Home > Berkshire Bank Municipal Bank > Income and Expense

Berkshire Bank Municipal Bank, Income and Expense

2014-03-31 (YTD Data)Rank
Total interest income$136,0006,631
Total interest expense$6,0006,652
Net interest income$130,0006,618
Provision for loan and lease losses$03,817
Total noninterest income$06,595
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$06,468
Total noninterest expense$145,0006,583
Salaries and employee benefits$06,716
Premises and equipment expense$06,709
Additional noninterest expense$145,0005,563
Pre-tax net operating income$-15,0006,272
Securities gains (losses)$-274,0006,689
Applicable income taxes$-118,0006,634
Income before extraordinary items$-171,0006,515
Extraordinary gains, net$016
Net income$-171,0006,515
Minority interest net income$066
Net income of bank and minority interests.$-171,0006,515
Net charge-offs$03,660
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$4,3606,174
2013-12-31 (YTD Data)Rank
Total interest income$577,0006,692
Total interest expense$92,0006,463
Net interest income$485,0006,697
Provision for loan and lease losses$05,091
Total noninterest income$1,0006,642
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,0006,625
Trading account gains and fees$0184
Additional Noninterest Income$06,438
Total noninterest expense$579,0006,665
Salaries and employee benefits$06,799
Premises and equipment expense$06,792
Additional noninterest expense$579,0005,638
Pre-tax net operating income$-93,0006,288
Securities gains (losses)$03,182
Applicable income taxes$-35,0006,389
Income before extraordinary items$-58,0006,303
Extraordinary gains, net$029
Net income$-58,0006,304
Minority interest net income$090
Net income of bank and minority interests.$-58,0006,305
Net charge-offs$05,475
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$-58,0006,277
2013-09-30 (YTD Data)Rank
Total interest income$429,0006,776
Total interest expense$79,0006,483
Net interest income$350,0006,784
Provision for loan and lease losses$04,941
Total noninterest income$1,0006,734
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,0006,693
Trading account gains and fees$0180
Additional Noninterest Income$06,563
Total noninterest expense$428,0006,736
Salaries and employee benefits$06,879
Premises and equipment expense$06,870
Additional noninterest expense$428,0005,680
Pre-tax net operating income$-77,0006,389
Securities gains (losses)$03,040
Applicable income taxes$12,0004,270
Income before extraordinary items$-89,0006,452
Extraordinary gains, net$025
Net income$-89,0006,455
Minority interest net income$084
Net income of bank and minority interests.$-89,0006,454
Net charge-offs$05,212
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$-89,0006,419
2013-06-30 (YTD Data)Rank
Total interest income$292,0006,823
Total interest expense$56,0006,508
Net interest income$236,0006,833
Provision for loan and lease losses$04,788
Total noninterest income$06,784
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$06,604
Total noninterest expense$271,0006,805
Salaries and employee benefits$06,926
Premises and equipment expense$06,919
Additional noninterest expense$271,0005,771
Pre-tax net operating income$-35,0006,382
Securities gains (losses)$02,791
Applicable income taxes$-14,0006,612
Income before extraordinary items$-21,0006,412
Extraordinary gains, net$022
Net income$-21,0006,414
Minority interest net income$082
Net income of bank and minority interests.$-21,0006,414
Net charge-offs$04,909
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$-21,0006,366
2013-03-31 (YTD Data)Rank
Total interest income$152,0006,886
Total interest expense$29,0006,571
Net interest income$123,0006,898
Provision for loan and lease losses$04,409
Total noninterest income$06,849
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$06,676
Total noninterest expense$36,0007,011
Salaries and employee benefits$07,003
Premises and equipment expense$1,0006,988
Additional noninterest expense$35,0006,902
Pre-tax net operating income$87,0005,437
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$87,0005,396
Extraordinary gains, net$010
Net income$87,0005,398
Minority interest net income$076
Net income of bank and minority interests.$87,0005,398
Net charge-offs$04,145
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$87,0005,294
2012-12-31 (YTD Data)Rank
Total interest income$853,0006,857
Total interest expense$187,0006,456
Net interest income$666,0006,887
Provision for loan and lease losses$05,905
Total noninterest income$2,0006,811
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$06,902
Trading account gains and fees$0166
Additional Noninterest Income$2,0006,510
Total noninterest expense$145,0007,070
Salaries and employee benefits$07,065
Premises and equipment expense$6,0007,052
Additional noninterest expense$139,0006,984
Pre-tax net operating income$523,0004,864
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$523,0004,873
Extraordinary gains, net$029
Net income$523,0004,873
Minority interest net income$093
Net income of bank and minority interests.$523,0004,874
Net charge-offs$05,985
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$523,0004,692
2012-09-30 (YTD Data)Rank
Total interest income$678,0006,933
Total interest expense$140,0006,584
Net interest income$538,0006,964
Provision for loan and lease losses$05,790
Total noninterest income$06,935
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$06,663
Total noninterest expense$114,0007,174
Salaries and employee benefits$07,165
Premises and equipment expense$5,0007,147
Additional noninterest expense$109,0007,067
Pre-tax net operating income$424,0004,915
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$424,0004,897
Extraordinary gains, net$020
Net income$424,0004,897
Minority interest net income$086
Net income of bank and minority interests.$424,0004,897
Net charge-offs$05,771
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$424,0004,719
2012-06-30 (YTD Data)Rank
Total interest income$483,0006,962
Total interest expense$100,0006,614
Net interest income$383,0006,986
Provision for loan and lease losses$05,619
Total noninterest income$06,985
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$06,727
Total noninterest expense$75,0007,236
Salaries and employee benefits$07,229
Premises and equipment expense$3,0007,207
Additional noninterest expense$72,0007,137
Pre-tax net operating income$308,0004,796
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$308,0004,779
Extraordinary gains, net$019
Net income$308,0004,782
Minority interest net income$084
Net income of bank and minority interests.$308,0004,782
Net charge-offs$05,507
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$308,0004,588
2012-03-31 (YTD Data)Rank
Total interest income$232,0007,047
Total interest expense$51,0006,676
Net interest income$181,0007,068
Provision for loan and lease losses$05,254
Total noninterest income$07,087
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$06,842
Total noninterest expense$36,0007,299
Salaries and employee benefits$07,291
Premises and equipment expense$2,0007,268
Additional noninterest expense$34,0007,204
Pre-tax net operating income$145,0004,987
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$145,0004,901
Extraordinary gains, net$019
Net income$145,0004,903
Minority interest net income$078
Net income of bank and minority interests.$145,0004,904
Net charge-offs$04,730
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$145,0004,755
2011-12-31 (YTD Data)Rank
Total interest income$645,0007,235
Total interest expense$148,0007,069
Net interest income$497,0007,238
Provision for loan and lease losses$06,496
Total noninterest income$06,982
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$06,682
Total noninterest expense$141,0007,347
Salaries and employee benefits$07,342
Premises and equipment expense$6,0007,325
Additional noninterest expense$135,0007,274
Pre-tax net operating income$356,0005,093
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$356,0005,071
Extraordinary gains, net$029
Net income$356,0005,074
Minority interest net income$096
Net income of bank and minority interests.$356,0005,074
Net charge-offs$06,441
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$356,0004,944
2011-09-30 (YTD Data)Rank
Total interest income$451,0007,322
Total interest expense$106,0007,177
Net interest income$345,0007,328
Provision for loan and lease losses$06,393
Total noninterest income$07,100
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$06,843
Total noninterest expense$105,0007,425
Salaries and employee benefits$07,418
Premises and equipment expense$5,0007,403
Additional noninterest expense$100,0007,344
Pre-tax net operating income$240,0005,320
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$240,0005,321
Extraordinary gains, net$021
Net income$240,0005,321
Minority interest net income$087
Net income of bank and minority interests.$240,0005,321
Net charge-offs$06,185
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$240,0005,193
2011-06-30 (YTD Data)Rank
Total interest income$277,0007,405
Total interest expense$65,0007,287
Net interest income$212,0007,415
Provision for loan and lease losses$06,217
Total noninterest income$07,188
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$07,067
Trading account gains and fees$0153
Additional Noninterest Income$06,941
Total noninterest expense$71,0007,502
Salaries and employee benefits$07,495
Premises and equipment expense$3,0007,480
Additional noninterest expense$68,0007,415
Pre-tax net operating income$141,0005,452
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$141,0005,412
Extraordinary gains, net$015
Net income$141,0005,411
Minority interest net income$089
Net income of bank and minority interests.$141,0005,412
Net charge-offs$05,875
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$141,0005,332
2011-03-31 (YTD Data)Rank
Total interest income$118,0007,489
Total interest expense$31,0007,369
Net interest income$87,0007,499
Provision for loan and lease losses$05,840
Total noninterest income$07,288
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$07,070
Trading account gains and fees$0158
Additional Noninterest Income$07,066
Total noninterest expense$36,0007,565
Salaries and employee benefits$07,556
Premises and equipment expense$2,0007,536
Additional noninterest expense$34,0007,480
Pre-tax net operating income$51,0005,748
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$51,0005,688
Extraordinary gains, net$09
Net income$51,0005,687
Minority interest net income$086
Net income of bank and minority interests.$51,0005,688
Net charge-offs$05,107
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$51,0005,647
2010-12-31 (YTD Data)Rank
Total interest income$513,0007,548
Total interest expense$127,0007,474
Net interest income$386,0007,542
Provision for loan and lease losses$07,042
Total noninterest income$07,282
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$06,799
Trading account gains and fees$0175
Additional Noninterest Income$06,957
Total noninterest expense$124,0007,638
Salaries and employee benefits$07,638
Premises and equipment expense$6,0007,620
Additional noninterest expense$118,0007,578
Pre-tax net operating income$262,0005,019
Securities gains (losses)$03,793
Applicable income taxes$12,0004,176
Income before extraordinary items$250,0005,119
Extraordinary gains, net$029
Net income$250,0005,123
Minority interest net income$0111
Net income of bank and minority interests.$250,0005,123
Net charge-offs$06,851
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$250,0004,967
2010-09-30 (YTD Data)Rank
Total interest income$384,0007,663
Total interest expense$92,0007,606
Net interest income$292,0007,652
Provision for loan and lease losses$06,977
Total noninterest income$07,437
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$06,888
Trading account gains and fees$0165
Additional Noninterest Income$07,139
Total noninterest expense$93,0007,749
Salaries and employee benefits$07,743
Premises and equipment expense$5,0007,726
Additional noninterest expense$88,0007,685
Pre-tax net operating income$199,0005,255
Securities gains (losses)$03,651
Applicable income taxes$9,0004,274
Income before extraordinary items$190,0005,336
Extraordinary gains, net$023
Net income$190,0005,338
Minority interest net income$0110
Net income of bank and minority interests.$190,0005,339
Net charge-offs$06,672
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$190,0005,185
2010-06-30 (YTD Data)Rank
Total interest income$250,0007,738
Total interest expense$63,0007,671
Net interest income$187,0007,728
Provision for loan and lease losses$06,857
Total noninterest income$07,524
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$06,943
Trading account gains and fees$0152
Additional Noninterest Income$07,234
Total noninterest expense$62,0007,821
Salaries and employee benefits$07,810
Premises and equipment expense$3,0007,796
Additional noninterest expense$59,0007,756
Pre-tax net operating income$125,0005,359
Securities gains (losses)$03,184
Applicable income taxes$6,0004,252
Income before extraordinary items$119,0005,422
Extraordinary gains, net$019
Net income$119,0005,424
Minority interest net income$0105
Net income of bank and minority interests.$119,0005,424
Net charge-offs$06,372
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$119,0005,290
2010-03-31 (YTD Data)Rank
Total interest income$124,0007,839
Total interest expense$34,0007,761
Net interest income$90,0007,833
Provision for loan and lease losses$06,552
Total noninterest income$07,655
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$07,028
Trading account gains and fees$0175
Additional Noninterest Income$07,418
Total noninterest expense$31,0007,925
Salaries and employee benefits$07,915
Premises and equipment expense$2,0007,892
Additional noninterest expense$29,0007,856
Pre-tax net operating income$59,0005,555
Securities gains (losses)$02,284
Applicable income taxes$3,0004,254
Income before extraordinary items$56,0005,613
Extraordinary gains, net$016
Net income$56,0005,614
Minority interest net income$091
Net income of bank and minority interests.$56,0005,613
Net charge-offs$05,610
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$56,0005,506
2009-12-31 (YTD Data)Rank
Total interest income$521,0007,903
Total interest expense$141,0007,864
Net interest income$380,0007,887
Provision for loan and lease losses$07,427
Total noninterest income$2,0007,676
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$07,114
Trading account gains and fees$0211
Additional Noninterest Income$2,0007,361
Total noninterest expense$127,0008,003
Salaries and employee benefits$07,995
Premises and equipment expense$6,0007,980
Additional noninterest expense$121,0007,934
Pre-tax net operating income$255,0004,641
Securities gains (losses)$03,754
Applicable income taxes$37,0003,412
Income before extraordinary items$218,0004,750
Extraordinary gains, net$034
Net income$218,0004,749
Minority interest net income$0115
Net income of bank and minority interests.$218,0004,750
Net charge-offs$07,246
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$218,0004,685
2009-09-30 (YTD Data)Rank
Total interest income$393,0007,987
Total interest expense$103,0007,955
Net interest income$290,0007,975
Provision for loan and lease losses$07,284
Total noninterest income$2,0007,815
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$2,0007,528
Total noninterest expense$69,0008,092
Salaries and employee benefits$08,078
Premises and equipment expense$5,0008,057
Additional noninterest expense$64,0008,060
Pre-tax net operating income$223,0004,836
Securities gains (losses)$03,497
Applicable income taxes$34,0003,540
Income before extraordinary items$189,0004,904
Extraordinary gains, net$027
Net income$189,0004,903
Minority interest net income$0118
Net income of bank and minority interests.$189,0004,904
Net charge-offs$06,987
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$189,0004,846
2009-06-30 (YTD Data)Rank
Total interest income$261,0008,077
Total interest expense$69,0008,048
Net interest income$192,0008,056
Provision for loan and lease losses$07,158
Total noninterest income$1,0007,920
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$07,241
Trading account gains and fees$0193
Additional Noninterest Income$1,0007,675
Total noninterest expense$34,0008,188
Salaries and employee benefits$08,171
Premises and equipment expense$3,0008,150
Additional noninterest expense$31,0008,171
Pre-tax net operating income$159,0004,889
Securities gains (losses)$03,136
Applicable income taxes$31,0003,458
Income before extraordinary items$128,0005,011
Extraordinary gains, net$021
Net income$128,0005,009
Minority interest net income$0112
Net income of bank and minority interests.$128,0005,010
Net charge-offs$06,628
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$128,0004,926
2009-03-31 (YTD Data)Rank
Total interest income$114,0008,157
Total interest expense$32,0008,113
Net interest income$82,0008,140
Provision for loan and lease losses$06,744
Total noninterest income$08,039
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$07,262
Trading account gains and fees$0171
Additional Noninterest Income$07,833
Total noninterest expense$3,0008,244
Salaries and employee benefits$08,225
Premises and equipment expense$2,0008,197
Additional noninterest expense$1,0008,242
Pre-tax net operating income$79,0005,263
Securities gains (losses)$02,434
Applicable income taxes$28,0003,336
Income before extraordinary items$51,0005,667
Extraordinary gains, net$015
Net income$51,0005,670
Minority interest net income$0102
Net income of bank and minority interests.$51,0005,670
Net charge-offs$05,728
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$51,0005,498
2008-12-31 (YTD Data)Rank
Total interest income$482,0008,191
Total interest expense$209,0008,098
Net interest income$273,0008,204
Provision for loan and lease losses$07,334
Total noninterest income$08,110
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$07,335
Trading account gains and fees$0154
Additional Noninterest Income$07,939
Total noninterest expense$116,0008,284
Salaries and employee benefits$08,276
Premises and equipment expense$6,0008,253
Additional noninterest expense$110,0008,190
Pre-tax net operating income$157,0005,862
Securities gains (losses)$03,220
Applicable income taxes$18,0004,322
Income before extraordinary items$139,0005,717
Extraordinary gains, net$039
Net income$139,0005,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,039
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$139,0005,871
2008-09-30 (YTD Data)Rank
Total interest income$370,0008,280
Total interest expense$181,0008,148
Net interest income$189,0008,306
Provision for loan and lease losses$06,991
Total noninterest income$08,226
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$07,386
Trading account gains and fees$0148
Additional Noninterest Income$08,105
Total noninterest expense$88,0008,365
Salaries and employee benefits$08,359
Premises and equipment expense$5,0008,337
Additional noninterest expense$83,0008,254
Pre-tax net operating income$101,0006,402
Securities gains (losses)$03,106
Applicable income taxes$14,0004,753
Income before extraordinary items$87,0006,242
Extraordinary gains, net$031
Net income$87,0006,242
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,534
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$87,0006,396
2008-06-30 (YTD Data)Rank
Total interest income$252,0008,354
Total interest expense$140,0008,180
Net interest income$112,0008,379
Provision for loan and lease losses$06,671
Total noninterest income$08,311
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$07,428
Trading account gains and fees$0149
Additional Noninterest Income$08,191
Total noninterest expense$64,0008,435
Salaries and employee benefits$08,428
Premises and equipment expense$3,0008,408
Additional noninterest expense$61,0008,276
Pre-tax net operating income$48,0006,684
Securities gains (losses)$03,233
Applicable income taxes$6,0005,175
Income before extraordinary items$42,0006,746
Extraordinary gains, net$021
Net income$42,0006,745
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,998
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$42,0006,683
2008-03-31 (YTD Data)Rank
Total interest income$122,0008,411
Total interest expense$82,0008,189
Net interest income$40,0008,456
Provision for loan and lease losses$06,080
Total noninterest income$08,338
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$07,431
Trading account gains and fees$0158
Additional Noninterest Income$08,220
Total noninterest expense$34,0008,476
Salaries and employee benefits$08,470
Premises and equipment expense$2,0008,439
Additional noninterest expense$32,0008,284
Pre-tax net operating income$6,0007,104
Securities gains (losses)$02,688
Applicable income taxes$1,0005,476
Income before extraordinary items$5,0007,214
Extraordinary gains, net$015
Net income$5,0007,215
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$5,0007,123
2007-12-31 (YTD Data)Rank
Total interest income$736,0008,303
Total interest expense$687,0007,682
Net interest income$49,0008,520
Provision for loan and lease losses$06,851
Total noninterest income$08,422
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$07,508
Trading account gains and fees$0178
Additional Noninterest Income$08,329
Total noninterest expense$122,0008,516
Salaries and employee benefits$08,511
Premises and equipment expense$6,0008,491
Additional noninterest expense$116,0008,383
Pre-tax net operating income$-73,0007,525
Securities gains (losses)$-13,0007,627
Applicable income taxes$1,0005,973
Income before extraordinary items$-87,0007,619
Extraordinary gains, net$039
Net income$-87,0007,617
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$-74,0007,582
2007-09-30 (YTD Data)Rank
Total interest income$619,0008,327
Total interest expense$510,0007,731
Net interest income$109,0008,522
Provision for loan and lease losses$06,528
Total noninterest income$08,457
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,525
Trading account gains and fees$0184
Additional Noninterest Income$08,377
Total noninterest expense$91,0008,542
Salaries and employee benefits$08,536
Premises and equipment expense$5,0008,510
Additional noninterest expense$86,0008,388
Pre-tax net operating income$18,0007,594
Securities gains (losses)$-13,0007,843
Applicable income taxes$1,0006,113
Income before extraordinary items$4,0007,665
Extraordinary gains, net$033
Net income$4,0007,662
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$14,4007,609
2007-06-30 (YTD Data)Rank
Total interest income$407,0008,400
Total interest expense$380,0007,634
Net interest income$27,0008,600
Provision for loan and lease losses$06,209
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$62,0008,596
Salaries and employee benefits$08,588
Premises and equipment expense$3,0008,563
Additional noninterest expense$59,0008,429
Pre-tax net operating income$-35,0007,866
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$-36,0007,886
Extraordinary gains, net$029
Net income$-36,0007,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$-36,0007,876
2007-03-31 (YTD Data)Rank
Total interest income$175,0008,501
Total interest expense$159,0007,875
Net interest income$16,0008,639
Provision for loan and lease losses$05,779
Total noninterest income$08,538
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$07,573
Trading account gains and fees$0195
Additional Noninterest Income$08,433
Total noninterest expense$30,0008,633
Salaries and employee benefits$08,625
Premises and equipment expense$2,0008,583
Additional noninterest expense$28,0008,480
Pre-tax net operating income$-14,0007,922
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$-15,0007,937
Extraordinary gains, net$022
Net income$-15,0007,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$-15,0007,924
2006-12-31 (YTD Data)Rank
Total interest income$474,0008,555
Total interest expense$427,0008,042
Net interest income$47,0008,665
Provision for loan and lease losses$06,850
Total noninterest income$08,609
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$07,634
Trading account gains and fees$0130
Additional Noninterest Income$08,532
Total noninterest expense$117,0008,659
Salaries and employee benefits$08,655
Premises and equipment expense$6,0008,634
Additional noninterest expense$111,0008,519
Pre-tax net operating income$-70,0008,024
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-70,0008,051
Extraordinary gains, net$051
Net income$-70,0008,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$-70,0008,038
2006-09-30 (YTD Data)Rank
Total interest income$364,0008,610
Total interest expense$322,0008,077
Net interest income$42,0008,725
Provision for loan and lease losses$06,685
Total noninterest income$1,0008,655
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,0007,639
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$86,0008,717
Salaries and employee benefits$08,718
Premises and equipment expense$5,0008,699
Additional noninterest expense$81,0008,574
Pre-tax net operating income$-43,0008,169
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-43,0008,189
Extraordinary gains, net$045
Net income$-43,0008,190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-43,0008,177
2006-06-30 (YTD Data)Rank
Total interest income$248,0008,656
Total interest expense$209,0008,100
Net interest income$39,0008,760
Provision for loan and lease losses$06,419
Total noninterest income$08,702
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$07,707
Trading account gains and fees$0126
Additional Noninterest Income$08,630
Total noninterest expense$58,0008,758
Salaries and employee benefits$08,754
Premises and equipment expense$3,0008,732
Additional noninterest expense$55,0008,605
Pre-tax net operating income$-19,0008,229
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$-19,0008,236
Extraordinary gains, net$039
Net income$-19,0008,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-19,0008,224
2006-03-31 (YTD Data)Rank
Total interest income$126,0008,678
Total interest expense$103,0008,107
Net interest income$23,0008,772
Provision for loan and lease losses$06,013
Total noninterest income$08,704
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$08,611
Total noninterest expense$30,0008,771
Salaries and employee benefits$08,764
Premises and equipment expense$08,748
Additional noninterest expense$30,0008,585
Pre-tax net operating income$-7,0008,244
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$-7,0008,245
Extraordinary gains, net$021
Net income$-7,0008,246
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-7,0008,234
2005-12-31 (YTD Data)Rank
Total interest income$58,0008,815
Total interest expense$36,0008,710
Net interest income$22,0008,824
Provision for loan and lease losses$07,120
Total noninterest income$08,769
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$08,688
Total noninterest expense$27,0008,823
Salaries and employee benefits$08,809
Premises and equipment expense$2,0008,799
Additional noninterest expense$25,0008,813
Pre-tax net operating income$-5,0008,266
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$-5,0008,289
Extraordinary gains, net$046
Net income$-5,0008,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$1,000,000471
Net operating income$-5,0008,263

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.