Home > Beverly Bank of Lockport > Income and Expense

Beverly Bank of Lockport, Income and Expense

1995-12-31 (YTD Data)Rank
Total interest income$2,028,0009,674
Total interest expense$1,039,0009,122
Net interest income$989,0009,972
Provision for loan and lease losses$76,0005,218
Total noninterest income$188,0008,617
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$175,0006,168
Trading account gains and feesNANA
Additional Noninterest Income$13,00011,328
Total noninterest expense$931,0009,254
Salaries and employee benefits$354,00010,311
Premises and equipment expense$135,0008,656
Additional noninterest expense$442,0007,772
Pre-tax net operating income$170,00010,648
Securities gains (losses)$03,831
Applicable income taxes$43,00010,315
Income before extraordinary items$127,00010,683
Extraordinary gains, net$065
Net income$127,00010,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,638
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$127,00010,657
1994-12-31 (YTD Data)Rank
Total interest income$1,601,00010,525
Total interest expense$703,00010,077
Net interest income$898,00010,732
Provision for loan and lease losses$60,0005,594
Total noninterest income$164,0009,436
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$154,0006,797
Trading account gains and feesNANA
Additional Noninterest Income$10,00012,083
Total noninterest expense$831,00010,088
Salaries and employee benefits$331,00010,929
Premises and equipment expense$137,0008,902
Additional noninterest expense$363,0009,199
Pre-tax net operating income$171,00011,112
Securities gains (losses)$23,0001,661
Applicable income taxes$62,00010,185
Income before extraordinary items$132,00011,039
Extraordinary gains, net$0249
Net income$132,00011,046
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0008,066
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$116,36011,251
1993-12-31 (YTD Data)Rank
Total interest income$1,234,00011,816
Total interest expense$582,00011,245
Net interest income$652,00012,031
Provision for loan and lease losses$37,0008,073
Total noninterest income$129,00010,649
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$118,0007,898
Trading account gains and feesNANA
Additional Noninterest Income$11,00012,687
Total noninterest expense$712,00011,102
Salaries and employee benefits$207,00012,571
Premises and equipment expense$152,0008,840
Additional noninterest expense$353,0009,810
Pre-tax net operating income$32,00012,264
Securities gains (losses)$07,477
Applicable income taxes$11,00011,805
Income before extraordinary items$21,00012,418
Extraordinary gains, net$03,149
Net income$21,00012,442
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0005,115
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$21,00012,289
1992-12-31 (YTD Data)Rank
Total interest income$1,191,00012,624
Total interest expense$631,00012,148
Net interest income$560,00012,880
Provision for loan and lease losses$55,0008,828
Total noninterest income$116,00011,297
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$83,0009,060
Trading account gains and feesNANA
Additional Noninterest Income$33,00011,562
Total noninterest expense$639,00011,828
Salaries and employee benefits$202,00013,135
Premises and equipment expense$145,0009,267
Additional noninterest expense$292,00010,946
Pre-tax net operating income$-18,00012,787
Securities gains (losses)$08,369
Applicable income taxes$-6,00013,384
Income before extraordinary items$-12,00012,924
Extraordinary gains, net$01,422
Net income$-12,00012,916
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0007,838
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-12,00012,714

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.