Home > Big Stone Gap Bank and Trust Company > Income and Expense
Big Stone Gap Bank and Trust Company, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 10,569 |
| Total interest expense | $713,000 | 10,260 |
| Net interest income | $761,000 | 10,655 |
| Provision for loan and lease losses | $41,000 | 6,593 |
| Total noninterest income | $183,000 | 8,711 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,619 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 10,206 |
| Total noninterest expense | $769,000 | 9,907 |
| Salaries and employee benefits | $318,000 | 10,606 |
| Premises and equipment expense | $336,000 | 5,189 |
| Additional noninterest expense | $115,000 | 11,470 |
| Pre-tax net operating income | $134,000 | 10,882 |
| Securities gains (losses) | $-425,000 | 11,793 |
| Applicable income taxes | $-97,000 | 11,707 |
| Income before extraordinary items | $-194,000 | 11,677 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-194,000 | 11,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $771,000 | 327 |
| Net operating income | $90,750 | 10,991 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 11,259 |
| Total interest expense | $556,000 | 10,828 |
| Net interest income | $688,000 | 11,417 |
| Provision for loan and lease losses | $35,000 | 6,861 |
| Total noninterest income | $179,000 | 9,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,171 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 10,081 |
| Total noninterest expense | $661,000 | 10,860 |
| Salaries and employee benefits | $265,000 | 11,523 |
| Premises and equipment expense | $101,000 | 9,993 |
| Additional noninterest expense | $295,000 | 10,024 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $50,000 | 1,155 |
| Applicable income taxes | $32,000 | 10,876 |
| Income before extraordinary items | $189,000 | 10,412 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $189,000 | 10,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,738 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $146,000 | 10,921 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 11,798 |
| Total interest expense | $527,000 | 11,552 |
| Net interest income | $715,000 | 11,813 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $183,000 | 9,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 7,460 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 10,209 |
| Total noninterest expense | $628,000 | 11,495 |
| Salaries and employee benefits | $260,000 | 12,077 |
| Premises and equipment expense | $91,000 | 10,750 |
| Additional noninterest expense | $277,000 | 10,732 |
| Pre-tax net operating income | $228,000 | 10,802 |
| Securities gains (losses) | $84,000 | 2,738 |
| Applicable income taxes | $49,000 | 10,966 |
| Income before extraordinary items | $263,000 | 9,894 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $263,000 | 10,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $192,440 | 10,521 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,312,000 | 12,376 |
| Total interest expense | $602,000 | 12,283 |
| Net interest income | $710,000 | 12,279 |
| Provision for loan and lease losses | $36,000 | 9,661 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $142,000 | 7,335 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $604,000 | 12,039 |
| Salaries and employee benefits | $257,000 | 12,531 |
| Premises and equipment expense | $75,000 | 11,682 |
| Additional noninterest expense | $272,000 | 11,241 |
| Pre-tax net operating income | $255,000 | 10,555 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $73,000 | 10,632 |
| Income before extraordinary items | $189,000 | 10,749 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $189,000 | 10,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 8,726 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $183,960 | 10,487 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.