Home > Benton Banking Company > Income and Expense
Benton Banking Company, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,791,000 | 4,822 |
| Total interest expense | $1,633,000 | 5,220 |
| Net interest income | $3,158,000 | 4,463 |
| Provision for loan and lease losses | $1,888,000 | 1,229 |
| Total noninterest income | $854,000 | 3,205 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $618,000 | 2,089 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $236,000 | 4,132 |
| Total noninterest expense | $2,965,000 | 4,255 |
| Salaries and employee benefits | $1,320,000 | 4,869 |
| Premises and equipment expense | $317,000 | 4,961 |
| Additional noninterest expense | $1,328,000 | 3,082 |
| Pre-tax net operating income | $-841,000 | 7,451 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-326,000 | 7,768 |
| Income before extraordinary items | $-515,000 | 7,211 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-515,000 | 7,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,719,000 | 682 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-515,000 | 7,344 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,211,000 | 4,872 |
| Total interest expense | $1,156,000 | 5,220 |
| Net interest income | $2,055,000 | 4,524 |
| Provision for loan and lease losses | $107,000 | 4,169 |
| Total noninterest income | $550,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $397,000 | 2,132 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $153,000 | 4,281 |
| Total noninterest expense | $1,998,000 | 4,233 |
| Salaries and employee benefits | $899,000 | 4,845 |
| Premises and equipment expense | $220,000 | 4,869 |
| Additional noninterest expense | $879,000 | 3,078 |
| Pre-tax net operating income | $500,000 | 4,373 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $160,000 | 2,942 |
| Income before extraordinary items | $340,000 | 4,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $340,000 | 4,792 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $345,000 | 1,654 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $340,000 | 4,727 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 4,872 |
| Total interest expense | $616,000 | 5,204 |
| Net interest income | $1,045,000 | 4,470 |
| Provision for loan and lease losses | $41,000 | 4,079 |
| Total noninterest income | $287,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $191,000 | 2,157 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $96,000 | 3,849 |
| Total noninterest expense | $1,003,000 | 4,223 |
| Salaries and employee benefits | $453,000 | 4,868 |
| Premises and equipment expense | $112,000 | 4,832 |
| Additional noninterest expense | $438,000 | 3,043 |
| Pre-tax net operating income | $288,000 | 4,238 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $94,000 | 2,868 |
| Income before extraordinary items | $194,000 | 4,721 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $194,000 | 4,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 1,685 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $194,000 | 4,618 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $0 | 8,532 |
| Total interest expense | $0 | 8,522 |
| Net interest income | $0 | 8,530 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $0 | 8,422 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $0 | 7,508 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $0 | 8,329 |
| Total noninterest expense | $0 | 8,532 |
| Salaries and employee benefits | $0 | 8,511 |
| Premises and equipment expense | $0 | 8,507 |
| Additional noninterest expense | $0 | 8,530 |
| Pre-tax net operating income | $0 | 7,429 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $0 | 7,497 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $0 | 7,495 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $0 | 7,468 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 4,412 |
| Total interest expense | $2,344,000 | 4,689 |
| Net interest income | $3,572,000 | 4,158 |
| Provision for loan and lease losses | $146,000 | 3,527 |
| Total noninterest income | $1,571,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $713,000 | 1,829 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $858,000 | 2,029 |
| Total noninterest expense | $3,885,000 | 3,324 |
| Salaries and employee benefits | $2,492,000 | 2,937 |
| Premises and equipment expense | $389,000 | 4,255 |
| Additional noninterest expense | $1,004,000 | 3,681 |
| Pre-tax net operating income | $1,112,000 | 4,126 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $371,000 | 2,905 |
| Income before extraordinary items | $741,000 | 4,510 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $741,000 | 4,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 2,620 |
| Cash dividends | $45,000 | 4,969 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $741,000 | 4,505 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,899,000 | 4,471 |
| Total interest expense | $1,529,000 | 4,743 |
| Net interest income | $2,370,000 | 4,208 |
| Provision for loan and lease losses | $77,000 | 3,706 |
| Total noninterest income | $1,018,000 | 2,223 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $474,000 | 1,832 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $544,000 | 2,123 |
| Total noninterest expense | $2,532,000 | 3,406 |
| Salaries and employee benefits | $1,620,000 | 3,040 |
| Premises and equipment expense | $257,000 | 4,299 |
| Additional noninterest expense | $655,000 | 3,750 |
| Pre-tax net operating income | $779,000 | 4,078 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $271,000 | 2,859 |
| Income before extraordinary items | $508,000 | 4,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $508,000 | 4,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,076 |
| Cash dividends | $45,000 | 4,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $508,000 | 4,507 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,902,000 | 4,543 |
| Total interest expense | $749,000 | 4,778 |
| Net interest income | $1,153,000 | 4,277 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $493,000 | 2,231 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $236,000 | 1,798 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $257,000 | 2,180 |
| Total noninterest expense | $1,277,000 | 3,395 |
| Salaries and employee benefits | $825,000 | 3,001 |
| Premises and equipment expense | $122,000 | 4,460 |
| Additional noninterest expense | $330,000 | 3,681 |
| Pre-tax net operating income | $347,000 | 4,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $100,000 | 3,266 |
| Income before extraordinary items | $247,000 | 4,589 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $247,000 | 4,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $247,000 | 4,575 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,154,000 | 4,506 |
| Total interest expense | $2,469,000 | 4,855 |
| Net interest income | $4,685,000 | 4,221 |
| Provision for loan and lease losses | $331,000 | 2,605 |
| Total noninterest income | $2,099,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $930,000 | 1,862 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,169,000 | 2,003 |
| Total noninterest expense | $4,861,000 | 3,426 |
| Salaries and employee benefits | $3,100,000 | 3,041 |
| Premises and equipment expense | $491,000 | 4,325 |
| Additional noninterest expense | $1,270,000 | 3,771 |
| Pre-tax net operating income | $1,592,000 | 4,165 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $706,000 | 2,664 |
| Income before extraordinary items | $886,000 | 4,976 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $886,000 | 4,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,847 |
| Cash dividends | $510,000 | 3,674 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $886,000 | 4,970 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,239,000 | 4,564 |
| Total interest expense | $1,759,000 | 4,912 |
| Net interest income | $3,480,000 | 4,266 |
| Provision for loan and lease losses | $277,000 | 2,288 |
| Total noninterest income | $1,596,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $613,000 | 2,083 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $983,000 | 1,847 |
| Total noninterest expense | $3,584,000 | 3,466 |
| Salaries and employee benefits | $2,276,000 | 3,081 |
| Premises and equipment expense | $369,000 | 4,322 |
| Additional noninterest expense | $939,000 | 3,801 |
| Pre-tax net operating income | $1,215,000 | 4,269 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $371,000 | 3,276 |
| Income before extraordinary items | $844,000 | 4,577 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $844,000 | 4,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,481 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $844,000 | 4,565 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,421,000 | 4,578 |
| Total interest expense | $1,147,000 | 4,861 |
| Net interest income | $2,274,000 | 4,337 |
| Provision for loan and lease losses | $182,000 | 2,251 |
| Total noninterest income | $999,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $370,000 | 2,248 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $629,000 | 1,891 |
| Total noninterest expense | $2,284,000 | 3,603 |
| Salaries and employee benefits | $1,442,000 | 3,248 |
| Premises and equipment expense | $265,000 | 4,128 |
| Additional noninterest expense | $577,000 | 4,037 |
| Pre-tax net operating income | $807,000 | 4,317 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $247,000 | 3,320 |
| Income before extraordinary items | $560,000 | 4,605 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $560,000 | 4,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 2,380 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $560,000 | 4,596 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,685,000 | 4,571 |
| Total interest expense | $567,000 | 4,750 |
| Net interest income | $1,118,000 | 4,377 |
| Provision for loan and lease losses | $101,000 | 1,985 |
| Total noninterest income | $436,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $169,000 | 2,357 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $267,000 | 2,111 |
| Total noninterest expense | $1,088,000 | 3,759 |
| Salaries and employee benefits | $706,000 | 3,311 |
| Premises and equipment expense | $133,000 | 4,114 |
| Additional noninterest expense | $249,000 | 4,494 |
| Pre-tax net operating income | $365,000 | 4,497 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $104,000 | 3,539 |
| Income before extraordinary items | $261,000 | 4,764 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $261,000 | 4,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 1,591 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $261,000 | 4,741 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,542,000 | 4,352 |
| Total interest expense | $2,070,000 | 4,334 |
| Net interest income | $4,472,000 | 4,283 |
| Provision for loan and lease losses | $312,000 | 2,739 |
| Total noninterest income | $1,151,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $718,000 | 2,295 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $433,000 | 3,644 |
| Total noninterest expense | $3,704,000 | 4,105 |
| Salaries and employee benefits | $2,182,000 | 3,868 |
| Premises and equipment expense | $457,000 | 4,446 |
| Additional noninterest expense | $1,065,000 | 4,206 |
| Pre-tax net operating income | $1,607,000 | 4,220 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $480,000 | 3,434 |
| Income before extraordinary items | $1,127,000 | 4,504 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,127,000 | 4,505 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $311,000 | 1,679 |
| Cash dividends | $495,000 | 3,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,127,000 | 4,451 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,364 |
| Total interest expense | $1,527,000 | 4,233 |
| Net interest income | $3,296,000 | 4,344 |
| Provision for loan and lease losses | $229,000 | 2,683 |
| Total noninterest income | $899,000 | 3,143 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $529,000 | 2,331 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $370,000 | 3,418 |
| Total noninterest expense | $2,815,000 | 4,031 |
| Salaries and employee benefits | $1,633,000 | 3,857 |
| Premises and equipment expense | $430,000 | 3,769 |
| Additional noninterest expense | $752,000 | 4,392 |
| Pre-tax net operating income | $1,151,000 | 4,417 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $356,000 | 3,511 |
| Income before extraordinary items | $795,000 | 4,771 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $795,000 | 4,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 1,676 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $795,000 | 4,740 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,202,000 | 4,302 |
| Total interest expense | $1,018,000 | 4,074 |
| Net interest income | $2,184,000 | 4,336 |
| Provision for loan and lease losses | $140,000 | 2,787 |
| Total noninterest income | $530,000 | 3,384 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $338,000 | 2,383 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $192,000 | 3,826 |
| Total noninterest expense | $1,873,000 | 4,015 |
| Salaries and employee benefits | $1,094,000 | 3,830 |
| Premises and equipment expense | $250,000 | 4,149 |
| Additional noninterest expense | $529,000 | 4,185 |
| Pre-tax net operating income | $701,000 | 4,616 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $202,000 | 3,772 |
| Income before extraordinary items | $499,000 | 4,893 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $499,000 | 4,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 1,698 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $499,000 | 4,849 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 4,259 |
| Total interest expense | $511,000 | 3,967 |
| Net interest income | $1,101,000 | 4,318 |
| Provision for loan and lease losses | $81,000 | 2,384 |
| Total noninterest income | $261,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $166,000 | 2,356 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $95,000 | 3,827 |
| Total noninterest expense | $929,000 | 4,062 |
| Salaries and employee benefits | $548,000 | 3,823 |
| Premises and equipment expense | $139,000 | 3,869 |
| Additional noninterest expense | $242,000 | 4,456 |
| Pre-tax net operating income | $352,000 | 4,580 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $114,000 | 3,555 |
| Income before extraordinary items | $238,000 | 4,983 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $238,000 | 4,984 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $238,000 | 4,944 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,265,000 | 4,128 |
| Total interest expense | $2,145,000 | 3,446 |
| Net interest income | $4,120,000 | 4,383 |
| Provision for loan and lease losses | $328,000 | 2,744 |
| Total noninterest income | $1,236,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $818,000 | 2,101 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $418,000 | 3,636 |
| Total noninterest expense | $3,524,000 | 4,157 |
| Salaries and employee benefits | $1,972,000 | 4,038 |
| Premises and equipment expense | $527,000 | 3,922 |
| Additional noninterest expense | $1,025,000 | 4,247 |
| Pre-tax net operating income | $1,504,000 | 4,245 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $478,000 | 3,422 |
| Income before extraordinary items | $1,034,000 | 4,598 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,034,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,041 |
| Cash dividends | $399,000 | 3,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,028,560 | 4,550 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,658,000 | 4,136 |
| Total interest expense | $1,608,000 | 3,401 |
| Net interest income | $3,050,000 | 4,410 |
| Provision for loan and lease losses | $275,000 | 2,404 |
| Total noninterest income | $964,000 | 3,005 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $634,000 | 2,053 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $330,000 | 3,558 |
| Total noninterest expense | $2,643,000 | 4,124 |
| Salaries and employee benefits | $1,473,000 | 4,008 |
| Premises and equipment expense | $398,000 | 3,892 |
| Additional noninterest expense | $772,000 | 4,190 |
| Pre-tax net operating income | $1,096,000 | 4,392 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $315,000 | 3,711 |
| Income before extraordinary items | $784,000 | 4,677 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $784,000 | 4,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $252,000 | 1,613 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $781,870 | 4,608 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,039,000 | 4,204 |
| Total interest expense | $1,078,000 | 3,368 |
| Net interest income | $1,961,000 | 4,537 |
| Provision for loan and lease losses | $170,000 | 2,510 |
| Total noninterest income | $639,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $436,000 | 1,975 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $203,000 | 3,704 |
| Total noninterest expense | $1,762,000 | 4,138 |
| Salaries and employee benefits | $978,000 | 4,056 |
| Premises and equipment expense | $269,000 | 3,850 |
| Additional noninterest expense | $515,000 | 4,219 |
| Pre-tax net operating income | $668,000 | 4,565 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $197,000 | 3,814 |
| Income before extraordinary items | $474,000 | 4,871 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $474,000 | 4,871 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,558 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $471,870 | 4,800 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,523,000 | 4,219 |
| Total interest expense | $546,000 | 3,373 |
| Net interest income | $977,000 | 4,554 |
| Provision for loan and lease losses | $81,000 | 2,458 |
| Total noninterest income | $300,000 | 3,111 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $210,000 | 1,982 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $90,000 | 3,932 |
| Total noninterest expense | $872,000 | 4,187 |
| Salaries and employee benefits | $492,000 | 4,060 |
| Premises and equipment expense | $137,000 | 3,844 |
| Additional noninterest expense | $243,000 | 4,416 |
| Pre-tax net operating income | $324,000 | 4,642 |
| Securities gains (losses) | $1,000 | 2,756 |
| Applicable income taxes | $94,000 | 3,887 |
| Income before extraordinary items | $231,000 | 4,963 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $231,000 | 4,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $230,290 | 4,850 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,300,000 | 4,164 |
| Total interest expense | $2,263,000 | 3,617 |
| Net interest income | $4,037,000 | 4,339 |
| Provision for loan and lease losses | $355,000 | 2,824 |
| Total noninterest income | $1,280,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $830,000 | 2,068 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $450,000 | 3,761 |
| Total noninterest expense | $3,425,000 | 4,187 |
| Salaries and employee benefits | $1,852,000 | 4,172 |
| Premises and equipment expense | $545,000 | 3,807 |
| Additional noninterest expense | $1,028,000 | 4,181 |
| Pre-tax net operating income | $1,537,000 | 4,069 |
| Securities gains (losses) | $8,000 | 3,717 |
| Applicable income taxes | $515,000 | 3,324 |
| Income before extraordinary items | $1,030,000 | 4,564 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,030,000 | 4,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $305,000 | 2,225 |
| Cash dividends | $448,000 | 3,746 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,024,640 | 4,405 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,726,000 | 4,209 |
| Total interest expense | $1,688,000 | 3,754 |
| Net interest income | $3,038,000 | 4,352 |
| Provision for loan and lease losses | $259,000 | 2,805 |
| Total noninterest income | $937,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $640,000 | 2,016 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 4,060 |
| Total noninterest expense | $2,582,000 | 4,154 |
| Salaries and employee benefits | $1,397,000 | 4,157 |
| Premises and equipment expense | $415,000 | 3,749 |
| Additional noninterest expense | $770,000 | 4,168 |
| Pre-tax net operating income | $1,134,000 | 4,242 |
| Securities gains (losses) | $8,000 | 3,425 |
| Applicable income taxes | $331,000 | 3,748 |
| Income before extraordinary items | $811,000 | 4,557 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $811,000 | 4,557 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $198,000 | 2,212 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $805,320 | 4,405 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,115,000 | 4,289 |
| Total interest expense | $1,114,000 | 3,913 |
| Net interest income | $2,001,000 | 4,396 |
| Provision for loan and lease losses | $169,000 | 2,837 |
| Total noninterest income | $640,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $442,000 | 1,920 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $198,000 | 4,063 |
| Total noninterest expense | $1,740,000 | 4,113 |
| Salaries and employee benefits | $924,000 | 4,170 |
| Premises and equipment expense | $276,000 | 3,733 |
| Additional noninterest expense | $540,000 | 4,008 |
| Pre-tax net operating income | $732,000 | 4,309 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $215,000 | 3,820 |
| Income before extraordinary items | $521,000 | 4,690 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $521,000 | 4,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 2,328 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $518,160 | 4,499 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,550,000 | 4,322 |
| Total interest expense | $544,000 | 4,084 |
| Net interest income | $1,006,000 | 4,379 |
| Provision for loan and lease losses | $100,000 | 2,353 |
| Total noninterest income | $326,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $230,000 | 1,784 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $96,000 | 4,002 |
| Total noninterest expense | $877,000 | 4,073 |
| Salaries and employee benefits | $460,000 | 4,168 |
| Premises and equipment expense | $136,000 | 3,779 |
| Additional noninterest expense | $281,000 | 3,856 |
| Pre-tax net operating income | $355,000 | 4,354 |
| Securities gains (losses) | $2,000 | 2,590 |
| Applicable income taxes | $101,000 | 3,916 |
| Income before extraordinary items | $256,000 | 4,651 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $256,000 | 4,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,250 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $254,560 | 4,470 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,292,000 | 4,418 |
| Total interest expense | $2,269,000 | 4,422 |
| Net interest income | $4,023,000 | 4,333 |
| Provision for loan and lease losses | $389,000 | 2,915 |
| Total noninterest income | $1,414,000 | 2,735 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,009,000 | 1,603 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $405,000 | 3,677 |
| Total noninterest expense | $3,471,000 | 3,998 |
| Salaries and employee benefits | $1,831,000 | 4,030 |
| Premises and equipment expense | $533,000 | 3,756 |
| Additional noninterest expense | $1,107,000 | 3,858 |
| Pre-tax net operating income | $1,577,000 | 3,977 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $511,000 | 3,401 |
| Income before extraordinary items | $1,068,000 | 4,414 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,068,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $329,000 | 2,227 |
| Cash dividends | $433,000 | 3,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,066,640 | 4,307 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,634,000 | 4,601 |
| Total interest expense | $3,142,000 | 4,559 |
| Net interest income | $3,492,000 | 4,563 |
| Provision for loan and lease losses | $397,000 | 2,637 |
| Total noninterest income | $1,382,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $973,000 | 1,522 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $409,000 | 3,478 |
| Total noninterest expense | $3,376,000 | 3,939 |
| Salaries and employee benefits | $1,814,000 | 3,891 |
| Premises and equipment expense | $409,000 | 4,528 |
| Additional noninterest expense | $1,153,000 | 3,632 |
| Pre-tax net operating income | $1,101,000 | 4,648 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $333,000 | 4,072 |
| Income before extraordinary items | $771,000 | 4,963 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $771,000 | 4,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,083 |
| Cash dividends | $254,000 | 4,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $768,900 | 4,863 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,340,000 | 4,905 |
| Total interest expense | $2,840,000 | 5,127 |
| Net interest income | $3,500,000 | 4,606 |
| Provision for loan and lease losses | $344,000 | 2,605 |
| Total noninterest income | $1,275,000 | 2,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $721,000 | 1,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $554,000 | 2,773 |
| Total noninterest expense | $3,411,000 | 3,792 |
| Salaries and employee benefits | $1,745,000 | 3,867 |
| Premises and equipment expense | $402,000 | 4,494 |
| Additional noninterest expense | $1,264,000 | 3,259 |
| Pre-tax net operating income | $1,020,000 | 5,207 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $300,000 | 4,598 |
| Income before extraordinary items | $720,000 | 5,342 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $720,000 | 5,342 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 1,864 |
| Cash dividends | $192,000 | 5,208 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $720,000 | 5,346 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 4,946 |
| Total interest expense | $2,472,000 | 5,226 |
| Net interest income | $3,539,000 | 4,619 |
| Provision for loan and lease losses | $295,000 | 2,723 |
| Total noninterest income | $847,000 | 3,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $456,000 | 2,858 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 3,480 |
| Total noninterest expense | $3,138,000 | 4,067 |
| Salaries and employee benefits | $1,714,000 | 3,897 |
| Premises and equipment expense | $387,000 | 4,650 |
| Additional noninterest expense | $1,037,000 | 3,902 |
| Pre-tax net operating income | $953,000 | 5,447 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $249,000 | 5,220 |
| Income before extraordinary items | $706,000 | 5,434 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $706,000 | 5,431 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $288,000 | 1,873 |
| Cash dividends | $235,000 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $704,520 | 5,411 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,088,000 | 4,951 |
| Total interest expense | $2,746,000 | 5,029 |
| Net interest income | $3,342,000 | 4,764 |
| Provision for loan and lease losses | $315,000 | 2,500 |
| Total noninterest income | $837,000 | 3,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $402,000 | 3,122 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $435,000 | 3,248 |
| Total noninterest expense | $2,922,000 | 4,225 |
| Salaries and employee benefits | $1,629,000 | 3,981 |
| Premises and equipment expense | $346,000 | 4,921 |
| Additional noninterest expense | $947,000 | 4,137 |
| Pre-tax net operating income | $942,000 | 5,599 |
| Securities gains (losses) | $2,000 | 3,909 |
| Applicable income taxes | $264,000 | 5,506 |
| Income before extraordinary items | $680,000 | 5,695 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $680,000 | 5,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $237,000 | 2,184 |
| Cash dividends | $240,000 | 5,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $678,560 | 5,599 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,912,000 | 5,128 |
| Total interest expense | $2,572,000 | 5,308 |
| Net interest income | $3,340,000 | 4,893 |
| Provision for loan and lease losses | $325,000 | 2,444 |
| Total noninterest income | $1,796,000 | 1,932 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $384,000 | 3,338 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,412,000 | 1,381 |
| Total noninterest expense | $3,568,000 | 3,545 |
| Salaries and employee benefits | $1,583,000 | 4,049 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $1,666,000 | 2,473 |
| Pre-tax net operating income | $1,243,000 | 5,121 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $379,000 | 5,052 |
| Income before extraordinary items | $864,000 | 5,204 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $864,000 | 5,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 2,340 |
| Cash dividends | $254,000 | 4,899 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $864,000 | 5,142 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 5,732 |
| Total interest expense | $2,201,000 | 6,044 |
| Net interest income | $3,042,000 | 5,387 |
| Provision for loan and lease losses | $240,000 | 3,003 |
| Total noninterest income | $1,044,000 | 3,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $371,000 | 3,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $673,000 | 2,371 |
| Total noninterest expense | $2,679,000 | 4,738 |
| Salaries and employee benefits | $1,470,000 | 4,395 |
| Premises and equipment expense | $245,000 | 6,318 |
| Additional noninterest expense | $964,000 | 4,543 |
| Pre-tax net operating income | $1,167,000 | 5,215 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $389,000 | 4,976 |
| Income before extraordinary items | $778,000 | 5,404 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $778,000 | 5,405 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 3,029 |
| Cash dividends | $231,000 | 5,141 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $778,000 | 5,349 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 6,545 |
| Total interest expense | $1,844,000 | 6,797 |
| Net interest income | $2,576,000 | 6,172 |
| Provision for loan and lease losses | $198,000 | 3,052 |
| Total noninterest income | $667,000 | 4,243 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $325,000 | 4,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $342,000 | 3,668 |
| Total noninterest expense | $2,349,000 | 5,265 |
| Salaries and employee benefits | $1,302,000 | 4,854 |
| Premises and equipment expense | $205,000 | 7,096 |
| Additional noninterest expense | $842,000 | 5,040 |
| Pre-tax net operating income | $696,000 | 7,346 |
| Securities gains (losses) | $1,000 | 3,512 |
| Applicable income taxes | $196,000 | 7,489 |
| Income before extraordinary items | $501,000 | 7,247 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $501,000 | 7,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,369 |
| Cash dividends | $211,000 | 5,341 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $500,280 | 7,221 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,814,000 | 6,936 |
| Total interest expense | $1,323,000 | 7,476 |
| Net interest income | $2,491,000 | 6,502 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $600,000 | 4,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $297,000 | 4,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $303,000 | 4,063 |
| Total noninterest expense | $2,293,000 | 5,558 |
| Salaries and employee benefits | $1,235,000 | 5,114 |
| Premises and equipment expense | $207,000 | 7,274 |
| Additional noninterest expense | $851,000 | 5,417 |
| Pre-tax net operating income | $594,000 | 8,038 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $156,000 | 8,187 |
| Income before extraordinary items | $450,000 | 7,713 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $450,000 | 7,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $169,000 | 5,845 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 1,042 |
| Net operating income | $441,120 | 7,847 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,580,000 | 7,421 |
| Total interest expense | $1,309,000 | 7,842 |
| Net interest income | $2,271,000 | 6,986 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $620,000 | 4,852 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 5,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $369,000 | 3,957 |
| Total noninterest expense | $2,076,000 | 6,142 |
| Salaries and employee benefits | $1,141,000 | 5,471 |
| Premises and equipment expense | $187,000 | 7,960 |
| Additional noninterest expense | $748,000 | 6,253 |
| Pre-tax net operating income | $665,000 | 7,544 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $177,000 | 8,072 |
| Income before extraordinary items | $488,000 | 7,654 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $488,000 | 7,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,964 |
| Cash dividends | $178,000 | 5,740 |
| Sale, conversion, retirement of capital stock, net | $315,000 | 695 |
| Net operating income | $488,000 | 7,400 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,429,000 | 8,288 |
| Total interest expense | $1,523,000 | 8,445 |
| Net interest income | $1,906,000 | 8,021 |
| Provision for loan and lease losses | $140,000 | 6,292 |
| Total noninterest income | $520,000 | 5,499 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 5,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,448 |
| Total noninterest expense | $1,900,000 | 6,658 |
| Salaries and employee benefits | $992,000 | 6,074 |
| Premises and equipment expense | $188,000 | 8,127 |
| Additional noninterest expense | $720,000 | 6,625 |
| Pre-tax net operating income | $386,000 | 9,365 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $118,000 | 9,428 |
| Income before extraordinary items | $294,000 | 9,408 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $294,000 | 9,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $174,000 | 5,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $275,540 | 9,247 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.