Home > Big Lake National Bank > Assets and Liabilities
Big Lake National Bank, Assets and Liabilities
| 2006-03-31 | Rank | |
| # of Employees: | 112 | 1,547 |
| Assets and Liabilities | ||
| Total Assets: | $331,464,000 | 1,913 |
| Cash and due from depository institutions | $11,569,000 | 1,547 |
| Interest-bearing balances | $3,350,000 | 1,456 |
| Securities | $69,926,000 | 1,742 |
| Federal funds sold & reverse repurchase agreements | $36,324,000 | 372 |
| Net loans & leases | $201,838,000 | 2,132 |
| Loan loss allowance | $2,519,000 | 1,997 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $7,362,000 | 1,548 |
| Other real estate owned | $57,000 | 1,547 |
| Goodwill and other intangibles | $732,000 | 1,891 |
| All other assets | $3,656,000 | 3,606 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $331,464,000 | 1,913 |
| Total liabilities | $308,638,000 | 1,853 |
| Total deposits | $301,250,000 | 1,696 |
| Interest-bearing deposits | $211,915,000 | 2,040 |
| Deposits held in domestic offices | $301,250,000 | 1,692 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,135,000 | 1,464 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,253,000 | 3,038 |
| Total equity capital | $22,826,000 | 2,695 |
| Total bank equity capital | $22,826,000 | 2,695 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,827 |
| Surplus | $2,855,000 | 4,950 |
| Undivided profits | $18,971,000 | 1,778 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $560,000 | 3,469 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $1,463,000 | 2,413 |
| Earning assets | $311,438,000 | 1,864 |
| Long-term assets (5+ years) | $54,530,000 | 1,680 |
| Average Assets, year-to-date | $327,958,500 | 1,910 |
| Average Assets, quarterly | $327,958,500 | 1,910 |
| Volatile liabilities | $19,556,000 | 4,560 |
| Insider loans | $7,453,000 | 898 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $19,852,000 | 3,348 |
| Tier 1 (core) risk-based capital | $22,734,000 | 2,628 |
| Tier 2 risk-based capital | $2,397,000 | 1,993 |
| Total risk weighted assets | $191,646,000 | 2,290 |
| Total unused commitments | $19,852,000 | 3,349 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 117 | 1,473 |
| Assets and Liabilities | ||
| Total Assets: | $324,453,000 | 1,923 |
| Cash and due from depository institutions | $13,639,000 | 1,473 |
| Interest-bearing balances | $5,507,000 | 1,005 |
| Securities | $72,464,000 | 1,681 |
| Federal funds sold & reverse repurchase agreements | $23,340,000 | 554 |
| Net loans & leases | $203,260,000 | 2,081 |
| Loan loss allowance | $2,470,000 | 2,004 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $7,485,000 | 1,496 |
| Other real estate owned | $57,000 | 1,473 |
| Goodwill and other intangibles | $779,000 | 1,853 |
| All other assets | $3,429,000 | 3,758 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $324,453,000 | 1,923 |
| Total liabilities | $301,967,000 | 1,863 |
| Total deposits | $298,476,000 | 1,680 |
| Interest-bearing deposits | $212,666,000 | 1,995 |
| Deposits held in domestic offices | $298,476,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,586,000 | 2,130 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $905,000 | 3,728 |
| Total equity capital | $22,486,000 | 2,701 |
| Total bank equity capital | $22,486,000 | 2,701 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,000,000 | 2,825 |
| Surplus | $2,855,000 | 4,925 |
| Undivided profits | $18,631,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $655,000 | 3,202 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,450,000 | 2,447 |
| Earning assets | $304,571,000 | 1,882 |
| Long-term assets (5+ years) | $54,191,000 | 1,675 |
| Average Assets, year-to-date | $311,684,800 | 1,913 |
| Average Assets, quarterly | $315,787,000 | 1,946 |
| Volatile liabilities | $16,959,000 | 4,849 |
| Insider loans | $7,719,000 | 842 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $22,513,000 | 3,073 |
| Tier 1 (core) risk-based capital | $22,252,000 | 2,639 |
| Tier 2 risk-based capital | $2,392,000 | 1,971 |
| Total risk weighted assets | $191,251,000 | 2,262 |
| Total unused commitments | $22,513,000 | 3,073 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 112 | 1,532 |
| Assets and Liabilities | ||
| Total Assets: | $307,121,000 | 1,991 |
| Cash and due from depository institutions | $14,579,000 | 1,532 |
| Interest-bearing balances | $4,299,000 | 1,220 |
| Securities | $74,445,000 | 1,634 |
| Federal funds sold & reverse repurchase agreements | $12,059,000 | 1,080 |
| Net loans & leases | $194,305,000 | 2,133 |
| Loan loss allowance | $2,393,000 | 2,024 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $7,624,000 | 1,426 |
| Other real estate owned | $0 | 1,532 |
| Goodwill and other intangibles | $827,000 | 1,795 |
| All other assets | $3,282,000 | 3,818 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $307,121,000 | 1,991 |
| Total liabilities | $285,272,000 | 1,930 |
| Total deposits | $281,853,000 | 1,742 |
| Interest-bearing deposits | $196,842,000 | 2,110 |
| Deposits held in domestic offices | $281,853,000 | 1,736 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,495,000 | 2,192 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $924,000 | 3,641 |
| Total equity capital | $21,849,000 | 2,753 |
| Total bank equity capital | $21,849,000 | 2,753 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,806 |
| Surplus | $2,855,000 | 4,872 |
| Undivided profits | $17,994,000 | 1,885 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $699,000 | 3,109 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,372,000 | 2,555 |
| Earning assets | $285,108,000 | 1,960 |
| Long-term assets (5+ years) | $50,855,000 | 1,746 |
| Average Assets, year-to-date | $308,492,750 | 1,913 |
| Average Assets, quarterly | $309,607,500 | 1,953 |
| Volatile liabilities | $16,838,000 | 4,816 |
| Insider loans | $7,254,000 | 873 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $27,634,000 | 2,649 |
| Tier 1 (core) risk-based capital | $21,443,000 | 2,685 |
| Tier 2 risk-based capital | $2,265,000 | 2,025 |
| Total risk weighted assets | $181,042,000 | 2,331 |
| Total unused commitments | $27,634,000 | 2,651 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 114 | 1,509 |
| Assets and Liabilities | ||
| Total Assets: | $312,094,000 | 1,926 |
| Cash and due from depository institutions | $13,112,000 | 1,509 |
| Interest-bearing balances | $3,978,000 | 1,261 |
| Securities | $77,075,000 | 1,593 |
| Federal funds sold & reverse repurchase agreements | $20,373,000 | 605 |
| Net loans & leases | $190,011,000 | 2,128 |
| Loan loss allowance | $2,334,000 | 2,055 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,642,000 | 1,397 |
| Other real estate owned | $0 | 1,509 |
| Goodwill and other intangibles | $875,000 | 1,749 |
| All other assets | $3,006,000 | 3,894 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $312,094,000 | 1,926 |
| Total liabilities | $290,829,000 | 1,852 |
| Total deposits | $286,406,000 | 1,680 |
| Interest-bearing deposits | $197,051,000 | 2,056 |
| Deposits held in domestic offices | $286,406,000 | 1,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,699,000 | 1,883 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $724,000 | 3,987 |
| Total equity capital | $21,265,000 | 2,763 |
| Total bank equity capital | $21,265,000 | 2,763 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,786 |
| Surplus | $2,855,000 | 4,852 |
| Undivided profits | $17,410,000 | 1,911 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $659,000 | 3,119 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,301,000 | 2,449 |
| Earning assets | $291,437,000 | 1,877 |
| Long-term assets (5+ years) | $49,379,000 | 1,802 |
| Average Assets, year-to-date | $308,950,000 | 1,886 |
| Average Assets, quarterly | $315,277,500 | 1,870 |
| Volatile liabilities | $14,663,000 | 5,037 |
| Insider loans | $6,883,000 | 896 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $29,246,000 | 2,489 |
| Tier 1 (core) risk-based capital | $20,583,000 | 2,721 |
| Tier 2 risk-based capital | $2,233,000 | 2,024 |
| Total risk weighted assets | $178,561,000 | 2,305 |
| Total unused commitments | $29,246,000 | 2,490 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 113 | 1,503 |
| Assets and Liabilities | ||
| Total Assets: | $318,461,000 | 1,853 |
| Cash and due from depository institutions | $13,669,000 | 1,503 |
| Interest-bearing balances | $3,642,000 | 1,365 |
| Securities | $81,496,000 | 1,538 |
| Federal funds sold & reverse repurchase agreements | $27,824,000 | 439 |
| Net loans & leases | $183,458,000 | 2,148 |
| Loan loss allowance | $2,259,000 | 2,091 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $7,680,000 | 1,362 |
| Other real estate owned | $121,000 | 1,503 |
| Goodwill and other intangibles | $923,000 | 1,702 |
| All other assets | $3,290,000 | 3,646 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $318,461,000 | 1,853 |
| Total liabilities | $298,299,000 | 1,792 |
| Total deposits | $292,485,000 | 1,629 |
| Interest-bearing deposits | $200,086,000 | 2,022 |
| Deposits held in domestic offices | $292,485,000 | 1,625 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,823,000 | 1,604 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $991,000 | 3,222 |
| Total equity capital | $20,162,000 | 2,829 |
| Total bank equity capital | $20,162,000 | 2,829 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,000,000 | 2,793 |
| Surplus | $2,855,000 | 4,855 |
| Undivided profits | $16,307,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 3,847 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,308,000 | 2,331 |
| Earning assets | $296,420,000 | 1,826 |
| Long-term assets (5+ years) | $46,556,000 | 1,936 |
| Average Assets, year-to-date | $307,378,000 | 1,898 |
| Average Assets, quarterly | $307,378,000 | 1,898 |
| Volatile liabilities | $16,561,000 | 4,613 |
| Insider loans | $6,531,000 | 936 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $21,693,000 | 2,962 |
| Tier 1 (core) risk-based capital | $19,778,000 | 2,789 |
| Tier 2 risk-based capital | $2,202,000 | 2,031 |
| Total risk weighted assets | $176,039,000 | 2,292 |
| Total unused commitments | $21,693,000 | 2,966 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 116 | 1,478 |
| Assets and Liabilities | ||
| Total Assets: | $296,295,000 | 1,977 |
| Cash and due from depository institutions | $16,008,000 | 1,478 |
| Interest-bearing balances | $5,116,000 | 1,082 |
| Securities | $75,188,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $13,103,000 | 908 |
| Net loans & leases | $180,466,000 | 2,169 |
| Loan loss allowance | $2,215,000 | 2,112 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $7,700,000 | 1,334 |
| Other real estate owned | $170,000 | 1,478 |
| Goodwill and other intangibles | $970,000 | 1,667 |
| All other assets | $2,690,000 | 4,077 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $296,295,000 | 1,977 |
| Total liabilities | $276,304,000 | 1,907 |
| Total deposits | $273,482,000 | 1,719 |
| Interest-bearing deposits | $187,554,000 | 2,110 |
| Deposits held in domestic offices | $273,482,000 | 1,714 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,297,000 | 2,184 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $525,000 | 4,592 |
| Total equity capital | $19,991,000 | 2,845 |
| Total bank equity capital | $19,991,000 | 2,845 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,000,000 | 2,784 |
| Surplus | $2,855,000 | 4,828 |
| Undivided profits | $16,136,000 | 2,012 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,022 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,179,000 | 2,578 |
| Earning assets | $273,873,000 | 1,967 |
| Long-term assets (5+ years) | $41,958,000 | 2,108 |
| Average Assets, year-to-date | $256,645,400 | 2,165 |
| Average Assets, quarterly | $277,028,500 | 2,075 |
| Volatile liabilities | $15,107,000 | 4,801 |
| Insider loans | $6,669,000 | 895 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $21,169,000 | 2,922 |
| Tier 1 (core) risk-based capital | $19,089,000 | 2,837 |
| Tier 2 risk-based capital | $2,059,000 | 2,152 |
| Total risk weighted assets | $164,545,000 | 2,420 |
| Total unused commitments | $21,169,000 | 2,924 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 106 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $257,762,000 | 2,235 |
| Cash and due from depository institutions | $14,171,000 | 1,615 |
| Interest-bearing balances | $3,922,000 | 1,383 |
| Securities | $47,549,000 | 2,512 |
| Federal funds sold & reverse repurchase agreements | $11,956,000 | 953 |
| Net loans & leases | $173,470,000 | 2,200 |
| Loan loss allowance | $2,148,000 | 2,157 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,714,000 | 1,492 |
| Other real estate owned | $100,000 | 1,615 |
| Goodwill and other intangibles | $1,018,000 | 1,607 |
| All other assets | $2,784,000 | 3,981 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $257,762,000 | 2,235 |
| Total liabilities | $239,305,000 | 2,158 |
| Total deposits | $235,967,000 | 1,955 |
| Interest-bearing deposits | $164,771,000 | 2,384 |
| Deposits held in domestic offices | $235,967,000 | 1,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,398,000 | 2,220 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $940,000 | 3,342 |
| Total equity capital | $18,457,000 | 3,048 |
| Total bank equity capital | $18,457,000 | 3,048 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,000,000 | 2,785 |
| Surplus | $1,775,000 | 5,773 |
| Undivided profits | $15,682,000 | 2,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $572,000 | 3,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $935,000 | 3,338 |
| Earning assets | $236,897,000 | 2,233 |
| Long-term assets (5+ years) | $38,650,000 | 2,268 |
| Average Assets, year-to-date | $246,733,000 | 2,246 |
| Average Assets, quarterly | $253,870,000 | 2,246 |
| Volatile liabilities | $19,921,000 | 4,098 |
| Insider loans | $7,197,000 | 801 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $21,146,000 | 2,885 |
| Tier 1 (core) risk-based capital | $17,462,000 | 3,055 |
| Tier 2 risk-based capital | $1,860,000 | 2,313 |
| Total risk weighted assets | $148,499,000 | 2,619 |
| Total unused commitments | $21,146,000 | 2,888 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 115 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $249,978,000 | 2,279 |
| Cash and due from depository institutions | $14,857,000 | 1,495 |
| Interest-bearing balances | $3,256,000 | 1,583 |
| Securities | $40,016,000 | 2,946 |
| Federal funds sold & reverse repurchase agreements | $12,807,000 | 847 |
| Net loans & leases | $171,527,000 | 2,176 |
| Loan loss allowance | $2,061,000 | 2,213 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,606,000 | 1,509 |
| Other real estate owned | $52,000 | 1,495 |
| Goodwill and other intangibles | $1,066,000 | 1,576 |
| All other assets | $3,047,000 | 3,709 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $249,978,000 | 2,279 |
| Total liabilities | $232,118,000 | 2,205 |
| Total deposits | $229,486,000 | 2,000 |
| Interest-bearing deposits | $161,000,000 | 2,407 |
| Deposits held in domestic offices | $229,486,000 | 1,992 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,906,000 | 2,426 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $726,000 | 3,668 |
| Total equity capital | $17,860,000 | 3,018 |
| Total bank equity capital | $17,860,000 | 3,018 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,000,000 | 2,796 |
| Surplus | $1,775,000 | 5,785 |
| Undivided profits | $15,085,000 | 2,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 3,843 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $985,000 | 2,983 |
| Earning assets | $227,606,000 | 2,289 |
| Long-term assets (5+ years) | $32,851,000 | 2,657 |
| Average Assets, year-to-date | $243,056,670 | 2,288 |
| Average Assets, quarterly | $247,020,000 | 2,275 |
| Volatile liabilities | $14,895,000 | 4,768 |
| Insider loans | $5,846,000 | 971 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $20,172,000 | 2,982 |
| Tier 1 (core) risk-based capital | $16,933,000 | 3,093 |
| Tier 2 risk-based capital | $1,827,000 | 2,321 |
| Total risk weighted assets | $145,915,000 | 2,625 |
| Total unused commitments | $20,172,000 | 2,985 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 113 | 1,520 |
| Assets and Liabilities | ||
| Total Assets: | $244,062,000 | 2,300 |
| Cash and due from depository institutions | $16,967,000 | 1,520 |
| Interest-bearing balances | $3,866,000 | 1,581 |
| Securities | $40,157,000 | 2,921 |
| Federal funds sold & reverse repurchase agreements | $11,480,000 | 1,280 |
| Net loans & leases | $165,682,000 | 2,180 |
| Loan loss allowance | $2,042,000 | 2,224 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $5,765,000 | 1,717 |
| Other real estate owned | $174,000 | 1,520 |
| Goodwill and other intangibles | $1,114,000 | 1,548 |
| All other assets | $2,723,000 | 3,853 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $244,062,000 | 2,300 |
| Total liabilities | $226,376,000 | 2,229 |
| Total deposits | $224,652,000 | 2,032 |
| Interest-bearing deposits | $160,655,000 | 2,402 |
| Deposits held in domestic offices | $224,652,000 | 2,026 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,095,000 | 2,460 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $629,000 | 4,318 |
| Total equity capital | $17,686,000 | 3,096 |
| Total bank equity capital | $17,686,000 | 3,096 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $1,000,000 | 2,795 |
| Surplus | $1,775,000 | 5,779 |
| Undivided profits | $14,911,000 | 2,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $711,000 | 3,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $925,000 | 3,116 |
| Earning assets | $221,185,000 | 2,340 |
| Long-term assets (5+ years) | $28,764,000 | 2,861 |
| Average Assets, year-to-date | $239,596,000 | 2,329 |
| Average Assets, quarterly | $239,596,000 | 2,329 |
| Volatile liabilities | $14,056,000 | 4,824 |
| Insider loans | $5,189,000 | 1,076 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $15,500,000 | 3,443 |
| Tier 1 (core) risk-based capital | $16,539,000 | 3,126 |
| Tier 2 risk-based capital | $1,771,000 | 2,335 |
| Total risk weighted assets | $141,579,000 | 2,632 |
| Total unused commitments | $15,500,000 | 3,450 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 106 | 1,640 |
| Assets and Liabilities | ||
| Total Assets: | $235,130,000 | 2,384 |
| Cash and due from depository institutions | $11,004,000 | 1,640 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $32,757,000 | 3,474 |
| Federal funds sold & reverse repurchase agreements | $19,603,000 | 573 |
| Net loans & leases | $162,726,000 | 2,189 |
| Loan loss allowance | $2,033,000 | 2,227 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $5,007,000 | 1,978 |
| Other real estate owned | $249,000 | 1,640 |
| Goodwill and other intangibles | $1,161,000 | 1,524 |
| All other assets | $2,623,000 | 3,985 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $235,130,000 | 2,384 |
| Total liabilities | $217,924,000 | 2,329 |
| Total deposits | $215,570,000 | 2,104 |
| Interest-bearing deposits | $161,926,000 | 2,368 |
| Deposits held in domestic offices | $215,570,000 | 2,099 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,760,000 | 2,350 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $594,000 | 4,292 |
| Total equity capital | $17,206,000 | 3,108 |
| Total bank equity capital | $17,206,000 | 3,108 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $1,000,000 | 2,819 |
| Surplus | $1,775,000 | 5,782 |
| Undivided profits | $14,431,000 | 2,196 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $721,000 | 3,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $855,000 | 3,462 |
| Earning assets | $215,086,000 | 2,386 |
| Long-term assets (5+ years) | $22,899,000 | 3,316 |
| Average Assets, year-to-date | $221,544,000 | 2,443 |
| Average Assets, quarterly | $226,840,000 | 2,449 |
| Volatile liabilities | $14,875,000 | 4,649 |
| Insider loans | $5,299,000 | 1,045 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $11,976,000 | 3,875 |
| Tier 1 (core) risk-based capital | $16,014,000 | 3,179 |
| Tier 2 risk-based capital | $1,726,000 | 2,363 |
| Total risk weighted assets | $137,810,000 | 2,658 |
| Total unused commitments | $11,976,000 | 3,878 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 107 | 1,651 |
| Assets and Liabilities | ||
| Total Assets: | $218,550,000 | 2,547 |
| Cash and due from depository institutions | $8,169,000 | 1,651 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $40,179,000 | 2,922 |
| Federal funds sold & reverse repurchase agreements | $4,917,000 | 2,659 |
| Net loans & leases | $155,989,000 | 2,261 |
| Loan loss allowance | $2,017,000 | 2,248 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $4,867,000 | 2,016 |
| Other real estate owned | $368,000 | 1,651 |
| Goodwill and other intangibles | $1,209,000 | 1,474 |
| All other assets | $2,852,000 | 3,773 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $218,550,000 | 2,547 |
| Total liabilities | $201,764,000 | 2,501 |
| Total deposits | $199,144,000 | 2,280 |
| Interest-bearing deposits | $183,861,000 | 2,113 |
| Deposits held in domestic offices | $199,144,000 | 2,275 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,670,000 | 2,298 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $950,000 | 3,329 |
| Total equity capital | $16,786,000 | 3,180 |
| Total bank equity capital | $16,786,000 | 3,180 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,775,000 | 5,778 |
| Undivided profits | $14,011,000 | 2,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,069,000 | 2,728 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $987,000 | 3,186 |
| Earning assets | $201,085,000 | 2,555 |
| Long-term assets (5+ years) | $23,260,000 | 3,301 |
| Average Assets, year-to-date | $218,147,500 | 2,500 |
| Average Assets, quarterly | $219,325,500 | 2,540 |
| Volatile liabilities | $15,073,000 | 4,603 |
| Insider loans | $6,315,000 | 823 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $13,509,000 | 3,628 |
| Tier 1 (core) risk-based capital | $15,504,000 | 3,262 |
| Tier 2 risk-based capital | $1,642,000 | 2,466 |
| Total risk weighted assets | $131,019,000 | 2,786 |
| Total unused commitments | $13,509,000 | 3,633 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 106 | 1,656 |
| Assets and Liabilities | ||
| Total Assets: | $220,101,000 | 2,519 |
| Cash and due from depository institutions | $12,286,000 | 1,656 |
| Interest-bearing balances | $0 | 7,050 |
| Securities | $32,511,000 | 3,345 |
| Federal funds sold & reverse repurchase agreements | $9,293,000 | 1,718 |
| Net loans & leases | $156,903,000 | 2,211 |
| Loan loss allowance | $2,009,000 | 2,220 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,844,000 | 1,982 |
| Other real estate owned | $296,000 | 1,656 |
| Goodwill and other intangibles | $1,257,000 | 1,420 |
| All other assets | $2,711,000 | 3,789 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,101,000 | 2,519 |
| Total liabilities | $203,698,000 | 2,457 |
| Total deposits | $201,156,000 | 2,231 |
| Interest-bearing deposits | $150,355,000 | 2,537 |
| Deposits held in domestic offices | $201,156,000 | 2,226 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,640,000 | 2,215 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $902,000 | 3,532 |
| Total equity capital | $16,403,000 | 3,223 |
| Total bank equity capital | $16,403,000 | 3,223 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $1,000,000 | 2,835 |
| Surplus | $1,775,000 | 5,771 |
| Undivided profits | $13,628,000 | 2,351 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $643,000 | 3,812 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $934,000 | 3,218 |
| Earning assets | $198,707,000 | 2,550 |
| Long-term assets (5+ years) | $19,981,000 | 3,448 |
| Average Assets, year-to-date | $218,013,330 | 2,489 |
| Average Assets, quarterly | $220,544,500 | 2,490 |
| Volatile liabilities | $17,009,000 | 4,249 |
| Insider loans | $5,807,000 | 891 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,783,000 | 3,868 |
| Tier 1 (core) risk-based capital | $15,056,000 | 3,304 |
| Tier 2 risk-based capital | $1,630,000 | 2,432 |
| Total risk weighted assets | $130,008,000 | 2,763 |
| Total unused commitments | $11,783,000 | 3,880 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 107 | 1,615 |
| Assets and Liabilities | ||
| Total Assets: | $220,988,000 | 2,466 |
| Cash and due from depository institutions | $11,585,000 | 1,615 |
| Interest-bearing balances | $0 | 7,012 |
| Securities | $29,592,000 | 3,552 |
| Federal funds sold & reverse repurchase agreements | $16,932,000 | 959 |
| Net loans & leases | $153,994,000 | 2,223 |
| Loan loss allowance | $2,008,000 | 2,179 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $4,395,000 | 2,145 |
| Other real estate owned | $141,000 | 1,615 |
| Goodwill and other intangibles | $1,304,000 | 1,388 |
| All other assets | $3,045,000 | 3,425 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $220,988,000 | 2,466 |
| Total liabilities | $204,990,000 | 2,401 |
| Total deposits | $202,429,000 | 2,191 |
| Interest-bearing deposits | $151,584,000 | 2,524 |
| Deposits held in domestic offices | $202,429,000 | 2,186 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,803,000 | 2,035 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $758,000 | 4,044 |
| Total equity capital | $15,998,000 | 3,247 |
| Total bank equity capital | $15,998,000 | 3,247 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,000,000 | 2,845 |
| Surplus | $1,775,000 | 5,756 |
| Undivided profits | $13,223,000 | 2,358 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,355,000 | 2,260 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,007,000 | 3,015 |
| Earning assets | $200,518,000 | 2,489 |
| Long-term assets (5+ years) | $16,737,000 | 3,767 |
| Average Assets, year-to-date | $216,969,500 | 2,493 |
| Average Assets, quarterly | $216,969,500 | 2,493 |
| Volatile liabilities | $19,035,000 | 3,882 |
| Insider loans | $5,327,000 | 987 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $12,384,000 | 3,692 |
| Tier 1 (core) risk-based capital | $14,577,000 | 3,365 |
| Tier 2 risk-based capital | $1,608,000 | 2,423 |
| Total risk weighted assets | $128,230,000 | 2,756 |
| Total unused commitments | $12,384,000 | 3,707 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 104 | 1,652 |
| Assets and Liabilities | ||
| Total Assets: | $212,951,000 | 2,517 |
| Cash and due from depository institutions | $16,304,000 | 1,652 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $27,801,000 | 3,713 |
| Federal funds sold & reverse repurchase agreements | $6,148,000 | 2,331 |
| Net loans & leases | $153,968,000 | 2,204 |
| Loan loss allowance | $1,987,000 | 2,151 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $4,352,000 | 2,147 |
| Other real estate owned | $0 | 1,652 |
| Goodwill and other intangibles | $1,352,000 | 1,344 |
| All other assets | $3,026,000 | 3,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,951,000 | 2,517 |
| Total liabilities | $197,297,000 | 2,455 |
| Total deposits | $194,478,000 | 2,246 |
| Interest-bearing deposits | $151,132,000 | 2,457 |
| Deposits held in domestic offices | $194,478,000 | 2,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,047,000 | 2,043 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $772,000 | 4,032 |
| Total equity capital | $15,654,000 | 3,269 |
| Total bank equity capital | $15,654,000 | 3,269 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,000,000 | 2,848 |
| Surplus | $1,775,000 | 5,741 |
| Undivided profits | $12,879,000 | 2,382 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,292,000 | 2,279 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,026,000 | 3,137 |
| Earning assets | $187,917,000 | 2,605 |
| Long-term assets (5+ years) | $19,738,000 | 3,361 |
| Average Assets, year-to-date | $204,094,400 | 2,513 |
| Average Assets, quarterly | $209,860,500 | 2,527 |
| Volatile liabilities | $17,004,000 | 4,173 |
| Insider loans | $5,423,000 | 935 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $9,703,000 | 4,140 |
| Tier 1 (core) risk-based capital | $14,122,000 | 3,403 |
| Tier 2 risk-based capital | $1,624,000 | 2,364 |
| Total risk weighted assets | $129,539,000 | 2,683 |
| Total unused commitments | $9,703,000 | 4,144 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 95 | 1,769 |
| Assets and Liabilities | ||
| Total Assets: | $190,807,000 | 2,656 |
| Cash and due from depository institutions | $11,257,000 | 1,769 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $30,513,000 | 3,291 |
| Federal funds sold & reverse repurchase agreements | $8,454,000 | 1,735 |
| Net loans & leases | $133,140,000 | 2,427 |
| Loan loss allowance | $1,707,000 | 2,302 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $3,575,000 | 2,532 |
| Other real estate owned | $29,000 | 1,769 |
| Goodwill and other intangibles | $1,602,000 | 1,185 |
| All other assets | $2,237,000 | 4,237 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $190,807,000 | 2,656 |
| Total liabilities | $176,872,000 | 2,591 |
| Total deposits | $173,635,000 | 2,379 |
| Interest-bearing deposits | $132,752,000 | 2,661 |
| Deposits held in domestic offices | $173,635,000 | 2,373 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,827,000 | 2,246 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $1,410,000 | 2,664 |
| Total equity capital | $13,935,000 | 3,411 |
| Total bank equity capital | $13,935,000 | 3,411 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,000,000 | 2,902 |
| Surplus | $1,775,000 | 5,756 |
| Undivided profits | $11,160,000 | 2,500 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $483,000 | 4,278 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,192,000 | 2,907 |
| Earning assets | $172,107,000 | 2,682 |
| Long-term assets (5+ years) | $16,227,000 | 3,753 |
| Average Assets, year-to-date | $186,306,600 | 2,601 |
| Average Assets, quarterly | $187,110,000 | 2,666 |
| Volatile liabilities | $19,938,000 | 3,704 |
| Insider loans | $4,734,000 | 1,029 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $13,423,000 | 3,275 |
| Tier 1 (core) risk-based capital | $12,171,000 | 3,694 |
| Tier 2 risk-based capital | $1,359,000 | 2,619 |
| Total risk weighted assets | $108,423,000 | 3,021 |
| Total unused commitments | $13,423,000 | 3,282 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 104 | 1,591 |
| Assets and Liabilities | ||
| Total Assets: | $182,658,000 | 2,635 |
| Cash and due from depository institutions | $8,077,000 | 1,591 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $56,877,000 | 1,935 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $110,261,000 | 2,786 |
| Loan loss allowance | $1,354,000 | 2,670 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,522,000 | 3,377 |
| Other real estate owned | $200,000 | 1,591 |
| Goodwill and other intangibles | $1,876,000 | 1,088 |
| All other assets | $2,845,000 | 2,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $182,658,000 | 2,635 |
| Total liabilities | $170,792,000 | 2,564 |
| Total deposits | $158,539,000 | 2,491 |
| Interest-bearing deposits | $123,351,000 | 2,729 |
| Deposits held in domestic offices | $158,539,000 | 2,485 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,813,000 | 1,046 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,440,000 | 2,673 |
| Total equity capital | $11,866,000 | 3,831 |
| Total bank equity capital | $11,866,000 | 3,831 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,000,000 | 2,981 |
| Surplus | $1,775,000 | 5,801 |
| Undivided profits | $9,091,000 | 2,847 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $329,000 | 4,699 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $747,000 | 3,640 |
| Earning assets | $167,138,000 | 2,647 |
| Long-term assets (5+ years) | $8,768,000 | 4,874 |
| Average Assets, year-to-date | $172,538,200 | 2,654 |
| Average Assets, quarterly | $179,607,000 | 2,646 |
| Volatile liabilities | $23,253,000 | 3,282 |
| Insider loans | $4,461,000 | 1,081 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $9,385,000 | 3,900 |
| Tier 1 (core) risk-based capital | $10,187,000 | 4,221 |
| Tier 2 risk-based capital | $1,213,300 | 2,755 |
| Total risk weighted assets | $96,923,200 | 3,171 |
| Total unused commitments | $9,385,000 | 3,902 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 100 | 1,698 |
| Assets and Liabilities | ||
| Total Assets: | $161,349,000 | 2,882 |
| Cash and due from depository institutions | $9,521,000 | 1,698 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $56,110,000 | 2,044 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $87,134,000 | 3,315 |
| Loan loss allowance | $1,214,000 | 2,902 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,551,000 | 3,319 |
| Other real estate owned | $307,000 | 1,698 |
| Goodwill and other intangibles | $2,151,000 | 1,034 |
| All other assets | $3,575,000 | 2,440 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $161,349,000 | 2,882 |
| Total liabilities | $151,472,000 | 2,798 |
| Total deposits | $148,599,000 | 2,577 |
| Interest-bearing deposits | $115,956,000 | 2,837 |
| Deposits held in domestic offices | $148,599,000 | 2,573 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,769,000 | 2,601 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,104,000 | 3,020 |
| Total equity capital | $9,877,000 | 4,298 |
| Total bank equity capital | $9,877,000 | 4,298 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,000,000 | 3,047 |
| Surplus | $1,775,000 | 5,862 |
| Undivided profits | $7,102,000 | 3,233 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $353,000 | 4,427 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $520,000 | 4,427 |
| Earning assets | $143,244,000 | 2,981 |
| Long-term assets (5+ years) | $9,099,000 | 5,061 |
| Average Assets, year-to-date | $155,756,200 | 2,872 |
| Average Assets, quarterly | $158,481,000 | 2,905 |
| Volatile liabilities | $11,671,000 | 5,025 |
| Insider loans | $3,050,000 | 1,533 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,536,000 | 4,788 |
| Tier 1 (core) risk-based capital | $9,050,000 | 4,624 |
| Tier 2 risk-based capital | $1,095,780 | 2,897 |
| Total risk weighted assets | $87,544,380 | 3,330 |
| Total unused commitments | $6,536,000 | 4,793 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 97 | 1,751 |
| Assets and Liabilities | ||
| Total Assets: | $149,786,000 | 3,026 |
| Cash and due from depository institutions | $6,626,000 | 1,751 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $59,560,000 | 1,949 |
| Federal funds sold & reverse repurchase agreements | $1,150,000 | 6,831 |
| Net loans & leases | $75,103,000 | 3,577 |
| Loan loss allowance | $1,277,000 | 2,687 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,638,000 | 3,055 |
| Other real estate owned | $172,000 | 1,751 |
| Goodwill and other intangibles | $2,458,000 | 914 |
| All other assets | $2,079,000 | 3,438 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $149,786,000 | 3,026 |
| Total liabilities | $139,512,000 | 2,935 |
| Total deposits | $138,676,000 | 2,742 |
| Interest-bearing deposits | $109,870,000 | 2,962 |
| Deposits held in domestic offices | $138,676,000 | 2,738 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $836,000 | 4,038 |
| Total equity capital | $10,274,000 | 4,231 |
| Total bank equity capital | $10,274,000 | 4,231 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,000,000 | 3,049 |
| Surplus | $1,500,000 | 6,191 |
| Undivided profits | $7,774,000 | 3,175 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,049,000 | 2,294 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $486,000 | 4,700 |
| Earning assets | $135,813,000 | 3,059 |
| Long-term assets (5+ years) | $12,303,000 | 4,239 |
| Average Assets, year-to-date | $121,051,000 | 3,512 |
| Average Assets, quarterly | $131,387,500 | 3,370 |
| Volatile liabilities | $8,385,000 | 5,496 |
| Insider loans | $2,263,000 | 1,886 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,807,000 | 4,575 |
| Tier 1 (core) risk-based capital | $7,904,000 | 5,070 |
| Tier 2 risk-based capital | $939,470 | 3,202 |
| Total risk weighted assets | $74,820,370 | 3,640 |
| Total unused commitments | $6,807,000 | 4,582 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 45 | 3,937 |
| Assets and Liabilities | ||
| Total Assets: | $64,940,000 | 6,030 |
| Cash and due from depository institutions | $4,563,000 | 3,937 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,126,000 | 6,500 |
| Federal funds sold & reverse repurchase agreements | $1,155,000 | 6,153 |
| Net loans & leases | $43,452,000 | 5,509 |
| Loan loss allowance | $631,000 | 4,871 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,315,000 | 5,138 |
| Other real estate owned | $28,000 | 3,937 |
| Goodwill and other intangibles | $616,000 | 1,641 |
| All other assets | $685,000 | 7,467 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $64,940,000 | 6,030 |
| Total liabilities | $59,944,000 | 5,889 |
| Total deposits | $59,154,000 | 5,710 |
| Interest-bearing deposits | $45,928,000 | 6,086 |
| Deposits held in domestic offices | $59,154,000 | 5,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $790,000 | 4,310 |
| Total equity capital | $4,996,000 | 7,171 |
| Total bank equity capital | $4,996,000 | 7,171 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,000,000 | 3,120 |
| Surplus | $1,000,000 | 7,315 |
| Undivided profits | $2,996,000 | 6,023 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,846 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $234,000 | 7,741 |
| Earning assets | $57,733,000 | 6,145 |
| Long-term assets (5+ years) | $1,587,000 | 7,998 |
| Average Assets, year-to-date | $63,131,800 | 5,942 |
| Average Assets, quarterly | $64,493,000 | 5,992 |
| Volatile liabilities | $2,434,000 | 8,924 |
| Insider loans | $1,397,000 | 2,771 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,900,000 | 6,618 |
| Tier 1 (core) risk-based capital | $4,384,000 | 7,581 |
| Tier 2 risk-based capital | $476,940 | 5,348 |
| Total risk weighted assets | $38,001,440 | 6,128 |
| Total unused commitments | $2,900,000 | 6,625 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 38 | 4,777 |
| Assets and Liabilities | ||
| Total Assets: | $58,881,000 | 6,597 |
| Cash and due from depository institutions | $3,410,000 | 4,777 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $16,015,000 | 6,157 |
| Federal funds sold & reverse repurchase agreements | $992,000 | 6,491 |
| Net loans & leases | $36,262,000 | 6,242 |
| Loan loss allowance | $470,000 | 6,175 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $875,000 | 6,454 |
| Other real estate owned | $0 | 4,777 |
| Goodwill and other intangibles | $701,000 | 1,488 |
| All other assets | $626,000 | 8,056 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $58,881,000 | 6,597 |
| Total liabilities | $54,707,000 | 6,448 |
| Total deposits | $54,350,000 | 6,257 |
| Interest-bearing deposits | $44,268,000 | 6,456 |
| Deposits held in domestic offices | $54,350,000 | 6,248 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $357,000 | 7,230 |
| Total equity capital | $4,174,000 | 8,024 |
| Total bank equity capital | $4,174,000 | 8,024 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,000,000 | 3,340 |
| Surplus | $1,000,000 | 7,558 |
| Undivided profits | $2,174,000 | 7,024 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 7,921 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $186,000 | 8,704 |
| Earning assets | $53,269,000 | 6,646 |
| Long-term assets (5+ years) | $1,172,000 | 8,573 |
| Average Assets, year-to-date | $56,094,800 | 6,641 |
| Average Assets, quarterly | $57,298,500 | 6,659 |
| Volatile liabilities | $3,901,000 | 7,843 |
| Insider loans | $1,296,000 | 2,984 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,414,000 | 7,005 |
| Tier 1 (core) risk-based capital | $3,544,000 | 8,555 |
| Tier 2 risk-based capital | $411,690 | 6,009 |
| Total risk weighted assets | $32,876,890 | 6,747 |
| Total unused commitments | $2,414,000 | 7,018 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 32 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $55,230,000 | 7,003 |
| Cash and due from depository institutions | $2,896,000 | 5,686 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $11,922,000 | 7,619 |
| Federal funds sold & reverse repurchase agreements | $9,624,000 | 1,510 |
| Net loans & leases | $28,663,000 | 7,192 |
| Loan loss allowance | $363,000 | 7,376 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $820,000 | 6,746 |
| Other real estate owned | $96,000 | 5,686 |
| Goodwill and other intangibles | $784,000 | 1,311 |
| All other assets | $425,000 | 9,690 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,230,000 | 7,003 |
| Total liabilities | $51,515,000 | 6,850 |
| Total deposits | $50,870,000 | 6,704 |
| Interest-bearing deposits | $44,024,000 | 6,638 |
| Deposits held in domestic offices | $50,870,000 | 6,697 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $645,000 | 5,170 |
| Total equity capital | $3,715,000 | 8,668 |
| Total bank equity capital | $3,715,000 | 8,668 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,000,000 | 3,492 |
| Surplus | $1,000,000 | 7,725 |
| Undivided profits | $1,715,000 | 7,953 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $30,000 | 9,842 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $172,000 | 9,293 |
| Earning assets | $50,209,000 | 7,029 |
| Long-term assets (5+ years) | $795,000 | 9,259 |
| Average Assets, year-to-date | $42,329,400 | 7,955 |
| Average Assets, quarterly | $47,579,500 | 7,562 |
| Volatile liabilities | $4,709,000 | 7,133 |
| Insider loans | $1,213,000 | 3,250 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,800,000 | 6,561 |
| Tier 1 (core) risk-based capital | $2,921,000 | 9,511 |
| Tier 2 risk-based capital | $333,280 | 6,910 |
| Total risk weighted assets | $26,632,580 | 7,641 |
| Total unused commitments | $2,800,000 | 6,574 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 27 | 6,680 |
| Assets and Liabilities | ||
| Total Assets: | $36,562,000 | 8,960 |
| Cash and due from depository institutions | $2,103,000 | 6,680 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $6,507,000 | 10,141 |
| Federal funds sold & reverse repurchase agreements | $2,479,000 | 3,285 |
| Net loans & leases | $24,580,000 | 7,896 |
| Loan loss allowance | $323,000 | 8,078 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $557,000 | 8,163 |
| Other real estate owned | $8,000 | 6,680 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $328,000 | 10,920 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,562,000 | 8,960 |
| Total liabilities | $33,489,000 | 8,872 |
| Total deposits | $33,357,000 | 8,710 |
| Interest-bearing deposits | $27,412,000 | 8,863 |
| Deposits held in domestic offices | $33,357,000 | 8,704 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $132,000 | 10,396 |
| Total equity capital | $3,073,000 | 9,378 |
| Total bank equity capital | $3,073,000 | 9,378 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,000,000 | 3,640 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $1,073,000 | 8,870 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $291,000 | 5,721 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $135,000 | 10,008 |
| Earning assets | $33,566,000 | 8,924 |
| Long-term assets (5+ years) | $560,000 | 10,056 |
| Average Assets, year-to-date | $35,912,600 | 8,941 |
| Average Assets, quarterly | $35,577,500 | 9,041 |
| Volatile liabilities | $2,183,000 | 9,445 |
| Insider loans | $1,054,000 | 3,558 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,692,000 | 7,917 |
| Tier 1 (core) risk-based capital | $3,156,000 | 9,360 |
| Tier 2 risk-based capital | $268,660 | 7,948 |
| Total risk weighted assets | $21,438,360 | 8,684 |
| Total unused commitments | $1,692,000 | 7,926 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 26 | 7,126 |
| Assets and Liabilities | ||
| Total Assets: | $34,072,000 | 9,594 |
| Cash and due from depository institutions | $2,219,000 | 7,126 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $4,740,000 | 11,414 |
| Federal funds sold & reverse repurchase agreements | $1,757,000 | 6,221 |
| Net loans & leases | $24,148,000 | 7,993 |
| Loan loss allowance | $316,000 | 8,464 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $666,000 | 7,721 |
| Other real estate owned | $197,000 | 7,126 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $345,000 | 10,819 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,072,000 | 9,594 |
| Total liabilities | $31,281,000 | 9,512 |
| Total deposits | $31,121,000 | 9,376 |
| Interest-bearing deposits | $25,966,000 | 9,490 |
| Deposits held in domestic offices | $31,121,000 | 9,370 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $160,000 | 10,140 |
| Total equity capital | $2,791,000 | 10,098 |
| Total bank equity capital | $2,791,000 | 10,098 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,000,000 | 3,765 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $791,000 | 10,070 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $335,000 | 6,051 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $131,000 | 10,036 |
| Earning assets | $30,645,000 | 9,668 |
| Long-term assets (5+ years) | $1,063,000 | 9,891 |
| Average Assets, year-to-date | $32,278,600 | 9,717 |
| Average Assets, quarterly | $33,110,000 | 9,687 |
| Volatile liabilities | $2,843,000 | 8,581 |
| Insider loans | $1,209,000 | 3,223 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,190,000 | 8,853 |
| Tier 1 (core) risk-based capital | $2,791,000 | 10,047 |
| Tier 2 risk-based capital | $269,880 | 8,048 |
| Total risk weighted assets | $21,543,980 | 8,826 |
| Total unused commitments | $1,190,000 | 8,877 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 26 | 7,249 |
| Assets and Liabilities | ||
| Total Assets: | $30,272,000 | 10,389 |
| Cash and due from depository institutions | $1,536,000 | 7,249 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $6,525,000 | 10,807 |
| Federal funds sold & reverse repurchase agreements | $760,000 | 9,404 |
| Net loans & leases | $20,265,000 | 8,860 |
| Loan loss allowance | $267,000 | 9,321 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $720,000 | 7,532 |
| Other real estate owned | $132,000 | 7,249 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $334,000 | 11,355 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,272,000 | 10,389 |
| Total liabilities | $27,754,000 | 10,320 |
| Total deposits | $27,639,000 | 10,202 |
| Interest-bearing deposits | $22,304,000 | 10,483 |
| Deposits held in domestic offices | $27,639,000 | 10,197 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $115,000 | 11,971 |
| Total equity capital | $2,518,000 | 10,535 |
| Total bank equity capital | $2,518,000 | 10,535 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,000,000 | 3,936 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $518,000 | 10,976 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 7,536 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $111,000 | 11,198 |
| Earning assets | $27,550,000 | 10,358 |
| Long-term assets (5+ years) | $1,149,000 | 10,042 |
| Average Assets, year-to-date | $30,486,600 | 10,203 |
| Average Assets, quarterly | $30,649,500 | 10,272 |
| Volatile liabilities | $2,965,000 | 8,611 |
| Insider loans | $504,000 | 1,813 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $875,000 | 9,465 |
| Tier 1 (core) risk-based capital | $2,518,000 | 10,490 |
| Tier 2 risk-based capital | $250,190 | 8,416 |
| Total risk weighted assets | $19,998,590 | 9,312 |
| Total unused commitments | $875,000 | 9,490 |
| Derivatives | $0 | 651 |