Home > Beverly Bank of Lockport > Assets and Liabilities
Beverly Bank of Lockport, Assets and Liabilities
| 1995-12-31 | Rank | |
| # of Employees: | 9 | 10,546 |
| Assets and Liabilities | ||
| Total Assets: | $29,694,000 | 9,540 |
| Cash and due from depository institutions | $1,313,000 | 10,546 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $5,651,000 | 9,920 |
| Federal funds sold & reverse repurchase agreements | $775,000 | 7,773 |
| Net loans & leases | $20,880,000 | 8,421 |
| Loan loss allowance | $180,000 | 9,770 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $855,000 | 6,590 |
| Other real estate owned | $0 | 10,546 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $220,000 | 11,224 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,694,000 | 9,540 |
| Total liabilities | $27,370,000 | 9,423 |
| Total deposits | $27,080,000 | 9,329 |
| Interest-bearing deposits | $25,281,000 | 8,995 |
| Deposits held in domestic offices | $27,080,000 | 9,325 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $74,000 | 3,662 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $216,000 | 9,483 |
| Total equity capital | $2,324,000 | 10,306 |
| Total bank equity capital | $2,324,000 | 10,306 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $800,000 | 4,268 |
| Surplus | $1,200,000 | 7,212 |
| Undivided profits | $324,000 | 10,700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $102,000 | 8,226 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $107,000 | 10,540 |
| Earning assets | $27,306,000 | 9,508 |
| Long-term assets (5+ years) | $4,772,000 | 5,924 |
| Average Assets, year-to-date | $28,723,400 | 9,497 |
| Average Assets, quarterly | $29,302,000 | 9,541 |
| Volatile liabilities | $4,937,000 | 6,966 |
| Insider loans | $10,000 | 10,575 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $3,513,000 | 5,924 |
| Tier 1 (core) risk-based capital | $2,311,000 | 10,260 |
| Tier 2 risk-based capital | $180,000 | 9,201 |
| Total risk weighted assets | $17,812,000 | 9,260 |
| Total unused commitments | $3,513,000 | 5,936 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 10 | 10,754 |
| Assets and Liabilities | ||
| Total Assets: | $27,086,000 | 10,144 |
| Cash and due from depository institutions | $1,369,000 | 10,754 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $5,426,000 | 10,653 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $19,239,000 | 8,896 |
| Loan loss allowance | $124,000 | 11,142 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $842,000 | 6,713 |
| Other real estate owned | $0 | 10,754 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $210,000 | 11,844 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $27,086,000 | 10,144 |
| Total liabilities | $25,216,000 | 10,009 |
| Total deposits | $24,524,000 | 9,975 |
| Interest-bearing deposits | $22,943,000 | 9,612 |
| Deposits held in domestic offices | $24,524,000 | 9,970 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $500,000 | 3,919 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $192,000 | 9,174 |
| Total equity capital | $1,870,000 | 11,118 |
| Total bank equity capital | $1,870,000 | 11,118 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $800,000 | 4,461 |
| Surplus | $1,000,000 | 7,908 |
| Undivided profits | $70,000 | 11,357 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $77,000 | 8,908 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $81,000 | 11,327 |
| Earning assets | $24,665,000 | 10,138 |
| Long-term assets (5+ years) | $7,273,000 | 4,985 |
| Average Assets, year-to-date | $24,205,000 | 10,466 |
| Average Assets, quarterly | $26,277,000 | 10,228 |
| Volatile liabilities | $4,781,000 | 6,929 |
| Insider loans | $4,000 | 11,142 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,722,000 | 7,874 |
| Tier 1 (core) risk-based capital | $1,984,000 | 11,029 |
| Tier 2 risk-based capital | $124,000 | 10,671 |
| Total risk weighted assets | $16,204,200 | 9,831 |
| Total unused commitments | $1,722,000 | 7,884 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 9 | 11,619 |
| Assets and Liabilities | ||
| Total Assets: | $21,397,000 | 11,389 |
| Cash and due from depository institutions | $710,000 | 11,619 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $8,497,000 | 9,673 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $11,176,000 | 11,017 |
| Loan loss allowance | $69,000 | 12,611 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $859,000 | 6,733 |
| Other real estate owned | $0 | 11,619 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $155,000 | 12,700 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $21,397,000 | 11,389 |
| Total liabilities | $19,545,000 | 11,327 |
| Total deposits | $18,410,000 | 11,422 |
| Interest-bearing deposits | $17,502,000 | 11,064 |
| Deposits held in domestic offices | $18,410,000 | 11,420 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,000,000 | 2,757 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $135,000 | 10,746 |
| Total equity capital | $1,852,000 | 11,566 |
| Total bank equity capital | $1,852,000 | 11,566 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $800,000 | 4,638 |
| Surplus | $1,000,000 | 8,047 |
| Undivided profits | $52,000 | 12,047 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 10,012 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $49,000 | 12,423 |
| Earning assets | $19,673,000 | 11,340 |
| Long-term assets (5+ years) | $2,823,000 | 7,960 |
| Average Assets, year-to-date | $19,439,000 | 11,630 |
| Average Assets, quarterly | $20,327,500 | 11,528 |
| Volatile liabilities | $3,882,000 | 7,433 |
| Insider loans | $350,000 | 6,814 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,626,000 | 8,074 |
| Tier 1 (core) risk-based capital | $1,852,000 | 11,531 |
| Tier 2 risk-based capital | $69,000 | 12,323 |
| Total risk weighted assets | $11,216,200 | 11,352 |
| Total unused commitments | $1,626,000 | 8,097 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 7 | 12,845 |
| Assets and Liabilities | ||
| Total Assets: | $19,293,000 | 12,156 |
| Cash and due from depository institutions | $820,000 | 12,845 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $7,405,000 | 10,312 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $9,969,000 | 11,683 |
| Loan loss allowance | $109,000 | 12,372 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $922,000 | 6,509 |
| Other real estate owned | $0 | 12,845 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $177,000 | 13,066 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $19,293,000 | 12,156 |
| Total liabilities | $17,461,000 | 12,122 |
| Total deposits | $17,324,000 | 12,045 |
| Interest-bearing deposits | $16,488,000 | 11,651 |
| Deposits held in domestic offices | $17,324,000 | 12,044 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $137,000 | 11,459 |
| Total equity capital | $1,832,000 | 11,806 |
| Total bank equity capital | $1,832,000 | 11,806 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $800,000 | 4,868 |
| Surplus | $1,000,000 | 8,050 |
| Undivided profits | $32,000 | 12,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $24,000 | 12,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $57,000 | 12,798 |
| Earning assets | $17,374,000 | 12,132 |
| Long-term assets (5+ years) | $1,104,000 | 10,103 |
| Average Assets, year-to-date | $16,937,800 | 12,440 |
| Average Assets, quarterly | $18,206,500 | 12,289 |
| Volatile liabilities | $3,323,000 | 8,173 |
| Insider loans | $265,000 | 3,199 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,219,000 | 8,672 |
| Tier 1 (core) risk-based capital | $1,832,000 | 11,768 |
| Tier 2 risk-based capital | $109,000 | 11,722 |
| Total risk weighted assets | $10,239,700 | 12,010 |
| Total unused commitments | $1,219,000 | 8,699 |
| Derivatives | $0 | 651 |