Home > Bessemer Trust Company > Performance and Condition Ratios
Bessemer Trust Company, Performance and Condition Ratios
| 2025-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 303 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 3.9865% | 4,278 |
| Cost of funding earning assets | 3.0750% | 272 |
| Net interest margin | 0.9115% | 4,414 |
| Noninterest income to average assets | 19.0200% | 83 |
| Noninterest expense to average assets | 16.4139% | 80 |
| Loan and lease loss provision to assets | 0.0000% | 2,722 |
| Net operating income to assets | 2.4719% | 224 |
| Return on assets (ROA) | 2.3810% | 250 |
| Pretax return on assets | 3.2637% | 148 |
| Return on Equity (ROE) | 28.6100% | 130 |
| Retained earnings to average equity (ytd only) | 15.9882% | 350 |
| Net charge-offs to loans | 0.0000% | 2,326 |
| Credit loss provision to net charge-offs | 0.0000% | 1,760 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,230 |
| Efficiency ratio | 82.9293% | 777 |
| Assets per employee ($millions) | 7.5049% | 1,884 |
| Cash dividends to net income (ytd only)* | 44.1081% | 1,376 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,373 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,773 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 15.6400% | 4,313 |
| Net loans and leases to deposits | 20.8637% | 4,317 |
| Net loans and leases to core deposits | 20.8637% | 4,301 |
| Total domestic deposits to total assets | 74.9500% | 4,035 |
| Equity capital to assets | 7.5030% | 3,852 |
| Core capital (leverage) ratio | 8.5725% | 4,046 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 21.9590% | 518 |
| Memoranda: | ||
| Average total assets | $4,418,215,500 | 318 |
| Average earning assets | $3,751,023,500 | 327 |
| Average equity | $367,747,000 | 380 |
| Average total loans | $789,998,500 | 925 |
| 2024-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 319 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.4360% | 2,263 |
| Cost of funding earning assets | 3.6767% | 137 |
| Net interest margin | 1.7593% | 4,338 |
| Noninterest income to average assets | 26.5100% | 78 |
| Noninterest expense to average assets | 22.6326% | 70 |
| Loan and lease loss provision to assets | 0.0000% | 3,171 |
| Net operating income to assets | 3.9224% | 94 |
| Return on assets (ROA) | 3.9414% | 99 |
| Pretax return on assets | 5.2869% | 88 |
| Return on Equity (ROE) | 33.4000% | 78 |
| Retained earnings to average equity (ytd only) | 4.1993% | 2,549 |
| Net charge-offs to loans | 0.0000% | 3,099 |
| Credit loss provision to net charge-offs | 0.0000% | 2,577 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,991 |
| Efficiency ratio | 81.1339% | 973 |
| Assets per employee ($millions) | 5.7286% | 3,094 |
| Cash dividends to net income (ytd only)* | 87.4278% | 431 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,399 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,770 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,816 |
| Noncurrent loans to loans | 0.0000% | 3,787 |
| Net loans and leases to total assets | 20.8000% | 4,313 |
| Net loans and leases to deposits | 27.4905% | 4,303 |
| Net loans and leases to core deposits | 27.4905% | 4,297 |
| Total domestic deposits to total assets | 75.6700% | 3,974 |
| Equity capital to assets | 9.3919% | 2,537 |
| Core capital (leverage) ratio | 8.4936% | 4,075 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 20.1825% | 648 |
| Memoranda: | ||
| Average total assets | $3,061,591,400 | 400 |
| Average earning assets | $2,414,359,400 | 456 |
| Average equity | $361,278,600 | 372 |
| Average total loans | $779,710,800 | 921 |
| 2024-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 306 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.7053% | 1,594 |
| Cost of funding earning assets | 3.5858% | 153 |
| Net interest margin | 2.1195% | 4,229 |
| Noninterest income to average assets | 28.4900% | 71 |
| Noninterest expense to average assets | 25.0501% | 68 |
| Loan and lease loss provision to assets | 0.0000% | 2,867 |
| Net operating income to assets | 3.6445% | 106 |
| Return on assets (ROA) | 3.7230% | 104 |
| Pretax return on assets | 5.1588% | 87 |
| Return on Equity (ROE) | 28.2600% | 154 |
| Retained earnings to average equity (ytd only) | 13.4811% | 403 |
| Net charge-offs to loans | 0.0000% | 2,619 |
| Credit loss provision to net charge-offs | 0.0000% | 2,036 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,538 |
| Efficiency ratio | 83.1966% | 904 |
| Assets per employee ($millions) | 4.1386% | 4,073 |
| Cash dividends to net income (ytd only)* | 52.2979% | 1,375 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,450 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,808 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,854 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 28.4900% | 4,287 |
| Net loans and leases to deposits | 42.9898% | 4,137 |
| Net loans and leases to core deposits | 42.9898% | 4,188 |
| Total domestic deposits to total assets | 66.2700% | 4,307 |
| Equity capital to assets | 13.5114% | 771 |
| Core capital (leverage) ratio | 11.5353% | 1,693 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 21.8142% | 543 |
| Memoranda: | ||
| Average total assets | $2,711,770,333 | 447 |
| Average earning assets | $2,071,009,333 | 521 |
| Average equity | $357,241,333 | 360 |
| Average total loans | $763,032,000 | 931 |
| 2024-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 11 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.5920% | 1,643 |
| Cost of funding earning assets | 3.3167% | 229 |
| Net interest margin | 2.2753% | 4,122 |
| Noninterest income to average assets | 27.7500% | 71 |
| Noninterest expense to average assets | 25.0417% | 69 |
| Loan and lease loss provision to assets | 0.0000% | 2,519 |
| Net operating income to assets | 3.1353% | 148 |
| Return on assets (ROA) | 3.2483% | 142 |
| Pretax return on assets | 4.5841% | 100 |
| Return on Equity (ROE) | 24.9800% | 227 |
| Retained earnings to average equity (ytd only) | 15.4308% | 403 |
| Net charge-offs to loans | 0.0000% | 2,236 |
| Credit loss provision to net charge-offs | 0.0000% | 1,619 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,130 |
| Efficiency ratio | 84.9365% | 840 |
| Assets per employee ($millions) | 4.1086% | 4,120 |
| Cash dividends to net income (ytd only)* | 38.2253% | 1,602 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,440 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,825 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,894 |
| Noncurrent loans to loans | 0.0000% | 3,844 |
| Net loans and leases to total assets | 26.8900% | 4,332 |
| Net loans and leases to deposits | 39.8724% | 4,185 |
| Net loans and leases to core deposits | 39.8724% | 4,276 |
| Total domestic deposits to total assets | 67.4300% | 4,353 |
| Equity capital to assets | 13.2737% | 796 |
| Core capital (leverage) ratio | 11.5858% | 1,609 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 21.4670% | 577 |
| Memoranda: | ||
| Average total assets | $2,706,063,500 | 450 |
| Average earning assets | $2,063,728,000 | 525 |
| Average equity | $351,892,500 | 368 |
| Average total loans | $756,621,500 | 938 |
| 2023-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 46 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.3596% | 1,375 |
| Cost of funding earning assets | 3.2764% | 103 |
| Net interest margin | 2.0832% | 4,383 |
| Noninterest income to average assets | 22.9100% | 68 |
| Noninterest expense to average assets | 20.8717% | 72 |
| Loan and lease loss provision to assets | 0.0000% | 3,179 |
| Net operating income to assets | 3.7137% | 113 |
| Return on assets (ROA) | 3.7970% | 110 |
| Pretax return on assets | 3.7628% | 130 |
| Return on Equity (ROE) | 33.0100% | 142 |
| Retained earnings to average equity (ytd only) | 2.7487% | 3,361 |
| Net charge-offs to loans | 0.0000% | 2,917 |
| Credit loss provision to net charge-offs | 0.0000% | 2,397 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,831 |
| Efficiency ratio | 85.0128% | 613 |
| Assets per employee ($millions) | 4.1608% | 4,101 |
| Cash dividends to net income (ytd only)* | 91.6725% | 360 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,458 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,805 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,871 |
| Noncurrent loans to loans | 0.0000% | 3,821 |
| Net loans and leases to total assets | 29.0300% | 4,318 |
| Net loans and leases to deposits | 43.3359% | 4,115 |
| Net loans and leases to core deposits | 43.3359% | 4,218 |
| Total domestic deposits to total assets | 66.9800% | 4,356 |
| Equity capital to assets | 12.7025% | 941 |
| Core capital (leverage) ratio | 9.2286% | 3,490 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 20.5996% | 640 |
| Memoranda: | ||
| Average total assets | $3,010,793,000 | 396 |
| Average earning assets | $2,367,548,200 | 448 |
| Average equity | $346,349,200 | 351 |
| Average total loans | $810,873,000 | 857 |
| 2023-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 10 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 5.0064% | 1,816 |
| Cost of funding earning assets | 3.0796% | 106 |
| Net interest margin | 1.9268% | 4,464 |
| Noninterest income to average assets | 22.2400% | 70 |
| Noninterest expense to average assets | 20.2264% | 71 |
| Loan and lease loss provision to assets | 0.0000% | 2,992 |
| Net operating income to assets | 3.2477% | 152 |
| Return on assets (ROA) | 3.2887% | 150 |
| Pretax return on assets | 3.5825% | 153 |
| Return on Equity (ROE) | 29.2600% | 241 |
| Retained earnings to average equity (ytd only) | 12.0347% | 963 |
| Net charge-offs to loans | 0.0000% | 2,666 |
| Credit loss provision to net charge-offs | 0.0000% | 2,098 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,572 |
| Efficiency ratio | 85.1125% | 557 |
| Assets per employee ($millions) | 4.6268% | 3,867 |
| Cash dividends to net income (ytd only)* | 58.8684% | 978 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,482 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,833 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,901 |
| Noncurrent loans to loans | 0.0000% | 3,847 |
| Net loans and leases to total assets | 27.0700% | 4,361 |
| Net loans and leases to deposits | 39.4039% | 4,220 |
| Net loans and leases to core deposits | 39.4039% | 4,272 |
| Total domestic deposits to total assets | 68.7000% | 4,356 |
| Equity capital to assets | 12.1304% | 1,007 |
| Core capital (leverage) ratio | 10.0322% | 2,795 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 21.1359% | 617 |
| Memoranda: | ||
| Average total assets | $3,085,283,000 | 388 |
| Average earning assets | $2,441,732,000 | 431 |
| Average equity | $346,787,250 | 355 |
| Average total loans | $816,725,250 | 850 |
| 2023-06-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 43 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.7554% | 2,093 |
| Cost of funding earning assets | 2.9615% | 93 |
| Net interest margin | 1.7939% | 4,539 |
| Noninterest income to average assets | 21.7200% | 69 |
| Noninterest expense to average assets | 20.2222% | 68 |
| Loan and lease loss provision to assets | 0.0000% | 2,857 |
| Net operating income to assets | 2.6973% | 199 |
| Return on assets (ROA) | 2.8025% | 169 |
| Pretax return on assets | 3.0329% | 199 |
| Return on Equity (ROE) | 25.5800% | 358 |
| Retained earnings to average equity (ytd only) | 9.8057% | 1,465 |
| Net charge-offs to loans | 0.0000% | 2,455 |
| Credit loss provision to net charge-offs | 0.0000% | 1,862 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,403 |
| Efficiency ratio | 87.3876% | 451 |
| Assets per employee ($millions) | 4.4955% | 3,955 |
| Cash dividends to net income (ytd only)* | 61.6732% | 938 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,517 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,834 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,917 |
| Noncurrent loans to loans | 0.0000% | 3,848 |
| Net loans and leases to total assets | 29.6000% | 4,339 |
| Net loans and leases to deposits | 43.5242% | 4,121 |
| Net loans and leases to core deposits | 43.5242% | 4,190 |
| Total domestic deposits to total assets | 68.0100% | 4,410 |
| Equity capital to assets | 12.4018% | 953 |
| Core capital (leverage) ratio | 9.0239% | 3,740 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 19.6393% | 749 |
| Memoranda: | ||
| Average total assets | $3,112,775,333 | 376 |
| Average earning assets | $2,466,866,333 | 415 |
| Average equity | $340,965,667 | 348 |
| Average total loans | $818,017,333 | 832 |
| 2023-03-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 4.1159% | 3,224 |
| Cost of funding earning assets | 2.5276% | 91 |
| Net interest margin | 1.5883% | 4,631 |
| Noninterest income to average assets | 20.3900% | 73 |
| Noninterest expense to average assets | 19.4868% | 70 |
| Loan and lease loss provision to assets | 0.0000% | 2,553 |
| Net operating income to assets | 2.0055% | 489 |
| Return on assets (ROA) | 2.0997% | 419 |
| Pretax return on assets | 2.2783% | 507 |
| Return on Equity (ROE) | 20.3300% | 721 |
| Retained earnings to average equity (ytd only) | 9.9885% | 1,702 |
| Net charge-offs to loans | 0.0000% | 2,062 |
| Credit loss provision to net charge-offs | 0.0000% | 1,422 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,008 |
| Efficiency ratio | 89.9557% | 360 |
| Assets per employee ($millions) | 5.3010% | 3,419 |
| Cash dividends to net income (ytd only)* | 50.8772% | 1,173 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,580 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,881 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,959 |
| Noncurrent loans to loans | 0.0000% | 3,889 |
| Net loans and leases to total assets | 24.5800% | 4,469 |
| Net loans and leases to deposits | 33.3356% | 4,389 |
| Net loans and leases to core deposits | 33.3356% | 4,406 |
| Total domestic deposits to total assets | 73.7300% | 4,295 |
| Equity capital to assets | 10.4376% | 1,597 |
| Core capital (leverage) ratio | 9.4108% | 3,288 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 18.8954% | 863 |
| Memoranda: | ||
| Average total assets | $3,257,567,000 | 372 |
| Average earning assets | $2,613,394,000 | 406 |
| Average equity | $336,385,500 | 363 |
| Average total loans | $809,164,000 | 848 |
| 2022-12-31 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.6663% | 4,643 |
| Cost of funding earning assets | 0.4948% | 1,427 |
| Net interest margin | 1.1715% | 4,661 |
| Noninterest income to average assets | 23.0400% | 72 |
| Noninterest expense to average assets | 19.9854% | 70 |
| Loan and lease loss provision to assets | 0.0000% | 2,926 |
| Net operating income to assets | 3.8593% | 80 |
| Return on assets (ROA) | 3.7075% | 83 |
| Pretax return on assets | 3.9351% | 93 |
| Return on Equity (ROE) | 33.3700% | 84 |
| Retained earnings to average equity (ytd only) | 7.5286% | 2,013 |
| Net charge-offs to loans | 0.0000% | 2,620 |
| Credit loss provision to net charge-offs | 0.0000% | 1,979 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,564 |
| Efficiency ratio | 82.9892% | 543 |
| Assets per employee ($millions) | 5.2584% | 3,462 |
| Cash dividends to net income (ytd only)* | 77.4412% | 491 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,606 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,900 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 3,976 |
| Noncurrent loans to loans | 0.0000% | 3,914 |
| Net loans and leases to total assets | 25.1000% | 4,491 |
| Net loans and leases to deposits | 34.3863% | 4,390 |
| Net loans and leases to core deposits | 34.3863% | 4,409 |
| Total domestic deposits to total assets | 73.0000% | 4,391 |
| Equity capital to assets | 10.2140% | 1,601 |
| Core capital (leverage) ratio | 11.4122% | 1,561 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 18.1851% | 956 |
| Memoranda: | ||
| Average total assets | $2,943,052,400 | 400 |
| Average earning assets | $2,610,746,600 | 400 |
| Average equity | $326,953,800 | 367 |
| Average total loans | $808,384,000 | 814 |
| 2022-09-30 | Rank | |
| Percentage of unprofitable institutions | 0.0000% | 1 |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2610% | 4,682 |
| Cost of funding earning assets | 0.2027% | 3,234 |
| Net interest margin | 1.0583% | 4,689 |
| Noninterest income to average assets | 23.9400% | 70 |
| Noninterest expense to average assets | 20.9238% | 69 |
| Loan and lease loss provision to assets | 0.0000% | 2,752 |
| Net operating income to assets | 3.7630% | 84 |
| Return on assets (ROA) | 3.5169% | 88 |
| Pretax return on assets | 3.7232% | 97 |
| Return on Equity (ROE) | 30.9500% | 95 |
| Retained earnings to average equity (ytd only) | 15.4024% | 331 |
| Net charge-offs to loans | 0.0000% | 2,349 |
| Credit loss provision to net charge-offs | 0.0000% | 1,679 |
| Earnings coverage of net charge-offs (x) | 0.0000% | 2,297 |
| Efficiency ratio | 84.0016% | 546 |
| Assets per employee ($millions) | 3.4806% | 4,481 |
| Cash dividends to net income (ytd only)* | 50.2366% | 1,190 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,653 |
| Loan loss allowance to noncurrent loans | 0.0000% | 3,983 |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,052 |
| Noncurrent loans to loans | 0.0000% | 3,992 |
| Net loans and leases to total assets | 43.1600% | 3,926 |
| Net loans and leases to deposits | 57.0849% | 3,401 |
| Net loans and leases to core deposits | 57.0849% | 3,558 |
| Total domestic deposits to total assets | 75.6000% | 4,385 |
| Equity capital to assets | 16.1945% | 359 |
| Core capital (leverage) ratio | 11.0240% | 1,719 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 23.8048% | 444 |
| Memoranda: | ||
| Average total assets | $2,867,711,750 | 408 |
| Average earning assets | $2,613,665,750 | 403 |
| Average equity | $325,845,750 | 369 |
| Average total loans | $806,866,750 | 815 |
| 2022-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7788% | 4,750 |
| Cost of funding earning assets | 0.0530% | 4,575 |
| Net interest margin | 0.7258% | 4,748 |
| Noninterest income to average assets | 22.3758% | 33 |
| Noninterest expense to average assets | 19.6298% | 39 |
| Loan and lease loss provision to assets | 0.0000% | 2,599 |
| Net operating income to assets | 3.3207% | 59 |
| Return on assets (ROA) | 3.0414% | 65 |
| Pretax return on assets | 3.1236% | 84 |
| Return on Equity (ROE) | 29.6160% | 62 |
| Retained earnings to average equity (ytd only) | 15.8757% | 202 |
| Net charge-offs to loans | 0.0000% | 2,156 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.1937% | 613 |
| Assets per employee ($millions) | 4.3435% | 4,182 |
| Cash dividends to net income (ytd only)* | 46.3949% | 1,463 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,721 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,093 |
| Noncurrent loans to loans | 0.0000% | 4,026 |
| Net loans and leases to total assets | 30.7178% | 4,439 |
| Net loans and leases to deposits | 37.0674% | 4,367 |
| Net loans and leases to core deposits | 37.0674% | 4,403 |
| Total domestic deposits to total assets | 82.8701% | 3,894 |
| Equity capital to assets | 11.9148% | 908 |
| Core capital (leverage) ratio | 9.0687% | 3,390 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 23.6777% | 437 |
| Memoranda: | ||
| Average total assets | $3,118,221,000 | 374 |
| Average earning assets | $2,859,369,000 | 374 |
| Average equity | $320,226,000 | 374 |
| Average total loans | $771,394,333 | 827 |
| 2022-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5077% | 4,779 |
| Cost of funding earning assets | 0.0169% | 4,742 |
| Net interest margin | 0.4907% | 4,778 |
| Noninterest income to average assets | 21.9020% | 34 |
| Noninterest expense to average assets | 19.3700% | 38 |
| Loan and lease loss provision to assets | 0.0000% | 2,285 |
| Net operating income to assets | 3.0648% | 74 |
| Return on assets (ROA) | 2.8248% | 82 |
| Pretax return on assets | 2.7433% | 128 |
| Return on Equity (ROE) | 29.4954% | 65 |
| Retained earnings to average equity (ytd only) | 21.8824% | 71 |
| Net charge-offs to loans | 0.0000% | 1,838 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.6537% | 698 |
| Assets per employee ($millions) | 6.0753% | 2,741 |
| Cash dividends to net income (ytd only)* | 25.8109% | 1,860 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,747 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,139 |
| Noncurrent loans to loans | 0.0000% | 4,066 |
| Net loans and leases to total assets | 21.4218% | 4,653 |
| Net loans and leases to deposits | 24.4981% | 4,658 |
| Net loans and leases to core deposits | 24.4981% | 4,659 |
| Total domestic deposits to total assets | 87.4426% | 2,766 |
| Equity capital to assets | 9.1086% | 2,617 |
| Core capital (leverage) ratio | 8.2623% | 4,107 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 24.0646% | 429 |
| Memoranda: | ||
| Average total assets | $3,291,752,000 | 359 |
| Average earning assets | $3,027,222,000 | 358 |
| Average equity | $315,249,500 | 386 |
| Average total loans | $731,472,000 | 855 |
| 2021-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4494% | 4,815 |
| Cost of funding earning assets | 0.0143% | 4,788 |
| Net interest margin | 0.4351% | 4,812 |
| Noninterest income to average assets | 24.6256% | 34 |
| Noninterest expense to average assets | 21.3071% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 3,064 |
| Net operating income to assets | 3.4506% | 77 |
| Return on assets (ROA) | 3.4440% | 80 |
| Pretax return on assets | 3.7111% | 92 |
| Return on Equity (ROE) | 32.9361% | 54 |
| Retained earnings to average equity (ytd only) | 4.9689% | 2,792 |
| Net charge-offs to loans | 0.0000% | 2,705 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.1422% | 509 |
| Assets per employee ($millions) | 5.2365% | 3,525 |
| Cash dividends to net income (ytd only)* | 84.9134% | 411 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,783 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,222 |
| Noncurrent loans to loans | 0.0000% | 4,145 |
| Net loans and leases to total assets | 23.1490% | 4,670 |
| Net loans and leases to deposits | 27.2503% | 4,670 |
| Net loans and leases to core deposits | 27.2503% | 4,682 |
| Total domestic deposits to total assets | 84.9495% | 3,285 |
| Equity capital to assets | 10.1204% | 2,541 |
| Core capital (leverage) ratio | 7.0778% | 4,733 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 23.5986% | 459 |
| Memoranda: | ||
| Average total assets | $2,920,267,200 | 383 |
| Average earning assets | $2,683,179,800 | 382 |
| Average equity | $305,358,200 | 397 |
| Average total loans | $569,151,200 | 1,061 |
| 2021-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4173% | 4,897 |
| Cost of funding earning assets | 0.0122% | 4,873 |
| Net interest margin | 0.4051% | 4,895 |
| Noninterest income to average assets | 24.0688% | 35 |
| Noninterest expense to average assets | 21.4045% | 36 |
| Loan and lease loss provision to assets | 0.0000% | 2,963 |
| Net operating income to assets | 2.8214% | 148 |
| Return on assets (ROA) | 2.8109% | 148 |
| Pretax return on assets | 3.0255% | 174 |
| Return on Equity (ROE) | 26.6560% | 135 |
| Retained earnings to average equity (ytd only) | 6.5201% | 2,610 |
| Net charge-offs to loans | 0.0000% | 2,463 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.5752% | 379 |
| Assets per employee ($millions) | 5.2504% | 3,453 |
| Cash dividends to net income (ytd only)* | 75.5399% | 468 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,866 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,311 |
| Noncurrent loans to loans | 0.0000% | 4,237 |
| Net loans and leases to total assets | 20.5687% | 4,789 |
| Net loans and leases to deposits | 24.3702% | 4,785 |
| Net loans and leases to core deposits | 24.3702% | 4,791 |
| Total domestic deposits to total assets | 84.4012% | 3,336 |
| Equity capital to assets | 9.9107% | 2,994 |
| Core capital (leverage) ratio | 9.1297% | 3,410 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 24.7903% | 440 |
| Memoranda: | ||
| Average total assets | $2,888,418,250 | 388 |
| Average earning assets | $2,656,385,000 | 387 |
| Average equity | $304,589,000 | 399 |
| Average total loans | $535,063,250 | 1,130 |
| 2021-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4051% | 4,937 |
| Cost of funding earning assets | 0.0104% | 4,912 |
| Net interest margin | 0.3947% | 4,934 |
| Noninterest income to average assets | 23.9201% | 34 |
| Noninterest expense to average assets | 20.8720% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 2,862 |
| Net operating income to assets | 3.1653% | 107 |
| Return on assets (ROA) | 3.1557% | 110 |
| Pretax return on assets | 3.4014% | 125 |
| Return on Equity (ROE) | 29.2729% | 105 |
| Retained earnings to average equity (ytd only) | 12.1064% | 891 |
| Net charge-offs to loans | 0.0000% | 2,245 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.9506% | 478 |
| Assets per employee ($millions) | 4.4247% | 4,161 |
| Cash dividends to net income (ytd only)* | 58.6431% | 963 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,901 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,353 |
| Noncurrent loans to loans | 0.0000% | 4,280 |
| Net loans and leases to total assets | 21.3696% | 4,813 |
| Net loans and leases to deposits | 25.6294% | 4,812 |
| Net loans and leases to core deposits | 25.6294% | 4,822 |
| Total domestic deposits to total assets | 83.3792% | 3,612 |
| Equity capital to assets | 11.8804% | 1,426 |
| Core capital (leverage) ratio | 9.0800% | 3,368 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 28.2439% | 291 |
| Memoranda: | ||
| Average total assets | $2,809,895,333 | 395 |
| Average earning assets | $2,588,994,667 | 394 |
| Average equity | $302,915,333 | 397 |
| Average total loans | $499,229,667 | 1,190 |
| 2021-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.3781% | 4,963 |
| Cost of funding earning assets | 0.0082% | 4,950 |
| Net interest margin | 0.3699% | 4,959 |
| Noninterest income to average assets | 22.2671% | 36 |
| Noninterest expense to average assets | 20.0467% | 36 |
| Loan and lease loss provision to assets | 0.0000% | 2,741 |
| Net operating income to assets | 2.3785% | 325 |
| Return on assets (ROA) | 2.2290% | 428 |
| Pretax return on assets | 2.4022% | 518 |
| Return on Equity (ROE) | 21.6816% | 420 |
| Retained earnings to average equity (ytd only) | 9.6005% | 1,767 |
| Net charge-offs to loans | 0.0000% | 1,930 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.6642% | 418 |
| Assets per employee ($millions) | 5.0360% | 3,615 |
| Cash dividends to net income (ytd only)* | 55.7207% | 984 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,931 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,422 |
| Noncurrent loans to loans | 0.0000% | 4,341 |
| Net loans and leases to total assets | 16.8019% | 4,885 |
| Net loans and leases to deposits | 19.3945% | 4,886 |
| Net loans and leases to core deposits | 19.3945% | 4,891 |
| Total domestic deposits to total assets | 86.6324% | 2,472 |
| Equity capital to assets | 10.2838% | 2,445 |
| Core capital (leverage) ratio | 8.4526% | 4,166 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 30.4190% | 248 |
| Memoranda: | ||
| Average total assets | $2,898,489,000 | 383 |
| Average earning assets | $2,685,302,500 | 381 |
| Average equity | $297,985,000 | 394 |
| Average total loans | $467,545,500 | 1,249 |
| 2020-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.9501% | 4,974 |
| Cost of funding earning assets | 0.1137% | 4,833 |
| Net interest margin | 0.8364% | 4,967 |
| Noninterest income to average assets | 24.7491% | 38 |
| Noninterest expense to average assets | 21.4479% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 4,319 |
| Net operating income to assets | 3.8216% | 63 |
| Return on assets (ROA) | 3.8718% | 62 |
| Pretax return on assets | 4.1289% | 70 |
| Return on Equity (ROE) | 32.8973% | 54 |
| Retained earnings to average equity (ytd only) | 10.4700% | 502 |
| Net charge-offs to loans | 0.0000% | 3,443 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.0324% | 630 |
| Assets per employee ($millions) | 4.9244% | 3,476 |
| Cash dividends to net income (ytd only)* | 68.1738% | 1,030 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,951 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,492 |
| Noncurrent loans to loans | 0.0000% | 4,420 |
| Net loans and leases to total assets | 15.4445% | 4,915 |
| Net loans and leases to deposits | 17.9518% | 4,918 |
| Net loans and leases to core deposits | 17.9518% | 4,919 |
| Total domestic deposits to total assets | 86.0331% | 2,354 |
| Equity capital to assets | 10.3103% | 2,819 |
| Core capital (leverage) ratio | 8.9596% | 3,737 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 32.6264% | 207 |
| Memoranda: | ||
| Average total assets | $2,409,514,000 | 410 |
| Average earning assets | $2,230,373,200 | 399 |
| Average equity | $283,582,800 | 390 |
| Average total loans | $438,879,800 | 1,257 |
| 2020-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.1070% | 5,012 |
| Cost of funding earning assets | 0.1560% | 4,789 |
| Net interest margin | 0.9510% | 5,009 |
| Noninterest income to average assets | 24.9664% | 38 |
| Noninterest expense to average assets | 22.2199% | 34 |
| Loan and lease loss provision to assets | 0.0000% | 4,239 |
| Net operating income to assets | 3.3576% | 73 |
| Return on assets (ROA) | 3.3744% | 75 |
| Pretax return on assets | 3.6438% | 84 |
| Return on Equity (ROE) | 27.6029% | 84 |
| Retained earnings to average equity (ytd only) | 12.0655% | 420 |
| Net charge-offs to loans | 0.0000% | 3,243 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.9713% | 500 |
| Assets per employee ($millions) | 3.9297% | 4,376 |
| Cash dividends to net income (ytd only)* | 56.2891% | 1,248 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 4,986 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,543 |
| Noncurrent loans to loans | 0.0000% | 4,475 |
| Net loans and leases to total assets | 18.2164% | 4,942 |
| Net loans and leases to deposits | 22.3732% | 4,938 |
| Net loans and leases to core deposits | 22.3732% | 4,942 |
| Total domestic deposits to total assets | 81.4208% | 3,560 |
| Equity capital to assets | 12.6164% | 1,370 |
| Core capital (leverage) ratio | 10.2627% | 2,472 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 37.4055% | 162 |
| Memoranda: | ||
| Average total assets | $2,295,399,000 | 417 |
| Average earning assets | $2,122,479,750 | 414 |
| Average equity | $280,606,000 | 385 |
| Average total loans | $437,941,250 | 1,249 |
| 2020-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2349% | 5,050 |
| Cost of funding earning assets | 0.2298% | 4,685 |
| Net interest margin | 1.0051% | 5,049 |
| Noninterest income to average assets | 24.7026% | 35 |
| Noninterest expense to average assets | 21.7324% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 4,134 |
| Net operating income to assets | 3.6042% | 58 |
| Return on assets (ROA) | 3.5577% | 64 |
| Pretax return on assets | 3.8518% | 69 |
| Return on Equity (ROE) | 29.4213% | 64 |
| Retained earnings to average equity (ytd only) | 13.7328% | 292 |
| Net charge-offs to loans | 0.0000% | 3,033 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.7771% | 597 |
| Assets per employee ($millions) | 3.7394% | 4,519 |
| Cash dividends to net income (ytd only)* | 53.3235% | 1,442 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,020 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,603 |
| Noncurrent loans to loans | 0.0000% | 4,537 |
| Net loans and leases to total assets | 18.6358% | 4,970 |
| Net loans and leases to deposits | 22.4942% | 4,971 |
| Net loans and leases to core deposits | 22.4942% | 4,974 |
| Total domestic deposits to total assets | 82.8472% | 3,129 |
| Equity capital to assets | 13.0400% | 1,146 |
| Core capital (leverage) ratio | 10.4353% | 2,420 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 38.4887% | 152 |
| Memoranda: | ||
| Average total assets | $2,287,689,333 | 408 |
| Average earning assets | $2,121,814,333 | 405 |
| Average equity | $276,636,333 | 388 |
| Average total loans | $443,137,333 | 1,223 |
| 2020-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4450% | 5,106 |
| Cost of funding earning assets | 0.4427% | 4,184 |
| Net interest margin | 1.0023% | 5,106 |
| Noninterest income to average assets | 24.9144% | 32 |
| Noninterest expense to average assets | 22.2190% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 3,711 |
| Net operating income to assets | 3.3779% | 48 |
| Return on assets (ROA) | 2.9419% | 73 |
| Pretax return on assets | 3.1584% | 76 |
| Return on Equity (ROE) | 25.2668% | 64 |
| Retained earnings to average equity (ytd only) | 9.4797% | 852 |
| Net charge-offs to loans | 0.0000% | 2,581 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.9662% | 710 |
| Assets per employee ($millions) | 4.4365% | 3,353 |
| Cash dividends to net income (ytd only)* | 62.4818% | 1,333 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,068 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,662 |
| Noncurrent loans to loans | 0.0000% | 4,593 |
| Net loans and leases to total assets | 16.4855% | 5,024 |
| Net loans and leases to deposits | 19.0889% | 5,031 |
| Net loans and leases to core deposits | 19.0889% | 5,035 |
| Total domestic deposits to total assets | 86.3616% | 1,843 |
| Equity capital to assets | 10.8353% | 3,011 |
| Core capital (leverage) ratio | 11.1989% | 2,316 |
| Tier 1 risk-based capital ratio | NA | NA |
| Total risk-based capital ratio | 36.7668% | 176 |
| Memoranda: | ||
| Average total assets | $2,328,407,500 | 393 |
| Average earning assets | $2,164,677,000 | 384 |
| Average equity | $271,106,500 | 390 |
| Average total loans | $459,129,500 | 1,165 |
| 2019-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.4419% | 5,124 |
| Cost of funding earning assets | 1.0336% | 1,585 |
| Net interest margin | 1.4083% | 5,142 |
| Noninterest income to average assets | 24.3787% | 33 |
| Noninterest expense to average assets | 21.1817% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 3,973 |
| Net operating income to assets | 4.1102% | 51 |
| Return on assets (ROA) | 4.1938% | 53 |
| Pretax return on assets | 4.5926% | 56 |
| Return on Equity (ROE) | 34.7462% | 29 |
| Retained earnings to average equity (ytd only) | 5.6206% | 2,089 |
| Net charge-offs to loans | 0.0000% | 3,726 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 82.4751% | 771 |
| Assets per employee ($millions) | 3.6625% | 4,302 |
| Cash dividends to net income (ytd only)* | 83.8240% | 689 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,123 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,701 |
| Noncurrent loans to loans | 0.0000% | 4,619 |
| Net loans and leases to total assets | 23.6345% | 5,039 |
| Net loans and leases to deposits | 29.2719% | 5,041 |
| Net loans and leases to core deposits | 29.2719% | 5,054 |
| Total domestic deposits to total assets | 80.7411% | 3,821 |
| Equity capital to assets | 12.5665% | 1,781 |
| Core capital (leverage) ratio | 10.3761% | 3,098 |
| Tier 1 risk-based capital ratio | 30.4645% | 457 |
| Total risk-based capital ratio | 30.4645% | 495 |
| Memoranda: | ||
| Average total assets | $2,150,547,200 | 402 |
| Average earning assets | $1,991,193,000 | 395 |
| Average equity | $259,565,000 | 384 |
| Average total loans | $539,249,800 | 1,000 |
| 2019-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5889% | 5,207 |
| Cost of funding earning assets | 1.1275% | 1,253 |
| Net interest margin | 1.4613% | 5,223 |
| Noninterest income to average assets | 23.6121% | 33 |
| Noninterest expense to average assets | 21.1835% | 34 |
| Loan and lease loss provision to assets | 0.0000% | 3,836 |
| Net operating income to assets | 3.4884% | 60 |
| Return on assets (ROA) | 3.5902% | 61 |
| Pretax return on assets | 3.8942% | 69 |
| Return on Equity (ROE) | 30.0464% | 42 |
| Retained earnings to average equity (ytd only) | 8.3664% | 1,259 |
| Net charge-offs to loans | 0.0000% | 3,455 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.8459% | 564 |
| Assets per employee ($millions) | 3.3113% | 4,663 |
| Cash dividends to net income (ytd only)* | 72.1550% | 880 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,205 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,789 |
| Noncurrent loans to loans | 0.0000% | 4,706 |
| Net loans and leases to total assets | 28.1018% | 5,087 |
| Net loans and leases to deposits | 35.6216% | 5,068 |
| Net loans and leases to core deposits | 35.6216% | 5,085 |
| Total domestic deposits to total assets | 78.8896% | 4,208 |
| Equity capital to assets | 14.4571% | 994 |
| Core capital (leverage) ratio | 11.0132% | 2,625 |
| Tier 1 risk-based capital ratio | 28.1171% | 570 |
| Total risk-based capital ratio | 28.1171% | 640 |
| Memoranda: | ||
| Average total assets | $2,161,706,250 | 401 |
| Average earning assets | $2,004,230,500 | 389 |
| Average equity | $258,296,250 | 388 |
| Average total loans | $549,632,000 | 981 |
| 2019-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.5988% | 5,263 |
| Cost of funding earning assets | 1.1461% | 1,148 |
| Net interest margin | 1.4527% | 5,276 |
| Noninterest income to average assets | 22.0244% | 34 |
| Noninterest expense to average assets | 19.9400% | 36 |
| Loan and lease loss provision to assets | 0.0000% | 3,685 |
| Net operating income to assets | 3.1560% | 76 |
| Return on assets (ROA) | 3.2991% | 77 |
| Pretax return on assets | 3.5917% | 81 |
| Return on Equity (ROE) | 29.2733% | 46 |
| Retained earnings to average equity (ytd only) | 8.1526% | 1,333 |
| Net charge-offs to loans | 0.0000% | 3,172 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.3009% | 580 |
| Assets per employee ($millions) | 2.8970% | 4,968 |
| Cash dividends to net income (ytd only)* | 72.1501% | 1,036 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,251 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,834 |
| Noncurrent loans to loans | 0.0000% | 4,745 |
| Net loans and leases to total assets | 32.9801% | 5,051 |
| Net loans and leases to deposits | 42.2708% | 4,990 |
| Net loans and leases to core deposits | 42.2708% | 5,041 |
| Total domestic deposits to total assets | 78.0209% | 4,392 |
| Equity capital to assets | 16.1708% | 591 |
| Core capital (leverage) ratio | 10.9139% | 2,675 |
| Tier 1 risk-based capital ratio | 26.2654% | 668 |
| Total risk-based capital ratio | 26.2654% | 737 |
| Memoranda: | ||
| Average total assets | $2,268,585,000 | 382 |
| Average earning assets | $2,110,815,330 | 372 |
| Average equity | $255,673,330 | 390 |
| Average total loans | $560,385,000 | 960 |
| 2019-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.4958% | 5,336 |
| Cost of funding earning assets | 1.1400% | 1,068 |
| Net interest margin | 1.3558% | 5,346 |
| Noninterest income to average assets | 18.6391% | 39 |
| Noninterest expense to average assets | 16.9500% | 42 |
| Loan and lease loss provision to assets | 0.0000% | 3,406 |
| Net operating income to assets | 2.7597% | 107 |
| Return on assets (ROA) | 2.9274% | 97 |
| Pretax return on assets | 3.1425% | 114 |
| Return on Equity (ROE) | 30.0223% | 47 |
| Retained earnings to average equity (ytd only) | 11.0708% | 787 |
| Net charge-offs to loans | 0.0000% | 2,740 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.1237% | 636 |
| Assets per employee ($millions) | 4.1164% | 3,741 |
| Cash dividends to net income (ytd only)* | 63.1247% | 1,277 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,315 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,905 |
| Noncurrent loans to loans | 0.0000% | 4,814 |
| Net loans and leases to total assets | 26.1413% | 5,208 |
| Net loans and leases to deposits | 30.6621% | 5,211 |
| Net loans and leases to core deposits | 30.6621% | 5,230 |
| Total domestic deposits to total assets | 85.2561% | 2,578 |
| Equity capital to assets | 11.6642% | 2,260 |
| Core capital (leverage) ratio | 8.3429% | 5,088 |
| Tier 1 risk-based capital ratio | 24.0298% | 839 |
| Total risk-based capital ratio | 24.0298% | 936 |
| Memoranda: | ||
| Average total assets | $2,597,524,000 | 353 |
| Average earning assets | $2,439,017,500 | 343 |
| Average equity | $253,278,000 | 392 |
| Average total loans | $574,971,500 | 948 |
| 2018-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0284% | 5,367 |
| Cost of funding earning assets | 0.8046% | 1,502 |
| Net interest margin | 1.2238% | 5,385 |
| Noninterest income to average assets | 22.0976% | 39 |
| Noninterest expense to average assets | 18.8888% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 4,082 |
| Net operating income to assets | 4.0018% | 48 |
| Return on assets (ROA) | 3.9939% | 47 |
| Pretax return on assets | 4.3342% | 52 |
| Return on Equity (ROE) | 38.3210% | 15 |
| Retained earnings to average equity (ytd only) | 9.4693% | 742 |
| Net charge-offs to loans | 0.0000% | 3,782 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 81.3067% | 859 |
| Assets per employee ($millions) | 5.5939% | 1,872 |
| Cash dividends to net income (ytd only)* | 75.2896% | 857 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,359 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 4,937 |
| Noncurrent loans to loans | 0.0000% | 4,837 |
| Net loans and leases to total assets | 19.1877% | 5,312 |
| Net loans and leases to deposits | 21.7102% | 5,316 |
| Net loans and leases to core deposits | 21.7102% | 5,316 |
| Total domestic deposits to total assets | 88.3813% | 1,125 |
| Equity capital to assets | 8.3549% | 5,015 |
| Core capital (leverage) ratio | 8.2128% | 5,164 |
| Tier 1 risk-based capital ratio | 24.1369% | 815 |
| Total risk-based capital ratio | 24.1369% | 899 |
| Memoranda: | ||
| Average total assets | $2,314,597,600 | 377 |
| Average earning assets | $2,144,700,400 | 367 |
| Average equity | $241,233,400 | 396 |
| Average total loans | $544,535,400 | 961 |
| 2018-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.0218% | 5,440 |
| Cost of funding earning assets | 0.7661% | 1,502 |
| Net interest margin | 1.2556% | 5,462 |
| Noninterest income to average assets | 23.9600% | 35 |
| Noninterest expense to average assets | 20.4010% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 3,948 |
| Net operating income to assets | 4.3049% | 46 |
| Return on assets (ROA) | 4.3049% | 46 |
| Pretax return on assets | 4.7138% | 50 |
| Return on Equity (ROE) | 38.6322% | 18 |
| Retained earnings to average equity (ytd only) | 15.7627% | 147 |
| Net charge-offs to loans | 0.0000% | 3,489 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 81.2310% | 840 |
| Assets per employee ($millions) | 4.4877% | 3,144 |
| Cash dividends to net income (ytd only)* | 59.1981% | 1,236 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,431 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,046 |
| Noncurrent loans to loans | 0.0000% | 4,954 |
| Net loans and leases to total assets | 23.4976% | 5,357 |
| Net loans and leases to deposits | 28.1014% | 5,361 |
| Net loans and leases to core deposits | 28.1014% | 5,362 |
| Total domestic deposits to total assets | 83.6172% | 3,077 |
| Equity capital to assets | 11.0700% | 2,602 |
| Core capital (leverage) ratio | 9.5177% | 4,154 |
| Tier 1 risk-based capital ratio | 27.3585% | 605 |
| Total risk-based capital ratio | 27.3585% | 666 |
| Memoranda: | ||
| Average total assets | $2,145,058,250 | 394 |
| Average earning assets | $1,972,801,750 | 390 |
| Average equity | $239,031,250 | 396 |
| Average total loans | $537,108,750 | 971 |
| 2018-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.9869% | 5,505 |
| Cost of funding earning assets | 0.7135% | 1,554 |
| Net interest margin | 1.2734% | 5,526 |
| Noninterest income to average assets | 24.4617% | 36 |
| Noninterest expense to average assets | 21.4645% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 3,782 |
| Net operating income to assets | 3.7565% | 50 |
| Return on assets (ROA) | 3.7565% | 50 |
| Pretax return on assets | 4.1658% | 57 |
| Return on Equity (ROE) | 33.6296% | 23 |
| Retained earnings to average equity (ytd only) | 12.2400% | 486 |
| Net charge-offs to loans | 0.0000% | 3,209 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.7465% | 701 |
| Assets per employee ($millions) | 3.6395% | 4,413 |
| Cash dividends to net income (ytd only)* | 63.6035% | 1,193 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,494 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,076 |
| Noncurrent loans to loans | 0.0000% | 4,980 |
| Net loans and leases to total assets | 27.1877% | 5,367 |
| Net loans and leases to deposits | 33.3156% | 5,357 |
| Net loans and leases to core deposits | 33.3156% | 5,375 |
| Total domestic deposits to total assets | 81.6064% | 3,840 |
| Equity capital to assets | 12.8916% | 1,352 |
| Core capital (leverage) ratio | 8.6170% | 5,025 |
| Tier 1 risk-based capital ratio | 26.4257% | 641 |
| Total risk-based capital ratio | 26.4257% | 706 |
| Memoranda: | ||
| Average total assets | $2,092,688,000 | 404 |
| Average earning assets | $1,920,522,330 | 402 |
| Average equity | $233,758,670 | 400 |
| Average total loans | $535,827,000 | 978 |
| 2018-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.7776% | 5,581 |
| Cost of funding earning assets | 0.5971% | 2,073 |
| Net interest margin | 1.1805% | 5,595 |
| Noninterest income to average assets | 23.1324% | 37 |
| Noninterest expense to average assets | 20.5768% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 3,508 |
| Net operating income to assets | 3.2985% | 70 |
| Return on assets (ROA) | 3.2985% | 71 |
| Pretax return on assets | 3.6436% | 68 |
| Return on Equity (ROE) | 31.5897% | 37 |
| Retained earnings to average equity (ytd only) | 14.2203% | 391 |
| Net charge-offs to loans | 0.0000% | 2,722 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.9564% | 719 |
| Assets per employee ($millions) | 3.9257% | 4,110 |
| Cash dividends to net income (ytd only)* | 54.9843% | 1,390 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,559 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,153 |
| Noncurrent loans to loans | 0.0000% | 5,035 |
| Net loans and leases to total assets | 28.2789% | 5,404 |
| Net loans and leases to deposits | 33.5090% | 5,401 |
| Net loans and leases to core deposits | 33.5090% | 5,418 |
| Total domestic deposits to total assets | 84.3922% | 3,152 |
| Equity capital to assets | 11.7017% | 1,990 |
| Core capital (leverage) ratio | 8.1781% | 5,328 |
| Tier 1 risk-based capital ratio | 21.2258% | 1,172 |
| Total risk-based capital ratio | 21.2258% | 1,320 |
| Memoranda: | ||
| Average total assets | $2,205,491,000 | 389 |
| Average earning assets | $2,032,621,500 | 382 |
| Average equity | $230,290,000 | 409 |
| Average total loans | $549,932,500 | 964 |
| 2017-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.3146% | 5,637 |
| Cost of funding earning assets | 0.3326% | 3,848 |
| Net interest margin | 0.9821% | 5,650 |
| Noninterest income to average assets | 21.1947% | 38 |
| Noninterest expense to average assets | 18.5599% | 40 |
| Loan and lease loss provision to assets | 0.0000% | 4,227 |
| Net operating income to assets | 3.2194% | 62 |
| Return on assets (ROA) | 3.2194% | 62 |
| Pretax return on assets | 3.5456% | 75 |
| Return on Equity (ROE) | 32.8094% | 28 |
| Retained earnings to average equity (ytd only) | 7.7668% | 839 |
| Net charge-offs to loans | 0.0000% | 4,128 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.9604% | 770 |
| Assets per employee ($millions) | 4.7233% | 2,833 |
| Cash dividends to net income (ytd only)* | 76.3276% | 968 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,620 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,206 |
| Noncurrent loans to loans | 0.0000% | 5,081 |
| Net loans and leases to total assets | 22.1552% | 5,555 |
| Net loans and leases to deposits | 25.5467% | 5,556 |
| Net loans and leases to core deposits | 25.5467% | 5,566 |
| Total domestic deposits to total assets | 86.7245% | 2,130 |
| Equity capital to assets | 9.3944% | 4,335 |
| Core capital (leverage) ratio | 7.9644% | 5,463 |
| Tier 1 risk-based capital ratio | 19.3461% | 1,442 |
| Total risk-based capital ratio | 19.3461% | 1,725 |
| Memoranda: | ||
| Average total assets | $2,278,910,000 | 370 |
| Average earning assets | $2,113,830,800 | 363 |
| Average equity | $223,618,800 | 404 |
| Average total loans | $481,551,000 | 1,066 |
| 2017-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.2659% | 5,714 |
| Cost of funding earning assets | 0.3135% | 3,997 |
| Net interest margin | 0.9524% | 5,723 |
| Noninterest income to average assets | 20.8922% | 41 |
| Noninterest expense to average assets | 18.7961% | 43 |
| Loan and lease loss provision to assets | 0.0000% | 4,088 |
| Net operating income to assets | 2.7131% | 102 |
| Return on assets (ROA) | 2.7131% | 103 |
| Pretax return on assets | 2.9797% | 115 |
| Return on Equity (ROE) | 27.3366% | 47 |
| Retained earnings to average equity (ytd only) | 12.9839% | 222 |
| Net charge-offs to loans | 0.0000% | 3,796 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.3166% | 613 |
| Assets per employee ($millions) | 4.1585% | 3,726 |
| Cash dividends to net income (ytd only)* | 52.5038% | 1,648 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,687 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,287 |
| Noncurrent loans to loans | 0.0000% | 5,172 |
| Net loans and leases to total assets | 24.7281% | 5,594 |
| Net loans and leases to deposits | 29.6688% | 5,590 |
| Net loans and leases to core deposits | 29.6688% | 5,606 |
| Total domestic deposits to total assets | 83.3472% | 3,344 |
| Equity capital to assets | 11.2512% | 2,617 |
| Core capital (leverage) ratio | 8.2501% | 5,395 |
| Tier 1 risk-based capital ratio | 22.6302% | 979 |
| Total risk-based capital ratio | 22.6302% | 1,111 |
| Memoranda: | ||
| Average total assets | $2,246,413,000 | 373 |
| Average earning assets | $2,084,152,500 | 368 |
| Average equity | $222,948,000 | 408 |
| Average total loans | $468,514,500 | 1,093 |
| 2017-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.1337% | 5,769 |
| Cost of funding earning assets | 0.2628% | 4,437 |
| Net interest margin | 0.8709% | 5,774 |
| Noninterest income to average assets | 20.0415% | 42 |
| Noninterest expense to average assets | 18.1613% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 3,871 |
| Net operating income to assets | 2.4620% | 141 |
| Return on assets (ROA) | 2.4620% | 140 |
| Pretax return on assets | 2.6891% | 158 |
| Return on Equity (ROE) | 25.8326% | 70 |
| Retained earnings to average equity (ytd only) | 14.9266% | 144 |
| Net charge-offs to loans | 0.0000% | 3,512 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.1031% | 599 |
| Assets per employee ($millions) | 3.9587% | 4,023 |
| Cash dividends to net income (ytd only)* | 42.2178% | 2,229 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,731 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,332 |
| Noncurrent loans to loans | 0.0000% | 5,209 |
| Net loans and leases to total assets | 24.9807% | 5,628 |
| Net loans and leases to deposits | 29.8460% | 5,631 |
| Net loans and leases to core deposits | 29.8460% | 5,644 |
| Total domestic deposits to total assets | 83.6989% | 3,322 |
| Equity capital to assets | 11.8648% | 2,031 |
| Core capital (leverage) ratio | 7.9856% | 5,534 |
| Tier 1 risk-based capital ratio | 24.0378% | 848 |
| Total risk-based capital ratio | 24.0378% | 950 |
| Memoranda: | ||
| Average total assets | $2,309,063,330 | 369 |
| Average earning assets | $2,144,684,330 | 360 |
| Average equity | $220,063,330 | 411 |
| Average total loans | $455,013,000 | 1,120 |
| 2017-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.0844% | 5,836 |
| Cost of funding earning assets | 0.2279% | 4,733 |
| Net interest margin | 0.8565% | 5,844 |
| Noninterest income to average assets | 18.0575% | 42 |
| Noninterest expense to average assets | 16.4956% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 3,537 |
| Net operating income to assets | 2.1770% | 233 |
| Return on assets (ROA) | 2.1770% | 238 |
| Pretax return on assets | 2.3611% | 268 |
| Return on Equity (ROE) | 25.1879% | 85 |
| Retained earnings to average equity (ytd only) | 25.1879% | 49 |
| Net charge-offs to loans | 0.0000% | 2,943 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.4789% | 699 |
| Assets per employee ($millions) | 4.3853% | 3,360 |
| Cash dividends to net income (ytd only)* | 0.0000% | 2,824 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,804 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,400 |
| Noncurrent loans to loans | 0.0000% | 5,285 |
| Net loans and leases to total assets | 21.1055% | 5,743 |
| Net loans and leases to deposits | 24.4149% | 5,742 |
| Net loans and leases to core deposits | 24.4149% | 5,745 |
| Total domestic deposits to total assets | 86.4449% | 2,469 |
| Equity capital to assets | 10.5835% | 3,081 |
| Core capital (leverage) ratio | 6.5313% | 5,792 |
| Tier 1 risk-based capital ratio | 24.8222% | 791 |
| Total risk-based capital ratio | 24.8222% | 893 |
| Memoranda: | ||
| Average total assets | $2,509,541,500 | 354 |
| Average earning assets | $2,341,643,000 | 348 |
| Average equity | $216,898,000 | 416 |
| Average total loans | $444,190,000 | 1,146 |
| 2016-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7334% | 5,893 |
| Cost of funding earning assets | 0.0883% | 5,750 |
| Net interest margin | 0.6451% | 5,896 |
| Noninterest income to average assets | 18.0083% | 43 |
| Noninterest expense to average assets | 16.5413% | 43 |
| Loan and lease loss provision to assets | 0.0000% | 4,332 |
| Net operating income to assets | 1.8760% | 389 |
| Return on assets (ROA) | 1.8760% | 401 |
| Pretax return on assets | 2.0685% | 428 |
| Return on Equity (ROE) | 21.5286% | 161 |
| Retained earnings to average equity (ytd only) | 4.5857% | 2,653 |
| Net charge-offs to loans | 0.0000% | 4,281 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.8847% | 626 |
| Assets per employee ($millions) | 6.0278% | 1,464 |
| Cash dividends to net income (ytd only)* | 78.6994% | 954 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,860 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,456 |
| Noncurrent loans to loans | 0.0000% | 5,326 |
| Net loans and leases to total assets | 15.2226% | 5,843 |
| Net loans and leases to deposits | 16.9181% | 5,847 |
| Net loans and leases to core deposits | 16.9181% | 5,849 |
| Total domestic deposits to total assets | 89.9779% | 637 |
| Equity capital to assets | 7.2312% | 5,770 |
| Core capital (leverage) ratio | 6.8690% | 5,819 |
| Tier 1 risk-based capital ratio | 20.7112% | 1,259 |
| Total risk-based capital ratio | 20.7112% | 1,448 |
| Memoranda: | ||
| Average total assets | $2,370,652,800 | 352 |
| Average earning assets | $2,210,253,200 | 345 |
| Average equity | $206,576,800 | 419 |
| Average total loans | $389,508,200 | 1,222 |
| 2016-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7562% | 5,960 |
| Cost of funding earning assets | 0.0916% | 5,804 |
| Net interest margin | 0.6646% | 5,962 |
| Noninterest income to average assets | 18.9490% | 41 |
| Noninterest expense to average assets | 17.5809% | 40 |
| Loan and lease loss provision to assets | 0.0000% | 4,186 |
| Net operating income to assets | 1.8109% | 475 |
| Return on assets (ROA) | 1.8109% | 505 |
| Pretax return on assets | 1.9853% | 590 |
| Return on Equity (ROE) | 19.6938% | 258 |
| Retained earnings to average equity (ytd only) | 6.7301% | 1,767 |
| Net charge-offs to loans | 0.0000% | 3,952 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.8536% | 565 |
| Assets per employee ($millions) | 4.4291% | 3,195 |
| Cash dividends to net income (ytd only)* | 65.8263% | 1,180 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 5,931 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,556 |
| Noncurrent loans to loans | 0.0000% | 5,428 |
| Net loans and leases to total assets | 20.1725% | 5,867 |
| Net loans and leases to deposits | 23.7194% | 5,871 |
| Net loans and leases to core deposits | 23.7194% | 5,880 |
| Total domestic deposits to total assets | 85.0466% | 2,783 |
| Equity capital to assets | 9.9665% | 4,160 |
| Core capital (leverage) ratio | 6.6358% | 5,903 |
| Tier 1 risk-based capital ratio | 23.0877% | 998 |
| Total risk-based capital ratio | 23.0877% | 1,137 |
| Memoranda: | ||
| Average total assets | $2,236,971,000 | 367 |
| Average earning assets | $2,077,457,500 | 359 |
| Average equity | $205,697,750 | 426 |
| Average total loans | $376,317,000 | 1,252 |
| 2016-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7176% | 6,039 |
| Cost of funding earning assets | 0.0875% | 5,898 |
| Net interest margin | 0.6301% | 6,041 |
| Noninterest income to average assets | 18.2796% | 42 |
| Noninterest expense to average assets | 17.0348% | 41 |
| Loan and lease loss provision to assets | 0.0000% | 4,017 |
| Net operating income to assets | 1.6588% | 630 |
| Return on assets (ROA) | 1.6588% | 670 |
| Pretax return on assets | 1.8309% | 822 |
| Return on Equity (ROE) | 18.5211% | 326 |
| Retained earnings to average equity (ytd only) | 9.6945% | 661 |
| Net charge-offs to loans | 0.0000% | 3,689 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.2951% | 590 |
| Assets per employee ($millions) | 4.1359% | 3,675 |
| Cash dividends to net income (ytd only)* | 47.6569% | 2,080 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,008 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,652 |
| Noncurrent loans to loans | 0.0000% | 5,521 |
| Net loans and leases to total assets | 20.2195% | 5,937 |
| Net loans and leases to deposits | 23.8773% | 5,943 |
| Net loans and leases to core deposits | 23.8773% | 5,954 |
| Total domestic deposits to total assets | 84.6811% | 3,009 |
| Equity capital to assets | 11.0204% | 3,038 |
| Core capital (leverage) ratio | 6.7325% | 5,962 |
| Tier 1 risk-based capital ratio | 23.8154% | 920 |
| Total risk-based capital ratio | 23.8154% | 1,055 |
| Memoranda: | ||
| Average total assets | $2,276,927,000 | 363 |
| Average earning assets | $2,117,694,000 | 356 |
| Average equity | $203,929,670 | 427 |
| Average total loans | $359,398,330 | 1,303 |
| 2016-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6491% | 6,106 |
| Cost of funding earning assets | 0.0747% | 6,005 |
| Net interest margin | 0.5744% | 6,105 |
| Noninterest income to average assets | 16.2673% | 44 |
| Noninterest expense to average assets | 16.2473% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 3,656 |
| Net operating income to assets | 0.4901% | 4,667 |
| Return on assets (ROA) | 0.4901% | 4,770 |
| Pretax return on assets | 0.5574% | 4,935 |
| Return on Equity (ROE) | 6.0098% | 3,983 |
| Retained earnings to average equity (ytd only) | 0.0279% | 5,099 |
| Net charge-offs to loans | 0.0000% | 3,094 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 96.6831% | 382 |
| Assets per employee ($millions) | 4.7923% | 2,603 |
| Cash dividends to net income (ytd only)* | 99.5355% | 714 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,073 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,696 |
| Noncurrent loans to loans | 0.0000% | 5,543 |
| Net loans and leases to total assets | 17.5209% | 6,022 |
| Net loans and leases to deposits | 20.0072% | 6,029 |
| Net loans and leases to core deposits | 20.0072% | 6,033 |
| Total domestic deposits to total assets | 87.5728% | 1,878 |
| Equity capital to assets | 9.3890% | 4,782 |
| Core capital (leverage) ratio | 6.1961% | 6,055 |
| Tier 1 risk-based capital ratio | 22.1457% | 1,144 |
| Total risk-based capital ratio | 22.1457% | 1,306 |
| Memoranda: | ||
| Average total assets | $2,460,007,000 | 343 |
| Average earning assets | $2,301,494,000 | 335 |
| Average equity | $200,607,000 | 428 |
| Average total loans | $345,923,500 | 1,345 |
| 2015-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5414% | 6,158 |
| Cost of funding earning assets | 0.0112% | 6,151 |
| Net interest margin | 0.5301% | 6,156 |
| Noninterest income to average assets | 20.3571% | 40 |
| Noninterest expense to average assets | 18.2605% | 43 |
| Loan and lease loss provision to assets | 0.0000% | 4,380 |
| Net operating income to assets | 2.3220% | 198 |
| Return on assets (ROA) | 2.3218% | 205 |
| Pretax return on assets | 2.5861% | 179 |
| Return on Equity (ROE) | 24.7224% | 107 |
| Retained earnings to average equity (ytd only) | 2.8113% | 4,069 |
| Net charge-offs to loans | 0.0000% | 4,462 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.5939% | 862 |
| Assets per employee ($millions) | 6.2391% | 1,233 |
| Cash dividends to net income (ytd only)* | 88.6287% | 639 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,124 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,750 |
| Noncurrent loans to loans | 0.0000% | 5,583 |
| Net loans and leases to total assets | 11.4050% | 6,127 |
| Net loans and leases to deposits | 12.6689% | 6,132 |
| Net loans and leases to core deposits | 12.6689% | 6,122 |
| Total domestic deposits to total assets | 90.0236% | 622 |
| Equity capital to assets | 7.2067% | 6,029 |
| Core capital (leverage) ratio | 6.5539% | 6,088 |
| Tier 1 risk-based capital ratio | 23.2972% | 976 |
| Total risk-based capital ratio | 23.2972% | 1,115 |
| Memoranda: | ||
| Average total assets | $2,089,586,000 | 370 |
| Average earning assets | $1,929,839,200 | 364 |
| Average equity | $196,247,200 | 421 |
| Average total loans | $325,291,600 | 1,369 |
| 2015-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5679% | 6,250 |
| Cost of funding earning assets | 0.0087% | 6,238 |
| Net interest margin | 0.5592% | 6,247 |
| Noninterest income to average assets | 22.2244% | 40 |
| Noninterest expense to average assets | 20.0726% | 40 |
| Loan and lease loss provision to assets | 0.0000% | 4,232 |
| Net operating income to assets | 2.4091% | 182 |
| Return on assets (ROA) | 2.4089% | 188 |
| Pretax return on assets | 2.6643% | 183 |
| Return on Equity (ROE) | 23.6521% | 146 |
| Retained earnings to average equity (ytd only) | 3.1581% | 4,213 |
| Net charge-offs to loans | 0.0000% | 4,182 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.2813% | 819 |
| Assets per employee ($millions) | 3.9684% | 3,936 |
| Cash dividends to net income (ytd only)* | 86.6476% | 599 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,212 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,840 |
| Noncurrent loans to loans | 0.0000% | 5,684 |
| Net loans and leases to total assets | 18.9158% | 6,154 |
| Net loans and leases to deposits | 22.7665% | 6,149 |
| Net loans and leases to core deposits | 22.7665% | 6,160 |
| Total domestic deposits to total assets | 83.0861% | 3,787 |
| Equity capital to assets | 11.2938% | 2,706 |
| Core capital (leverage) ratio | 7.5724% | 6,039 |
| Tier 1 risk-based capital ratio | 25.7641% | 795 |
| Total risk-based capital ratio | 25.7641% | 884 |
| Memoranda: | ||
| Average total assets | $1,916,318,250 | 395 |
| Average earning assets | $1,756,701,250 | 390 |
| Average equity | $195,174,500 | 427 |
| Average total loans | $327,273,750 | 1,370 |
| 2015-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5484% | 6,328 |
| Cost of funding earning assets | 0.0086% | 6,313 |
| Net interest margin | 0.5398% | 6,327 |
| Noninterest income to average assets | 21.7160% | 42 |
| Noninterest expense to average assets | 19.9415% | 40 |
| Loan and lease loss provision to assets | 0.0000% | 4,069 |
| Net operating income to assets | 2.0195% | 355 |
| Return on assets (ROA) | 2.0192% | 369 |
| Pretax return on assets | 2.2700% | 361 |
| Return on Equity (ROE) | 20.4955% | 249 |
| Retained earnings to average equity (ytd only) | -2.2314% | 5,855 |
| Net charge-offs to loans | 0.0000% | 3,893 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.7789% | 772 |
| Assets per employee ($millions) | 3.9082% | 4,050 |
| Cash dividends to net income (ytd only)* | 110.8871% | 390 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,289 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,929 |
| Noncurrent loans to loans | 0.0000% | 5,787 |
| Net loans and leases to total assets | 19.2544% | 6,218 |
| Net loans and leases to deposits | 22.9305% | 6,221 |
| Net loans and leases to core deposits | 22.9305% | 6,228 |
| Total domestic deposits to total assets | 83.9685% | 3,579 |
| Equity capital to assets | 11.0744% | 2,814 |
| Core capital (leverage) ratio | 7.0161% | 6,187 |
| Tier 1 risk-based capital ratio | 24.1928% | 938 |
| Total risk-based capital ratio | 24.1928% | 1,064 |
| Memoranda: | ||
| Average total assets | $1,965,129,330 | 388 |
| Average earning assets | $1,804,845,000 | 388 |
| Average equity | $193,603,670 | 429 |
| Average total loans | $324,769,000 | 1,381 |
| 2015-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4958% | 6,403 |
| Cost of funding earning assets | 0.0086% | 6,383 |
| Net interest margin | 0.4873% | 6,401 |
| Noninterest income to average assets | 20.1898% | 42 |
| Noninterest expense to average assets | 18.7795% | 43 |
| Loan and lease loss provision to assets | 0.0000% | 3,703 |
| Net operating income to assets | 1.6203% | 694 |
| Return on assets (ROA) | 1.6203% | 726 |
| Pretax return on assets | 1.8598% | 777 |
| Return on Equity (ROE) | 17.3502% | 445 |
| Retained earnings to average equity (ytd only) | -5.3433% | 5,957 |
| Net charge-offs to loans | 0.0000% | 3,288 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.9891% | 782 |
| Assets per employee ($millions) | 3.8676% | 4,219 |
| Cash dividends to net income (ytd only)* | 130.7967% | 454 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,364 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 5,987 |
| Noncurrent loans to loans | 0.0000% | 5,830 |
| Net loans and leases to total assets | 18.7953% | 6,283 |
| Net loans and leases to deposits | 22.0610% | 6,288 |
| Net loans and leases to core deposits | 22.0610% | 6,292 |
| Total domestic deposits to total assets | 85.1970% | 3,312 |
| Equity capital to assets | 11.1693% | 2,790 |
| Core capital (leverage) ratio | 6.4796% | 6,301 |
| Tier 1 risk-based capital ratio | 24.1400% | 979 |
| Total risk-based capital ratio | 24.1400% | 1,105 |
| Memoranda: | ||
| Average total assets | $2,076,155,500 | 376 |
| Average earning assets | $1,915,144,500 | 369 |
| Average equity | $193,888,000 | 430 |
| Average total loans | $319,344,000 | 1,404 |
| 2014-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5314% | 6,486 |
| Cost of funding earning assets | 0.0085% | 6,476 |
| Net interest margin | 0.5228% | 6,486 |
| Noninterest income to average assets | 20.5034% | 42 |
| Noninterest expense to average assets | 18.0954% | 41 |
| Loan and lease loss provision to assets | 0.0000% | 4,603 |
| Net operating income to assets | 2.4431% | 161 |
| Return on assets (ROA) | 2.4431% | 165 |
| Pretax return on assets | 2.8867% | 124 |
| Return on Equity (ROE) | 24.6379% | 113 |
| Retained earnings to average equity (ytd only) | -1.3764% | 5,958 |
| Net charge-offs to loans | 0.0000% | 4,970 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.2423% | 1,146 |
| Assets per employee ($millions) | 5.6844% | 1,621 |
| Cash dividends to net income (ytd only)* | 105.5867% | 292 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,453 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,115 |
| Noncurrent loans to loans | 0.0000% | 5,950 |
| Net loans and leases to total assets | 12.9562% | 6,435 |
| Net loans and leases to deposits | 14.5102% | 6,443 |
| Net loans and leases to core deposits | 14.5102% | 6,433 |
| Total domestic deposits to total assets | 89.2899% | 1,076 |
| Equity capital to assets | 8.1068% | 6,007 |
| Core capital (leverage) ratio | 6.4630% | 6,372 |
| Tier 1 risk-based capital ratio | 24.5164% | 890 |
| Total risk-based capital ratio | 24.5164% | 1,018 |
| Memoranda: | ||
| Average total assets | $1,957,660,200 | 374 |
| Average earning assets | $1,792,381,600 | 372 |
| Average equity | $194,124,000 | 413 |
| Average total loans | $295,274,000 | 1,449 |
| 2014-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5605% | 6,568 |
| Cost of funding earning assets | 0.0088% | 6,557 |
| Net interest margin | 0.5518% | 6,568 |
| Noninterest income to average assets | 21.6526% | 37 |
| Noninterest expense to average assets | 19.3018% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 4,401 |
| Net operating income to assets | 2.3610% | 177 |
| Return on assets (ROA) | 2.3610% | 181 |
| Pretax return on assets | 2.8531% | 132 |
| Return on Equity (ROE) | 22.4589% | 174 |
| Retained earnings to average equity (ytd only) | -0.2839% | 5,847 |
| Net charge-offs to loans | 0.0000% | 4,696 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.1219% | 1,086 |
| Assets per employee ($millions) | 4.0001% | 3,881 |
| Cash dividends to net income (ytd only)* | 101.2643% | 352 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,533 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,218 |
| Noncurrent loans to loans | 0.0000% | 6,061 |
| Net loans and leases to total assets | 16.9381% | 6,487 |
| Net loans and leases to deposits | 20.5440% | 6,485 |
| Net loans and leases to core deposits | 20.5440% | 6,485 |
| Total domestic deposits to total assets | 82.4478% | 4,321 |
| Equity capital to assets | 11.6657% | 2,348 |
| Core capital (leverage) ratio | 7.5671% | 6,251 |
| Tier 1 risk-based capital ratio | 28.4986% | 615 |
| Total risk-based capital ratio | 28.4986% | 676 |
| Memoranda: | ||
| Average total assets | $1,840,265,250 | 394 |
| Average earning assets | $1,675,580,750 | 386 |
| Average equity | $193,462,250 | 413 |
| Average total loans | $290,473,250 | 1,485 |
| 2014-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5393% | 6,631 |
| Cost of funding earning assets | 0.0085% | 6,622 |
| Net interest margin | 0.5308% | 6,630 |
| Noninterest income to average assets | 20.8233% | 36 |
| Noninterest expense to average assets | 18.4975% | 34 |
| Loan and lease loss provision to assets | 0.0000% | 4,196 |
| Net operating income to assets | 2.2578% | 204 |
| Return on assets (ROA) | 2.2578% | 216 |
| Pretax return on assets | 2.8089% | 139 |
| Return on Equity (ROE) | 22.2126% | 190 |
| Retained earnings to average equity (ytd only) | -12.2466% | 6,460 |
| Net charge-offs to loans | 0.0000% | 4,375 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.8165% | 1,192 |
| Assets per employee ($millions) | 3.8806% | 4,104 |
| Cash dividends to net income (ytd only)* | 155.1335% | 198 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,600 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,288 |
| Noncurrent loans to loans | 0.0000% | 6,120 |
| Net loans and leases to total assets | 17.5426% | 6,544 |
| Net loans and leases to deposits | 20.9583% | 6,545 |
| Net loans and leases to core deposits | 20.9583% | 6,546 |
| Total domestic deposits to total assets | 83.7025% | 4,032 |
| Equity capital to assets | 11.3437% | 2,561 |
| Core capital (leverage) ratio | 7.1427% | 6,404 |
| Tier 1 risk-based capital ratio | 24.6403% | 913 |
| Total risk-based capital ratio | 24.6403% | 1,047 |
| Memoranda: | ||
| Average total assets | $1,884,338,000 | 379 |
| Average earning assets | $1,715,220,330 | 377 |
| Average equity | $191,531,330 | 412 |
| Average total loans | $290,860,670 | 1,473 |
| 2014-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5197% | 6,710 |
| Cost of funding earning assets | 0.0083% | 6,692 |
| Net interest margin | 0.5114% | 6,709 |
| Noninterest income to average assets | 19.1222% | 39 |
| Noninterest expense to average assets | 17.4786% | 40 |
| Loan and lease loss provision to assets | 0.0000% | 3,817 |
| Net operating income to assets | 1.8599% | 435 |
| Return on assets (ROA) | 1.8599% | 456 |
| Pretax return on assets | 2.1121% | 420 |
| Return on Equity (ROE) | 19.2228% | 343 |
| Retained earnings to average equity (ytd only) | -26.2994% | 6,597 |
| Net charge-offs to loans | 0.0000% | 3,660 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.2187% | 1,101 |
| Assets per employee ($millions) | 3.9469% | 4,054 |
| Cash dividends to net income (ytd only)* | 236.8138% | 187 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,673 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,361 |
| Noncurrent loans to loans | 0.0000% | 6,210 |
| Net loans and leases to total assets | 17.1661% | 6,616 |
| Net loans and leases to deposits | 20.1000% | 6,623 |
| Net loans and leases to core deposits | 20.1000% | 6,619 |
| Total domestic deposits to total assets | 85.4036% | 3,671 |
| Equity capital to assets | 11.0904% | 2,634 |
| Core capital (leverage) ratio | 6.5991% | 6,530 |
| Tier 1 risk-based capital ratio | 25.2114% | 869 |
| Total risk-based capital ratio | 25.2114% | 985 |
| Memoranda: | ||
| Average total assets | $1,997,989,000 | 364 |
| Average earning assets | $1,830,384,000 | 361 |
| Average equity | $193,312,500 | 409 |
| Average total loans | $290,947,500 | 1,476 |
| 2013-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5000% | 6,788 |
| Cost of funding earning assets | 0.0072% | 6,785 |
| Net interest margin | 0.4928% | 6,783 |
| Noninterest income to average assets | 20.0965% | 37 |
| Noninterest expense to average assets | 17.0675% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 5,091 |
| Net operating income to assets | 3.0188% | 109 |
| Return on assets (ROA) | 3.0188% | 109 |
| Pretax return on assets | 3.4811% | 85 |
| Return on Equity (ROE) | 30.0658% | 71 |
| Retained earnings to average equity (ytd only) | 10.5993% | 479 |
| Net charge-offs to loans | 0.0000% | 5,475 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 83.0590% | 1,745 |
| Assets per employee ($millions) | 5.4626% | 1,686 |
| Cash dividends to net income (ytd only)* | 64.7462% | 1,550 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,750 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,461 |
| Noncurrent loans to loans | 0.0000% | 6,319 |
| Net loans and leases to total assets | 12.6627% | 6,736 |
| Net loans and leases to deposits | 14.2923% | 6,743 |
| Net loans and leases to core deposits | 14.2923% | 6,738 |
| Total domestic deposits to total assets | 88.5982% | 1,855 |
| Equity capital to assets | 8.6433% | 5,433 |
| Core capital (leverage) ratio | 7.4504% | 6,391 |
| Tier 1 risk-based capital ratio | 26.3565% | 744 |
| Total risk-based capital ratio | 26.3565% | 829 |
| Memoranda: | ||
| Average total assets | $1,867,412,800 | 373 |
| Average earning assets | $1,713,167,400 | 367 |
| Average equity | $187,502,200 | 411 |
| Average total loans | $273,407,800 | 1,540 |
| 2013-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5125% | 6,867 |
| Cost of funding earning assets | 0.0071% | 6,863 |
| Net interest margin | 0.5054% | 6,861 |
| Noninterest income to average assets | 20.0392% | 38 |
| Noninterest expense to average assets | 17.8101% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 4,941 |
| Net operating income to assets | 2.3200% | 209 |
| Return on assets (ROA) | 2.3200% | 219 |
| Pretax return on assets | 2.6910% | 187 |
| Return on Equity (ROE) | 22.0941% | 201 |
| Retained earnings to average equity (ytd only) | 7.2756% | 1,753 |
| Net charge-offs to loans | 0.0000% | 5,212 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 86.8737% | 1,275 |
| Assets per employee ($millions) | 4.1125% | 3,613 |
| Cash dividends to net income (ytd only)* | 67.0702% | 1,183 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,828 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,542 |
| Noncurrent loans to loans | 0.0000% | 6,405 |
| Net loans and leases to total assets | 17.3682% | 6,779 |
| Net loans and leases to deposits | 20.7350% | 6,782 |
| Net loans and leases to core deposits | 20.7350% | 6,783 |
| Total domestic deposits to total assets | 83.7625% | 4,293 |
| Equity capital to assets | 10.9963% | 2,757 |
| Core capital (leverage) ratio | 8.7269% | 5,493 |
| Tier 1 risk-based capital ratio | 26.2787% | 768 |
| Total risk-based capital ratio | 26.2787% | 861 |
| Memoranda: | ||
| Average total assets | $1,756,600,250 | 395 |
| Average earning assets | $1,605,696,000 | 392 |
| Average equity | $184,448,500 | 415 |
| Average total loans | $268,611,750 | 1,562 |
| 2013-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4780% | 6,920 |
| Cost of funding earning assets | 0.0071% | 6,913 |
| Net interest margin | 0.4710% | 6,913 |
| Noninterest income to average assets | 19.8002% | 40 |
| Noninterest expense to average assets | 17.6612% | 43 |
| Loan and lease loss provision to assets | 0.0000% | 4,788 |
| Net operating income to assets | 2.2115% | 252 |
| Return on assets (ROA) | 2.2115% | 267 |
| Pretax return on assets | 2.5694% | 256 |
| Return on Equity (ROE) | 21.3909% | 229 |
| Retained earnings to average equity (ytd only) | 7.7013% | 1,596 |
| Net charge-offs to loans | 0.0000% | 4,909 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.2993% | 1,296 |
| Assets per employee ($millions) | 3.0820% | 5,714 |
| Cash dividends to net income (ytd only)* | 63.9975% | 1,370 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,881 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,597 |
| Noncurrent loans to loans | 0.0000% | 6,469 |
| Net loans and leases to total assets | 20.7049% | 6,781 |
| Net loans and leases to deposits | 26.2180% | 6,761 |
| Net loans and leases to core deposits | 26.2180% | 6,775 |
| Total domestic deposits to total assets | 78.9718% | 5,807 |
| Equity capital to assets | 15.0234% | 709 |
| Core capital (leverage) ratio | 9.3685% | 4,436 |
| Tier 1 risk-based capital ratio | 27.4126% | 665 |
| Total risk-based capital ratio | 27.4126% | 741 |
| Memoranda: | ||
| Average total assets | $1,766,377,670 | 393 |
| Average earning assets | $1,614,496,670 | 389 |
| Average equity | $182,619,330 | 420 |
| Average total loans | $258,150,670 | 1,610 |
| 2013-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.4332% | 7,000 |
| Cost of funding earning assets | 0.0068% | 6,991 |
| Net interest margin | 0.4264% | 6,996 |
| Noninterest income to average assets | 16.1628% | 49 |
| Noninterest expense to average assets | 15.1696% | 52 |
| Loan and lease loss provision to assets | 0.0000% | 4,409 |
| Net operating income to assets | 1.1926% | 1,543 |
| Return on assets (ROA) | 1.1926% | 1,654 |
| Pretax return on assets | 1.3872% | 1,897 |
| Return on Equity (ROE) | 13.3932% | 1,080 |
| Retained earnings to average equity (ytd only) | 2.3208% | 4,864 |
| Net charge-offs to loans | 0.0000% | 4,145 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.6215% | 1,014 |
| Assets per employee ($millions) | 3.6579% | 4,649 |
| Cash dividends to net income (ytd only)* | 82.6720% | 849 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 6,961 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,664 |
| Noncurrent loans to loans | 0.0000% | 6,535 |
| Net loans and leases to total assets | 17.7218% | 6,889 |
| Net loans and leases to deposits | 21.2460% | 6,893 |
| Net loans and leases to core deposits | 21.2460% | 6,899 |
| Total domestic deposits to total assets | 83.4127% | 4,704 |
| Equity capital to assets | 12.2885% | 1,844 |
| Core capital (leverage) ratio | 7.6039% | 6,420 |
| Tier 1 risk-based capital ratio | 25.2710% | 861 |
| Total risk-based capital ratio | 25.2710% | 991 |
| Memoranda: | ||
| Average total assets | $2,028,533,500 | 356 |
| Average earning assets | $1,874,458,500 | 344 |
| Average equity | $180,628,500 | 429 |
| Average total loans | $258,642,000 | 1,619 |
| 2012-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5556% | 7,053 |
| Cost of funding earning assets | 0.0078% | 7,064 |
| Net interest margin | 0.5478% | 7,043 |
| Noninterest income to average assets | 17.0883% | 47 |
| Noninterest expense to average assets | 15.3463% | 49 |
| Loan and lease loss provision to assets | 0.0000% | 5,905 |
| Net operating income to assets | 1.9474% | 397 |
| Return on assets (ROA) | 1.9477% | 435 |
| Pretax return on assets | 2.2454% | 369 |
| Return on Equity (ROE) | 20.3825% | 288 |
| Retained earnings to average equity (ytd only) | 8.2456% | 1,050 |
| Net charge-offs to loans | 0.0000% | 5,985 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.2377% | 1,304 |
| Assets per employee ($millions) | 6.4413% | 1,030 |
| Cash dividends to net income (ytd only)* | 59.5458% | 1,824 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,009 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,725 |
| Noncurrent loans to loans | 0.0000% | 6,599 |
| Net loans and leases to total assets | 9.9128% | 7,015 |
| Net loans and leases to deposits | 10.9181% | 7,021 |
| Net loans and leases to core deposits | 10.9181% | 7,014 |
| Total domestic deposits to total assets | 90.7931% | 571 |
| Equity capital to assets | 6.9731% | 6,777 |
| Core capital (leverage) ratio | 5.8876% | 6,867 |
| Tier 1 risk-based capital ratio | 24.6624% | 890 |
| Total risk-based capital ratio | 24.6624% | 1,027 |
| Memoranda: | ||
| Average total assets | $1,810,688,600 | 383 |
| Average earning assets | $1,662,802,000 | 377 |
| Average equity | $173,026,200 | 436 |
| Average total loans | $260,156,400 | 1,591 |
| 2012-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6197% | 7,163 |
| Cost of funding earning assets | 0.0081% | 7,165 |
| Net interest margin | 0.6117% | 7,158 |
| Noninterest income to average assets | 18.8073% | 42 |
| Noninterest expense to average assets | 17.2595% | 44 |
| Loan and lease loss provision to assets | 0.0000% | 5,790 |
| Net operating income to assets | 1.8309% | 534 |
| Return on assets (ROA) | 1.8314% | 599 |
| Pretax return on assets | 2.1053% | 567 |
| Return on Equity (ROE) | 17.2985% | 576 |
| Retained earnings to average equity (ytd only) | 8.7345% | 1,334 |
| Net charge-offs to loans | 0.0000% | 5,771 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.1310% | 1,104 |
| Assets per employee ($millions) | 3.9052% | 4,073 |
| Cash dividends to net income (ytd only)* | 49.5072% | 1,712 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,121 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,825 |
| Noncurrent loans to loans | 0.0000% | 6,696 |
| Net loans and leases to total assets | 17.1085% | 7,061 |
| Net loans and leases to deposits | 20.5820% | 7,068 |
| Net loans and leases to core deposits | 20.5820% | 7,074 |
| Total domestic deposits to total assets | 83.1234% | 4,596 |
| Equity capital to assets | 11.2610% | 2,969 |
| Core capital (leverage) ratio | 7.0529% | 6,787 |
| Tier 1 risk-based capital ratio | 24.2279% | 990 |
| Total risk-based capital ratio | 24.2279% | 1,151 |
| Memoranda: | ||
| Average total assets | $1,617,622,500 | 419 |
| Average earning assets | $1,472,680,750 | 412 |
| Average equity | $171,255,000 | 437 |
| Average total loans | $261,184,500 | 1,595 |
| 2012-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6085% | 7,224 |
| Cost of funding earning assets | 0.0085% | 7,224 |
| Net interest margin | 0.6000% | 7,220 |
| Noninterest income to average assets | 18.4708% | 44 |
| Noninterest expense to average assets | 17.1063% | 48 |
| Loan and lease loss provision to assets | 0.0000% | 5,619 |
| Net operating income to assets | 1.6456% | 762 |
| Return on assets (ROA) | 1.6462% | 850 |
| Pretax return on assets | 1.9123% | 827 |
| Return on Equity (ROE) | 15.8745% | 784 |
| Retained earnings to average equity (ytd only) | 8.1942% | 1,575 |
| Net charge-offs to loans | 0.0000% | 5,507 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 89.9483% | 1,073 |
| Assets per employee ($millions) | 3.7120% | 4,496 |
| Cash dividends to net income (ytd only)* | 48.3811% | 1,803 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,187 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,881 |
| Noncurrent loans to loans | 0.0000% | 6,740 |
| Net loans and leases to total assets | 17.9700% | 7,110 |
| Net loans and leases to deposits | 21.5773% | 7,119 |
| Net loans and leases to core deposits | 21.5773% | 7,128 |
| Total domestic deposits to total assets | 83.2820% | 4,632 |
| Equity capital to assets | 11.7794% | 2,338 |
| Core capital (leverage) ratio | 7.3193% | 6,710 |
| Tier 1 risk-based capital ratio | 24.1671% | 995 |
| Total risk-based capital ratio | 24.1671% | 1,123 |
| Memoranda: | ||
| Average total assets | $1,632,233,670 | 416 |
| Average earning assets | $1,488,216,670 | 409 |
| Average equity | $169,265,330 | 440 |
| Average total loans | $258,495,670 | 1,609 |
| 2012-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.5932% | 7,288 |
| Cost of funding earning assets | 0.0087% | 7,286 |
| Net interest margin | 0.5845% | 7,284 |
| Noninterest income to average assets | 17.1316% | 44 |
| Noninterest expense to average assets | 16.2046% | 45 |
| Loan and lease loss provision to assets | 0.0000% | 5,254 |
| Net operating income to assets | 1.2630% | 1,560 |
| Return on assets (ROA) | 1.2644% | 1,726 |
| Pretax return on assets | 1.4638% | 1,980 |
| Return on Equity (ROE) | 12.9450% | 1,420 |
| Retained earnings to average equity (ytd only) | 8.1700% | 1,920 |
| Net charge-offs to loans | 0.0000% | 4,730 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.7234% | 962 |
| Assets per employee ($millions) | 3.4398% | 5,258 |
| Cash dividends to net income (ytd only)* | 36.8868% | 1,863 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,247 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 6,966 |
| Noncurrent loans to loans | 0.0000% | 6,812 |
| Net loans and leases to total assets | 19.3955% | 7,152 |
| Net loans and leases to deposits | 23.2710% | 7,150 |
| Net loans and leases to core deposits | 23.2710% | 7,163 |
| Total domestic deposits to total assets | 83.3463% | 4,789 |
| Equity capital to assets | 12.4306% | 1,767 |
| Core capital (leverage) ratio | 6.3292% | 6,991 |
| Tier 1 risk-based capital ratio | 24.3891% | 964 |
| Total risk-based capital ratio | 24.3891% | 1,096 |
| Memoranda: | ||
| Average total assets | $1,715,221,000 | 400 |
| Average earning assets | $1,570,546,500 | 391 |
| Average equity | $167,539,500 | 442 |
| Average total loans | $256,000,000 | 1,626 |
| 2011-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6283% | 7,336 |
| Cost of funding earning assets | 0.0477% | 7,330 |
| Net interest margin | 0.5806% | 7,330 |
| Noninterest income to average assets | 20.6366% | 32 |
| Noninterest expense to average assets | 18.0938% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 6,496 |
| Net operating income to assets | 2.6379% | 114 |
| Return on assets (ROA) | 2.6389% | 117 |
| Pretax return on assets | 3.0660% | 119 |
| Return on Equity (ROE) | 24.4067% | 121 |
| Retained earnings to average equity (ytd only) | 4.0448% | 3,312 |
| Net charge-offs to loans | 0.0000% | 6,441 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.5149% | 1,616 |
| Assets per employee ($millions) | 5.2229% | 1,914 |
| Cash dividends to net income (ytd only)* | 83.4274% | 686 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,295 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,026 |
| Noncurrent loans to loans | 0.0000% | 6,879 |
| Net loans and leases to total assets | 11.9811% | 7,280 |
| Net loans and leases to deposits | 13.4612% | 7,287 |
| Net loans and leases to core deposits | 13.4612% | 7,280 |
| Total domestic deposits to total assets | 89.0044% | 1,532 |
| Equity capital to assets | 8.0141% | 6,564 |
| Core capital (leverage) ratio | 6.0410% | 7,051 |
| Tier 1 risk-based capital ratio | 26.4143% | 747 |
| Total risk-based capital ratio | 26.4143% | 836 |
| Memoranda: | ||
| Average total assets | $1,510,290,000 | 441 |
| Average earning assets | $1,358,122,200 | 436 |
| Average equity | $163,295,000 | 432 |
| Average total loans | $237,536,200 | 1,766 |
| 2011-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.6841% | 7,415 |
| Cost of funding earning assets | 0.0673% | 7,397 |
| Net interest margin | 0.6168% | 7,409 |
| Noninterest income to average assets | 23.2106% | 33 |
| Noninterest expense to average assets | 20.2810% | 32 |
| Loan and lease loss provision to assets | 0.0000% | 6,393 |
| Net operating income to assets | 3.0212% | 92 |
| Return on assets (ROA) | 3.0218% | 94 |
| Pretax return on assets | 3.4781% | 107 |
| Return on Equity (ROE) | 25.4628% | 118 |
| Retained earnings to average equity (ytd only) | 7.8418% | 1,569 |
| Net charge-offs to loans | 0.0000% | 6,185 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 85.3634% | 1,590 |
| Assets per employee ($millions) | 3.8030% | 4,301 |
| Cash dividends to net income (ytd only)* | 69.2030% | 899 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,371 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,097 |
| Noncurrent loans to loans | 0.0000% | 6,971 |
| Net loans and leases to total assets | 17.5670% | 7,312 |
| Net loans and leases to deposits | 21.2486% | 7,315 |
| Net loans and leases to core deposits | 21.2486% | 7,321 |
| Total domestic deposits to total assets | 82.6738% | 4,813 |
| Equity capital to assets | 11.2202% | 2,948 |
| Core capital (leverage) ratio | 7.2323% | 6,889 |
| Tier 1 risk-based capital ratio | 27.4618% | 698 |
| Total risk-based capital ratio | 27.4618% | 793 |
| Memoranda: | ||
| Average total assets | $1,370,792,500 | 488 |
| Average earning assets | $1,217,529,750 | 493 |
| Average equity | $162,680,250 | 444 |
| Average total loans | $234,969,750 | 1,796 |
| 2011-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7056% | 7,491 |
| Cost of funding earning assets | 0.0780% | 7,467 |
| Net interest margin | 0.6276% | 7,481 |
| Noninterest income to average assets | 24.1651% | 34 |
| Noninterest expense to average assets | 21.0104% | 33 |
| Loan and lease loss provision to assets | 0.0000% | 6,217 |
| Net operating income to assets | 3.2257% | 94 |
| Return on assets (ROA) | 3.2257% | 93 |
| Pretax return on assets | 3.7085% | 107 |
| Return on Equity (ROE) | 26.6307% | 106 |
| Retained earnings to average equity (ytd only) | 6.0804% | 2,373 |
| Net charge-offs to loans | 0.0000% | 5,875 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 84.9974% | 1,705 |
| Assets per employee ($millions) | 3.8487% | 4,091 |
| Cash dividends to net income (ytd only)* | 77.1677% | 856 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,447 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,147 |
| Noncurrent loans to loans | 0.0000% | 7,026 |
| Net loans and leases to total assets | 15.7353% | 7,409 |
| Net loans and leases to deposits | 18.7690% | 7,415 |
| Net loans and leases to core deposits | 18.7690% | 7,412 |
| Total domestic deposits to total assets | 83.8365% | 4,422 |
| Equity capital to assets | 11.0251% | 2,924 |
| Core capital (leverage) ratio | 7.3624% | 6,834 |
| Tier 1 risk-based capital ratio | 27.0875% | 719 |
| Total risk-based capital ratio | 27.0875% | 809 |
| Memoranda: | ||
| Average total assets | $1,325,722,670 | 503 |
| Average earning assets | $1,169,785,670 | 512 |
| Average equity | $160,581,670 | 452 |
| Average total loans | $225,106,330 | 1,872 |
| 2011-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7603% | 7,551 |
| Cost of funding earning assets | 0.0908% | 7,528 |
| Net interest margin | 0.6695% | 7,541 |
| Noninterest income to average assets | 24.6931% | 34 |
| Noninterest expense to average assets | 22.3204% | 35 |
| Loan and lease loss provision to assets | 0.0000% | 5,840 |
| Net operating income to assets | 2.5947% | 159 |
| Return on assets (ROA) | 2.5947% | 167 |
| Pretax return on assets | 2.9596% | 153 |
| Return on Equity (ROE) | 20.3238% | 318 |
| Retained earnings to average equity (ytd only) | -4.9044% | 6,508 |
| Net charge-offs to loans | 0.0000% | 5,107 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 88.2928% | 1,476 |
| Assets per employee ($millions) | 2.8944% | 6,365 |
| Cash dividends to net income (ytd only)* | 124.1311% | 440 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,503 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,222 |
| Noncurrent loans to loans | 0.0000% | 7,094 |
| Net loans and leases to total assets | 22.0416% | 7,406 |
| Net loans and leases to deposits | 27.4579% | 7,397 |
| Net loans and leases to core deposits | 27.4579% | 7,407 |
| Total domestic deposits to total assets | 80.2741% | 5,878 |
| Equity capital to assets | 14.4489% | 893 |
| Core capital (leverage) ratio | 7.3241% | 6,840 |
| Tier 1 risk-based capital ratio | 24.6931% | 911 |
| Total risk-based capital ratio | 24.6931% | 1,022 |
| Memoranda: | ||
| Average total assets | $1,241,932,000 | 542 |
| Average earning assets | $1,088,559,500 | 553 |
| Average equity | $158,553,000 | 451 |
| Average total loans | $220,171,500 | 1,925 |
| 2010-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.7972% | 7,608 |
| Cost of funding earning assets | 0.1226% | 7,578 |
| Net interest margin | 0.6747% | 7,599 |
| Noninterest income to average assets | 25.4581% | 35 |
| Noninterest expense to average assets | 22.7047% | 36 |
| Loan and lease loss provision to assets | 0.0000% | 7,042 |
| Net operating income to assets | 2.9216% | 80 |
| Return on assets (ROA) | 2.9276% | 79 |
| Pretax return on assets | 3.3452% | 96 |
| Return on Equity (ROE) | 21.2040% | 192 |
| Retained earnings to average equity (ytd only) | 8.1897% | 918 |
| Net charge-offs to loans | 0.0000% | 6,850 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 87.1814% | 1,554 |
| Assets per employee ($millions) | 3.7237% | 4,411 |
| Cash dividends to net income (ytd only)* | 61.3765% | 1,563 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,582 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,281 |
| Noncurrent loans to loans | 0.0000% | 7,175 |
| Net loans and leases to total assets | 14.3485% | 7,568 |
| Net loans and leases to deposits | 16.9749% | 7,574 |
| Net loans and leases to core deposits | 16.9749% | 7,563 |
| Total domestic deposits to total assets | 84.5276% | 4,097 |
| Equity capital to assets | 11.4485% | 2,306 |
| Core capital (leverage) ratio | 7.5385% | 6,671 |
| Tier 1 risk-based capital ratio | 25.0872% | 837 |
| Total risk-based capital ratio | 25.0872% | 929 |
| Memoranda: | ||
| Average total assets | $1,096,351,800 | 612 |
| Average earning assets | $950,538,000 | 635 |
| Average equity | $151,372,200 | 451 |
| Average total loans | $204,759,600 | 2,114 |
| 2010-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.8711% | 7,728 |
| Cost of funding earning assets | 0.1360% | 7,695 |
| Net interest margin | 0.7351% | 7,719 |
| Noninterest income to average assets | 25.6946% | 35 |
| Noninterest expense to average assets | 24.0431% | 37 |
| Loan and lease loss provision to assets | 0.0000% | 6,977 |
| Net operating income to assets | 1.9282% | 383 |
| Return on assets (ROA) | 1.9366% | 414 |
| Pretax return on assets | 2.2931% | 348 |
| Return on Equity (ROE) | 13.2549% | 1,196 |
| Retained earnings to average equity (ytd only) | 4.5956% | 3,266 |
| Net charge-offs to loans | 0.0000% | 6,671 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 91.3272% | 1,184 |
| Assets per employee ($millions) | 2.6091% | 6,922 |
| Cash dividends to net income (ytd only)* | 65.3287% | 1,051 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,691 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,384 |
| Noncurrent loans to loans | 0.0000% | 7,276 |
| Net loans and leases to total assets | 19.8469% | 7,624 |
| Net loans and leases to deposits | 26.1461% | 7,615 |
| Net loans and leases to core deposits | 26.1461% | 7,620 |
| Total domestic deposits to total assets | 75.9076% | 6,674 |
| Equity capital to assets | 15.7783% | 717 |
| Core capital (leverage) ratio | 8.2905% | 5,890 |
| Tier 1 risk-based capital ratio | 23.2658% | 1,031 |
| Total risk-based capital ratio | 23.2658% | 1,177 |
| Memoranda: | ||
| Average total assets | $1,022,270,500 | 648 |
| Average earning assets | $878,607,000 | 687 |
| Average equity | $149,355,000 | 456 |
| Average total loans | $205,992,500 | 2,133 |
| 2010-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.8608% | 7,802 |
| Cost of funding earning assets | 0.1364% | 7,768 |
| Net interest margin | 0.7244% | 7,791 |
| Noninterest income to average assets | 25.0818% | 36 |
| Noninterest expense to average assets | 23.9028% | 39 |
| Loan and lease loss provision to assets | 0.0000% | 6,857 |
| Net operating income to assets | 1.5289% | 853 |
| Return on assets (ROA) | 1.5379% | 890 |
| Pretax return on assets | 1.8136% | 865 |
| Return on Equity (ROE) | 10.7940% | 1,821 |
| Retained earnings to average equity (ytd only) | 2.5636% | 4,515 |
| Net charge-offs to loans | 0.0000% | 6,371 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.9860% | 1,128 |
| Assets per employee ($millions) | 3.0625% | 6,009 |
| Cash dividends to net income (ytd only)* | 76.2500% | 858 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,760 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,438 |
| Noncurrent loans to loans | 0.0000% | 7,347 |
| Net loans and leases to total assets | 18.5753% | 7,702 |
| Net loans and leases to deposits | 23.0190% | 7,707 |
| Net loans and leases to core deposits | 23.0190% | 7,708 |
| Total domestic deposits to total assets | 80.6955% | 5,510 |
| Equity capital to assets | 13.2134% | 1,466 |
| Core capital (leverage) ratio | 7.0785% | 7,146 |
| Tier 1 risk-based capital ratio | 20.6344% | 1,400 |
| Total risk-based capital ratio | 20.6344% | 1,598 |
| Memoranda: | ||
| Average total assets | $1,040,373,670 | 637 |
| Average earning assets | $896,166,670 | 668 |
| Average equity | $148,230,670 | 458 |
| Average total loans | $210,620,000 | 2,117 |
| 2010-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 0.9281% | 7,907 |
| Cost of funding earning assets | 0.1426% | 7,869 |
| Net interest margin | 0.7854% | 7,891 |
| Noninterest income to average assets | 25.3331% | 37 |
| Noninterest expense to average assets | 24.1780% | 39 |
| Loan and lease loss provision to assets | 0.0000% | 6,552 |
| Net operating income to assets | 1.5512% | 818 |
| Return on assets (ROA) | 1.5666% | 857 |
| Pretax return on assets | 1.8458% | 815 |
| Return on Equity (ROE) | 10.5602% | 1,921 |
| Retained earnings to average equity (ytd only) | 3.7891% | 3,870 |
| Net charge-offs to loans | 0.0000% | 5,609 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 92.9717% | 1,203 |
| Assets per employee ($millions) | 2.7874% | 6,668 |
| Cash dividends to net income (ytd only)* | 64.1190% | 1,154 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,860 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,514 |
| Noncurrent loans to loans | 0.0000% | 7,426 |
| Net loans and leases to total assets | 20.1056% | 7,785 |
| Net loans and leases to deposits | 24.9975% | 7,791 |
| Net loans and leases to core deposits | 24.9975% | 7,798 |
| Total domestic deposits to total assets | 80.4302% | 5,646 |
| Equity capital to assets | 14.3762% | 1,042 |
| Core capital (leverage) ratio | 6.9576% | 7,277 |
| Tier 1 risk-based capital ratio | 21.1846% | 1,313 |
| Total risk-based capital ratio | 21.1846% | 1,505 |
| Memoranda: | ||
| Average total assets | $995,534,000 | 678 |
| Average earning assets | $852,538,000 | 720 |
| Average equity | $147,687,000 | 463 |
| Average total loans | $210,974,500 | 2,171 |
| 2009-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.3692% | 7,953 |
| Cost of funding earning assets | 0.2812% | 7,913 |
| Net interest margin | 1.0880% | 7,917 |
| Noninterest income to average assets | 23.7030% | 40 |
| Noninterest expense to average assets | 22.9675% | 41 |
| Loan and lease loss provision to assets | 0.0000% | 7,427 |
| Net operating income to assets | 1.3896% | 867 |
| Return on assets (ROA) | 1.4267% | 860 |
| Pretax return on assets | 1.6693% | 836 |
| Return on Equity (ROE) | 9.6183% | 1,811 |
| Retained earnings to average equity (ytd only) | -1.3070% | 5,350 |
| Net charge-offs to loans | 0.0000% | 7,246 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 93.3897% | 1,453 |
| Assets per employee ($millions) | 2.5939% | 7,048 |
| Cash dividends to net income (ytd only)* | 113.5886% | 465 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 7,932 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,553 |
| Noncurrent loans to loans | 0.0000% | 7,460 |
| Net loans and leases to total assets | 22.3597% | 7,835 |
| Net loans and leases to deposits | 28.3205% | 7,834 |
| Net loans and leases to core deposits | 28.3205% | 7,877 |
| Total domestic deposits to total assets | 78.9522% | 5,990 |
| Equity capital to assets | 15.3279% | 838 |
| Core capital (leverage) ratio | 7.6098% | 6,674 |
| Tier 1 risk-based capital ratio | 19.5694% | 1,553 |
| Total risk-based capital ratio | 19.5694% | 1,760 |
| Memoranda: | ||
| Average total assets | $999,647,400 | 665 |
| Average earning assets | $817,947,800 | 743 |
| Average equity | $148,280,000 | 454 |
| Average total loans | $181,671,000 | 2,494 |
| 2009-09-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4231% | 8,049 |
| Cost of funding earning assets | 0.3321% | 7,989 |
| Net interest margin | 1.0910% | 8,005 |
| Noninterest income to average assets | 22.7174% | 41 |
| Noninterest expense to average assets | 22.1984% | 47 |
| Loan and lease loss provision to assets | 0.0000% | 7,284 |
| Net operating income to assets | 1.2096% | 1,444 |
| Return on assets (ROA) | 1.2528% | 1,402 |
| Pretax return on assets | 1.4544% | 1,542 |
| Return on Equity (ROE) | 8.5137% | 2,443 |
| Retained earnings to average equity (ytd only) | 1.3344% | 4,574 |
| Net charge-offs to loans | 0.0000% | 6,987 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 94.0513% | 1,395 |
| Assets per employee ($millions) | 2.5747% | 7,097 |
| Cash dividends to net income (ytd only)* | 84.3259% | 850 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 8,022 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,619 |
| Noncurrent loans to loans | 0.0000% | 7,541 |
| Net loans and leases to total assets | 22.3667% | 7,927 |
| Net loans and leases to deposits | 28.9905% | 7,923 |
| Net loans and leases to core deposits | 28.9905% | 7,958 |
| Total domestic deposits to total assets | 77.1518% | 6,301 |
| Equity capital to assets | 15.9711% | 795 |
| Core capital (leverage) ratio | 7.5421% | 6,928 |
| Tier 1 risk-based capital ratio | 20.4759% | 1,460 |
| Total risk-based capital ratio | 20.4759% | 1,665 |
| Memoranda: | ||
| Average total assets | $1,009,626,500 | 671 |
| Average earning assets | $819,044,250 | 756 |
| Average equity | $148,573,250 | 464 |
| Average total loans | $173,440,500 | 2,619 |
| 2009-06-30 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.4501% | 8,143 |
| Cost of funding earning assets | 0.3836% | 8,077 |
| Net interest margin | 1.0665% | 8,093 |
| Noninterest income to average assets | 21.5927% | 41 |
| Noninterest expense to average assets | 21.7139% | 55 |
| Loan and lease loss provision to assets | 0.0000% | 7,158 |
| Net operating income to assets | 0.6248% | 3,565 |
| Return on assets (ROA) | 0.6550% | 3,555 |
| Pretax return on assets | 0.7673% | 3,785 |
| Return on Equity (ROE) | 4.5699% | 4,272 |
| Retained earnings to average equity (ytd only) | -2.1963% | 5,784 |
| Net charge-offs to loans | 0.0000% | 6,628 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 96.7398% | 1,325 |
| Assets per employee ($millions) | 2.9654% | 6,224 |
| Cash dividends to net income (ytd only)* | 148.0604% | 364 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 8,113 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,675 |
| Noncurrent loans to loans | 0.0000% | 7,580 |
| Net loans and leases to total assets | 17.3690% | 8,061 |
| Net loans and leases to deposits | 21.2779% | 8,075 |
| Net loans and leases to core deposits | 21.2779% | 8,080 |
| Total domestic deposits to total assets | 81.6294% | 4,845 |
| Equity capital to assets | 13.4677% | 1,505 |
| Core capital (leverage) ratio | 7.3740% | 7,158 |
| Tier 1 risk-based capital ratio | 18.0581% | 2,006 |
| Total risk-based capital ratio | 18.0581% | 2,310 |
| Memoranda: | ||
| Average total assets | $1,031,201,330 | 679 |
| Average earning assets | $824,753,330 | 771 |
| Average equity | $147,794,000 | 472 |
| Average total loans | $160,806,330 | 2,807 |
| 2009-03-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 1.5813% | 8,200 |
| Cost of funding earning assets | 0.4279% | 8,125 |
| Net interest margin | 1.1534% | 8,139 |
| Noninterest income to average assets | 21.7710% | 41 |
| Noninterest expense to average assets | 22.2952% | 50 |
| Loan and lease loss provision to assets | 0.0000% | 6,744 |
| Net operating income to assets | 0.4067% | 4,830 |
| Return on assets (ROA) | 0.4344% | 4,900 |
| Pretax return on assets | 0.4520% | 5,240 |
| Return on Equity (ROE) | 2.9335% | 5,399 |
| Retained earnings to average equity (ytd only) | -5.1851% | 6,575 |
| Net charge-offs to loans | 0.0000% | 5,728 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 98.1374% | 1,209 |
| Assets per employee ($millions) | 2.7578% | 6,751 |
| Cash dividends to net income (ytd only)* | 276.7528% | 175 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 8,168 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | 0.0000% | 7,590 |
| Net loans and leases to total assets | 17.3338% | 8,110 |
| Net loans and leases to deposits | 21.2309% | 8,127 |
| Net loans and leases to core deposits | 21.2309% | 8,135 |
| Total domestic deposits to total assets | 81.6443% | 4,701 |
| Equity capital to assets | 14.3516% | 1,267 |
| Core capital (leverage) ratio | 7.4736% | 7,188 |
| Tier 1 risk-based capital ratio | 18.3244% | 1,977 |
| Total risk-based capital ratio | 18.3244% | 2,255 |
| Memoranda: | ||
| Average total assets | $998,208,000 | 690 |
| Average earning assets | $819,837,000 | 780 |
| Average equity | $147,808,000 | 477 |
| Average total loans | $145,924,000 | 3,074 |
| 2008-12-31 | Rank | |
| Percentage of unprofitable institutions | NA | NA |
| Percentage of insitutions with earnings gains | NA | NA |
| Performance Ratios (%, annualized) | ||
| Yield on earning assets | 2.6336% | 8,192 |
| Cost of funding earning assets | 1.1650% | 7,969 |
| Net interest margin | 1.4685% | 8,187 |
| Noninterest income to average assets | 33.2386% | 38 |
| Noninterest expense to average assets | 31.1951% | 39 |
| Loan and lease loss provision to assets | 0.0000% | 7,334 |
| Net operating income to assets | 2.6968% | 90 |
| Return on assets (ROA) | 2.6963% | 91 |
| Pretax return on assets | 3.1981% | 84 |
| Return on Equity (ROE) | 14.0709% | 1,090 |
| Retained earnings to average equity (ytd only) | 4.5290% | 2,306 |
| Net charge-offs to loans | 0.0000% | 7,039 |
| Credit loss provision to net charge-offs | NA | NA |
| Earnings coverage of net charge-offs (x) | NA | NA |
| Efficiency ratio | 90.7000% | 1,461 |
| Assets per employee ($millions) | 2.7036% | 6,778 |
| Cash dividends to net income (ytd only)* | 67.8130% | 2,285 |
| Condition Ratios (%) | ||
| Loss allowance to loans | 0.0000% | 8,224 |
| Loan loss allowance to noncurrent loans | NA | NA |
| Noncurrent assets plus other real estate owned to assets | 0.0000% | 7,674 |
| Noncurrent loans to loans | 0.0000% | 7,569 |
| Net loans and leases to total assets | 11.7644% | 8,209 |
| Net loans and leases to deposits | 14.7121% | 8,215 |
| Net loans and leases to core deposits | 14.7121% | 8,216 |
| Total domestic deposits to total assets | 79.9638% | 5,037 |
| Equity capital to assets | 15.2864% | 1,095 |
| Core capital (leverage) ratio | 8.4252% | 5,702 |
| Tier 1 risk-based capital ratio | 19.4755% | 1,706 |
| Total risk-based capital ratio | 19.4755% | 1,931 |
| Memoranda: | ||
| Average total assets | $765,670,800 | 888 |
| Average earning assets | $602,303,400 | 1,014 |
| Average equity | $146,721,600 | 470 |
| Average total loans | $100,858,800 | 3,925 |