Home > Benton State Bank > Assets and Liabilities
Benton State Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 93 | 1,896 |
| Assets and Liabilities | ||
| Total Assets: | $222,070,000 | 2,059 |
| Cash and due from depository institutions | $15,968,000 | 1,896 |
| Interest-bearing balances | $11,000 | 6,110 |
| Securities | $48,668,000 | 2,351 |
| Federal funds sold & reverse repurchase agreements | $4,300,000 | 3,055 |
| Net loans & leases | $148,392,000 | 1,897 |
| Loan loss allowance | $1,869,000 | 1,898 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,479,000 | 3,188 |
| Other real estate owned | $24,000 | 1,896 |
| Goodwill and other intangibles | $84,000 | 2,685 |
| All other assets | $2,155,000 | 3,272 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $222,070,000 | 2,059 |
| Total liabilities | $205,538,000 | 2,006 |
| Total deposits | $204,446,000 | 1,843 |
| Interest-bearing deposits | $163,026,000 | 1,992 |
| Deposits held in domestic offices | $204,446,000 | 1,836 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $287,000 | 4,364 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $805,000 | 4,235 |
| Total equity capital | $16,532,000 | 2,689 |
| Total bank equity capital | $16,532,000 | 2,689 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $100,000 | 8,205 |
| Surplus | $2,045,000 | 5,319 |
| Undivided profits | $14,387,000 | 1,825 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,008,000 | 2,439 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $144,000 | 783 |
| Income earned, not collected on loans | $761,000 | 3,070 |
| Earning assets | $201,371,000 | 2,083 |
| Long-term assets (5+ years) | $10,778,000 | 4,148 |
| Average Assets, year-to-date | $218,048,200 | 1,990 |
| Average Assets, quarterly | $220,219,500 | 2,050 |
| Volatile liabilities | $12,383,000 | 4,312 |
| Insider loans | $1,385,000 | 2,783 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $2,467,000 | 529 |
| Unused loan commitments | $12,653,000 | 2,907 |
| Tier 1 (core) risk-based capital | $16,403,000 | 2,599 |
| Tier 2 risk-based capital | $1,833,490 | 1,664 |
| Total risk weighted assets | $146,643,790 | 1,907 |
| Total unused commitments | $12,653,000 | 2,910 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 93 | 2,010 |
| Assets and Liabilities | ||
| Total Assets: | $215,170,000 | 2,159 |
| Cash and due from depository institutions | $9,617,000 | 2,010 |
| Interest-bearing balances | $11,000 | 6,170 |
| Securities | $49,863,000 | 2,458 |
| Federal funds sold & reverse repurchase agreements | $6,000,000 | 2,168 |
| Net loans & leases | $144,628,000 | 1,988 |
| Loan loss allowance | $1,944,000 | 1,950 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,327,000 | 3,316 |
| Other real estate owned | $42,000 | 2,010 |
| Goodwill and other intangibles | $104,000 | 2,486 |
| All other assets | $2,589,000 | 2,822 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $215,170,000 | 2,159 |
| Total liabilities | $198,606,000 | 2,113 |
| Total deposits | $196,132,000 | 1,979 |
| Interest-bearing deposits | $157,156,000 | 2,127 |
| Deposits held in domestic offices | $196,132,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $1,814,000 | 2,834 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $660,000 | 4,879 |
| Total equity capital | $16,564,000 | 2,697 |
| Total bank equity capital | $16,564,000 | 2,697 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $100,000 | 8,632 |
| Surplus | $2,045,000 | 5,389 |
| Undivided profits | $14,419,000 | 1,780 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $882,000 | 2,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $654,000 | 3,525 |
| Earning assets | $200,502,000 | 2,141 |
| Long-term assets (5+ years) | $13,220,000 | 3,552 |
| Average Assets, year-to-date | $212,757,600 | 2,114 |
| Average Assets, quarterly | $215,136,500 | 2,141 |
| Volatile liabilities | $10,676,000 | 4,663 |
| Insider loans | $1,312,000 | 2,954 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $1,602,000 | 599 |
| Unused loan commitments | $11,536,000 | 3,076 |
| Tier 1 (core) risk-based capital | $16,390,000 | 2,657 |
| Tier 2 risk-based capital | $1,783,520 | 1,760 |
| Total risk weighted assets | $142,521,420 | 1,969 |
| Total unused commitments | $11,536,000 | 3,091 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 96 | 2,001 |
| Assets and Liabilities | ||
| Total Assets: | $205,379,000 | 2,295 |
| Cash and due from depository institutions | $12,767,000 | 2,001 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $51,780,000 | 2,419 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $136,418,000 | 2,068 |
| Loan loss allowance | $1,837,000 | 2,090 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $2,335,000 | 3,222 |
| Other real estate owned | $40,000 | 2,001 |
| Goodwill and other intangibles | $127,000 | 2,242 |
| All other assets | $1,912,000 | 3,778 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $205,379,000 | 2,295 |
| Total liabilities | $189,285,000 | 2,252 |
| Total deposits | $188,053,000 | 2,096 |
| Interest-bearing deposits | $150,879,000 | 2,256 |
| Deposits held in domestic offices | $188,053,000 | 2,086 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $368,000 | 3,661 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $864,000 | 4,098 |
| Total equity capital | $16,094,000 | 2,774 |
| Total bank equity capital | $16,094,000 | 2,774 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $100,000 | 9,051 |
| Surplus | $2,045,000 | 5,441 |
| Undivided profits | $13,949,000 | 1,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $319,000 | 5,453 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $590,000 | 4,051 |
| Earning assets | $188,198,000 | 2,299 |
| Long-term assets (5+ years) | $13,200,000 | 3,374 |
| Average Assets, year-to-date | $206,191,600 | 2,203 |
| Average Assets, quarterly | $204,857,500 | 2,267 |
| Volatile liabilities | $8,061,000 | 5,270 |
| Insider loans | $1,505,000 | 2,751 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $1,070,000 | 801 |
| Unused loan commitments | $7,704,000 | 3,871 |
| Tier 1 (core) risk-based capital | $15,773,000 | 2,716 |
| Tier 2 risk-based capital | $1,692,860 | 1,832 |
| Total risk weighted assets | $135,284,960 | 2,055 |
| Total unused commitments | $7,704,000 | 3,884 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 91 | 2,215 |
| Assets and Liabilities | ||
| Total Assets: | $204,873,000 | 2,265 |
| Cash and due from depository institutions | $19,141,000 | 2,215 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $57,545,000 | 2,285 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $123,936,000 | 2,212 |
| Loan loss allowance | $1,677,000 | 2,299 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,026,000 | 3,614 |
| Other real estate owned | $49,000 | 2,215 |
| Goodwill and other intangibles | $154,000 | 2,063 |
| All other assets | $2,022,000 | 3,806 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $204,873,000 | 2,265 |
| Total liabilities | $189,652,000 | 2,221 |
| Total deposits | $185,981,000 | 2,085 |
| Interest-bearing deposits | $146,851,000 | 2,280 |
| Deposits held in domestic offices | $185,981,000 | 2,075 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,500,000 | 2,935 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,333,000 | 2,911 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $838,000 | 3,498 |
| Total equity capital | $15,221,000 | 2,695 |
| Total bank equity capital | $15,221,000 | 2,695 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $100,000 | 9,549 |
| Surplus | $2,045,000 | 5,435 |
| Undivided profits | $13,076,000 | 1,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $452,000 | 4,534 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $502,000 | 4,215 |
| Earning assets | $181,481,000 | 2,340 |
| Long-term assets (5+ years) | $10,730,000 | 3,934 |
| Average Assets, year-to-date | $204,000,400 | 2,202 |
| Average Assets, quarterly | $202,904,000 | 2,263 |
| Volatile liabilities | $9,458,000 | 4,519 |
| Insider loans | $1,698,000 | 2,401 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $1,428,000 | 540 |
| Unused loan commitments | $8,642,000 | 3,476 |
| Tier 1 (core) risk-based capital | $15,180,000 | 2,722 |
| Tier 2 risk-based capital | $1,567,230 | 1,959 |
| Total risk weighted assets | $125,268,930 | 2,163 |
| Total unused commitments | $8,642,000 | 3,483 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 95 | 2,219 |
| Assets and Liabilities | ||
| Total Assets: | $206,640,000 | 2,251 |
| Cash and due from depository institutions | $10,973,000 | 2,219 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $70,367,000 | 1,950 |
| Federal funds sold & reverse repurchase agreements | $3,000,000 | 4,365 |
| Net loans & leases | $117,919,000 | 2,253 |
| Loan loss allowance | $1,914,000 | 2,141 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $2,187,000 | 3,333 |
| Other real estate owned | $134,000 | 2,219 |
| Goodwill and other intangibles | $253,000 | 1,704 |
| All other assets | $1,807,000 | 3,763 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $206,640,000 | 2,251 |
| Total liabilities | $192,397,000 | 2,218 |
| Total deposits | $190,721,000 | 2,089 |
| Interest-bearing deposits | $158,878,000 | 2,175 |
| Deposits held in domestic offices | $190,721,000 | 2,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $986,000 | 2,786 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $690,000 | 4,191 |
| Total equity capital | $14,243,000 | 2,841 |
| Total bank equity capital | $14,243,000 | 2,841 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,320,000 | 3,096 |
| Surplus | $825,000 | 8,931 |
| Undivided profits | $12,098,000 | 1,967 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $510,000 | 4,849 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $420,000 | 4,457 |
| Earning assets | $191,286,000 | 2,231 |
| Long-term assets (5+ years) | $8,026,000 | 5,014 |
| Average Assets, year-to-date | $197,882,400 | 2,277 |
| Average Assets, quarterly | $204,015,500 | 2,252 |
| Volatile liabilities | $8,168,000 | 4,753 |
| Insider loans | $821,000 | 4,274 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $4,052,000 | 553 |
| Unused loan commitments | $10,043,000 | 3,096 |
| Tier 1 (core) risk-based capital | $13,990,000 | 2,824 |
| Tier 2 risk-based capital | $1,534,000 | 1,999 |
| Total risk weighted assets | $122,339,800 | 2,181 |
| Total unused commitments | $10,043,000 | 3,117 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 91 | 2,387 |
| Assets and Liabilities | ||
| Total Assets: | $192,628,000 | 2,459 |
| Cash and due from depository institutions | $12,536,000 | 2,387 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $70,716,000 | 1,908 |
| Federal funds sold & reverse repurchase agreements | $4,500,000 | 3,574 |
| Net loans & leases | $100,199,000 | 2,681 |
| Loan loss allowance | $1,463,000 | 2,753 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,285,000 | 3,177 |
| Other real estate owned | $88,000 | 2,387 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,304,000 | 3,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $192,628,000 | 2,459 |
| Total liabilities | $178,919,000 | 2,441 |
| Total deposits | $177,883,000 | 2,325 |
| Interest-bearing deposits | $149,514,000 | 2,413 |
| Deposits held in domestic offices | $177,883,000 | 2,316 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $418,000 | 3,325 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $618,000 | 4,927 |
| Total equity capital | $13,709,000 | 2,812 |
| Total bank equity capital | $13,709,000 | 2,812 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,320,000 | 3,215 |
| Surplus | $825,000 | 9,052 |
| Undivided profits | $11,564,000 | 1,897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $257,000 | 7,667 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $470,000 | 4,338 |
| Earning assets | $175,415,000 | 2,461 |
| Long-term assets (5+ years) | $5,560,000 | 6,138 |
| Average Assets, year-to-date | $187,986,600 | 2,451 |
| Average Assets, quarterly | $190,910,500 | 2,456 |
| Volatile liabilities | $6,136,000 | 5,799 |
| Insider loans | $72,000 | 6,485 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $3,575,000 | 428 |
| Unused loan commitments | $6,890,000 | 3,756 |
| Tier 1 (core) risk-based capital | $13,709,000 | 2,759 |
| Tier 2 risk-based capital | $1,299,960 | 2,314 |
| Total risk weighted assets | $103,833,460 | 2,589 |
| Total unused commitments | $6,890,000 | 3,776 |
| Derivatives | $0 | 651 |