Home > Black Diamond Savings Bank, FSB > Assets and Liabilities
Black Diamond Savings Bank, FSB, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 46 | 3,730 |
| Assets and Liabilities | ||
| Total Assets: | $143,247,000 | 3,228 |
| Cash and due from depository institutions | $10,610,000 | 3,730 |
| Interest-bearing balances | $7,956,000 | 518 |
| Securities | $8,926,000 | 7,396 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $117,920,000 | 2,528 |
| Loan loss allowance | $1,257,000 | 2,809 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,296,000 | 3,583 |
| Other real estate owned | $154,000 | 3,730 |
| Goodwill and other intangibles | $51,000 | 2,875 |
| All other assets | $3,290,000 | 2,608 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $143,247,000 | 3,228 |
| Total liabilities | $134,312,000 | 3,117 |
| Total deposits | $126,398,000 | 3,013 |
| Interest-bearing deposits | $119,798,000 | 2,745 |
| Deposits held in domestic offices | $126,398,000 | 3,009 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $6,500,000 | 2,525 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,414,000 | 2,482 |
| Total equity capital | $8,935,000 | 4,665 |
| Total bank equity capital | $8,935,000 | 4,665 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,088,000 | 1,823 |
| Surplus | $4,806,000 | 3,108 |
| Undivided profits | $2,041,000 | 6,426 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,041,000 | 2,103 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $867,000 | 2,666 |
| Earning assets | $134,802,000 | 3,140 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $134,174,800 | 3,299 |
| Average Assets, quarterly | $138,921,000 | 3,280 |
| Volatile liabilities | $40,949,000 | 1,955 |
| Insider loans | $597,000 | 4,931 |
| FHLB advances | $6,500,000 | 568 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,580,000 | 3,404 |
| Tier 1 (core) risk-based capital | $9,198,000 | 4,564 |
| Tier 2 risk-based capital | $1,097,000 | 2,889 |
| Total risk weighted assets | $87,578,000 | 3,329 |
| Total unused commitments | $11,580,000 | 3,408 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 42 | 4,067 |
| Assets and Liabilities | ||
| Total Assets: | $127,409,000 | 3,522 |
| Cash and due from depository institutions | $6,774,000 | 4,067 |
| Interest-bearing balances | $1,202,000 | 2,646 |
| Securities | $9,936,000 | 7,129 |
| Federal funds sold & reverse repurchase agreements | $100,000 | 8,255 |
| Net loans & leases | $105,468,000 | 2,633 |
| Loan loss allowance | $813,000 | 3,948 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,009,000 | 3,897 |
| Other real estate owned | $68,000 | 4,067 |
| Goodwill and other intangibles | $59,000 | 2,848 |
| All other assets | $2,995,000 | 2,476 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $127,409,000 | 3,522 |
| Total liabilities | $118,344,000 | 3,407 |
| Total deposits | $114,679,000 | 3,295 |
| Interest-bearing deposits | $108,230,000 | 3,009 |
| Deposits held in domestic offices | $114,679,000 | 3,291 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $2,500,000 | 3,043 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,165,000 | 3,108 |
| Total equity capital | $9,065,000 | 4,723 |
| Total bank equity capital | $9,065,000 | 4,723 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $2,088,000 | 1,771 |
| Surplus | $3,667,000 | 3,672 |
| Undivided profits | $3,310,000 | 5,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,206,000 | 2,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $791,000 | 2,919 |
| Earning assets | $116,706,000 | 3,544 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $123,190,600 | 3,454 |
| Average Assets, quarterly | $125,760,500 | 3,505 |
| Volatile liabilities | $33,344,000 | 1,975 |
| Insider loans | $879,000 | 3,867 |
| FHLB advances | $2,500,000 | 613 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $13,037,000 | 3,068 |
| Tier 1 (core) risk-based capital | $9,028,000 | 4,565 |
| Tier 2 risk-based capital | $813,000 | 3,621 |
| Total risk weighted assets | $77,896,000 | 3,528 |
| Total unused commitments | $13,037,000 | 3,074 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 40 | 4,375 |
| Assets and Liabilities | ||
| Total Assets: | $120,839,000 | 3,647 |
| Cash and due from depository institutions | $7,479,000 | 4,375 |
| Interest-bearing balances | $4,846,000 | 929 |
| Securities | $17,391,000 | 5,436 |
| Federal funds sold & reverse repurchase agreements | $1,100,000 | 6,216 |
| Net loans & leases | $89,898,000 | 3,031 |
| Loan loss allowance | $831,000 | 3,924 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,894,000 | 4,002 |
| Other real estate owned | $277,000 | 4,375 |
| Goodwill and other intangibles | $69,000 | 2,774 |
| All other assets | $2,731,000 | 2,618 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,839,000 | 3,647 |
| Total liabilities | $112,953,000 | 3,509 |
| Total deposits | $111,925,000 | 3,311 |
| Interest-bearing deposits | $111,925,000 | 2,868 |
| Deposits held in domestic offices | $111,925,000 | 3,304 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,028,000 | 3,503 |
| Total equity capital | $7,886,000 | 5,257 |
| Total bank equity capital | $7,886,000 | 5,257 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,898,000 | 2,002 |
| Surplus | $3,667,000 | 3,596 |
| Undivided profits | $2,321,000 | 6,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,299,000 | 1,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $704,000 | 3,334 |
| Earning assets | $113,235,000 | 3,582 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $116,567,400 | 3,603 |
| Average Assets, quarterly | $119,335,500 | 3,640 |
| Volatile liabilities | $26,249,000 | 2,376 |
| Insider loans | $484,000 | 5,517 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $9,861,000 | 3,494 |
| Tier 1 (core) risk-based capital | $7,854,000 | 5,122 |
| Tier 2 risk-based capital | $802,000 | 3,555 |
| Total risk weighted assets | $67,066,000 | 3,968 |
| Total unused commitments | $9,861,000 | 3,496 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $112,945,000 | 3,954 |
| Cash and due from depository institutions | $3,324,000 | 4,562 |
| Interest-bearing balances | $1,220,000 | 2,140 |
| Securities | $17,689,000 | 5,770 |
| Federal funds sold & reverse repurchase agreements | $2,100,000 | 4,745 |
| Net loans & leases | $85,087,000 | 3,211 |
| Loan loss allowance | $784,000 | 4,309 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,915,000 | 3,915 |
| Other real estate owned | $190,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $2,640,000 | 2,775 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $112,944,000 | 3,954 |
| Total liabilities | $106,221,000 | 3,779 |
| Total deposits | $105,592,000 | 3,591 |
| Interest-bearing deposits | $102,037,000 | 3,206 |
| Deposits held in domestic offices | $105,592,000 | 3,579 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $629,000 | 5,078 |
| Total equity capital | $6,723,000 | 5,984 |
| Total bank equity capital | $6,723,000 | 5,984 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,898,000 | 2,122 |
| Surplus | $3,667,000 | 3,679 |
| Undivided profits | $1,158,000 | 8,568 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,328,000 | 1,353 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $676,000 | 3,411 |
| Earning assets | $106,096,000 | 3,868 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $116,694,800 | 3,686 |
| Average Assets, quarterly | $115,272,000 | 3,823 |
| Volatile liabilities | $21,233,000 | 2,769 |
| Insider loans | $333,000 | 6,590 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $9,245,000 | 3,567 |
| Tier 1 (core) risk-based capital | $6,816,000 | 5,809 |
| Tier 2 risk-based capital | $751,000 | 3,834 |
| Total risk weighted assets | $62,404,000 | 4,237 |
| Total unused commitments | $9,245,000 | 3,581 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 37 | 5,049 |
| Assets and Liabilities | ||
| Total Assets: | $114,705,000 | 3,888 |
| Cash and due from depository institutions | $3,675,000 | 5,049 |
| Interest-bearing balances | $2,471,000 | 1,590 |
| Securities | $12,413,000 | 7,463 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,165 |
| Net loans & leases | $89,319,000 | 2,998 |
| Loan loss allowance | $847,000 | 4,058 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,979,000 | 3,741 |
| Other real estate owned | $51,000 | 5,049 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,768,000 | 2,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,704,000 | 3,888 |
| Total liabilities | $108,170,000 | 3,727 |
| Total deposits | $107,506,000 | 3,562 |
| Interest-bearing deposits | $103,743,000 | 3,173 |
| Deposits held in domestic offices | $107,506,000 | 3,554 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $664,000 | 5,072 |
| Total equity capital | $6,534,000 | 6,161 |
| Total bank equity capital | $6,534,000 | 6,161 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,725,000 | 2,355 |
| Surplus | $2,873,000 | 4,369 |
| Undivided profits | $1,936,000 | 7,596 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 4,655 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $656,000 | 3,626 |
| Earning assets | $108,703,000 | 3,777 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $107,470,200 | 3,980 |
| Average Assets, quarterly | $115,017,000 | 3,841 |
| Volatile liabilities | $18,952,000 | 2,738 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $5,362,000 | 4,785 |
| Tier 1 (core) risk-based capital | $6,570,000 | 6,006 |
| Tier 2 risk-based capital | $620,000 | 4,443 |
| Total risk weighted assets | $64,480,000 | 4,055 |
| Total unused commitments | $5,362,000 | 4,800 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 36 | 5,348 |
| Assets and Liabilities | ||
| Total Assets: | $96,698,000 | 4,506 |
| Cash and due from depository institutions | $1,542,000 | 5,348 |
| Interest-bearing balances | $808,000 | 2,680 |
| Securities | $12,880,000 | 7,750 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $77,836,000 | 3,330 |
| Loan loss allowance | $777,000 | 4,448 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,057,000 | 3,562 |
| Other real estate owned | $123,000 | 5,348 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,260,000 | 3,457 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $96,698,000 | 4,506 |
| Total liabilities | $91,303,000 | 4,334 |
| Total deposits | $88,796,000 | 4,235 |
| Interest-bearing deposits | $86,017,000 | 3,764 |
| Deposits held in domestic offices | $88,796,000 | 4,224 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $2,000,000 | 2,507 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $507,000 | 5,151 |
| Total equity capital | $5,395,000 | 6,766 |
| Total bank equity capital | $5,395,000 | 6,766 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,568,000 | 2,593 |
| Surplus | $2,151,000 | 5,265 |
| Undivided profits | $1,676,000 | 7,683 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $760,000 | 3,248 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $506,000 | 4,180 |
| Earning assets | $91,524,000 | 4,380 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $93,548,000 | 4,542 |
| Average Assets, quarterly | $96,090,500 | 4,500 |
| Volatile liabilities | $19,031,000 | 2,630 |
| Insider loans | $105,000 | 9,380 |
| FHLB advances | $2,000,000 | 764 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $2,834,000 | 6,521 |
| Tier 1 (core) risk-based capital | $5,118,000 | 7,107 |
| Tier 2 risk-based capital | $467,000 | 5,585 |
| Total risk weighted assets | $54,505,000 | 4,602 |
| Total unused commitments | $2,834,000 | 6,532 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 37 | 5,435 |
| Assets and Liabilities | ||
| Total Assets: | $90,308,000 | 4,890 |
| Cash and due from depository institutions | $4,858,000 | 5,435 |
| Interest-bearing balances | $2,475,000 | 2,106 |
| Securities | $7,914,000 | 9,924 |
| Federal funds sold & reverse repurchase agreements | $4,018,000 | 3,408 |
| Net loans & leases | $67,883,000 | 3,695 |
| Loan loss allowance | $736,000 | 4,778 |
| Trading account assets | $1,447,000 | 239 |
| Bank premises and fixed assets | $2,087,000 | 3,490 |
| Other real estate owned | $-1,000 | 5,435 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,102,000 | 3,345 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $90,308,000 | 4,890 |
| Total liabilities | $85,466,000 | 4,726 |
| Total deposits | $85,106,000 | 4,543 |
| Interest-bearing deposits | $83,603,000 | 4,034 |
| Deposits held in domestic offices | $85,106,000 | 4,536 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $360,000 | 6,762 |
| Total equity capital | $4,842,000 | 7,445 |
| Total bank equity capital | $4,842,000 | 7,445 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,426,000 | 2,947 |
| Surplus | $1,553,000 | 6,502 |
| Undivided profits | $1,863,000 | 7,751 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,521,000 | 2,357 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $526,000 | 3,514 |
| Earning assets | $83,737,000 | 4,836 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $88,490,600 | 4,859 |
| Average Assets, quarterly | $89,200,500 | 4,892 |
| Volatile liabilities | $16,069,000 | 2,856 |
| Insider loans | $91,000 | 9,883 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,534,000 | 6,885 |
| Tier 1 (core) risk-based capital | $4,648,000 | 7,575 |
| Tier 2 risk-based capital | $509,000 | 5,194 |
| Total risk weighted assets | $46,890,000 | 5,192 |
| Total unused commitments | $2,534,000 | 6,908 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 39 | 5,307 |
| Assets and Liabilities | ||
| Total Assets: | $88,876,000 | 5,033 |
| Cash and due from depository institutions | $2,259,000 | 5,307 |
| Interest-bearing balances | $557,000 | 4,757 |
| Securities | $8,358,000 | 9,856 |
| Federal funds sold & reverse repurchase agreements | $1,605,000 | 7,248 |
| Net loans & leases | $69,295,000 | 3,702 |
| Loan loss allowance | $428,000 | 7,184 |
| Trading account assets | $2,995,000 | 189 |
| Bank premises and fixed assets | $2,142,000 | 3,385 |
| Other real estate owned | $424,000 | 5,307 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,798,000 | 3,946 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,876,000 | 5,033 |
| Total liabilities | $84,843,000 | 4,833 |
| Total deposits | $84,363,000 | 4,692 |
| Interest-bearing deposits | $82,580,000 | 4,245 |
| Deposits held in domestic offices | $84,363,000 | 4,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $480,000 | 6,005 |
| Total equity capital | $4,033,000 | 8,229 |
| Total bank equity capital | $4,033,000 | 8,229 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,259,000 | 3,295 |
| Surplus | $971,000 | 8,558 |
| Undivided profits | $1,803,000 | 7,772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $816,000 | 4,219 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $531,000 | 3,844 |
| Earning assets | $82,810,000 | 4,948 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $87,546,200 | 4,984 |
| Average Assets, quarterly | $89,135,500 | 4,974 |
| Volatile liabilities | $13,794,000 | 3,196 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,979,000 | 6,110 |
| Tier 1 (core) risk-based capital | $3,883,000 | 8,351 |
| Tier 2 risk-based capital | $422,000 | 6,014 |
| Total risk weighted assets | $47,952,000 | 5,106 |
| Total unused commitments | $2,979,000 | 6,140 |
| Derivatives | $0 | 651 |