Home > Beverly Bank > Income and Expense
Beverly Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $20,596,000 | 1,645 |
| Total interest expense | $8,637,000 | 1,831 |
| Net interest income | $11,959,000 | 1,504 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $2,998,000 | 1,361 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $2,536,000 | 553 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $462,000 | 3,022 |
| Total noninterest expense | $9,522,000 | 1,491 |
| Salaries and employee benefits | $3,180,000 | 2,091 |
| Premises and equipment expense | $1,599,000 | 1,301 |
| Additional noninterest expense | $4,743,000 | 1,173 |
| Pre-tax net operating income | $5,421,000 | 1,413 |
| Securities gains (losses) | $11,000 | 2,318 |
| Applicable income taxes | $1,756,000 | 1,428 |
| Income before extraordinary items | $3,676,000 | 1,413 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,676,000 | 1,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 1,250 |
| Cash dividends | $2,200,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,668,520 | 1,397 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $18,888,000 | 1,632 |
| Total interest expense | $6,804,000 | 1,844 |
| Net interest income | $12,084,000 | 1,492 |
| Provision for loan and lease losses | $190,000 | 3,120 |
| Total noninterest income | $3,551,000 | 1,189 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $2,603,000 | 537 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $948,000 | 1,902 |
| Total noninterest expense | $9,804,000 | 1,502 |
| Salaries and employee benefits | $3,553,000 | 1,878 |
| Premises and equipment expense | $1,714,000 | 1,224 |
| Additional noninterest expense | $4,537,000 | 1,278 |
| Pre-tax net operating income | $5,641,000 | 1,326 |
| Securities gains (losses) | $48,000 | 1,174 |
| Applicable income taxes | $1,780,000 | 1,328 |
| Income before extraordinary items | $3,909,000 | 1,289 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,909,000 | 1,289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $344,000 | 1,747 |
| Cash dividends | $1,950,000 | 1,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,875,880 | 1,310 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $18,540,000 | 1,682 |
| Total interest expense | $7,096,000 | 1,834 |
| Net interest income | $11,444,000 | 1,574 |
| Provision for loan and lease losses | $1,150,000 | 1,183 |
| Total noninterest income | $3,933,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $2,458,000 | 560 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $1,475,000 | 1,574 |
| Total noninterest expense | $11,064,000 | 1,391 |
| Salaries and employee benefits | $4,045,000 | 1,669 |
| Premises and equipment expense | $1,859,000 | 1,144 |
| Additional noninterest expense | $5,160,000 | 1,249 |
| Pre-tax net operating income | $3,163,000 | 2,156 |
| Securities gains (losses) | $1,168,000 | 478 |
| Applicable income taxes | $1,305,000 | 1,796 |
| Income before extraordinary items | $3,026,000 | 1,673 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $3,026,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,469,000 | 879 |
| Cash dividends | $2,000,000 | 1,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,208,400 | 2,131 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $20,611,000 | 1,719 |
| Total interest expense | $8,385,000 | 2,038 |
| Net interest income | $12,226,000 | 1,507 |
| Provision for loan and lease losses | $3,005,000 | 831 |
| Total noninterest income | $4,623,000 | 1,046 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $2,361,000 | 577 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,262,000 | 1,145 |
| Total noninterest expense | $12,117,000 | 1,316 |
| Salaries and employee benefits | $4,645,000 | 1,426 |
| Premises and equipment expense | $1,825,000 | 1,199 |
| Additional noninterest expense | $5,647,000 | 1,182 |
| Pre-tax net operating income | $1,727,000 | 3,562 |
| Securities gains (losses) | $1,251,000 | 551 |
| Applicable income taxes | $817,000 | 2,553 |
| Income before extraordinary items | $2,161,000 | 2,125 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,161,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,539,000 | 821 |
| Cash dividends | $1,050,000 | 1,481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,247,770 | 3,403 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.