Home > Beverly National Bank > Assets and Liabilities
Beverly National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 309 | 571 |
| Assets and Liabilities | ||
| Total Assets: | $665,171,000 | 736 |
| Cash and due from depository institutions | $24,391,000 | 571 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $185,017,000 | 652 |
| Federal funds sold & reverse repurchase agreements | $7,750,000 | 1,796 |
| Net loans & leases | $423,566,000 | 730 |
| Loan loss allowance | $4,174,000 | 946 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $17,231,000 | 430 |
| Other real estate owned | $82,000 | 571 |
| Goodwill and other intangibles | $1,097,000 | 1,286 |
| All other assets | $6,037,000 | 1,286 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $665,171,000 | 736 |
| Total liabilities | $605,877,000 | 734 |
| Total deposits | $595,066,000 | 648 |
| Interest-bearing deposits | $504,964,000 | 649 |
| Deposits held in domestic offices | $595,066,000 | 643 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,665,000 | 1,718 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $602,000 | 3,895 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $6,544,000 | 820 |
| Total equity capital | $59,294,000 | 788 |
| Total bank equity capital | $59,294,000 | 788 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,919,000 | 945 |
| Surplus | $29,667,000 | 639 |
| Undivided profits | $25,708,000 | 1,009 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,447,000 | 1,132 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $2,331,000 | 927 |
| Earning assets | $616,333,000 | 725 |
| Long-term assets (5+ years) | $45,240,000 | 1,506 |
| Average Assets, year-to-date | $644,057,400 | 725 |
| Average Assets, quarterly | $653,657,000 | 738 |
| Volatile liabilities | $77,114,000 | 1,014 |
| Insider loans | $8,355,000 | 465 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,476,000 | 526 |
| Unused loan commitments | $47,696,000 | 1,127 |
| Tier 1 (core) risk-based capital | $57,875,400 | 746 |
| Tier 2 risk-based capital | $4,174,000 | 826 |
| Total risk weighted assets | $459,024,000 | 691 |
| Total unused commitments | $47,696,000 | 1,131 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 277 | 672 |
| Assets and Liabilities | ||
| Total Assets: | $626,880,000 | 796 |
| Cash and due from depository institutions | $25,688,000 | 672 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $203,604,000 | 631 |
| Federal funds sold & reverse repurchase agreements | $4,900,000 | 2,651 |
| Net loans & leases | $368,602,000 | 850 |
| Loan loss allowance | $4,020,000 | 1,050 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $15,270,000 | 500 |
| Other real estate owned | $350,000 | 672 |
| Goodwill and other intangibles | $1,278,000 | 1,135 |
| All other assets | $7,188,000 | 1,178 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $626,880,000 | 796 |
| Total liabilities | $574,884,000 | 786 |
| Total deposits | $567,136,000 | 707 |
| Interest-bearing deposits | $475,932,000 | 718 |
| Deposits held in domestic offices | $567,136,000 | 699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,596,000 | 2,066 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $598,000 | 3,802 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $4,554,000 | 1,070 |
| Total equity capital | $51,996,000 | 894 |
| Total bank equity capital | $51,996,000 | 894 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,920,000 | 999 |
| Surplus | $29,667,000 | 666 |
| Undivided profits | $18,409,000 | 1,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,705,000 | 1,729 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $2,091,000 | 1,043 |
| Earning assets | $577,106,000 | 792 |
| Long-term assets (5+ years) | $105,872,000 | 691 |
| Average Assets, year-to-date | $609,630,800 | 789 |
| Average Assets, quarterly | $626,365,500 | 791 |
| Volatile liabilities | $61,547,000 | 1,210 |
| Insider loans | $12,640,000 | 347 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $80,215,000 | 774 |
| Tier 1 (core) risk-based capital | $51,256,000 | 858 |
| Tier 2 risk-based capital | $4,020,000 | 885 |
| Total risk weighted assets | $384,880,900 | 814 |
| Total unused commitments | $80,215,000 | 780 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 60 | 3,248 |
| Assets and Liabilities | ||
| Total Assets: | $97,049,000 | 4,542 |
| Cash and due from depository institutions | $3,952,000 | 3,248 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,137,000 | 4,406 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $63,484,000 | 4,064 |
| Loan loss allowance | $540,000 | 5,728 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,204,000 | 5,402 |
| Other real estate owned | $70,000 | 3,248 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,202,000 | 5,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,049,000 | 4,542 |
| Total liabilities | $89,613,000 | 4,434 |
| Total deposits | $86,473,000 | 4,367 |
| Interest-bearing deposits | $74,304,000 | 4,368 |
| Deposits held in domestic offices | $86,473,000 | 4,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,500,000 | 2,020 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $64,000 | 4,587 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $576,000 | 5,634 |
| Total equity capital | $7,436,000 | 5,602 |
| Total bank equity capital | $7,436,000 | 5,602 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $800,000 | 8,508 |
| Undivided profits | $5,836,000 | 4,037 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $103,000 | 8,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $394,000 | 5,861 |
| Earning assets | $90,621,000 | 4,475 |
| Long-term assets (5+ years) | $16,684,000 | 2,864 |
| Average Assets, year-to-date | $94,386,200 | 4,478 |
| Average Assets, quarterly | $96,900,500 | 4,497 |
| Volatile liabilities | $8,390,000 | 5,131 |
| Insider loans | $620,000 | 5,038 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $4,816,000 | 363 |
| Unused loan commitments | $10,014,000 | 3,270 |
| Tier 1 (core) risk-based capital | $7,368,000 | 5,504 |
| Tier 2 risk-based capital | $540,000 | 4,969 |
| Total risk weighted assets | $57,608,300 | 4,486 |
| Total unused commitments | $10,014,000 | 3,285 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 40 | 4,868 |
| Assets and Liabilities | ||
| Total Assets: | $89,666,000 | 4,805 |
| Cash and due from depository institutions | $4,722,000 | 4,868 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $32,850,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $49,194,000 | 4,971 |
| Loan loss allowance | $510,000 | 6,085 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,273,000 | 5,213 |
| Other real estate owned | $75,000 | 4,868 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,552,000 | 4,784 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,666,000 | 4,805 |
| Total liabilities | $83,597,000 | 4,698 |
| Total deposits | $80,523,000 | 4,619 |
| Interest-bearing deposits | $68,042,000 | 4,684 |
| Deposits held in domestic offices | $80,523,000 | 4,609 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,450,000 | 2,465 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $264,000 | 4,240 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $360,000 | 6,522 |
| Total equity capital | $6,069,000 | 6,220 |
| Total bank equity capital | $6,069,000 | 6,220 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $800,000 | 8,749 |
| Undivided profits | $4,469,000 | 4,577 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $68,000 | 9,128 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $285,000 | 6,837 |
| Earning assets | $82,044,000 | 4,824 |
| Long-term assets (5+ years) | $17,557,000 | 2,811 |
| Average Assets, year-to-date | $86,942,400 | 4,838 |
| Average Assets, quarterly | $88,643,000 | 4,825 |
| Volatile liabilities | $4,846,000 | 6,867 |
| Insider loans | $574,000 | 5,254 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $9,514,000 | 3,228 |
| Tier 1 (core) risk-based capital | $6,878,000 | 5,714 |
| Tier 2 risk-based capital | $510,000 | 5,206 |
| Total risk weighted assets | $47,119,600 | 5,183 |
| Total unused commitments | $9,514,000 | 3,239 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 47 | 4,400 |
| Assets and Liabilities | ||
| Total Assets: | $84,653,000 | 5,159 |
| Cash and due from depository institutions | $3,821,000 | 4,400 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $31,234,000 | 4,335 |
| Federal funds sold & reverse repurchase agreements | $1,500,000 | 6,677 |
| Net loans & leases | $46,020,000 | 5,149 |
| Loan loss allowance | $490,000 | 6,472 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,192,000 | 5,494 |
| Other real estate owned | $21,000 | 4,400 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $865,000 | 6,813 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,653,000 | 5,159 |
| Total liabilities | $78,103,000 | 5,074 |
| Total deposits | $77,206,000 | 4,913 |
| Interest-bearing deposits | $65,475,000 | 5,035 |
| Deposits held in domestic offices | $77,206,000 | 4,906 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $614,000 | 3,189 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $283,000 | 7,811 |
| Total equity capital | $6,550,000 | 5,945 |
| Total bank equity capital | $6,550,000 | 5,945 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $800,000 | 8,979 |
| Undivided profits | $4,950,000 | 4,378 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $430,000 | 5,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $209,000 | 7,905 |
| Earning assets | $78,754,000 | 5,094 |
| Long-term assets (5+ years) | $24,487,000 | 2,256 |
| Average Assets, year-to-date | $84,903,800 | 5,006 |
| Average Assets, quarterly | $85,083,000 | 5,085 |
| Volatile liabilities | $1,136,000 | 11,129 |
| Insider loans | $668,000 | 4,865 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,876,000 | 830 |
| Unused loan commitments | $9,729,000 | 3,170 |
| Tier 1 (core) risk-based capital | $6,550,000 | 5,871 |
| Tier 2 risk-based capital | $490,000 | 5,366 |
| Total risk weighted assets | $44,083,300 | 5,458 |
| Total unused commitments | $9,729,000 | 3,187 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 49 | 4,314 |
| Assets and Liabilities | ||
| Total Assets: | $84,032,000 | 5,271 |
| Cash and due from depository institutions | $3,858,000 | 4,314 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $27,269,000 | 4,831 |
| Federal funds sold & reverse repurchase agreements | $250,000 | 10,768 |
| Net loans & leases | $50,158,000 | 4,808 |
| Loan loss allowance | $489,000 | 6,588 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,234,000 | 5,406 |
| Other real estate owned | $236,000 | 4,314 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,027,000 | 6,227 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $84,032,000 | 5,271 |
| Total liabilities | $77,932,000 | 5,194 |
| Total deposits | $77,039,000 | 5,051 |
| Interest-bearing deposits | $67,227,000 | 5,050 |
| Deposits held in domestic offices | $77,039,000 | 5,042 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $562,000 | 3,049 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $331,000 | 7,735 |
| Total equity capital | $6,100,000 | 6,065 |
| Total bank equity capital | $6,100,000 | 6,065 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $800,000 | 9,103 |
| Undivided profits | $4,500,000 | 4,541 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $552,000 | 5,335 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $341,000 | 5,865 |
| Earning assets | $77,677,000 | 5,211 |
| Long-term assets (5+ years) | $15,604,000 | 3,150 |
| Average Assets, year-to-date | $83,921,400 | 5,146 |
| Average Assets, quarterly | $83,506,000 | 5,242 |
| Volatile liabilities | $1,744,000 | 10,391 |
| Insider loans | $40,000 | 7,514 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,325,000 | 444 |
| Unused loan commitments | $9,358,000 | 3,095 |
| Tier 1 (core) risk-based capital | $6,100,000 | 5,982 |
| Tier 2 risk-based capital | $489,000 | 5,324 |
| Total risk weighted assets | $47,595,700 | 5,143 |
| Total unused commitments | $9,358,000 | 3,112 |
| Derivatives | $0 | 651 |