Home > Berkshire Bank > Income and Expense

Berkshire Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$576,249,000147
Total interest expense$199,804,000149
Net interest income$376,445,000142
Provision for loan and lease losses$32,665,000100
Total noninterest income$66,352,000206
Gross Fiduciary activities income$6,625,000229
Service charges on deposit accounts$20,854,000100
Trading account gains and fees$798,00071
Additional Noninterest Income$38,075,000210
Total noninterest expense$297,991,000141
Salaries and employee benefits$158,379,000127
Premises and equipment expense$33,784,000113
Additional noninterest expense$38,075,000210
Pre-tax net operating income$112,141,000198
Securities gains (losses)$-24,884,0004,553
Applicable income taxes$11,113,000318
Income before extraordinary items$76,144,000211
Extraordinary gains, net$054
Net income$76,144,000214
Minority interest net income$088
Net income of bank and minority interests.$76,144,000213
Net charge-offs$22,533,000101
Cash dividends$62,000,000143
Sale, conversion, retirement of capital stock, net$-1,516,0004,583
Net operating income$97,793,080184
2023-09-30 (YTD Data)Rank
Total interest income$425,730,000146
Total interest expense$139,579,000151
Net interest income$286,151,000138
Provision for loan and lease losses$25,397,000104
Total noninterest income$50,634,000208
Gross Fiduciary activities income$4,824,000235
Service charges on deposit accounts$15,646,000100
Trading account gains and fees$448,00080
Additional Noninterest Income$29,716,000200
Total noninterest expense$219,993,000142
Salaries and employee benefits$118,509,000126
Premises and equipment expense$25,744,000113
Additional noninterest expense$29,716,000200
Pre-tax net operating income$91,395,000194
Securities gains (losses)$-530,0004,386
Applicable income taxes$14,979,000224
Income before extraordinary items$75,886,000181
Extraordinary gains, net$052
Net income$75,886,000181
Minority interest net income$081
Net income of bank and minority interests.$75,886,000181
Net charge-offs$18,098,00092
Cash dividends$50,000,000133
Sale, conversion, retirement of capital stock, net$-3,409,0004,616
Net operating income$76,331,200184
2023-06-30 (YTD Data)Rank
Total interest income$277,718,000142
Total interest expense$83,773,000146
Net interest income$193,945,000138
Provision for loan and lease losses$17,097,00099
Total noninterest income$32,926,000200
Gross Fiduciary activities income$3,232,000228
Service charges on deposit accounts$10,196,00097
Trading account gains and fees$197,00078
Additional Noninterest Income$19,301,000202
Total noninterest expense$144,644,000141
Salaries and employee benefits$78,580,000125
Premises and equipment expense$17,457,000108
Additional noninterest expense$19,301,000202
Pre-tax net operating income$65,130,000186
Securities gains (losses)$13,000568
Applicable income taxes$10,592,000213
Income before extraordinary items$54,551,000173
Extraordinary gains, net$051
Net income$54,551,000177
Minority interest net income$081
Net income of bank and minority interests.$54,551,000173
Net charge-offs$12,669,00084
Cash dividends$25,000,000158
Sale, conversion, retirement of capital stock, net$-5,874,0004,647
Net operating income$54,540,080176
2023-03-31 (YTD Data)Rank
Total interest income$132,306,000147
Total interest expense$32,956,000161
Net interest income$99,350,000135
Provision for loan and lease losses$9,097,000101
Total noninterest income$16,090,000199
Gross Fiduciary activities income$1,575,000238
Service charges on deposit accounts$4,960,000101
Trading account gains and fees$-122,0001,180
Additional Noninterest Income$9,677,000197
Total noninterest expense$71,562,000145
Salaries and employee benefits$38,845,000133
Premises and equipment expense$8,924,000109
Additional noninterest expense$9,677,000197
Pre-tax net operating income$34,781,000178
Securities gains (losses)$217,000107
Applicable income taxes$6,028,000199
Income before extraordinary items$28,970,000166
Extraordinary gains, net$04
Net income$28,970,000166
Minority interest net income$048
Net income of bank and minority interests.$28,970,000166
Net charge-offs$6,897,00073
Cash dividends$25,000,00093
Sale, conversion, retirement of capital stock, net$-2,323,0004,669
Net operating income$28,789,890171
2022-12-31 (YTD Data)Rank
Total interest income$387,234,000151
Total interest expense$34,719,000179
Net interest income$352,515,000143
Provision for loan and lease losses$12,546,000149
Total noninterest income$69,350,000204
Gross Fiduciary activities income$6,277,000243
Service charges on deposit accounts$18,988,000109
Trading account gains and fees$694,00078
Additional Noninterest Income$43,391,000197
Total noninterest expense$283,713,000144
Salaries and employee benefits$150,907,000128
Premises and equipment expense$35,643,000111
Additional noninterest expense$43,391,000197
Pre-tax net operating income$125,606,000198
Securities gains (losses)$-1,937,0004,548
Applicable income taxes$23,892,000216
Income before extraordinary items$99,777,000199
Extraordinary gains, net$05
Net income$99,777,000199
Minority interest net income$063
Net income of bank and minority interests.$99,777,000199
Net charge-offs$20,838,00066
Cash dividends$108,000,000109
Sale, conversion, retirement of capital stock, net$455,000334
Net operating income$101,345,970197
2022-09-30 (YTD Data)Rank
Total interest income$265,859,000154
Total interest expense$17,193,000179
Net interest income$248,666,000147
Provision for loan and lease losses$-300,0004,538
Total noninterest income$54,083,000200
Gross Fiduciary activities income$4,922,000238
Service charges on deposit accounts$14,066,000111
Trading account gains and fees$476,00083
Additional Noninterest Income$34,619,000196
Total noninterest expense$215,275,000146
Salaries and employee benefits$113,363,000130
Premises and equipment expense$26,653,000111
Additional noninterest expense$34,619,000196
Pre-tax net operating income$87,774,000208
Securities gains (losses)$-2,002,0004,627
Applicable income taxes$18,103,000221
Income before extraordinary items$67,669,000213
Extraordinary gains, net$04
Net income$67,669,000213
Minority interest net income$057
Net income of bank and minority interests.$67,669,000213
Net charge-offs$9,091,00080
Cash dividends$108,000,00085
Sale, conversion, retirement of capital stock, net$-1,673,0004,731
Net operating income$69,250,580210
2022-06-30 (YTD Data)Rank
Total interest income$162,194,000158
Total interest expense$8,849,000163
Net interest income$153,345,000157
Provision for loan and lease losses$-4,000,0004,739
Total noninterest income$37,546,000189
Gross Fiduciary activities income$3,402,000207
Service charges on deposit accounts$8,980,000113
Trading account gains and fees$204,00085
Additional Noninterest Income$24,960,000191
Total noninterest expense$135,180,000144
Salaries and employee benefits$74,425,000128
Premises and equipment expense$18,408,000108
Additional noninterest expense$42,347,000155
Pre-tax net operating income$59,711,000202
Securities gains (losses)$-1,293,0004,652
Applicable income taxes$12,178,000208
Income before extraordinary items$46,240,000201
Extraordinary gains, net$04
Net income$46,240,000201
Minority interest net income$060
Net income of bank and minority interests.$46,240,000201
Net charge-offs$3,083,000136
Cash dividends$58,000,00090
Sale, conversion, retirement of capital stock, net$-3,770,0004,760
Net operating income$47,261,470198
2022-03-31 (YTD Data)Rank
Total interest income$74,820,000163
Total interest expense$4,353,000145
Net interest income$70,467,000160
Provision for loan and lease losses$-4,000,0004,755
Total noninterest income$20,996,000180
Gross Fiduciary activities income$1,586,000214
Service charges on deposit accounts$4,259,000117
Trading account gains and fees$802,00058
Additional Noninterest Income$14,349,000184
Total noninterest expense$67,639,000142
Salaries and employee benefits$37,065,000129
Premises and equipment expense$9,528,000110
Additional noninterest expense$21,046,000154
Pre-tax net operating income$27,824,000200
Securities gains (losses)$-734,0004,706
Applicable income taxes$5,502,000220
Income before extraordinary items$21,588,000205
Extraordinary gains, net$04
Net income$21,588,000205
Minority interest net income$050
Net income of bank and minority interests.$21,588,000205
Net charge-offs$2,625,00094
Cash dividends$50,000,00052
Sale, conversion, retirement of capital stock, net$-1,229,0004,785
Net operating income$22,175,200199
2021-12-31 (YTD Data)Rank
Total interest income$329,051,000152
Total interest expense$31,979,000112
Net interest income$297,072,000152
Provision for loan and lease losses$-500,0004,425
Total noninterest income$95,866,000185
Gross Fiduciary activities income$6,553,000208
Service charges on deposit accounts$16,921,000117
Trading account gains and fees$3,479,00059
Additional Noninterest Income$68,913,000183
Total noninterest expense$276,473,000144
Salaries and employee benefits$144,942,000133
Premises and equipment expense$39,411,000103
Additional noninterest expense$92,120,000146
Pre-tax net operating income$116,965,000210
Securities gains (losses)$-449,0004,777
Applicable income taxes$21,771,000238
Income before extraordinary items$94,745,000208
Extraordinary gains, net$010
Net income$94,745,000208
Minority interest net income$074
Net income of bank and minority interests.$94,745,000208
Net charge-offs$20,707,00070
Cash dividends$84,000,000130
Sale, conversion, retirement of capital stock, net$-2,881,0004,821
Net operating income$95,108,690206
2021-09-30 (YTD Data)Rank
Total interest income$253,197,000150
Total interest expense$26,959,000105
Net interest income$226,238,000149
Provision for loan and lease losses$2,500,000160
Total noninterest income$76,776,000178
Gross Fiduciary activities income$4,955,000207
Service charges on deposit accounts$12,502,000118
Trading account gains and fees$3,183,00057
Additional Noninterest Income$56,136,000179
Total noninterest expense$208,957,000143
Salaries and employee benefits$107,688,000134
Premises and equipment expense$30,174,000103
Additional noninterest expense$71,095,000146
Pre-tax net operating income$91,557,000209
Securities gains (losses)$-301,0004,866
Applicable income taxes$17,556,000229
Income before extraordinary items$73,700,000202
Extraordinary gains, net$08
Net income$73,700,000202
Minority interest net income$069
Net income of bank and minority interests.$73,700,000202
Net charge-offs$16,865,00074
Cash dividends$76,000,000105
Sale, conversion, retirement of capital stock, net$-3,253,0004,899
Net operating income$73,943,810201
2021-06-30 (YTD Data)Rank
Total interest income$173,511,000148
Total interest expense$20,102,00099
Net interest income$153,409,000147
Provision for loan and lease losses$6,500,00041
Total noninterest income$42,217,000206
Gross Fiduciary activities income$3,338,000205
Service charges on deposit accounts$8,097,000117
Trading account gains and fees$2,026,00059
Additional Noninterest Income$28,756,000203
Total noninterest expense$141,540,000138
Salaries and employee benefits$72,023,000134
Premises and equipment expense$20,246,000100
Additional noninterest expense$49,271,000141
Pre-tax net operating income$47,586,000242
Securities gains (losses)$-210,0004,899
Applicable income taxes$11,075,000240
Income before extraordinary items$36,301,000258
Extraordinary gains, net$06
Net income$36,301,000257
Minority interest net income$067
Net income of bank and minority interests.$36,301,000258
Net charge-offs$14,732,00065
Cash dividends$76,000,00070
Sale, conversion, retirement of capital stock, net$-4,760,0004,942
Net operating income$36,466,900250
2021-03-31 (YTD Data)Rank
Total interest income$88,149,000146
Total interest expense$11,595,00091
Net interest income$76,554,000149
Provision for loan and lease losses$6,500,00027
Total noninterest income$22,765,000199
Gross Fiduciary activities income$1,796,000193
Service charges on deposit accounts$3,951,000116
Trading account gains and fees$2,759,00045
Additional Noninterest Income$14,259,000208
Total noninterest expense$75,073,000136
Salaries and employee benefits$36,714,000135
Premises and equipment expense$10,324,000100
Additional noninterest expense$28,035,000126
Pre-tax net operating income$17,746,000301
Securities gains (losses)$-118,0004,889
Applicable income taxes$3,861,000301
Income before extraordinary items$13,767,000312
Extraordinary gains, net$03
Net income$13,767,000312
Minority interest net income$055
Net income of bank and minority interests.$13,767,000312
Net charge-offs$9,995,00058
Cash dividends$8,000,000180
Sale, conversion, retirement of capital stock, net$-1,500,0004,969
Net operating income$13,860,220301
2020-12-31 (YTD Data)Rank
Total interest income$409,712,000134
Total interest expense$87,012,00087
Net interest income$322,700,000140
Provision for loan and lease losses$75,878,000107
Total noninterest income$59,221,000243
Gross Fiduciary activities income$5,933,000203
Service charges on deposit accounts$16,087,000110
Trading account gains and fees$2,697,00075
Additional Noninterest Income$34,504,000275
Total noninterest expense$805,242,00062
Salaries and employee benefits$139,185,000130
Premises and equipment expense$40,545,000101
Additional noninterest expense$625,512,00049
Pre-tax net operating income$-499,199,0005,002
Securities gains (losses)$-4,275,0004,995
Applicable income taxes$-15,454,0004,993
Income before extraordinary items$-488,020,0004,995
Extraordinary gains, net$-19,842,0004,999
Net income$-507,862,0004,995
Minority interest net income$072
Net income of bank and minority interests.$-507,862,0004,995
Net charge-offs$49,716,00068
Cash dividends$43,800,000170
Sale, conversion, retirement of capital stock, net$2,113,000145
Net operating income$-483,873,2504,994
2020-09-30 (YTD Data)Rank
Total interest income$317,597,000132
Total interest expense$72,060,00089
Net interest income$245,537,000139
Provision for loan and lease losses$65,878,000111
Total noninterest income$42,008,000243
Gross Fiduciary activities income$4,460,000200
Service charges on deposit accounts$11,576,000113
Trading account gains and fees$1,518,00074
Additional Noninterest Income$24,454,000279
Total noninterest expense$736,428,00054
Salaries and employee benefits$104,577,000128
Premises and equipment expense$30,224,00099
Additional noninterest expense$601,627,00040
Pre-tax net operating income$-514,761,0005,034
Securities gains (losses)$-5,883,0005,024
Applicable income taxes$-13,677,0005,018
Income before extraordinary items$-506,967,0005,027
Extraordinary gains, net$-15,952,0005,031
Net income$-522,919,0005,027
Minority interest net income$065
Net income of bank and minority interests.$-522,919,0005,027
Net charge-offs$32,612,00073
Cash dividends$43,800,000128
Sale, conversion, retirement of capital stock, net$875,000167
Net operating income$-501,260,4905,026
2020-06-30 (YTD Data)Rank
Total interest income$219,847,000133
Total interest expense$52,799,00093
Net interest income$167,048,000138
Provision for loan and lease losses$64,677,00099
Total noninterest income$23,965,000256
Gross Fiduciary activities income$2,982,000197
Service charges on deposit accounts$7,538,000117
Trading account gains and fees$-1,072,0001,353
Additional Noninterest Income$14,517,000280
Total noninterest expense$667,010,00044
Salaries and employee benefits$72,059,000127
Premises and equipment expense$19,841,000100
Additional noninterest expense$575,110,00033
Pre-tax net operating income$-540,674,0005,064
Securities gains (losses)$-5,044,0005,051
Applicable income taxes$-14,175,0005,048
Income before extraordinary items$-531,543,0005,056
Extraordinary gains, net$-14,134,0005,064
Net income$-545,677,0005,056
Minority interest net income$065
Net income of bank and minority interests.$-545,677,0005,056
Net charge-offs$14,489,00098
Cash dividends$43,800,000109
Sale, conversion, retirement of capital stock, net$111,000316
Net operating income$-526,650,3205,056
2020-03-31 (YTD Data)Rank
Total interest income$116,176,000133
Total interest expense$28,221,000105
Net interest income$87,955,000137
Provision for loan and lease losses$34,807,00088
Total noninterest income$10,579,000264
Gross Fiduciary activities income$1,661,000185
Service charges on deposit accounts$4,749,000109
Trading account gains and fees$-2,706,0001,366
Additional Noninterest Income$6,875,000253
Total noninterest expense$68,623,000139
Salaries and employee benefits$34,932,000128
Premises and equipment expense$10,322,000100
Additional noninterest expense$23,369,000148
Pre-tax net operating income$-4,896,0005,081
Securities gains (losses)$-5,636,0005,090
Applicable income taxes$-1,050,0005,055
Income before extraordinary items$-9,482,0005,076
Extraordinary gains, net$-7,798,0005,115
Net income$-17,280,0005,087
Minority interest net income$056
Net income of bank and minority interests.$-17,280,0005,087
Net charge-offs$10,474,00067
Cash dividends$43,800,00075
Sale, conversion, retirement of capital stock, net$-1,328,0005,103
Net operating income$-4,409,6005,075
2019-12-31 (YTD Data)Rank
Total interest income$509,172,000125
Total interest expense$137,966,00097
Net interest income$371,206,000131
Provision for loan and lease losses$35,419,00075
Total noninterest income$67,451,000184
Gross Fiduciary activities income$6,018,000198
Service charges on deposit accounts$20,424,000105
Trading account gains and fees$-367,0001,474
Additional Noninterest Income$41,376,000200
Total noninterest expense$277,940,000133
Salaries and employee benefits$132,893,000133
Premises and equipment expense$36,564,000109
Additional noninterest expense$108,483,000128
Pre-tax net operating income$125,298,000163
Securities gains (losses)$3,468,000105
Applicable income taxes$23,595,000185
Income before extraordinary items$105,171,000158
Extraordinary gains, net$-4,071,0005,176
Net income$101,100,000162
Minority interest net income$076
Net income of bank and minority interests.$101,100,000162
Net charge-offs$33,313,00071
Cash dividends$101,700,000126
Sale, conversion, retirement of capital stock, net$-872,0005,145
Net operating income$102,327,240158
2019-09-30 (YTD Data)Rank
Total interest income$383,821,000125
Total interest expense$105,470,000100
Net interest income$278,351,000132
Provision for loan and lease losses$30,068,00074
Total noninterest income$48,536,000187
Gross Fiduciary activities income$4,611,000191
Service charges on deposit accounts$14,916,000108
Trading account gains and fees$-1,154,0001,528
Additional Noninterest Income$30,163,000199
Total noninterest expense$209,908,000131
Salaries and employee benefits$99,115,000131
Premises and equipment expense$26,506,000111
Additional noninterest expense$84,287,000122
Pre-tax net operating income$86,911,000171
Securities gains (losses)$2,259,000112
Applicable income taxes$17,061,000190
Income before extraordinary items$72,109,000166
Extraordinary gains, net$2,814,0006
Net income$74,923,000164
Minority interest net income$072
Net income of bank and minority interests.$74,923,000164
Net charge-offs$29,307,00062
Cash dividends$64,200,000132
Sale, conversion, retirement of capital stock, net$-1,998,0005,239
Net operating income$70,279,210168
2019-06-30 (YTD Data)Rank
Total interest income$250,186,000128
Total interest expense$70,224,000100
Net interest income$179,962,000134
Provision for loan and lease losses$7,468,000132
Total noninterest income$30,435,000194
Gross Fiduciary activities income$3,156,000189
Service charges on deposit accounts$9,327,000113
Trading account gains and fees$-503,0001,678
Additional Noninterest Income$18,455,000212
Total noninterest expense$142,080,000132
Salaries and employee benefits$64,096,000136
Premises and equipment expense$17,476,000112
Additional noninterest expense$60,508,000116
Pre-tax net operating income$60,849,000165
Securities gains (losses)$2,229,00083
Applicable income taxes$12,678,000173
Income before extraordinary items$50,400,000161
Extraordinary gains, net$857,0008
Net income$51,257,000162
Minority interest net income$069
Net income of bank and minority interests.$51,257,000162
Net charge-offs$6,781,000116
Cash dividends$26,500,000157
Sale, conversion, retirement of capital stock, net$-10,0005,252
Net operating income$48,616,800162
2019-03-31 (YTD Data)Rank
Total interest income$121,031,000130
Total interest expense$34,143,000100
Net interest income$86,888,000137
Provision for loan and lease losses$4,001,000127
Total noninterest income$15,955,000184
Gross Fiduciary activities income$1,656,000183
Service charges on deposit accounts$4,468,000114
Trading account gains and fees$-16,0001,695
Additional Noninterest Income$9,847,000184
Total noninterest expense$69,301,000133
Salaries and employee benefits$31,855,000139
Premises and equipment expense$8,716,000111
Additional noninterest expense$28,730,000118
Pre-tax net operating income$29,541,000170
Securities gains (losses)$2,150,00045
Applicable income taxes$7,036,000162
Income before extraordinary items$24,655,000165
Extraordinary gains, net$-637,0005,357
Net income$24,018,000169
Minority interest net income$052
Net income of bank and minority interests.$24,018,000169
Net charge-offs$3,432,000114
Cash dividends$12,000,000164
Sale, conversion, retirement of capital stock, net$-2,272,0005,352
Net operating income$22,956,500172
2018-12-31 (YTD Data)Rank
Total interest income$470,837,000122
Total interest expense$107,207,00097
Net interest income$363,630,000128
Provision for loan and lease losses$25,451,00088
Total noninterest income$101,081,000140
Gross Fiduciary activities income$6,143,000192
Service charges on deposit accounts$18,237,000114
Trading account gains and fees$34,660,00029
Additional Noninterest Income$42,041,000185
Total noninterest expense$299,044,000123
Salaries and employee benefits$157,583,000112
Premises and equipment expense$38,094,000102
Additional noninterest expense$103,367,000128
Pre-tax net operating income$140,216,000159
Securities gains (losses)$-2,561,0005,365
Applicable income taxes$27,756,000163
Income before extraordinary items$109,899,000160
Extraordinary gains, net$06
Net income$109,899,000160
Minority interest net income$072
Net income of bank and minority interests.$109,899,000160
Net charge-offs$15,816,000113
Cash dividends$45,500,000159
Sale, conversion, retirement of capital stock, net$-38,0005,350
Net operating income$111,947,800158
2018-09-30 (YTD Data)Rank
Total interest income$343,067,000121
Total interest expense$74,263,00097
Net interest income$268,804,000128
Provision for loan and lease losses$18,735,00088
Total noninterest income$80,120,000136
Gross Fiduciary activities income$4,688,000190
Service charges on deposit accounts$13,486,000113
Trading account gains and fees$29,580,00026
Additional Noninterest Income$32,366,000183
Total noninterest expense$212,285,000127
Salaries and employee benefits$117,516,000113
Premises and equipment expense$28,443,000100
Additional noninterest expense$66,326,000141
Pre-tax net operating income$117,904,000151
Securities gains (losses)$-69,0005,179
Applicable income taxes$23,907,000156
Income before extraordinary items$93,928,000150
Extraordinary gains, net$05
Net income$93,928,000150
Minority interest net income$066
Net income of bank and minority interests.$93,928,000150
Net charge-offs$12,112,000104
Cash dividends$33,500,000153
Sale, conversion, retirement of capital stock, net$-2,089,0005,466
Net operating income$93,983,200149
2018-06-30 (YTD Data)Rank
Total interest income$223,957,000122
Total interest expense$45,525,00094
Net interest income$178,432,000127
Provision for loan and lease losses$12,107,00093
Total noninterest income$54,155,000131
Gross Fiduciary activities income$3,188,000186
Service charges on deposit accounts$8,893,000113
Trading account gains and fees$20,547,00027
Additional Noninterest Income$21,527,000185
Total noninterest expense$143,913,000124
Salaries and employee benefits$79,510,000112
Premises and equipment expense$18,982,00098
Additional noninterest expense$45,421,000138
Pre-tax net operating income$76,567,000150
Securities gains (losses)$-291,0005,449
Applicable income taxes$14,970,000158
Income before extraordinary items$61,306,000147
Extraordinary gains, net$06
Net income$61,306,000146
Minority interest net income$065
Net income of bank and minority interests.$61,306,000147
Net charge-offs$8,017,000101
Cash dividends$22,000,000148
Sale, conversion, retirement of capital stock, net$-3,546,0005,534
Net operating income$61,538,800148
2018-03-31 (YTD Data)Rank
Total interest income$107,159,000122
Total interest expense$20,870,00094
Net interest income$86,289,000128
Provision for loan and lease losses$5,575,00097
Total noninterest income$27,692,000127
Gross Fiduciary activities income$1,733,000180
Service charges on deposit accounts$4,606,000110
Trading account gains and fees$10,310,00026
Additional Noninterest Income$11,043,000177
Total noninterest expense$74,356,000123
Salaries and employee benefits$40,271,000110
Premises and equipment expense$9,417,000101
Additional noninterest expense$24,668,000128
Pre-tax net operating income$34,050,000157
Securities gains (losses)$-974,0005,589
Applicable income taxes$7,443,000154
Income before extraordinary items$25,633,000165
Extraordinary gains, net$07
Net income$25,633,000164
Minority interest net income$052
Net income of bank and minority interests.$25,633,000165
Net charge-offs$3,550,000107
Cash dividends$11,000,000125
Sale, conversion, retirement of capital stock, net$-1,955,0005,598
Net operating income$26,402,460161
2017-12-31 (YTD Data)Rank
Total interest income$358,346,000132
Total interest expense$61,961,00092
Net interest income$296,385,000134
Provision for loan and lease losses$21,025,000100
Total noninterest income$102,104,000138
Gross Fiduciary activities income$6,163,000187
Service charges on deposit accounts$14,997,000121
Trading account gains and fees$53,545,00024
Additional Noninterest Income$27,399,000246
Total noninterest expense$286,494,000119
Salaries and employee benefits$145,332,000108
Premises and equipment expense$33,391,000103
Additional noninterest expense$107,771,000122
Pre-tax net operating income$90,970,000183
Securities gains (losses)$10,953,00025
Applicable income taxes$44,950,000155
Income before extraordinary items$56,973,000198
Extraordinary gains, net$09
Net income$56,973,000198
Minority interest net income$076
Net income of bank and minority interests.$56,973,000198
Net charge-offs$13,189,000116
Cash dividends$39,000,000143
Sale, conversion, retirement of capital stock, net$-105,0005,623
Net operating income$49,963,080214
2017-09-30 (YTD Data)Rank
Total interest income$252,999,000138
Total interest expense$43,380,00094
Net interest income$209,619,000142
Provision for loan and lease losses$14,884,000102
Total noninterest income$75,347,000139
Gross Fiduciary activities income$4,702,000180
Service charges on deposit accounts$10,438,000124
Trading account gains and fees$41,735,00023
Additional Noninterest Income$18,472,000265
Total noninterest expense$200,871,000120
Salaries and employee benefits$105,081,000106
Premises and equipment expense$24,480,000103
Additional noninterest expense$71,310,000123
Pre-tax net operating income$69,211,000182
Securities gains (losses)$10,923,00023
Applicable income taxes$22,158,000189
Income before extraordinary items$57,976,000172
Extraordinary gains, net$09
Net income$57,976,000172
Minority interest net income$071
Net income of bank and minority interests.$57,976,000172
Net charge-offs$9,878,000109
Cash dividends$28,000,000136
Sale, conversion, retirement of capital stock, net$-1,334,0005,721
Net operating income$50,111,440182
2017-06-30 (YTD Data)Rank
Total interest income$164,414,000140
Total interest expense$27,193,00095
Net interest income$137,221,000144
Provision for loan and lease losses$9,984,000109
Total noninterest income$49,133,000137
Gross Fiduciary activities income$3,206,000179
Service charges on deposit accounts$6,941,000125
Trading account gains and fees$28,517,00024
Additional Noninterest Income$10,469,000304
Total noninterest expense$137,969,000118
Salaries and employee benefits$69,346,000105
Premises and equipment expense$16,699,000101
Additional noninterest expense$51,924,000118
Pre-tax net operating income$38,401,000214
Securities gains (losses)$10,924,00016
Applicable income taxes$14,678,000188
Income before extraordinary items$34,647,000183
Extraordinary gains, net$011
Net income$34,647,000183
Minority interest net income$071
Net income of bank and minority interests.$34,647,000183
Net charge-offs$6,623,000114
Cash dividends$18,000,000138
Sale, conversion, retirement of capital stock, net$-2,605,0005,780
Net operating income$27,000,200218
2017-03-31 (YTD Data)Rank
Total interest income$80,220,000139
Total interest expense$12,948,00094
Net interest income$67,272,000144
Provision for loan and lease losses$5,095,00098
Total noninterest income$18,953,000161
Gross Fiduciary activities income$1,717,000168
Service charges on deposit accounts$3,446,000127
Trading account gains and fees$12,402,00024
Additional Noninterest Income$1,388,000757
Total noninterest expense$71,900,000116
Salaries and employee benefits$34,245,000107
Premises and equipment expense$8,485,00098
Additional noninterest expense$29,170,000113
Pre-tax net operating income$9,230,000354
Securities gains (losses)$10,924,0009
Applicable income taxes$5,960,000209
Income before extraordinary items$14,194,000208
Extraordinary gains, net$08
Net income$14,194,000208
Minority interest net income$055
Net income of bank and minority interests.$14,194,000208
Net charge-offs$3,289,000113
Cash dividends$9,000,000127
Sale, conversion, retirement of capital stock, net$-1,565,0005,848
Net operating income$6,547,200359
2016-12-31 (YTD Data)Rank
Total interest income$278,703,000150
Total interest expense$44,741,000101
Net interest income$233,962,000156
Provision for loan and lease losses$17,362,000123
Total noninterest income$55,201,000208
Gross Fiduciary activities income$5,870,000179
Service charges on deposit accounts$14,414,000124
Trading account gains and fees$7,520,00048
Additional Noninterest Income$27,397,000249
Total noninterest expense$191,031,000157
Salaries and employee benefits$96,743,000142
Premises and equipment expense$25,794,000122
Additional noninterest expense$68,494,000159
Pre-tax net operating income$80,770,000187
Securities gains (losses)$-575,0005,880
Applicable income taxes$19,844,000226
Income before extraordinary items$60,351,000186
Extraordinary gains, net$05
Net income$60,351,000186
Minority interest net income$082
Net income of bank and minority interests.$60,351,000186
Net charge-offs$12,672,000116
Cash dividends$33,000,000154
Sale, conversion, retirement of capital stock, net$613,000254
Net operating income$60,782,250183
2016-09-30 (YTD Data)Rank
Total interest income$206,739,000150
Total interest expense$32,329,000100
Net interest income$174,410,000155
Provision for loan and lease losses$13,262,000115
Total noninterest income$40,204,000208
Gross Fiduciary activities income$4,457,000178
Service charges on deposit accounts$10,817,000123
Trading account gains and fees$3,230,00055
Additional Noninterest Income$21,700,000241
Total noninterest expense$133,273,000164
Salaries and employee benefits$70,538,000144
Premises and equipment expense$18,924,000124
Additional noninterest expense$43,811,000175
Pre-tax net operating income$68,079,000178
Securities gains (losses)$78,0001,447
Applicable income taxes$18,951,000196
Income before extraordinary items$49,206,000177
Extraordinary gains, net$05
Net income$49,206,000176
Minority interest net income$071
Net income of bank and minority interests.$49,206,000177
Net charge-offs$9,465,000114
Cash dividends$24,000,000154
Sale, conversion, retirement of capital stock, net$-1,0005,886
Net operating income$49,149,840176
2016-06-30 (YTD Data)Rank
Total interest income$136,666,000151
Total interest expense$20,643,000102
Net interest income$116,023,000153
Provision for loan and lease losses$8,528,000116
Total noninterest income$24,049,000225
Gross Fiduciary activities income$3,029,000176
Service charges on deposit accounts$7,155,000126
Trading account gains and fees$1,596,00059
Additional Noninterest Income$12,269,000265
Total noninterest expense$87,595,000165
Salaries and employee benefits$46,398,000142
Premises and equipment expense$12,573,000127
Additional noninterest expense$28,624,000174
Pre-tax net operating income$43,949,000181
Securities gains (losses)$22,0001,892
Applicable income taxes$11,665,000203
Income before extraordinary items$32,306,000177
Extraordinary gains, net$016
Net income$32,306,000176
Minority interest net income$071
Net income of bank and minority interests.$32,306,000176
Net charge-offs$6,439,000113
Cash dividends$18,000,000140
Sale, conversion, retirement of capital stock, net$-1,807,0006,034
Net operating income$32,289,940176
2016-03-31 (YTD Data)Rank
Total interest income$67,927,000150
Total interest expense$9,929,000104
Net interest income$57,998,000152
Provision for loan and lease losses$4,006,000121
Total noninterest income$12,573,000210
Gross Fiduciary activities income$1,617,000170
Service charges on deposit accounts$3,557,000124
Trading account gains and fees$738,00059
Additional Noninterest Income$6,661,000238
Total noninterest expense$44,304,000164
Salaries and employee benefits$23,700,000140
Premises and equipment expense$6,323,000129
Additional noninterest expense$14,281,000170
Pre-tax net operating income$22,261,000179
Securities gains (losses)$36,000968
Applicable income taxes$6,237,000190
Income before extraordinary items$16,060,000177
Extraordinary gains, net$012
Net income$16,060,000177
Minority interest net income$062
Net income of bank and minority interests.$16,060,000177
Net charge-offs$3,259,000115
Cash dividends$9,000,000148
Sale, conversion, retirement of capital stock, net$-1,152,0006,100
Net operating income$16,034,080176
2015-12-31 (YTD Data)Rank
Total interest income$247,119,000157
Total interest expense$29,814,000116
Net interest income$217,305,000158
Provision for loan and lease losses$16,726,000102
Total noninterest income$40,511,000249
Gross Fiduciary activities income$6,080,000176
Service charges on deposit accounts$14,816,000122
Trading account gains and fees$3,532,00055
Additional Noninterest Income$16,083,000357
Total noninterest expense$184,430,000154
Salaries and employee benefits$89,769,000144
Premises and equipment expense$26,816,000118
Additional noninterest expense$67,845,000157
Pre-tax net operating income$56,660,000228
Securities gains (losses)$2,110,000101
Applicable income taxes$6,653,000433
Income before extraordinary items$52,117,000197
Extraordinary gains, net$023
Net income$52,117,000197
Minority interest net income$081
Net income of bank and minority interests.$52,117,000197
Net charge-offs$13,080,00096
Cash dividends$28,000,000174
Sale, conversion, retirement of capital stock, net$-671,0006,133
Net operating income$50,239,100199
2015-09-30 (YTD Data)Rank
Total interest income$178,663,000161
Total interest expense$20,976,000118
Net interest income$157,687,000161
Provision for loan and lease losses$12,295,00098
Total noninterest income$30,358,000251
Gross Fiduciary activities income$4,598,000175
Service charges on deposit accounts$10,942,000125
Trading account gains and fees$3,137,00050
Additional Noninterest Income$11,681,000369
Total noninterest expense$135,651,000159
Salaries and employee benefits$65,995,000148
Premises and equipment expense$19,883,000118
Additional noninterest expense$49,773,000162
Pre-tax net operating income$40,099,000237
Securities gains (losses)$2,467,00070
Applicable income taxes$5,201,000438
Income before extraordinary items$37,365,000205
Extraordinary gains, net$021
Net income$37,365,000205
Minority interest net income$078
Net income of bank and minority interests.$37,365,000205
Net charge-offs$9,777,00099
Cash dividends$20,000,000175
Sale, conversion, retirement of capital stock, net$-907,0006,243
Net operating income$35,194,040211
2015-06-30 (YTD Data)Rank
Total interest income$113,149,000164
Total interest expense$13,330,000126
Net interest income$99,819,000164
Provision for loan and lease losses$8,055,00097
Total noninterest income$20,574,000251
Gross Fiduciary activities income$3,111,000176
Service charges on deposit accounts$6,962,000130
Trading account gains and fees$2,598,00049
Additional Noninterest Income$7,903,000367
Total noninterest expense$89,508,000158
Salaries and employee benefits$42,676,000152
Premises and equipment expense$13,492,000118
Additional noninterest expense$33,340,000160
Pre-tax net operating income$22,830,000265
Securities gains (losses)$2,418,00063
Applicable income taxes$3,384,000449
Income before extraordinary items$21,864,000233
Extraordinary gains, net$022
Net income$21,864,000233
Minority interest net income$075
Net income of bank and minority interests.$21,864,000233
Net charge-offs$6,520,00097
Cash dividends$12,000,000188
Sale, conversion, retirement of capital stock, net$-2,031,0006,333
Net operating income$19,760,340247
2015-03-31 (YTD Data)Rank
Total interest income$52,749,000170
Total interest expense$6,410,000132
Net interest income$46,339,000172
Provision for loan and lease losses$3,851,00095
Total noninterest income$9,144,000266
Gross Fiduciary activities income$1,652,000168
Service charges on deposit accounts$3,281,000130
Trading account gains and fees$1,085,00054
Additional Noninterest Income$3,126,000411
Total noninterest expense$42,259,000165
Salaries and employee benefits$20,007,000165
Premises and equipment expense$6,665,000117
Additional noninterest expense$15,587,000162
Pre-tax net operating income$9,373,000300
Securities gains (losses)$34,0001,012
Applicable income taxes$433,0001,121
Income before extraordinary items$8,974,000251
Extraordinary gains, net$013
Net income$8,974,000251
Minority interest net income$064
Net income of bank and minority interests.$8,974,000251
Net charge-offs$3,227,000100
Cash dividends$6,000,000171
Sale, conversion, retirement of capital stock, net$-1,102,0006,408
Net operating income$8,941,700248
2014-12-31 (YTD Data)Rank
Total interest income$207,033,000165
Total interest expense$24,810,000133
Net interest income$182,223,000169
Provision for loan and lease losses$14,968,000101
Total noninterest income$36,390,000255
Gross Fiduciary activities income$5,829,000179
Service charges on deposit accounts$13,871,000133
Trading account gains and fees$1,821,00063
Additional Noninterest Income$14,869,000338
Total noninterest expense$155,110,000174
Salaries and employee benefits$74,651,000164
Premises and equipment expense$25,401,000121
Additional noninterest expense$55,058,000181
Pre-tax net operating income$48,535,000236
Securities gains (losses)$482,000409
Applicable income taxes$13,085,000256
Income before extraordinary items$35,932,000245
Extraordinary gains, net$017
Net income$35,932,000244
Minority interest net income$084
Net income of bank and minority interests.$35,932,000244
Net charge-offs$12,629,000114
Cash dividends$12,000,000293
Sale, conversion, retirement of capital stock, net$-2,555,0006,492
Net operating income$35,580,140245
2014-09-30 (YTD Data)Rank
Total interest income$153,019,000167
Total interest expense$18,278,000133
Net interest income$134,741,000170
Provision for loan and lease losses$11,070,000100
Total noninterest income$24,518,000269
Gross Fiduciary activities income$4,411,000176
Service charges on deposit accounts$10,469,000131
Trading account gains and fees$1,565,00059
Additional Noninterest Income$8,073,000426
Total noninterest expense$116,503,000169
Salaries and employee benefits$55,421,000166
Premises and equipment expense$19,075,000124
Additional noninterest expense$42,007,000174
Pre-tax net operating income$31,686,000256
Securities gains (losses)$482,000321
Applicable income taxes$8,643,000280
Income before extraordinary items$23,525,000262
Extraordinary gains, net$015
Net income$23,525,000261
Minority interest net income$081
Net income of bank and minority interests.$23,525,000262
Net charge-offs$9,427,000119
Cash dividends$6,000,000371
Sale, conversion, retirement of capital stock, net$-3,300,0006,579
Net operating income$23,173,140260
2014-06-30 (YTD Data)Rank
Total interest income$100,965,000166
Total interest expense$12,010,000133
Net interest income$88,955,000170
Provision for loan and lease losses$7,385,00095
Total noninterest income$12,738,000312
Gross Fiduciary activities income$3,004,000167
Service charges on deposit accounts$6,807,000137
Trading account gains and fees$682,00069
Additional Noninterest Income$2,245,000806
Total noninterest expense$79,099,000164
Salaries and employee benefits$36,531,000164
Premises and equipment expense$12,718,000123
Additional noninterest expense$29,850,000169
Pre-tax net operating income$15,209,000326
Securities gains (losses)$237,000431
Applicable income taxes$4,217,000333
Income before extraordinary items$11,229,000330
Extraordinary gains, net$020
Net income$11,229,000330
Minority interest net income$080
Net income of bank and minority interests.$11,229,000330
Net charge-offs$6,355,000121
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$-3,304,0006,649
Net operating income$11,055,990326
2014-03-31 (YTD Data)Rank
Total interest income$49,793,000168
Total interest expense$6,081,000133
Net interest income$43,712,000171
Provision for loan and lease losses$3,396,000111
Total noninterest income$1,010,0001,242
Gross Fiduciary activities income$1,651,000160
Service charges on deposit accounts$3,003,000144
Trading account gains and fees$187,00080
Additional Noninterest Income$-3,831,0006,735
Total noninterest expense$42,244,000154
Salaries and employee benefits$18,070,000167
Premises and equipment expense$6,454,000123
Additional noninterest expense$17,720,000147
Pre-tax net operating income$-918,0006,682
Securities gains (losses)$34,000774
Applicable income taxes$-192,0006,668
Income before extraordinary items$-692,0006,662
Extraordinary gains, net$016
Net income$-692,0006,662
Minority interest net income$066
Net income of bank and minority interests.$-692,0006,662
Net charge-offs$3,117,000132
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$-4,231,0006,726
Net operating income$-718,5206,661
2013-12-31 (YTD Data)Rank
Total interest income$203,731,000166
Total interest expense$31,096,000124
Net interest income$172,635,000170
Provision for loan and lease losses$11,378,000146
Total noninterest income$43,335,000232
Gross Fiduciary activities income$5,379,000171
Service charges on deposit accounts$10,544,000159
Trading account gains and fees$4,802,00053
Additional Noninterest Income$22,610,000265
Total noninterest expense$146,799,000173
Salaries and employee benefits$63,071,000180
Premises and equipment expense$20,978,000140
Additional noninterest expense$62,750,000166
Pre-tax net operating income$57,793,000209
Securities gains (losses)$4,758,00065
Applicable income taxes$18,802,000190
Income before extraordinary items$43,749,000214
Extraordinary gains, net$029
Net income$43,749,000213
Minority interest net income$090
Net income of bank and minority interests.$43,749,000214
Net charge-offs$11,263,000160
Cash dividends$27,000,000158
Sale, conversion, retirement of capital stock, net$-1,102,0006,784
Net operating income$40,418,400218
2013-09-30 (YTD Data)Rank
Total interest income$155,074,000160
Total interest expense$23,279,000127
Net interest income$131,795,000167
Provision for loan and lease losses$8,278,000146
Total noninterest income$33,339,000227
Gross Fiduciary activities income$4,036,000167
Service charges on deposit accounts$7,774,000159
Trading account gains and fees$4,510,00050
Additional Noninterest Income$17,019,000269
Total noninterest expense$112,221,000165
Salaries and employee benefits$48,175,000176
Premises and equipment expense$15,932,000137
Additional noninterest expense$48,114,000156
Pre-tax net operating income$44,635,000207
Securities gains (losses)$1,366,000159
Applicable income taxes$13,521,000199
Income before extraordinary items$32,480,000213
Extraordinary gains, net$025
Net income$32,480,000212
Minority interest net income$084
Net income of bank and minority interests.$32,480,000213
Net charge-offs$8,238,000168
Cash dividends$23,000,000138
Sale, conversion, retirement of capital stock, net$228,000323
Net operating income$31,510,140214
2013-06-30 (YTD Data)Rank
Total interest income$100,571,000163
Total interest expense$15,583,000127
Net interest income$84,988,000169
Provision for loan and lease losses$5,100,000161
Total noninterest income$24,085,000218
Gross Fiduciary activities income$2,754,000162
Service charges on deposit accounts$5,123,000158
Trading account gains and fees$4,339,00045
Additional Noninterest Income$11,869,000269
Total noninterest expense$72,023,000171
Salaries and employee benefits$31,644,000181
Premises and equipment expense$10,744,000134
Additional noninterest expense$29,635,000163
Pre-tax net operating income$31,950,000190
Securities gains (losses)$1,005,000183
Applicable income taxes$9,208,000198
Income before extraordinary items$23,747,000190
Extraordinary gains, net$022
Net income$23,747,000190
Minority interest net income$082
Net income of bank and minority interests.$23,747,000191
Net charge-offs$5,060,000196
Cash dividends$15,000,000132
Sale, conversion, retirement of capital stock, net$-1,205,0006,924
Net operating income$23,023,400193
2013-03-31 (YTD Data)Rank
Total interest income$50,879,000166
Total interest expense$7,977,000130
Net interest income$42,902,000172
Provision for loan and lease losses$2,400,000179
Total noninterest income$11,937,000218
Gross Fiduciary activities income$1,433,000161
Service charges on deposit accounts$2,339,000168
Trading account gains and fees$2,118,00045
Additional Noninterest Income$6,047,000268
Total noninterest expense$36,808,000168
Salaries and employee benefits$15,599,000186
Premises and equipment expense$5,393,000138
Additional noninterest expense$15,816,000157
Pre-tax net operating income$15,631,000199
Securities gains (losses)$01,966
Applicable income taxes$4,705,000202
Income before extraordinary items$10,926,000208
Extraordinary gains, net$010
Net income$10,926,000208
Minority interest net income$076
Net income of bank and minority interests.$10,926,000209
Net charge-offs$2,345,000229
Cash dividends$7,000,000113
Sale, conversion, retirement of capital stock, net$-2,332,0007,012
Net operating income$10,926,000206
2012-12-31 (YTD Data)Rank
Total interest income$175,936,000191
Total interest expense$30,773,000147
Net interest income$145,163,000194
Provision for loan and lease losses$9,590,000282
Total noninterest income$41,344,000254
Gross Fiduciary activities income$4,753,000181
Service charges on deposit accounts$9,370,000179
Trading account gains and fees$10,703,00041
Additional Noninterest Income$16,518,000340
Total noninterest expense$128,078,000188
Salaries and employee benefits$56,318,000188
Premises and equipment expense$17,910,000158
Additional noninterest expense$53,850,000184
Pre-tax net operating income$48,839,000220
Securities gains (losses)$1,442,000360
Applicable income taxes$14,974,000208
Income before extraordinary items$35,307,000234
Extraordinary gains, net$029
Net income$35,307,000232
Minority interest net income$093
Net income of bank and minority interests.$35,307,000234
Net charge-offs$8,826,000359
Cash dividends$14,000,000248
Sale, conversion, retirement of capital stock, net$913,000227
Net operating income$34,297,600232
2012-09-30 (YTD Data)Rank
Total interest income$124,450,000200
Total interest expense$22,361,000155
Net interest income$102,089,000200
Provision for loan and lease losses$6,750,000316
Total noninterest income$27,927,000269
Gross Fiduciary activities income$3,542,000178
Service charges on deposit accounts$6,832,000182
Trading account gains and fees$6,154,00044
Additional Noninterest Income$11,399,000360
Total noninterest expense$88,102,000208
Salaries and employee benefits$39,582,000203
Premises and equipment expense$12,315,000172
Additional noninterest expense$36,205,000203
Pre-tax net operating income$35,164,000229
Securities gains (losses)$7,0003,196
Applicable income taxes$10,777,000220
Income before extraordinary items$24,394,000242
Extraordinary gains, net$020
Net income$24,394,000241
Minority interest net income$086
Net income of bank and minority interests.$24,394,000242
Net charge-offs$6,104,000393
Cash dividends$10,000,000206
Sale, conversion, retirement of capital stock, net$-779,0007,155
Net operating income$24,389,170234
2012-06-30 (YTD Data)Rank
Total interest income$81,332,000202
Total interest expense$14,746,000160
Net interest income$66,586,000206
Provision for loan and lease losses$4,250,000345
Total noninterest income$17,040,000289
Gross Fiduciary activities income$2,399,000174
Service charges on deposit accounts$4,501,000184
Trading account gains and fees$-359,0007,232
Additional Noninterest Income$10,499,000288
Total noninterest expense$59,179,000208
Salaries and employee benefits$25,431,000215
Premises and equipment expense$8,083,000174
Additional noninterest expense$25,665,000189
Pre-tax net operating income$20,197,000243
Securities gains (losses)$7,0002,812
Applicable income taxes$5,672,000266
Income before extraordinary items$14,532,000260
Extraordinary gains, net$019
Net income$14,532,000260
Minority interest net income$084
Net income of bank and minority interests.$14,532,000260
Net charge-offs$3,826,000419
Cash dividends$10,000,000150
Sale, conversion, retirement of capital stock, net$-370,0007,214
Net operating income$14,526,960249
2012-03-31 (YTD Data)Rank
Total interest income$38,676,000207
Total interest expense$7,332,000166
Net interest income$31,344,000209
Provision for loan and lease losses$2,000,000348
Total noninterest income$7,471,000305
Gross Fiduciary activities income$1,270,000169
Service charges on deposit accounts$2,128,000194
Trading account gains and fees$-22,0007,288
Additional Noninterest Income$4,095,000326
Total noninterest expense$28,285,000207
Salaries and employee benefits$11,620,000228
Premises and equipment expense$3,980,000171
Additional noninterest expense$12,685,000189
Pre-tax net operating income$8,530,000270
Securities gains (losses)$02,210
Applicable income taxes$2,564,000273
Income before extraordinary items$5,966,000292
Extraordinary gains, net$019
Net income$5,966,000293
Minority interest net income$078
Net income of bank and minority interests.$5,966,000293
Net charge-offs$1,787,000430
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$-778,0007,295
Net operating income$5,966,000275
2011-12-31 (YTD Data)Rank
Total interest income$139,158,000225
Total interest expense$31,199,000185
Net interest income$107,959,000234
Provision for loan and lease losses$7,563,000543
Total noninterest income$29,694,000276
Gross Fiduciary activities income$4,289,000157
Service charges on deposit accounts$8,605,000200
Trading account gains and fees$-522,0007,335
Additional Noninterest Income$17,322,000296
Total noninterest expense$104,116,000217
Salaries and employee benefits$42,812,000235
Premises and equipment expense$13,452,000198
Additional noninterest expense$47,852,000195
Pre-tax net operating income$25,974,000297
Securities gains (losses)$14,0003,210
Applicable income taxes$6,853,000326
Income before extraordinary items$19,135,000312
Extraordinary gains, net$029
Net income$19,135,000311
Minority interest net income$096
Net income of bank and minority interests.$19,135,000311
Net charge-offs$7,017,000609
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$-891,0007,336
Net operating income$19,124,640300
2011-09-30 (YTD Data)Rank
Total interest income$99,927,000230
Total interest expense$23,333,000194
Net interest income$76,594,000244
Provision for loan and lease losses$5,300,000589
Total noninterest income$17,657,000326
Gross Fiduciary activities income$3,199,000156
Service charges on deposit accounts$6,321,000201
Trading account gains and fees$-452,0007,415
Additional Noninterest Income$8,589,000390
Total noninterest expense$77,033,000215
Salaries and employee benefits$31,255,000241
Premises and equipment expense$9,680,000206
Additional noninterest expense$36,098,000192
Pre-tax net operating income$11,918,000448
Securities gains (losses)$6,0003,178
Applicable income taxes$1,968,000625
Income before extraordinary items$9,956,000414
Extraordinary gains, net$021
Net income$9,956,000414
Minority interest net income$087
Net income of bank and minority interests.$9,956,000414
Net charge-offs$5,017,000622
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$-1,138,0007,424
Net operating income$9,951,020404
2011-06-30 (YTD Data)Rank
Total interest income$59,961,000253
Total interest expense$15,259,000205
Net interest income$44,702,000272
Provision for loan and lease losses$3,100,000654
Total noninterest income$9,324,000393
Gross Fiduciary activities income$2,110,000161
Service charges on deposit accounts$3,832,000220
Trading account gains and fees$-184,0007,482
Additional Noninterest Income$3,566,000552
Total noninterest expense$42,248,000264
Salaries and employee benefits$19,554,000258
Premises and equipment expense$6,091,000222
Additional noninterest expense$16,603,000260
Pre-tax net operating income$8,678,000415
Securities gains (losses)$6,0002,492
Applicable income taxes$2,246,000426
Income before extraordinary items$6,438,000424
Extraordinary gains, net$015
Net income$6,438,000424
Minority interest net income$089
Net income of bank and minority interests.$6,438,000424
Net charge-offs$3,079,000675
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$-241,0007,492
Net operating income$6,433,560407
2011-03-31 (YTD Data)Rank
Total interest income$27,910,000272
Total interest expense$7,557,000216
Net interest income$20,353,000288
Provision for loan and lease losses$1,600,000609
Total noninterest income$4,182,000423
Gross Fiduciary activities income$960,000175
Service charges on deposit accounts$1,648,000251
Trading account gains and fees$63,000105
Additional Noninterest Income$1,511,000623
Total noninterest expense$18,362,000299
Salaries and employee benefits$9,419,000270
Premises and equipment expense$3,197,000214
Additional noninterest expense$5,746,000345
Pre-tax net operating income$4,573,000398
Securities gains (losses)$01,772
Applicable income taxes$1,354,000374
Income before extraordinary items$3,219,000415
Extraordinary gains, net$09
Net income$3,219,000415
Minority interest net income$086
Net income of bank and minority interests.$3,219,000415
Net charge-offs$1,600,000623
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$-789,0007,570
Net operating income$3,219,000407
2010-12-31 (YTD Data)Rank
Total interest income$112,269,000278
Total interest expense$34,464,000225
Net interest income$77,805,000291
Provision for loan and lease losses$8,526,000761
Total noninterest income$19,687,000397
Gross Fiduciary activities income$3,708,000171
Service charges on deposit accounts$7,181,000227
Trading account gains and fees$0175
Additional Noninterest Income$8,798,000505
Total noninterest expense$70,647,000306
Salaries and employee benefits$36,886,000258
Premises and equipment expense$11,229,000239
Additional noninterest expense$22,532,000369
Pre-tax net operating income$18,319,000326
Securities gains (losses)$03,793
Applicable income taxes$4,298,000414
Income before extraordinary items$14,021,000333
Extraordinary gains, net$029
Net income$14,021,000333
Minority interest net income$0111
Net income of bank and minority interests.$14,021,000334
Net charge-offs$8,444,000690
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$-564,0007,631
Net operating income$14,021,000320
2010-09-30 (YTD Data)Rank
Total interest income$83,900,000281
Total interest expense$26,404,000226
Net interest income$57,496,000300
Provision for loan and lease losses$6,526,000710
Total noninterest income$14,242,000391
Gross Fiduciary activities income$2,786,000170
Service charges on deposit accounts$5,401,000228
Trading account gains and fees$0165
Additional Noninterest Income$6,055,000508
Total noninterest expense$52,496,000302
Salaries and employee benefits$27,552,000254
Premises and equipment expense$8,391,000240
Additional noninterest expense$16,553,000355
Pre-tax net operating income$12,716,000347
Securities gains (losses)$03,651
Applicable income taxes$2,938,000435
Income before extraordinary items$9,778,000356
Extraordinary gains, net$023
Net income$9,778,000357
Minority interest net income$0110
Net income of bank and minority interests.$9,778,000357
Net charge-offs$6,506,000656
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$-798,0007,747
Net operating income$9,778,000348
2010-06-30 (YTD Data)Rank
Total interest income$55,440,000288
Total interest expense$17,841,000235
Net interest income$37,599,000303
Provision for loan and lease losses$4,526,000686
Total noninterest income$9,757,000375
Gross Fiduciary activities income$1,914,000167
Service charges on deposit accounts$3,569,000235
Trading account gains and fees$0152
Additional Noninterest Income$4,274,000471
Total noninterest expense$35,037,000305
Salaries and employee benefits$18,469,000252
Premises and equipment expense$5,584,000240
Additional noninterest expense$10,984,000354
Pre-tax net operating income$7,793,000364
Securities gains (losses)$03,184
Applicable income taxes$1,690,000450
Income before extraordinary items$6,103,000361
Extraordinary gains, net$019
Net income$6,103,000361
Minority interest net income$0105
Net income of bank and minority interests.$6,103,000361
Net charge-offs$4,494,000619
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$-1,188,0007,822
Net operating income$6,103,000354
2010-03-31 (YTD Data)Rank
Total interest income$27,480,000301
Total interest expense$8,969,000248
Net interest income$18,511,000311
Provision for loan and lease losses$2,326,000661
Total noninterest income$5,003,000377
Gross Fiduciary activities income$969,000166
Service charges on deposit accounts$1,669,000247
Trading account gains and fees$0175
Additional Noninterest Income$2,365,000428
Total noninterest expense$17,561,000302
Salaries and employee benefits$9,234,000262
Premises and equipment expense$2,842,000243
Additional noninterest expense$5,485,000345
Pre-tax net operating income$3,627,000373
Securities gains (losses)$02,284
Applicable income taxes$673,000540
Income before extraordinary items$2,954,000365
Extraordinary gains, net$016
Net income$2,954,000367
Minority interest net income$091
Net income of bank and minority interests.$2,954,000367
Net charge-offs$2,313,000588
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$-1,609,0007,928
Net operating income$2,954,000356
2009-12-31 (YTD Data)Rank
Total interest income$115,463,000300
Total interest expense$44,791,000255
Net interest income$70,672,000313
Provision for loan and lease losses$47,730,000254
Total noninterest income$15,551,000459
Gross Fiduciary activities income$3,979,000161
Service charges on deposit accounts$6,752,000259
Trading account gains and fees$0211
Additional Noninterest Income$4,820,000738
Total noninterest expense$66,949,000339
Salaries and employee benefits$30,888,000318
Premises and equipment expense$10,865,000257
Additional noninterest expense$25,196,000370
Pre-tax net operating income$-28,456,0007,787
Securities gains (losses)$-4,0006,931
Applicable income taxes$-12,015,0007,885
Income before extraordinary items$-16,445,0007,694
Extraordinary gains, net$034
Net income$-16,445,0007,693
Minority interest net income$0115
Net income of bank and minority interests.$-16,445,0007,693
Net charge-offs$38,822,000236
Cash dividends$12,000,000154
Sale, conversion, retirement of capital stock, net$568,000520
Net operating income$-16,442,4407,692
2009-09-30 (YTD Data)Rank
Total interest income$87,095,000311
Total interest expense$34,638,000269
Net interest income$52,457,000327
Provision for loan and lease losses$9,000,000680
Total noninterest income$13,964,000415
Gross Fiduciary activities income$3,062,000158
Service charges on deposit accounts$4,837,000272
Trading account gains and fees$0212
Additional Noninterest Income$6,065,000519
Total noninterest expense$48,688,000354
Salaries and employee benefits$22,419,000331
Premises and equipment expense$8,092,000262
Additional noninterest expense$18,177,000380
Pre-tax net operating income$8,733,000380
Securities gains (losses)$-4,0007,168
Applicable income taxes$1,085,000792
Income before extraordinary items$7,644,000335
Extraordinary gains, net$027
Net income$7,644,000334
Minority interest net income$0118
Net income of bank and minority interests.$7,644,000335
Net charge-offs$7,611,000614
Cash dividends$2,000,000630
Sale, conversion, retirement of capital stock, net$-54,0008,034
Net operating income$7,647,520331
2009-06-30 (YTD Data)Rank
Total interest income$58,637,000316
Total interest expense$23,601,000279
Net interest income$35,036,000334
Provision for loan and lease losses$4,700,000778
Total noninterest income$9,055,000427
Gross Fiduciary activities income$1,924,000165
Service charges on deposit accounts$3,133,000279
Trading account gains and fees$0193
Additional Noninterest Income$3,998,000519
Total noninterest expense$32,693,000359
Salaries and employee benefits$14,521,000349
Premises and equipment expense$5,602,000260
Additional noninterest expense$12,570,000375
Pre-tax net operating income$6,698,000331
Securities gains (losses)$1,0003,011
Applicable income taxes$1,478,000428
Income before extraordinary items$5,221,000339
Extraordinary gains, net$021
Net income$5,221,000336
Minority interest net income$0112
Net income of bank and minority interests.$5,221,000338
Net charge-offs$4,691,000606
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$-208,0008,167
Net operating income$5,220,220324
2009-03-31 (YTD Data)Rank
Total interest income$29,874,000315
Total interest expense$11,866,000289
Net interest income$18,008,000320
Provision for loan and lease losses$2,500,000636
Total noninterest income$4,603,000393
Gross Fiduciary activities income$989,000162
Service charges on deposit accounts$1,497,000286
Trading account gains and fees$0171
Additional Noninterest Income$2,117,000484
Total noninterest expense$16,298,000329
Salaries and employee benefits$7,946,000320
Premises and equipment expense$2,930,000249
Additional noninterest expense$5,422,000356
Pre-tax net operating income$3,813,000318
Securities gains (losses)$-2,0007,731
Applicable income taxes$884,000391
Income before extraordinary items$2,927,000338
Extraordinary gains, net$015
Net income$2,927,000339
Minority interest net income$0102
Net income of bank and minority interests.$2,927,000340
Net charge-offs$2,505,000521
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$-529,0008,232
Net operating income$2,928,540316
2008-12-31 (YTD Data)Rank
Total interest income$133,186,000310
Total interest expense$55,700,000292
Net interest income$77,486,000303
Provision for loan and lease losses$4,580,0001,063
Total noninterest income$17,928,000382
Gross Fiduciary activities income$4,650,000160
Service charges on deposit accounts$6,552,000275
Trading account gains and fees$0154
Additional Noninterest Income$6,726,000525
Total noninterest expense$60,448,000364
Salaries and employee benefits$30,656,000320
Premises and equipment expense$10,421,000278
Additional noninterest expense$19,371,000405
Pre-tax net operating income$30,386,000197
Securities gains (losses)$-22,0007,094
Applicable income taxes$8,528,000202
Income before extraordinary items$21,836,000184
Extraordinary gains, net$039
Net income$21,836,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,788,000846
Cash dividends$17,000,000190
Sale, conversion, retirement of capital stock, net$507,000550
Net operating income$21,851,840201
2008-09-30 (YTD Data)Rank
Total interest income$100,430,000323
Total interest expense$42,794,000303
Net interest income$57,636,000317
Provision for loan and lease losses$3,180,000869
Total noninterest income$13,718,000394
Gross Fiduciary activities income$3,681,000159
Service charges on deposit accounts$4,794,000290
Trading account gains and fees$0148
Additional Noninterest Income$5,243,000537
Total noninterest expense$45,913,000348
Salaries and employee benefits$23,542,000326
Premises and equipment expense$7,881,000281
Additional noninterest expense$14,490,000379
Pre-tax net operating income$22,261,000258
Securities gains (losses)$-22,0007,421
Applicable income taxes$6,160,000265
Income before extraordinary items$16,079,000236
Extraordinary gains, net$031
Net income$16,079,000236
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,410,000735
Cash dividends$17,000,000163
Sale, conversion, retirement of capital stock, net$-75,0008,318
Net operating income$16,094,840254
2008-06-30 (YTD Data)Rank
Total interest income$67,343,000328
Total interest expense$29,443,000308
Net interest income$37,900,000323
Provision for loan and lease losses$1,930,000814
Total noninterest income$9,147,000407
Gross Fiduciary activities income$2,589,000155
Service charges on deposit accounts$3,070,000291
Trading account gains and fees$0149
Additional Noninterest Income$3,488,000561
Total noninterest expense$30,845,000342
Salaries and employee benefits$15,604,000332
Premises and equipment expense$5,327,000274
Additional noninterest expense$9,914,000363
Pre-tax net operating income$14,272,000282
Securities gains (losses)$-27,0008,197
Applicable income taxes$3,688,000332
Income before extraordinary items$10,557,000276
Extraordinary gains, net$021
Net income$10,557,000275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,465,000672
Cash dividends$14,000,000150
Sale, conversion, retirement of capital stock, net$-445,0008,430
Net operating income$10,576,980269
2008-03-31 (YTD Data)Rank
Total interest income$34,515,000329
Total interest expense$15,612,000315
Net interest income$18,903,000329
Provision for loan and lease losses$825,000711
Total noninterest income$4,314,000437
Gross Fiduciary activities income$1,223,000161
Service charges on deposit accounts$1,469,000297
Trading account gains and fees$0158
Additional Noninterest Income$1,622,000593
Total noninterest expense$15,283,000339
Salaries and employee benefits$7,660,000338
Premises and equipment expense$2,774,000262
Additional noninterest expense$4,849,000351
Pre-tax net operating income$7,109,000305
Securities gains (losses)$02,688
Applicable income taxes$2,096,000327
Income before extraordinary items$5,013,000318
Extraordinary gains, net$015
Net income$5,013,000319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$811,000526
Cash dividends$2,000,000415
Sale, conversion, retirement of capital stock, net$-817,0008,480
Net operating income$5,013,000297
2007-12-31 (YTD Data)Rank
Total interest income$132,294,000354
Total interest expense$65,791,000325
Net interest income$66,503,000368
Provision for loan and lease losses$4,300,000471
Total noninterest income$11,998,000543
Gross Fiduciary activities income$3,877,000184
Service charges on deposit accounts$5,114,000348
Trading account gains and fees$0178
Additional Noninterest Income$3,007,0001,018
Total noninterest expense$54,565,000374
Salaries and employee benefits$25,924,000388
Premises and equipment expense$9,147,000308
Additional noninterest expense$19,494,000352
Pre-tax net operating income$19,636,000475
Securities gains (losses)$-1,771,0008,459
Applicable income taxes$4,747,000567
Income before extraordinary items$13,118,000505
Extraordinary gains, net$039
Net income$13,118,000502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,007,000271
Cash dividends$5,000,000733
Sale, conversion, retirement of capital stock, net$821,000460
Net operating income$14,410,830461
2007-09-30 (YTD Data)Rank
Total interest income$96,071,000365
Total interest expense$48,873,000329
Net interest income$47,198,000388
Provision for loan and lease losses$1,240,000748
Total noninterest income$7,709,000603
Gross Fiduciary activities income$2,694,000192
Service charges on deposit accounts$3,416,000380
Trading account gains and fees$0184
Additional Noninterest Income$1,599,0001,322
Total noninterest expense$38,835,000391
Salaries and employee benefits$18,498,000404
Premises and equipment expense$6,681,000316
Additional noninterest expense$13,656,000354
Pre-tax net operating income$14,832,000507
Securities gains (losses)$-1,771,0008,511
Applicable income taxes$3,588,000603
Income before extraordinary items$9,473,000563
Extraordinary gains, net$033
Net income$9,473,000561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,955,000298
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$472,000424
Net operating income$10,765,830503
2007-06-30 (YTD Data)Rank
Total interest income$64,750,000373
Total interest expense$32,223,000338
Net interest income$32,527,000386
Provision for loan and lease losses$850,000668
Total noninterest income$6,116,000552
Gross Fiduciary activities income$1,662,000208
Service charges on deposit accounts$2,212,000394
Trading account gains and fees$0168
Additional Noninterest Income$2,242,000781
Total noninterest expense$26,361,000391
Salaries and employee benefits$12,503,000406
Premises and equipment expense$4,457,000326
Additional noninterest expense$9,401,000355
Pre-tax net operating income$11,432,000478
Securities gains (losses)$81,000446
Applicable income taxes$3,383,000499
Income before extraordinary items$8,130,000490
Extraordinary gains, net$029
Net income$8,130,000489
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,069,000434
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$-204,0008,574
Net operating income$8,072,490481
2007-03-31 (YTD Data)Rank
Total interest income$31,461,000380
Total interest expense$15,731,000343
Net interest income$15,730,000394
Provision for loan and lease losses$750,000360
Total noninterest income$3,019,000550
Gross Fiduciary activities income$794,000213
Service charges on deposit accounts$1,034,000406
Trading account gains and fees$0195
Additional Noninterest Income$1,191,000714
Total noninterest expense$12,759,000398
Salaries and employee benefits$6,632,000398
Premises and equipment expense$2,271,000315
Additional noninterest expense$3,856,000405
Pre-tax net operating income$5,240,000508
Securities gains (losses)$81,000339
Applicable income taxes$1,506,000538
Income before extraordinary items$3,815,000508
Extraordinary gains, net$022
Net income$3,815,000507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000423
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$-753,0008,630
Net operating income$3,756,680507
2006-12-31 (YTD Data)Rank
Total interest income$118,019,000371
Total interest expense$56,541,000328
Net interest income$61,478,000388
Provision for loan and lease losses$7,860,000163
Total noninterest income$13,495,000499
Gross Fiduciary activities income$2,882,000210
Service charges on deposit accounts$3,645,000471
Trading account gains and fees$0130
Additional Noninterest Income$6,968,000538
Total noninterest expense$46,283,000419
Salaries and employee benefits$22,856,000426
Premises and equipment expense$6,909,000378
Additional noninterest expense$16,518,000380
Pre-tax net operating income$20,830,000524
Securities gains (losses)$-3,130,0008,629
Applicable income taxes$4,777,000658
Income before extraordinary items$12,923,000583
Extraordinary gains, net$051
Net income$12,923,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,066,000646
Cash dividends$10,000,000378
Sale, conversion, retirement of capital stock, net$605,000565
Net operating income$15,207,900514
2006-09-30 (YTD Data)Rank
Total interest income$86,647,000383
Total interest expense$41,203,000338
Net interest income$45,444,000405
Provision for loan and lease losses$7,005,000148
Total noninterest income$10,271,000508
Gross Fiduciary activities income$2,139,000221
Service charges on deposit accounts$2,424,000532
Trading account gains and fees$0126
Additional Noninterest Income$5,708,000514
Total noninterest expense$33,736,000438
Salaries and employee benefits$17,359,000432
Premises and equipment expense$5,638,000358
Additional noninterest expense$10,739,000427
Pre-tax net operating income$14,974,000565
Securities gains (losses)$-4,054,0008,714
Applicable income taxes$2,885,000816
Income before extraordinary items$8,035,000729
Extraordinary gains, net$045
Net income$8,035,000728
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$497,000807
Cash dividends$5,000,000514
Sale, conversion, retirement of capital stock, net$-403,0008,715
Net operating income$11,034,960544
2006-06-30 (YTD Data)Rank
Total interest income$55,265,000391
Total interest expense$25,700,000345
Net interest income$29,565,000415
Provision for loan and lease losses$844,000614
Total noninterest income$6,975,000503
Gross Fiduciary activities income$1,382,000229
Service charges on deposit accounts$1,594,000536
Trading account gains and fees$0126
Additional Noninterest Income$3,999,000497
Total noninterest expense$22,535,000441
Salaries and employee benefits$11,103,000455
Premises and equipment expense$3,331,000397
Additional noninterest expense$8,101,000402
Pre-tax net operating income$13,161,000466
Securities gains (losses)$1,026,000115
Applicable income taxes$4,267,000466
Income before extraordinary items$9,920,000445
Extraordinary gains, net$039
Net income$9,920,000444
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,000736
Cash dividends$5,000,000371
Sale, conversion, retirement of capital stock, net$-669,0008,763
Net operating income$9,201,800461
2006-03-31 (YTD Data)Rank
Total interest income$27,065,000390
Total interest expense$12,215,000346
Net interest income$14,850,000414
Provision for loan and lease losses$285,000838
Total noninterest income$3,594,000492
Gross Fiduciary activities income$684,000231
Service charges on deposit accounts$763,000536
Trading account gains and fees$0115
Additional Noninterest Income$2,147,000474
Total noninterest expense$11,071,000453
Salaries and employee benefits$5,518,000455
Premises and equipment expense$1,724,000388
Additional noninterest expense$3,829,000407
Pre-tax net operating income$7,088,000437
Securities gains (losses)$497,000109
Applicable income taxes$2,241,000449
Income before extraordinary items$5,344,000409
Extraordinary gains, net$021
Net income$5,344,000408
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$201,000622
Cash dividends$5,000,000202
Sale, conversion, retirement of capital stock, net$-1,006,0008,783
Net operating income$4,996,100427
2005-12-31 (YTD Data)Rank
Total interest income$87,733,000414
Total interest expense$35,666,000362
Net interest income$52,067,000440
Provision for loan and lease losses$1,095,000970
Total noninterest income$10,558,000600
Gross Fiduciary activities income$2,479,000234
Service charges on deposit accounts$2,899,000587
Trading account gains and fees$0138
Additional Noninterest Income$5,180,000664
Total noninterest expense$49,168,000391
Salaries and employee benefits$28,806,000331
Premises and equipment expense$5,181,000475
Additional noninterest expense$15,181,000417
Pre-tax net operating income$12,362,000799
Securities gains (losses)$4,282,00089
Applicable income taxes$7,875,000460
Income before extraordinary items$8,769,000825
Extraordinary gains, net$046
Net income$8,769,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$969,000696
Cash dividends$43,653,000142
Sale, conversion, retirement of capital stock, net$15,665,000106
Net operating income$6,028,5201,175
2005-09-30 (YTD Data)Rank
Total interest income$61,219,000432
Total interest expense$23,540,000385
Net interest income$37,679,000451
Provision for loan and lease losses$998,000764
Total noninterest income$6,489,000695
Gross Fiduciary activities income$1,815,000232
Service charges on deposit accounts$2,030,000625
Trading account gains and fees$0126
Additional Noninterest Income$2,644,000908
Total noninterest expense$37,441,000385
Salaries and employee benefits$22,996,000310
Premises and equipment expense$3,591,000511
Additional noninterest expense$10,854,000423
Pre-tax net operating income$5,729,0001,242
Securities gains (losses)$3,400,00089
Applicable income taxes$5,503,000487
Income before extraordinary items$3,626,0001,469
Extraordinary gains, net$035
Net income$3,626,0001,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$537,000790
Cash dividends$43,653,000111
Sale, conversion, retirement of capital stock, net$9,047,000150
Net operating income$1,450,0003,171
2005-06-30 (YTD Data)Rank
Total interest income$35,391,000468
Total interest expense$13,662,000403
Net interest income$21,729,000500
Provision for loan and lease losses$793,000646
Total noninterest income$3,833,000751
Gross Fiduciary activities income$1,192,000236
Service charges on deposit accounts$750,0001,144
Trading account gains and fees$0116
Additional Noninterest Income$1,891,000841
Total noninterest expense$25,614,000372
Salaries and employee benefits$17,432,000268
Premises and equipment expense$2,109,000563
Additional noninterest expense$6,073,000472
Pre-tax net operating income$-845,0008,757
Securities gains (losses)$2,568,00092
Applicable income taxes$3,094,000539
Income before extraordinary items$-1,371,0008,832
Extraordinary gains, net$030
Net income$-1,371,0008,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$407,000710
Cash dividends$43,000,00076
Sale, conversion, retirement of capital stock, net$9,047,00097
Net operating income$-3,014,5208,843
2005-03-31 (YTD Data)Rank
Total interest income$16,038,000495
Total interest expense$5,920,000427
Net interest income$10,118,000527
Provision for loan and lease losses$493,000485
Total noninterest income$1,637,000845
Gross Fiduciary activities income$617,000236
Service charges on deposit accounts$378,0001,105
Trading account gains and fees$0115
Additional Noninterest Income$642,0001,118
Total noninterest expense$7,593,000579
Salaries and employee benefits$4,325,000524
Premises and equipment expense$1,015,000584
Additional noninterest expense$2,253,000598
Pre-tax net operating income$3,669,000669
Securities gains (losses)$1,017,000100
Applicable income taxes$1,468,000561
Income before extraordinary items$3,218,000573
Extraordinary gains, net$024
Net income$3,218,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$185,000725
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$311,000194
Net operating income$2,516,270689
2004-12-31 (YTD Data)Rank
Total interest income$61,083,000477
Total interest expense$20,562,000417
Net interest income$40,521,000505
Provision for loan and lease losses$1,565,000688
Total noninterest income$6,103,000896
Gross Fiduciary activities income$2,523,000222
Service charges on deposit accounts$1,315,0001,349
Trading account gains and fees$0138
Additional Noninterest Income$2,265,0001,218
Total noninterest expense$29,406,000572
Salaries and employee benefits$16,992,000519
Premises and equipment expense$3,699,000634
Additional noninterest expense$8,715,000618
Pre-tax net operating income$15,653,000593
Securities gains (losses)$1,484,000217
Applicable income taxes$6,214,000514
Income before extraordinary items$10,923,000626
Extraordinary gains, net$034
Net income$10,923,000627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,197,000678
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$2,418,000322
Net operating income$9,973,240644
2004-09-30 (YTD Data)Rank
Total interest income$45,273,000478
Total interest expense$14,980,000420
Net interest income$30,293,000504
Provision for loan and lease losses$1,140,000679
Total noninterest income$4,405,000947
Gross Fiduciary activities income$1,835,000228
Service charges on deposit accounts$943,0001,413
Trading account gains and fees$0134
Additional Noninterest Income$1,627,0001,245
Total noninterest expense$21,814,000585
Salaries and employee benefits$12,692,000520
Premises and equipment expense$2,764,000630
Additional noninterest expense$6,358,000622
Pre-tax net operating income$11,744,000598
Securities gains (losses)$1,013,000263
Applicable income taxes$4,723,000504
Income before extraordinary items$8,034,000639
Extraordinary gains, net$026
Net income$8,034,000640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$717,000727
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$1,565,000278
Net operating income$7,385,680663
2004-06-30 (YTD Data)Rank
Total interest income$29,728,000478
Total interest expense$9,722,000424
Net interest income$20,006,000508
Provision for loan and lease losses$775,000653
Total noninterest income$3,035,000914
Gross Fiduciary activities income$1,225,000231
Service charges on deposit accounts$621,0001,422
Trading account gains and fees$0130
Additional Noninterest Income$1,189,0001,182
Total noninterest expense$14,548,000584
Salaries and employee benefits$8,489,000526
Premises and equipment expense$1,867,000618
Additional noninterest expense$4,192,000633
Pre-tax net operating income$7,718,000592
Securities gains (losses)$702,000281
Applicable income taxes$3,057,000515
Income before extraordinary items$5,363,000629
Extraordinary gains, net$021
Net income$5,363,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$496,000718
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$914,000230
Net operating income$4,913,720649
2004-03-31 (YTD Data)Rank
Total interest income$14,990,000486
Total interest expense$4,789,000442
Net interest income$10,201,000503
Provision for loan and lease losses$350,000704
Total noninterest income$1,500,000909
Gross Fiduciary activities income$577,000244
Service charges on deposit accounts$305,0001,400
Trading account gains and fees$0121
Additional Noninterest Income$618,0001,109
Total noninterest expense$7,628,000560
Salaries and employee benefits$4,489,000501
Premises and equipment expense$973,000599
Additional noninterest expense$2,166,000608
Pre-tax net operating income$3,723,000606
Securities gains (losses)$325,000354
Applicable income taxes$1,797,000465
Income before extraordinary items$2,251,000740
Extraordinary gains, net$016
Net income$2,251,000740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$367,000528
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$287,000188
Net operating income$2,043,000766
2003-12-31 (YTD Data)Rank
Total interest income$56,296,000509
Total interest expense$18,612,000496
Net interest income$37,684,000520
Provision for loan and lease losses$1,460,000842
Total noninterest income$3,459,0001,507
Gross Fiduciary activities income$2,090,000251
Service charges on deposit accounts$1,268,0001,367
Trading account gains and fees$0160
Additional Noninterest Income$101,0006,522
Total noninterest expense$28,770,000592
Salaries and employee benefits$16,332,000532
Premises and equipment expense$3,485,000654
Additional noninterest expense$8,953,000611
Pre-tax net operating income$10,913,000794
Securities gains (losses)$3,077,000219
Applicable income taxes$5,002,000622
Income before extraordinary items$8,988,000723
Extraordinary gains, net$054
Net income$8,988,000725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,799,000427
Cash dividends$8,003,000443
Sale, conversion, retirement of capital stock, net$2,160,000328
Net operating income$7,018,720865
2003-09-30 (YTD Data)Rank
Total interest income$41,881,000530
Total interest expense$13,979,000514
Net interest income$27,902,000530
Provision for loan and lease losses$1,685,000598
Total noninterest income$4,167,0001,080
Gross Fiduciary activities income$1,563,000261
Service charges on deposit accounts$942,0001,388
Trading account gains and fees$0153
Additional Noninterest Income$1,662,0001,424
Total noninterest expense$21,561,000607
Salaries and employee benefits$12,679,000529
Premises and equipment expense$2,623,000665
Additional noninterest expense$6,259,000648
Pre-tax net operating income$8,823,000766
Securities gains (losses)$1,513,000338
Applicable income taxes$3,913,000628
Income before extraordinary items$6,423,000794
Extraordinary gains, net$040
Net income$6,423,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,896,000459
Cash dividends$8,003,000354
Sale, conversion, retirement of capital stock, net$1,616,000261
Net operating income$5,454,680859
2003-06-30 (YTD Data)Rank
Total interest income$28,023,000536
Total interest expense$9,469,000522
Net interest income$18,554,000539
Provision for loan and lease losses$1,110,000597
Total noninterest income$2,666,0001,102
Gross Fiduciary activities income$990,000278
Service charges on deposit accounts$621,0001,376
Trading account gains and fees$0150
Additional Noninterest Income$1,055,0001,460
Total noninterest expense$14,612,000589
Salaries and employee benefits$8,659,000515
Premises and equipment expense$1,807,000639
Additional noninterest expense$4,146,000648
Pre-tax net operating income$5,498,000817
Securities gains (losses)$1,157,000333
Applicable income taxes$2,571,000630
Income before extraordinary items$4,084,000827
Extraordinary gains, net$030
Net income$4,084,000828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,137,000480
Cash dividends$8,000,000239
Sale, conversion, retirement of capital stock, net$1,061,000197
Net operating income$3,343,520922
2003-03-31 (YTD Data)Rank
Total interest income$13,884,000546
Total interest expense$4,783,000536
Net interest income$9,101,000547
Provision for loan and lease losses$325,000862
Total noninterest income$1,137,0001,212
Gross Fiduciary activities income$436,000306
Service charges on deposit accounts$318,0001,314
Trading account gains and fees$0134
Additional Noninterest Income$383,0001,792
Total noninterest expense$7,029,000605
Salaries and employee benefits$3,920,000567
Premises and equipment expense$972,000601
Additional noninterest expense$2,137,000632
Pre-tax net operating income$2,884,000782
Securities gains (losses)$840,000251
Applicable income taxes$1,851,000480
Income before extraordinary items$1,873,000903
Extraordinary gains, net$021
Net income$1,873,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,000737
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$545,000133
Net operating income$1,335,4001,156
2002-12-31 (YTD Data)Rank
Total interest income$63,855,000506
Total interest expense$24,370,000483
Net interest income$39,485,000514
Provision for loan and lease losses$6,180,000330
Total noninterest income$-5,788,0009,352
Gross Fiduciary activities income$1,796,000300
Service charges on deposit accounts$1,128,0001,432
Trading account gains and fees$0153
Additional Noninterest Income$-8,712,0009,368
Total noninterest expense$38,867,000454
Salaries and employee benefits$23,120,000371
Premises and equipment expense$4,242,000538
Additional noninterest expense$11,505,000504
Pre-tax net operating income$-11,350,0009,334
Securities gains (losses)$14,470,00078
Applicable income taxes$616,0003,078
Income before extraordinary items$2,504,0002,347
Extraordinary gains, net$070
Net income$2,504,0002,346
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,906,000265
Cash dividends$2,379,0001,147
Sale, conversion, retirement of capital stock, net$2,051,000282
Net operating income$-9,072,0009,323
2001-12-31 (YTD Data)Rank
Total interest income$75,017,000485
Total interest expense$33,603,000519
Net interest income$41,414,000460
Provision for loan and lease losses$7,175,000283
Total noninterest income$6,890,000765
Gross Fiduciary activities income$1,781,000306
Service charges on deposit accounts$917,0001,645
Trading account gains and fees$0177
Additional Noninterest Income$4,192,000748
Total noninterest expense$29,411,000572
Salaries and employee benefits$15,654,000512
Premises and equipment expense$4,147,000534
Additional noninterest expense$9,610,000592
Pre-tax net operating income$11,718,000668
Securities gains (losses)$268,000963
Applicable income taxes$4,135,000633
Income before extraordinary items$7,851,000719
Extraordinary gains, net$0105
Net income$7,851,000720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,357,000264
Cash dividends$14,650,000288
Sale, conversion, retirement of capital stock, net$-3,680,0009,601
Net operating income$7,674,120703
2000-12-31 (YTD Data)Rank
Total interest income$70,813,000542
Total interest expense$33,449,000575
Net interest income$37,364,000505
Provision for loan and lease losses$3,170,000440
Total noninterest income$4,303,0001,027
Gross Fiduciary activities income$1,707,000311
Service charges on deposit accounts$795,0001,749
Trading account gains and fees$0180
Additional Noninterest Income$1,801,0001,223
Total noninterest expense$26,792,000592
Salaries and employee benefits$13,577,000537
Premises and equipment expense$4,350,000520
Additional noninterest expense$8,865,000632
Pre-tax net operating income$11,705,000686
Securities gains (losses)$423,000287
Applicable income taxes$4,247,000617
Income before extraordinary items$7,881,000697
Extraordinary gains, net$038
Net income$7,881,000697
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,488,000568
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$27,067,00019
Net operating income$7,606,050714
1999-12-31 (YTD Data)Rank
Total interest income$58,464,000612
Total interest expense$26,922,000618
Net interest income$31,542,000611
Provision for loan and lease losses$3,030,000414
Total noninterest income$3,921,0001,106
Gross Fiduciary activities income$1,731,000346
Service charges on deposit accounts$723,0001,839
Trading account gains and fees$0173
Additional Noninterest Income$1,467,0001,419
Total noninterest expense$25,478,000631
Salaries and employee benefits$13,400,000546
Premises and equipment expense$3,975,000562
Additional noninterest expense$8,103,000696
Pre-tax net operating income$6,955,0001,112
Securities gains (losses)$491,000348
Applicable income taxes$1,195,0001,932
Income before extraordinary items$6,251,000902
Extraordinary gains, net$035
Net income$6,251,000902
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,085,000442
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,838,560942
1998-12-31 (YTD Data)Rank
Total interest income$52,489,000653
Total interest expense$24,181,000689
Net interest income$28,308,000630
Provision for loan and lease losses$2,055,000567
Total noninterest income$2,867,0001,395
Gross Fiduciary activities income$1,154,000422
Service charges on deposit accounts$633,0002,028
Trading account gains and fees$0224
Additional Noninterest Income$1,080,0001,755
Total noninterest expense$22,047,000682
Salaries and employee benefits$11,569,000617
Premises and equipment expense$3,380,000635
Additional noninterest expense$7,098,000759
Pre-tax net operating income$7,073,0001,067
Securities gains (losses)$425,000617
Applicable income taxes$2,068,0001,224
Income before extraordinary items$5,430,000994
Extraordinary gains, net$032
Net income$5,430,000994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,000980
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$5,124,0001,011
1997-12-31 (YTD Data)Rank
Total interest income$48,432,000709
Total interest expense$22,276,000736
Net interest income$26,156,000695
Provision for loan and lease losses$1,405,000764
Total noninterest income$2,832,0001,342
Gross Fiduciary activities income$1,006,000472
Service charges on deposit accounts$757,0001,717
Trading account gains and fees$0239
Additional Noninterest Income$1,069,0001,671
Total noninterest expense$26,173,000579
Salaries and employee benefits$12,258,000560
Premises and equipment expense$3,035,000683
Additional noninterest expense$10,880,000549
Pre-tax net operating income$1,410,0004,703
Securities gains (losses)$2,653,000145
Applicable income taxes$2,392,0001,137
Income before extraordinary items$1,671,0003,042
Extraordinary gains, net$044
Net income$1,671,0003,041
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,480,000607
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$-26,92010,402
1996-12-31 (YTD Data)Rank
Total interest income$26,896,0001,273
Total interest expense$12,132,0001,332
Net interest income$14,764,0001,218
Provision for loan and lease losses$1,740,000691
Total noninterest income$2,008,0001,830
Gross Fiduciary activities income$625,000644
Service charges on deposit accounts$749,0001,808
Trading account gains and fees$0262
Additional Noninterest Income$634,0002,472
Total noninterest expense$12,250,0001,192
Salaries and employee benefits$6,281,0001,064
Premises and equipment expense$1,565,0001,310
Additional noninterest expense$4,404,0001,264
Pre-tax net operating income$2,782,0002,522
Securities gains (losses)$4,0003,123
Applicable income taxes$1,068,0002,208
Income before extraordinary items$1,718,0002,831
Extraordinary gains, net$260,00012
Net income$1,978,0002,490
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,940,000586
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,715,4402,792
1995-12-31 (YTD Data)Rank
Total interest income$26,256,0001,305
Total interest expense$11,017,0001,478
Net interest income$15,239,0001,186
Provision for loan and lease losses$2,303,000532
Total noninterest income$2,262,0001,660
Gross Fiduciary activities income$540,000720
Service charges on deposit accounts$848,0001,593
Trading account gains and fees$10,000429
Additional Noninterest Income$864,0001,994
Total noninterest expense$11,074,0001,292
Salaries and employee benefits$5,818,0001,155
Premises and equipment expense$1,266,0001,604
Additional noninterest expense$3,990,0001,338
Pre-tax net operating income$4,124,0001,798
Securities gains (losses)$-8,0009,956
Applicable income taxes$1,128,0002,139
Income before extraordinary items$2,988,0001,699
Extraordinary gains, net$065
Net income$2,988,0001,698
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,159,000798
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,993,8401,672
1994-12-31 (YTD Data)Rank
Total interest income$21,794,0001,423
Total interest expense$8,224,0001,555
Net interest income$13,570,0001,331
Provision for loan and lease losses$1,675,000653
Total noninterest income$1,911,0001,894
Gross Fiduciary activities income$496,000737
Service charges on deposit accounts$764,0001,773
Trading account gains and fees$204,000190
Additional Noninterest Income$447,0003,182
Total noninterest expense$10,385,0001,410
Salaries and employee benefits$5,075,0001,329
Premises and equipment expense$1,303,0001,581
Additional noninterest expense$4,007,0001,412
Pre-tax net operating income$3,421,0002,090
Securities gains (losses)$-8,0009,681
Applicable income taxes$907,0002,459
Income before extraordinary items$2,506,0001,945
Extraordinary gains, net$0249
Net income$2,506,0001,944
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,713,000628
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,511,8401,945
1993-12-31 (YTD Data)Rank
Total interest income$20,896,0001,502
Total interest expense$8,053,0001,638
Net interest income$12,843,0001,414
Provision for loan and lease losses$2,042,000796
Total noninterest income$1,699,0002,214
Gross Fiduciary activities income$507,000759
Service charges on deposit accounts$816,0001,681
Trading account gains and fees$0532
Additional Noninterest Income$376,0003,913
Total noninterest expense$11,106,0001,383
Salaries and employee benefits$4,048,0001,668
Premises and equipment expense$1,327,0001,586
Additional noninterest expense$5,731,0001,138
Pre-tax net operating income$1,394,0004,610
Securities gains (losses)$76,0002,857
Applicable income taxes$-75,00012,920
Income before extraordinary items$1,545,0003,153
Extraordinary gains, net$-543,00013,172
Net income$1,002,0004,837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,228,000689
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,469,0003,130
1992-12-31 (YTD Data)Rank
Total interest income$22,665,0001,590
Total interest expense$10,685,0001,619
Net interest income$11,980,0001,533
Provision for loan and lease losses$1,497,0001,404
Total noninterest income$1,761,0002,120
Gross Fiduciary activities income$522,000748
Service charges on deposit accounts$651,0002,093
Trading account gains and fees$0504
Additional Noninterest Income$588,0002,861
Total noninterest expense$11,688,0001,351
Salaries and employee benefits$4,024,0001,646
Premises and equipment expense$1,329,0001,604
Additional noninterest expense$6,335,0001,090
Pre-tax net operating income$556,0008,021
Securities gains (losses)$85,0003,276
Applicable income taxes$583,0003,512
Income before extraordinary items$58,00012,480
Extraordinary gains, net$428,000235
Net income$486,0007,547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,783,0001,043
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,60012,642

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.