Home > Biscayne Bank > Income and Expense
Biscayne Bank, Income and Expense
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $12,098,000 | 710 |
| Total interest expense | $3,517,000 | 495 |
| Net interest income | $8,581,000 | 792 |
| Provision for loan and lease losses | $250,000 | 784 |
| Total noninterest income | $588,000 | 1,749 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $202,000 | 1,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 1,701 |
| Total noninterest expense | $5,306,000 | 1,031 |
| Salaries and employee benefits | $3,667,000 | 870 |
| Premises and equipment expense | $596,000 | 1,030 |
| Additional noninterest expense | $1,043,000 | 1,468 |
| Pre-tax net operating income | $3,613,000 | 749 |
| Securities gains (losses) | $-38,000 | 5,234 |
| Applicable income taxes | $869,000 | 609 |
| Income before extraordinary items | $2,706,000 | 852 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,706,000 | 851 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,706,000 | 851 |
| Net charge-offs | $-6,000 | 4,462 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 249 |
| Net operating income | $2,736,020 | 824 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $43,246,000 | 737 |
| Total interest expense | $9,901,000 | 527 |
| Net interest income | $33,345,000 | 800 |
| Provision for loan and lease losses | $892,000 | 982 |
| Total noninterest income | $2,278,000 | 1,850 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $740,000 | 1,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,538,000 | 1,765 |
| Total noninterest expense | $16,165,000 | 1,255 |
| Salaries and employee benefits | $10,273,000 | 1,149 |
| Premises and equipment expense | $2,202,000 | 1,088 |
| Additional noninterest expense | $3,690,000 | 1,614 |
| Pre-tax net operating income | $18,566,000 | 628 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $4,531,000 | 503 |
| Income before extraordinary items | $14,035,000 | 684 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $14,035,000 | 682 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $14,035,000 | 683 |
| Net charge-offs | $31,000 | 2,892 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $197,000 | 406 |
| Net operating income | $14,035,000 | 684 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $31,495,000 | 741 |
| Total interest expense | $6,762,000 | 537 |
| Net interest income | $24,733,000 | 802 |
| Provision for loan and lease losses | $875,000 | 732 |
| Total noninterest income | $1,652,000 | 1,902 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $540,000 | 1,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,112,000 | 1,820 |
| Total noninterest expense | $11,697,000 | 1,294 |
| Salaries and employee benefits | $7,451,000 | 1,177 |
| Premises and equipment expense | $1,623,000 | 1,090 |
| Additional noninterest expense | $2,623,000 | 1,676 |
| Pre-tax net operating income | $13,813,000 | 635 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $3,433,000 | 513 |
| Income before extraordinary items | $10,380,000 | 687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $10,380,000 | 686 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $10,380,000 | 686 |
| Net charge-offs | $30,000 | 2,498 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $149,000 | 378 |
| Net operating income | $10,380,000 | 689 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $20,490,000 | 751 |
| Total interest expense | $4,237,000 | 522 |
| Net interest income | $16,253,000 | 809 |
| Provision for loan and lease losses | $535,000 | 776 |
| Total noninterest income | $1,065,000 | 1,940 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $342,000 | 1,556 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $723,000 | 1,844 |
| Total noninterest expense | $7,736,000 | 1,310 |
| Salaries and employee benefits | $4,898,000 | 1,189 |
| Premises and equipment expense | $1,089,000 | 1,089 |
| Additional noninterest expense | $1,749,000 | 1,691 |
| Pre-tax net operating income | $9,047,000 | 639 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $2,258,000 | 522 |
| Income before extraordinary items | $6,789,000 | 704 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $6,789,000 | 703 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $6,789,000 | 703 |
| Net charge-offs | $29,000 | 2,043 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 368 |
| Net operating income | $6,789,000 | 703 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $9,995,000 | 757 |
| Total interest expense | $1,995,000 | 519 |
| Net interest income | $8,000,000 | 814 |
| Provision for loan and lease losses | $250,000 | 792 |
| Total noninterest income | $498,000 | 2,000 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $166,000 | 1,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $332,000 | 1,898 |
| Total noninterest expense | $3,818,000 | 1,335 |
| Salaries and employee benefits | $2,421,000 | 1,210 |
| Premises and equipment expense | $533,000 | 1,124 |
| Additional noninterest expense | $864,000 | 1,700 |
| Pre-tax net operating income | $4,430,000 | 638 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $1,110,000 | 512 |
| Income before extraordinary items | $3,320,000 | 699 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $3,320,000 | 699 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $3,320,000 | 699 |
| Net charge-offs | $-10,000 | 4,740 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 330 |
| Net operating income | $3,320,000 | 693 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $35,084,000 | 812 |
| Total interest expense | $6,251,000 | 560 |
| Net interest income | $28,833,000 | 873 |
| Provision for loan and lease losses | $960,000 | 932 |
| Total noninterest income | $2,105,000 | 1,967 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $632,000 | 1,697 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,473,000 | 1,836 |
| Total noninterest expense | $13,649,000 | 1,468 |
| Salaries and employee benefits | $8,528,000 | 1,327 |
| Premises and equipment expense | $1,980,000 | 1,181 |
| Additional noninterest expense | $3,141,000 | 1,861 |
| Pre-tax net operating income | $16,329,000 | 644 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $6,907,000 | 543 |
| Income before extraordinary items | $9,422,000 | 794 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,422,000 | 794 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,422,000 | 794 |
| Net charge-offs | $-4,000 | 4,637 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $194,000 | 410 |
| Net operating income | $9,422,000 | 782 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $25,497,000 | 841 |
| Total interest expense | $4,429,000 | 580 |
| Net interest income | $21,068,000 | 896 |
| Provision for loan and lease losses | $795,000 | 842 |
| Total noninterest income | $1,568,000 | 2,004 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $458,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,110,000 | 1,858 |
| Total noninterest expense | $10,475,000 | 1,432 |
| Salaries and employee benefits | $6,703,000 | 1,277 |
| Premises and equipment expense | $1,535,000 | 1,154 |
| Additional noninterest expense | $2,237,000 | 1,945 |
| Pre-tax net operating income | $11,366,000 | 694 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $4,160,000 | 555 |
| Income before extraordinary items | $7,206,000 | 835 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $7,206,000 | 836 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $7,206,000 | 835 |
| Net charge-offs | $-4,000 | 4,505 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $146,000 | 382 |
| Net operating income | $7,206,000 | 822 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $16,331,000 | 868 |
| Total interest expense | $2,794,000 | 591 |
| Net interest income | $13,537,000 | 927 |
| Provision for loan and lease losses | $345,000 | 1,099 |
| Total noninterest income | $1,063,000 | 1,969 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $300,000 | 1,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $763,000 | 1,835 |
| Total noninterest expense | $6,965,000 | 1,443 |
| Salaries and employee benefits | $4,434,000 | 1,284 |
| Premises and equipment expense | $1,029,000 | 1,151 |
| Additional noninterest expense | $1,502,000 | 1,940 |
| Pre-tax net operating income | $7,290,000 | 697 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,690,000 | 555 |
| Income before extraordinary items | $4,600,000 | 859 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,600,000 | 860 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,600,000 | 859 |
| Net charge-offs | $-4,000 | 4,493 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $99,000 | 354 |
| Net operating income | $4,600,000 | 849 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,092,000 | 867 |
| Total interest expense | $1,377,000 | 584 |
| Net interest income | $6,715,000 | 930 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $555,000 | 1,914 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $374,000 | 815 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,703 |
| Total noninterest expense | $3,499,000 | 1,437 |
| Salaries and employee benefits | $2,246,000 | 1,286 |
| Premises and equipment expense | $513,000 | 1,169 |
| Additional noninterest expense | $740,000 | 1,957 |
| Pre-tax net operating income | $3,771,000 | 663 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,355,000 | 541 |
| Income before extraordinary items | $2,416,000 | 800 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,416,000 | 800 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $2,416,000 | 800 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 319 |
| Net operating income | $2,416,000 | 788 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $30,050,000 | 897 |
| Total interest expense | $4,843,000 | 620 |
| Net interest income | $25,207,000 | 957 |
| Provision for loan and lease losses | $1,101,000 | 839 |
| Total noninterest income | $2,053,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,516,000 | 826 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $537,000 | 3,162 |
| Total noninterest expense | $11,900,000 | 1,630 |
| Salaries and employee benefits | $7,347,000 | 1,481 |
| Premises and equipment expense | $1,725,000 | 1,340 |
| Additional noninterest expense | $2,828,000 | 2,078 |
| Pre-tax net operating income | $14,259,000 | 670 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $5,232,000 | 543 |
| Income before extraordinary items | $9,027,000 | 837 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $9,027,000 | 837 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $9,027,000 | 836 |
| Net charge-offs | $12,000 | 3,816 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $1,211,000 | 188 |
| Net operating income | $9,027,000 | 822 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $22,177,000 | 916 |
| Total interest expense | $3,537,000 | 630 |
| Net interest income | $18,640,000 | 972 |
| Provision for loan and lease losses | $926,000 | 723 |
| Total noninterest income | $1,559,000 | 2,081 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $1,104,000 | 854 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $455,000 | 3,019 |
| Total noninterest expense | $8,921,000 | 1,628 |
| Salaries and employee benefits | $5,531,000 | 1,472 |
| Premises and equipment expense | $1,335,000 | 1,311 |
| Additional noninterest expense | $2,055,000 | 2,131 |
| Pre-tax net operating income | $10,352,000 | 693 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $3,791,000 | 555 |
| Income before extraordinary items | $6,561,000 | 853 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,561,000 | 853 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $6,561,000 | 853 |
| Net charge-offs | $103,000 | 2,049 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 372 |
| Net operating income | $6,561,000 | 829 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $14,417,000 | 938 |
| Total interest expense | $2,309,000 | 640 |
| Net interest income | $12,108,000 | 1,002 |
| Provision for loan and lease losses | $600,000 | 726 |
| Total noninterest income | $1,001,000 | 2,105 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $723,000 | 854 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $278,000 | 3,122 |
| Total noninterest expense | $5,612,000 | 1,723 |
| Salaries and employee benefits | $3,553,000 | 1,530 |
| Premises and equipment expense | $817,000 | 1,409 |
| Additional noninterest expense | $1,242,000 | 2,328 |
| Pre-tax net operating income | $6,897,000 | 678 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,527,000 | 546 |
| Income before extraordinary items | $4,370,000 | 843 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,370,000 | 841 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,370,000 | 842 |
| Net charge-offs | $-27,000 | 5,321 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $106,000 | 355 |
| Net operating income | $4,370,000 | 820 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $7,012,000 | 960 |
| Total interest expense | $1,133,000 | 653 |
| Net interest income | $5,879,000 | 1,024 |
| Provision for loan and lease losses | $375,000 | 570 |
| Total noninterest income | $433,000 | 2,257 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $342,000 | 898 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $91,000 | 3,686 |
| Total noninterest expense | $2,805,000 | 1,726 |
| Salaries and employee benefits | $1,776,000 | 1,536 |
| Premises and equipment expense | $472,000 | 1,247 |
| Additional noninterest expense | $557,000 | 2,545 |
| Pre-tax net operating income | $3,132,000 | 731 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $1,134,000 | 577 |
| Income before extraordinary items | $1,998,000 | 889 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,998,000 | 890 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,998,000 | 890 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 291 |
| Net operating income | $1,998,000 | 867 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $24,930,000 | 1,046 |
| Total interest expense | $3,782,000 | 736 |
| Net interest income | $21,148,000 | 1,084 |
| Provision for loan and lease losses | $950,000 | 848 |
| Total noninterest income | $1,589,000 | 2,417 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,279,000 | 979 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $310,000 | 3,943 |
| Total noninterest expense | $9,717,000 | 1,951 |
| Salaries and employee benefits | $6,089,000 | 1,729 |
| Premises and equipment expense | $1,646,000 | 1,401 |
| Additional noninterest expense | $1,982,000 | 2,813 |
| Pre-tax net operating income | $12,070,000 | 741 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $4,447,000 | 575 |
| Income before extraordinary items | $7,623,000 | 937 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $7,623,000 | 937 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $7,623,000 | 937 |
| Net charge-offs | $-46,000 | 5,540 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $6,813,000 | 66 |
| Net operating income | $7,623,000 | 918 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $18,336,000 | 1,068 |
| Total interest expense | $2,749,000 | 766 |
| Net interest income | $15,587,000 | 1,101 |
| Provision for loan and lease losses | $600,000 | 892 |
| Total noninterest income | $1,125,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $889,000 | 1,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $236,000 | 3,949 |
| Total noninterest expense | $7,371,000 | 1,930 |
| Salaries and employee benefits | $4,675,000 | 1,700 |
| Premises and equipment expense | $1,201,000 | 1,446 |
| Additional noninterest expense | $1,495,000 | 2,793 |
| Pre-tax net operating income | $8,741,000 | 782 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $3,208,000 | 604 |
| Income before extraordinary items | $5,533,000 | 963 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,533,000 | 963 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $5,533,000 | 963 |
| Net charge-offs | $-39,000 | 5,543 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $5,720,000 | 51 |
| Net operating income | $5,533,000 | 936 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $12,022,000 | 1,084 |
| Total interest expense | $1,764,000 | 796 |
| Net interest income | $10,258,000 | 1,113 |
| Provision for loan and lease losses | $500,000 | 753 |
| Total noninterest income | $710,000 | 2,592 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $225,000 | 2,295 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $485,000 | 2,445 |
| Total noninterest expense | $4,874,000 | 1,954 |
| Salaries and employee benefits | $3,075,000 | 1,727 |
| Premises and equipment expense | $777,000 | 1,506 |
| Additional noninterest expense | $1,022,000 | 2,758 |
| Pre-tax net operating income | $5,594,000 | 814 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $2,074,000 | 622 |
| Income before extraordinary items | $3,520,000 | 1,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,520,000 | 1,004 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,520,000 | 1,004 |
| Net charge-offs | $-37,000 | 5,662 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,653,000 | 70 |
| Net operating income | $3,520,000 | 975 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $5,879,000 | 1,100 |
| Total interest expense | $857,000 | 834 |
| Net interest income | $5,022,000 | 1,138 |
| Provision for loan and lease losses | $150,000 | 1,060 |
| Total noninterest income | $322,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $99,000 | 2,487 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $223,000 | 2,487 |
| Total noninterest expense | $2,507,000 | 1,892 |
| Salaries and employee benefits | $1,584,000 | 1,686 |
| Premises and equipment expense | $421,000 | 1,420 |
| Additional noninterest expense | $502,000 | 2,786 |
| Pre-tax net operating income | $2,687,000 | 811 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $987,000 | 636 |
| Income before extraordinary items | $1,700,000 | 1,007 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,700,000 | 1,007 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,700,000 | 1,008 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,087,000 | 49 |
| Net operating income | $1,700,000 | 976 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,821,000 | 1,353 |
| Total interest expense | $2,747,000 | 1,082 |
| Net interest income | $16,074,000 | 1,390 |
| Provision for loan and lease losses | $1,435,000 | 646 |
| Total noninterest income | $859,000 | 3,377 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $355,000 | 2,922 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $504,000 | 3,264 |
| Total noninterest expense | $6,989,000 | 2,624 |
| Salaries and employee benefits | $4,281,000 | 2,349 |
| Premises and equipment expense | $996,000 | 2,247 |
| Additional noninterest expense | $1,712,000 | 3,233 |
| Pre-tax net operating income | $8,509,000 | 970 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $3,258,000 | 675 |
| Income before extraordinary items | $5,251,000 | 1,242 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,251,000 | 1,240 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,251,000 | 1,241 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $1,931,000 | 142 |
| Net operating income | $5,251,000 | 1,212 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,425,000 | 1,420 |
| Total interest expense | $1,952,000 | 1,144 |
| Net interest income | $11,473,000 | 1,456 |
| Provision for loan and lease losses | $800,000 | 805 |
| Total noninterest income | $491,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $260,000 | 2,988 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $231,000 | 4,020 |
| Total noninterest expense | $4,957,000 | 2,732 |
| Salaries and employee benefits | $3,070,000 | 2,439 |
| Premises and equipment expense | $706,000 | 2,381 |
| Additional noninterest expense | $1,181,000 | 3,449 |
| Pre-tax net operating income | $6,207,000 | 1,008 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $2,428,000 | 689 |
| Income before extraordinary items | $3,779,000 | 1,284 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,779,000 | 1,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,779,000 | 1,284 |
| Net charge-offs | $-2,000 | 5,291 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $121,000 | 426 |
| Net operating income | $3,779,000 | 1,267 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $8,739,000 | 1,446 |
| Total interest expense | $1,236,000 | 1,204 |
| Net interest income | $7,503,000 | 1,469 |
| Provision for loan and lease losses | $400,000 | 998 |
| Total noninterest income | $227,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $167,000 | 3,024 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $60,000 | 5,144 |
| Total noninterest expense | $3,241,000 | 2,792 |
| Salaries and employee benefits | $1,970,000 | 2,545 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $797,000 | 3,417 |
| Pre-tax net operating income | $4,089,000 | 1,007 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $1,631,000 | 676 |
| Income before extraordinary items | $2,458,000 | 1,280 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,458,000 | 1,280 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,458,000 | 1,281 |
| Net charge-offs | $-2,000 | 5,209 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $85,000 | 404 |
| Net operating income | $2,458,000 | 1,264 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,206,000 | 1,487 |
| Total interest expense | $586,000 | 1,281 |
| Net interest income | $3,620,000 | 1,516 |
| Provision for loan and lease losses | $300,000 | 685 |
| Total noninterest income | $114,000 | 4,430 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $81,000 | 3,056 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $33,000 | 5,055 |
| Total noninterest expense | $1,607,000 | 2,829 |
| Salaries and employee benefits | $982,000 | 2,557 |
| Premises and equipment expense | $227,000 | 2,508 |
| Additional noninterest expense | $398,000 | 3,418 |
| Pre-tax net operating income | $1,827,000 | 1,054 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $752,000 | 693 |
| Income before extraordinary items | $1,075,000 | 1,406 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,075,000 | 1,407 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,075,000 | 1,408 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $45,000 | 366 |
| Net operating income | $1,075,000 | 1,385 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,061,000 | 1,776 |
| Total interest expense | $2,230,000 | 1,527 |
| Net interest income | $11,831,000 | 1,816 |
| Provision for loan and lease losses | $113,000 | 3,582 |
| Total noninterest income | $797,000 | 3,624 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $347,000 | 3,103 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $450,000 | 3,501 |
| Total noninterest expense | $6,061,000 | 2,969 |
| Salaries and employee benefits | $3,598,000 | 2,732 |
| Premises and equipment expense | $866,000 | 2,550 |
| Additional noninterest expense | $1,597,000 | 3,495 |
| Pre-tax net operating income | $6,454,000 | 1,146 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $2,444,000 | 777 |
| Income before extraordinary items | $4,010,000 | 1,503 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,010,000 | 1,505 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,010,000 | 1,507 |
| Net charge-offs | $-229,000 | 6,642 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $4,699,000 | 89 |
| Net operating income | $4,010,000 | 1,470 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,284,000 | 1,824 |
| Total interest expense | $1,656,000 | 1,591 |
| Net interest income | $8,628,000 | 1,867 |
| Provision for loan and lease losses | $30,000 | 4,276 |
| Total noninterest income | $608,000 | 3,658 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $261,000 | 3,113 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $347,000 | 3,529 |
| Total noninterest expense | $4,574,000 | 2,957 |
| Salaries and employee benefits | $2,704,000 | 2,735 |
| Premises and equipment expense | $650,000 | 2,572 |
| Additional noninterest expense | $1,220,000 | 3,449 |
| Pre-tax net operating income | $4,632,000 | 1,225 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,770,000 | 823 |
| Income before extraordinary items | $2,862,000 | 1,571 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,862,000 | 1,574 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,862,000 | 1,575 |
| Net charge-offs | $-229,000 | 6,743 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $4,655,000 | 68 |
| Net operating income | $2,862,000 | 1,531 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,710,000 | 1,861 |
| Total interest expense | $1,074,000 | 1,667 |
| Net interest income | $5,636,000 | 1,887 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $471,000 | 3,398 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $164,000 | 3,210 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $307,000 | 3,171 |
| Total noninterest expense | $3,019,000 | 2,986 |
| Salaries and employee benefits | $1,802,000 | 2,754 |
| Premises and equipment expense | $436,000 | 2,562 |
| Additional noninterest expense | $781,000 | 3,556 |
| Pre-tax net operating income | $3,088,000 | 1,200 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $1,129,000 | 849 |
| Income before extraordinary items | $1,959,000 | 1,547 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,959,000 | 1,550 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,959,000 | 1,552 |
| Net charge-offs | $-98,000 | 6,683 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $158,000 | 297 |
| Net operating income | $1,959,000 | 1,482 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,208,000 | 1,956 |
| Total interest expense | $514,000 | 1,794 |
| Net interest income | $2,694,000 | 1,974 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $165,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $78,000 | 3,270 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,963 |
| Total noninterest expense | $1,434,000 | 3,120 |
| Salaries and employee benefits | $851,000 | 2,897 |
| Premises and equipment expense | $216,000 | 2,612 |
| Additional noninterest expense | $367,000 | 3,729 |
| Pre-tax net operating income | $1,425,000 | 1,278 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $511,000 | 896 |
| Income before extraordinary items | $914,000 | 1,601 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $914,000 | 1,603 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $914,000 | 1,603 |
| Net charge-offs | $-190,000 | 6,906 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $74,000 | 276 |
| Net operating income | $914,000 | 1,546 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,995,000 | 2,181 |
| Total interest expense | $2,174,000 | 1,998 |
| Net interest income | $9,821,000 | 2,188 |
| Provision for loan and lease losses | $740,000 | 2,191 |
| Total noninterest income | $207,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $298,000 | 3,502 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-91,000 | 6,726 |
| Total noninterest expense | $4,904,000 | 3,519 |
| Salaries and employee benefits | $2,711,000 | 3,356 |
| Premises and equipment expense | $733,000 | 2,923 |
| Additional noninterest expense | $1,460,000 | 3,857 |
| Pre-tax net operating income | $4,384,000 | 1,546 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $246,000 | 2,837 |
| Income before extraordinary items | $4,138,000 | 1,414 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,138,000 | 1,415 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,138,000 | 1,415 |
| Net charge-offs | $682,000 | 2,265 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $728,000 | 256 |
| Net operating income | $4,138,000 | 1,329 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,759,000 | 2,283 |
| Total interest expense | $1,631,000 | 2,070 |
| Net interest income | $7,128,000 | 2,292 |
| Provision for loan and lease losses | $490,000 | 2,307 |
| Total noninterest income | $379,000 | 4,525 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $214,000 | 3,620 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $165,000 | 4,502 |
| Total noninterest expense | $3,553,000 | 3,637 |
| Salaries and employee benefits | $1,912,000 | 3,536 |
| Premises and equipment expense | $531,000 | 3,026 |
| Additional noninterest expense | $1,110,000 | 3,836 |
| Pre-tax net operating income | $3,464,000 | 1,509 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $1,341,000 | 986 |
| Income before extraordinary items | $2,123,000 | 2,004 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,123,000 | 2,003 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,123,000 | 2,005 |
| Net charge-offs | $462,000 | 2,292 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $585,000 | 218 |
| Net operating income | $2,123,000 | 1,882 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 2,308 |
| Total interest expense | $1,041,000 | 2,211 |
| Net interest income | $4,764,000 | 2,291 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $199,000 | 4,872 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $136,000 | 3,701 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,220 |
| Total noninterest expense | $2,277,000 | 3,751 |
| Salaries and employee benefits | $1,145,000 | 3,824 |
| Premises and equipment expense | $375,000 | 2,914 |
| Additional noninterest expense | $757,000 | 3,804 |
| Pre-tax net operating income | $2,646,000 | 1,336 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $963,000 | 919 |
| Income before extraordinary items | $1,683,000 | 1,718 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,683,000 | 1,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,683,000 | 1,718 |
| Net charge-offs | $-286,000 | 7,193 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 174 |
| Net operating income | $1,683,000 | 1,633 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,911,000 | 2,334 |
| Total interest expense | $510,000 | 2,326 |
| Net interest income | $2,401,000 | 2,282 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $40,000 | 6,083 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-27,000 | 7,039 |
| Total noninterest expense | $1,208,000 | 3,613 |
| Salaries and employee benefits | $605,000 | 3,715 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $382,000 | 3,751 |
| Pre-tax net operating income | $1,193,000 | 1,454 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $433,000 | 1,007 |
| Income before extraordinary items | $760,000 | 1,869 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $760,000 | 1,869 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $760,000 | 1,870 |
| Net charge-offs | $-329,000 | 7,260 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $478,000 | 101 |
| Net operating income | $760,000 | 1,769 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,849,000 | 2,568 |
| Total interest expense | $2,422,000 | 2,382 |
| Net interest income | $8,427,000 | 2,596 |
| Provision for loan and lease losses | $1,890,000 | 1,636 |
| Total noninterest income | $-644,000 | 7,216 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $319,000 | 3,476 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-963,000 | 7,195 |
| Total noninterest expense | $4,533,000 | 3,783 |
| Salaries and employee benefits | $2,331,000 | 3,762 |
| Premises and equipment expense | $653,000 | 3,356 |
| Additional noninterest expense | $1,549,000 | 3,779 |
| Pre-tax net operating income | $1,360,000 | 3,194 |
| Securities gains (losses) | $-62,000 | 7,046 |
| Applicable income taxes | $364,000 | 2,338 |
| Income before extraordinary items | $934,000 | 3,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $934,000 | 3,679 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $934,000 | 3,679 |
| Net charge-offs | $2,428,000 | 1,386 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $815,000 | 355 |
| Net operating income | $978,640 | 3,488 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,201,000 | 2,574 |
| Total interest expense | $1,832,000 | 2,447 |
| Net interest income | $6,369,000 | 2,596 |
| Provision for loan and lease losses | $1,425,000 | 1,556 |
| Total noninterest income | $-608,000 | 7,314 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $244,000 | 3,446 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-852,000 | 7,302 |
| Total noninterest expense | $3,444,000 | 3,768 |
| Salaries and employee benefits | $1,741,000 | 3,775 |
| Premises and equipment expense | $516,000 | 3,281 |
| Additional noninterest expense | $1,187,000 | 3,719 |
| Pre-tax net operating income | $892,000 | 3,521 |
| Securities gains (losses) | $-62,000 | 7,175 |
| Applicable income taxes | $295,000 | 2,283 |
| Income before extraordinary items | $535,000 | 4,196 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $535,000 | 4,198 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $535,000 | 4,198 |
| Net charge-offs | $1,658,000 | 1,394 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 594 |
| Net operating income | $574,680 | 3,984 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,394,000 | 2,627 |
| Total interest expense | $1,238,000 | 2,487 |
| Net interest income | $4,156,000 | 2,650 |
| Provision for loan and lease losses | $1,125,000 | 1,391 |
| Total noninterest income | $-576,000 | 7,417 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $162,000 | 3,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-738,000 | 7,418 |
| Total noninterest expense | $2,294,000 | 3,813 |
| Salaries and employee benefits | $1,151,000 | 3,834 |
| Premises and equipment expense | $360,000 | 3,189 |
| Additional noninterest expense | $783,000 | 3,799 |
| Pre-tax net operating income | $161,000 | 5,340 |
| Securities gains (losses) | $-23,000 | 7,141 |
| Applicable income taxes | $51,000 | 3,349 |
| Income before extraordinary items | $87,000 | 5,782 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $87,000 | 5,781 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $87,000 | 5,782 |
| Net charge-offs | $1,341,000 | 1,220 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $51,000 | 538 |
| Net operating income | $101,720 | 5,605 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 2,642 |
| Total interest expense | $628,000 | 2,542 |
| Net interest income | $2,073,000 | 2,647 |
| Provision for loan and lease losses | $325,000 | 1,844 |
| Total noninterest income | $-417,000 | 7,510 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $88,000 | 3,243 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-505,000 | 7,508 |
| Total noninterest expense | $1,200,000 | 3,695 |
| Salaries and employee benefits | $617,000 | 3,643 |
| Premises and equipment expense | $185,000 | 3,179 |
| Additional noninterest expense | $398,000 | 3,740 |
| Pre-tax net operating income | $131,000 | 4,809 |
| Securities gains (losses) | $-23,000 | 7,255 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $108,000 | 4,903 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $108,000 | 4,900 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $108,000 | 4,902 |
| Net charge-offs | $1,264,000 | 728 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 548 |
| Net operating income | $131,000 | 4,592 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,988,000 | 2,724 |
| Total interest expense | $3,239,000 | 2,429 |
| Net interest income | $7,749,000 | 2,806 |
| Provision for loan and lease losses | $4,211,000 | 1,293 |
| Total noninterest income | $143,000 | 6,336 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $283,000 | 3,747 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-140,000 | 7,231 |
| Total noninterest expense | $4,729,000 | 3,771 |
| Salaries and employee benefits | $2,286,000 | 3,838 |
| Premises and equipment expense | $781,000 | 3,034 |
| Additional noninterest expense | $1,662,000 | 3,733 |
| Pre-tax net operating income | $-1,048,000 | 6,507 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-1,048,000 | 6,610 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,048,000 | 6,611 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,048,000 | 6,611 |
| Net charge-offs | $3,260,000 | 1,394 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $2,665,000 | 227 |
| Net operating income | $-1,048,000 | 6,573 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,251,000 | 2,778 |
| Total interest expense | $2,518,000 | 2,456 |
| Net interest income | $5,733,000 | 2,879 |
| Provision for loan and lease losses | $2,408,000 | 1,463 |
| Total noninterest income | $509,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $212,000 | 3,819 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $297,000 | 3,565 |
| Total noninterest expense | $3,432,000 | 3,858 |
| Salaries and employee benefits | $1,703,000 | 3,904 |
| Premises and equipment expense | $515,000 | 3,400 |
| Additional noninterest expense | $1,214,000 | 3,775 |
| Pre-tax net operating income | $402,000 | 4,505 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $402,000 | 4,463 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $402,000 | 4,465 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $402,000 | 4,466 |
| Net charge-offs | $2,196,000 | 1,422 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $1,666,000 | 232 |
| Net operating income | $402,000 | 4,284 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,540,000 | 2,787 |
| Total interest expense | $1,747,000 | 2,457 |
| Net interest income | $3,793,000 | 2,894 |
| Provision for loan and lease losses | $1,735,000 | 1,390 |
| Total noninterest income | $301,000 | 4,250 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $146,000 | 3,736 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $155,000 | 3,921 |
| Total noninterest expense | $2,220,000 | 3,946 |
| Salaries and employee benefits | $1,050,000 | 4,153 |
| Premises and equipment expense | $354,000 | 3,337 |
| Additional noninterest expense | $816,000 | 3,746 |
| Pre-tax net operating income | $139,000 | 5,275 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $139,000 | 5,286 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $139,000 | 5,289 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $139,000 | 5,288 |
| Net charge-offs | $1,651,000 | 1,298 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $1,634,000 | 163 |
| Net operating income | $139,000 | 5,136 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,625,000 | 2,972 |
| Total interest expense | $908,000 | 2,477 |
| Net interest income | $1,717,000 | 3,184 |
| Provision for loan and lease losses | $770,000 | 1,371 |
| Total noninterest income | $142,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $75,000 | 3,697 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $67,000 | 4,201 |
| Total noninterest expense | $1,107,000 | 3,990 |
| Salaries and employee benefits | $458,000 | 4,602 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $453,000 | 3,453 |
| Pre-tax net operating income | $-18,000 | 6,363 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-18,000 | 6,486 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-18,000 | 6,488 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-18,000 | 6,487 |
| Net charge-offs | $356,000 | 1,871 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $1,601,000 | 97 |
| Net operating income | $-18,000 | 6,400 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,356,000 | 3,397 |
| Total interest expense | $3,877,000 | 2,810 |
| Net interest income | $5,479,000 | 3,710 |
| Provision for loan and lease losses | $5,463,000 | 1,336 |
| Total noninterest income | $601,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $352,000 | 3,574 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $249,000 | 4,280 |
| Total noninterest expense | $3,359,000 | 4,848 |
| Salaries and employee benefits | $1,265,000 | 5,690 |
| Premises and equipment expense | $600,000 | 3,872 |
| Additional noninterest expense | $1,494,000 | 4,079 |
| Pre-tax net operating income | $-2,742,000 | 6,831 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,742,000 | 6,935 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,742,000 | 6,934 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,742,000 | 6,934 |
| Net charge-offs | $4,470,000 | 1,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $3,105,000 | 255 |
| Net operating income | $-2,742,000 | 6,948 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,872,000 | 3,505 |
| Total interest expense | $2,987,000 | 2,869 |
| Net interest income | $3,885,000 | 3,860 |
| Provision for loan and lease losses | $1,875,000 | 1,995 |
| Total noninterest income | $435,000 | 4,502 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $264,000 | 3,590 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $171,000 | 4,552 |
| Total noninterest expense | $2,208,000 | 5,241 |
| Salaries and employee benefits | $773,000 | 6,207 |
| Premises and equipment expense | $338,000 | 4,717 |
| Additional noninterest expense | $1,097,000 | 4,126 |
| Pre-tax net operating income | $237,000 | 4,768 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $237,000 | 4,688 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $237,000 | 4,685 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $237,000 | 4,688 |
| Net charge-offs | $1,167,000 | 2,035 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $2,070,000 | 269 |
| Net operating income | $237,000 | 4,622 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,566,000 | 3,550 |
| Total interest expense | $2,036,000 | 2,923 |
| Net interest income | $2,530,000 | 3,905 |
| Provision for loan and lease losses | $775,000 | 2,368 |
| Total noninterest income | $294,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $184,000 | 3,477 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $110,000 | 4,632 |
| Total noninterest expense | $1,525,000 | 5,201 |
| Salaries and employee benefits | $568,000 | 6,063 |
| Premises and equipment expense | $181,000 | 5,327 |
| Additional noninterest expense | $776,000 | 3,967 |
| Pre-tax net operating income | $524,000 | 3,230 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $524,000 | 3,002 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $524,000 | 3,000 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $524,000 | 3,001 |
| Net charge-offs | $285,000 | 2,996 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $2,051,000 | 209 |
| Net operating income | $524,000 | 2,904 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 3,557 |
| Total interest expense | $1,042,000 | 2,958 |
| Net interest income | $1,266,000 | 3,896 |
| Provision for loan and lease losses | $325,000 | 2,204 |
| Total noninterest income | $139,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $88,000 | 3,501 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $51,000 | 4,806 |
| Total noninterest expense | $778,000 | 5,050 |
| Salaries and employee benefits | $351,000 | 5,527 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $323,000 | 4,176 |
| Pre-tax net operating income | $302,000 | 3,328 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $302,000 | 3,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $302,000 | 3,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $302,000 | 3,119 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 697 |
| Net operating income | $302,000 | 2,960 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,464,000 | 3,975 |
| Total interest expense | $3,800,000 | 3,643 |
| Net interest income | $4,664,000 | 4,136 |
| Provision for loan and lease losses | $1,228,000 | 2,436 |
| Total noninterest income | $512,000 | 4,787 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $348,000 | 3,727 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $164,000 | 5,162 |
| Total noninterest expense | $3,339,000 | 4,784 |
| Salaries and employee benefits | $1,695,000 | 4,976 |
| Premises and equipment expense | $358,000 | 5,373 |
| Additional noninterest expense | $1,286,000 | 4,054 |
| Pre-tax net operating income | $609,000 | 4,594 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $609,000 | 4,153 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $609,000 | 4,153 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 2,451 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 1,059 |
| Net operating income | $609,000 | 4,305 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,267,000 | 4,078 |
| Total interest expense | $2,775,000 | 3,809 |
| Net interest income | $3,492,000 | 4,169 |
| Provision for loan and lease losses | $914,000 | 1,937 |
| Total noninterest income | $371,000 | 4,968 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $257,000 | 3,793 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $114,000 | 5,399 |
| Total noninterest expense | $2,487,000 | 4,772 |
| Salaries and employee benefits | $1,316,000 | 4,879 |
| Premises and equipment expense | $267,000 | 5,418 |
| Additional noninterest expense | $904,000 | 4,195 |
| Pre-tax net operating income | $462,000 | 5,059 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $462,000 | 4,578 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $462,000 | 4,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $442,000 | 2,105 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $52,000 | 940 |
| Net operating income | $462,000 | 4,725 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,081,000 | 4,185 |
| Total interest expense | $1,776,000 | 4,046 |
| Net interest income | $2,305,000 | 4,197 |
| Provision for loan and lease losses | $458,000 | 2,007 |
| Total noninterest income | $243,000 | 5,049 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $170,000 | 3,810 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $73,000 | 5,568 |
| Total noninterest expense | $1,716,000 | 4,714 |
| Salaries and employee benefits | $929,000 | 4,752 |
| Premises and equipment expense | $183,000 | 5,376 |
| Additional noninterest expense | $604,000 | 4,178 |
| Pre-tax net operating income | $374,000 | 4,907 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $374,000 | 4,612 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $374,000 | 4,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,454 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $32,000 | 871 |
| Net operating income | $374,000 | 4,542 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,997,000 | 4,328 |
| Total interest expense | $868,000 | 4,288 |
| Net interest income | $1,129,000 | 4,260 |
| Provision for loan and lease losses | $169,000 | 1,999 |
| Total noninterest income | $120,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $82,000 | 3,842 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $38,000 | 5,536 |
| Total noninterest expense | $890,000 | 4,599 |
| Salaries and employee benefits | $502,000 | 4,540 |
| Premises and equipment expense | $111,000 | 4,858 |
| Additional noninterest expense | $277,000 | 4,369 |
| Pre-tax net operating income | $190,000 | 5,049 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $190,000 | 4,763 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $190,000 | 4,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 822 |
| Net operating income | $190,000 | 4,653 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,292,000 | 4,632 |
| Total interest expense | $3,397,000 | 4,418 |
| Net interest income | $3,895,000 | 4,708 |
| Provision for loan and lease losses | $281,000 | 3,314 |
| Total noninterest income | $296,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $99,000 | 6,227 |
| Total noninterest expense | $3,808,000 | 4,281 |
| Salaries and employee benefits | $2,431,000 | 3,807 |
| Premises and equipment expense | $376,000 | 5,214 |
| Additional noninterest expense | $1,001,000 | 4,659 |
| Pre-tax net operating income | $102,000 | 7,142 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $102,000 | 7,130 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $102,000 | 7,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $4,545,000 | 280 |
| Net operating income | $102,000 | 7,103 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,247,000 | 4,756 |
| Total interest expense | $2,453,000 | 4,537 |
| Net interest income | $2,794,000 | 4,857 |
| Provision for loan and lease losses | $220,000 | 2,856 |
| Total noninterest income | $191,000 | 6,395 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $126,000 | 5,253 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $65,000 | 6,443 |
| Total noninterest expense | $2,773,000 | 4,339 |
| Salaries and employee benefits | $1,789,000 | 3,848 |
| Premises and equipment expense | $276,000 | 5,258 |
| Additional noninterest expense | $708,000 | 4,763 |
| Pre-tax net operating income | $-8,000 | 7,664 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-8,000 | 7,701 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-8,000 | 7,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $2,670,000 | 244 |
| Net operating income | $-8,000 | 7,676 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 4,940 |
| Total interest expense | $1,547,000 | 4,697 |
| Net interest income | $1,757,000 | 5,074 |
| Provision for loan and lease losses | $102,000 | 3,248 |
| Total noninterest income | $108,000 | 6,728 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $39,000 | 6,648 |
| Total noninterest expense | $1,823,000 | 4,404 |
| Salaries and employee benefits | $1,172,000 | 3,924 |
| Premises and equipment expense | $139,000 | 6,004 |
| Additional noninterest expense | $512,000 | 4,503 |
| Pre-tax net operating income | $-60,000 | 7,906 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-60,000 | 7,931 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-60,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $2,670,000 | 179 |
| Net operating income | $-60,000 | 7,922 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 5,128 |
| Total interest expense | $760,000 | 4,736 |
| Net interest income | $795,000 | 5,398 |
| Provision for loan and lease losses | $58,000 | 2,941 |
| Total noninterest income | $39,000 | 7,151 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $22,000 | 6,225 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $17,000 | 6,843 |
| Total noninterest expense | $876,000 | 4,516 |
| Salaries and employee benefits | $566,000 | 4,041 |
| Premises and equipment expense | $81,000 | 5,658 |
| Additional noninterest expense | $229,000 | 4,818 |
| Pre-tax net operating income | $-100,000 | 8,150 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $-100,000 | 8,179 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-100,000 | 8,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-100,000 | 8,167 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,942,000 | 6,164 |
| Total interest expense | $1,554,000 | 6,033 |
| Net interest income | $2,388,000 | 6,141 |
| Provision for loan and lease losses | $322,000 | 2,644 |
| Total noninterest income | $71,000 | 8,033 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $39,000 | 7,049 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $32,000 | 7,649 |
| Total noninterest expense | $2,588,000 | 5,374 |
| Salaries and employee benefits | $1,698,000 | 4,807 |
| Premises and equipment expense | $264,000 | 6,068 |
| Additional noninterest expense | $626,000 | 5,943 |
| Pre-tax net operating income | $-451,000 | 8,233 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $-451,000 | 8,267 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-451,000 | 8,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 1,066 |
| Net operating income | $-451,000 | 8,264 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,556,000 | 6,504 |
| Total interest expense | $990,000 | 6,337 |
| Net interest income | $1,566,000 | 6,521 |
| Provision for loan and lease losses | $204,000 | 2,842 |
| Total noninterest income | $39,000 | 8,288 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $20,000 | 7,827 |
| Total noninterest expense | $1,847,000 | 5,506 |
| Salaries and employee benefits | $1,188,000 | 5,000 |
| Premises and equipment expense | $234,000 | 5,672 |
| Additional noninterest expense | $425,000 | 6,222 |
| Pre-tax net operating income | $-446,000 | 8,418 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $-446,000 | 8,446 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-446,000 | 8,446 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-446,000 | 8,436 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 6,776 |
| Total interest expense | $578,000 | 6,565 |
| Net interest income | $944,000 | 6,805 |
| Provision for loan and lease losses | $154,000 | 2,538 |
| Total noninterest income | $18,000 | 8,448 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $18,000 | 7,222 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,630 |
| Total noninterest expense | $1,093,000 | 5,911 |
| Salaries and employee benefits | $709,000 | 5,381 |
| Premises and equipment expense | $121,000 | 6,332 |
| Additional noninterest expense | $263,000 | 6,443 |
| Pre-tax net operating income | $-285,000 | 8,463 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-285,000 | 8,486 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-285,000 | 8,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-285,000 | 8,483 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $678,000 | 7,023 |
| Total interest expense | $243,000 | 6,839 |
| Net interest income | $435,000 | 7,026 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $7,000 | 8,517 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,611 |
| Total noninterest expense | $475,000 | 6,330 |
| Salaries and employee benefits | $316,000 | 5,782 |
| Premises and equipment expense | $56,000 | 6,526 |
| Additional noninterest expense | $103,000 | 7,021 |
| Pre-tax net operating income | $-123,000 | 8,468 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-123,000 | 8,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-123,000 | 8,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-123,000 | 8,467 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $721,000 | 8,522 |
| Total interest expense | $218,000 | 8,411 |
| Net interest income | $503,000 | 8,528 |
| Provision for loan and lease losses | $194,000 | 3,650 |
| Total noninterest income | $7,000 | 8,687 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $7,000 | 7,635 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $0 | 8,688 |
| Total noninterest expense | $906,000 | 7,905 |
| Salaries and employee benefits | $562,000 | 7,743 |
| Premises and equipment expense | $114,000 | 7,703 |
| Additional noninterest expense | $230,000 | 8,035 |
| Pre-tax net operating income | $-590,000 | 8,525 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-590,000 | 8,575 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-590,000 | 8,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $10,041,000 | 188 |
| Net operating income | $-590,000 | 8,557 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $246,000 | 8,757 |
| Total interest expense | $55,000 | 8,712 |
| Net interest income | $191,000 | 8,748 |
| Provision for loan and lease losses | $47,000 | 5,286 |
| Total noninterest income | $2,000 | 8,774 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $0 | 8,723 |
| Total noninterest expense | $440,000 | 8,432 |
| Salaries and employee benefits | $277,000 | 8,278 |
| Premises and equipment expense | $49,000 | 8,275 |
| Additional noninterest expense | $114,000 | 8,480 |
| Pre-tax net operating income | $-294,000 | 8,527 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-294,000 | 8,562 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-294,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $10,042,000 | 130 |
| Net operating income | $-294,000 | 8,531 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.