Home > Black Mountain Community Bank > Assets and Liabilities
Black Mountain Community Bank, Assets and Liabilities
| 2009-12-31 | Rank | |
| # of Employees: | 22 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $177,913,000 | 3,546 |
| Cash and due from depository institutions | $32,967,000 | 5,486 |
| Interest-bearing balances | $32,178,000 | 904 |
| Securities | $76,000 | 7,716 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,737 |
| Net loans & leases | $137,073,000 | 3,119 |
| Loan loss allowance | $3,994,000 | 1,924 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $202,000 | 7,283 |
| Other real estate owned | $740,000 | 5,486 |
| Goodwill and other intangibles | $1,263,000 | 1,492 |
| All other assets | $5,592,000 | 3,208 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $177,913,000 | 3,546 |
| Total liabilities | $164,652,000 | 3,453 |
| Total deposits | $149,428,000 | 3,497 |
| Interest-bearing deposits | $134,765,000 | 3,355 |
| Deposits held in domestic offices | $149,428,000 | 3,496 |
| % insured | 95.11% | 1,649 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $14,900,000 | 2,262 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $324,000 | 5,757 |
| Total equity capital | $13,261,000 | 4,406 |
| Total bank equity capital | $13,261,000 | 4,406 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,730,000 | 1,262 |
| Surplus | $3,704,000 | 4,562 |
| Undivided profits | $5,827,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $21,423,000 | 824 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $207,000 | 732 |
| Income earned, not collected on loans | $663,000 | 4,618 |
| Earning assets | $169,327,000 | 3,430 |
| Long-term assets (5+ years) | $14,173,000 | 4,818 |
| Average Assets, year-to-date | $167,408,800 | 3,653 |
| Average Assets, quarterly | $175,637,000 | 3,559 |
| Volatile liabilities | $51,310,000 | 2,692 |
| Insider loans | $7,271,000 | 1,038 |
| FHLB advances | $14,900,000 | 2,157 |
| Loans and leases held for sale | $582,000 | 1,218 |
| Unused loan commitments | $6,491,000 | 5,007 |
| Tier 1 (core) risk-based capital | $11,996,000 | 4,579 |
| Tier 2 risk-based capital | $1,788,000 | 2,894 |
| Total risk weighted assets | $140,858,000 | 3,197 |
| Total unused commitments | $6,491,000 | 5,008 |
| Derivatives | $1,358,000 | 865 |
| 2009-09-30 | Rank | |
| # of Employees: | 23 | 5,398 |
| Assets and Liabilities | ||
| Total Assets: | $173,361,000 | 3,625 |
| Cash and due from depository institutions | $27,560,000 | 5,398 |
| Interest-bearing balances | $23,379,000 | 1,084 |
| Securities | $76,000 | 7,794 |
| Federal funds sold & reverse repurchase agreements | $0 | 4,911 |
| Net loans & leases | $141,617,000 | 3,078 |
| Loan loss allowance | $2,452,000 | 2,694 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $205,000 | 7,368 |
| Other real estate owned | $0 | 5,398 |
| Goodwill and other intangibles | $1,263,000 | 1,541 |
| All other assets | $2,640,000 | 4,514 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $173,361,000 | 3,625 |
| Total liabilities | $159,535,000 | 3,525 |
| Total deposits | $137,304,000 | 3,716 |
| Interest-bearing deposits | $121,173,000 | 3,650 |
| Deposits held in domestic offices | $137,304,000 | 3,715 |
| % insured | 88.97% | 4,313 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $21,900,000 | 1,819 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $331,000 | 6,178 |
| Total equity capital | $13,826,000 | 4,377 |
| Total bank equity capital | $13,826,000 | 4,377 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,730,000 | 1,285 |
| Surplus | $3,704,000 | 4,585 |
| Undivided profits | $6,392,000 | 3,947 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $9,760,000 | 1,517 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $136,000 | 831 |
| Income earned, not collected on loans | $697,000 | 4,674 |
| Earning assets | $165,072,000 | 3,502 |
| Long-term assets (5+ years) | $15,401,000 | 4,655 |
| Average Assets, year-to-date | $164,782,750 | 3,711 |
| Average Assets, quarterly | $168,601,000 | 3,694 |
| Volatile liabilities | $56,821,000 | 2,470 |
| Insider loans | $7,779,000 | 995 |
| FHLB advances | $21,900,000 | 1,720 |
| Loans and leases held for sale | $576,000 | 1,166 |
| Unused loan commitments | $9,118,000 | 4,440 |
| Tier 1 (core) risk-based capital | $12,561,000 | 4,522 |
| Tier 2 risk-based capital | $1,796,000 | 2,890 |
| Total risk weighted assets | $142,991,000 | 3,190 |
| Total unused commitments | $9,118,000 | 4,443 |
| Derivatives | $841,000 | 977 |
| 2009-06-30 | Rank | |
| # of Employees: | 24 | 5,322 |
| Assets and Liabilities | ||
| Total Assets: | $163,841,000 | 3,789 |
| Cash and due from depository institutions | $12,222,000 | 5,322 |
| Interest-bearing balances | $11,067,000 | 1,717 |
| Securities | $459,000 | 7,760 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,176 |
| Net loans & leases | $146,488,000 | 3,017 |
| Loan loss allowance | $1,619,000 | 3,540 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $217,000 | 7,425 |
| Other real estate owned | $0 | 5,322 |
| Goodwill and other intangibles | $1,263,000 | 1,549 |
| All other assets | $3,192,000 | 4,086 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $163,841,000 | 3,789 |
| Total liabilities | $149,596,000 | 3,746 |
| Total deposits | $127,248,000 | 3,927 |
| Interest-bearing deposits | $108,778,000 | 3,945 |
| Deposits held in domestic offices | $127,248,000 | 3,925 |
| % insured | 71.72% | 5,762 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $21,900,000 | 1,918 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $448,000 | 5,587 |
| Total equity capital | $14,245,000 | 4,254 |
| Total bank equity capital | $14,245,000 | 4,254 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,730,000 | 1,302 |
| Surplus | $3,704,000 | 4,628 |
| Undivided profits | $6,811,000 | 3,781 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $8,292,000 | 1,603 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $673,000 | 4,670 |
| Earning assets | $158,014,000 | 3,646 |
| Long-term assets (5+ years) | $18,771,000 | 4,223 |
| Average Assets, year-to-date | $161,923,330 | 3,783 |
| Average Assets, quarterly | $164,107,500 | 3,772 |
| Volatile liabilities | $53,313,000 | 2,615 |
| Insider loans | $7,480,000 | 1,044 |
| FHLB advances | $21,900,000 | 1,813 |
| Loans and leases held for sale | $3,241,000 | 703 |
| Unused loan commitments | $13,051,000 | 3,810 |
| Tier 1 (core) risk-based capital | $13,452,000 | 4,308 |
| Tier 2 risk-based capital | $1,619,000 | 3,097 |
| Total risk weighted assets | $148,317,000 | 3,122 |
| Total unused commitments | $13,051,000 | 3,813 |
| Derivatives | $7,391,000 | 623 |
| 2009-03-31 | Rank | |
| # of Employees: | 23 | 5,486 |
| Assets and Liabilities | ||
| Total Assets: | $164,374,000 | 3,788 |
| Cash and due from depository institutions | $15,912,000 | 5,486 |
| Interest-bearing balances | $14,222,000 | 1,251 |
| Securities | $623,000 | 7,793 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $143,591,000 | 3,079 |
| Loan loss allowance | $1,653,000 | 3,419 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $231,000 | 7,441 |
| Other real estate owned | $0 | 5,486 |
| Goodwill and other intangibles | $1,263,000 | 1,564 |
| All other assets | $2,754,000 | 4,424 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $164,374,000 | 3,788 |
| Total liabilities | $149,880,000 | 3,740 |
| Total deposits | $127,487,000 | 3,917 |
| Interest-bearing deposits | $107,921,000 | 3,952 |
| Deposits held in domestic offices | $127,487,000 | 3,915 |
| % insured | 69.94% | 6,093 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $21,900,000 | 1,953 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $493,000 | 5,309 |
| Total equity capital | $14,494,000 | 4,249 |
| Total bank equity capital | $14,494,000 | 4,249 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,730,000 | 1,310 |
| Surplus | $3,704,000 | 4,649 |
| Undivided profits | $7,060,000 | 3,755 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $5,671,000 | 1,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 694 |
| Income earned, not collected on loans | $566,000 | 5,192 |
| Earning assets | $158,436,000 | 3,641 |
| Long-term assets (5+ years) | $18,543,000 | 4,247 |
| Average Assets, year-to-date | $160,964,500 | 3,817 |
| Average Assets, quarterly | $160,964,500 | 3,817 |
| Volatile liabilities | $55,624,000 | 2,534 |
| Insider loans | $7,894,000 | 999 |
| FHLB advances | $21,900,000 | 1,849 |
| Loans and leases held for sale | $656,000 | 1,277 |
| Unused loan commitments | $17,176,000 | 3,367 |
| Tier 1 (core) risk-based capital | $13,593,000 | 4,305 |
| Tier 2 risk-based capital | $1,653,000 | 3,054 |
| Total risk weighted assets | $146,343,000 | 3,165 |
| Total unused commitments | $17,176,000 | 3,368 |
| Derivatives | $2,488,000 | 874 |
| 2008-12-31 | Rank | |
| # of Employees: | 24 | 5,390 |
| Assets and Liabilities | ||
| Total Assets: | $157,555,000 | 3,865 |
| Cash and due from depository institutions | $10,043,000 | 5,390 |
| Interest-bearing balances | $6,711,000 | 1,493 |
| Securities | $927,000 | 7,791 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $142,306,000 | 3,130 |
| Loan loss allowance | $1,765,000 | 3,192 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $243,000 | 7,463 |
| Other real estate owned | $0 | 5,390 |
| Goodwill and other intangibles | $1,263,000 | 1,576 |
| All other assets | $2,773,000 | 4,456 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $157,555,000 | 3,865 |
| Total liabilities | $143,180,000 | 3,825 |
| Total deposits | $120,878,000 | 3,988 |
| Interest-bearing deposits | $101,784,000 | 4,045 |
| Deposits held in domestic offices | $120,878,000 | 3,986 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $21,900,000 | 2,093 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $402,000 | 5,795 |
| Total equity capital | $14,375,000 | 4,260 |
| Total bank equity capital | $14,375,000 | 4,260 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,730,000 | 1,305 |
| Surplus | $3,704,000 | 4,637 |
| Undivided profits | $6,941,000 | 3,773 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,721,000 | 3,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 634 |
| Income earned, not collected on loans | $618,000 | 5,144 |
| Earning assets | $149,944,000 | 3,749 |
| Long-term assets (5+ years) | $19,717,000 | 4,058 |
| Average Assets, year-to-date | $153,803,000 | 3,827 |
| Average Assets, quarterly | $155,070,000 | 3,885 |
| Volatile liabilities | $43,743,000 | 3,028 |
| Insider loans | $8,587,000 | 922 |
| FHLB advances | $21,900,000 | 1,997 |
| Loans and leases held for sale | $417,000 | 1,189 |
| Unused loan commitments | $22,554,000 | 2,849 |
| Tier 1 (core) risk-based capital | $13,273,000 | 4,375 |
| Tier 2 risk-based capital | $1,765,000 | 2,861 |
| Total risk weighted assets | $145,919,000 | 3,183 |
| Total unused commitments | $22,554,000 | 2,850 |
| Derivatives | $1,113,000 | 913 |
| 2008-09-30 | Rank | |
| # of Employees: | 24 | 5,454 |
| Assets and Liabilities | ||
| Total Assets: | $152,585,000 | 3,941 |
| Cash and due from depository institutions | $3,425,000 | 5,454 |
| Interest-bearing balances | $26,000 | 6,107 |
| Securities | $1,040,000 | 7,817 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $143,956,000 | 3,095 |
| Loan loss allowance | $1,816,000 | 2,929 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $255,000 | 7,493 |
| Other real estate owned | $0 | 5,454 |
| Goodwill and other intangibles | $1,263,000 | 1,624 |
| All other assets | $2,646,000 | 4,609 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $152,585,000 | 3,941 |
| Total liabilities | $137,745,000 | 3,902 |
| Total deposits | $114,863,000 | 4,101 |
| Interest-bearing deposits | $95,761,000 | 4,168 |
| Deposits held in domestic offices | $114,863,000 | 4,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $22,500,000 | 2,085 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $382,000 | 6,073 |
| Total equity capital | $14,840,000 | 4,210 |
| Total bank equity capital | $14,840,000 | 4,210 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,730,000 | 1,309 |
| Surplus | $3,704,000 | 4,642 |
| Undivided profits | $7,406,000 | 3,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,582,000 | 3,364 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 642 |
| Income earned, not collected on loans | $563,000 | 5,568 |
| Earning assets | $145,022,000 | 3,820 |
| Long-term assets (5+ years) | $19,269,000 | 4,055 |
| Average Assets, year-to-date | $152,865,000 | 3,858 |
| Average Assets, quarterly | $153,940,000 | 3,882 |
| Volatile liabilities | $35,628,000 | 3,403 |
| Insider loans | $8,559,000 | 907 |
| FHLB advances | $22,500,000 | 1,986 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $23,002,000 | 2,957 |
| Tier 1 (core) risk-based capital | $13,662,000 | 4,358 |
| Tier 2 risk-based capital | $1,816,000 | 2,733 |
| Total risk weighted assets | $146,856,000 | 3,160 |
| Total unused commitments | $23,002,000 | 2,960 |
| Derivatives | $1,834,000 | 750 |
| 2008-06-30 | Rank | |
| # of Employees: | 21 | 5,912 |
| Assets and Liabilities | ||
| Total Assets: | $155,295,000 | 3,889 |
| Cash and due from depository institutions | $2,368,000 | 5,912 |
| Interest-bearing balances | $63,000 | 5,476 |
| Securities | $69,000 | 8,107 |
| Federal funds sold & reverse repurchase agreements | $11,400,000 | 1,062 |
| Net loans & leases | $137,431,000 | 3,183 |
| Loan loss allowance | $1,770,000 | 2,912 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $204,000 | 7,706 |
| Other real estate owned | $0 | 5,912 |
| Goodwill and other intangibles | $1,263,000 | 1,646 |
| All other assets | $2,560,000 | 4,652 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $155,295,000 | 3,889 |
| Total liabilities | $140,528,000 | 3,835 |
| Total deposits | $119,698,000 | 3,996 |
| Interest-bearing deposits | $98,306,000 | 4,110 |
| Deposits held in domestic offices | $119,698,000 | 3,993 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $20,500,000 | 2,138 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $330,000 | 6,335 |
| Total equity capital | $14,767,000 | 4,237 |
| Total bank equity capital | $14,767,000 | 4,237 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,730,000 | 1,308 |
| Surplus | $3,704,000 | 4,650 |
| Undivided profits | $7,333,000 | 3,711 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,626,000 | 2,309 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $186,000 | 615 |
| Income earned, not collected on loans | $565,000 | 5,517 |
| Earning assets | $148,963,000 | 3,747 |
| Long-term assets (5+ years) | $21,299,000 | 3,824 |
| Average Assets, year-to-date | $152,958,330 | 3,892 |
| Average Assets, quarterly | $155,716,000 | 3,873 |
| Volatile liabilities | $34,272,000 | 3,504 |
| Insider loans | $8,733,000 | 879 |
| FHLB advances | $20,500,000 | 2,040 |
| Loans and leases held for sale | $225,000 | 1,440 |
| Unused loan commitments | $27,875,000 | 2,676 |
| Tier 1 (core) risk-based capital | $13,503,000 | 4,418 |
| Tier 2 risk-based capital | $1,770,000 | 2,730 |
| Total risk weighted assets | $143,297,000 | 3,205 |
| Total unused commitments | $27,875,000 | 2,677 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 23 | 5,682 |
| Assets and Liabilities | ||
| Total Assets: | $156,137,000 | 3,876 |
| Cash and due from depository institutions | $2,171,000 | 5,682 |
| Interest-bearing balances | $92,000 | 5,183 |
| Securities | $68,000 | 8,149 |
| Federal funds sold & reverse repurchase agreements | $14,100,000 | 1,229 |
| Net loans & leases | $135,956,000 | 3,170 |
| Loan loss allowance | $1,655,000 | 2,992 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $221,000 | 7,696 |
| Other real estate owned | $0 | 5,682 |
| Goodwill and other intangibles | $1,263,000 | 1,642 |
| All other assets | $2,358,000 | 4,741 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $156,137,000 | 3,876 |
| Total liabilities | $141,553,000 | 3,817 |
| Total deposits | $120,599,000 | 3,970 |
| Interest-bearing deposits | $98,951,000 | 4,088 |
| Deposits held in domestic offices | $120,599,000 | 3,967 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $20,500,000 | 1,958 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $454,000 | 5,889 |
| Total equity capital | $14,584,000 | 4,355 |
| Total bank equity capital | $14,584,000 | 4,355 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,730,000 | 1,303 |
| Surplus | $3,704,000 | 4,633 |
| Undivided profits | $7,150,000 | 3,904 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,410,000 | 3,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $237,000 | 517 |
| Income earned, not collected on loans | $579,000 | 5,434 |
| Earning assets | $150,216,000 | 3,739 |
| Long-term assets (5+ years) | $21,514,000 | 3,714 |
| Average Assets, year-to-date | $151,790,000 | 3,911 |
| Average Assets, quarterly | $151,790,000 | 3,911 |
| Volatile liabilities | $30,010,000 | 3,756 |
| Insider loans | $8,004,000 | 957 |
| FHLB advances | $20,500,000 | 1,869 |
| Loans and leases held for sale | $150,000 | 1,602 |
| Unused loan commitments | $31,904,000 | 2,481 |
| Tier 1 (core) risk-based capital | $13,320,000 | 4,469 |
| Tier 2 risk-based capital | $1,655,000 | 2,846 |
| Total risk weighted assets | $142,705,000 | 3,180 |
| Total unused commitments | $31,904,000 | 2,484 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 23 | 5,690 |
| Assets and Liabilities | ||
| Total Assets: | $147,443,000 | 3,993 |
| Cash and due from depository institutions | $1,689,000 | 5,690 |
| Interest-bearing balances | $120,000 | 4,504 |
| Securities | $67,000 | 8,195 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,193 |
| Net loans & leases | $135,893,000 | 3,145 |
| Loan loss allowance | $1,415,000 | 3,373 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $232,000 | 7,703 |
| Other real estate owned | $0 | 5,690 |
| Goodwill and other intangibles | $1,263,000 | 1,643 |
| All other assets | $2,299,000 | 4,840 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $147,442,000 | 3,993 |
| Total liabilities | $132,811,000 | 3,948 |
| Total deposits | $111,939,000 | 4,154 |
| Interest-bearing deposits | $90,651,000 | 4,274 |
| Deposits held in domestic offices | $111,939,000 | 4,153 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,500,000 | 1,822 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $372,000 | 6,284 |
| Total equity capital | $14,631,000 | 4,286 |
| Total bank equity capital | $14,631,000 | 4,286 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,730,000 | 1,292 |
| Surplus | $3,704,000 | 4,611 |
| Undivided profits | $7,197,000 | 3,854 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 4,112 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $201,000 | 560 |
| Income earned, not collected on loans | $616,000 | 5,501 |
| Earning assets | $142,080,000 | 3,851 |
| Long-term assets (5+ years) | $18,533,000 | 3,796 |
| Average Assets, year-to-date | $145,970,600 | 3,891 |
| Average Assets, quarterly | $146,787,500 | 3,961 |
| Volatile liabilities | $39,503,000 | 3,116 |
| Insider loans | $5,426,000 | 1,412 |
| FHLB advances | $20,500,000 | 1,729 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $24,982,000 | 2,941 |
| Tier 1 (core) risk-based capital | $13,368,000 | 4,428 |
| Tier 2 risk-based capital | $1,415,000 | 3,210 |
| Total risk weighted assets | $140,672,000 | 3,199 |
| Total unused commitments | $24,982,000 | 2,941 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 23 | 5,718 |
| Assets and Liabilities | ||
| Total Assets: | $146,132,000 | 3,966 |
| Cash and due from depository institutions | $4,507,000 | 5,718 |
| Interest-bearing balances | $345,000 | 3,361 |
| Securities | $65,000 | 8,245 |
| Federal funds sold & reverse repurchase agreements | $4,200,000 | 2,868 |
| Net loans & leases | $133,567,000 | 3,140 |
| Loan loss allowance | $1,545,000 | 3,090 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $247,000 | 7,672 |
| Other real estate owned | $0 | 5,718 |
| Goodwill and other intangibles | $1,263,000 | 1,623 |
| All other assets | $2,283,000 | 4,960 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $146,132,000 | 3,966 |
| Total liabilities | $131,762,000 | 3,925 |
| Total deposits | $110,796,000 | 4,145 |
| Interest-bearing deposits | $88,663,000 | 4,319 |
| Deposits held in domestic offices | $110,796,000 | 4,142 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $20,500,000 | 1,728 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $466,000 | 5,928 |
| Total equity capital | $14,370,000 | 4,308 |
| Total bank equity capital | $14,370,000 | 4,308 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,730,000 | 1,271 |
| Surplus | $3,704,000 | 4,578 |
| Undivided profits | $6,936,000 | 3,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $653,000 | 5,584 |
| Earning assets | $138,177,000 | 3,907 |
| Long-term assets (5+ years) | $19,011,000 | 3,635 |
| Average Assets, year-to-date | $145,602,500 | 3,890 |
| Average Assets, quarterly | $146,578,500 | 3,934 |
| Volatile liabilities | $38,462,000 | 3,149 |
| Insider loans | $4,931,000 | 1,502 |
| FHLB advances | $20,500,000 | 1,630 |
| Loans and leases held for sale | $62,000 | 1,704 |
| Unused loan commitments | $28,042,000 | 2,745 |
| Tier 1 (core) risk-based capital | $13,107,000 | 4,485 |
| Tier 2 risk-based capital | $1,545,000 | 2,977 |
| Total risk weighted assets | $140,392,000 | 3,159 |
| Total unused commitments | $28,042,000 | 2,745 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 24 | 5,620 |
| Assets and Liabilities | ||
| Total Assets: | $147,025,000 | 3,937 |
| Cash and due from depository institutions | $4,685,000 | 5,620 |
| Interest-bearing balances | $344,000 | 3,425 |
| Securities | $64,000 | 8,296 |
| Federal funds sold & reverse repurchase agreements | $8,800,000 | 1,765 |
| Net loans & leases | $129,733,000 | 3,210 |
| Loan loss allowance | $1,540,000 | 3,102 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $261,000 | 7,649 |
| Other real estate owned | $0 | 5,620 |
| Goodwill and other intangibles | $1,263,000 | 1,638 |
| All other assets | $2,219,000 | 4,995 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $147,025,000 | 3,937 |
| Total liabilities | $132,956,000 | 3,885 |
| Total deposits | $114,072,000 | 4,072 |
| Interest-bearing deposits | $89,927,000 | 4,274 |
| Deposits held in domestic offices | $114,072,000 | 4,070 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $18,500,000 | 1,770 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $384,000 | 6,226 |
| Total equity capital | $14,069,000 | 4,310 |
| Total bank equity capital | $14,069,000 | 4,310 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,730,000 | 1,260 |
| Surplus | $3,704,000 | 4,579 |
| Undivided profits | $6,635,000 | 4,007 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $611,000 | 5,564 |
| Earning assets | $138,941,000 | 3,862 |
| Long-term assets (5+ years) | $19,084,000 | 3,576 |
| Average Assets, year-to-date | $145,426,000 | 3,932 |
| Average Assets, quarterly | $148,658,500 | 3,892 |
| Volatile liabilities | $45,279,000 | 2,745 |
| Insider loans | $4,935,000 | 1,499 |
| FHLB advances | $18,500,000 | 1,671 |
| Loans and leases held for sale | $583,000 | 1,203 |
| Unused loan commitments | $19,190,000 | 3,489 |
| Tier 1 (core) risk-based capital | $12,806,000 | 4,558 |
| Tier 2 risk-based capital | $1,540,000 | 2,973 |
| Total risk weighted assets | $137,348,000 | 3,203 |
| Total unused commitments | $19,190,000 | 3,489 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 22 | 5,874 |
| Assets and Liabilities | ||
| Total Assets: | $150,292,000 | 3,885 |
| Cash and due from depository institutions | $2,896,000 | 5,874 |
| Interest-bearing balances | $365,000 | 3,445 |
| Securities | $64,000 | 8,328 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 2,170 |
| Net loans & leases | $134,398,000 | 3,097 |
| Loan loss allowance | $1,570,000 | 3,041 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $259,000 | 7,682 |
| Other real estate owned | $0 | 5,874 |
| Goodwill and other intangibles | $1,263,000 | 1,616 |
| All other assets | $2,412,000 | 4,669 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $150,292,000 | 3,885 |
| Total liabilities | $136,505,000 | 3,834 |
| Total deposits | $119,455,000 | 3,948 |
| Interest-bearing deposits | $95,687,000 | 4,117 |
| Deposits held in domestic offices | $119,455,000 | 3,946 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,500,000 | 1,835 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $550,000 | 5,325 |
| Total equity capital | $13,787,000 | 4,376 |
| Total bank equity capital | $13,787,000 | 4,376 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,730,000 | 1,243 |
| Surplus | $3,704,000 | 4,551 |
| Undivided profits | $6,353,000 | 4,164 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $642,000 | 5,276 |
| Earning assets | $143,827,000 | 3,782 |
| Long-term assets (5+ years) | $21,238,000 | 3,295 |
| Average Assets, year-to-date | $144,626,500 | 3,961 |
| Average Assets, quarterly | $144,626,500 | 3,961 |
| Volatile liabilities | $48,590,000 | 2,537 |
| Insider loans | $4,938,000 | 1,455 |
| FHLB advances | $16,500,000 | 1,757 |
| Loans and leases held for sale | $4,736,000 | 406 |
| Unused loan commitments | $20,574,000 | 3,311 |
| Tier 1 (core) risk-based capital | $12,524,000 | 4,588 |
| Tier 2 risk-based capital | $1,570,000 | 2,907 |
| Total risk weighted assets | $136,554,000 | 3,191 |
| Total unused commitments | $20,574,000 | 3,312 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $138,961,000 | 4,072 |
| Cash and due from depository institutions | $6,462,000 | 5,615 |
| Interest-bearing balances | $331,000 | 3,513 |
| Securities | $62,000 | 8,382 |
| Federal funds sold & reverse repurchase agreements | $1,900,000 | 4,527 |
| Net loans & leases | $126,783,000 | 3,240 |
| Loan loss allowance | $1,529,000 | 3,088 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $203,000 | 7,867 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $1,263,000 | 1,607 |
| All other assets | $2,288,000 | 4,864 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $138,961,000 | 4,072 |
| Total liabilities | $125,642,000 | 4,026 |
| Total deposits | $110,790,000 | 4,134 |
| Interest-bearing deposits | $89,241,000 | 4,260 |
| Deposits held in domestic offices | $110,790,000 | 4,132 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $14,500,000 | 2,076 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $352,000 | 6,301 |
| Total equity capital | $13,319,000 | 4,418 |
| Total bank equity capital | $13,319,000 | 4,418 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,730,000 | 1,230 |
| Surplus | $3,504,000 | 4,631 |
| Undivided profits | $6,085,000 | 4,238 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $702,000 | 5,141 |
| Earning assets | $129,076,000 | 4,031 |
| Long-term assets (5+ years) | $19,366,000 | 3,427 |
| Average Assets, year-to-date | $131,810,400 | 4,098 |
| Average Assets, quarterly | $135,267,000 | 4,110 |
| Volatile liabilities | $47,365,000 | 2,759 |
| Insider loans | $5,442,000 | 1,325 |
| FHLB advances | $14,500,000 | 1,973 |
| Loans and leases held for sale | $468,000 | 1,216 |
| Unused loan commitments | $18,126,000 | 3,524 |
| Tier 1 (core) risk-based capital | $12,056,000 | 4,682 |
| Tier 2 risk-based capital | $1,529,000 | 2,955 |
| Total risk weighted assets | $134,536,000 | 3,206 |
| Total unused commitments | $18,126,000 | 3,524 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 22 | 5,917 |
| Assets and Liabilities | ||
| Total Assets: | $131,573,000 | 4,196 |
| Cash and due from depository institutions | $5,496,000 | 5,917 |
| Interest-bearing balances | $219,000 | 3,908 |
| Securities | $61,000 | 8,461 |
| Federal funds sold & reverse repurchase agreements | $9,000,000 | 1,555 |
| Net loans & leases | $113,629,000 | 3,471 |
| Loan loss allowance | $1,403,000 | 3,299 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $171,000 | 8,042 |
| Other real estate owned | $0 | 5,917 |
| Goodwill and other intangibles | $1,263,000 | 1,598 |
| All other assets | $1,953,000 | 5,273 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $131,573,000 | 4,196 |
| Total liabilities | $118,646,000 | 4,170 |
| Total deposits | $100,444,000 | 4,370 |
| Interest-bearing deposits | $74,152,000 | 4,760 |
| Deposits held in domestic offices | $100,444,000 | 4,366 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $18,000,000 | 1,893 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $202,000 | 7,408 |
| Total equity capital | $12,927,000 | 4,503 |
| Total bank equity capital | $12,927,000 | 4,503 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,730,000 | 1,218 |
| Surplus | $3,504,000 | 4,614 |
| Undivided profits | $5,693,000 | 4,413 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $112,000 | 6,004 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $538,000 | 5,992 |
| Earning assets | $122,909,000 | 4,136 |
| Long-term assets (5+ years) | $18,577,000 | 3,487 |
| Average Assets, year-to-date | $130,022,750 | 4,150 |
| Average Assets, quarterly | $128,123,000 | 4,242 |
| Volatile liabilities | $37,320,000 | 3,246 |
| Insider loans | $4,474,000 | 1,574 |
| FHLB advances | $18,000,000 | 1,785 |
| Loans and leases held for sale | $252,000 | 1,437 |
| Unused loan commitments | $21,562,000 | 3,233 |
| Tier 1 (core) risk-based capital | $11,664,000 | 4,772 |
| Tier 2 risk-based capital | $1,403,000 | 3,143 |
| Total risk weighted assets | $122,050,000 | 3,448 |
| Total unused commitments | $21,562,000 | 3,233 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 22 | 5,935 |
| Assets and Liabilities | ||
| Total Assets: | $124,673,000 | 4,324 |
| Cash and due from depository institutions | $8,428,000 | 5,935 |
| Interest-bearing balances | $86,000 | 5,100 |
| Securities | $60,000 | 8,508 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,575 |
| Net loans & leases | $109,043,000 | 3,552 |
| Loan loss allowance | $1,318,000 | 3,438 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $180,000 | 8,044 |
| Other real estate owned | $0 | 5,935 |
| Goodwill and other intangibles | $1,263,000 | 1,594 |
| All other assets | $1,699,000 | 5,557 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $124,673,000 | 4,324 |
| Total liabilities | $112,267,000 | 4,297 |
| Total deposits | $97,107,000 | 4,453 |
| Interest-bearing deposits | $70,969,000 | 4,876 |
| Deposits held in domestic offices | $97,107,000 | 4,448 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $15,000,000 | 2,124 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $160,000 | 7,536 |
| Total equity capital | $12,406,000 | 4,508 |
| Total bank equity capital | $12,406,000 | 4,508 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,730,000 | 1,204 |
| Surplus | $3,504,000 | 4,593 |
| Undivided profits | $5,172,000 | 4,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,139,000 | 2,188 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $513,000 | 5,806 |
| Earning assets | $113,189,000 | 4,356 |
| Long-term assets (5+ years) | $20,452,000 | 3,292 |
| Average Assets, year-to-date | $129,506,000 | 4,167 |
| Average Assets, quarterly | $129,780,000 | 4,183 |
| Volatile liabilities | $30,740,000 | 3,628 |
| Insider loans | $3,201,000 | 2,058 |
| FHLB advances | $15,000,000 | 2,002 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $18,139,000 | 3,554 |
| Tier 1 (core) risk-based capital | $11,143,000 | 4,861 |
| Tier 2 risk-based capital | $1,318,000 | 3,276 |
| Total risk weighted assets | $118,068,000 | 3,494 |
| Total unused commitments | $18,139,000 | 3,554 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 21 | 6,049 |
| Assets and Liabilities | ||
| Total Assets: | $134,887,000 | 4,079 |
| Cash and due from depository institutions | $7,587,000 | 6,049 |
| Interest-bearing balances | $643,000 | 2,967 |
| Securities | $60,000 | 8,541 |
| Federal funds sold & reverse repurchase agreements | $21,200,000 | 658 |
| Net loans & leases | $103,077,000 | 3,637 |
| Loan loss allowance | $1,243,000 | 3,576 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $200,000 | 7,962 |
| Other real estate owned | $0 | 6,049 |
| Goodwill and other intangibles | $1,263,000 | 1,559 |
| All other assets | $1,500,000 | 5,744 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $134,887,000 | 4,079 |
| Total liabilities | $122,966,000 | 4,017 |
| Total deposits | $110,498,000 | 4,070 |
| Interest-bearing deposits | $82,466,000 | 4,411 |
| Deposits held in domestic offices | $110,498,000 | 4,066 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $12,000,000 | 2,307 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $468,000 | 5,328 |
| Total equity capital | $11,921,000 | 4,602 |
| Total bank equity capital | $11,921,000 | 4,602 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,730,000 | 1,192 |
| Surplus | $3,504,000 | 4,523 |
| Undivided profits | $4,687,000 | 4,718 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $125,000 | 5,867 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $421,000 | 6,200 |
| Earning assets | $124,980,000 | 4,046 |
| Long-term assets (5+ years) | $1,428,000 | 7,073 |
| Average Assets, year-to-date | $131,922,500 | 4,130 |
| Average Assets, quarterly | $131,922,500 | 4,130 |
| Volatile liabilities | $28,389,000 | 3,652 |
| Insider loans | $2,633,000 | 2,371 |
| FHLB advances | $12,000,000 | 2,198 |
| Loans and leases held for sale | $911,000 | 881 |
| Unused loan commitments | $20,766,000 | 3,265 |
| Tier 1 (core) risk-based capital | $10,658,000 | 4,937 |
| Tier 2 risk-based capital | $1,243,000 | 3,377 |
| Total risk weighted assets | $113,383,000 | 3,521 |
| Total unused commitments | $20,766,000 | 3,266 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 21 | 6,052 |
| Assets and Liabilities | ||
| Total Assets: | $128,958,000 | 4,199 |
| Cash and due from depository institutions | $9,970,000 | 6,052 |
| Interest-bearing balances | $3,032,000 | 1,562 |
| Securities | $59,000 | 8,599 |
| Federal funds sold & reverse repurchase agreements | $12,800,000 | 1,057 |
| Net loans & leases | $103,115,000 | 3,611 |
| Loan loss allowance | $1,277,000 | 3,461 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $219,000 | 7,920 |
| Other real estate owned | $0 | 6,052 |
| Goodwill and other intangibles | $1,263,000 | 1,555 |
| All other assets | $1,532,000 | 5,737 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $128,958,000 | 4,199 |
| Total liabilities | $117,496,000 | 4,143 |
| Total deposits | $105,239,000 | 4,202 |
| Interest-bearing deposits | $75,518,000 | 4,636 |
| Deposits held in domestic offices | $105,239,000 | 4,199 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $12,000,000 | 2,380 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $257,000 | 6,657 |
| Total equity capital | $11,462,000 | 4,703 |
| Total bank equity capital | $11,462,000 | 4,703 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,730,000 | 1,179 |
| Surplus | $3,504,000 | 4,493 |
| Undivided profits | $4,228,000 | 4,998 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $132,000 | 5,897 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $469,000 | 5,945 |
| Earning assets | $119,006,000 | 4,171 |
| Long-term assets (5+ years) | $946,000 | 7,329 |
| Average Assets, year-to-date | $114,625,400 | 4,407 |
| Average Assets, quarterly | $125,789,000 | 4,238 |
| Volatile liabilities | $31,206,000 | 3,383 |
| Insider loans | $4,234,000 | 1,566 |
| FHLB advances | $12,000,000 | 2,255 |
| Loans and leases held for sale | $765,000 | 993 |
| Unused loan commitments | $22,498,000 | 3,075 |
| Tier 1 (core) risk-based capital | $10,199,000 | 5,039 |
| Tier 2 risk-based capital | $1,277,000 | 3,278 |
| Total risk weighted assets | $111,002,000 | 3,549 |
| Total unused commitments | $22,498,000 | 3,075 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 21 | 6,075 |
| Assets and Liabilities | ||
| Total Assets: | $122,620,000 | 4,295 |
| Cash and due from depository institutions | $9,538,000 | 6,075 |
| Interest-bearing balances | $3,078,000 | 1,545 |
| Securities | $58,000 | 8,639 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,218 |
| Net loans & leases | $99,532,000 | 3,676 |
| Loan loss allowance | $1,244,000 | 3,504 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $239,000 | 7,867 |
| Other real estate owned | $0 | 6,075 |
| Goodwill and other intangibles | $1,263,000 | 1,532 |
| All other assets | $1,290,000 | 6,117 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $122,620,000 | 4,295 |
| Total liabilities | $111,672,000 | 4,234 |
| Total deposits | $101,508,000 | 4,240 |
| Interest-bearing deposits | $72,009,000 | 4,725 |
| Deposits held in domestic offices | $101,508,000 | 4,235 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $164,000 | 7,542 |
| Total equity capital | $10,948,000 | 4,835 |
| Total bank equity capital | $10,948,000 | 4,835 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,730,000 | 1,146 |
| Surplus | $3,504,000 | 4,456 |
| Undivided profits | $3,714,000 | 5,328 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $438,000 | 4,039 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $399,000 | 6,437 |
| Earning assets | $113,368,000 | 4,275 |
| Long-term assets (5+ years) | $451,000 | 7,618 |
| Average Assets, year-to-date | $111,042,250 | 4,507 |
| Average Assets, quarterly | $117,118,000 | 4,396 |
| Volatile liabilities | $34,042,000 | 3,115 |
| Insider loans | $4,083,000 | 1,605 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $2,314,000 | 631 |
| Unused loan commitments | $20,709,000 | 3,205 |
| Tier 1 (core) risk-based capital | $9,685,000 | 5,165 |
| Tier 2 risk-based capital | $1,244,000 | 3,315 |
| Total risk weighted assets | $108,010,000 | 3,580 |
| Total unused commitments | $20,709,000 | 3,207 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 20 | 6,229 |
| Assets and Liabilities | ||
| Total Assets: | $111,616,000 | 4,530 |
| Cash and due from depository institutions | $8,109,000 | 6,229 |
| Interest-bearing balances | $6,032,000 | 892 |
| Securities | $85,000 | 8,652 |
| Federal funds sold & reverse repurchase agreements | $4,800,000 | 2,173 |
| Net loans & leases | $95,936,000 | 3,711 |
| Loan loss allowance | $1,154,000 | 3,646 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $242,000 | 7,855 |
| Other real estate owned | $0 | 6,229 |
| Goodwill and other intangibles | $1,263,000 | 1,523 |
| All other assets | $1,181,000 | 6,168 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $111,616,000 | 4,530 |
| Total liabilities | $101,165,000 | 4,485 |
| Total deposits | $91,025,000 | 4,518 |
| Interest-bearing deposits | $61,427,000 | 5,219 |
| Deposits held in domestic offices | $91,025,000 | 4,515 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $140,000 | 7,604 |
| Total equity capital | $10,451,000 | 4,951 |
| Total bank equity capital | $10,451,000 | 4,951 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,730,000 | 1,129 |
| Surplus | $3,504,000 | 4,417 |
| Undivided profits | $3,217,000 | 5,580 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $336,000 | 4,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $393,000 | 6,211 |
| Earning assets | $106,853,000 | 4,420 |
| Long-term assets (5+ years) | $1,279,000 | 7,241 |
| Average Assets, year-to-date | $107,183,000 | 4,597 |
| Average Assets, quarterly | $110,566,500 | 4,538 |
| Volatile liabilities | $25,837,000 | 3,656 |
| Insider loans | $3,785,000 | 1,686 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $1,888,000 | 735 |
| Unused loan commitments | $17,827,000 | 3,435 |
| Tier 1 (core) risk-based capital | $9,187,000 | 5,253 |
| Tier 2 risk-based capital | $1,154,000 | 3,447 |
| Total risk weighted assets | $101,320,000 | 3,670 |
| Total unused commitments | $17,827,000 | 3,436 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 22 | 5,996 |
| Assets and Liabilities | ||
| Total Assets: | $109,517,000 | 4,599 |
| Cash and due from depository institutions | $16,253,000 | 5,996 |
| Interest-bearing balances | $5,032,000 | 1,093 |
| Securities | $85,000 | 8,726 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 2,506 |
| Net loans & leases | $86,070,000 | 3,986 |
| Loan loss allowance | $1,101,000 | 3,777 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $243,000 | 7,888 |
| Other real estate owned | $0 | 5,996 |
| Goodwill and other intangibles | $1,263,000 | 1,523 |
| All other assets | $1,103,000 | 6,333 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $109,517,000 | 4,599 |
| Total liabilities | $99,563,000 | 4,536 |
| Total deposits | $89,191,000 | 4,608 |
| Interest-bearing deposits | $67,041,000 | 4,971 |
| Deposits held in domestic offices | $89,191,000 | 4,604 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,562 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $372,000 | 5,510 |
| Total equity capital | $9,954,000 | 5,025 |
| Total bank equity capital | $9,954,000 | 5,025 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,730,000 | 1,119 |
| Surplus | $3,454,000 | 4,454 |
| Undivided profits | $2,770,000 | 5,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $439,000 | 3,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $299,000 | 6,905 |
| Earning assets | $95,687,000 | 4,768 |
| Long-term assets (5+ years) | $296,000 | 7,803 |
| Average Assets, year-to-date | $104,966,500 | 4,719 |
| Average Assets, quarterly | $104,966,500 | 4,719 |
| Volatile liabilities | $25,967,000 | 3,527 |
| Insider loans | $3,143,000 | 1,928 |
| FHLB advances | $10,000,000 | 2,434 |
| Loans and leases held for sale | $686,000 | 1,060 |
| Unused loan commitments | $20,232,000 | 3,119 |
| Tier 1 (core) risk-based capital | $8,691,000 | 5,405 |
| Tier 2 risk-based capital | $1,101,000 | 3,571 |
| Total risk weighted assets | $94,630,000 | 3,853 |
| Total unused commitments | $20,232,000 | 3,122 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 20 | 6,242 |
| Assets and Liabilities | ||
| Total Assets: | $100,416,000 | 4,878 |
| Cash and due from depository institutions | $9,973,000 | 6,242 |
| Interest-bearing balances | $29,000 | 6,044 |
| Securities | $271,000 | 8,721 |
| Federal funds sold & reverse repurchase agreements | $3,300,000 | 3,034 |
| Net loans & leases | $84,443,000 | 4,013 |
| Loan loss allowance | $1,014,000 | 3,979 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $264,000 | 7,839 |
| Other real estate owned | $0 | 6,242 |
| Goodwill and other intangibles | $1,263,000 | 1,515 |
| All other assets | $902,000 | 6,762 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $100,416,000 | 4,878 |
| Total liabilities | $90,906,000 | 4,844 |
| Total deposits | $83,699,000 | 4,806 |
| Interest-bearing deposits | $65,863,000 | 4,999 |
| Deposits held in domestic offices | $83,699,000 | 4,802 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $7,000,000 | 3,085 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $207,000 | 6,799 |
| Total equity capital | $9,510,000 | 5,163 |
| Total bank equity capital | $9,510,000 | 5,163 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,730,000 | 1,096 |
| Surplus | $3,454,000 | 4,434 |
| Undivided profits | $2,326,000 | 6,243 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,377 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $297,000 | 6,920 |
| Earning assets | $88,043,000 | 5,013 |
| Long-term assets (5+ years) | $711,000 | 7,615 |
| Average Assets, year-to-date | $96,089,000 | 4,870 |
| Average Assets, quarterly | $99,812,000 | 4,852 |
| Volatile liabilities | $26,645,000 | 3,396 |
| Insider loans | $3,215,000 | 1,875 |
| FHLB advances | $7,000,000 | 2,936 |
| Loans and leases held for sale | $1,294,000 | 770 |
| Unused loan commitments | $16,479,000 | 3,410 |
| Tier 1 (core) risk-based capital | $8,246,000 | 5,527 |
| Tier 2 risk-based capital | $1,014,000 | 3,758 |
| Total risk weighted assets | $91,513,000 | 3,911 |
| Total unused commitments | $16,479,000 | 3,412 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 19 | 6,418 |
| Assets and Liabilities | ||
| Total Assets: | $99,208,000 | 4,871 |
| Cash and due from depository institutions | $12,165,000 | 6,418 |
| Interest-bearing balances | $22,000 | 6,235 |
| Securities | $269,000 | 8,767 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 1,810 |
| Net loans & leases | $78,535,000 | 4,166 |
| Loan loss allowance | $923,000 | 4,272 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $256,000 | 7,883 |
| Other real estate owned | $0 | 6,418 |
| Goodwill and other intangibles | $1,263,000 | 1,495 |
| All other assets | $720,000 | 7,288 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $99,208,000 | 4,871 |
| Total liabilities | $90,146,000 | 4,802 |
| Total deposits | $89,981,000 | 4,511 |
| Interest-bearing deposits | $73,789,000 | 4,603 |
| Deposits held in domestic offices | $89,981,000 | 4,508 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $165,000 | 7,434 |
| Total equity capital | $9,062,000 | 5,342 |
| Total bank equity capital | $9,062,000 | 5,342 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,730,000 | 1,082 |
| Surplus | $3,454,000 | 4,413 |
| Undivided profits | $1,878,000 | 6,665 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $218,000 | 5,490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $284,000 | 7,192 |
| Earning assets | $84,826,000 | 5,101 |
| Long-term assets (5+ years) | $214,000 | 7,930 |
| Average Assets, year-to-date | $95,007,250 | 4,906 |
| Average Assets, quarterly | $101,039,000 | 4,754 |
| Volatile liabilities | $21,623,000 | 3,918 |
| Insider loans | $2,868,000 | 2,034 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $400,000 | 1,271 |
| Unused loan commitments | $16,967,000 | 3,338 |
| Tier 1 (core) risk-based capital | $7,798,000 | 5,724 |
| Tier 2 risk-based capital | $923,000 | 3,983 |
| Total risk weighted assets | $86,246,000 | 4,044 |
| Total unused commitments | $16,967,000 | 3,341 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 19 | 6,481 |
| Assets and Liabilities | ||
| Total Assets: | $102,870,000 | 4,714 |
| Cash and due from depository institutions | $14,591,000 | 6,481 |
| Interest-bearing balances | $2,531,000 | 1,836 |
| Securities | $268,000 | 8,829 |
| Federal funds sold & reverse repurchase agreements | $14,400,000 | 743 |
| Net loans & leases | $71,418,000 | 4,406 |
| Loan loss allowance | $845,000 | 4,517 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $272,000 | 7,869 |
| Other real estate owned | $0 | 6,481 |
| Goodwill and other intangibles | $1,263,000 | 1,486 |
| All other assets | $658,000 | 7,463 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $102,870,000 | 4,714 |
| Total liabilities | $94,186,000 | 4,637 |
| Total deposits | $94,082,000 | 4,350 |
| Interest-bearing deposits | $76,139,000 | 4,515 |
| Deposits held in domestic offices | $94,082,000 | 4,347 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $104,000 | 7,940 |
| Total equity capital | $8,684,000 | 5,366 |
| Total bank equity capital | $8,684,000 | 5,366 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,730,000 | 1,071 |
| Surplus | $3,454,000 | 4,377 |
| Undivided profits | $1,500,000 | 6,834 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $201,000 | 5,612 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $218,000 | 7,642 |
| Earning assets | $88,617,000 | 4,937 |
| Long-term assets (5+ years) | $460,000 | 7,849 |
| Average Assets, year-to-date | $93,607,000 | 4,987 |
| Average Assets, quarterly | $98,530,500 | 4,839 |
| Volatile liabilities | $14,894,000 | 4,770 |
| Insider loans | $2,259,000 | 2,448 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $439,000 | 1,223 |
| Unused loan commitments | $13,832,000 | 3,747 |
| Tier 1 (core) risk-based capital | $7,420,000 | 5,851 |
| Tier 2 risk-based capital | $845,000 | 4,217 |
| Total risk weighted assets | $80,846,000 | 4,200 |
| Total unused commitments | $13,832,000 | 3,747 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 17 | 6,770 |
| Assets and Liabilities | ||
| Total Assets: | $94,191,000 | 5,019 |
| Cash and due from depository institutions | $10,722,000 | 6,770 |
| Interest-bearing balances | $2,517,000 | 2,050 |
| Securities | $3,249,000 | 8,159 |
| Federal funds sold & reverse repurchase agreements | $13,300,000 | 1,095 |
| Net loans & leases | $64,551,000 | 4,628 |
| Loan loss allowance | $797,000 | 4,671 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $267,000 | 7,899 |
| Other real estate owned | $192,000 | 6,770 |
| Goodwill and other intangibles | $1,263,000 | 1,483 |
| All other assets | $647,000 | 7,411 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $94,191,000 | 5,019 |
| Total liabilities | $85,825,000 | 4,947 |
| Total deposits | $85,560,000 | 4,691 |
| Interest-bearing deposits | $69,394,000 | 4,848 |
| Deposits held in domestic offices | $85,560,000 | 4,687 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $265,000 | 6,469 |
| Total equity capital | $8,366,000 | 5,564 |
| Total bank equity capital | $8,366,000 | 5,564 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,730,000 | 1,062 |
| Surplus | $3,454,000 | 4,347 |
| Undivided profits | $1,182,000 | 7,314 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $198,000 | 5,791 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $232,000 | 7,487 |
| Earning assets | $83,617,000 | 5,127 |
| Long-term assets (5+ years) | $1,134,000 | 7,575 |
| Average Assets, year-to-date | $88,975,500 | 5,179 |
| Average Assets, quarterly | $88,975,500 | 5,179 |
| Volatile liabilities | $17,134,000 | 4,332 |
| Insider loans | $2,093,000 | 2,551 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $1,511,000 | 826 |
| Unused loan commitments | $14,213,000 | 3,628 |
| Tier 1 (core) risk-based capital | $7,095,000 | 5,986 |
| Tier 2 risk-based capital | $797,000 | 4,367 |
| Total risk weighted assets | $73,474,000 | 4,430 |
| Total unused commitments | $14,213,000 | 3,635 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 15 | 7,163 |
| Assets and Liabilities | ||
| Total Assets: | $83,760,000 | 5,389 |
| Cash and due from depository institutions | $11,863,000 | 7,163 |
| Interest-bearing balances | $1,000 | 6,927 |
| Securities | $3,246,000 | 8,250 |
| Federal funds sold & reverse repurchase agreements | $4,000,000 | 2,715 |
| Net loans & leases | $62,682,000 | 4,710 |
| Loan loss allowance | $725,000 | 4,922 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $268,000 | 7,939 |
| Other real estate owned | $0 | 7,163 |
| Goodwill and other intangibles | $1,263,000 | 1,472 |
| All other assets | $438,000 | 8,149 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,760,000 | 5,389 |
| Total liabilities | $75,690,000 | 5,349 |
| Total deposits | $75,565,000 | 5,090 |
| Interest-bearing deposits | $58,490,000 | 5,381 |
| Deposits held in domestic offices | $75,565,000 | 5,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $125,000 | 7,839 |
| Total equity capital | $8,070,000 | 5,618 |
| Total bank equity capital | $8,070,000 | 5,618 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,730,000 | 1,066 |
| Surplus | $3,454,000 | 4,317 |
| Undivided profits | $886,000 | 7,593 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $570,000 | 3,827 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $238,000 | 7,522 |
| Earning assets | $69,929,000 | 5,693 |
| Long-term assets (5+ years) | $285,000 | 8,006 |
| Average Assets, year-to-date | $70,169,000 | 5,849 |
| Average Assets, quarterly | $77,476,000 | 5,626 |
| Volatile liabilities | $19,541,000 | 3,969 |
| Insider loans | $1,666,000 | 2,976 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $224,000 | 1,464 |
| Unused loan commitments | $10,269,000 | 4,229 |
| Tier 1 (core) risk-based capital | $6,800,000 | 6,096 |
| Tier 2 risk-based capital | $725,000 | 4,608 |
| Total risk weighted assets | $69,676,000 | 4,581 |
| Total unused commitments | $10,269,000 | 4,232 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 15 | 7,212 |
| Assets and Liabilities | ||
| Total Assets: | $71,192,000 | 5,929 |
| Cash and due from depository institutions | $2,222,000 | 7,212 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $3,248,000 | 8,229 |
| Federal funds sold & reverse repurchase agreements | $6,431,000 | 2,132 |
| Net loans & leases | $57,475,000 | 4,973 |
| Loan loss allowance | $655,000 | 5,254 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $285,000 | 7,919 |
| Other real estate owned | $0 | 7,212 |
| Goodwill and other intangibles | $1,120,000 | 1,532 |
| All other assets | $411,000 | 8,342 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,192,000 | 5,929 |
| Total liabilities | $63,534,000 | 5,924 |
| Total deposits | $63,098,000 | 5,695 |
| Interest-bearing deposits | $51,341,000 | 5,834 |
| Deposits held in domestic offices | $63,098,000 | 5,693 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $436,000 | 5,416 |
| Total equity capital | $7,658,000 | 5,786 |
| Total bank equity capital | $7,658,000 | 5,786 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,730,000 | 1,058 |
| Surplus | $3,311,000 | 4,363 |
| Undivided profits | $617,000 | 7,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $242,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $216,000 | 7,858 |
| Earning assets | $67,154,000 | 5,826 |
| Long-term assets (5+ years) | $643,000 | 7,897 |
| Average Assets, year-to-date | $66,771,250 | 6,038 |
| Average Assets, quarterly | $68,130,000 | 6,045 |
| Volatile liabilities | $20,703,000 | 3,791 |
| Insider loans | $2,305,000 | 2,294 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $181,000 | 1,745 |
| Unused loan commitments | $10,895,000 | 4,084 |
| Tier 1 (core) risk-based capital | $6,530,000 | 6,234 |
| Tier 2 risk-based capital | $655,000 | 4,917 |
| Total risk weighted assets | $61,963,000 | 4,937 |
| Total unused commitments | $10,895,000 | 4,090 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 14 | 7,417 |
| Assets and Liabilities | ||
| Total Assets: | $65,068,000 | 6,208 |
| Cash and due from depository institutions | $2,880,000 | 7,417 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $4,260,000 | 7,971 |
| Federal funds sold & reverse repurchase agreements | $3,362,000 | 3,805 |
| Net loans & leases | $53,833,000 | 5,147 |
| Loan loss allowance | $786,000 | 4,649 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $298,000 | 7,890 |
| Other real estate owned | $0 | 7,417 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $435,000 | 8,240 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,068,000 | 6,208 |
| Total liabilities | $59,212,000 | 6,130 |
| Total deposits | $58,941,000 | 5,920 |
| Interest-bearing deposits | $46,645,000 | 6,169 |
| Deposits held in domestic offices | $58,941,000 | 5,918 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $271,000 | 6,736 |
| Total equity capital | $5,856,000 | 6,778 |
| Total bank equity capital | $5,856,000 | 6,778 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,300,000 | 1,171 |
| Surplus | $2,191,000 | 5,268 |
| Undivided profits | $365,000 | 8,260 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,220 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $238,000 | 7,625 |
| Earning assets | $61,455,000 | 6,097 |
| Long-term assets (5+ years) | $10,092,000 | 4,879 |
| Average Assets, year-to-date | $65,297,670 | 6,113 |
| Average Assets, quarterly | $66,346,500 | 6,103 |
| Volatile liabilities | $19,291,000 | 3,904 |
| Insider loans | $2,315,000 | 2,306 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $546,000 | 1,665 |
| Unused loan commitments | $10,931,000 | 4,017 |
| Tier 1 (core) risk-based capital | $5,853,000 | 6,550 |
| Tier 2 risk-based capital | $721,000 | 4,599 |
| Total risk weighted assets | $57,626,000 | 5,126 |
| Total unused commitments | $10,931,000 | 4,031 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 13 | 7,593 |
| Assets and Liabilities | ||
| Total Assets: | $67,625,000 | 6,041 |
| Cash and due from depository institutions | $2,096,000 | 7,593 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $4,234,000 | 8,024 |
| Federal funds sold & reverse repurchase agreements | $9,923,000 | 1,744 |
| Net loans & leases | $50,679,000 | 5,284 |
| Loan loss allowance | $786,000 | 4,611 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $270,000 | 8,025 |
| Other real estate owned | $0 | 7,593 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $423,000 | 8,319 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $67,625,000 | 6,041 |
| Total liabilities | $62,268,000 | 5,941 |
| Total deposits | $62,080,000 | 5,713 |
| Interest-bearing deposits | $53,193,000 | 5,714 |
| Deposits held in domestic offices | $62,080,000 | 5,711 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $188,000 | 7,556 |
| Total equity capital | $5,357,000 | 7,001 |
| Total bank equity capital | $5,357,000 | 7,001 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $2,191,000 | 5,252 |
| Undivided profits | $166,000 | 8,439 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $327,000 | 5,178 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $225,000 | 7,804 |
| Earning assets | $64,836,000 | 5,875 |
| Long-term assets (5+ years) | $9,894,000 | 4,854 |
| Average Assets, year-to-date | $65,412,500 | 6,101 |
| Average Assets, quarterly | $65,412,500 | 6,101 |
| Volatile liabilities | $23,193,000 | 3,405 |
| Insider loans | $1,121,000 | 3,696 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $669,000 | 1,469 |
| Unused loan commitments | $12,085,000 | 3,752 |
| Tier 1 (core) risk-based capital | $5,354,000 | 6,814 |
| Tier 2 risk-based capital | $717,000 | 4,553 |
| Total risk weighted assets | $57,282,000 | 5,084 |
| Total unused commitments | $12,085,000 | 3,765 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 14 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $63,200,000 | 6,208 |
| Cash and due from depository institutions | $2,227,000 | 7,402 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $3,297,000 | 8,349 |
| Federal funds sold & reverse repurchase agreements | $5,517,000 | 2,564 |
| Net loans & leases | $51,456,000 | 5,234 |
| Loan loss allowance | $784,000 | 4,555 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $284,000 | 7,996 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $419,000 | 8,404 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $63,200,000 | 6,208 |
| Total liabilities | $58,022,000 | 6,118 |
| Total deposits | $57,907,000 | 5,909 |
| Interest-bearing deposits | $48,599,000 | 5,963 |
| Deposits held in domestic offices | $57,907,000 | 5,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $115,000 | 8,414 |
| Total equity capital | $5,178,000 | 7,091 |
| Total bank equity capital | $5,178,000 | 7,091 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $2,191,000 | 5,213 |
| Undivided profits | $-13,000 | 8,662 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $324,000 | 5,053 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $232,000 | 7,842 |
| Earning assets | $60,270,000 | 6,069 |
| Long-term assets (5+ years) | $10,389,000 | 4,725 |
| Average Assets, year-to-date | $55,221,600 | 6,521 |
| Average Assets, quarterly | $61,528,000 | 6,277 |
| Volatile liabilities | $21,913,000 | 3,512 |
| Insider loans | $1,531,000 | 3,051 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $12,761,000 | 3,530 |
| Tier 1 (core) risk-based capital | $5,174,000 | 6,908 |
| Tier 2 risk-based capital | $712,000 | 4,546 |
| Total risk weighted assets | $56,860,000 | 5,094 |
| Total unused commitments | $12,761,000 | 3,534 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 11 | 8,160 |
| Assets and Liabilities | ||
| Total Assets: | $50,908,000 | 6,851 |
| Cash and due from depository institutions | $1,186,000 | 8,160 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $4,286,000 | 8,152 |
| Federal funds sold & reverse repurchase agreements | $5,100,000 | 2,719 |
| Net loans & leases | $39,509,000 | 5,985 |
| Loan loss allowance | $602,000 | 5,227 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $223,000 | 8,420 |
| Other real estate owned | $0 | 8,160 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $604,000 | 7,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,908,000 | 6,851 |
| Total liabilities | $46,362,000 | 6,788 |
| Total deposits | $46,301,000 | 6,590 |
| Interest-bearing deposits | $40,258,000 | 6,502 |
| Deposits held in domestic offices | $46,301,000 | 6,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $61,000 | 9,295 |
| Total equity capital | $4,546,000 | 7,405 |
| Total bank equity capital | $4,546,000 | 7,405 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $2,000,000 | 5,389 |
| Undivided profits | $-454,000 | 9,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 5,678 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $259,000 | 7,899 |
| Earning assets | $48,895,000 | 6,690 |
| Long-term assets (5+ years) | $10,095,000 | 4,775 |
| Average Assets, year-to-date | $38,081,400 | 7,593 |
| Average Assets, quarterly | $49,919,000 | 6,865 |
| Volatile liabilities | $13,771,000 | 4,715 |
| Insider loans | $1,276,000 | 3,331 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $12,970,000 | 3,340 |
| Tier 1 (core) risk-based capital | $4,545,000 | 7,282 |
| Tier 2 risk-based capital | $546,000 | 5,202 |
| Total risk weighted assets | $43,617,000 | 5,849 |
| Total unused commitments | $12,970,000 | 3,346 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 9 | 8,788 |
| Assets and Liabilities | ||
| Total Assets: | $25,824,000 | 8,661 |
| Cash and due from depository institutions | $5,185,000 | 8,788 |
| Interest-bearing balances | $4,561,000 | 947 |
| Securities | $0 | 9,820 |
| Federal funds sold & reverse repurchase agreements | $3,400,000 | 3,150 |
| Net loans & leases | $16,795,000 | 8,282 |
| Loan loss allowance | $257,000 | 7,738 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $233,000 | 8,611 |
| Other real estate owned | $0 | 8,788 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $211,000 | 9,460 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,824,000 | 8,661 |
| Total liabilities | $21,532,000 | 8,721 |
| Total deposits | $21,508,000 | 8,614 |
| Interest-bearing deposits | $19,339,000 | 8,506 |
| Deposits held in domestic offices | $21,508,000 | 8,613 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $24,000 | 9,835 |
| Total equity capital | $4,292,000 | 7,640 |
| Total bank equity capital | $4,292,000 | 7,640 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $2,000,000 | 5,403 |
| Undivided profits | $-708,000 | 9,452 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,688 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $81,000 | 9,252 |
| Earning assets | $24,756,000 | 8,555 |
| Long-term assets (5+ years) | $2,337,000 | 7,164 |
| Average Assets, year-to-date | $15,697,500 | 9,343 |
| Average Assets, quarterly | $22,621,500 | 8,882 |
| Volatile liabilities | $3,713,000 | 8,034 |
| Insider loans | $136,000 | 7,590 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $5,846,000 | 5,041 |
| Tier 1 (core) risk-based capital | $4,292,000 | 7,543 |
| Tier 2 risk-based capital | $251,670 | 7,524 |
| Total risk weighted assets | $20,128,370 | 8,112 |
| Total unused commitments | $5,846,000 | 5,044 |
| Derivatives | $0 | 481 |