016
Net income$5,246,000720
Minority interest net income$071
Net income of bank and minority interests.$5,246,000720
Net charge-offs$2,476,000188
Cash dividends$8,215,000247
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,134,460713
2016-03-31 (YTD Data)Rank
Total interest income$9,412,000711
Total interest expense$1,588,000456
Net interest income$7,824,000752
Provision for loan and lease losses$350,000606
Total noninterest income$851,0001,457
Gross Fiduciary activities income$54,000727
Service charges on deposit accounts$222,0001,314
Trading account gains and fees$0142
Additional Noninterest Income$575,0001,383
Total noninterest expense$4,577,0001,136
Salaries and employee benefits$2,909,0001,013
Premises and equipment expense$433,0001,347
Additional noninterest expense$1,235,0001,276
Pre-tax net operating income$3,748,000622
Securities gains (losses)$66,000701
Applicable income taxes$937,000664
Income before extraordinary items$2,877,000639
Extraordinary gains, net$012
Net income$2,877,000638
Minority interest net income$062
Net income of bank and minority interests.$2,877,000639
Net charge-offs$-9,0005,132
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,827,500639
2015-12-31 (YTD Data)Rank
Total interest income$39,285,000654
Total interest expense$6,032,000455
Net interest income$33,253,000688
Provision for loan and lease losses$812,000964
Total noninterest income$3,363,0001,474
Gross Fiduciary activities income$182,000762
Service charges on deposit accounts$915,0001,310
Trading account gains and fees$0159
Additional Noninterest Income$2,266,0001,393
Total noninterest expense$19,559,0001,046
Salaries and employee benefits$11,693,000964
Premises and equipment expense$2,439,000987
Additional noninterest expense$5,427,0001,182
Pre-tax net operating income$16,245,000578
Securities gains (losses)$109,0001,127
Applicable income taxes$3,499,000684
Income before extraordinary items$12,855,000570
Extraordinary gains, net$023
Net income$12,855,000569
Minority interest net income$081
Net income of bank and minority interests.$12,855,000571
Net charge-offs$562,0001,072
Cash dividends$3,280,000905
Sale, conversion, retirement of capital stock, net$0804
Net operating income$12,768,890561
2015-09-30 (YTD Data)Rank
Total interest income$30,128,000643
Total interest expense$4,402,000461
Net interest income$25,726,000667
Provision for loan and lease losses$675,000812
Total noninterest income$2,467,0001,523
Gross Fiduciary activities income$138,000760
Service charges on deposit accounts$666,0001,363
Trading account gains and fees$0153
Additional Noninterest Income$1,663,0001,425
Total noninterest expense$14,201,0001,079
Salaries and employee benefits$8,686,000980
Premises and equipment expense$1,680,0001,077
Additional noninterest expense$3,835,0001,258
Pre-tax net operating income$13,317,000547
Securities gains (losses)$42,0001,586
Applicable income taxes$2,810,000666
Income before extraordinary items$10,549,000536
Extraordinary gains, net$021
Net income$10,549,000535
Minority interest net income$078
Net income of bank and minority interests.$10,549,000536
Net charge-offs$220,0001,463
Cash dividends$1,620,0001,149
Sale, conversion, retirement of capital stock, net$0773
Net operating income$10,515,820523
2015-06-30 (YTD Data)Rank
Total interest income$18,972,000678
Total interest expense$2,885,000469
Net interest income$16,087,000713
Provision for loan and lease losses$450,000841
Total noninterest income$1,608,0001,540
Gross Fiduciary activities income$89,000775
Service charges on deposit accounts$417,0001,417
Trading account gains and fees$0157
Additional Noninterest Income$1,102,0001,453
Total noninterest expense$9,289,0001,101
Salaries and employee benefits$5,697,000993
Premises and equipment expense$1,083,0001,117
Additional noninterest expense$2,509,0001,262
Pre-tax net operating income$7,956,000599
Securities gains (losses)$02,636
Applicable income taxes$1,459,000787
Income before extraordinary items$6,497,000582
Extraordinary gains, net$022
Net income$6,497,000579
Minority interest net income$075
Net income of bank and minority interests.$6,497,000582
Net charge-offs$110,0001,652
Cash dividends$1,620,000844
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,497,000566
2015-03-31 (YTD Data)Rank
Total interest income$9,602,000664
Total interest expense$1,418,000483
Net interest income$8,184,000697
Provision for loan and lease losses$225,000816
Total noninterest income$798,0001,515
Gross Fiduciary activities income$45,000779
Service charges on deposit accounts$207,0001,403
Trading account gains and fees$0152
Additional Noninterest Income$546,0001,418
Total noninterest expense$4,523,0001,134
Salaries and employee benefits$2,848,000997
Premises and equipment expense$527,0001,151
Additional noninterest expense$1,148,0001,342
Pre-tax net operating income$4,234,000557
Securities gains (losses)$02,027
Applicable income taxes$709,000794
Income before extraordinary items$3,525,000524
Extraordinary gains, net$013
Net income$3,525,000523
Minority interest net income$064
Net income of bank and minority interests.$3,525,000524
Net charge-offs$81,0001,249
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,525,000512
2014-12-31 (YTD Data)Rank
Total interest income$39,936,000622
Total interest expense$5,766,000483
Net interest income$34,170,000644
Provision for loan and lease losses$1,513,000602
Total noninterest income$2,968,0001,584
Gross Fiduciary activities income$190,000782
Service charges on deposit accounts$1,004,0001,285
Trading account gains and fees$0180
Additional Noninterest Income$1,774,0001,601
Total noninterest expense$19,274,0001,063
Salaries and employee benefits$11,669,000932
Premises and equipment expense$2,419,000994
Additional noninterest expense$5,186,0001,253
Pre-tax net operating income$16,351,000547
Securities gains (losses)$-120,0006,353
Applicable income taxes$3,902,000597
Income before extraordinary items$12,329,000555
Extraordinary gains, net$017
Net income$12,329,000553
Minority interest net income$084
Net income of bank and minority interests.$12,329,000555
Net charge-offs$613,0001,277
Cash dividends$2,663,0001,023
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,420,200542
2014-09-30 (YTD Data)Rank
Total interest income$30,430,000607
Total interest expense$4,316,000486
Net interest income$26,114,000626
Provision for loan and lease losses$1,125,000597
Total noninterest income$2,087,0001,665
Gross Fiduciary activities income$139,000777
Service charges on deposit accounts$748,0001,295
Trading account gains and fees$0174
Additional Noninterest Income$1,200,0001,722
Total noninterest expense$13,949,0001,094
Salaries and employee benefits$8,506,000958
Premises and equipment expense$1,794,0001,013
Additional noninterest expense$3,649,0001,323
Pre-tax net operating income$13,127,000514
Securities gains (losses)$-143,0006,468
Applicable income taxes$3,367,000543
Income before extraordinary items$9,617,000529
Extraordinary gains, net$015
Net income$9,617,000526
Minority interest net income$081
Net income of bank and minority interests.$9,617,000529
Net charge-offs$415,0001,316
Cash dividends$1,042,0001,479
Sale, conversion, retirement of capital stock, net$0819
Net operating income$9,722,820512
2014-06-30 (YTD Data)Rank
Total interest income$20,442,000604
Total interest expense$2,853,000493
Net interest income$17,589,000617
Provision for loan and lease losses$750,000594
Total noninterest income$1,211,0001,833
Gross Fiduciary activities income$97,000783
Service charges on deposit accounts$483,0001,318
Trading account gains and fees$0172
Additional Noninterest Income$631,0001,980
Total noninterest expense$9,305,0001,092
Salaries and employee benefits$5,652,000962
Premises and equipment expense$1,213,0001,011
Additional noninterest expense$2,440,0001,324
Pre-tax net operating income$8,745,000498
Securities gains (losses)$-227,0006,589
Applicable income taxes$2,166,000546
Income before extraordinary items$6,352,000515
Extraordinary gains, net$020
Net income$6,352,000514
Minority interest net income$080
Net income of bank and minority interests.$6,352,000515
Net charge-offs$70,0002,501
Cash dividends$1,042,0001,120
Sale, conversion, retirement of capital stock, net$0794
Net operating income$6,522,250501
2014-03-31 (YTD Data)Rank
Total interest income$9,852,000633
Total interest expense$1,408,000504
Net interest income$8,444,000650
Provision for loan and lease losses$375,000572
Total noninterest income$725,0001,552
Gross Fiduciary activities income$50,000778
Service charges on deposit accounts$229,0001,369
Trading account gains and fees$0147
Additional Noninterest Income$446,0001,524
Total noninterest expense$4,481,0001,137
Salaries and employee benefits$2,777,000996
Premises and equipment expense$575,0001,088
Additional noninterest expense$1,129,0001,407
Pre-tax net operating income$4,313,000497
Securities gains (losses)$-227,0006,684
Applicable income taxes$1,075,000528
Income before extraordinary items$3,011,000529
Extraordinary gains, net$016
Net income$3,011,000529
Minority interest net income$066
Net income of bank and minority interests.$3,011,000530
Net charge-offs$11,0002,795
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,178,980497
2013-12-31 (YTD Data)Rank
Total interest income$41,401,000590
Total interest expense$5,666,000567
Net interest income$35,735,000600
Provision for loan and lease losses$1,565,000757
Total noninterest income$2,799,0001,691
Gross Fiduciary activities income$158,000814
Service charges on deposit accounts$1,033,0001,315
Trading account gains and fees$0184
Additional Noninterest Income$1,608,0001,771
Total noninterest expense$18,600,0001,098
Salaries and employee benefits$11,256,000950
Premises and equipment expense$2,514,000959
Additional noninterest expense$4,830,0001,379
Pre-tax net operating income$18,369,000466
Securities gains (losses)$134,0001,138
Applicable income taxes$5,166,000445
Income before extraordinary items$13,337,000505
Extraordinary gains, net$029
Net income$13,337,000505
Minority interest net income$090
Net income of bank and minority interests.$13,337,000506
Net charge-offs$1,217,0001,079
Cash dividends$2,220,0001,109
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,240,520499
2013-09-30 (YTD Data)Rank
Total interest income$30,907,000595
Total interest expense$4,288,000572
Net interest income$26,619,000596
Provision for loan and lease losses$1,600,000604
Total noninterest income$2,238,0001,654
Gross Fiduciary activities income$124,000800
Service charges on deposit accounts$773,0001,320
Trading account gains and fees$0180
Additional Noninterest Income$1,341,0001,685
Total noninterest expense$13,370,0001,148
Salaries and employee benefits$8,243,000974
Premises and equipment expense$1,763,0001,025
Additional noninterest expense$3,364,0001,472
Pre-tax net operating income$13,887,000472
Securities gains (losses)$117,0001,114
Applicable income taxes$3,995,000450
Income before extraordinary items$10,009,000518
Extraordinary gains, net$025
Net income$10,009,000516
Minority interest net income$084
Net income of bank and minority interests.$10,009,000520
Net charge-offs$893,0001,091
Cash dividends$1,200,0001,264
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,925,930507
2013-06-30 (YTD Data)Rank
Total interest income$20,531,000595
Total interest expense$2,928,000576
Net interest income$17,603,000597
Provision for loan and lease losses$1,200,000571
Total noninterest income$1,460,0001,675
Gross Fiduciary activities income$83,000813
Service charges on deposit accounts$505,0001,326
Trading account gains and fees$0157
Additional Noninterest Income$872,0001,762
Total noninterest expense$8,939,0001,141
Salaries and employee benefits$5,427,000995
Premises and equipment expense$1,170,0001,027
Additional noninterest expense$2,342,0001,409
Pre-tax net operating income$8,924,000477
Securities gains (losses)$114,0001,028
Applicable income taxes$2,280,000496
Income before extraordinary items$6,758,000506
Extraordinary gains, net$022
Net income$6,758,000505
Minority interest net income$082
Net income of bank and minority interests.$6,758,000508
Net charge-offs$199,0002,106
Cash dividends$1,200,000926
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,672,500490
2013-03-31 (YTD Data)Rank
Total interest income$10,236,000603
Total interest expense$1,510,000578
Net interest income$8,726,000603
Provision for loan and lease losses$600,000594
Total noninterest income$731,0001,674
Gross Fiduciary activities income$45,000797
Service charges on deposit accounts$252,0001,326
Trading account gains and fees$0148
Additional Noninterest Income$434,0001,746
Total noninterest expense$4,353,0001,177
Salaries and employee benefits$2,658,0001,026
Premises and equipment expense$608,0001,012
Additional noninterest expense$1,087,0001,494
Pre-tax net operating income$4,504,000476
Securities gains (losses)$105,000664
Applicable income taxes$1,065,000523
Income before extraordinary items$3,544,000474
Extraordinary gains, net$010
Net income$3,544,000474
Minority interest net income$076
Net income of bank and minority interests.$3,544,000475
Net charge-offs$-40,0006,653
Cash dividends$200,0001,609
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,463,150463
2012-12-31 (YTD Data)Rank
Total interest income$46,645,000560
Total interest expense$7,271,000581
Net interest income$39,374,000555
Provision for loan and lease losses$3,541,000672
Total noninterest income$3,236,0001,559
Gross Fiduciary activities income$166,000817
Service charges on deposit accounts$1,072,0001,337
Trading account gains and fees$0166
Additional Noninterest Income$1,998,0001,525
Total noninterest expense$19,543,0001,020
Salaries and employee benefits$11,009,000946
Premises and equipment expense$2,238,0001,064
Additional noninterest expense$6,296,0001,103
Pre-tax net operating income$19,526,000440
Securities gains (losses)$521,000912
Applicable income taxes$4,950,000437
Income before extraordinary items$15,097,000445
Extraordinary gains, net$029
Net income$15,097,000444
Minority interest net income$093
Net income of bank and minority interests.$15,097,000444
Net charge-offs$3,539,000759
Cash dividends$4,592,000622
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$14,706,250439
2012-09-30 (YTD Data)Rank
Total interest income$36,002,000551
Total interest expense$5,606,000596
Net interest income$30,396,000544
Provision for loan and lease losses$2,600,000694
Total noninterest income$2,421,0001,558
Gross Fiduciary activities income$126,000807
Service charges on deposit accounts$787,0001,368
Trading account gains and fees$0157
Additional Noninterest Income$1,508,0001,522
Total noninterest expense$14,406,0001,038
Salaries and employee benefits$8,331,000939
Premises and equipment expense$1,419,0001,258
Additional noninterest expense$4,656,0001,102
Pre-tax net operating income$15,811,000423
Securities gains (losses)$355,000973
Applicable income taxes$4,446,000399
Income before extraordinary items$11,720,000443
Extraordinary gains, net$020
Net income$11,720,000442
Minority interest net income$086
Net income of bank and minority interests.$11,720,000442
Net charge-offs$2,396,000805
Cash dividends$2,296,000696
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,464,400437
2012-06-30 (YTD Data)Rank
Total interest income$23,996,000558
Total interest expense$3,796,000606
Net interest income$20,200,000551
Provision for loan and lease losses$1,700,000730
Total noninterest income$885,0002,342
Gross Fiduciary activities income$85,000817
Service charges on deposit accounts$522,0001,361
Trading account gains and fees$0153
Additional Noninterest Income$278,0003,170
Total noninterest expense$9,657,0001,034
Salaries and employee benefits$5,568,000938
Premises and equipment expense$806,0001,473
Additional noninterest expense$3,283,0001,049
Pre-tax net operating income$9,728,000421
Securities gains (losses)$162,0001,261
Applicable income taxes$2,823,000406
Income before extraordinary items$7,067,000464
Extraordinary gains, net$019
Net income$7,067,000462
Minority interest net income$084
Net income of bank and minority interests.$7,067,000463
Net charge-offs$2,531,000582
Cash dividends$2,296,000462
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,951,980454
2012-03-31 (YTD Data)Rank
Total interest income$11,042,000605
Total interest expense$2,144,000557
Net interest income$8,898,000614
Provision for loan and lease losses$600,000917
Total noninterest income$646,0001,814
Gross Fiduciary activities income$41,000825
Service charges on deposit accounts$255,0001,382
Trading account gains and fees$0148
Additional Noninterest Income$350,0001,921
Total noninterest expense$4,889,0001,018
Salaries and employee benefits$2,656,000977
Premises and equipment expense$709,000859
Additional noninterest expense$1,524,0001,120
Pre-tax net operating income$4,055,000497
Securities gains (losses)$27,0001,477
Applicable income taxes$1,112,000477
Income before extraordinary items$2,970,000534
Extraordinary gains, net$019
Net income$2,970,000533
Minority interest net income$078
Net income of bank and minority interests.$2,970,000535
Net charge-offs$507,0001,085
Cash dividends$1,600,000324
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,950,290521
2011-12-31 (YTD Data)Rank
Total interest income$40,522,000687
Total interest expense$8,500,000679
Net interest income$32,022,000672
Provision for loan and lease losses$3,450,0001,065
Total noninterest income$5,616,000943
Gross Fiduciary activities income$155,000780
Service charges on deposit accounts$1,151,0001,289
Trading account gains and fees$0146
Additional Noninterest Income$4,310,000793
Total noninterest expense$18,304,0001,073
Salaries and employee benefits$9,720,0001,009
Premises and equipment expense$3,026,000824
Additional noninterest expense$5,558,0001,243
Pre-tax net operating income$15,884,000436
Securities gains (losses)$1,643,000285
Applicable income taxes$5,664,000380
Income before extraordinary items$11,863,000466
Extraordinary gains, net$029
Net income$11,863,000467
Minority interest net income$096
Net income of bank and minority interests.$11,863,000467
Net charge-offs$3,408,0001,095
Cash dividends$1,808,0001,043
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$10,745,760489
2011-09-30 (YTD Data)Rank
Total interest income$29,889,000716
Total interest expense$6,302,000720
Net interest income$23,587,000690
Provision for loan and lease losses$2,850,000967
Total noninterest income$2,121,0001,550
Gross Fiduciary activities income$120,000770
Service charges on deposit accounts$857,0001,303
Trading account gains and fees$0145
Additional Noninterest Income$1,144,0001,602
Total noninterest expense$12,640,0001,165
Salaries and employee benefits$6,997,0001,055
Premises and equipment expense$1,652,0001,144
Additional noninterest expense$3,991,0001,288
Pre-tax net operating income$10,218,000496
Securities gains (losses)$1,584,000230
Applicable income taxes$3,565,000424
Income before extraordinary items$8,237,000503
Extraordinary gains, net$021
Net income$8,237,000502
Minority interest net income$087
Net income of bank and minority interests.$8,237,000503
Net charge-offs$2,737,000999
Cash dividends$680,0001,506
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,128,200565
2011-06-30 (YTD Data)Rank
Total interest income$19,785,000729
Total interest expense$4,368,000724
Net interest income$15,417,000716
Provision for loan and lease losses$2,250,000848
Total noninterest income$1,366,0001,581
Gross Fiduciary activities income$77,000786
Service charges on deposit accounts$535,0001,367
Trading account gains and fees$0153
Additional Noninterest Income$754,0001,626
Total noninterest expense$8,264,0001,210
Salaries and employee benefits$4,561,0001,097
Premises and equipment expense$1,095,0001,167
Additional noninterest expense$2,608,0001,342
Pre-tax net operating income$6,269,000524
Securities gains (losses)$2,456,00096
Applicable income taxes$2,753,000376
Income before extraordinary items$5,972,000453
Extraordinary gains, net$015
Net income$5,972,000453
Minority interest net income$089
Net income of bank and minority interests.$5,972,000453
Net charge-offs$2,070,000906
Cash dividends$680,0001,143
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,301,920589
2011-03-31 (YTD Data)Rank
Total interest income$10,048,000729
Total interest expense$2,238,000740
Net interest income$7,810,000703
Provision for loan and lease losses$1,450,000665
Total noninterest income$678,0001,612
Gross Fiduciary activities income$38,000805
Service charges on deposit accounts$256,0001,403
Trading account gains and fees$0158
Additional Noninterest Income$384,0001,614
Total noninterest expense$4,229,0001,186
Salaries and employee benefits$2,289,0001,105
Premises and equipment expense$541,0001,210
Additional noninterest expense$1,399,0001,265
Pre-tax net operating income$2,809,000584
Securities gains (losses)$2,461,00051
Applicable income taxes$1,740,000312
Income before extraordinary items$3,530,000389
Extraordinary gains, net$09
Net income$3,530,000388
Minority interest net income$086
Net income of bank and minority interests.$3,530,000388
Net charge-offs$1,423,000672
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,881,130678
2010-12-31 (YTD Data)Rank
Total interest income$40,937,000734
Total interest expense$10,515,000773
Net interest income$30,422,000722
Provision for loan and lease losses$3,800,0001,382
Total noninterest income$2,627,0001,701
Gross Fiduciary activities income$142,000815
Service charges on deposit accounts$1,144,0001,327
Trading account gains and fees$0175
Additional Noninterest Income$1,341,0001,810
Total noninterest expense$19,077,0001,044
Salaries and employee benefits$9,959,000985
Premises and equipment expense$2,390,0001,086
Additional noninterest expense$6,728,0001,097
Pre-tax net operating income$10,172,000538
Securities gains (losses)$724,000647
Applicable income taxes$2,037,000737
Income before extraordinary items$8,859,000513
Extraordinary gains, net$029
Net income$8,859,000513
Minority interest net income$0111
Net income of bank and minority interests.$8,859,000515
Net charge-offs$3,800,0001,260
Cash dividends$996,0001,503
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,272,560527
2010-09-30 (YTD Data)Rank
Total interest income$31,162,000731
Total interest expense$8,170,000769
Net interest income$22,992,000706
Provision for loan and lease losses$3,050,0001,252
Total noninterest income$2,043,0001,666
Gross Fiduciary activities income$104,000809
Service charges on deposit accounts$852,0001,381
Trading account gains and fees$0165
Additional Noninterest Income$1,087,0001,716
Total noninterest expense$13,724,0001,072
Salaries and employee benefits$7,309,000990
Premises and equipment expense$1,548,0001,275
Additional noninterest expense$4,867,0001,106
Pre-tax net operating income$8,261,000518
Securities gains (losses)$57,0002,331
Applicable income taxes$1,823,000638
Income before extraordinary items$6,495,000525
Extraordinary gains, net$023
Net income$6,495,000526
Minority interest net income$0110
Net income of bank and minority interests.$6,495,000528
Net charge-offs$3,084,0001,123
Cash dividends$448,0001,916
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$6,450,540507
2010-06-30 (YTD Data)Rank
Total interest income$21,154,000722
Total interest expense$5,620,000770
Net interest income$15,534,000697
Provision for loan and lease losses$2,300,0001,155
Total noninterest income$1,227,0001,745
Gross Fiduciary activities income$67,000821
Service charges on deposit accounts$557,0001,412
Trading account gains and fees$0152
Additional Noninterest Income$603,0001,850
Total noninterest expense$9,096,0001,080
Salaries and employee benefits$4,896,000991
Premises and equipment expense$1,005,0001,322
Additional noninterest expense$3,195,0001,116
Pre-tax net operating income$5,365,000514
Securities gains (losses)$812,000315
Applicable income taxes$1,695,000447
Income before extraordinary items$4,482,000488
Extraordinary gains, net$019
Net income$4,482,000488
Minority interest net income$0105
Net income of bank and minority interests.$4,482,000489
Net charge-offs$2,494,000955
Cash dividends$448,0001,470
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,889,240546
2010-03-31 (YTD Data)Rank
Total interest income$10,489,000742
Total interest expense$2,907,000787
Net interest income$7,582,000725
Provision for loan and lease losses$600,0001,610
Total noninterest income$587,0001,803
Gross Fiduciary activities income$26,000875
Service charges on deposit accounts$272,0001,442
Trading account gains and fees$0175
Additional Noninterest Income$289,0001,881
Total noninterest expense$4,562,0001,096
Salaries and employee benefits$2,482,000988
Premises and equipment expense$555,0001,220
Additional noninterest expense$1,525,0001,162
Pre-tax net operating income$3,007,000446
Securities gains (losses)$-124,0007,721
Applicable income taxes$653,000557
Income before extraordinary items$2,230,000493
Extraordinary gains, net$016
Net income$2,230,000495
Minority interest net income$091
Net income of bank and minority interests.$2,230,000495
Net charge-offs$100,0003,104
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,325,480458
2009-12-31 (YTD Data)Rank
Total interest income$41,272,000805
Total interest expense$14,356,000813
Net interest income$26,916,000803
Provision for loan and lease losses$2,983,0001,996
Total noninterest income$2,747,0001,718
Gross Fiduciary activities income$137,000820
Service charges on deposit accounts$1,258,0001,371
Trading account gains and fees$0211
Additional Noninterest Income$1,352,0001,771
Total noninterest expense$17,631,0001,180
Salaries and employee benefits$9,071,0001,081
Premises and equipment expense$2,139,0001,275
Additional noninterest expense$6,421,0001,197
Pre-tax net operating income$9,049,000474
Securities gains (losses)$-25,236,0007,974
Applicable income taxes$-7,693,0007,836
Income before extraordinary items$-8,494,0007,499
Extraordinary gains, net$034
Net income$-8,494,0007,498
Minority interest net income$0115
Net income of bank and minority interests.$-8,494,0007,498
Net charge-offs$2,454,0001,813
Cash dividends$1,948,000950
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,657,040425
2009-09-30 (YTD Data)Rank
Total interest income$31,266,000817
Total interest expense$11,086,000833
Net interest income$20,180,000805
Provision for loan and lease losses$903,0002,928
Total noninterest income$2,075,0001,732
Gross Fiduciary activities income$73,000864
Service charges on deposit accounts$942,0001,374
Trading account gains and fees$0212
Additional Noninterest Income$1,060,0001,751
Total noninterest expense$13,446,0001,144
Salaries and employee benefits$6,792,0001,094
Premises and equipment expense$1,611,0001,280
Additional noninterest expense$5,043,0001,113
Pre-tax net operating income$7,906,000415
Securities gains (losses)$-11,660,0008,048
Applicable income taxes$-3,039,0007,818
Income before extraordinary items$-715,0006,578
Extraordinary gains, net$027
Net income$-715,0006,579
Minority interest net income$0118
Net income of bank and minority interests.$-715,0006,579
Net charge-offs$1,499,0001,771
Cash dividends$1,948,000664
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,747,400385
2009-06-30 (YTD Data)Rank
Total interest income$21,045,000830
Total interest expense$7,538,000862
Net interest income$13,507,000801
Provision for loan and lease losses$600,0002,697
Total noninterest income$1,408,0001,723
Gross Fiduciary activities income$46,000880
Service charges on deposit accounts$581,0001,456
Trading account gains and fees$0193
Additional Noninterest Income$781,0001,681
Total noninterest expense$9,012,0001,159
Salaries and employee benefits$4,389,0001,149
Premises and equipment expense$1,101,0001,277
Additional noninterest expense$3,522,0001,092
Pre-tax net operating income$5,303,000411
Securities gains (losses)$96,0001,521
Applicable income taxes$1,349,000465
Income before extraordinary items$4,050,000433
Extraordinary gains, net$021
Net income$4,050,000431
Minority interest net income$0112
Net income of bank and minority interests.$4,050,000433
Net charge-offs$-37,0008,065
Cash dividends$448,0001,753
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,978,000424
2009-03-31 (YTD Data)Rank
Total interest income$10,624,000826
Total interest expense$3,852,000876
Net interest income$6,772,000794
Provision for loan and lease losses$300,0002,285
Total noninterest income$790,0001,563
Gross Fiduciary activities income$21,000900
Service charges on deposit accounts$280,0001,464
Trading account gains and fees$0171
Additional Noninterest Income$489,0001,417
Total noninterest expense$4,598,0001,089
Salaries and employee benefits$2,169,0001,181
Premises and equipment expense$630,0001,133
Additional noninterest expense$1,799,000929
Pre-tax net operating income$2,664,000442
Securities gains (losses)$2,0002,230
Applicable income taxes$629,000522
Income before extraordinary items$2,037,000481
Extraordinary gains, net$015
Net income$2,037,000483
Minority interest net income$0102
Net income of bank and minority interests.$2,037,000484
Net charge-offs$-55,0008,144
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,035,480448
2008-12-31 (YTD Data)Rank
Total interest income$45,649,000821
Total interest expense$20,412,000769
Net interest income$25,237,000852
Provision for loan and lease losses$1,200,0002,453
Total noninterest income$2,611,0001,753
Gross Fiduciary activities income$96,000889
Service charges on deposit accounts$1,235,0001,455
Trading account gains and fees$0154
Additional Noninterest Income$1,280,0001,798
Total noninterest expense$15,979,0001,228
Salaries and employee benefits$8,448,0001,177
Premises and equipment expense$2,096,0001,304
Additional noninterest expense$5,435,0001,176
Pre-tax net operating income$10,669,000500
Securities gains (losses)$-1,309,0007,796
Applicable income taxes$933,0001,264
Income before extraordinary items$8,427,000464
Extraordinary gains, net$039
Net income$8,427,000464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,118,0001,840
Cash dividends$1,096,0002,175
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$9,605,100425
2008-09-30 (YTD Data)Rank
Total interest income$34,252,000847
Total interest expense$16,024,000769
Net interest income$18,228,000893
Provision for loan and lease losses$900,0001,951
Total noninterest income$1,957,0001,800
Gross Fiduciary activities income$75,000886
Service charges on deposit accounts$897,0001,510
Trading account gains and fees$0148
Additional Noninterest Income$985,0001,835
Total noninterest expense$11,247,0001,279
Salaries and employee benefits$6,093,0001,255
Premises and equipment expense$1,272,0001,637
Additional noninterest expense$3,882,0001,180
Pre-tax net operating income$8,038,000619
Securities gains (losses)$297,000467
Applicable income taxes$1,710,000745
Income before extraordinary items$6,625,000550
Extraordinary gains, net$031
Net income$6,625,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,026,0001,281
Cash dividends$648,0002,384
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,390,370601
2008-06-30 (YTD Data)Rank
Total interest income$22,309,000884
Total interest expense$11,017,000776
Net interest income$11,292,000956
Provision for loan and lease losses$600,0001,692
Total noninterest income$1,154,0002,003
Gross Fiduciary activities income$20,0001,014
Service charges on deposit accounts$550,0001,611
Trading account gains and fees$0149
Additional Noninterest Income$584,0002,029
Total noninterest expense$7,191,0001,333
Salaries and employee benefits$3,851,0001,356
Premises and equipment expense$785,0001,743
Additional noninterest expense$2,555,0001,163
Pre-tax net operating income$4,655,000758
Securities gains (losses)$178,000672
Applicable income taxes$1,001,000938
Income before extraordinary items$3,832,000716
Extraordinary gains, net$021
Net income$3,832,000715
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-125,0008,367
Cash dividends$648,0001,959
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,691,380722
2008-03-31 (YTD Data)Rank
Total interest income$10,962,000925
Total interest expense$5,923,000779
Net interest income$5,039,0001,079
Provision for loan and lease losses$300,0001,372
Total noninterest income$548,0002,094
Gross Fiduciary activities income$5,0001,113
Service charges on deposit accounts$259,0001,670
Trading account gains and fees$0158
Additional Noninterest Income$284,0002,040
Total noninterest expense$3,234,0001,484
Salaries and employee benefits$1,818,0001,460
Premises and equipment expense$358,0001,899
Additional noninterest expense$1,058,0001,359
Pre-tax net operating income$2,053,000918
Securities gains (losses)$150,000542
Applicable income taxes$451,0001,094
Income before extraordinary items$1,752,000854
Extraordinary gains, net$015
Net income$1,752,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0003,778
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,632,000882
2007-12-31 (YTD Data)Rank
Total interest income$43,028,000979
Total interest expense$25,318,000773
Net interest income$17,710,0001,263
Provision for loan and lease losses$1,021,0001,401
Total noninterest income$2,089,0002,147
Gross Fiduciary activities income$3,0001,373
Service charges on deposit accounts$1,134,0001,581
Trading account gains and fees$0178
Additional Noninterest Income$952,0002,287
Total noninterest expense$12,220,0001,514
Salaries and employee benefits$7,098,0001,429
Premises and equipment expense$1,342,0001,939
Additional noninterest expense$3,780,0001,468
Pre-tax net operating income$6,558,0001,292
Securities gains (losses)$1,102,000163
Applicable income taxes$1,288,0001,578
Income before extraordinary items$6,372,0001,027
Extraordinary gains, net$039
Net income$6,372,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,021,0001,005
Cash dividends$1,264,0002,266
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$5,457,3401,171
2007-09-30 (YTD Data)Rank
Total interest income$31,747,0001,003
Total interest expense$18,857,000780
Net interest income$12,890,0001,302
Provision for loan and lease losses$524,0001,511
Total noninterest income$1,577,0002,136
Gross Fiduciary activities income$1,0001,384
Service charges on deposit accounts$842,0001,563
Trading account gains and fees$0184
Additional Noninterest Income$734,0002,241
Total noninterest expense$8,643,0001,581
Salaries and employee benefits$5,141,0001,474
Premises and equipment expense$923,0002,098
Additional noninterest expense$2,579,0001,567
Pre-tax net operating income$5,300,0001,290
Securities gains (losses)$384,000268
Applicable income taxes$928,0001,734
Income before extraordinary items$4,756,0001,104
Extraordinary gains, net$033
Net income$4,756,0001,101
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$709,000835
Cash dividends$632,0002,607
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$4,433,4401,151
2007-06-30 (YTD Data)Rank
Total interest income$20,572,0001,043
Total interest expense$12,216,000812
Net interest income$8,356,0001,363
Provision for loan and lease losses$63,0003,949
Total noninterest income$1,049,0002,169
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$555,0001,584
Trading account gains and fees$0168
Additional Noninterest Income$494,0002,259
Total noninterest expense$5,815,0001,585
Salaries and employee benefits$3,469,0001,481
Premises and equipment expense$653,0001,989
Additional noninterest expense$1,693,0001,597
Pre-tax net operating income$3,527,0001,344
Securities gains (losses)$10,000866
Applicable income taxes$516,0002,017
Income before extraordinary items$3,021,0001,185
Extraordinary gains, net$029
Net income$3,021,0001,184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,346
Cash dividends$632,0002,111
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,012,5001,172
2007-03-31 (YTD Data)Rank
Total interest income$10,057,0001,060
Total interest expense$5,934,000822
Net interest income$4,123,0001,378
Provision for loan and lease losses$35,0003,592
Total noninterest income$475,0002,283
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$259,0001,664
Trading account gains and fees$0195
Additional Noninterest Income$216,0002,427
Total noninterest expense$2,802,0001,652
Salaries and employee benefits$1,687,0001,539
Premises and equipment expense$260,0002,490
Additional noninterest expense$855,0001,559
Pre-tax net operating income$1,761,0001,328
Securities gains (losses)$9,000715
Applicable income taxes$214,0002,306
Income before extraordinary items$1,556,0001,134
Extraordinary gains, net$022
Net income$1,556,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-24,0008,194
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,548,0801,120
2006-12-31 (YTD Data)Rank
Total interest income$37,892,0001,040
Total interest expense$20,363,000824
Net interest income$17,529,0001,298
Provision for loan and lease losses$310,0002,704
Total noninterest income$1,878,0002,332
Gross Fiduciary activities income$1,0001,470
Service charges on deposit accounts$1,100,0001,609
Trading account gains and fees$0130
Additional Noninterest Income$777,0002,622
Total noninterest expense$11,697,0001,532
Salaries and employee benefits$6,931,0001,421
Premises and equipment expense$1,254,0001,998
Additional noninterest expense$3,512,0001,503
Pre-tax net operating income$7,400,0001,332
Securities gains (losses)$83,000571
Applicable income taxes$1,104,0002,064
Income before extraordinary items$6,379,0001,151
Extraordinary gains, net$051
Net income$6,379,0001,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0002,682
Cash dividends$1,232,0002,219
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$6,308,4501,160
2006-09-30 (YTD Data)Rank
Total interest income$27,967,0001,056
Total interest expense$14,734,000836
Net interest income$13,233,0001,301
Provision for loan and lease losses$280,0002,271
Total noninterest income$1,416,0002,320
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$831,0001,601
Trading account gains and fees$0126
Additional Noninterest Income$585,0002,617
Total noninterest expense$8,380,0001,602
Salaries and employee benefits$4,977,0001,498
Premises and equipment expense$854,0002,188
Additional noninterest expense$2,549,0001,549
Pre-tax net operating income$5,989,0001,277
Securities gains (losses)$79,000476
Applicable income taxes$1,132,0001,723
Income before extraordinary items$4,936,0001,165
Extraordinary gains, net$045
Net income$4,936,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0004,178
Cash dividends$616,0002,612
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$4,872,0101,162
2006-06-30 (YTD Data)Rank
Total interest income$18,318,0001,051
Total interest expense$9,345,000834
Net interest income$8,973,0001,281
Provision for loan and lease losses$205,0002,077
Total noninterest income$891,0002,415
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$525,0001,671
Trading account gains and fees$0126
Additional Noninterest Income$366,0002,689
Total noninterest expense$5,515,0001,623
Salaries and employee benefits$3,333,0001,489
Premises and equipment expense$571,0002,174
Additional noninterest expense$1,611,0001,640
Pre-tax net operating income$4,144,0001,215
Securities gains (losses)$33,000516
Applicable income taxes$912,0001,504
Income before extraordinary items$3,265,0001,172
Extraordinary gains, net$039
Net income$3,265,0001,173
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,365
Cash dividends$616,0002,052
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,239,2601,165
2006-03-31 (YTD Data)Rank
Total interest income$9,047,0001,030
Total interest expense$4,428,000834
Net interest income$4,619,0001,225
Provision for loan and lease losses$120,0001,730
Total noninterest income$436,0002,412
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$249,0001,689
Trading account gains and fees$0115
Additional Noninterest Income$187,0002,601
Total noninterest expense$2,699,0001,660
Salaries and employee benefits$1,669,0001,486
Premises and equipment expense$248,0002,481
Additional noninterest expense$782,0001,666
Pre-tax net operating income$2,236,0001,101
Securities gains (losses)$3,000752
Applicable income taxes$641,0001,132
Income before extraordinary items$1,598,0001,168
Extraordinary gains, net$021
Net income$1,598,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,110
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,595,8701,149
2005-12-31 (YTD Data)Rank
Total interest income$32,759,0001,003
Total interest expense$13,100,000864
Net interest income$19,659,0001,103
Provision for loan and lease losses$776,0001,299
Total noninterest income$1,501,0002,692
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,006,0001,726
Trading account gains and fees$0138
Additional Noninterest Income$495,0003,383
Total noninterest expense$10,989,0001,560
Salaries and employee benefits$6,390,0001,461
Premises and equipment expense$1,290,0001,874
Additional noninterest expense$3,309,0001,543
Pre-tax net operating income$9,395,0001,034
Securities gains (losses)$375,000347
Applicable income taxes$2,103,0001,303
Income before extraordinary items$7,667,000939
Extraordinary gains, net$046
Net income$7,667,000939
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,029
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,374,500967
2005-09-30 (YTD Data)Rank
Total interest income$24,099,000995
Total interest expense$9,132,000871
Net interest income$14,967,0001,068
Provision for loan and lease losses$675,0001,101
Total noninterest income$1,280,0002,463
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$728,0001,771
Trading account gains and fees$0126
Additional Noninterest Income$552,0002,694
Total noninterest expense$7,800,0001,625
Salaries and employee benefits$4,569,0001,524
Premises and equipment expense$892,0002,001
Additional noninterest expense$2,339,0001,598
Pre-tax net operating income$7,772,000948
Securities gains (losses)$348,000347
Applicable income taxes$2,492,000903
Income before extraordinary items$5,628,000957
Extraordinary gains, net$035
Net income$5,628,000958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0002,367
Cash dividends$600,0002,503
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,387,880983
2005-06-30 (YTD Data)Rank
Total interest income$15,713,000989
Total interest expense$5,614,000881
Net interest income$10,099,0001,035
Provision for loan and lease losses$450,0001,068
Total noninterest income$791,0002,560
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$455,0001,842
Trading account gains and fees$0116
Additional Noninterest Income$336,0002,857
Total noninterest expense$5,182,0001,627
Salaries and employee benefits$3,034,0001,526
Premises and equipment expense$613,0001,943
Additional noninterest expense$1,535,0001,609
Pre-tax net operating income$5,258,000903
Securities gains (losses)$348,000292
Applicable income taxes$1,842,000814
Income before extraordinary items$3,764,000929
Extraordinary gains, net$030
Net income$3,764,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0001,940
Cash dividends$600,0001,914
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,530,840969
2005-03-31 (YTD Data)Rank
Total interest income$7,645,0001,001
Total interest expense$2,585,000912
Net interest income$5,060,0001,026
Provision for loan and lease losses$225,0001,003
Total noninterest income$387,0002,547
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$223,0001,816
Trading account gains and fees$0115
Additional Noninterest Income$164,0002,813
Total noninterest expense$2,490,0001,689
Salaries and employee benefits$1,506,0001,544
Premises and equipment expense$273,0002,183
Additional noninterest expense$711,0001,734
Pre-tax net operating income$2,732,000864
Securities gains (losses)$18,000832
Applicable income taxes$957,000791
Income before extraordinary items$1,793,000968
Extraordinary gains, net$024
Net income$1,793,000969
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0001,097
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,781,300956
2004-12-31 (YTD Data)Rank
Total interest income$29,168,000971
Total interest expense$9,124,000882
Net interest income$20,044,000989
Provision for loan and lease losses$1,481,000727
Total noninterest income$1,563,0002,615
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$978,0001,799
Trading account gains and fees$0138
Additional Noninterest Income$585,0003,030
Total noninterest expense$10,444,0001,562
Salaries and employee benefits$5,705,0001,560
Premises and equipment expense$1,560,0001,479
Additional noninterest expense$3,179,0001,546
Pre-tax net operating income$9,682,000906
Securities gains (losses)$6,487,00090
Applicable income taxes$4,911,000609
Income before extraordinary items$11,258,000608
Extraordinary gains, net$034
Net income$11,258,000609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$656,0001,080
Cash dividends$4,336,000699
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,717,100951
2004-09-30 (YTD Data)Rank
Total interest income$21,571,000972
Total interest expense$6,656,000894
Net interest income$14,915,000987
Provision for loan and lease losses$562,0001,305
Total noninterest income$1,187,0002,594
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$744,0001,779
Trading account gains and fees$0134
Additional Noninterest Income$443,0003,014
Total noninterest expense$7,589,0001,600
Salaries and employee benefits$4,164,0001,596
Premises and equipment expense$1,141,0001,521
Additional noninterest expense$2,284,0001,583
Pre-tax net operating income$7,951,000840
Securities gains (losses)$5,852,00090
Applicable income taxes$4,790,000498
Income before extraordinary items$9,013,000580
Extraordinary gains, net$026
Net income$9,013,000581
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$419,0001,124
Cash dividends$3,768,000585
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,209,200919
2004-06-30 (YTD Data)Rank
Total interest income$14,042,000978
Total interest expense$4,325,000904
Net interest income$9,717,0001,001
Provision for loan and lease losses$375,0001,294
Total noninterest income$778,0002,637
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$487,0001,799
Trading account gains and fees$0130
Additional Noninterest Income$291,0003,046
Total noninterest expense$4,938,0001,641
Salaries and employee benefits$2,735,0001,615
Premises and equipment expense$719,0001,609
Additional noninterest expense$1,484,0001,621
Pre-tax net operating income$5,182,000841
Securities gains (losses)$5,759,00072
Applicable income taxes$3,990,000428
Income before extraordinary items$6,951,000510
Extraordinary gains, net$021
Net income$6,951,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$158,0001,613
Cash dividends$3,768,000419
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,265,240963
2004-03-31 (YTD Data)Rank
Total interest income$6,869,0001,005
Total interest expense$2,141,000938
Net interest income$4,728,0001,045
Provision for loan and lease losses$188,0001,215
Total noninterest income$387,0002,591
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$235,0001,811
Trading account gains and fees$0121
Additional Noninterest Income$152,0002,923
Total noninterest expense$2,438,0001,671
Salaries and employee benefits$1,348,0001,653
Premises and equipment expense$378,0001,556
Additional noninterest expense$712,0001,668
Pre-tax net operating income$2,489,000871
Securities gains (losses)$5,604,00056
Applicable income taxes$3,228,000318
Income before extraordinary items$4,865,000399
Extraordinary gains, net$016
Net income$4,865,000398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,224
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,278,4401,201
2003-12-31 (YTD Data)Rank
Total interest income$28,327,000993
Total interest expense$9,421,000954
Net interest income$18,906,0001,020
Provision for loan and lease losses$900,0001,310
Total noninterest income$1,594,0002,719
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,029,0001,672
Trading account gains and fees$0160
Additional Noninterest Income$565,0003,367
Total noninterest expense$9,943,0001,617
Salaries and employee benefits$5,399,0001,599
Premises and equipment expense$1,490,0001,528
Additional noninterest expense$3,054,0001,610
Pre-tax net operating income$9,657,000881
Securities gains (losses)$537,000714
Applicable income taxes$2,472,0001,084
Income before extraordinary items$7,722,000842
Extraordinary gains, net$054
Net income$7,722,000844
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$897,0001,006
Cash dividends$1,104,0002,173
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,313,880828
2003-09-30 (YTD Data)Rank
Total interest income$21,063,0001,022
Total interest expense$7,198,000971
Net interest income$13,865,0001,055
Provision for loan and lease losses$600,0001,404
Total noninterest income$1,206,0002,767
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$765,0001,692
Trading account gains and fees$0153
Additional Noninterest Income$441,0003,363
Total noninterest expense$7,089,0001,707
Salaries and employee benefits$3,929,0001,654
Premises and equipment expense$948,0001,814
Additional noninterest expense$2,212,0001,648
Pre-tax net operating income$7,382,000906
Securities gains (losses)$522,000665
Applicable income taxes$2,000,0001,064
Income before extraordinary items$5,904,000855
Extraordinary gains, net$040
Net income$5,904,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0004,621
Cash dividends$552,0002,533
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,512,500850
2003-06-30 (YTD Data)Rank
Total interest income$14,041,0001,033
Total interest expense$4,944,000972
Net interest income$9,097,0001,071
Provision for loan and lease losses$300,0001,769
Total noninterest income$802,0002,755
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$505,0001,667
Trading account gains and fees$0150
Additional Noninterest Income$297,0003,315
Total noninterest expense$4,678,0001,716
Salaries and employee benefits$2,590,0001,655
Premises and equipment expense$622,0001,835
Additional noninterest expense$1,466,0001,652
Pre-tax net operating income$4,921,000898
Securities gains (losses)$505,000568
Applicable income taxes$1,363,0001,069
Income before extraordinary items$4,063,000829
Extraordinary gains, net$030
Net income$4,063,000830
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-19,0008,747
Cash dividends$552,0002,002
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,684,250848
2003-03-31 (YTD Data)Rank
Total interest income$6,999,0001,049
Total interest expense$2,520,000981
Net interest income$4,479,0001,096
Provision for loan and lease losses$150,0001,666
Total noninterest income$412,0002,613
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$255,0001,610
Trading account gains and fees$0134
Additional Noninterest Income$157,0003,139
Total noninterest expense$2,318,0001,709
Salaries and employee benefits$1,280,0001,667
Premises and equipment expense$301,0001,904
Additional noninterest expense$737,0001,601
Pre-tax net operating income$2,423,000918
Securities gains (losses)$230,000607
Applicable income taxes$565,0001,237
Income before extraordinary items$2,088,000809
Extraordinary gains, net$021
Net income$2,088,000808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0002,653
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,906,300807
2002-12-31 (YTD Data)Rank
Total interest income$27,514,0001,125
Total interest expense$11,792,000950
Net interest income$15,722,0001,225
Provision for loan and lease losses$560,0002,185
Total noninterest income$1,624,0002,491
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,061,0001,519
Trading account gains and fees$0153
Additional Noninterest Income$563,0003,073
Total noninterest expense$9,301,0001,643
Salaries and employee benefits$5,130,0001,576
Premises and equipment expense$1,587,0001,387
Additional noninterest expense$2,584,0001,803
Pre-tax net operating income$7,485,0001,127
Securities gains (losses)$580,000611
Applicable income taxes$1,761,0001,442
Income before extraordinary items$6,304,000994
Extraordinary gains, net$070
Net income$6,304,000995
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$263,0002,573
Cash dividends$1,072,0002,125
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,851,6001,027
2001-12-31 (YTD Data)Rank
Total interest income$26,338,0001,301
Total interest expense$15,242,0001,060
Net interest income$11,096,0001,601
Provision for loan and lease losses$304,0003,170
Total noninterest income$1,598,0002,385
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,048,0001,424
Trading account gains and fees$0177
Additional Noninterest Income$550,0002,973
Total noninterest expense$8,243,0001,767
Salaries and employee benefits$4,356,0001,728
Premises and equipment expense$1,299,0001,659
Additional noninterest expense$2,588,0001,772
Pre-tax net operating income$4,147,0001,716
Securities gains (losses)$720,000494
Applicable income taxes$860,0002,311
Income before extraordinary items$4,007,0001,365
Extraordinary gains, net$0105
Net income$4,007,0001,366
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$129,0003,627
Cash dividends$1,040,0002,171
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,416,6001,491
2000-12-31 (YTD Data)Rank
Total interest income$21,663,0001,592
Total interest expense$13,120,0001,327
Net interest income$8,543,0002,075
Provision for loan and lease losses$310,0002,759
Total noninterest income$1,214,0002,733
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$828,0001,673
Trading account gains and fees$0180
Additional Noninterest Income$386,0003,435
Total noninterest expense$5,342,0002,549
Salaries and employee benefits$3,110,0002,295
Premises and equipment expense$919,0002,241
Additional noninterest expense$1,313,0003,156
Pre-tax net operating income$4,105,0001,778
Securities gains (losses)$1,0001,732
Applicable income taxes$728,0002,705
Income before extraordinary items$3,378,0001,570
Extraordinary gains, net$038
Net income$3,378,0001,570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,807
Cash dividends$1,040,0002,197
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,377,1801,560
1999-12-31 (YTD Data)Rank
Total interest income$18,870,0001,719
Total interest expense$10,585,0001,412
Net interest income$8,285,0002,120
Provision for loan and lease losses$473,0001,853
Total noninterest income$1,084,0002,911
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$767,0001,727
Trading account gains and fees$0173
Additional Noninterest Income$317,0003,898
Total noninterest expense$4,891,0002,765
Salaries and employee benefits$2,851,0002,462
Premises and equipment expense$818,0002,480
Additional noninterest expense$1,222,0003,373
Pre-tax net operating income$4,005,0001,839
Securities gains (losses)$160,000603
Applicable income taxes$798,0002,652
Income before extraordinary items$3,367,0001,583
Extraordinary gains, net$035
Net income$3,367,0001,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,651
Cash dividends$1,008,0002,232
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,237,4001,623
1998-12-31 (YTD Data)Rank
Total interest income$16,837,0001,920
Total interest expense$9,427,0001,634
Net interest income$7,410,0002,304
Provision for loan and lease losses$406,0002,038
Total noninterest income$852,0003,456
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$631,0002,034
Trading account gains and fees$0224
Additional Noninterest Income$221,0004,708
Total noninterest expense$4,558,0002,841
Salaries and employee benefits$2,589,0002,616
Premises and equipment expense$794,0002,469
Additional noninterest expense$1,175,0003,432
Pre-tax net operating income$3,298,0002,184
Securities gains (losses)$58,0001,631
Applicable income taxes$624,0003,296
Income before extraordinary items$2,732,0001,912
Extraordinary gains, net$032
Net income$2,732,0001,912
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$256,0002,074
Cash dividends$1,152,0002,011
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,685,0201,877
1997-12-31 (YTD Data)Rank
Total interest income$15,717,0002,079
Total interest expense$8,467,0001,828
Net interest income$7,250,0002,401
Provision for loan and lease losses$243,0002,999
Total noninterest income$792,0003,598
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$546,0002,415
Trading account gains and fees$0239
Additional Noninterest Income$246,0004,403
Total noninterest expense$4,049,0003,139
Salaries and employee benefits$2,431,0002,722
Premises and equipment expense$596,0003,176
Additional noninterest expense$1,022,0003,826
Pre-tax net operating income$3,750,0002,006
Securities gains (losses)$76,0001,109
Applicable income taxes$867,0002,745
Income before extraordinary items$2,959,0001,788
Extraordinary gains, net$044
Net income$2,959,0001,786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$238,0002,278
Cash dividends$960,0002,271
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,900,4801,783
1996-12-31 (YTD Data)Rank
Total interest income$13,807,0002,423
Total interest expense$7,038,0002,201
Net interest income$6,769,0002,600
Provision for loan and lease losses$180,0003,640
Total noninterest income$778,0003,781
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$520,0002,626
Trading account gains and fees$0262
Additional Noninterest Income$258,0004,454
Total noninterest expense$3,633,0003,651
Salaries and employee benefits$2,263,0002,954
Premises and equipment expense$509,0003,729
Additional noninterest expense$861,0004,915
Pre-tax net operating income$3,734,0001,943
Securities gains (losses)$102,000952
Applicable income taxes$960,0002,448
Income before extraordinary items$2,876,0001,726
Extraordinary gains, net$053
Net income$2,876,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$60,0004,930
Cash dividends$718,0002,699
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,799,5001,733
1995-12-31 (YTD Data)Rank
Total interest income$12,528,0002,667
Total interest expense$6,067,0002,526
Net interest income$6,461,0002,760
Provision for loan and lease losses$210,0002,900
Total noninterest income$770,0003,797
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$525,0002,570
Trading account gains and fees$0522
Additional Noninterest Income$245,0004,540
Total noninterest expense$3,559,0003,681
Salaries and employee benefits$2,105,0003,149
Premises and equipment expense$494,0003,798
Additional noninterest expense$960,0004,512
Pre-tax net operating income$3,462,0002,120
Securities gains (losses)$45,0001,385
Applicable income taxes$805,0002,863
Income before extraordinary items$2,702,0001,864
Extraordinary gains, net$065
Net income$2,702,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$140,0003,096
Cash dividends$680,0002,706
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,667,3501,861
1994-12-31 (YTD Data)Rank
Total interest income$11,031,0002,752
Total interest expense$4,439,0002,764
Net interest income$6,592,0002,748
Provision for loan and lease losses$302,0002,231
Total noninterest income$823,0003,629
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$522,0002,608
Trading account gains and fees$0475
Additional Noninterest Income$301,0004,082
Total noninterest expense$3,646,0003,711
Salaries and employee benefits$2,014,0003,260
Premises and equipment expense$508,0003,749
Additional noninterest expense$1,124,0004,291
Pre-tax net operating income$3,467,0002,052
Securities gains (losses)$-4,0009,291
Applicable income taxes$735,0002,987
Income before extraordinary items$2,728,0001,788
Extraordinary gains, net$0249
Net income$2,728,0001,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$232,0002,255
Cash dividends$648,0002,675
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,731,1601,793
1993-12-31 (YTD Data)Rank
Total interest income$10,714,0002,895
Total interest expense$4,588,0002,813
Net interest income$6,126,0002,967
Provision for loan and lease losses$154,0004,583
Total noninterest income$752,0004,203
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$510,0002,726
Trading account gains and fees$0532
Additional Noninterest Income$242,0005,092
Total noninterest expense$3,473,0003,932
Salaries and employee benefits$1,932,0003,380
Premises and equipment expense$511,0003,790
Additional noninterest expense$1,030,0004,789
Pre-tax net operating income$3,251,0002,100
Securities gains (losses)$245,0001,475
Applicable income taxes$741,0002,942
Income before extraordinary items$2,755,0001,809
Extraordinary gains, net$03,149
Net income$2,755,0001,877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$134,0003,910
Cash dividends$732,0002,314
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,561,4501,837
1992-12-31 (YTD Data)Rank
Total interest income$10,997,0003,190
Total interest expense$5,592,0002,974
Net interest income$5,405,0003,370
Provision for loan and lease losses$141,0006,280
Total noninterest income$764,0004,101
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$529,0002,610
Trading account gains and fees$0504
Additional Noninterest Income$235,0005,169
Total noninterest expense$3,515,0003,924
Salaries and employee benefits$1,834,0003,488
Premises and equipment expense$534,0003,755
Additional noninterest expense$1,147,0004,527
Pre-tax net operating income$2,513,0002,475
Securities gains (losses)$598,000942
Applicable income taxes$627,0003,309
Income before extraordinary items$2,484,0001,831
Extraordinary gains, net$01,422
Net income$2,484,0001,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0006,313
Cash dividends$800,0001,894
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,005,6002,117

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.