Home > Birmingham Federal Savings Bank > Income and Expense
Birmingham Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,215,000 | 10,444 |
| Total interest expense | $1,592,000 | 8,231 |
| Net interest income | $623,000 | 12,633 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $68,000 | 12,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $68,000 | 9,388 |
| Total noninterest expense | $885,000 | 10,578 |
| Salaries and employee benefits | $329,000 | 11,678 |
| Premises and equipment expense | $245,000 | 6,885 |
| Additional noninterest expense | $311,000 | 10,684 |
| Pre-tax net operating income | $-194,000 | 13,081 |
| Securities gains (losses) | $246,000 | 1,744 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $52,000 | 12,550 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $52,000 | 12,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 7,638 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-194,000 | 13,056 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.