Home > Berkshire Bank > Net charge- offs to loans
Berkshire Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2564% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0235% | 4,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0002% | 237 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0264% | 4,340 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,485 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,253 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1917% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0151% | 4,071 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0967% | 289 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.0953% | 185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0968% | 126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2766% | 311 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0003% | 170 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0208% | 4,341 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 4,525 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0325% | 4,301 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2063% | 4,534 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 4,121 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2239% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7769% | 145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.7782% | 141 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2933% | 286 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 4,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0005% | 125 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0238% | 4,393 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0020% | 4,573 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,325 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1253% | 4,522 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3298% | 218 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4419% | 161 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 3.4430% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3241% | 245 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0311% | 4,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0096% | 4,346 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0039% | 4,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0656% | 4,508 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0285% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0691% | 4,515 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5829% | 121 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8437% | 214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8446% | 191 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 285 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0636% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 167 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0030% | 4,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0284% | 4,176 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 4,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0260% | 4,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1411% | 177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7698% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7700% | 639 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0934% | 192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2250% | 104 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,689 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1350% | 4,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4469% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3975% | 1,019 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0844% | 650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1176% | 162 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2801% | 85 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0455% | 4,235 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2000% | 3,463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0235% | 4,050 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0698% | 3,903 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2857% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2858% | 1,155 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1489% | 390 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2383% | 87 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5469% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0782% | 4,422 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2157% | 3,474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0570% | 4,377 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1981% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1849% | 1,327 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1850% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2759% | 321 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2424% | 155 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5265% | 116 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0488% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0128% | 3,783 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0003% | 3,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0148% | 3,867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4229% | 443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4865% | 880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4867% | 800 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2930% | 276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2629% | 130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5685% | 93 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0217% | 49 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 750 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 132 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4233% | 374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5275% | 731 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5276% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3706% | 230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3161% | 117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7304% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0322% | 34 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0351% | 4,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1297% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0617% | 4,472 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6034% | 259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5151% | 726 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5153% | 651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4887% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4714% | 67 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0636% | 41 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0492% | 19 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0670% | 86 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0154% | 4,135 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5976% | 220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6390% | 673 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6392% | 597 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5410% | 283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4616% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.1729% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8468% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0183% | 83 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2509% | 193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2105% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2566% | 187 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8734% | 445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6049% | 1,043 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 560 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6050% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4632% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3714% | 149 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5515% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0351% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3395% | 122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3214% | 89 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3420% | 120 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8305% | 405 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5415% | 1,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5417% | 1,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3045% | 525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6119% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0166% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0343% | 735 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0720% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0293% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5023% | 577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5187% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5188% | 1,112 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4386% | 332 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3494% | 142 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9137% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0788% | 144 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8244% | 365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6020% | 1,152 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6022% | 1,052 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3446% | 588 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1088% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1394% | 58 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0504% | 1,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1814% | 184 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0342% | 1,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1911% | 428 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5420% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5421% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4042% | 415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1106% | 562 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2395% | 308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0002% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0498% | 891 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2181% | 145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4610% | 295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5281% | 1,408 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5282% | 1,302 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1426% | 1,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0826% | 629 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1351% | 343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0687% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2921% | 96 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0407% | 776 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2639% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5050% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,246 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1506% | 873 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0704% | 544 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1326% | 224 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2767% | 91 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3324% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4981% | 1,301 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4982% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1800% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1476% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3085% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0043% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0697% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2027% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0504% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2159% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4456% | 1,688 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4457% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1857% | 903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3382% | 207 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0077% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 813 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2283% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1768% | 1,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4570% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4571% | 1,371 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 841 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1426% | 414 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2457% | 218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0117% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1025% | 622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2191% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0845% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2457% | 871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4844% | 1,356 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4845% | 1,249 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1678% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1205% | 428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1388% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 439 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5821% | 62 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0709% | 607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2256% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5042% | 1,323 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5043% | 1,214 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1833% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1289% | 803 |
| Percentage Net Loans Charged-off:Construction & development | -0.0083% | 4,439 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2069% | 486 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0066% | 162 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1083% | 1,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2918% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0785% | 1,203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2983% | 1,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4839% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1513% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4898% | 1,635 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1914% | 1,107 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1340% | 656 |
| Percentage Net Loans Charged-off:Construction & development | -0.0113% | 4,513 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2276% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0093% | 123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3533% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0647% | 1,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3247% | 994 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4971% | 1,596 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1621% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5051% | 1,431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 1,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1263% | 646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1989% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0145% | 86 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1078% | 856 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1880% | 241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0950% | 897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4005% | 756 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4586% | 1,609 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2358% | 1,048 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4700% | 1,456 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1961% | 880 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0816% | 746 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0883% | 316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0309% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0787% | 283 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0980% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6048% | 450 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5218% | 1,395 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5303% | 1,248 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2095% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1281% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1653% | 669 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0036% | 4,540 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1337% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1334% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1338% | 1,061 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5162% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3686% | 2,171 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3701% | 2,030 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2142% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1311% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1710% | 531 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0259% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1315% | 1,019 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5404% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3161% | 2,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3163% | 1,939 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2207% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1511% | 781 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1923% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0413% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1531% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2089% | 325 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1426% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4925% | 735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3014% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3015% | 1,840 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2271% | 900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1912% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2659% | 268 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1824% | 666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2460% | 240 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1706% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3250% | 690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4089% | 1,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4091% | 1,394 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2430% | 787 |
| Percentage Net Loans Charged-off:Construction & development | 0.1975% | 495 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4612% | 434 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0839% | 4,812 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1310% | 1,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1838% | 538 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 1,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2505% | 1,425 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3386% | 2,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 747 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3387% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2546% | 1,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2672% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.2731% | 413 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5243% | 339 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1604% | 4,890 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1309% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2018% | 460 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 1,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1863% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3041% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3043% | 1,900 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2645% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3049% | 597 |
| Percentage Net Loans Charged-off:Construction & development | 0.4363% | 297 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5948% | 292 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2541% | 4,934 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2277% | 420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1254% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 1,400 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2601% | 2,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 596 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2602% | 1,884 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2730% | 877 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2938% | 568 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5308% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2490% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1734% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2541% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1575% | 939 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1657% | 828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3212% | 1,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3213% | 1,536 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2844% | 1,526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2602% | 1,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.9671% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2794% | 1,005 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3002% | 253 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1760% | 1,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3026% | 561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 1,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3792% | 1,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3372% | 2,279 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3374% | 2,149 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2873% | 1,370 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2546% | 1,121 |
| Percentage Net Loans Charged-off:Construction & development | 1.3027% | 317 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1849% | 1,072 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4383% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1893% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3024% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1663% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4330% | 1,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3184% | 2,178 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3186% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 1,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2634% | 1,128 |
| Percentage Net Loans Charged-off:Construction & development | 1.5833% | 272 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 986 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0107% | 5,029 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2145% | 1,407 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3313% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1907% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4520% | 1,028 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2916% | 2,048 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2918% | 1,916 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2952% | 1,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3287% | 837 |
| Percentage Net Loans Charged-off:Construction & development | 1.9091% | 203 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1541% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3118% | 929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5988% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2530% | 991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1262% | 1,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3285% | 1,820 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3287% | 1,700 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 2,307 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2282% | 2,136 |
| Percentage Net Loans Charged-off:Construction & development | 0.7664% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2430% | 1,566 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7761% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1402% | 2,687 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1380% | 1,164 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1407% | 2,578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4148% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5554% | 1,943 |
| Percentage Net Loans Charged-off: Credit card loans | 93.8045% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4730% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2742% | 2,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2499% | 1,892 |
| Percentage Net Loans Charged-off:Construction & development | 1.0218% | 763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2905% | 1,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2919% | 353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1484% | 2,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1996% | 962 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1365% | 2,367 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3409% | 1,633 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4126% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | 125.1790% | 3 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2975% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2536% | 2,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2479% | 1,875 |
| Percentage Net Loans Charged-off:Construction & development | 0.8693% | 752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2485% | 1,234 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3671% | 283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1774% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1891% | 870 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1746% | 2,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2043% | 1,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4625% | 1,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4629% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2335% | 2,040 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1790% | 1,870 |
| Percentage Net Loans Charged-off:Construction & development | 0.5853% | 648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1878% | 989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6131% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1063% | 2,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2257% | 620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 2,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4136% | 1,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5172% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5177% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2791% | 2,834 |
| Percentage Net Loans Charged-off:Construction & development | 1.2883% | 1,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1373% | 2,532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1178% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2581% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3358% | 1,226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2386% | 2,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1177% | 3,060 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4881% | 2,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4884% | 2,245 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2512% | 3,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2863% | 2,649 |
| Percentage Net Loans Charged-off:Construction & development | 1.4880% | 1,173 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1254% | 2,285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1548% | 633 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2499% | 2,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4645% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1967% | 2,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0285% | 3,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6370% | 1,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6370% | 1,697 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2436% | 3,109 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2808% | 2,527 |
| Percentage Net Loans Charged-off:Construction & development | 0.9925% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0867% | 2,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3339% | 2,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6385% | 748 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2550% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0022% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6018% | 1,822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6018% | 1,691 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2383% | 2,744 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2753% | 2,225 |
| Percentage Net Loans Charged-off:Construction & development | 2.0890% | 731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0116% | 1,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2396% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3332% | 790 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2141% | 2,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 2,033 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4492% | 1,921 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4492% | 1,751 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2762% | 4,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2382% | 3,707 |
| Percentage Net Loans Charged-off:Construction & development | 1.8472% | 1,757 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1025% | 3,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0620% | 964 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1318% | 3,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0713% | 1,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1505% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3856% | 2,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4060% | 1,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2397% | 1,173 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2746% | 3,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 3,472 |
| Percentage Net Loans Charged-off:Construction & development | 1.5726% | 1,663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1003% | 2,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0761% | 804 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1404% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0883% | 1,582 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1568% | 3,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4433% | 2,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5280% | 1,009 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3006% | 994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2741% | 3,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2162% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.9345% | 1,709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1413% | 2,179 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1230% | 627 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 2,998 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1250% | 1,329 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1912% | 2,779 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4302% | 2,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8377% | 822 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4789% | 815 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2985% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2558% | 2,533 |
| Percentage Net Loans Charged-off:Construction & development | 1.2026% | 1,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1407% | 1,586 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2153% | 2,215 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1379% | 936 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2415% | 1,991 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3122% | 1,849 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2309% | 664 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6298% | 684 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4150% | 3,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3339% | 3,568 |
| Percentage Net Loans Charged-off:Construction & development | 1.6581% | 2,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4795% | 2,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1142% | 1,021 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0317% | 4,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0359% | 1,893 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0303% | 4,581 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7453% | 2,890 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6087% | 1,374 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4321% | 3,567 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3706% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 2.2945% | 1,758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4872% | 1,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1549% | 806 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0084% | 4,576 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0226% | 1,679 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5827% | 2,788 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6256% | 1,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 3,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4611% | 2,580 |
| Percentage Net Loans Charged-off:Construction & development | 3.5345% | 1,252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5102% | 1,469 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2315% | 618 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 7,289 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0314% | 1,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 7,359 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0912% | 6,799 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6571% | 1,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4686% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5961% | 1,876 |
| Percentage Net Loans Charged-off:Construction & development | 5.7396% | 710 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4453% | 1,135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,269 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 942 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0363% | 7,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2433% | 7,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7198% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9579% | 1,259 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8153% | 1,155 |
| Percentage Net Loans Charged-off:Construction & development | 6.9059% | 904 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6565% | 407 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2426% | 784 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3774% | 2,458 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5385% | 1,186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3300% | 2,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3014% | 1,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9785% | 1,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5107% | 3,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3794% | 2,811 |
| Percentage Net Loans Charged-off:Construction & development | 2.7471% | 1,496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2762% | 1,747 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0370% | 4,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0660% | 1,541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 3,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7708% | 2,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0190% | 1,233 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4722% | 2,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2828% | 2,768 |
| Percentage Net Loans Charged-off:Construction & development | 1.2721% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3917% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 3,533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 1,253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0336% | 3,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0764% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1853% | 1,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5031% | 2,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3812% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 2.0380% | 953 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4294% | 730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0570% | 2,425 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0820% | 786 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0505% | 2,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3371% | 2,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2671% | 987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0920% | 3,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.4653% | 2,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 1,806 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 3,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0402% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0208% | 3,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3091% | 3,197 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9960% | 2,275 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1633% | 3,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 3,558 |
| Percentage Net Loans Charged-off:Construction & development | 0.1092% | 1,952 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0583% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0326% | 3,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0558% | 1,010 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0278% | 2,898 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3966% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9247% | 2,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0509% | 2,916 |
| Percentage Net Loans Charged-off:Construction & development | 0.1634% | 1,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0662% | 1,029 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0204% | 2,623 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0860% | 789 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0070% | 2,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3197% | 1,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7935% | 2,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1670% | 2,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0673% | 1,939 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1366% | 538 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 1,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1743% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0143% | 1,680 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4131% | 1,267 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6907% | 2,028 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3320% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0078% | 3,946 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 3,040 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 742 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5382% | 491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5131% | 3,022 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 3,174 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0106% | 2,501 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0656% | 604 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5580% | 655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4772% | 2,772 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1243% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7120% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4025% | 2,753 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 2,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5272% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 2,340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 3,905 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0022% | 3,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0047% | 2,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2413% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3592% | 3,568 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 3,909 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 2,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0051% | 2,334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0063% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0016% | 6,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3790% | 3,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 3,487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 2,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0078% | 1,892 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 1,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 6,662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4172% | 2,650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0561% | 2,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0080% | 6,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5265% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0816% | 4,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2458% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4163% | 3,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 3,859 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0932% | 2,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4094% | 3,523 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0787% | 3,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1450% | 2,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4371% | 3,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0878% | 2,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0080% | 1,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5670% | 2,379 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1497% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0263% | 2,865 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0737% | 1,094 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0330% | 4,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8601% | 2,422 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 2,972 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0249% | 1,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1221% | 7,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9618% | 1,954 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0133% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0388% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1917% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0930% | 1,679 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1889% | 2,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2382% | 7,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6995% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3563% | 2,116 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0063% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0096% | 3,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0736% | 449 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1688% | 8,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7428% | 490 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 2,009 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3111% | 8,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7109% | 480 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2921% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4400% | 8,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6983% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1508% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0050% | 8,198 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1575% | 6,375 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9408% | 8,560 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4323% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8852% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1233% | 1,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5065% | 504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1566% | 3,960 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1146% | 433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7894% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0697% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4582% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0190% | 2,717 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1524% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0008% | 3,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3160% | 3,208 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3018% | 639 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2004% | 3,148 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0074% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 296 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2307% | 1,412 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 1,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2275% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5302% | 752 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3211% | 2,180 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0815% | 314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4255% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0829% | 1,368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0026% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0029% | 905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9806% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3677% | 926 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1270% | 4,583 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 607 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1411% | 210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0141% | 1,342 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0160% | 1,340 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1955% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3953% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3090% | 2,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2584% | 129 |
| Percentage Net Loans Charged-off:Construction & development | 1.0253% | 43 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6107% | 70 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4747% | 87 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0639% | 466 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0722% | 400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7179% | 258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 1,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7322% | 1,102 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0457% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 2.0697% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1407% | 38 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5500% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4439% | 1,930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2191% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 4.1160% | 38 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2319% | 194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2890% | 162 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8124% | 95 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3572% | 920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3353% | 17 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7073% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8629% | 116 |
| Percentage Net Loans Charged-off:Construction & development | -0.4238% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0147% | 1,223 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.0396% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4948% | 107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6168% | 93 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5707% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3046% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0645% | 12 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0047% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8115% | 2,684 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |