Home > Big Lake National Bank > Income and Expense
Big Lake National Bank, Income and Expense
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,594,000 | 2,046 |
| Total interest expense | $1,409,000 | 2,449 |
| Net interest income | $3,185,000 | 1,816 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $681,000 | 1,742 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $359,000 | 1,211 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $322,000 | 1,837 |
| Total noninterest expense | $3,264,000 | 1,383 |
| Salaries and employee benefits | $1,638,000 | 1,517 |
| Premises and equipment expense | $343,000 | 1,838 |
| Additional noninterest expense | $1,283,000 | 1,040 |
| Pre-tax net operating income | $552,000 | 3,526 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $110,000 | 3,471 |
| Income before extraordinary items | $442,000 | 3,448 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $442,000 | 3,447 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,110 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $442,000 | 3,426 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,558,000 | 2,136 |
| Total interest expense | $4,132,000 | 2,578 |
| Net interest income | $11,426,000 | 1,943 |
| Provision for loan and lease losses | $272,000 | 3,026 |
| Total noninterest income | $2,678,000 | 1,770 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,620,000 | 1,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,058,000 | 2,132 |
| Total noninterest expense | $9,355,000 | 1,816 |
| Salaries and employee benefits | $4,515,000 | 2,036 |
| Premises and equipment expense | $1,353,000 | 1,788 |
| Additional noninterest expense | $3,487,000 | 1,461 |
| Pre-tax net operating income | $4,477,000 | 2,035 |
| Securities gains (losses) | $-21,000 | 7,836 |
| Applicable income taxes | $1,478,000 | 1,714 |
| Income before extraordinary items | $2,978,000 | 2,260 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,978,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,434 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,992,070 | 2,217 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,224,000 | 2,165 |
| Total interest expense | $2,810,000 | 2,674 |
| Net interest income | $8,414,000 | 1,964 |
| Provision for loan and lease losses | $197,000 | 2,997 |
| Total noninterest income | $2,013,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $1,216,000 | 1,089 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $797,000 | 2,125 |
| Total noninterest expense | $6,961,000 | 1,807 |
| Salaries and employee benefits | $3,324,000 | 2,054 |
| Premises and equipment expense | $1,027,000 | 1,761 |
| Additional noninterest expense | $2,610,000 | 1,439 |
| Pre-tax net operating income | $3,269,000 | 2,092 |
| Securities gains (losses) | $-22,000 | 8,215 |
| Applicable income taxes | $1,036,000 | 1,825 |
| Income before extraordinary items | $2,211,000 | 2,306 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,211,000 | 2,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,590 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,225,960 | 2,250 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,232,000 | 2,180 |
| Total interest expense | $1,710,000 | 2,734 |
| Net interest income | $5,522,000 | 1,963 |
| Provision for loan and lease losses | $147,000 | 2,736 |
| Total noninterest income | $1,276,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $768,000 | 1,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $508,000 | 2,154 |
| Total noninterest expense | $4,597,000 | 1,808 |
| Salaries and employee benefits | $2,171,000 | 2,089 |
| Premises and equipment expense | $686,000 | 1,747 |
| Additional noninterest expense | $1,740,000 | 1,433 |
| Pre-tax net operating income | $2,054,000 | 2,139 |
| Securities gains (losses) | $-6,000 | 7,982 |
| Applicable income taxes | $663,000 | 1,861 |
| Income before extraordinary items | $1,385,000 | 2,355 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,385,000 | 2,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,414 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,389,080 | 2,323 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,460,000 | 2,232 |
| Total interest expense | $775,000 | 2,875 |
| Net interest income | $2,685,000 | 2,007 |
| Provision for loan and lease losses | $50,000 | 3,171 |
| Total noninterest income | $602,000 | 1,878 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $362,000 | 1,141 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $240,000 | 2,217 |
| Total noninterest expense | $2,271,000 | 1,838 |
| Salaries and employee benefits | $1,066,000 | 2,140 |
| Premises and equipment expense | $338,000 | 1,781 |
| Additional noninterest expense | $867,000 | 1,444 |
| Pre-tax net operating income | $966,000 | 2,223 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $336,000 | 1,833 |
| Income before extraordinary items | $630,000 | 2,515 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $630,000 | 2,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,609 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $630,000 | 2,475 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,460,000 | 2,508 |
| Total interest expense | $2,565,000 | 2,984 |
| Net interest income | $8,895,000 | 2,297 |
| Provision for loan and lease losses | $270,000 | 3,102 |
| Total noninterest income | $2,454,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,666,000 | 1,072 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $788,000 | 2,520 |
| Total noninterest expense | $8,433,000 | 1,911 |
| Salaries and employee benefits | $3,902,000 | 2,230 |
| Premises and equipment expense | $1,331,000 | 1,731 |
| Additional noninterest expense | $3,200,000 | 1,530 |
| Pre-tax net operating income | $2,646,000 | 2,855 |
| Securities gains (losses) | $35,000 | 2,001 |
| Applicable income taxes | $836,000 | 2,461 |
| Income before extraordinary items | $1,845,000 | 3,126 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,845,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,826 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,820,850 | 3,097 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,218,000 | 2,562 |
| Total interest expense | $1,843,000 | 3,047 |
| Net interest income | $6,375,000 | 2,380 |
| Provision for loan and lease losses | $190,000 | 3,078 |
| Total noninterest income | $1,853,000 | 1,895 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $1,297,000 | 1,036 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $556,000 | 2,632 |
| Total noninterest expense | $6,158,000 | 1,948 |
| Salaries and employee benefits | $2,844,000 | 2,273 |
| Premises and equipment expense | $955,000 | 1,817 |
| Additional noninterest expense | $2,359,000 | 1,546 |
| Pre-tax net operating income | $1,880,000 | 3,038 |
| Securities gains (losses) | $35,000 | 1,930 |
| Applicable income taxes | $586,000 | 2,609 |
| Income before extraordinary items | $1,329,000 | 3,286 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,329,000 | 3,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,231 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,304,850 | 3,253 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,331,000 | 2,619 |
| Total interest expense | $1,180,000 | 3,126 |
| Net interest income | $4,151,000 | 2,403 |
| Provision for loan and lease losses | $105,000 | 3,376 |
| Total noninterest income | $1,231,000 | 1,885 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $869,000 | 1,014 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 2,674 |
| Total noninterest expense | $4,072,000 | 1,963 |
| Salaries and employee benefits | $1,874,000 | 2,312 |
| Premises and equipment expense | $616,000 | 1,853 |
| Additional noninterest expense | $1,582,000 | 1,527 |
| Pre-tax net operating income | $1,205,000 | 3,102 |
| Securities gains (losses) | $34,000 | 1,708 |
| Applicable income taxes | $376,000 | 2,670 |
| Income before extraordinary items | $863,000 | 3,325 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $863,000 | 3,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,510 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $839,200 | 3,309 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,635,000 | 2,649 |
| Total interest expense | $599,000 | 3,119 |
| Net interest income | $2,036,000 | 2,448 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $618,000 | 1,839 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $435,000 | 970 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $183,000 | 2,624 |
| Total noninterest expense | $1,994,000 | 2,008 |
| Salaries and employee benefits | $942,000 | 2,311 |
| Premises and equipment expense | $303,000 | 1,915 |
| Additional noninterest expense | $749,000 | 1,592 |
| Pre-tax net operating income | $630,000 | 2,958 |
| Securities gains (losses) | $34,000 | 1,420 |
| Applicable income taxes | $201,000 | 2,572 |
| Income before extraordinary items | $463,000 | 3,126 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $463,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 2,858 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $439,200 | 3,144 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,786,000 | 2,621 |
| Total interest expense | $2,766,000 | 3,086 |
| Net interest income | $8,020,000 | 2,426 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $2,507,000 | 1,946 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,746,000 | 993 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $761,000 | 2,821 |
| Total noninterest expense | $7,786,000 | 2,026 |
| Salaries and employee benefits | $3,569,000 | 2,369 |
| Premises and equipment expense | $1,218,000 | 1,876 |
| Additional noninterest expense | $2,999,000 | 1,631 |
| Pre-tax net operating income | $2,681,000 | 2,740 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $945,000 | 2,259 |
| Income before extraordinary items | $1,736,000 | 3,191 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,736,000 | 3,191 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,736,000 | 3,049 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,142,000 | 2,652 |
| Total interest expense | $2,128,000 | 3,115 |
| Net interest income | $6,014,000 | 2,437 |
| Provision for loan and lease losses | $30,000 | 6,386 |
| Total noninterest income | $1,786,000 | 2,082 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,261,000 | 1,037 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $525,000 | 3,043 |
| Total noninterest expense | $5,793,000 | 2,047 |
| Salaries and employee benefits | $2,644,000 | 2,402 |
| Premises and equipment expense | $900,000 | 1,905 |
| Additional noninterest expense | $2,249,000 | 1,620 |
| Pre-tax net operating income | $1,977,000 | 2,880 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $704,000 | 2,378 |
| Income before extraordinary items | $1,273,000 | 3,345 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,273,000 | 3,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,273,000 | 3,180 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,500,000 | 2,652 |
| Total interest expense | $1,470,000 | 3,107 |
| Net interest income | $4,030,000 | 2,411 |
| Provision for loan and lease losses | $20,000 | 6,304 |
| Total noninterest income | $1,148,000 | 2,126 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $789,000 | 1,082 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $359,000 | 2,970 |
| Total noninterest expense | $3,851,000 | 2,047 |
| Salaries and employee benefits | $1,759,000 | 2,396 |
| Premises and equipment expense | $591,000 | 1,928 |
| Additional noninterest expense | $1,501,000 | 1,618 |
| Pre-tax net operating income | $1,307,000 | 2,897 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $469,000 | 2,411 |
| Income before extraordinary items | $838,000 | 3,383 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $838,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $838,000 | 3,205 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,768,000 | 2,652 |
| Total interest expense | $752,000 | 3,116 |
| Net interest income | $2,016,000 | 2,407 |
| Provision for loan and lease losses | $10,000 | 6,044 |
| Total noninterest income | $561,000 | 2,101 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $383,000 | 1,080 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $178,000 | 2,921 |
| Total noninterest expense | $1,925,000 | 2,034 |
| Salaries and employee benefits | $900,000 | 2,333 |
| Premises and equipment expense | $286,000 | 1,995 |
| Additional noninterest expense | $739,000 | 1,598 |
| Pre-tax net operating income | $642,000 | 2,921 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $235,000 | 2,426 |
| Income before extraordinary items | $407,000 | 3,416 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $407,000 | 3,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 8,613 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $407,000 | 3,250 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,810,000 | 2,596 |
| Total interest expense | $3,414,000 | 3,181 |
| Net interest income | $8,396,000 | 2,310 |
| Provision for loan and lease losses | $375,000 | 2,962 |
| Total noninterest income | $1,964,000 | 2,163 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,408,000 | 1,144 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $556,000 | 3,096 |
| Total noninterest expense | $7,240,000 | 2,072 |
| Salaries and employee benefits | $3,300,000 | 2,415 |
| Premises and equipment expense | $973,000 | 2,243 |
| Additional noninterest expense | $2,967,000 | 1,590 |
| Pre-tax net operating income | $2,747,000 | 2,683 |
| Securities gains (losses) | $15,000 | 3,365 |
| Applicable income taxes | $957,000 | 2,282 |
| Income before extraordinary items | $1,805,000 | 3,031 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,805,000 | 3,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $95,000 | 4,259 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,795,250 | 2,951 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $13,312,000 | 2,573 |
| Total interest expense | $5,066,000 | 3,118 |
| Net interest income | $8,246,000 | 2,170 |
| Provision for loan and lease losses | $440,000 | 2,434 |
| Total noninterest income | $1,604,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,252,000 | 1,190 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $352,000 | 3,809 |
| Total noninterest expense | $6,796,000 | 2,113 |
| Salaries and employee benefits | $3,456,000 | 2,168 |
| Premises and equipment expense | $1,060,000 | 2,010 |
| Additional noninterest expense | $2,280,000 | 1,971 |
| Pre-tax net operating income | $2,614,000 | 2,579 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $905,000 | 2,233 |
| Income before extraordinary items | $1,709,000 | 2,918 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,709,000 | 2,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 4,283 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,709,000 | 2,829 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,814,000 | 2,717 |
| Total interest expense | $5,618,000 | 2,956 |
| Net interest income | $7,196,000 | 2,468 |
| Provision for loan and lease losses | $330,000 | 2,665 |
| Total noninterest income | $1,522,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,360,000 | 990 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $162,000 | 5,291 |
| Total noninterest expense | $6,459,000 | 2,130 |
| Salaries and employee benefits | $3,288,000 | 2,172 |
| Premises and equipment expense | $1,004,000 | 2,052 |
| Additional noninterest expense | $2,167,000 | 2,004 |
| Pre-tax net operating income | $1,929,000 | 3,421 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $679,000 | 2,853 |
| Income before extraordinary items | $1,250,000 | 3,755 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,250,000 | 3,756 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,466 |
| Cash dividends | $388,000 | 4,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,250,000 | 3,737 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,867,000 | 2,973 |
| Total interest expense | $4,310,000 | 3,374 |
| Net interest income | $6,557,000 | 2,676 |
| Provision for loan and lease losses | $220,000 | 3,352 |
| Total noninterest income | $1,590,000 | 2,210 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,321,000 | 1,012 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $269,000 | 4,272 |
| Total noninterest expense | $6,267,000 | 2,177 |
| Salaries and employee benefits | $3,013,000 | 2,335 |
| Premises and equipment expense | $935,000 | 2,186 |
| Additional noninterest expense | $2,319,000 | 1,881 |
| Pre-tax net operating income | $1,660,000 | 3,823 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $599,000 | 3,222 |
| Income before extraordinary items | $1,061,000 | 4,244 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,061,000 | 4,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 1,900 |
| Cash dividends | $388,000 | 4,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,061,000 | 4,204 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,094,000 | 3,512 |
| Total interest expense | $3,462,000 | 4,177 |
| Net interest income | $5,632,000 | 3,051 |
| Provision for loan and lease losses | $144,000 | 4,268 |
| Total noninterest income | $1,204,000 | 2,679 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,067,000 | 1,178 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $137,000 | 5,910 |
| Total noninterest expense | $4,956,000 | 2,638 |
| Salaries and employee benefits | $2,335,000 | 2,898 |
| Premises and equipment expense | $766,000 | 2,546 |
| Additional noninterest expense | $1,855,000 | 2,253 |
| Pre-tax net operating income | $1,736,000 | 3,746 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $607,000 | 3,376 |
| Income before extraordinary items | $1,129,000 | 4,106 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,129,000 | 4,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,985 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,129,000 | 4,019 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,887,000 | 5,897 |
| Total interest expense | $1,943,000 | 6,380 |
| Net interest income | $2,944,000 | 5,381 |
| Provision for loan and lease losses | $132,000 | 4,415 |
| Total noninterest income | $735,000 | 3,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $642,000 | 2,041 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $93,000 | 6,977 |
| Total noninterest expense | $2,402,000 | 4,947 |
| Salaries and employee benefits | $1,240,000 | 4,951 |
| Premises and equipment expense | $340,000 | 5,014 |
| Additional noninterest expense | $822,000 | 4,629 |
| Pre-tax net operating income | $1,145,000 | 5,396 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $390,000 | 4,952 |
| Income before extraordinary items | $755,000 | 5,654 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $755,000 | 5,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 10,349 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $755,000 | 5,611 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,229,000 | 6,645 |
| Total interest expense | $1,738,000 | 6,990 |
| Net interest income | $2,491,000 | 6,210 |
| Provision for loan and lease losses | $132,000 | 4,386 |
| Total noninterest income | $600,000 | 4,566 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $548,000 | 2,485 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,801 |
| Total noninterest expense | $2,132,000 | 5,672 |
| Salaries and employee benefits | $1,062,000 | 5,735 |
| Premises and equipment expense | $305,000 | 5,523 |
| Additional noninterest expense | $765,000 | 5,382 |
| Pre-tax net operating income | $827,000 | 6,390 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $287,000 | 5,982 |
| Income before extraordinary items | $540,000 | 6,622 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $540,000 | 6,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,429 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $540,000 | 6,561 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 7,935 |
| Total interest expense | $1,212,000 | 8,549 |
| Net interest income | $1,983,000 | 7,355 |
| Provision for loan and lease losses | $70,000 | 5,409 |
| Total noninterest income | $518,000 | 5,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $441,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,574,000 | 7,052 |
| Salaries and employee benefits | $789,000 | 7,166 |
| Premises and equipment expense | $289,000 | 5,795 |
| Additional noninterest expense | $496,000 | 7,281 |
| Pre-tax net operating income | $857,000 | 6,620 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $308,000 | 5,904 |
| Income before extraordinary items | $549,000 | 6,906 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $549,000 | 6,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $549,000 | 6,882 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,549,000 | 8,825 |
| Total interest expense | $783,000 | 9,685 |
| Net interest income | $1,766,000 | 8,129 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $437,000 | 5,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $400,000 | 3,374 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 10,350 |
| Total noninterest expense | $1,636,000 | 7,182 |
| Salaries and employee benefits | $758,000 | 7,461 |
| Premises and equipment expense | $299,000 | 5,731 |
| Additional noninterest expense | $579,000 | 7,185 |
| Pre-tax net operating income | $553,000 | 8,289 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $188,000 | 7,551 |
| Income before extraordinary items | $365,000 | 8,508 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $365,000 | 8,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $365,000 | 8,548 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,368,000 | 9,437 |
| Total interest expense | $670,000 | 10,767 |
| Net interest income | $1,698,000 | 8,495 |
| Provision for loan and lease losses | $160,000 | 4,468 |
| Total noninterest income | $418,000 | 6,297 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $393,000 | 3,498 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 11,679 |
| Total noninterest expense | $1,543,000 | 7,682 |
| Salaries and employee benefits | $727,000 | 7,805 |
| Premises and equipment expense | $297,000 | 5,898 |
| Additional noninterest expense | $519,000 | 8,037 |
| Pre-tax net operating income | $413,000 | 9,309 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $139,000 | 8,881 |
| Income before extraordinary items | $274,000 | 9,764 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $274,000 | 9,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 4,326 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $274,000 | 9,506 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,455,000 | 9,998 |
| Total interest expense | $890,000 | 10,911 |
| Net interest income | $1,565,000 | 9,056 |
| Provision for loan and lease losses | $134,000 | 6,421 |
| Total noninterest income | $380,000 | 6,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $350,000 | 3,907 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 11,767 |
| Total noninterest expense | $1,380,000 | 8,372 |
| Salaries and employee benefits | $641,000 | 8,443 |
| Premises and equipment expense | $243,000 | 6,920 |
| Additional noninterest expense | $496,000 | 8,493 |
| Pre-tax net operating income | $431,000 | 8,948 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $312,000 | 9,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $312,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 6,704 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $312,000 | 8,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.