Home > Blackhawk Bank > Net charge- offs to loans

Blackhawk Bank, Net charge- offs to loans

2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0033%3,658
Percentage Net Loans Charged-off: Total real estate loans-0.0017%3,465
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0011%4,017
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0042%3,745
Percentage Net Loans Charged-off: Home equity loans0.0000%206
All other 1-4 family - Percent of loans charged-off, net-0.0054%3,843
Percentage Net Loans Charged-off: Commercial and industrial-0.0378%4,013
Percentage Net Loans Charged-off: Loans to individuals0.1865%1,802
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.1865%1,725
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0342%1,037
Percentage Net Loans Charged-off: Total real estate loans0.0170%312
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0455%132
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0535%4,472
Percentage Net Loans Charged-off: Home equity loans0.0000%101
All other 1-4 family - Percent of loans charged-off, net-0.0681%4,512
Percentage Net Loans Charged-off: Commercial and industrial0.0000%773
Percentage Net Loans Charged-off: Loans to individuals0.5178%936
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.5178%866
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1937%422
Percentage Net Loans Charged-off: Total real estate loans0.2080%103
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.3466%92
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0432%4,309
Percentage Net Loans Charged-off: Home equity loans0.0000%205
All other 1-4 family - Percent of loans charged-off, net-0.0534%4,377
Percentage Net Loans Charged-off: Commercial and industrial0.1092%825
Percentage Net Loans Charged-off: Loans to individuals0.5868%892
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.5868%821
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1467%449
Percentage Net Loans Charged-off: Total real estate loans0.1225%144
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate0.2152%107
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0495%4,379
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0608%4,441
Percentage Net Loans Charged-off: Commercial and industrial0.1362%586
Percentage Net Loans Charged-off: Loans to individuals0.5578%842
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.5578%776
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0352%1,032
Percentage Net Loans Charged-off: Total real estate loans0.0160%447
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0515%160
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0621%4,332
Percentage Net Loans Charged-off: Home equity loans0.0000%129
All other 1-4 family - Percent of loans charged-off, net-0.0757%4,384
Percentage Net Loans Charged-off: Commercial and industrial0.0000%925
Percentage Net Loans Charged-off: Loans to individuals0.5240%851
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5240%794
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0724%633
Percentage Net Loans Charged-off: Total real estate loans0.0806%163
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.1132%87
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0422%203
Percentage Net Loans Charged-off: Home equity loans0.0000%93
All other 1-4 family - Percent of loans charged-off, net0.0512%175
Percentage Net Loans Charged-off: Commercial and industrial0.0000%640
Percentage Net Loans Charged-off: Loans to individuals0.5257%815
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5257%746
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0202%1,872
Percentage Net Loans Charged-off: Total real estate loans-0.0132%3,902
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate0.2059%246
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.4457%4,687
Percentage Net Loans Charged-off: Home equity loans-0.0052%3,161
All other 1-4 family - Percent of loans charged-off, net-0.5349%4,695
Percentage Net Loans Charged-off: Commercial and industrial0.0332%1,246
Percentage Net Loans Charged-off: Loans to individuals0.3777%1,065
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3777%975
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0078%2,025
Percentage Net Loans Charged-off: Total real estate loans-0.0342%4,310
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate0.2365%187
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.5642%4,766
Percentage Net Loans Charged-off: Home equity loans-0.0070%3,228
All other 1-4 family - Percent of loans charged-off, net-0.6762%4,776
Percentage Net Loans Charged-off: Commercial and industrial0.0440%992
Percentage Net Loans Charged-off: Loans to individuals0.2442%1,254
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2442%1,147
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0102%1,770
Percentage Net Loans Charged-off: Total real estate loans-0.0334%4,346
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.3566%138
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.7929%4,818
Percentage Net Loans Charged-off: Home equity loans-0.0106%3,308
All other 1-4 family - Percent of loans charged-off, net-0.9506%4,823
Percentage Net Loans Charged-off: Commercial and industrial0.0645%793
Percentage Net Loans Charged-off: Loans to individuals0.0354%1,877
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0354%1,770
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0851%768
Percentage Net Loans Charged-off: Total real estate loans0.0325%458
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.7216%61
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-1.2660%4,857
Percentage Net Loans Charged-off: Home equity loans-0.0215%3,432
All other 1-4 family - Percent of loans charged-off, net-1.5144%4,862
Percentage Net Loans Charged-off: Commercial and industrial0.1644%464
Percentage Net Loans Charged-off: Loans to individuals-0.0747%3,927
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0747%3,881
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7138%209
Percentage Net Loans Charged-off: Total real estate loans0.0309%1,209
Percentage Net Loans Charged-off:Construction & development-0.0504%4,335
Percentage Net Loans Charged-off: Commercial real estate0.2168%380
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.2968%4,832
Percentage Net Loans Charged-off: Home equity loans-0.0109%3,363
All other 1-4 family - Percent of loans charged-off, net-0.3494%4,841
Percentage Net Loans Charged-off: Commercial and industrial1.7231%227
Percentage Net Loans Charged-off: Loans to individuals0.4056%1,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4056%1,323
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7765%174
Percentage Net Loans Charged-off: Total real estate loans0.1553%361
Percentage Net Loans Charged-off:Construction & development-0.0670%4,405
Percentage Net Loans Charged-off: Commercial real estate0.2862%247
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0245%4,373
Percentage Net Loans Charged-off: Home equity loans-0.0147%3,425
All other 1-4 family - Percent of loans charged-off, net-0.0263%4,405
Percentage Net Loans Charged-off: Commercial and industrial1.7329%189
Percentage Net Loans Charged-off: Loans to individuals0.3074%1,632
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3074%1,499
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3369%481
Percentage Net Loans Charged-off: Total real estate loans0.1391%388
Percentage Net Loans Charged-off:Construction & development-0.0968%4,470
Percentage Net Loans Charged-off: Commercial real estate0.1858%292
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential0.1176%373
Percentage Net Loans Charged-off: Home equity loans-0.0221%3,495
All other 1-4 family - Percent of loans charged-off, net0.1427%303
Percentage Net Loans Charged-off: Commercial and industrial0.6452%484
Percentage Net Loans Charged-off: Loans to individuals0.4531%1,354
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4531%1,231
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3449%413
Percentage Net Loans Charged-off: Total real estate loans0.1121%362
Percentage Net Loans Charged-off:Construction & development-0.0188%4,347
Percentage Net Loans Charged-off: Commercial real estate-0.0018%4,366
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential0.3776%132
Percentage Net Loans Charged-off: Home equity loans-0.0222%3,517
All other 1-4 family - Percent of loans charged-off, net0.4515%106
Percentage Net Loans Charged-off: Commercial and industrial0.7122%391
Percentage Net Loans Charged-off: Loans to individuals0.9603%809
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9603%732
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2272%898
Percentage Net Loans Charged-off: Total real estate loans-0.0247%4,564
Percentage Net Loans Charged-off:Construction & development-0.0115%4,263
Percentage Net Loans Charged-off: Commercial real estate-0.0023%4,317
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0748%4,816
Percentage Net Loans Charged-off: Home equity loans-0.0230%3,551
All other 1-4 family - Percent of loans charged-off, net-0.0842%4,833
Percentage Net Loans Charged-off: Commercial and industrial0.6404%735
Percentage Net Loans Charged-off: Loans to individuals0.7157%1,154
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7157%1,048
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0097%3,023
Percentage Net Loans Charged-off: Total real estate loans-0.0093%4,233
Percentage Net Loans Charged-off:Construction & development-0.0097%4,306
Percentage Net Loans Charged-off: Commercial real estate-0.0019%4,345
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0248%4,540
Percentage Net Loans Charged-off: Home equity loans-0.0232%3,596
All other 1-4 family - Percent of loans charged-off, net-0.0250%4,540
Percentage Net Loans Charged-off: Commercial and industrial0.0189%1,773
Percentage Net Loans Charged-off: Loans to individuals0.0228%3,081
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0228%2,970
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0142%2,628
Percentage Net Loans Charged-off: Total real estate loans-0.0072%4,198
Percentage Net Loans Charged-off:Construction & development-0.0142%4,393
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,385
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0205%4,485
Percentage Net Loans Charged-off: Home equity loans-0.0270%3,637
All other 1-4 family - Percent of loans charged-off, net-0.0192%4,489
Percentage Net Loans Charged-off: Commercial and industrial0.0394%1,393
Percentage Net Loans Charged-off: Loans to individuals-0.0822%4,567
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0822%4,534
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0464%1,611
Percentage Net Loans Charged-off: Total real estate loans0.0024%1,198
Percentage Net Loans Charged-off:Construction & development-0.0142%4,498
Percentage Net Loans Charged-off: Commercial real estate0.0000%441
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential0.0139%861
Percentage Net Loans Charged-off: Home equity loans-0.0280%3,695
All other 1-4 family - Percent of loans charged-off, net0.0222%736
Percentage Net Loans Charged-off: Commercial and industrial0.0836%878
Percentage Net Loans Charged-off: Loans to individuals-0.1676%4,685
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1676%4,663
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1286%5,199
Percentage Net Loans Charged-off: Total real estate loans-0.0314%4,766
Percentage Net Loans Charged-off:Construction & development-0.0207%4,392
Percentage Net Loans Charged-off: Commercial real estate-0.0122%4,634
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0846%5,039
Percentage Net Loans Charged-off: Home equity loans0.0857%358
All other 1-4 family - Percent of loans charged-off, net-0.1182%5,108
Percentage Net Loans Charged-off: Commercial and industrial-0.3356%4,949
Percentage Net Loans Charged-off: Loans to individuals0.0427%3,228
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0427%3,130
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1807%5,282
Percentage Net Loans Charged-off: Total real estate loans-0.0477%4,923
Percentage Net Loans Charged-off:Construction & development-0.0351%4,499
Percentage Net Loans Charged-off: Commercial real estate-0.0149%4,725
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.1353%5,176
Percentage Net Loans Charged-off: Home equity loans0.0095%453
All other 1-4 family - Percent of loans charged-off, net-0.1641%5,202
Percentage Net Loans Charged-off: Commercial and industrial-0.4615%5,065
Percentage Net Loans Charged-off: Loans to individuals0.0286%3,055
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0286%2,949
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0467%4,897
Percentage Net Loans Charged-off: Total real estate loans-0.0255%4,716
Percentage Net Loans Charged-off:Construction & development-0.0467%4,605
Percentage Net Loans Charged-off: Commercial real estate-0.0234%4,883
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.0352%4,820
Percentage Net Loans Charged-off: Home equity loans0.0284%350
All other 1-4 family - Percent of loans charged-off, net-0.0478%4,945
Percentage Net Loans Charged-off: Commercial and industrial-0.1067%4,691
Percentage Net Loans Charged-off: Loans to individuals0.0435%2,756
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0435%2,641
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1091%5,232
Percentage Net Loans Charged-off: Total real estate loans-0.1229%5,302
Percentage Net Loans Charged-off:Construction & development-0.0394%4,684
Percentage Net Loans Charged-off: Commercial real estate-0.0734%5,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.2762%5,381
Percentage Net Loans Charged-off: Home equity loans0.1126%188
All other 1-4 family - Percent of loans charged-off, net-0.3554%5,404
Percentage Net Loans Charged-off: Commercial and industrial-0.1085%4,738
Percentage Net Loans Charged-off: Loans to individuals0.3520%1,593
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3520%1,478
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3120%816
Percentage Net Loans Charged-off: Total real estate loans0.1703%622
Percentage Net Loans Charged-off:Construction & development-0.8570%5,123
Percentage Net Loans Charged-off: Commercial real estate0.0961%733
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential0.5526%158
Percentage Net Loans Charged-off: Home equity loans-0.0396%3,914
All other 1-4 family - Percent of loans charged-off, net0.6782%125
Percentage Net Loans Charged-off: Commercial and industrial0.5724%900
Percentage Net Loans Charged-off: Loans to individuals-0.1044%5,102
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1044%5,042
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0954%1,835
Percentage Net Loans Charged-off: Total real estate loans0.0685%1,051
Percentage Net Loans Charged-off:Construction & development0.0226%357
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.2142%494
Percentage Net Loans Charged-off: Home equity loans0.1657%277
All other 1-4 family - Percent of loans charged-off, net0.2246%481
Percentage Net Loans Charged-off: Commercial and industrial0.1239%1,431
Percentage Net Loans Charged-off: Loans to individuals-0.1935%5,224
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1937%5,175
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0952%1,667
Percentage Net Loans Charged-off: Total real estate loans0.0213%1,564
Percentage Net Loans Charged-off:Construction & development0.0354%275
Percentage Net Loans Charged-off: Commercial real estate0.0000%817
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0596%1,169
Percentage Net Loans Charged-off: Home equity loans0.1169%311
All other 1-4 family - Percent of loans charged-off, net0.0473%1,239
Percentage Net Loans Charged-off: Commercial and industrial0.2045%1,027
Percentage Net Loans Charged-off: Loans to individuals-0.2465%5,247
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2465%5,191
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1414%1,093
Percentage Net Loans Charged-off: Total real estate loans0.0721%790
Percentage Net Loans Charged-off:Construction & development0.0000%224
Percentage Net Loans Charged-off: Commercial real estate0.0000%541
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.2174%464
Percentage Net Loans Charged-off: Home equity loans-0.1023%4,138
All other 1-4 family - Percent of loans charged-off, net0.2862%357
Percentage Net Loans Charged-off: Commercial and industrial0.2351%694
Percentage Net Loans Charged-off: Loans to individuals-0.0804%4,879
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0804%4,823
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3895%686
Percentage Net Loans Charged-off: Total real estate loans0.4093%296
Percentage Net Loans Charged-off:Construction & development0.1612%348
Percentage Net Loans Charged-off: Commercial real estate-0.2068%5,592
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential1.4875%57
Percentage Net Loans Charged-off: Home equity loans0.1911%398
All other 1-4 family - Percent of loans charged-off, net1.7664%46
Percentage Net Loans Charged-off: Commercial and industrial0.3350%1,257
Percentage Net Loans Charged-off: Loans to individuals0.5486%1,676
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5486%1,565
Percentage Net Loans Charged-off: All other loans and lease1.2881%404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2833%807
Percentage Net Loans Charged-off: Total real estate loans0.4603%213
Percentage Net Loans Charged-off:Construction & development-0.1674%5,067
Percentage Net Loans Charged-off: Commercial real estate-0.0819%5,459
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential1.4526%50
Percentage Net Loans Charged-off: Home equity loans-0.0896%4,212
All other 1-4 family - Percent of loans charged-off, net1.7855%44
Percentage Net Loans Charged-off: Commercial and industrial-0.0949%4,973
Percentage Net Loans Charged-off: Loans to individuals0.7400%1,141
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7400%1,042
Percentage Net Loans Charged-off: All other loans and lease1.7899%310
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3909%579
Percentage Net Loans Charged-off: Total real estate loans0.6347%156
Percentage Net Loans Charged-off:Construction & development-0.3042%5,246
Percentage Net Loans Charged-off: Commercial real estate-0.0752%5,529
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential1.9434%37
Percentage Net Loans Charged-off: Home equity loans-0.6012%4,423
All other 1-4 family - Percent of loans charged-off, net2.4884%29
Percentage Net Loans Charged-off: Commercial and industrial-0.1309%5,144
Percentage Net Loans Charged-off: Loans to individuals0.5427%1,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5427%1,285
Percentage Net Loans Charged-off: All other loans and lease3.5846%206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0239%4,956
Percentage Net Loans Charged-off: Total real estate loans0.0822%949
Percentage Net Loans Charged-off:Construction & development-0.7046%5,401
Percentage Net Loans Charged-off: Commercial real estate-0.1277%5,734
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential0.4901%290
Percentage Net Loans Charged-off: Home equity loans-0.4243%4,425
All other 1-4 family - Percent of loans charged-off, net0.6803%202
Percentage Net Loans Charged-off: Commercial and industrial-0.2473%5,443
Percentage Net Loans Charged-off: Loans to individuals-0.0661%4,962
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0661%4,889
Percentage Net Loans Charged-off: All other loans and lease1.1076%289
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4287%653
Percentage Net Loans Charged-off: Total real estate loans0.4001%420
Percentage Net Loans Charged-off:Construction & development-7.3491%5,674
Percentage Net Loans Charged-off: Commercial real estate0.1623%858
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential1.3278%79
Percentage Net Loans Charged-off: Home equity loans1.8700%56
All other 1-4 family - Percent of loans charged-off, net1.2167%100
Percentage Net Loans Charged-off: Commercial and industrial0.4484%1,058
Percentage Net Loans Charged-off: Loans to individuals0.0892%3,263
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0892%3,100
Percentage Net Loans Charged-off: All other loans and lease4.7578%174
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2734%977
Percentage Net Loans Charged-off: Total real estate loans0.2607%653
Percentage Net Loans Charged-off:Construction & development0.4113%357
Percentage Net Loans Charged-off: Commercial real estate0.1111%839
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential0.5055%362
Percentage Net Loans Charged-off: Home equity loans1.2218%104
All other 1-4 family - Percent of loans charged-off, net0.3563%562
Percentage Net Loans Charged-off: Commercial and industrial0.2578%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,397
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,255
Percentage Net Loans Charged-off: All other loans and lease4.6365%168
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4120%627
Percentage Net Loans Charged-off: Total real estate loans0.4055%427
Percentage Net Loans Charged-off:Construction & development0.6321%249
Percentage Net Loans Charged-off: Commercial real estate0.2260%546
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.7057%261
Percentage Net Loans Charged-off: Home equity loans1.8899%73
All other 1-4 family - Percent of loans charged-off, net0.4575%455
Percentage Net Loans Charged-off: Commercial and industrial0.3979%839
Percentage Net Loans Charged-off: Loans to individuals0.0290%2,982
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0290%2,847
Percentage Net Loans Charged-off: All other loans and lease4.0396%152
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1266%1,497
Percentage Net Loans Charged-off: Total real estate loans0.1547%914
Percentage Net Loans Charged-off:Construction & development0.0000%369
Percentage Net Loans Charged-off: Commercial real estate0.0334%652
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.3623%552
Percentage Net Loans Charged-off: Home equity loans0.8799%149
All other 1-4 family - Percent of loans charged-off, net0.2519%715
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,166
Percentage Net Loans Charged-off: Loans to individuals0.0587%2,405
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0587%2,285
Percentage Net Loans Charged-off: All other loans and lease5.9844%116
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7184%512
Percentage Net Loans Charged-off: Total real estate loans0.8641%268
Percentage Net Loans Charged-off:Construction & development7.6868%64
Percentage Net Loans Charged-off: Commercial real estate0.3460%886
Percentage Net Loans Charged-off: Multi-family residential0.0000%420
Percentage Net Loans Charged-off: 1-4 family residential1.2410%177
Percentage Net Loans Charged-off: Home equity loans1.5627%133
All other 1-4 family - Percent of loans charged-off, net1.1679%212
Percentage Net Loans Charged-off: Commercial and industrial0.3807%1,392
Percentage Net Loans Charged-off: Loans to individuals1.1943%751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1943%675
Percentage Net Loans Charged-off: All other loans and lease1.4883%337
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7884%425
Percentage Net Loans Charged-off: Total real estate loans0.9772%224
Percentage Net Loans Charged-off:Construction & development10.5523%47
Percentage Net Loans Charged-off: Commercial real estate0.4461%662
Percentage Net Loans Charged-off: Multi-family residential0.0000%357
Percentage Net Loans Charged-off: 1-4 family residential1.2435%166
Percentage Net Loans Charged-off: Home equity loans1.2509%180
All other 1-4 family - Percent of loans charged-off, net1.2418%179
Percentage Net Loans Charged-off: Commercial and industrial0.3812%1,210
Percentage Net Loans Charged-off: Loans to individuals-0.0955%5,585
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0955%5,521
Percentage Net Loans Charged-off: All other loans and lease5.1893%153
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9225%392
Percentage Net Loans Charged-off: Total real estate loans1.1374%214
Percentage Net Loans Charged-off:Construction & development14.2767%34
Percentage Net Loans Charged-off: Commercial real estate0.3694%704
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential1.5915%144
Percentage Net Loans Charged-off: Home equity loans1.7644%116
All other 1-4 family - Percent of loans charged-off, net1.5509%176
Percentage Net Loans Charged-off: Commercial and industrial0.4679%1,012
Percentage Net Loans Charged-off: Loans to individuals-0.1144%5,573
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1144%5,507
Percentage Net Loans Charged-off: All other loans and lease5.5451%134
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6942%525
Percentage Net Loans Charged-off: Total real estate loans0.8521%309
Percentage Net Loans Charged-off:Construction & development-0.7373%5,813
Percentage Net Loans Charged-off: Commercial real estate0.6384%374
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential1.3742%198
Percentage Net Loans Charged-off: Home equity loans2.3854%80
All other 1-4 family - Percent of loans charged-off, net1.1311%268
Percentage Net Loans Charged-off: Commercial and industrial0.3832%749
Percentage Net Loans Charged-off: Loans to individuals-0.1130%5,478
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1130%5,416
Percentage Net Loans Charged-off: All other loans and lease2.4377%201
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5406%302
Percentage Net Loans Charged-off: Total real estate loans1.9183%165
Percentage Net Loans Charged-off:Construction & development23.9998%31
Percentage Net Loans Charged-off: Commercial real estate0.8965%649
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.7569%191
Percentage Net Loans Charged-off: Home equity loans1.1279%339
All other 1-4 family - Percent of loans charged-off, net1.9084%185
Percentage Net Loans Charged-off: Commercial and industrial0.7830%1,198
Percentage Net Loans Charged-off: Loans to individuals1.3784%806
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.3784%724
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4133%349
Percentage Net Loans Charged-off: Total real estate loans1.7366%198
Percentage Net Loans Charged-off:Construction & development17.4575%49
Percentage Net Loans Charged-off: Commercial real estate0.7988%670
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential1.7831%189
Percentage Net Loans Charged-off: Home equity loans1.2409%322
All other 1-4 family - Percent of loans charged-off, net1.9130%192
Percentage Net Loans Charged-off: Commercial and industrial0.7698%1,086
Percentage Net Loans Charged-off: Loans to individuals1.1618%883
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1618%800
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5561%331
Percentage Net Loans Charged-off: Total real estate loans1.8279%208
Percentage Net Loans Charged-off:Construction & development12.2907%103
Percentage Net Loans Charged-off: Commercial real estate1.1564%472
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.8474%232
Percentage Net Loans Charged-off: Home equity loans0.2413%831
All other 1-4 family - Percent of loans charged-off, net2.2276%195
Percentage Net Loans Charged-off: Commercial and industrial1.0386%853
Percentage Net Loans Charged-off: Loans to individuals0.9897%1,044
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9897%940
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2778%443
Percentage Net Loans Charged-off: Total real estate loans1.6391%275
Percentage Net Loans Charged-off:Construction & development0.2105%787
Percentage Net Loans Charged-off: Commercial real estate0.8757%492
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential2.8273%139
Percentage Net Loans Charged-off: Home equity loans0.6186%437
All other 1-4 family - Percent of loans charged-off, net3.3547%111
Percentage Net Loans Charged-off: Commercial and industrial0.5508%902
Percentage Net Loans Charged-off: Loans to individuals1.0355%980
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0355%884
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7053%487
Percentage Net Loans Charged-off: Total real estate loans2.3066%250
Percentage Net Loans Charged-off:Construction & development19.5201%83
Percentage Net Loans Charged-off: Commercial real estate0.5508%1,461
Percentage Net Loans Charged-off: Multi-family residential0.5978%543
Percentage Net Loans Charged-off: 1-4 family residential2.2073%287
Percentage Net Loans Charged-off: Home equity loans0.9863%662
All other 1-4 family - Percent of loans charged-off, net2.4882%259
Percentage Net Loans Charged-off: Commercial and industrial0.3363%2,409
Percentage Net Loans Charged-off: Loans to individuals1.1813%1,165
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.1813%1,067
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9138%393
Percentage Net Loans Charged-off: Total real estate loans2.6559%200
Percentage Net Loans Charged-off:Construction & development24.1559%69
Percentage Net Loans Charged-off: Commercial real estate0.7412%1,069
Percentage Net Loans Charged-off: Multi-family residential0.8760%424
Percentage Net Loans Charged-off: 1-4 family residential2.0212%351
Percentage Net Loans Charged-off: Home equity loans1.3332%481
All other 1-4 family - Percent of loans charged-off, net2.1769%331
Percentage Net Loans Charged-off: Commercial and industrial0.1824%2,552
Percentage Net Loans Charged-off: Loans to individuals0.9115%1,395
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9115%1,270
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5287%640
Percentage Net Loans Charged-off: Total real estate loans2.1627%331
Percentage Net Loans Charged-off:Construction & development13.1622%181
Percentage Net Loans Charged-off: Commercial real estate0.7391%995
Percentage Net Loans Charged-off: Multi-family residential1.4317%298
Percentage Net Loans Charged-off: 1-4 family residential2.0520%356
Percentage Net Loans Charged-off: Home equity loans1.5081%411
All other 1-4 family - Percent of loans charged-off, net2.1751%350
Percentage Net Loans Charged-off: Commercial and industrial0.0434%2,692
Percentage Net Loans Charged-off: Loans to individuals0.3877%2,333
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3877%2,147
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0522%985
Percentage Net Loans Charged-off: Total real estate loans1.4939%603
Percentage Net Loans Charged-off:Construction & development2.8482%627
Percentage Net Loans Charged-off: Commercial real estate0.0699%1,532
Percentage Net Loans Charged-off: Multi-family residential3.0831%162
Percentage Net Loans Charged-off: 1-4 family residential2.6784%258
Percentage Net Loans Charged-off: Home equity loans0.4975%690
All other 1-4 family - Percent of loans charged-off, net3.1713%224
Percentage Net Loans Charged-off: Commercial and industrial0.0674%1,840
Percentage Net Loans Charged-off: Loans to individuals-0.6203%6,707
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6203%6,652
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1891%1,418
Percentage Net Loans Charged-off: Total real estate loans1.0856%1,481
Percentage Net Loans Charged-off:Construction & development2.9712%1,398
Percentage Net Loans Charged-off: Commercial real estate0.3339%2,341
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,014
Percentage Net Loans Charged-off: 1-4 family residential1.5283%792
Percentage Net Loans Charged-off: Home equity loans0.4549%1,288
All other 1-4 family - Percent of loans charged-off, net1.7974%667
Percentage Net Loans Charged-off: Commercial and industrial1.2253%1,760
Percentage Net Loans Charged-off: Loans to individuals3.5016%393
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.9685%424
Percentage Net Loans Charged-off: All other loans and lease0.4041%885
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3155%1,169
Percentage Net Loans Charged-off: Total real estate loans1.3360%1,057
Percentage Net Loans Charged-off:Construction & development3.6494%1,114
Percentage Net Loans Charged-off: Commercial real estate0.4776%1,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential1.7841%594
Percentage Net Loans Charged-off: Home equity loans0.1710%1,455
All other 1-4 family - Percent of loans charged-off, net2.1944%472
Percentage Net Loans Charged-off: Commercial and industrial1.1430%1,636
Percentage Net Loans Charged-off: Loans to individuals3.4876%392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.8423%417
Percentage Net Loans Charged-off: All other loans and lease0.6003%696
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2682%1,226
Percentage Net Loans Charged-off: Total real estate loans1.5386%903
Percentage Net Loans Charged-off:Construction & development4.3039%920
Percentage Net Loans Charged-off: Commercial real estate0.7342%1,230
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential1.8811%589
Percentage Net Loans Charged-off: Home equity loans0.0188%1,430
All other 1-4 family - Percent of loans charged-off, net2.3637%428
Percentage Net Loans Charged-off: Commercial and industrial0.7191%1,863
Percentage Net Loans Charged-off: Loans to individuals2.9351%507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual2.2479%531
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9749%1,381
Percentage Net Loans Charged-off: Total real estate loans1.3644%900
Percentage Net Loans Charged-off:Construction & development0.6801%1,303
Percentage Net Loans Charged-off: Commercial real estate1.0093%785
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential1.8092%573
Percentage Net Loans Charged-off: Home equity loans0.8200%614
All other 1-4 family - Percent of loans charged-off, net2.0674%488
Percentage Net Loans Charged-off: Commercial and industrial0.3585%1,797
Percentage Net Loans Charged-off: Loans to individuals0.7612%1,653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5174%1,744
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1716%1,902
Percentage Net Loans Charged-off: Total real estate loans1.1291%1,709
Percentage Net Loans Charged-off:Construction & development3.8764%1,502
Percentage Net Loans Charged-off: Commercial real estate-0.0178%7,223
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential1.6153%858
Percentage Net Loans Charged-off: Home equity loans1.3319%711
All other 1-4 family - Percent of loans charged-off, net1.6861%830
Percentage Net Loans Charged-off: Commercial and industrial1.2204%2,292
Percentage Net Loans Charged-off: Loans to individuals1.4943%1,492
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0289%1,962
Percentage Net Loans Charged-off: Total real estate loans1.1343%1,596
Percentage Net Loans Charged-off:Construction & development5.1669%1,083
Percentage Net Loans Charged-off: Commercial real estate-0.0261%7,316
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential1.4504%863
Percentage Net Loans Charged-off: Home equity loans0.8677%865
All other 1-4 family - Percent of loans charged-off, net1.5947%796
Percentage Net Loans Charged-off: Commercial and industrial0.7889%2,499
Percentage Net Loans Charged-off: Loans to individuals1.5271%1,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9880%1,874
Percentage Net Loans Charged-off: Total real estate loans1.0138%1,581
Percentage Net Loans Charged-off:Construction & development7.5869%673
Percentage Net Loans Charged-off: Commercial real estate-0.0317%7,357
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential0.8929%1,286
Percentage Net Loans Charged-off: Home equity loans0.5309%942
All other 1-4 family - Percent of loans charged-off, net0.9827%1,162
Percentage Net Loans Charged-off: Commercial and industrial0.8936%2,119
Percentage Net Loans Charged-off: Loans to individuals1.4995%1,323
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5392%2,450
Percentage Net Loans Charged-off: Total real estate loans0.6408%1,816
Percentage Net Loans Charged-off:Construction & development3.2310%1,003
Percentage Net Loans Charged-off: Commercial real estate-0.0175%7,406
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.7416%1,252
Percentage Net Loans Charged-off: Home equity loans0.4778%731
All other 1-4 family - Percent of loans charged-off, net0.8063%1,132
Percentage Net Loans Charged-off: Commercial and industrial0.2425%2,337
Percentage Net Loans Charged-off: Loans to individuals1.5197%1,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4865%3,826
Percentage Net Loans Charged-off: Total real estate loans0.4327%3,114
Percentage Net Loans Charged-off:Construction & development1.1988%2,452
Percentage Net Loans Charged-off: Commercial real estate0.1587%2,597
Percentage Net Loans Charged-off: Multi-family residential0.0000%922
Percentage Net Loans Charged-off: 1-4 family residential0.4996%2,090
Percentage Net Loans Charged-off: Home equity loans0.1218%1,718
All other 1-4 family - Percent of loans charged-off, net0.5864%1,799
Percentage Net Loans Charged-off: Commercial and industrial0.4498%3,847
Percentage Net Loans Charged-off: Loans to individuals1.6644%1,666
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%184
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5230%3,123
Percentage Net Loans Charged-off: Total real estate loans0.4743%2,513
Percentage Net Loans Charged-off:Construction & development1.5092%1,918
Percentage Net Loans Charged-off: Commercial real estate0.2168%1,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4768%1,833
Percentage Net Loans Charged-off: Home equity loans0.1570%1,402
All other 1-4 family - Percent of loans charged-off, net0.5492%1,610
Percentage Net Loans Charged-off: Commercial and industrial0.5225%3,102
Percentage Net Loans Charged-off: Loans to individuals1.3914%1,844
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%155
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4554%3,005
Percentage Net Loans Charged-off: Total real estate loans0.4540%2,244
Percentage Net Loans Charged-off:Construction & development2.1320%1,394
Percentage Net Loans Charged-off: Commercial real estate0.0109%2,192
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.4339%1,738
Percentage Net Loans Charged-off: Home equity loans0.0659%1,221
All other 1-4 family - Percent of loans charged-off, net0.5159%1,466
Percentage Net Loans Charged-off: Commercial and industrial0.3549%2,938
Percentage Net Loans Charged-off: Loans to individuals1.2688%1,894
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%118
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2754%3,023
Percentage Net Loans Charged-off: Total real estate loans0.1715%2,531
Percentage Net Loans Charged-off:Construction & development0.0000%1,865
Percentage Net Loans Charged-off: Commercial real estate-0.0055%7,688
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.3258%1,552
Percentage Net Loans Charged-off: Home equity loans-0.0188%5,832
All other 1-4 family - Percent of loans charged-off, net0.4018%1,301
Percentage Net Loans Charged-off: Commercial and industrial0.3779%2,014
Percentage Net Loans Charged-off: Loans to individuals1.4393%1,546
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.5835%7,014
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%81
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2484%3,787
Percentage Net Loans Charged-off: Total real estate loans0.1548%3,176
Percentage Net Loans Charged-off:Construction & development0.1821%2,442
Percentage Net Loans Charged-off: Commercial real estate0.2826%1,229
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0849%3,022
Percentage Net Loans Charged-off: Home equity loans0.0052%1,391
All other 1-4 family - Percent of loans charged-off, net0.1013%2,702
Percentage Net Loans Charged-off: Commercial and industrial0.3498%3,082
Percentage Net Loans Charged-off: Loans to individuals1.0749%2,114
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%112
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1518%3,781
Percentage Net Loans Charged-off: Total real estate loans0.0504%3,533
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.1168%1,178
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0262%3,129
Percentage Net Loans Charged-off: Home equity loans0.0142%1,089
All other 1-4 family - Percent of loans charged-off, net0.0286%2,889
Percentage Net Loans Charged-off: Commercial and industrial0.2489%2,672
Percentage Net Loans Charged-off: Loans to individuals1.0920%1,722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%90
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1652%3,070
Percentage Net Loans Charged-off: Total real estate loans0.0220%3,346
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.1340%849
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential-0.0323%7,954
Percentage Net Loans Charged-off: Home equity loans-0.0222%5,957
All other 1-4 family - Percent of loans charged-off, net-0.0342%7,926
Percentage Net Loans Charged-off: Commercial and industrial0.3982%1,812
Percentage Net Loans Charged-off: Loans to individuals0.8779%1,918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%70
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0676%3,483
Percentage Net Loans Charged-off: Total real estate loans-0.0161%7,888
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate-0.0070%7,870
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential-0.0249%7,907
Percentage Net Loans Charged-off: Home equity loans-0.0469%5,950
All other 1-4 family - Percent of loans charged-off, net-0.0209%7,877
Percentage Net Loans Charged-off: Commercial and industrial0.1759%1,675
Percentage Net Loans Charged-off: Loans to individuals0.6366%2,136
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1585%3,084
Percentage Net Loans Charged-off: Total real estate loans0.1370%1,764
Percentage Net Loans Charged-off:Construction & development0.5184%664
Percentage Net Loans Charged-off: Commercial real estate0.0696%1,191
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0952%1,945
Percentage Net Loans Charged-off: Home equity loans-0.0424%6,020
All other 1-4 family - Percent of loans charged-off, net0.1197%1,626
Percentage Net Loans Charged-off: Commercial and industrial0.0994%3,234
Percentage Net Loans Charged-off: Loans to individuals0.8429%1,953
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1274%2,763
Percentage Net Loans Charged-off: Total real estate loans0.1035%1,453
Percentage Net Loans Charged-off:Construction & development0.6951%306
Percentage Net Loans Charged-off: Commercial real estate-0.0072%7,830
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0333%2,112
Percentage Net Loans Charged-off: Home equity loans-0.0487%6,011
All other 1-4 family - Percent of loans charged-off, net0.0480%1,791
Percentage Net Loans Charged-off: Commercial and industrial0.0333%3,017
Percentage Net Loans Charged-off: Loans to individuals0.9934%1,372
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%2,308
Percentage Net Loans Charged-off: Total real estate loans0.1474%937
Percentage Net Loans Charged-off:Construction & development1.0271%171
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,874
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0337%1,693
Percentage Net Loans Charged-off: Home equity loans-0.0490%6,000
All other 1-4 family - Percent of loans charged-off, net0.0487%1,433
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,722
Percentage Net Loans Charged-off: Loans to individuals0.6818%1,885
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2234%1,282
Percentage Net Loans Charged-off: Total real estate loans0.2767%443
Percentage Net Loans Charged-off:Construction & development1.9258%66
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,950
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0340%1,217
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0403%1,077
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,846
Percentage Net Loans Charged-off: Loans to individuals0.5638%1,999
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1792%2,171
Percentage Net Loans Charged-off: Total real estate loans0.1391%1,023
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.3599%385
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0512%1,973
Percentage Net Loans Charged-off: Home equity loans0.1664%352
All other 1-4 family - Percent of loans charged-off, net0.0289%2,159
Percentage Net Loans Charged-off: Commercial and industrial0.0650%3,189
Percentage Net Loans Charged-off: Loans to individuals1.2136%1,149
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2107%1,518
Percentage Net Loans Charged-off: Total real estate loans0.1861%613
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.4724%255
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0707%1,424
Percentage Net Loans Charged-off: Home equity loans0.2269%224
All other 1-4 family - Percent of loans charged-off, net0.0401%1,666
Percentage Net Loans Charged-off: Commercial and industrial0.0915%2,464
Percentage Net Loans Charged-off: Loans to individuals0.9916%1,332
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1378%2,017
Percentage Net Loans Charged-off: Total real estate loans0.0915%1,036
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.2033%378
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0502%1,401
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0601%1,243
Percentage Net Loans Charged-off: Commercial and industrial0.0681%2,209
Percentage Net Loans Charged-off: Loans to individuals1.0805%1,166
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1895%1,362
Percentage Net Loans Charged-off: Total real estate loans0.1856%461
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.4219%168
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0968%787
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.1161%682
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,732
Percentage Net Loans Charged-off: Loans to individuals0.8531%1,456
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0488%4,783
Percentage Net Loans Charged-off: Total real estate loans0.0057%3,264
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0108%2,777
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0129%2,545
Percentage Net Loans Charged-off: Commercial and industrial-0.0453%7,357
Percentage Net Loans Charged-off: Loans to individuals0.8438%2,243
Percentage Net Loans Charged-off: Credit card loans8.9109%89
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0311%4,813
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial-0.1822%7,691
Percentage Net Loans Charged-off: Loans to individuals0.9195%1,779
Percentage Net Loans Charged-off: Credit card loans9.8561%77
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0093%5,222
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial-0.2801%7,823
Percentage Net Loans Charged-off: Loans to individuals0.7624%2,055
Percentage Net Loans Charged-off: Credit card loans9.5050%99
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%20
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0702%8,011
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial-0.8279%8,190
Percentage Net Loans Charged-off: Loans to individuals0.6538%2,139
Percentage Net Loans Charged-off: Credit card loans11.6172%91
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6490%788
Percentage Net Loans Charged-off: Total real estate loans0.0679%2,021
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.1251%1,366
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.1464%1,224
Percentage Net Loans Charged-off: Commercial and industrial3.6663%345
Percentage Net Loans Charged-off: Loans to individuals1.4219%1,304
Percentage Net Loans Charged-off: Credit card loans5.0600%333
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7131%619
Percentage Net Loans Charged-off: Total real estate loans0.0915%1,424
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.1683%942
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.1966%836
Percentage Net Loans Charged-off: Commercial and industrial3.8880%288
Percentage Net Loans Charged-off: Loans to individuals1.6217%978
Percentage Net Loans Charged-off: Credit card loans5.6711%272
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8468%514
Percentage Net Loans Charged-off: Total real estate loans0.1290%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.2367%688
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.2751%623
Percentage Net Loans Charged-off: Commercial and industrial4.6294%225
Percentage Net Loans Charged-off: Loans to individuals1.5759%1,050
Percentage Net Loans Charged-off: Credit card loans5.6615%280
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3924%1,140
Percentage Net Loans Charged-off: Total real estate loans0.0595%1,262
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.1084%930
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.1254%827
Percentage Net Loans Charged-off: Commercial and industrial0.8858%889
Percentage Net Loans Charged-off: Loans to individuals2.7239%558
Percentage Net Loans Charged-off: Credit card loans6.5805%268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1610%3,870
Percentage Net Loans Charged-off: Total real estate loans-0.0044%8,079
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0075%8,289
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0085%8,311
Percentage Net Loans Charged-off: Commercial and industrial-0.1165%8,026
Percentage Net Loans Charged-off: Loans to individuals1.8582%968
Percentage Net Loans Charged-off: Credit card loans7.1507%203
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1214%3,936
Percentage Net Loans Charged-off: Total real estate loans-0.0063%8,131
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0105%8,341
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0118%8,366
Percentage Net Loans Charged-off: Commercial and industrial-0.1523%8,044
Percentage Net Loans Charged-off: Loans to individuals1.4830%1,259
Percentage Net Loans Charged-off: Credit card loans6.4787%268
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1116%3,798
Percentage Net Loans Charged-off: Total real estate loans-0.0100%8,289
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0166%8,436
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0187%8,472
Percentage Net Loans Charged-off: Commercial and industrial-0.1055%7,868
Percentage Net Loans Charged-off: Loans to individuals1.2708%1,577
Percentage Net Loans Charged-off: Credit card loans7.8351%198
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2304%2,136
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.0612%2,259
Percentage Net Loans Charged-off: Loans to individuals1.8129%1,023
Percentage Net Loans Charged-off: Credit card loans10.8336%160
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6719%1,189
Percentage Net Loans Charged-off: Total real estate loans0.0026%4,029
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0039%3,325
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.0043%3,142
Percentage Net Loans Charged-off: Commercial and industrial1.5379%1,348
Percentage Net Loans Charged-off: Loans to individuals1.8658%985
Percentage Net Loans Charged-off: Credit card loans4.4060%608
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2304%535
Percentage Net Loans Charged-off: Total real estate loans1.6739%72
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate7.8131%36
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0225%2,626
Percentage Net Loans Charged-off: Home equity loans-0.5202%6,064
All other 1-4 family - Percent of loans charged-off, net0.0566%1,927
Percentage Net Loans Charged-off: Commercial and industrial0.0000%4,805
Percentage Net Loans Charged-off: Loans to individuals0.9391%2,433
Percentage Net Loans Charged-off: Credit card loans7.4769%230
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1764%3,463
Percentage Net Loans Charged-off: Total real estate loans0.1326%194
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.4922%48
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0500%432
Percentage Net Loans Charged-off: Home equity loans0.0000%364
All other 1-4 family - Percent of loans charged-off, net0.0528%389
Percentage Net Loans Charged-off: Commercial and industrial0.1029%843
Percentage Net Loans Charged-off: Loans to individuals0.4575%821
Percentage Net Loans Charged-off: Credit card loans1.5244%631
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%385
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1945%3,298
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2396%2,993
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1518%4,500
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1170%10,866
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0704%6,384
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4001%2,296
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2149%5,182
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0983%8,910
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA