Home > Blackduck State Bank > Income and Expense
Blackduck State Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 10,070 |
| Total interest expense | $657,000 | 10,458 |
| Net interest income | $1,104,000 | 9,616 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $181,000 | 8,745 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 6,949 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $763,000 | 9,930 |
| Salaries and employee benefits | $393,000 | 9,998 |
| Premises and equipment expense | $64,000 | 10,656 |
| Additional noninterest expense | $306,000 | 9,183 |
| Pre-tax net operating income | $522,000 | 8,317 |
| Securities gains (losses) | $10,000 | 2,384 |
| Applicable income taxes | $197,000 | 7,466 |
| Income before extraordinary items | $335,000 | 8,610 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $335,000 | 8,614 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 10,798 |
| Cash dividends | $320,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $328,600 | 8,645 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,601,000 | 10,525 |
| Total interest expense | $483,000 | 11,172 |
| Net interest income | $1,118,000 | 10,009 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $170,000 | 9,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,213 |
| Total noninterest expense | $795,000 | 10,271 |
| Salaries and employee benefits | $378,000 | 10,483 |
| Premises and equipment expense | $88,000 | 10,406 |
| Additional noninterest expense | $329,000 | 9,608 |
| Pre-tax net operating income | $493,000 | 8,700 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $174,000 | 7,835 |
| Income before extraordinary items | $322,000 | 8,914 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $322,000 | 8,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,382 |
| Cash dividends | $116,000 | 6,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $320,050 | 8,989 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $875,000 | 12,538 |
| Total interest expense | $301,000 | 12,676 |
| Net interest income | $574,000 | 12,313 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $91,000 | 11,541 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,544 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,000 | 11,511 |
| Total noninterest expense | $487,000 | 12,235 |
| Salaries and employee benefits | $257,000 | 12,106 |
| Premises and equipment expense | $50,000 | 12,210 |
| Additional noninterest expense | $180,000 | 12,017 |
| Pre-tax net operating income | $178,000 | 11,234 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $62,000 | 10,653 |
| Income before extraordinary items | $116,000 | 11,627 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $116,000 | 11,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $116,000 | 11,421 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 10,889 |
| Total interest expense | $880,000 | 10,951 |
| Net interest income | $1,121,000 | 10,628 |
| Provision for loan and lease losses | $24,000 | 10,335 |
| Total noninterest income | $149,000 | 10,515 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $61,000 | 9,744 |
| Total noninterest expense | $851,000 | 10,747 |
| Salaries and employee benefits | $489,000 | 9,880 |
| Premises and equipment expense | $82,000 | 11,425 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $395,000 | 9,290 |
| Securities gains (losses) | $11,000 | 6,349 |
| Applicable income taxes | $145,000 | 8,747 |
| Income before extraordinary items | $261,000 | 9,764 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $261,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 13,212 |
| Cash dividends | $200,000 | 4,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $253,960 | 9,504 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.