Home > Benton State Bank > Income and Expense
Benton State Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $16,982,000 | 1,944 |
| Total interest expense | $6,053,000 | 2,472 |
| Net interest income | $10,929,000 | 1,575 |
| Provision for loan and lease losses | $582,000 | 1,581 |
| Total noninterest income | $1,892,000 | 1,855 |
| Gross Fiduciary activities income | $11,000 | 1,334 |
| Service charges on deposit accounts | $1,399,000 | 908 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $482,000 | 2,895 |
| Total noninterest expense | $6,439,000 | 2,005 |
| Salaries and employee benefits | $2,924,000 | 2,263 |
| Premises and equipment expense | $697,000 | 2,749 |
| Additional noninterest expense | $2,818,000 | 1,521 |
| Pre-tax net operating income | $5,800,000 | 1,337 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,107,000 | 1,256 |
| Income before extraordinary items | $3,693,000 | 1,465 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,693,000 | 1,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $657,000 | 1,072 |
| Cash dividends | $3,700,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $3,693,000 | 1,431 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $16,280,000 | 2,078 |
| Total interest expense | $5,904,000 | 2,586 |
| Net interest income | $10,376,000 | 1,704 |
| Provision for loan and lease losses | $420,000 | 2,004 |
| Total noninterest income | $1,763,000 | 2,038 |
| Gross Fiduciary activities income | $10,000 | 1,405 |
| Service charges on deposit accounts | $1,268,000 | 1,035 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $485,000 | 2,989 |
| Total noninterest expense | $6,169,000 | 2,226 |
| Salaries and employee benefits | $2,817,000 | 2,355 |
| Premises and equipment expense | $709,000 | 2,756 |
| Additional noninterest expense | $2,643,000 | 1,927 |
| Pre-tax net operating income | $5,550,000 | 1,286 |
| Securities gains (losses) | $4,000 | 3,123 |
| Applicable income taxes | $2,060,000 | 1,203 |
| Income before extraordinary items | $3,494,000 | 1,418 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,494,000 | 1,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $313,000 | 2,009 |
| Cash dividends | $2,900,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $3,491,440 | 1,385 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,000,000 | 2,252 |
| Total interest expense | $5,441,000 | 2,810 |
| Net interest income | $9,559,000 | 1,866 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $1,516,000 | 2,267 |
| Gross Fiduciary activities income | $6,000 | 1,507 |
| Service charges on deposit accounts | $1,135,000 | 1,175 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $375,000 | 3,454 |
| Total noninterest expense | $5,531,000 | 2,460 |
| Salaries and employee benefits | $2,599,000 | 2,567 |
| Premises and equipment expense | $658,000 | 2,971 |
| Additional noninterest expense | $2,274,000 | 2,168 |
| Pre-tax net operating income | $5,144,000 | 1,466 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $1,830,000 | 1,375 |
| Income before extraordinary items | $3,316,000 | 1,536 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $3,316,000 | 1,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,232 |
| Cash dividends | $2,750,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $3,314,720 | 1,518 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $13,043,000 | 2,335 |
| Total interest expense | $4,605,000 | 2,654 |
| Net interest income | $8,438,000 | 2,142 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $1,336,000 | 2,515 |
| Gross Fiduciary activities income | $8,000 | 1,489 |
| Service charges on deposit accounts | $1,098,000 | 1,214 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $230,000 | 4,815 |
| Total noninterest expense | $5,024,000 | 2,770 |
| Salaries and employee benefits | $2,488,000 | 2,681 |
| Premises and equipment expense | $603,000 | 3,254 |
| Additional noninterest expense | $1,933,000 | 2,647 |
| Pre-tax net operating income | $4,679,000 | 1,551 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $1,681,000 | 1,398 |
| Income before extraordinary items | $3,011,000 | 1,622 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,011,000 | 1,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,870 |
| Cash dividends | $1,920,000 | 1,156 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,002,680 | 1,638 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $13,419,000 | 2,307 |
| Total interest expense | $4,794,000 | 2,686 |
| Net interest income | $8,625,000 | 2,091 |
| Provision for loan and lease losses | $600,000 | 1,833 |
| Total noninterest income | $1,397,000 | 2,585 |
| Gross Fiduciary activities income | $7,000 | 1,531 |
| Service charges on deposit accounts | $1,127,000 | 1,189 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $263,000 | 4,852 |
| Total noninterest expense | $4,934,000 | 2,889 |
| Salaries and employee benefits | $2,343,000 | 2,816 |
| Premises and equipment expense | $583,000 | 3,419 |
| Additional noninterest expense | $2,008,000 | 2,727 |
| Pre-tax net operating income | $4,488,000 | 1,560 |
| Securities gains (losses) | $19,000 | 4,737 |
| Applicable income taxes | $1,507,000 | 1,552 |
| Income before extraordinary items | $3,000,000 | 1,685 |
| Extraordinary gains, net | $34,000 | 2,416 |
| Net income | $3,034,000 | 1,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,680 |
| Cash dividends | $2,500,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,987,270 | 1,595 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,104,000 | 2,493 |
| Total interest expense | $5,835,000 | 2,861 |
| Net interest income | $8,269,000 | 2,195 |
| Provision for loan and lease losses | $600,000 | 2,617 |
| Total noninterest income | $1,243,000 | 2,790 |
| Gross Fiduciary activities income | $8,000 | 1,554 |
| Service charges on deposit accounts | $987,000 | 1,352 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $248,000 | 4,980 |
| Total noninterest expense | $4,889,000 | 2,925 |
| Salaries and employee benefits | $2,336,000 | 2,777 |
| Premises and equipment expense | $623,000 | 3,238 |
| Additional noninterest expense | $1,930,000 | 2,883 |
| Pre-tax net operating income | $4,023,000 | 1,560 |
| Securities gains (losses) | $-53,000 | 13,681 |
| Applicable income taxes | $1,227,000 | 1,718 |
| Income before extraordinary items | $2,743,000 | 1,677 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,743,000 | 1,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 4,039 |
| Cash dividends | $2,446,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,779,570 | 1,537 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.