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Berkeley Federal Savings Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $58,101,000 | 683 |
| Total interest expense | $37,189,000 | 561 |
| Net interest income | $20,912,000 | 904 |
| Provision for loan and lease losses | $-27,000 | 13,555 |
| Total noninterest income | $6,914,000 | 769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $6,914,000 | 538 |
| Total noninterest expense | $18,111,000 | 921 |
| Salaries and employee benefits | $8,177,000 | 832 |
| Premises and equipment expense | $3,349,000 | 716 |
| Additional noninterest expense | $6,585,000 | 1,057 |
| Pre-tax net operating income | $9,742,000 | 653 |
| Securities gains (losses) | $1,960,000 | 415 |
| Applicable income taxes | $2,792,000 | 838 |
| Income before extraordinary items | $8,910,000 | 540 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $8,910,000 | 542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $685,000 | 2,007 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $7,420,400 | 584 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.