Home > Bergen Commercial Bank > Assets and Liabilities
Bergen Commercial Bank, Assets and Liabilities
| 2005-12-31 | Rank | |
| # of Employees: | 51 | 3,299 |
| Assets and Liabilities | ||
| Total Assets: | $292,181,000 | 2,130 |
| Cash and due from depository institutions | $14,324,000 | 3,299 |
| Interest-bearing balances | $5,347,000 | 1,036 |
| Securities | $33,372,000 | 3,267 |
| Federal funds sold & reverse repurchase agreements | $2,900,000 | 3,403 |
| Net loans & leases | $224,131,000 | 1,904 |
| Loan loss allowance | $3,047,000 | 1,644 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,407,000 | 3,116 |
| Other real estate owned | $0 | 3,299 |
| Goodwill and other intangibles | $1,459,000 | 1,473 |
| All other assets | $12,588,000 | 1,367 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $292,181,000 | 2,130 |
| Total liabilities | $265,436,000 | 2,107 |
| Total deposits | $233,964,000 | 2,157 |
| Interest-bearing deposits | $167,166,000 | 2,510 |
| Deposits held in domestic offices | $233,964,000 | 2,151 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,790,000 | 1,861 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,000,000 | 1,522 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $2,682,000 | 1,686 |
| Total equity capital | $26,745,000 | 2,323 |
| Total bank equity capital | $26,745,000 | 2,323 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $926,000 | 3,201 |
| Surplus | $8,805,000 | 2,509 |
| Undivided profits | $17,014,000 | 1,931 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $821,000 | 2,725 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $1,446,000 | 2,452 |
| Earning assets | $265,750,000 | 2,141 |
| Long-term assets (5+ years) | $78,525,000 | 1,239 |
| Average Assets, year-to-date | $295,333,400 | 2,004 |
| Average Assets, quarterly | $309,270,500 | 1,989 |
| Volatile liabilities | $31,528,000 | 3,366 |
| Insider loans | $9,015,000 | 715 |
| FHLB advances | $25,000,000 | 1,423 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $74,790,000 | 1,262 |
| Tier 1 (core) risk-based capital | $25,359,000 | 2,348 |
| Tier 2 risk-based capital | $3,011,000 | 1,614 |
| Total risk weighted assets | $240,842,000 | 1,839 |
| Total unused commitments | $74,790,000 | 1,262 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 50 | 3,331 |
| Assets and Liabilities | ||
| Total Assets: | $326,360,000 | 1,876 |
| Cash and due from depository institutions | $18,927,000 | 3,331 |
| Interest-bearing balances | $3,852,000 | 1,320 |
| Securities | $34,640,000 | 3,153 |
| Federal funds sold & reverse repurchase agreements | $28,300,000 | 472 |
| Net loans & leases | $227,320,000 | 1,844 |
| Loan loss allowance | $2,920,000 | 1,672 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,466,000 | 3,039 |
| Other real estate owned | $0 | 3,331 |
| Goodwill and other intangibles | $1,459,000 | 1,449 |
| All other assets | $12,248,000 | 1,355 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $326,360,000 | 1,876 |
| Total liabilities | $300,281,000 | 1,846 |
| Total deposits | $266,513,000 | 1,839 |
| Interest-bearing deposits | $200,758,000 | 2,062 |
| Deposits held in domestic offices | $266,513,000 | 1,835 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,431,000 | 1,720 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $25,000,000 | 1,523 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,337,000 | 1,104 |
| Total equity capital | $26,079,000 | 2,348 |
| Total bank equity capital | $26,079,000 | 2,348 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $926,000 | 3,184 |
| Surplus | $8,805,000 | 2,450 |
| Undivided profits | $16,348,000 | 2,006 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,475,000 | 1,737 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $1,412,000 | 2,469 |
| Earning assets | $294,112,000 | 1,903 |
| Long-term assets (5+ years) | $80,356,000 | 1,205 |
| Average Assets, year-to-date | $296,121,500 | 1,991 |
| Average Assets, quarterly | $315,910,000 | 1,911 |
| Volatile liabilities | $36,817,000 | 2,963 |
| Insider loans | $9,378,000 | 650 |
| FHLB advances | $25,000,000 | 1,427 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $81,424,000 | 1,168 |
| Tier 1 (core) risk-based capital | $24,686,000 | 2,374 |
| Tier 2 risk-based capital | $2,920,000 | 1,626 |
| Total risk weighted assets | $247,624,000 | 1,763 |
| Total unused commitments | $81,424,000 | 1,168 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 55 | 3,078 |
| Assets and Liabilities | ||
| Total Assets: | $305,460,000 | 1,969 |
| Cash and due from depository institutions | $12,346,000 | 3,078 |
| Interest-bearing balances | $2,391,000 | 1,805 |
| Securities | $35,675,000 | 3,128 |
| Federal funds sold & reverse repurchase agreements | $21,750,000 | 570 |
| Net loans & leases | $218,896,000 | 1,844 |
| Loan loss allowance | $2,819,000 | 1,698 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,509,000 | 2,971 |
| Other real estate owned | $0 | 3,078 |
| Goodwill and other intangibles | $1,459,000 | 1,437 |
| All other assets | $11,825,000 | 1,357 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $305,460,000 | 1,969 |
| Total liabilities | $279,949,000 | 1,926 |
| Total deposits | $248,156,000 | 1,933 |
| Interest-bearing deposits | $180,065,000 | 2,262 |
| Deposits held in domestic offices | $248,156,000 | 1,928 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,468,000 | 1,934 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,526 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,325,000 | 1,311 |
| Total equity capital | $25,511,000 | 2,346 |
| Total bank equity capital | $25,511,000 | 2,346 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $926,000 | 3,166 |
| Surplus | $8,805,000 | 2,402 |
| Undivided profits | $15,780,000 | 2,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $943,000 | 2,408 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $998,000 | 3,151 |
| Earning assets | $278,712,000 | 1,968 |
| Long-term assets (5+ years) | $74,258,000 | 1,294 |
| Average Assets, year-to-date | $286,042,000 | 2,035 |
| Average Assets, quarterly | $297,079,500 | 1,995 |
| Volatile liabilities | $32,227,000 | 3,115 |
| Insider loans | $5,573,000 | 1,131 |
| FHLB advances | $25,000,000 | 1,432 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $88,860,000 | 1,047 |
| Tier 1 (core) risk-based capital | $24,061,000 | 2,373 |
| Tier 2 risk-based capital | $2,819,000 | 1,647 |
| Total risk weighted assets | $238,612,000 | 1,782 |
| Total unused commitments | $88,860,000 | 1,047 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 56 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $288,699,000 | 2,035 |
| Cash and due from depository institutions | $9,912,000 | 3,017 |
| Interest-bearing balances | $2,290,000 | 1,842 |
| Securities | $30,607,000 | 3,564 |
| Federal funds sold & reverse repurchase agreements | $19,075,000 | 646 |
| Net loans & leases | $213,197,000 | 1,854 |
| Loan loss allowance | $2,759,000 | 1,711 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,543,000 | 3,713 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $1,459,000 | 1,436 |
| All other assets | $11,906,000 | 1,336 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $288,699,000 | 2,035 |
| Total liabilities | $264,207,000 | 2,009 |
| Total deposits | $223,687,000 | 2,150 |
| Interest-bearing deposits | $160,878,000 | 2,501 |
| Deposits held in domestic offices | $223,687,000 | 2,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,604,000 | 982 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,464 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,916,000 | 1,447 |
| Total equity capital | $24,492,000 | 2,364 |
| Total bank equity capital | $24,492,000 | 2,364 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $926,000 | 3,175 |
| Surplus | $8,805,000 | 2,354 |
| Undivided profits | $14,761,000 | 2,130 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,231,000 | 1,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $926,000 | 3,272 |
| Earning assets | $265,169,000 | 2,045 |
| Long-term assets (5+ years) | $79,712,000 | 1,235 |
| Average Assets, year-to-date | $276,333,000 | 2,109 |
| Average Assets, quarterly | $276,333,000 | 2,109 |
| Volatile liabilities | $42,196,000 | 2,498 |
| Insider loans | $5,406,000 | 1,133 |
| FHLB advances | $25,000,000 | 1,369 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $72,760,000 | 1,212 |
| Tier 1 (core) risk-based capital | $23,105,000 | 2,417 |
| Tier 2 risk-based capital | $2,759,000 | 1,658 |
| Total risk weighted assets | $232,017,000 | 1,791 |
| Total unused commitments | $72,760,000 | 1,212 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 56 | 3,021 |
| Assets and Liabilities | ||
| Total Assets: | $263,967,000 | 2,204 |
| Cash and due from depository institutions | $8,392,000 | 3,021 |
| Interest-bearing balances | $2,915,000 | 1,619 |
| Securities | $25,542,000 | 4,057 |
| Federal funds sold & reverse repurchase agreements | $4,570,000 | 2,402 |
| Net loans & leases | $210,068,000 | 1,860 |
| Loan loss allowance | $2,705,000 | 1,716 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,592,000 | 3,635 |
| Other real estate owned | $0 | 3,021 |
| Goodwill and other intangibles | $1,459,000 | 1,429 |
| All other assets | $11,344,000 | 1,366 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $263,967,000 | 2,204 |
| Total liabilities | $240,313,000 | 2,177 |
| Total deposits | $200,273,000 | 2,360 |
| Interest-bearing deposits | $139,595,000 | 2,815 |
| Deposits held in domestic offices | $200,273,000 | 2,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,273,000 | 983 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $25,000,000 | 1,477 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,767,000 | 2,117 |
| Total equity capital | $23,654,000 | 2,432 |
| Total bank equity capital | $23,654,000 | 2,432 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $926,000 | 3,170 |
| Surplus | $8,805,000 | 2,310 |
| Undivided profits | $13,923,000 | 2,288 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,164,000 | 1,218 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $799,000 | 3,708 |
| Earning assets | $243,095,000 | 2,207 |
| Long-term assets (5+ years) | $78,039,000 | 1,289 |
| Average Assets, year-to-date | $252,341,200 | 2,209 |
| Average Assets, quarterly | $263,075,500 | 2,185 |
| Volatile liabilities | $26,221,000 | 3,421 |
| Insider loans | $5,723,000 | 1,058 |
| FHLB advances | $25,000,000 | 1,372 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $72,706,000 | 1,177 |
| Tier 1 (core) risk-based capital | $22,178,000 | 2,471 |
| Tier 2 risk-based capital | $2,705,000 | 1,673 |
| Total risk weighted assets | $229,453,000 | 1,796 |
| Total unused commitments | $72,706,000 | 1,179 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 56 | 3,024 |
| Assets and Liabilities | ||
| Total Assets: | $262,184,000 | 2,192 |
| Cash and due from depository institutions | $13,574,000 | 3,024 |
| Interest-bearing balances | $3,253,000 | 1,558 |
| Securities | $25,915,000 | 3,999 |
| Federal funds sold & reverse repurchase agreements | $4,135,000 | 2,431 |
| Net loans & leases | $203,691,000 | 1,875 |
| Loan loss allowance | $2,630,000 | 1,770 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,457,000 | 5,040 |
| Other real estate owned | $0 | 3,024 |
| Goodwill and other intangibles | $1,459,000 | 1,400 |
| All other assets | $11,953,000 | 1,283 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $262,184,000 | 2,192 |
| Total liabilities | $239,737,000 | 2,151 |
| Total deposits | $210,225,000 | 2,209 |
| Interest-bearing deposits | $149,468,000 | 2,623 |
| Deposits held in domestic offices | $210,225,000 | 2,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,657,000 | 2,134 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $24,933,000 | 1,488 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,922,000 | 1,977 |
| Total equity capital | $22,447,000 | 2,556 |
| Total bank equity capital | $22,447,000 | 2,556 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $926,000 | 3,178 |
| Surplus | $8,805,000 | 2,273 |
| Undivided profits | $12,716,000 | 2,499 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,846,000 | 1,513 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $779,000 | 3,962 |
| Earning assets | $236,994,000 | 2,232 |
| Long-term assets (5+ years) | $75,598,000 | 1,359 |
| Average Assets, year-to-date | $249,434,750 | 2,228 |
| Average Assets, quarterly | $260,282,000 | 2,178 |
| Volatile liabilities | $15,620,000 | 4,712 |
| Insider loans | $5,637,000 | 1,029 |
| FHLB advances | $24,933,000 | 1,386 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $69,325,000 | 1,221 |
| Tier 1 (core) risk-based capital | $20,924,000 | 2,589 |
| Tier 2 risk-based capital | $2,630,000 | 1,697 |
| Total risk weighted assets | $224,150,000 | 1,804 |
| Total unused commitments | $69,325,000 | 1,222 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 60 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $258,380,000 | 2,199 |
| Cash and due from depository institutions | $13,522,000 | 2,858 |
| Interest-bearing balances | $3,297,000 | 1,571 |
| Securities | $27,639,000 | 3,902 |
| Federal funds sold & reverse repurchase agreements | $18,045,000 | 579 |
| Net loans & leases | $184,549,000 | 2,003 |
| Loan loss allowance | $2,554,000 | 1,812 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,493,000 | 4,976 |
| Other real estate owned | $0 | 2,858 |
| Goodwill and other intangibles | $1,459,000 | 1,389 |
| All other assets | $11,673,000 | 1,293 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $258,380,000 | 2,199 |
| Total liabilities | $237,930,000 | 2,145 |
| Total deposits | $208,496,000 | 2,196 |
| Interest-bearing deposits | $150,953,000 | 2,567 |
| Deposits held in domestic offices | $208,496,000 | 2,189 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,017,000 | 2,046 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $24,843,000 | 1,464 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,574,000 | 2,121 |
| Total equity capital | $20,450,000 | 2,675 |
| Total bank equity capital | $20,450,000 | 2,675 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $926,000 | 3,194 |
| Surplus | $7,805,000 | 2,460 |
| Undivided profits | $11,719,000 | 2,537 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,239,000 | 2,177 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $712,000 | 3,976 |
| Earning assets | $233,530,000 | 2,223 |
| Long-term assets (5+ years) | $73,629,000 | 1,433 |
| Average Assets, year-to-date | $245,185,000 | 2,269 |
| Average Assets, quarterly | $254,416,000 | 2,212 |
| Volatile liabilities | $14,281,000 | 4,891 |
| Insider loans | $4,964,000 | 1,136 |
| FHLB advances | $24,843,000 | 1,370 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $61,142,000 | 1,329 |
| Tier 1 (core) risk-based capital | $19,080,000 | 2,760 |
| Tier 2 risk-based capital | $2,554,000 | 1,725 |
| Total risk weighted assets | $207,887,000 | 1,870 |
| Total unused commitments | $61,142,000 | 1,330 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 57 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $250,452,000 | 2,242 |
| Cash and due from depository institutions | $12,171,000 | 2,994 |
| Interest-bearing balances | $3,014,000 | 1,864 |
| Securities | $25,931,000 | 4,061 |
| Federal funds sold & reverse repurchase agreements | $21,450,000 | 651 |
| Net loans & leases | $176,499,000 | 2,038 |
| Loan loss allowance | $2,519,000 | 1,824 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,442,000 | 5,032 |
| Other real estate owned | $0 | 2,994 |
| Goodwill and other intangibles | $1,459,000 | 1,387 |
| All other assets | $11,500,000 | 1,253 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $250,452,000 | 2,242 |
| Total liabilities | $231,488,000 | 2,171 |
| Total deposits | $201,632,000 | 2,252 |
| Interest-bearing deposits | $149,755,000 | 2,571 |
| Deposits held in domestic offices | $201,632,000 | 2,246 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,631,000 | 1,943 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $25,015,000 | 1,389 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,210,000 | 1,847 |
| Total equity capital | $18,964,000 | 2,915 |
| Total bank equity capital | $18,964,000 | 2,915 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $926,000 | 3,195 |
| Surplus | $6,805,000 | 2,737 |
| Undivided profits | $11,233,000 | 2,749 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,280,000 | 2,181 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $710,000 | 3,938 |
| Earning assets | $226,894,000 | 2,276 |
| Long-term assets (5+ years) | $79,526,000 | 1,284 |
| Average Assets, year-to-date | $238,587,500 | 2,343 |
| Average Assets, quarterly | $238,587,500 | 2,343 |
| Volatile liabilities | $20,585,000 | 3,843 |
| Insider loans | $5,277,000 | 1,060 |
| FHLB advances | $25,015,000 | 1,283 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $53,643,000 | 1,424 |
| Tier 1 (core) risk-based capital | $17,347,000 | 2,979 |
| Tier 2 risk-based capital | $2,477,000 | 1,745 |
| Total risk weighted assets | $198,141,000 | 1,924 |
| Total unused commitments | $53,643,000 | 1,428 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 56 | 3,061 |
| Assets and Liabilities | ||
| Total Assets: | $226,723,000 | 2,467 |
| Cash and due from depository institutions | $11,897,000 | 3,061 |
| Interest-bearing balances | $3,192,000 | 1,661 |
| Securities | $26,174,000 | 4,081 |
| Federal funds sold & reverse repurchase agreements | $4,445,000 | 2,521 |
| Net loans & leases | $170,484,000 | 2,106 |
| Loan loss allowance | $2,443,000 | 1,858 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,460,000 | 5,005 |
| Other real estate owned | $0 | 3,061 |
| Goodwill and other intangibles | $1,459,000 | 1,382 |
| All other assets | $10,804,000 | 1,335 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,723,000 | 2,467 |
| Total liabilities | $208,535,000 | 2,422 |
| Total deposits | $173,308,000 | 2,597 |
| Interest-bearing deposits | $119,759,000 | 3,109 |
| Deposits held in domestic offices | $173,308,000 | 2,593 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,943,000 | 1,209 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,705,000 | 1,414 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,579,000 | 2,230 |
| Total equity capital | $18,188,000 | 2,953 |
| Total bank equity capital | $18,188,000 | 2,953 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $926,000 | 3,222 |
| Surplus | $6,805,000 | 2,712 |
| Undivided profits | $10,457,000 | 2,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,280,000 | 2,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $697,000 | 4,139 |
| Earning assets | $204,295,000 | 2,512 |
| Long-term assets (5+ years) | $77,142,000 | 1,353 |
| Average Assets, year-to-date | $219,315,400 | 2,471 |
| Average Assets, quarterly | $228,125,500 | 2,437 |
| Volatile liabilities | $20,198,000 | 3,884 |
| Insider loans | $5,346,000 | 1,030 |
| FHLB advances | $24,705,000 | 1,310 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $54,603,000 | 1,350 |
| Tier 1 (core) risk-based capital | $16,639,000 | 3,066 |
| Tier 2 risk-based capital | $2,340,000 | 1,826 |
| Total risk weighted assets | $187,063,000 | 2,012 |
| Total unused commitments | $54,603,000 | 1,351 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 51 | 3,323 |
| Assets and Liabilities | ||
| Total Assets: | $229,528,000 | 2,451 |
| Cash and due from depository institutions | $16,214,000 | 3,323 |
| Interest-bearing balances | $3,113,000 | 1,862 |
| Securities | $36,090,000 | 3,173 |
| Federal funds sold & reverse repurchase agreements | $2,400,000 | 4,040 |
| Net loans & leases | $161,068,000 | 2,195 |
| Loan loss allowance | $2,366,000 | 1,932 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,492,000 | 4,937 |
| Other real estate owned | $0 | 3,323 |
| Goodwill and other intangibles | $1,459,000 | 1,361 |
| All other assets | $10,805,000 | 1,341 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,528,000 | 2,451 |
| Total liabilities | $212,119,000 | 2,387 |
| Total deposits | $176,697,000 | 2,549 |
| Interest-bearing deposits | $118,133,000 | 3,148 |
| Deposits held in domestic offices | $176,697,000 | 2,545 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,536,000 | 1,191 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $24,682,000 | 1,375 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,204,000 | 1,781 |
| Total equity capital | $17,409,000 | 3,058 |
| Total bank equity capital | $17,409,000 | 3,058 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $926,000 | 3,242 |
| Surplus | $6,805,000 | 2,662 |
| Undivided profits | $9,678,000 | 3,076 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $984,000 | 2,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $778,000 | 3,956 |
| Earning assets | $202,671,000 | 2,535 |
| Long-term assets (5+ years) | $66,712,000 | 1,528 |
| Average Assets, year-to-date | $217,463,500 | 2,509 |
| Average Assets, quarterly | $227,993,500 | 2,455 |
| Volatile liabilities | $19,890,000 | 3,875 |
| Insider loans | $5,261,000 | 1,022 |
| FHLB advances | $24,682,000 | 1,267 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $59,416,000 | 1,288 |
| Tier 1 (core) risk-based capital | $15,800,000 | 3,212 |
| Tier 2 risk-based capital | $2,243,000 | 1,894 |
| Total risk weighted assets | $179,278,000 | 2,060 |
| Total unused commitments | $59,416,000 | 1,291 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 57 | 3,017 |
| Assets and Liabilities | ||
| Total Assets: | $226,459,000 | 2,448 |
| Cash and due from depository institutions | $19,113,000 | 3,017 |
| Interest-bearing balances | $4,155,000 | 1,705 |
| Securities | $39,158,000 | 2,926 |
| Federal funds sold & reverse repurchase agreements | $5,400,000 | 2,788 |
| Net loans & leases | $149,278,000 | 2,322 |
| Loan loss allowance | $2,289,000 | 1,968 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,524,000 | 4,866 |
| Other real estate owned | $0 | 3,017 |
| Goodwill and other intangibles | $1,459,000 | 1,331 |
| All other assets | $10,527,000 | 1,312 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,459,000 | 2,448 |
| Total liabilities | $209,745,000 | 2,390 |
| Total deposits | $174,439,000 | 2,562 |
| Interest-bearing deposits | $120,318,000 | 3,088 |
| Deposits held in domestic offices | $174,439,000 | 2,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,518,000 | 1,152 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $25,022,000 | 1,352 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $1,766,000 | 2,202 |
| Total equity capital | $16,714,000 | 3,180 |
| Total bank equity capital | $16,714,000 | 3,180 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $926,000 | 3,242 |
| Surplus | $6,805,000 | 2,631 |
| Undivided profits | $8,983,000 | 3,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,343,000 | 2,289 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $788,000 | 3,756 |
| Earning assets | $197,991,000 | 2,559 |
| Long-term assets (5+ years) | $50,965,000 | 1,785 |
| Average Assets, year-to-date | $213,442,000 | 2,537 |
| Average Assets, quarterly | $219,257,000 | 2,503 |
| Volatile liabilities | $20,012,000 | 3,814 |
| Insider loans | $5,286,000 | 989 |
| FHLB advances | $25,022,000 | 1,242 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $59,436,000 | 1,258 |
| Tier 1 (core) risk-based capital | $15,001,000 | 3,320 |
| Tier 2 risk-based capital | $2,127,000 | 1,938 |
| Total risk weighted assets | $170,022,000 | 2,135 |
| Total unused commitments | $59,436,000 | 1,267 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 56 | 3,047 |
| Assets and Liabilities | ||
| Total Assets: | $212,055,000 | 2,572 |
| Cash and due from depository institutions | $16,228,000 | 3,047 |
| Interest-bearing balances | $5,514,000 | 1,408 |
| Securities | $37,252,000 | 2,998 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,371 |
| Net loans & leases | $132,669,000 | 2,534 |
| Loan loss allowance | $2,213,000 | 1,980 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,478,000 | 4,901 |
| Other real estate owned | $0 | 3,047 |
| Goodwill and other intangibles | $1,459,000 | 1,322 |
| All other assets | $10,769,000 | 1,260 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,055,000 | 2,572 |
| Total liabilities | $196,711,000 | 2,506 |
| Total deposits | $167,463,000 | 2,639 |
| Interest-bearing deposits | $118,252,000 | 3,125 |
| Deposits held in domestic offices | $167,463,000 | 2,636 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,471,000 | 1,847 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $24,813,000 | 1,320 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,964,000 | 2,073 |
| Total equity capital | $15,344,000 | 3,383 |
| Total bank equity capital | $15,344,000 | 3,383 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $926,000 | 3,259 |
| Surplus | $6,105,000 | 2,784 |
| Undivided profits | $8,313,000 | 3,375 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $989,000 | 2,874 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $787,000 | 3,785 |
| Earning assets | $187,635,000 | 2,649 |
| Long-term assets (5+ years) | $37,501,000 | 2,168 |
| Average Assets, year-to-date | $206,933,500 | 2,603 |
| Average Assets, quarterly | $206,933,500 | 2,603 |
| Volatile liabilities | $14,290,000 | 4,670 |
| Insider loans | $5,013,000 | 1,050 |
| FHLB advances | $24,813,000 | 1,218 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $39,190,000 | 1,680 |
| Tier 1 (core) risk-based capital | $13,637,000 | 3,565 |
| Tier 2 risk-based capital | $1,943,000 | 2,062 |
| Total risk weighted assets | $155,187,000 | 2,290 |
| Total unused commitments | $39,190,000 | 1,690 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $201,812,000 | 2,659 |
| Cash and due from depository institutions | $12,105,000 | 3,394 |
| Interest-bearing balances | $3,076,000 | 1,932 |
| Securities | $39,607,000 | 2,835 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,028 |
| Net loans & leases | $132,512,000 | 2,521 |
| Loan loss allowance | $2,137,000 | 1,995 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,521,000 | 4,832 |
| Other real estate owned | $0 | 3,394 |
| Goodwill and other intangibles | $1,459,000 | 1,302 |
| All other assets | $10,108,000 | 1,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $201,812,000 | 2,659 |
| Total liabilities | $186,633,000 | 2,589 |
| Total deposits | $157,224,000 | 2,729 |
| Interest-bearing deposits | $110,264,000 | 3,248 |
| Deposits held in domestic offices | $157,224,000 | 2,727 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,548,000 | 1,900 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $25,000,000 | 1,312 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,861,000 | 2,138 |
| Total equity capital | $15,179,000 | 3,373 |
| Total bank equity capital | $15,179,000 | 3,373 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $925,000 | 3,257 |
| Surplus | $6,105,000 | 2,743 |
| Undivided profits | $8,149,000 | 3,417 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,564,000 | 1,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $822,000 | 3,787 |
| Earning assets | $179,695,000 | 2,702 |
| Long-term assets (5+ years) | $83,324,000 | 1,129 |
| Average Assets, year-to-date | $196,780,600 | 2,584 |
| Average Assets, quarterly | $204,264,000 | 2,599 |
| Volatile liabilities | $15,267,000 | 4,456 |
| Insider loans | $5,592,000 | 899 |
| FHLB advances | $25,000,000 | 1,195 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $35,167,000 | 1,759 |
| Tier 1 (core) risk-based capital | $13,388,000 | 3,565 |
| Tier 2 risk-based capital | $1,892,000 | 2,076 |
| Total risk weighted assets | $151,125,000 | 2,322 |
| Total unused commitments | $35,167,000 | 1,765 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 51 | 3,288 |
| Assets and Liabilities | ||
| Total Assets: | $184,149,000 | 2,740 |
| Cash and due from depository institutions | $12,107,000 | 3,288 |
| Interest-bearing balances | $2,611,000 | 1,981 |
| Securities | $33,936,000 | 3,050 |
| Federal funds sold & reverse repurchase agreements | $7,900,000 | 1,845 |
| Net loans & leases | $117,567,000 | 2,723 |
| Loan loss allowance | $1,761,000 | 2,235 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,611,000 | 4,660 |
| Other real estate owned | $175,000 | 3,288 |
| Goodwill and other intangibles | $1,459,000 | 1,244 |
| All other assets | $9,394,000 | 1,303 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $184,149,000 | 2,740 |
| Total liabilities | $170,760,000 | 2,664 |
| Total deposits | $139,976,000 | 2,903 |
| Interest-bearing deposits | $98,562,000 | 3,470 |
| Deposits held in domestic offices | $139,976,000 | 2,897 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,337,000 | 1,169 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,447,000 | 1,719 |
| Total equity capital | $13,389,000 | 3,549 |
| Total bank equity capital | $13,389,000 | 3,549 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $925,000 | 3,318 |
| Surplus | $6,105,000 | 2,626 |
| Undivided profits | $6,359,000 | 3,856 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $407,000 | 4,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $890,000 | 3,852 |
| Earning assets | $162,014,000 | 2,822 |
| Long-term assets (5+ years) | $34,429,000 | 2,254 |
| Average Assets, year-to-date | $174,731,000 | 2,729 |
| Average Assets, quarterly | $182,799,500 | 2,717 |
| Volatile liabilities | $18,746,000 | 3,855 |
| Insider loans | $4,843,000 | 1,001 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $30,182,000 | 1,850 |
| Tier 1 (core) risk-based capital | $11,786,000 | 3,802 |
| Tier 2 risk-based capital | $1,647,000 | 2,211 |
| Total risk weighted assets | $131,658,000 | 2,515 |
| Total unused commitments | $30,182,000 | 1,856 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 47 | 3,553 |
| Assets and Liabilities | ||
| Total Assets: | $169,646,000 | 2,812 |
| Cash and due from depository institutions | $9,606,000 | 3,553 |
| Interest-bearing balances | $1,995,000 | 1,710 |
| Securities | $33,049,000 | 3,180 |
| Federal funds sold & reverse repurchase agreements | $19,250,000 | 638 |
| Net loans & leases | $95,760,000 | 3,173 |
| Loan loss allowance | $1,525,000 | 2,435 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,818,000 | 4,299 |
| Other real estate owned | $0 | 3,553 |
| Goodwill and other intangibles | $1,544,000 | 1,200 |
| All other assets | $8,619,000 | 1,136 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $169,646,000 | 2,812 |
| Total liabilities | $157,829,000 | 2,746 |
| Total deposits | $131,451,000 | 2,976 |
| Interest-bearing deposits | $95,854,000 | 3,443 |
| Deposits held in domestic offices | $131,451,000 | 2,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,381,000 | 663 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,997,000 | 2,071 |
| Total equity capital | $11,817,000 | 3,845 |
| Total bank equity capital | $11,817,000 | 3,845 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $925,000 | 3,412 |
| Surplus | $6,104,000 | 2,555 |
| Undivided profits | $4,788,000 | 4,504 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $706,000 | 3,003 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $568,000 | 4,664 |
| Earning assets | $150,054,000 | 2,927 |
| Long-term assets (5+ years) | $21,526,000 | 3,016 |
| Average Assets, year-to-date | $156,299,200 | 2,906 |
| Average Assets, quarterly | $160,986,000 | 2,933 |
| Volatile liabilities | $37,491,000 | 2,220 |
| Insider loans | $4,809,000 | 1,001 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $23,711,000 | 2,070 |
| Tier 1 (core) risk-based capital | $10,458,000 | 4,122 |
| Tier 2 risk-based capital | $1,421,270 | 2,408 |
| Total risk weighted assets | $113,597,670 | 2,771 |
| Total unused commitments | $23,711,000 | 2,072 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 55 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $147,885,000 | 3,125 |
| Cash and due from depository institutions | $11,579,000 | 3,178 |
| Interest-bearing balances | $5,578,000 | 738 |
| Securities | $41,069,000 | 2,742 |
| Federal funds sold & reverse repurchase agreements | $1,250,000 | 4,574 |
| Net loans & leases | $81,739,000 | 3,511 |
| Loan loss allowance | $1,018,000 | 3,378 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,133,000 | 3,814 |
| Other real estate owned | $78,000 | 3,178 |
| Goodwill and other intangibles | $1,628,000 | 1,207 |
| All other assets | $8,409,000 | 1,160 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $147,885,000 | 3,125 |
| Total liabilities | $138,310,000 | 3,031 |
| Total deposits | $120,481,000 | 3,152 |
| Interest-bearing deposits | $90,259,000 | 3,566 |
| Deposits held in domestic offices | $120,481,000 | 3,148 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $16,382,000 | 915 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,447,000 | 2,437 |
| Total equity capital | $9,575,000 | 4,412 |
| Total bank equity capital | $9,575,000 | 4,412 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $926,000 | 3,492 |
| Surplus | $5,705,000 | 2,684 |
| Undivided profits | $2,944,000 | 5,569 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $913,000 | 2,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $404,000 | 5,364 |
| Earning assets | $129,636,000 | 3,262 |
| Long-term assets (5+ years) | $20,538,000 | 3,258 |
| Average Assets, year-to-date | $132,892,200 | 3,324 |
| Average Assets, quarterly | $148,365,000 | 3,084 |
| Volatile liabilities | $26,766,000 | 2,771 |
| Insider loans | $4,224,000 | 1,120 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $11,308,000 | 3,461 |
| Tier 1 (core) risk-based capital | $8,592,000 | 4,819 |
| Tier 2 risk-based capital | $1,018,000 | 3,101 |
| Total risk weighted assets | $97,366,400 | 3,057 |
| Total unused commitments | $11,308,000 | 3,467 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 39 | 4,361 |
| Assets and Liabilities | ||
| Total Assets: | $118,351,000 | 3,764 |
| Cash and due from depository institutions | $16,817,000 | 4,361 |
| Interest-bearing balances | $10,368,000 | 603 |
| Securities | $27,971,000 | 3,838 |
| Federal funds sold & reverse repurchase agreements | $4,750,000 | 3,544 |
| Net loans & leases | $61,694,000 | 4,194 |
| Loan loss allowance | $860,000 | 3,779 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,784,000 | 4,267 |
| Other real estate owned | $0 | 4,361 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,335,000 | 1,474 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,351,000 | 3,764 |
| Total liabilities | $110,238,000 | 3,630 |
| Total deposits | $102,434,000 | 3,631 |
| Interest-bearing deposits | $74,183,000 | 4,247 |
| Deposits held in domestic offices | $102,434,000 | 3,626 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,985,000 | 1,313 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,819,000 | 2,160 |
| Total equity capital | $8,113,000 | 5,142 |
| Total bank equity capital | $8,113,000 | 5,142 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $926,000 | 3,504 |
| Surplus | $4,604,000 | 3,069 |
| Undivided profits | $2,583,000 | 6,291 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $981,000 | 2,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $379,000 | 5,692 |
| Earning assets | $104,783,000 | 3,886 |
| Long-term assets (5+ years) | $10,430,000 | 4,624 |
| Average Assets, year-to-date | $108,872,000 | 3,849 |
| Average Assets, quarterly | $117,408,000 | 3,714 |
| Volatile liabilities | $18,293,000 | 3,239 |
| Insider loans | $2,024,000 | 2,103 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $8,034,000 | 4,160 |
| Tier 1 (core) risk-based capital | $8,098,000 | 4,969 |
| Tier 2 risk-based capital | $860,000 | 3,450 |
| Total risk weighted assets | $76,990,200 | 3,553 |
| Total unused commitments | $8,034,000 | 4,165 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 36 | 4,776 |
| Assets and Liabilities | ||
| Total Assets: | $97,724,000 | 4,407 |
| Cash and due from depository institutions | $6,485,000 | 4,776 |
| Interest-bearing balances | $1,042,000 | 2,412 |
| Securities | $27,421,000 | 3,908 |
| Federal funds sold & reverse repurchase agreements | $11,210,000 | 1,193 |
| Net loans & leases | $49,989,000 | 4,984 |
| Loan loss allowance | $784,000 | 4,125 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,704,000 | 4,314 |
| Other real estate owned | $0 | 4,776 |
| Goodwill and other intangibles | $5,000 | 3,461 |
| All other assets | $910,000 | 6,411 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,724,000 | 4,407 |
| Total liabilities | $89,948,000 | 4,283 |
| Total deposits | $87,194,000 | 4,185 |
| Interest-bearing deposits | $55,226,000 | 5,387 |
| Deposits held in domestic offices | $87,194,000 | 4,176 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,611,000 | 2,307 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,143,000 | 3,190 |
| Total equity capital | $7,776,000 | 5,314 |
| Total bank equity capital | $7,776,000 | 5,314 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $926,000 | 3,599 |
| Surplus | $4,604,000 | 2,997 |
| Undivided profits | $2,246,000 | 6,839 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,088,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $566,000 | 249 |
| Income earned, not collected on loans | $304,000 | 6,789 |
| Earning assets | $89,662,000 | 4,423 |
| Long-term assets (5+ years) | $4,765,000 | 6,082 |
| Average Assets, year-to-date | $84,062,800 | 4,820 |
| Average Assets, quarterly | $89,727,000 | 4,693 |
| Volatile liabilities | $11,791,000 | 4,461 |
| Insider loans | $3,024,000 | 1,414 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $7,191,000 | 4,263 |
| Tier 1 (core) risk-based capital | $7,767,000 | 5,165 |
| Tier 2 risk-based capital | $760,650 | 3,711 |
| Total risk weighted assets | $60,828,950 | 4,304 |
| Total unused commitments | $7,191,000 | 4,265 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 34 | 5,259 |
| Assets and Liabilities | ||
| Total Assets: | $78,424,000 | 5,413 |
| Cash and due from depository institutions | $5,985,000 | 5,259 |
| Interest-bearing balances | $2,024,000 | 1,626 |
| Securities | $19,257,000 | 5,442 |
| Federal funds sold & reverse repurchase agreements | $5,200,000 | 2,492 |
| Net loans & leases | $45,291,000 | 5,393 |
| Loan loss allowance | $664,000 | 4,861 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,284,000 | 5,210 |
| Other real estate owned | $558,000 | 5,259 |
| Goodwill and other intangibles | $7,000 | 3,294 |
| All other assets | $842,000 | 6,941 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,424,000 | 5,413 |
| Total liabilities | $71,314,000 | 5,337 |
| Total deposits | $70,503,000 | 5,150 |
| Interest-bearing deposits | $45,272,000 | 6,372 |
| Deposits held in domestic offices | $70,503,000 | 5,140 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $811,000 | 4,141 |
| Total equity capital | $7,110,000 | 5,738 |
| Total bank equity capital | $7,110,000 | 5,738 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $926,000 | 3,830 |
| Surplus | $4,604,000 | 3,067 |
| Undivided profits | $1,580,000 | 7,893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $142,000 | 7,467 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $315,000 | 6,689 |
| Earning assets | $71,772,000 | 5,401 |
| Long-term assets (5+ years) | $1,531,000 | 8,240 |
| Average Assets, year-to-date | $75,142,000 | 5,413 |
| Average Assets, quarterly | $76,837,000 | 5,437 |
| Volatile liabilities | $9,347,000 | 5,089 |
| Insider loans | $1,472,000 | 2,712 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,740,000 | 4,335 |
| Tier 1 (core) risk-based capital | $7,089,000 | 5,642 |
| Tier 2 risk-based capital | $653,620 | 4,293 |
| Total risk weighted assets | $52,279,520 | 4,901 |
| Total unused commitments | $6,740,000 | 4,349 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 39 | 4,809 |
| Assets and Liabilities | ||
| Total Assets: | $77,045,000 | 5,527 |
| Cash and due from depository institutions | $5,866,000 | 4,809 |
| Interest-bearing balances | $1,069,000 | 2,482 |
| Securities | $16,948,000 | 6,214 |
| Federal funds sold & reverse repurchase agreements | $4,675,000 | 3,080 |
| Net loans & leases | $47,026,000 | 5,205 |
| Loan loss allowance | $559,000 | 5,581 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $867,000 | 6,540 |
| Other real estate owned | $618,000 | 4,809 |
| Goodwill and other intangibles | $7,000 | 3,037 |
| All other assets | $1,038,000 | 6,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $77,045,000 | 5,527 |
| Total liabilities | $70,102,000 | 5,452 |
| Total deposits | $68,754,000 | 5,345 |
| Interest-bearing deposits | $54,634,000 | 5,702 |
| Deposits held in domestic offices | $68,754,000 | 5,335 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $483,000 | 3,119 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $865,000 | 4,092 |
| Total equity capital | $6,943,000 | 5,902 |
| Total bank equity capital | $6,943,000 | 5,902 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $926,000 | 4,023 |
| Surplus | $4,604,000 | 3,064 |
| Undivided profits | $1,413,000 | 8,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $393,000 | 4,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $337,000 | 6,589 |
| Earning assets | $69,718,000 | 5,589 |
| Long-term assets (5+ years) | $446,000 | 9,735 |
| Average Assets, year-to-date | $69,640,400 | 5,761 |
| Average Assets, quarterly | $75,674,500 | 5,546 |
| Volatile liabilities | $12,697,000 | 3,824 |
| Insider loans | $2,894,000 | 1,499 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $12,510,000 | 2,776 |
| Tier 1 (core) risk-based capital | $6,910,000 | 5,787 |
| Tier 2 risk-based capital | $559,000 | 4,826 |
| Total risk weighted assets | $50,473,200 | 5,002 |
| Total unused commitments | $12,510,000 | 2,788 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $61,689,000 | 6,522 |
| Cash and due from depository institutions | $2,733,000 | 5,222 |
| Interest-bearing balances | $595,000 | 3,103 |
| Securities | $13,261,000 | 7,613 |
| Federal funds sold & reverse repurchase agreements | $1,625,000 | 4,283 |
| Net loans & leases | $41,774,000 | 5,608 |
| Loan loss allowance | $591,000 | 5,473 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $860,000 | 6,650 |
| Other real estate owned | $623,000 | 5,222 |
| Goodwill and other intangibles | $7,000 | 2,958 |
| All other assets | $806,000 | 7,672 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $61,689,000 | 6,522 |
| Total liabilities | $55,171,000 | 6,565 |
| Total deposits | $54,670,000 | 6,382 |
| Interest-bearing deposits | $43,325,000 | 6,720 |
| Deposits held in domestic offices | $54,670,000 | 6,376 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $501,000 | 5,196 |
| Total equity capital | $6,518,000 | 5,876 |
| Total bank equity capital | $6,518,000 | 5,876 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $924,000 | 4,204 |
| Surplus | $4,598,000 | 2,981 |
| Undivided profits | $996,000 | 9,042 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $10,000 | 10,972 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $301,000 | 6,549 |
| Earning assets | $57,255,000 | 6,431 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $59,159,800 | 6,609 |
| Average Assets, quarterly | $62,244,500 | 6,444 |
| Volatile liabilities | $6,798,000 | 5,655 |
| Insider loans | $2,344,000 | 1,788 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $275,000 | 995 |
| Unused loan commitments | $13,122,000 | 2,587 |
| Tier 1 (core) risk-based capital | $6,511,000 | 5,988 |
| Tier 2 risk-based capital | $589,620 | 4,607 |
| Total risk weighted assets | $47,167,820 | 5,178 |
| Total unused commitments | $13,122,000 | 2,597 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 31 | 6,250 |
| Assets and Liabilities | ||
| Total Assets: | $56,407,000 | 7,146 |
| Cash and due from depository institutions | $4,673,000 | 6,250 |
| Interest-bearing balances | $3,088,000 | 1,804 |
| Securities | $9,751,000 | 9,181 |
| Federal funds sold & reverse repurchase agreements | $3,750,000 | 3,643 |
| Net loans & leases | $36,562,000 | 6,110 |
| Loan loss allowance | $499,000 | 6,403 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $370,000 | 9,631 |
| Other real estate owned | $631,000 | 6,250 |
| Goodwill and other intangibles | $8,000 | 2,906 |
| All other assets | $662,000 | 8,068 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $56,407,000 | 7,146 |
| Total liabilities | $50,312,000 | 7,209 |
| Total deposits | $49,176,000 | 7,130 |
| Interest-bearing deposits | $36,965,000 | 7,791 |
| Deposits held in domestic offices | $49,176,000 | 7,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $749,000 | 3,006 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $387,000 | 6,438 |
| Total equity capital | $6,095,000 | 6,313 |
| Total bank equity capital | $6,095,000 | 6,313 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $922,000 | 4,369 |
| Surplus | $4,586,000 | 2,927 |
| Undivided profits | $587,000 | 10,597 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $193,000 | 8,308 |
| Earning assets | $53,151,000 | 7,000 |
| Long-term assets (5+ years) | $573,000 | 10,556 |
| Average Assets, year-to-date | $53,718,400 | 7,224 |
| Average Assets, quarterly | $56,919,000 | 7,045 |
| Volatile liabilities | $5,295,000 | 6,317 |
| Insider loans | $3,000 | 11,630 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,960,000 | 820 |
| Unused loan commitments | $12,816,000 | 2,591 |
| Tier 1 (core) risk-based capital | $6,087,000 | 6,241 |
| Tier 2 risk-based capital | $499,000 | 5,292 |
| Total risk weighted assets | $42,562,600 | 5,621 |
| Total unused commitments | $12,816,000 | 2,615 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 19 | 8,886 |
| Assets and Liabilities | ||
| Total Assets: | $49,171,000 | 7,933 |
| Cash and due from depository institutions | $5,389,000 | 8,886 |
| Interest-bearing balances | $3,801,000 | 1,798 |
| Securities | $3,530,000 | 12,340 |
| Federal funds sold & reverse repurchase agreements | $6,350,000 | 2,605 |
| Net loans & leases | $32,749,000 | 6,617 |
| Loan loss allowance | $583,000 | 5,771 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $274,000 | 10,782 |
| Other real estate owned | $428,000 | 8,886 |
| Goodwill and other intangibles | $3,000 | 3,028 |
| All other assets | $448,000 | 10,188 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,171,000 | 7,933 |
| Total liabilities | $43,438,000 | 8,122 |
| Total deposits | $42,383,000 | 8,064 |
| Interest-bearing deposits | $32,401,000 | 8,660 |
| Deposits held in domestic offices | $42,383,000 | 8,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $703,000 | 2,798 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $352,000 | 7,441 |
| Total equity capital | $5,733,000 | 6,395 |
| Total bank equity capital | $5,733,000 | 6,395 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,515,000 | 1,630 |
| Surplus | $2,492,000 | 4,702 |
| Undivided profits | $726,000 | 10,322 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $23,000 | 12,050 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $186,000 | 9,021 |
| Earning assets | $46,430,000 | 7,755 |
| Long-term assets (5+ years) | $52,000 | 11,709 |
| Average Assets, year-to-date | $45,452,200 | 8,204 |
| Average Assets, quarterly | $47,554,500 | 8,073 |
| Volatile liabilities | $5,785,000 | 6,012 |
| Insider loans | $65,000 | 6,688 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,827,000 | 3,193 |
| Tier 1 (core) risk-based capital | $5,730,000 | 6,320 |
| Tier 2 risk-based capital | $479,470 | 5,412 |
| Total risk weighted assets | $38,254,270 | 6,127 |
| Total unused commitments | $8,827,000 | 3,213 |
| Derivatives | $0 | 651 |