Home > Berkshire Bank > Assets and Liabilities
Berkshire Bank, Assets and Liabilities
| 2011-06-30 | Rank | |
| # of Employees: | 39 | 3,604 |
| Assets and Liabilities | ||
| Total Assets: | $137,093,000 | 4,096 |
| Cash and due from depository institutions | $5,052,000 | 3,604 |
| Interest-bearing balances | $2,998,000 | 4,677 |
| Securities | $121,000 | 7,282 |
| Federal funds sold & reverse repurchase agreements | $16,537,000 | 346 |
| Net loans & leases | $103,481,000 | 3,549 |
| Loan loss allowance | $1,387,000 | 4,007 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $3,711,000 | 2,957 |
| Other real estate owned | $3,466,000 | 3,604 |
| Goodwill and other intangibles | $84,000 | 2,673 |
| All other assets | $4,641,000 | 3,262 |
| Life insurance assets | $2,480,000 | 2,084 |
| Total liabilities and capital | $137,093,000 | 4,096 |
| Total liabilities | $127,285,000 | 3,980 |
| Total deposits | $125,850,000 | 3,851 |
| Interest-bearing deposits | $118,884,000 | 3,512 |
| Deposits held in domestic offices | $125,850,000 | 3,850 |
| % insured | 96.73% | 1,198 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $713,000 | 4,246 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $722,000 | 3,843 |
| Total equity capital | $9,808,000 | 5,166 |
| Total bank equity capital | $9,808,000 | 5,165 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,707,000 | 1,893 |
| Surplus | $16,007,000 | 1,865 |
| Undivided profits | $-7,906,000 | 7,056 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $2,647,000 | 3,086 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $408,000 | 5,415 |
| Earning assets | $123,137,000 | 4,133 |
| Long-term assets (5+ years) | $53,076,000 | 2,469 |
| Average Assets, year-to-date | $136,190,000 | 4,104 |
| Average Assets, quarterly | $136,689,500 | 4,105 |
| Volatile liabilities | $523,000 | 6,889 |
| Insider loans | $2,681,000 | 2,270 |
| FHLB advances | $713,000 | 4,052 |
| Loans and leases held for sale | $403,000 | 1,240 |
| Unused loan commitments | $9,566,000 | 3,969 |
| Tier 1 (core) risk-based capital | $9,803,000 | 5,011 |
| Tier 2 risk-based capital | $1,317,000 | 3,450 |
| Total risk weighted assets | $105,253,000 | 3,672 |
| Total unused commitments | $9,566,000 | 3,972 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 42 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $136,286,000 | 4,148 |
| Cash and due from depository institutions | $6,660,000 | 3,426 |
| Interest-bearing balances | $4,606,000 | 4,242 |
| Securities | $1,626,000 | 7,082 |
| Federal funds sold & reverse repurchase agreements | $8,795,000 | 928 |
| Net loans & leases | $106,005,000 | 3,511 |
| Loan loss allowance | $1,371,000 | 4,044 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $3,794,000 | 2,930 |
| Other real estate owned | $4,507,000 | 3,426 |
| Goodwill and other intangibles | $82,000 | 2,687 |
| All other assets | $4,817,000 | 3,240 |
| Life insurance assets | $2,456,000 | 2,097 |
| Total liabilities and capital | $136,286,000 | 4,148 |
| Total liabilities | $126,191,000 | 4,065 |
| Total deposits | $124,799,000 | 3,926 |
| Interest-bearing deposits | $117,269,000 | 3,606 |
| Deposits held in domestic offices | $124,799,000 | 3,924 |
| % insured | 96.84% | 1,218 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $739,000 | 4,297 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $653,000 | 3,967 |
| Total equity capital | $10,095,000 | 5,059 |
| Total bank equity capital | $10,095,000 | 5,058 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,707,000 | 1,920 |
| Surplus | $16,007,000 | 1,871 |
| Undivided profits | $-7,619,000 | 7,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $2,206,000 | 3,430 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $430,000 | 5,271 |
| Earning assets | $121,032,000 | 4,205 |
| Long-term assets (5+ years) | $58,797,000 | 2,225 |
| Average Assets, year-to-date | $135,738,500 | 4,140 |
| Average Assets, quarterly | $135,738,500 | 4,140 |
| Volatile liabilities | $519,000 | 6,943 |
| Insider loans | $2,704,000 | 2,283 |
| FHLB advances | $739,000 | 4,099 |
| Loans and leases held for sale | $370,000 | 1,165 |
| Unused loan commitments | $8,796,000 | 4,172 |
| Tier 1 (core) risk-based capital | $10,095,000 | 4,942 |
| Tier 2 risk-based capital | $1,348,000 | 3,421 |
| Total risk weighted assets | $107,770,000 | 3,634 |
| Total unused commitments | $8,796,000 | 4,175 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 45 | 3,307 |
| Assets and Liabilities | ||
| Total Assets: | $135,191,000 | 4,174 |
| Cash and due from depository institutions | $6,246,000 | 3,307 |
| Interest-bearing balances | $4,364,000 | 4,089 |
| Securities | $1,657,000 | 7,121 |
| Federal funds sold & reverse repurchase agreements | $7,151,000 | 1,068 |
| Net loans & leases | $106,356,000 | 3,573 |
| Loan loss allowance | $1,349,000 | 4,086 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $3,870,000 | 2,922 |
| Other real estate owned | $4,935,000 | 3,307 |
| Goodwill and other intangibles | $80,000 | 2,695 |
| All other assets | $4,896,000 | 3,261 |
| Life insurance assets | $2,431,000 | 2,088 |
| Total liabilities and capital | $135,191,000 | 4,174 |
| Total liabilities | $124,749,000 | 4,098 |
| Total deposits | $123,253,000 | 3,939 |
| Interest-bearing deposits | $116,280,000 | 3,646 |
| Deposits held in domestic offices | $123,253,000 | 3,936 |
| % insured | 96.75% | 1,216 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $764,000 | 4,467 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $732,000 | 3,813 |
| Total equity capital | $10,442,000 | 4,971 |
| Total bank equity capital | $10,442,000 | 4,970 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $1,707,000 | 1,949 |
| Surplus | $16,007,000 | 1,880 |
| Undivided profits | $-7,272,000 | 7,152 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $1,974,000 | 3,622 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $426,000 | 5,457 |
| Earning assets | $119,528,000 | 4,253 |
| Long-term assets (5+ years) | $59,693,000 | 2,147 |
| Average Assets, year-to-date | $142,988,000 | 4,007 |
| Average Assets, quarterly | $137,537,000 | 4,130 |
| Volatile liabilities | $13,300,000 | 5,546 |
| Insider loans | $2,824,000 | 2,273 |
| FHLB advances | $764,000 | 4,249 |
| Loans and leases held for sale | $574,000 | 1,413 |
| Unused loan commitments | $8,596,000 | 4,189 |
| Tier 1 (core) risk-based capital | $10,430,000 | 4,867 |
| Tier 2 risk-based capital | $1,353,000 | 3,449 |
| Total risk weighted assets | $108,184,000 | 3,703 |
| Total unused commitments | $8,596,000 | 4,190 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 46 | 3,278 |
| Assets and Liabilities | ||
| Total Assets: | $139,883,000 | 4,141 |
| Cash and due from depository institutions | $6,534,000 | 3,278 |
| Interest-bearing balances | $4,895,000 | 3,906 |
| Securities | $3,616,000 | 6,819 |
| Federal funds sold & reverse repurchase agreements | $6,296,000 | 1,236 |
| Net loans & leases | $109,295,000 | 3,574 |
| Loan loss allowance | $1,423,000 | 3,975 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $3,952,000 | 2,899 |
| Other real estate owned | $4,623,000 | 3,278 |
| Goodwill and other intangibles | $501,000 | 1,940 |
| All other assets | $5,066,000 | 3,247 |
| Life insurance assets | $2,407,000 | 2,096 |
| Total liabilities and capital | $139,883,000 | 4,141 |
| Total liabilities | $128,494,000 | 4,067 |
| Total deposits | $125,307,000 | 3,936 |
| Interest-bearing deposits | $118,905,000 | 3,648 |
| Deposits held in domestic offices | $125,307,000 | 3,934 |
| % insured | 94.99% | 1,562 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $2,290,000 | 4,030 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $897,000 | 3,748 |
| Total equity capital | $11,389,000 | 4,886 |
| Total bank equity capital | $11,389,000 | 4,885 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $1,707,000 | 1,978 |
| Surplus | $16,006,000 | 1,873 |
| Undivided profits | $-6,324,000 | 7,235 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,122,000 | 2,975 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $482,000 | 5,314 |
| Earning assets | $124,102,000 | 4,218 |
| Long-term assets (5+ years) | $60,755,000 | 2,083 |
| Average Assets, year-to-date | $144,937,250 | 4,020 |
| Average Assets, quarterly | $143,483,000 | 4,067 |
| Volatile liabilities | $12,206,000 | 5,813 |
| Insider loans | $2,849,000 | 2,279 |
| FHLB advances | $790,000 | 4,374 |
| Loans and leases held for sale | $1,923,000 | 977 |
| Unused loan commitments | $11,257,000 | 3,700 |
| Tier 1 (core) risk-based capital | $10,932,000 | 4,815 |
| Tier 2 risk-based capital | $1,371,000 | 3,465 |
| Total risk weighted assets | $109,638,000 | 3,726 |
| Total unused commitments | $11,257,000 | 3,703 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 46 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $147,083,000 | 4,029 |
| Cash and due from depository institutions | $8,144,000 | 3,310 |
| Interest-bearing balances | $6,273,000 | 3,414 |
| Securities | $9,845,000 | 5,756 |
| Federal funds sold & reverse repurchase agreements | $8,179,000 | 970 |
| Net loans & leases | $107,425,000 | 3,659 |
| Loan loss allowance | $1,312,000 | 4,154 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,031,000 | 2,883 |
| Other real estate owned | $3,734,000 | 3,310 |
| Goodwill and other intangibles | $453,000 | 2,007 |
| All other assets | $5,272,000 | 3,196 |
| Life insurance assets | $2,382,000 | 2,112 |
| Total liabilities and capital | $147,083,000 | 4,029 |
| Total liabilities | $135,255,000 | 3,946 |
| Total deposits | $131,890,000 | 3,806 |
| Interest-bearing deposits | $123,825,000 | 3,557 |
| Deposits held in domestic offices | $131,890,000 | 3,805 |
| % insured | 95.14% | 1,598 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $2,815,000 | 4,023 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $550,000 | 4,667 |
| Total equity capital | $11,828,000 | 4,765 |
| Total bank equity capital | $11,828,000 | 4,764 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $1,707,000 | 2,000 |
| Surplus | $16,007,000 | 1,871 |
| Undivided profits | $-5,886,000 | 7,290 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,783,000 | 2,369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $422,000 | 5,649 |
| Earning assets | $131,722,000 | 4,085 |
| Long-term assets (5+ years) | $64,666,000 | 1,956 |
| Average Assets, year-to-date | $146,622,000 | 4,020 |
| Average Assets, quarterly | $147,607,500 | 4,009 |
| Volatile liabilities | $11,591,000 | 5,916 |
| Insider loans | $2,876,000 | 2,291 |
| FHLB advances | $2,815,000 | 3,889 |
| Loans and leases held for sale | $1,559,000 | 845 |
| Unused loan commitments | $14,226,000 | 3,287 |
| Tier 1 (core) risk-based capital | $11,290,000 | 4,721 |
| Tier 2 risk-based capital | $1,317,000 | 3,582 |
| Total risk weighted assets | $108,962,000 | 3,783 |
| Total unused commitments | $14,226,000 | 3,293 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 46 | 3,332 |
| Assets and Liabilities | ||
| Total Assets: | $148,132,000 | 4,054 |
| Cash and due from depository institutions | $6,120,000 | 3,332 |
| Interest-bearing balances | $4,172,000 | 3,968 |
| Securities | $11,331,000 | 5,558 |
| Federal funds sold & reverse repurchase agreements | $7,290,000 | 1,274 |
| Net loans & leases | $110,661,000 | 3,634 |
| Loan loss allowance | $1,522,000 | 3,855 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,113,000 | 2,889 |
| Other real estate owned | $2,646,000 | 3,332 |
| Goodwill and other intangibles | $455,000 | 2,013 |
| All other assets | $5,516,000 | 3,182 |
| Life insurance assets | $2,357,000 | 2,129 |
| Total liabilities and capital | $148,132,000 | 4,054 |
| Total liabilities | $136,406,000 | 3,974 |
| Total deposits | $130,117,000 | 3,889 |
| Interest-bearing deposits | $123,620,000 | 3,612 |
| Deposits held in domestic offices | $130,117,000 | 3,887 |
| % insured | 97.47% | 778 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $5,570,000 | 3,367 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $719,000 | 4,088 |
| Total equity capital | $11,726,000 | 4,799 |
| Total bank equity capital | $11,726,000 | 4,799 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $1,707,000 | 2,046 |
| Surplus | $16,046,000 | 1,908 |
| Undivided profits | $-6,027,000 | 7,389 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $5,240,000 | 2,306 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $532,000 | 5,089 |
| Earning assets | $133,454,000 | 4,103 |
| Long-term assets (5+ years) | $65,812,000 | 1,931 |
| Average Assets, year-to-date | $146,391,500 | 4,083 |
| Average Assets, quarterly | $146,391,500 | 4,083 |
| Volatile liabilities | $15,789,000 | 5,411 |
| Insider loans | $2,771,000 | 2,436 |
| FHLB advances | $4,279,000 | 3,575 |
| Loans and leases held for sale | $1,830,000 | 659 |
| Unused loan commitments | $10,916,000 | 3,944 |
| Tier 1 (core) risk-based capital | $11,326,000 | 4,754 |
| Tier 2 risk-based capital | $1,378,000 | 3,494 |
| Total risk weighted assets | $111,297,000 | 3,756 |
| Total unused commitments | $10,916,000 | 3,946 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 47 | 3,316 |
| Assets and Liabilities | ||
| Total Assets: | $144,651,000 | 4,133 |
| Cash and due from depository institutions | $2,292,000 | 3,316 |
| Interest-bearing balances | $506,000 | 5,621 |
| Securities | $11,845,000 | 5,463 |
| Federal funds sold & reverse repurchase agreements | $9,259,000 | 926 |
| Net loans & leases | $109,538,000 | 3,691 |
| Loan loss allowance | $1,655,000 | 3,633 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,164,000 | 2,908 |
| Other real estate owned | $1,765,000 | 3,316 |
| Goodwill and other intangibles | $418,000 | 2,081 |
| All other assets | $5,370,000 | 3,308 |
| Life insurance assets | $2,319,000 | 2,143 |
| Total liabilities and capital | $144,651,000 | 4,133 |
| Total liabilities | $133,037,000 | 4,060 |
| Total deposits | $128,170,000 | 3,910 |
| Interest-bearing deposits | $121,257,000 | 3,645 |
| Deposits held in domestic offices | $128,170,000 | 3,909 |
| % insured | 97.15% | 867 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $4,304,000 | 3,853 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $563,000 | 4,636 |
| Total equity capital | $11,614,000 | 4,819 |
| Total bank equity capital | $11,614,000 | 4,818 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $1,707,000 | 2,077 |
| Surplus | $16,085,000 | 1,911 |
| Undivided profits | $-6,178,000 | 7,464 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $5,498,000 | 2,212 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $456,000 | 5,654 |
| Earning assets | $131,148,000 | 4,140 |
| Long-term assets (5+ years) | $65,064,000 | 1,942 |
| Average Assets, year-to-date | $138,208,000 | 4,162 |
| Average Assets, quarterly | $143,449,500 | 4,124 |
| Volatile liabilities | $16,140,000 | 5,376 |
| Insider loans | $2,321,000 | 2,802 |
| FHLB advances | $4,304,000 | 3,718 |
| Loans and leases held for sale | $977,000 | 1,013 |
| Unused loan commitments | $12,665,000 | 3,651 |
| Tier 1 (core) risk-based capital | $11,316,000 | 4,748 |
| Tier 2 risk-based capital | $1,364,000 | 3,541 |
| Total risk weighted assets | $109,132,000 | 3,872 |
| Total unused commitments | $12,665,000 | 3,652 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 45 | 3,467 |
| Assets and Liabilities | ||
| Total Assets: | $142,248,000 | 4,164 |
| Cash and due from depository institutions | $2,260,000 | 3,467 |
| Interest-bearing balances | $355,000 | 5,706 |
| Securities | $12,231,000 | 5,457 |
| Federal funds sold & reverse repurchase agreements | $1,286,000 | 3,394 |
| Net loans & leases | $115,767,000 | 3,598 |
| Loan loss allowance | $1,280,000 | 4,133 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,245,000 | 2,867 |
| Other real estate owned | $1,441,000 | 3,467 |
| Goodwill and other intangibles | $418,000 | 2,130 |
| All other assets | $4,600,000 | 3,276 |
| Life insurance assets | $2,295,000 | 2,144 |
| Total liabilities and capital | $142,248,000 | 4,164 |
| Total liabilities | $129,845,000 | 4,113 |
| Total deposits | $116,011,000 | 4,181 |
| Interest-bearing deposits | $109,698,000 | 3,914 |
| Deposits held in domestic offices | $116,011,000 | 4,179 |
| % insured | 97.92% | 757 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $13,167,000 | 2,491 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $667,000 | 4,691 |
| Total equity capital | $12,403,000 | 4,722 |
| Total bank equity capital | $12,403,000 | 4,721 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $1,707,000 | 2,105 |
| Surplus | $16,125,000 | 1,896 |
| Undivided profits | $-5,429,000 | 7,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $4,344,000 | 2,546 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $538,000 | 5,398 |
| Earning assets | $129,639,000 | 4,186 |
| Long-term assets (5+ years) | $68,542,000 | 1,851 |
| Average Assets, year-to-date | $136,597,250 | 4,219 |
| Average Assets, quarterly | $138,912,500 | 4,203 |
| Volatile liabilities | $32,188,000 | 3,838 |
| Insider loans | $2,671,000 | 2,560 |
| FHLB advances | $13,167,000 | 2,372 |
| Loans and leases held for sale | $557,000 | 1,192 |
| Unused loan commitments | $12,037,000 | 3,857 |
| Tier 1 (core) risk-based capital | $11,973,000 | 4,658 |
| Tier 2 risk-based capital | $1,285,000 | 3,665 |
| Total risk weighted assets | $114,159,000 | 3,771 |
| Total unused commitments | $12,037,000 | 3,861 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 49 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $135,577,000 | 4,307 |
| Cash and due from depository institutions | $2,091,000 | 3,282 |
| Interest-bearing balances | $235,000 | 5,867 |
| Securities | $12,615,000 | 5,382 |
| Federal funds sold & reverse repurchase agreements | $569,000 | 4,396 |
| Net loans & leases | $109,574,000 | 3,763 |
| Loan loss allowance | $1,237,000 | 4,143 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,311,000 | 2,871 |
| Other real estate owned | $1,421,000 | 3,282 |
| Goodwill and other intangibles | $418,000 | 2,137 |
| All other assets | $4,578,000 | 3,304 |
| Life insurance assets | $2,272,000 | 2,167 |
| Total liabilities and capital | $135,577,000 | 4,307 |
| Total liabilities | $123,105,000 | 4,263 |
| Total deposits | $108,156,000 | 4,394 |
| Interest-bearing deposits | $101,400,000 | 4,132 |
| Deposits held in domestic offices | $108,156,000 | 4,391 |
| % insured | 91.33% | 694 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $14,251,000 | 2,479 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $698,000 | 4,578 |
| Total equity capital | $12,472,000 | 4,680 |
| Total bank equity capital | $12,472,000 | 4,680 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $1,707,000 | 2,137 |
| Surplus | $16,164,000 | 1,894 |
| Undivided profits | $-5,399,000 | 7,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $4,167,000 | 2,497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $487,000 | 5,599 |
| Earning assets | $122,993,000 | 4,336 |
| Long-term assets (5+ years) | $65,761,000 | 1,898 |
| Average Assets, year-to-date | $134,713,670 | 4,287 |
| Average Assets, quarterly | $136,174,000 | 4,283 |
| Volatile liabilities | $29,471,000 | 4,024 |
| Insider loans | $2,994,000 | 2,401 |
| FHLB advances | $14,251,000 | 2,354 |
| Loans and leases held for sale | $1,360,000 | 1,052 |
| Unused loan commitments | $13,586,000 | 3,731 |
| Tier 1 (core) risk-based capital | $12,148,000 | 4,654 |
| Tier 2 risk-based capital | $1,243,000 | 3,730 |
| Total risk weighted assets | $105,213,000 | 4,013 |
| Total unused commitments | $13,586,000 | 3,733 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 51 | 3,183 |
| Assets and Liabilities | ||
| Total Assets: | $136,771,000 | 4,289 |
| Cash and due from depository institutions | $3,051,000 | 3,183 |
| Interest-bearing balances | $968,000 | 4,456 |
| Securities | $12,931,000 | 5,401 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,546 |
| Net loans & leases | $109,524,000 | 3,777 |
| Loan loss allowance | $1,244,000 | 4,045 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,366,000 | 2,859 |
| Other real estate owned | $1,893,000 | 3,183 |
| Goodwill and other intangibles | $418,000 | 2,150 |
| All other assets | $4,588,000 | 3,294 |
| Life insurance assets | $2,248,000 | 2,181 |
| Total liabilities and capital | $136,771,000 | 4,289 |
| Total liabilities | $126,859,000 | 4,186 |
| Total deposits | $108,319,000 | 4,389 |
| Interest-bearing deposits | $101,914,000 | 4,123 |
| Deposits held in domestic offices | $108,319,000 | 4,386 |
| % insured | 92.34% | 568 |
| Federal funds purchased & repurchase agreements | $1,794,000 | 2,086 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $16,174,000 | 2,331 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $572,000 | 4,936 |
| Total equity capital | $9,912,000 | 5,431 |
| Total bank equity capital | $9,912,000 | 5,430 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $1,707,000 | 2,151 |
| Surplus | $13,280,000 | 2,160 |
| Undivided profits | $-5,075,000 | 7,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $2,306,000 | 3,293 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $519,000 | 5,445 |
| Earning assets | $123,423,000 | 4,333 |
| Long-term assets (5+ years) | $77,959,000 | 1,635 |
| Average Assets, year-to-date | $134,282,000 | 4,321 |
| Average Assets, quarterly | $134,282,000 | 4,321 |
| Volatile liabilities | $33,346,000 | 3,721 |
| Insider loans | $3,041,000 | 2,394 |
| FHLB advances | $16,174,000 | 2,220 |
| Loans and leases held for sale | $1,531,000 | 920 |
| Unused loan commitments | $13,244,000 | 3,888 |
| Tier 1 (core) risk-based capital | $9,436,000 | 5,459 |
| Tier 2 risk-based capital | $1,244,000 | 3,712 |
| Total risk weighted assets | $104,908,000 | 4,035 |
| Total unused commitments | $13,244,000 | 3,891 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 57 | 2,922 |
| Assets and Liabilities | ||
| Total Assets: | $131,793,000 | 4,370 |
| Cash and due from depository institutions | $2,132,000 | 2,922 |
| Interest-bearing balances | $235,000 | 4,994 |
| Securities | $14,478,000 | 5,199 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,377 |
| Net loans & leases | $103,920,000 | 3,932 |
| Loan loss allowance | $1,267,000 | 3,973 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,434,000 | 2,847 |
| Other real estate owned | $1,280,000 | 2,922 |
| Goodwill and other intangibles | $418,000 | 2,142 |
| All other assets | $5,131,000 | 3,090 |
| Life insurance assets | $2,224,000 | 2,195 |
| Total liabilities and capital | $131,793,000 | 4,370 |
| Total liabilities | $121,778,000 | 4,270 |
| Total deposits | $103,319,000 | 4,458 |
| Interest-bearing deposits | $97,556,000 | 4,161 |
| Deposits held in domestic offices | $103,319,000 | 4,455 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $396,000 | 3,093 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $16,798,000 | 2,457 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,265,000 | 3,210 |
| Total equity capital | $10,015,000 | 5,399 |
| Total bank equity capital | $10,015,000 | 5,399 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,707,000 | 2,157 |
| Surplus | $13,280,000 | 2,144 |
| Undivided profits | $-4,972,000 | 7,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,717,000 | 3,545 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $552,000 | 5,472 |
| Earning assets | $118,633,000 | 4,413 |
| Long-term assets (5+ years) | $62,611,000 | 1,922 |
| Average Assets, year-to-date | $125,608,800 | 4,382 |
| Average Assets, quarterly | $130,529,000 | 4,361 |
| Volatile liabilities | $26,518,000 | 4,208 |
| Insider loans | $3,006,000 | 2,442 |
| FHLB advances | $16,798,000 | 2,347 |
| Loans and leases held for sale | $420,000 | 1,183 |
| Unused loan commitments | $14,499,000 | 3,712 |
| Tier 1 (core) risk-based capital | $9,616,000 | 5,416 |
| Tier 2 risk-based capital | $1,251,000 | 3,690 |
| Total risk weighted assets | $100,071,000 | 4,168 |
| Total unused commitments | $14,499,000 | 3,715 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 58 | 2,900 |
| Assets and Liabilities | ||
| Total Assets: | $129,265,000 | 4,394 |
| Cash and due from depository institutions | $2,839,000 | 2,900 |
| Interest-bearing balances | $324,000 | 4,057 |
| Securities | $14,783,000 | 5,102 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,854 |
| Net loans & leases | $101,136,000 | 3,996 |
| Loan loss allowance | $1,054,000 | 4,229 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,485,000 | 2,814 |
| Other real estate owned | $1,280,000 | 2,900 |
| Goodwill and other intangibles | $418,000 | 2,201 |
| All other assets | $4,324,000 | 3,477 |
| Life insurance assets | $2,200,000 | 2,207 |
| Total liabilities and capital | $129,265,000 | 4,394 |
| Total liabilities | $120,261,000 | 4,260 |
| Total deposits | $102,383,000 | 4,450 |
| Interest-bearing deposits | $96,342,000 | 4,149 |
| Deposits held in domestic offices | $102,383,000 | 4,446 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $346,000 | 3,242 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $16,821,000 | 2,470 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $711,000 | 4,660 |
| Total equity capital | $9,004,000 | 5,769 |
| Total bank equity capital | $9,004,000 | 5,769 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $1,707,000 | 2,175 |
| Surplus | $12,647,000 | 2,225 |
| Undivided profits | $-5,350,000 | 8,128 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,097,000 | 3,980 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $510,000 | 5,878 |
| Earning assets | $116,243,000 | 4,451 |
| Long-term assets (5+ years) | $60,775,000 | 1,950 |
| Average Assets, year-to-date | $124,062,750 | 4,441 |
| Average Assets, quarterly | $127,211,000 | 4,410 |
| Volatile liabilities | $20,866,000 | 4,688 |
| Insider loans | $2,819,000 | 2,562 |
| FHLB advances | $16,821,000 | 2,366 |
| Loans and leases held for sale | $979,000 | 784 |
| Unused loan commitments | $15,336,000 | 3,754 |
| Tier 1 (core) risk-based capital | $9,194,000 | 5,641 |
| Tier 2 risk-based capital | $1,054,000 | 4,000 |
| Total risk weighted assets | $96,414,000 | 4,272 |
| Total unused commitments | $15,336,000 | 3,756 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 53 | 3,186 |
| Assets and Liabilities | ||
| Total Assets: | $125,157,000 | 4,490 |
| Cash and due from depository institutions | $2,541,000 | 3,186 |
| Interest-bearing balances | $192,000 | 4,401 |
| Securities | $14,523,000 | 5,194 |
| Federal funds sold & reverse repurchase agreements | $0 | 5,934 |
| Net loans & leases | $98,809,000 | 4,050 |
| Loan loss allowance | $1,002,000 | 4,328 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,554,000 | 2,781 |
| Other real estate owned | $0 | 3,186 |
| Goodwill and other intangibles | $418,000 | 2,227 |
| All other assets | $4,312,000 | 3,409 |
| Life insurance assets | $2,177,000 | 2,229 |
| Total liabilities and capital | $125,157,000 | 4,490 |
| Total liabilities | $115,422,000 | 4,382 |
| Total deposits | $97,868,000 | 4,592 |
| Interest-bearing deposits | $92,210,000 | 4,275 |
| Deposits held in domestic offices | $97,868,000 | 4,588 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,413,000 | 2,370 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $14,578,000 | 2,595 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $563,000 | 5,153 |
| Total equity capital | $9,735,000 | 5,562 |
| Total bank equity capital | $9,735,000 | 5,562 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $1,707,000 | 2,193 |
| Surplus | $12,647,000 | 2,212 |
| Undivided profits | $-4,619,000 | 8,227 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $872,000 | 4,068 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $525,000 | 5,740 |
| Earning assets | $113,524,000 | 4,516 |
| Long-term assets (5+ years) | $59,527,000 | 1,962 |
| Average Assets, year-to-date | $122,328,670 | 4,494 |
| Average Assets, quarterly | $123,794,500 | 4,504 |
| Volatile liabilities | $15,655,000 | 5,391 |
| Insider loans | $3,123,000 | 2,352 |
| FHLB advances | $14,578,000 | 2,497 |
| Loans and leases held for sale | $1,670,000 | 702 |
| Unused loan commitments | $15,704,000 | 3,812 |
| Tier 1 (core) risk-based capital | $9,512,000 | 5,559 |
| Tier 2 risk-based capital | $1,002,000 | 4,104 |
| Total risk weighted assets | $92,228,000 | 4,381 |
| Total unused commitments | $15,704,000 | 3,813 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 54 | 3,145 |
| Assets and Liabilities | ||
| Total Assets: | $122,432,000 | 4,540 |
| Cash and due from depository institutions | $2,959,000 | 3,145 |
| Interest-bearing balances | $912,000 | 3,123 |
| Securities | $14,027,000 | 5,240 |
| Federal funds sold & reverse repurchase agreements | $3,836,000 | 3,778 |
| Net loans & leases | $92,417,000 | 4,162 |
| Loan loss allowance | $1,147,000 | 3,904 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $4,609,000 | 2,735 |
| Other real estate owned | $0 | 3,145 |
| Goodwill and other intangibles | $418,000 | 2,230 |
| All other assets | $4,166,000 | 3,400 |
| Life insurance assets | $2,153,000 | 2,236 |
| Total liabilities and capital | $122,432,000 | 4,540 |
| Total liabilities | $112,396,000 | 4,424 |
| Total deposits | $100,289,000 | 4,518 |
| Interest-bearing deposits | $92,671,000 | 4,261 |
| Deposits held in domestic offices | $100,289,000 | 4,514 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,600,000 | 2,687 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $507,000 | 5,625 |
| Total equity capital | $10,036,000 | 5,538 |
| Total bank equity capital | $10,036,000 | 5,538 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $1,707,000 | 2,191 |
| Surplus | $12,610,000 | 2,197 |
| Undivided profits | $-4,281,000 | 8,320 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,396,000 | 3,074 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $438,000 | 6,194 |
| Earning assets | $111,192,000 | 4,573 |
| Long-term assets (5+ years) | $55,293,000 | 2,009 |
| Average Assets, year-to-date | $120,914,500 | 4,531 |
| Average Assets, quarterly | $120,914,500 | 4,531 |
| Volatile liabilities | $10,861,000 | 6,125 |
| Insider loans | $2,104,000 | 2,977 |
| FHLB advances | $11,600,000 | 2,585 |
| Loans and leases held for sale | $1,898,000 | 701 |
| Unused loan commitments | $15,222,000 | 3,954 |
| Tier 1 (core) risk-based capital | $9,705,000 | 5,482 |
| Tier 2 risk-based capital | $1,098,000 | 3,831 |
| Total risk weighted assets | $87,783,000 | 4,478 |
| Total unused commitments | $15,222,000 | 3,955 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 55 | 3,102 |
| Assets and Liabilities | ||
| Total Assets: | $119,397,000 | 4,581 |
| Cash and due from depository institutions | $2,420,000 | 3,102 |
| Interest-bearing balances | $428,000 | 3,325 |
| Securities | $14,456,000 | 5,250 |
| Federal funds sold & reverse repurchase agreements | $3,238,000 | 3,330 |
| Net loans & leases | $90,227,000 | 4,210 |
| Loan loss allowance | $1,087,000 | 4,011 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $4,680,000 | 2,688 |
| Other real estate owned | $0 | 3,102 |
| Goodwill and other intangibles | $418,000 | 2,229 |
| All other assets | $3,958,000 | 3,575 |
| Life insurance assets | $2,129,000 | 2,240 |
| Total liabilities and capital | $119,397,000 | 4,581 |
| Total liabilities | $109,046,000 | 4,488 |
| Total deposits | $93,724,000 | 4,663 |
| Interest-bearing deposits | $88,159,000 | 4,356 |
| Deposits held in domestic offices | $93,724,000 | 4,661 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $14,202,000 | 2,280 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,120,000 | 3,734 |
| Total equity capital | $10,351,000 | 5,396 |
| Total bank equity capital | $10,351,000 | 5,396 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,707,000 | 2,188 |
| Surplus | $12,588,000 | 2,174 |
| Undivided profits | $-3,944,000 | 8,365 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,136,000 | 3,121 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $487,000 | 6,152 |
| Earning assets | $108,349,000 | 4,606 |
| Long-term assets (5+ years) | $49,352,000 | 2,028 |
| Average Assets, year-to-date | $106,855,000 | 4,752 |
| Average Assets, quarterly | $114,693,500 | 4,650 |
| Volatile liabilities | $16,401,000 | 5,234 |
| Insider loans | $2,519,000 | 2,637 |
| FHLB advances | $14,202,000 | 2,182 |
| Loans and leases held for sale | $1,340,000 | 806 |
| Unused loan commitments | $13,877,000 | 4,130 |
| Tier 1 (core) risk-based capital | $10,036,000 | 5,368 |
| Tier 2 risk-based capital | $1,078,000 | 3,862 |
| Total risk weighted assets | $85,841,000 | 4,522 |
| Total unused commitments | $13,877,000 | 4,132 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 52 | 3,232 |
| Assets and Liabilities | ||
| Total Assets: | $109,990,000 | 4,748 |
| Cash and due from depository institutions | $2,337,000 | 3,232 |
| Interest-bearing balances | $310,000 | 3,442 |
| Securities | $14,819,000 | 5,218 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,196 |
| Net loans & leases | $84,305,000 | 4,339 |
| Loan loss allowance | $923,000 | 4,420 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $4,261,000 | 2,833 |
| Other real estate owned | $0 | 3,232 |
| Goodwill and other intangibles | $417,000 | 2,227 |
| All other assets | $3,851,000 | 3,673 |
| Life insurance assets | $2,105,000 | 2,214 |
| Total liabilities and capital | $109,990,000 | 4,748 |
| Total liabilities | $98,977,000 | 4,713 |
| Total deposits | $88,142,000 | 4,807 |
| Interest-bearing deposits | $81,948,000 | 4,548 |
| Deposits held in domestic offices | $88,142,000 | 4,804 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $452,000 | 3,097 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $9,805,000 | 2,659 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $578,000 | 5,428 |
| Total equity capital | $11,013,000 | 5,155 |
| Total bank equity capital | $11,013,000 | 5,155 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,707,000 | 2,167 |
| Surplus | $12,588,000 | 2,137 |
| Undivided profits | $-3,282,000 | 8,384 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $111,000 | 6,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $489,000 | 6,372 |
| Earning assets | $99,434,000 | 4,796 |
| Long-term assets (5+ years) | $44,484,000 | 2,109 |
| Average Assets, year-to-date | $103,719,500 | 4,855 |
| Average Assets, quarterly | $107,732,500 | 4,776 |
| Volatile liabilities | $17,225,000 | 5,077 |
| Insider loans | $1,823,000 | 3,182 |
| FHLB advances | $9,805,000 | 2,543 |
| Loans and leases held for sale | $1,303,000 | 781 |
| Unused loan commitments | $11,231,000 | 4,537 |
| Tier 1 (core) risk-based capital | $10,789,000 | 5,120 |
| Tier 2 risk-based capital | $923,000 | 4,229 |
| Total risk weighted assets | $81,108,000 | 4,608 |
| Total unused commitments | $11,231,000 | 4,537 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 52 | 3,280 |
| Assets and Liabilities | ||
| Total Assets: | $105,475,000 | 4,871 |
| Cash and due from depository institutions | $1,422,000 | 3,280 |
| Interest-bearing balances | $188,000 | 4,048 |
| Securities | $15,090,000 | 5,185 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,299 |
| Net loans & leases | $81,758,000 | 4,406 |
| Loan loss allowance | $886,000 | 4,541 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $3,156,000 | 3,510 |
| Other real estate owned | $0 | 3,280 |
| Goodwill and other intangibles | $370,000 | 2,295 |
| All other assets | $3,679,000 | 3,744 |
| Life insurance assets | $2,082,000 | 2,227 |
| Total liabilities and capital | $105,475,000 | 4,871 |
| Total liabilities | $95,963,000 | 4,804 |
| Total deposits | $84,901,000 | 4,944 |
| Interest-bearing deposits | $79,097,000 | 4,640 |
| Deposits held in domestic offices | $84,901,000 | 4,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,494,000 | 2,145 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $7,826,000 | 2,835 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $742,000 | 4,575 |
| Total equity capital | $9,512,000 | 5,582 |
| Total bank equity capital | $9,512,000 | 5,582 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $1,707,000 | 2,165 |
| Surplus | $10,830,000 | 2,378 |
| Undivided profits | $-3,025,000 | 8,434 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 7,127 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $447,000 | 6,411 |
| Earning assets | $97,036,000 | 4,862 |
| Long-term assets (5+ years) | $41,853,000 | 2,144 |
| Average Assets, year-to-date | $101,629,330 | 4,957 |
| Average Assets, quarterly | $101,585,000 | 4,973 |
| Volatile liabilities | $18,791,000 | 4,833 |
| Insider loans | $1,796,000 | 3,200 |
| FHLB advances | $7,826,000 | 2,708 |
| Loans and leases held for sale | $1,815,000 | 757 |
| Unused loan commitments | $13,775,000 | 4,177 |
| Tier 1 (core) risk-based capital | $9,460,000 | 5,526 |
| Tier 2 risk-based capital | $886,000 | 4,342 |
| Total risk weighted assets | $77,499,000 | 4,714 |
| Total unused commitments | $13,775,000 | 4,177 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 39 | 4,102 |
| Assets and Liabilities | ||
| Total Assets: | $97,695,000 | 5,125 |
| Cash and due from depository institutions | $1,972,000 | 4,102 |
| Interest-bearing balances | $457,000 | 3,242 |
| Securities | $13,499,000 | 5,501 |
| Federal funds sold & reverse repurchase agreements | $3,818,000 | 3,914 |
| Net loans & leases | $72,548,000 | 4,697 |
| Loan loss allowance | $811,000 | 4,782 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,291,000 | 4,215 |
| Other real estate owned | $116,000 | 4,102 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $3,451,000 | 3,823 |
| Life insurance assets | $2,058,000 | 2,234 |
| Total liabilities and capital | $97,695,000 | 5,125 |
| Total liabilities | $88,825,000 | 5,056 |
| Total deposits | $81,602,000 | 5,081 |
| Interest-bearing deposits | $76,515,000 | 4,770 |
| Deposits held in domestic offices | $81,602,000 | 5,079 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $6,849,000 | 2,946 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $374,000 | 6,228 |
| Total equity capital | $8,870,000 | 5,789 |
| Total bank equity capital | $8,870,000 | 5,789 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $1,707,000 | 2,155 |
| Surplus | $9,830,000 | 2,520 |
| Undivided profits | $-2,667,000 | 8,467 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $141,000 | 5,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $336,000 | 6,983 |
| Earning assets | $90,322,000 | 5,121 |
| Long-term assets (5+ years) | $32,929,000 | 2,534 |
| Average Assets, year-to-date | $99,706,500 | 5,051 |
| Average Assets, quarterly | $99,706,500 | 5,051 |
| Volatile liabilities | $16,692,000 | 5,076 |
| Insider loans | $1,685,000 | 3,290 |
| FHLB advances | $6,849,000 | 2,829 |
| Loans and leases held for sale | $1,215,000 | 909 |
| Unused loan commitments | $11,653,000 | 4,505 |
| Tier 1 (core) risk-based capital | $9,128,000 | 5,600 |
| Tier 2 risk-based capital | $811,000 | 4,584 |
| Total risk weighted assets | $70,410,000 | 4,969 |
| Total unused commitments | $11,653,000 | 4,506 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 32 | 4,723 |
| Assets and Liabilities | ||
| Total Assets: | $101,718,000 | 5,007 |
| Cash and due from depository institutions | $4,615,000 | 4,723 |
| Interest-bearing balances | $2,720,000 | 1,598 |
| Securities | $12,721,000 | 5,651 |
| Federal funds sold & reverse repurchase agreements | $8,203,000 | 1,980 |
| Net loans & leases | $70,755,000 | 4,746 |
| Loan loss allowance | $811,000 | 4,789 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,991,000 | 4,506 |
| Other real estate owned | $0 | 4,723 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,433,000 | 3,869 |
| Life insurance assets | $2,034,000 | 2,217 |
| Total liabilities and capital | $101,718,000 | 5,007 |
| Total liabilities | $92,796,000 | 4,907 |
| Total deposits | $83,552,000 | 4,983 |
| Interest-bearing deposits | $80,052,000 | 4,570 |
| Deposits held in domestic offices | $83,552,000 | 4,981 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,871,000 | 2,699 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $373,000 | 6,173 |
| Total equity capital | $8,922,000 | 5,727 |
| Total bank equity capital | $8,922,000 | 5,727 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $1,707,000 | 2,144 |
| Surplus | $9,830,000 | 2,472 |
| Undivided profits | $-2,615,000 | 8,496 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $147,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $369,000 | 6,879 |
| Earning assets | $94,399,000 | 4,970 |
| Long-term assets (5+ years) | $29,990,000 | 2,658 |
| Average Assets, year-to-date | $85,981,000 | 5,372 |
| Average Assets, quarterly | $95,931,000 | 5,128 |
| Volatile liabilities | $19,373,000 | 4,781 |
| Insider loans | $1,887,000 | 3,073 |
| FHLB advances | $8,871,000 | 2,590 |
| Loans and leases held for sale | $1,159,000 | 904 |
| Unused loan commitments | $11,041,000 | 4,540 |
| Tier 1 (core) risk-based capital | $9,208,000 | 5,540 |
| Tier 2 risk-based capital | $811,000 | 4,581 |
| Total risk weighted assets | $69,509,000 | 4,972 |
| Total unused commitments | $11,041,000 | 4,540 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 31 | 4,840 |
| Assets and Liabilities | ||
| Total Assets: | $90,144,000 | 5,340 |
| Cash and due from depository institutions | $2,063,000 | 4,840 |
| Interest-bearing balances | $993,000 | 2,438 |
| Securities | $13,234,000 | 5,614 |
| Federal funds sold & reverse repurchase agreements | $2,858,000 | 3,376 |
| Net loans & leases | $66,899,000 | 4,898 |
| Loan loss allowance | $785,000 | 4,878 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,853,000 | 4,651 |
| Other real estate owned | $0 | 4,840 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $3,237,000 | 4,049 |
| Life insurance assets | $2,000,000 | 2,201 |
| Total liabilities and capital | $90,144,000 | 5,340 |
| Total liabilities | $81,139,000 | 5,300 |
| Total deposits | $73,930,000 | 5,318 |
| Interest-bearing deposits | $70,664,000 | 4,908 |
| Deposits held in domestic offices | $73,930,000 | 5,315 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $6,892,000 | 3,199 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $317,000 | 6,631 |
| Total equity capital | $9,005,000 | 5,673 |
| Total bank equity capital | $9,005,000 | 5,673 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,707,000 | 2,151 |
| Surplus | $9,831,000 | 2,438 |
| Undivided profits | $-2,533,000 | 8,550 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,123 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $308,000 | 7,329 |
| Earning assets | $83,984,000 | 5,293 |
| Long-term assets (5+ years) | $26,536,000 | 2,841 |
| Average Assets, year-to-date | $82,046,750 | 5,542 |
| Average Assets, quarterly | $89,884,000 | 5,323 |
| Volatile liabilities | $13,988,000 | 5,501 |
| Insider loans | $1,521,000 | 3,454 |
| FHLB advances | $6,892,000 | 3,068 |
| Loans and leases held for sale | $569,000 | 1,138 |
| Unused loan commitments | $11,191,000 | 4,534 |
| Tier 1 (core) risk-based capital | $9,328,000 | 5,491 |
| Tier 2 risk-based capital | $785,000 | 4,655 |
| Total risk weighted assets | $64,818,000 | 5,158 |
| Total unused commitments | $11,191,000 | 4,535 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 33 | 4,661 |
| Assets and Liabilities | ||
| Total Assets: | $89,624,000 | 5,349 |
| Cash and due from depository institutions | $1,903,000 | 4,661 |
| Interest-bearing balances | $271,000 | 3,755 |
| Securities | $13,713,000 | 5,540 |
| Federal funds sold & reverse repurchase agreements | $8,929,000 | 1,423 |
| Net loans & leases | $61,892,000 | 5,093 |
| Loan loss allowance | $730,000 | 5,055 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,784,000 | 4,722 |
| Other real estate owned | $0 | 4,661 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $1,403,000 | 5,972 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $89,624,000 | 5,349 |
| Total liabilities | $80,592,000 | 5,318 |
| Total deposits | $71,012,000 | 5,421 |
| Interest-bearing deposits | $67,161,000 | 5,044 |
| Deposits held in domestic offices | $71,012,000 | 5,418 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $9,262,000 | 2,798 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $318,000 | 6,348 |
| Total equity capital | $9,032,000 | 5,540 |
| Total bank equity capital | $9,032,000 | 5,540 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $1,707,000 | 2,143 |
| Surplus | $9,830,000 | 2,388 |
| Undivided profits | $-2,505,000 | 8,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 4,990 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $304,000 | 7,154 |
| Earning assets | $84,805,000 | 5,237 |
| Long-term assets (5+ years) | $23,005,000 | 3,068 |
| Average Assets, year-to-date | $79,347,670 | 5,663 |
| Average Assets, quarterly | $82,697,000 | 5,567 |
| Volatile liabilities | $14,933,000 | 5,360 |
| Insider loans | $1,238,000 | 3,823 |
| FHLB advances | $9,262,000 | 2,667 |
| Loans and leases held for sale | $551,000 | 1,145 |
| Unused loan commitments | $12,118,000 | 4,372 |
| Tier 1 (core) risk-based capital | $9,498,000 | 5,365 |
| Tier 2 risk-based capital | $730,000 | 4,824 |
| Total risk weighted assets | $63,584,000 | 5,194 |
| Total unused commitments | $12,118,000 | 4,372 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 31 | 4,847 |
| Assets and Liabilities | ||
| Total Assets: | $75,770,000 | 5,841 |
| Cash and due from depository institutions | $1,027,000 | 4,847 |
| Interest-bearing balances | $185,000 | 4,295 |
| Securities | $14,593,000 | 5,434 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,312 |
| Net loans & leases | $57,752,000 | 5,202 |
| Loan loss allowance | $684,000 | 5,225 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,264,000 | 5,452 |
| Other real estate owned | $0 | 4,847 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,134,000 | 6,364 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $75,770,000 | 5,841 |
| Total liabilities | $66,496,000 | 5,868 |
| Total deposits | $59,072,000 | 5,990 |
| Interest-bearing deposits | $55,368,000 | 5,635 |
| Deposits held in domestic offices | $59,072,000 | 5,988 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,298,000 | 2,138 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $4,933,000 | 3,644 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $193,000 | 7,204 |
| Total equity capital | $9,274,000 | 5,422 |
| Total bank equity capital | $9,274,000 | 5,422 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,707,000 | 2,130 |
| Surplus | $9,830,000 | 2,327 |
| Undivided profits | $-2,263,000 | 8,557 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 5,859 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $261,000 | 7,359 |
| Earning assets | $72,530,000 | 5,706 |
| Long-term assets (5+ years) | $20,627,000 | 3,253 |
| Average Assets, year-to-date | $74,209,500 | 5,879 |
| Average Assets, quarterly | $74,209,500 | 5,879 |
| Volatile liabilities | $8,144,000 | 6,491 |
| Insider loans | $1,076,000 | 4,053 |
| FHLB advances | $4,933,000 | 3,510 |
| Loans and leases held for sale | $858,000 | 905 |
| Unused loan commitments | $12,763,000 | 4,291 |
| Tier 1 (core) risk-based capital | $9,685,000 | 5,226 |
| Tier 2 risk-based capital | $666,000 | 5,034 |
| Total risk weighted assets | $53,239,000 | 5,618 |
| Total unused commitments | $12,763,000 | 4,291 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 26 | 5,424 |
| Assets and Liabilities | ||
| Total Assets: | $72,649,000 | 5,975 |
| Cash and due from depository institutions | $1,292,000 | 5,424 |
| Interest-bearing balances | $87,000 | 5,249 |
| Securities | $14,957,000 | 5,387 |
| Federal funds sold & reverse repurchase agreements | $4,405,000 | 2,695 |
| Net loans & leases | $50,100,000 | 5,605 |
| Loan loss allowance | $587,000 | 5,624 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $869,000 | 6,150 |
| Other real estate owned | $0 | 5,424 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,026,000 | 6,647 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $72,649,000 | 5,975 |
| Total liabilities | $63,243,000 | 6,013 |
| Total deposits | $58,082,000 | 6,027 |
| Interest-bearing deposits | $55,485,000 | 5,599 |
| Deposits held in domestic offices | $58,082,000 | 6,025 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,953,000 | 3,735 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $208,000 | 7,053 |
| Total equity capital | $9,406,000 | 5,346 |
| Total bank equity capital | $9,406,000 | 5,346 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $1,707,000 | 2,126 |
| Surplus | $9,831,000 | 2,287 |
| Undivided profits | $-2,132,000 | 8,619 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $17,000 | 7,201 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $271,000 | 7,366 |
| Earning assets | $69,549,000 | 5,825 |
| Long-term assets (5+ years) | $16,460,000 | 3,651 |
| Average Assets, year-to-date | $66,409,600 | 6,092 |
| Average Assets, quarterly | $70,268,000 | 6,039 |
| Volatile liabilities | $6,421,000 | 6,911 |
| Insider loans | $1,111,000 | 3,989 |
| FHLB advances | $4,953,000 | 3,590 |
| Loans and leases held for sale | $120,000 | 1,592 |
| Unused loan commitments | $10,321,000 | 4,653 |
| Tier 1 (core) risk-based capital | $9,944,000 | 5,108 |
| Tier 2 risk-based capital | $587,000 | 5,368 |
| Total risk weighted assets | $48,364,000 | 5,884 |
| Total unused commitments | $10,321,000 | 4,653 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 22 | 5,934 |
| Assets and Liabilities | ||
| Total Assets: | $67,887,000 | 6,140 |
| Cash and due from depository institutions | $830,000 | 5,934 |
| Interest-bearing balances | $34,000 | 5,928 |
| Securities | $16,252,000 | 5,170 |
| Federal funds sold & reverse repurchase agreements | $777,000 | 4,834 |
| Net loans & leases | $48,484,000 | 5,689 |
| Loan loss allowance | $585,000 | 5,646 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $844,000 | 6,190 |
| Other real estate owned | $0 | 5,934 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $700,000 | 7,377 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $67,887,000 | 6,140 |
| Total liabilities | $58,633,000 | 6,203 |
| Total deposits | $57,499,000 | 6,015 |
| Interest-bearing deposits | $53,635,000 | 5,676 |
| Deposits held in domestic offices | $57,499,000 | 6,012 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $974,000 | 5,269 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $160,000 | 7,579 |
| Total equity capital | $9,254,000 | 5,398 |
| Total bank equity capital | $9,254,000 | 5,398 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,707,000 | 2,096 |
| Surplus | $9,831,000 | 2,226 |
| Undivided profits | $-2,284,000 | 8,672 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $118,000 | 6,114 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $218,000 | 7,788 |
| Earning assets | $65,547,000 | 5,989 |
| Long-term assets (5+ years) | $17,331,000 | 3,602 |
| Average Assets, year-to-date | $64,849,750 | 6,173 |
| Average Assets, quarterly | $68,040,500 | 6,103 |
| Volatile liabilities | $5,775,000 | 7,127 |
| Insider loans | $1,114,000 | 3,956 |
| FHLB advances | $974,000 | 5,032 |
| Loans and leases held for sale | $518,000 | 1,217 |
| Unused loan commitments | $10,379,000 | 4,602 |
| Tier 1 (core) risk-based capital | $9,728,000 | 5,149 |
| Tier 2 risk-based capital | $571,000 | 5,425 |
| Total risk weighted assets | $45,682,000 | 6,021 |
| Total unused commitments | $10,379,000 | 4,604 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 19 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $68,194,000 | 6,081 |
| Cash and due from depository institutions | $801,000 | 6,393 |
| Interest-bearing balances | $27,000 | 6,019 |
| Securities | $17,288,000 | 5,055 |
| Federal funds sold & reverse repurchase agreements | $4,864,000 | 2,148 |
| Net loans & leases | $43,797,000 | 5,877 |
| Loan loss allowance | $526,000 | 5,900 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $807,000 | 6,245 |
| Other real estate owned | $0 | 6,393 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $637,000 | 7,437 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $68,194,000 | 6,081 |
| Total liabilities | $58,810,000 | 6,148 |
| Total deposits | $57,499,000 | 5,975 |
| Interest-bearing deposits | $53,282,000 | 5,663 |
| Deposits held in domestic offices | $57,499,000 | 5,974 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $993,000 | 5,172 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $318,000 | 6,030 |
| Total equity capital | $9,384,000 | 5,285 |
| Total bank equity capital | $9,384,000 | 5,285 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,365,000 | 2,392 |
| Surplus | $10,166,000 | 2,104 |
| Undivided profits | $-2,147,000 | 8,678 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $222,000 | 7,609 |
| Earning assets | $65,976,000 | 5,915 |
| Long-term assets (5+ years) | $19,543,000 | 3,396 |
| Average Assets, year-to-date | $63,837,330 | 6,218 |
| Average Assets, quarterly | $66,718,000 | 6,102 |
| Volatile liabilities | $4,825,000 | 7,340 |
| Insider loans | $1,252,000 | 3,660 |
| FHLB advances | $993,000 | 4,986 |
| Loans and leases held for sale | $800,000 | 1,072 |
| Unused loan commitments | $10,042,000 | 4,634 |
| Tier 1 (core) risk-based capital | $9,699,000 | 5,081 |
| Tier 2 risk-based capital | $526,000 | 5,627 |
| Total risk weighted assets | $43,087,000 | 6,128 |
| Total unused commitments | $10,042,000 | 4,635 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 21 | 6,116 |
| Assets and Liabilities | ||
| Total Assets: | $65,242,000 | 6,216 |
| Cash and due from depository institutions | $697,000 | 6,116 |
| Interest-bearing balances | $7,000 | 6,554 |
| Securities | $19,109,000 | 4,835 |
| Federal funds sold & reverse repurchase agreements | $3,489,000 | 3,048 |
| Net loans & leases | $40,523,000 | 6,083 |
| Loan loss allowance | $482,000 | 6,158 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $827,000 | 6,222 |
| Other real estate owned | $0 | 6,116 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $597,000 | 7,581 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $65,242,000 | 6,216 |
| Total liabilities | $56,124,000 | 6,291 |
| Total deposits | $55,981,000 | 6,090 |
| Interest-bearing deposits | $52,414,000 | 5,748 |
| Deposits held in domestic offices | $55,981,000 | 6,087 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $143,000 | 7,477 |
| Total equity capital | $9,118,000 | 5,317 |
| Total bank equity capital | $9,118,000 | 5,317 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $1,365,000 | 2,399 |
| Surplus | $10,170,000 | 2,056 |
| Undivided profits | $-2,417,000 | 8,748 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 7,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $206,000 | 7,730 |
| Earning assets | $63,128,000 | 6,061 |
| Long-term assets (5+ years) | $19,473,000 | 3,483 |
| Average Assets, year-to-date | $61,659,000 | 6,364 |
| Average Assets, quarterly | $61,659,000 | 6,364 |
| Volatile liabilities | $1,938,000 | 8,267 |
| Insider loans | $1,356,000 | 3,521 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $1,129,000 | 857 |
| Unused loan commitments | $9,004,000 | 4,846 |
| Tier 1 (core) risk-based capital | $9,675,000 | 5,056 |
| Tier 2 risk-based capital | $482,000 | 5,868 |
| Total risk weighted assets | $40,064,000 | 6,300 |
| Total unused commitments | $9,004,000 | 4,848 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 18 | 6,566 |
| Assets and Liabilities | ||
| Total Assets: | $58,076,000 | 6,576 |
| Cash and due from depository institutions | $617,000 | 6,566 |
| Interest-bearing balances | $5,000 | 6,634 |
| Securities | $18,660,000 | 4,924 |
| Federal funds sold & reverse repurchase agreements | $2,134,000 | 3,794 |
| Net loans & leases | $35,347,000 | 6,426 |
| Loan loss allowance | $437,000 | 6,407 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $845,000 | 6,179 |
| Other real estate owned | $0 | 6,566 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $473,000 | 7,955 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $58,076,000 | 6,576 |
| Total liabilities | $49,911,000 | 6,645 |
| Total deposits | $49,773,000 | 6,467 |
| Interest-bearing deposits | $47,831,000 | 6,038 |
| Deposits held in domestic offices | $49,773,000 | 6,465 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $138,000 | 7,479 |
| Total equity capital | $8,165,000 | 5,691 |
| Total bank equity capital | $8,165,000 | 5,691 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $1,254,000 | 2,472 |
| Surplus | $9,064,000 | 2,247 |
| Undivided profits | $-2,153,000 | 8,791 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $192,000 | 7,858 |
| Earning assets | $56,146,000 | 6,431 |
| Long-term assets (5+ years) | $17,331,000 | 3,756 |
| Average Assets, year-to-date | $43,370,400 | 7,195 |
| Average Assets, quarterly | $54,047,000 | 6,721 |
| Volatile liabilities | $603,000 | 8,762 |
| Insider loans | $1,187,000 | 3,768 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $509,000 | 1,137 |
| Unused loan commitments | $9,037,000 | 4,683 |
| Tier 1 (core) risk-based capital | $8,442,000 | 5,450 |
| Tier 2 risk-based capital | $437,000 | 6,132 |
| Total risk weighted assets | $35,473,000 | 6,619 |
| Total unused commitments | $9,037,000 | 4,685 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 19 | 6,418 |
| Assets and Liabilities | ||
| Total Assets: | $50,018,000 | 6,948 |
| Cash and due from depository institutions | $465,000 | 6,418 |
| Interest-bearing balances | $0 | 6,935 |
| Securities | $19,154,000 | 4,816 |
| Federal funds sold & reverse repurchase agreements | $3,546,000 | 2,694 |
| Net loans & leases | $25,753,000 | 7,143 |
| Loan loss allowance | $333,000 | 7,107 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $835,000 | 6,203 |
| Other real estate owned | $0 | 6,418 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $265,000 | 8,608 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $50,018,000 | 6,948 |
| Total liabilities | $43,438,000 | 6,988 |
| Total deposits | $43,335,000 | 6,797 |
| Interest-bearing deposits | $40,839,000 | 6,477 |
| Deposits held in domestic offices | $43,335,000 | 6,795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $103,000 | 8,098 |
| Total equity capital | $6,580,000 | 6,462 |
| Total bank equity capital | $6,580,000 | 6,462 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $1,096,000 | 2,693 |
| Surplus | $7,571,000 | 2,554 |
| Undivided profits | $-2,087,000 | 8,830 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $146,000 | 8,322 |
| Earning assets | $48,453,000 | 6,790 |
| Long-term assets (5+ years) | $16,554,000 | 3,924 |
| Average Assets, year-to-date | $39,694,000 | 7,437 |
| Average Assets, quarterly | $47,771,500 | 7,044 |
| Volatile liabilities | $300,000 | 8,922 |
| Insider loans | $1,221,000 | 3,673 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $486,000 | 1,194 |
| Unused loan commitments | $6,530,000 | 5,296 |
| Tier 1 (core) risk-based capital | $6,869,000 | 6,179 |
| Tier 2 risk-based capital | $333,000 | 6,854 |
| Total risk weighted assets | $26,941,000 | 7,262 |
| Total unused commitments | $6,530,000 | 5,301 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 16 | 6,949 |
| Assets and Liabilities | ||
| Total Assets: | $45,525,000 | 7,201 |
| Cash and due from depository institutions | $613,000 | 6,949 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $23,938,000 | 4,297 |
| Federal funds sold & reverse repurchase agreements | $1,337,000 | 4,077 |
| Net loans & leases | $18,582,000 | 7,772 |
| Loan loss allowance | $242,000 | 7,725 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $818,000 | 6,259 |
| Other real estate owned | $0 | 6,949 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $237,000 | 8,723 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $45,525,000 | 7,201 |
| Total liabilities | $39,482,000 | 7,241 |
| Total deposits | $39,379,000 | 7,073 |
| Interest-bearing deposits | $37,025,000 | 6,788 |
| Deposits held in domestic offices | $39,379,000 | 7,072 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $103,000 | 7,953 |
| Total equity capital | $6,043,000 | 6,608 |
| Total bank equity capital | $6,043,000 | 6,608 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $1,046,000 | 2,750 |
| Surplus | $7,155,000 | 2,652 |
| Undivided profits | $-2,158,000 | 8,867 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $120,000 | 8,490 |
| Earning assets | $43,857,000 | 7,064 |
| Long-term assets (5+ years) | $13,320,000 | 4,486 |
| Average Assets, year-to-date | $36,252,670 | 7,697 |
| Average Assets, quarterly | $42,658,500 | 7,337 |
| Volatile liabilities | $300,000 | 8,980 |
| Insider loans | $1,252,000 | 3,609 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $232,000 | 1,441 |
| Unused loan commitments | $1,834,000 | 7,536 |
| Tier 1 (core) risk-based capital | $6,585,000 | 6,280 |
| Tier 2 risk-based capital | $242,000 | 7,513 |
| Total risk weighted assets | $20,924,000 | 7,781 |
| Total unused commitments | $1,834,000 | 7,541 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 14 | 7,302 |
| Assets and Liabilities | ||
| Total Assets: | $39,792,000 | 7,534 |
| Cash and due from depository institutions | $1,031,000 | 7,302 |
| Interest-bearing balances | $0 | 6,987 |
| Securities | $25,838,000 | 4,073 |
| Federal funds sold & reverse repurchase agreements | $1,010,000 | 5,581 |
| Net loans & leases | $10,866,000 | 8,440 |
| Loan loss allowance | $141,000 | 8,385 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $832,000 | 6,221 |
| Other real estate owned | $0 | 7,302 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $215,000 | 8,764 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $39,792,000 | 7,534 |
| Total liabilities | $32,912,000 | 7,663 |
| Total deposits | $32,809,000 | 7,535 |
| Interest-bearing deposits | $31,801,000 | 7,191 |
| Deposits held in domestic offices | $32,809,000 | 7,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $103,000 | 8,092 |
| Total equity capital | $6,880,000 | 6,268 |
| Total bank equity capital | $6,880,000 | 6,268 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $837,000 | 3,331 |
| Surplus | $7,364,000 | 2,560 |
| Undivided profits | $-1,321,000 | 8,835 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,089 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $91,000 | 8,671 |
| Earning assets | $37,714,000 | 7,433 |
| Long-term assets (5+ years) | $9,059,000 | 5,172 |
| Average Assets, year-to-date | $31,616,500 | 7,983 |
| Average Assets, quarterly | $31,616,500 | 7,983 |
| Volatile liabilities | $300,000 | 9,007 |
| Insider loans | $606,000 | 5,080 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $146,000 | 1,690 |
| Unused loan commitments | $721,000 | 8,333 |
| Tier 1 (core) risk-based capital | $6,851,000 | 6,102 |
| Tier 2 risk-based capital | $141,000 | 8,292 |
| Total risk weighted assets | $14,443,000 | 8,340 |
| Total unused commitments | $721,000 | 8,340 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 10 | 8,082 |
| Assets and Liabilities | ||
| Total Assets: | $23,441,000 | 8,496 |
| Cash and due from depository institutions | $643,000 | 8,082 |
| Interest-bearing balances | $0 | 6,994 |
| Securities | $11,986,000 | 6,217 |
| Federal funds sold & reverse repurchase agreements | $4,904,000 | 2,320 |
| Net loans & leases | $4,999,000 | 8,938 |
| Loan loss allowance | $66,000 | 8,858 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $804,000 | 6,305 |
| Other real estate owned | $0 | 8,082 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $105,000 | 9,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $23,441,000 | 8,496 |
| Total liabilities | $16,282,000 | 8,717 |
| Total deposits | $15,689,000 | 8,690 |
| Interest-bearing deposits | $15,085,000 | 8,532 |
| Deposits held in domestic offices | $15,689,000 | 8,688 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $593,000 | 4,296 |
| Total equity capital | $7,159,000 | 6,064 |
| Total bank equity capital | $7,159,000 | 6,064 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $837,000 | 3,361 |
| Surplus | $7,364,000 | 2,535 |
| Undivided profits | $-1,042,000 | 8,832 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,180 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $40,000 | 8,994 |
| Earning assets | $21,889,000 | 8,439 |
| Long-term assets (5+ years) | $2,003,000 | 7,243 |
| Average Assets, year-to-date | $15,979,000 | 8,845 |
| Average Assets, quarterly | $15,979,000 | 8,858 |
| Volatile liabilities | $200,000 | 9,097 |
| Insider loans | $252,000 | 6,512 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $168,000 | 8,804 |
| Tier 1 (core) risk-based capital | $7,159,000 | 5,888 |
| Tier 2 risk-based capital | $66,000 | 8,840 |
| Total risk weighted assets | $7,653,000 | 8,897 |
| Total unused commitments | $168,000 | 8,805 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 9 | 8,306 |
| Assets and Liabilities | ||
| Total Assets: | $8,517,000 | 9,150 |
| Cash and due from depository institutions | $574,000 | 8,306 |
| Interest-bearing balances | $0 | 7,032 |
| Securities | $6,000,000 | 7,524 |
| Federal funds sold & reverse repurchase agreements | $1,619,000 | 4,724 |
| Net loans & leases | $3,000 | 9,167 |
| Loan loss allowance | $0 | 9,124 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $254,000 | 8,031 |
| Other real estate owned | $0 | 8,306 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $67,000 | 9,202 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $8,517,000 | 9,150 |
| Total liabilities | $1,143,000 | 9,216 |
| Total deposits | $802,000 | 9,182 |
| Interest-bearing deposits | $750,000 | 9,140 |
| Deposits held in domestic offices | $802,000 | 9,181 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $341,000 | 6,110 |
| Total equity capital | $7,374,000 | 5,931 |
| Total bank equity capital | $7,374,000 | 5,931 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $825,000 | 3,395 |
| Surplus | $7,255,000 | 2,524 |
| Undivided profits | $-706,000 | 8,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,319 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $0 | 9,187 |
| Earning assets | $7,622,000 | 9,133 |
| Long-term assets (5+ years) | $0 | 8,204 |
| Average Assets, year-to-date | $8,517,000 | 9,152 |
| Average Assets, quarterly | $8,517,000 | 9,152 |
| Volatile liabilities | $0 | 9,177 |
| Insider loans | $0 | 8,298 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $0 | 8,996 |
| Tier 1 (core) risk-based capital | $7,374,000 | 5,762 |
| Tier 2 risk-based capital | $0 | 9,129 |
| Total risk weighted assets | $749,000 | 9,224 |
| Total unused commitments | $0 | 8,996 |
| Derivatives | $0 | 666 |