Home > Bent Tree National Bank > Income and Expense
Bent Tree National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $743,000 | 11,083 |
Total interest expense | $239,000 | 11,176 |
Net interest income | $504,000 | 10,887 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $49,000 | 10,867 |
Gross Fiduciary activities income | $0 | 1,526 |
Service charges on deposit accounts | $20,000 | 9,580 |
Trading account gains and fees | $0 | 262 |
Additional Noninterest Income | $29,000 | 9,892 |
Total noninterest expense | $367,000 | 11,071 |
Salaries and employee benefits | $127,000 | 11,298 |
Premises and equipment expense | $50,000 | 10,636 |
Additional noninterest expense | $190,000 | 10,047 |
Pre-tax net operating income | $186,000 | 9,873 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $83,000 | 9,068 |
Income before extraordinary items | $103,000 | 10,191 |
Extraordinary gains, net | $0 | 53 |
Net income | $103,000 | 10,190 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $11,000 | 7,424 |
Cash dividends | $1,841,000 | 1,363 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $103,000 | 10,140 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $5,490,000 | 5,598 |
Total interest expense | $1,481,000 | 7,752 |
Net interest income | $4,009,000 | 4,301 |
Provision for loan and lease losses | $-300,000 | 11,857 |
Total noninterest income | $835,000 | 3,571 |
Gross Fiduciary activities income | $0 | 1,590 |
Service charges on deposit accounts | $330,000 | 3,961 |
Trading account gains and fees | $0 | 522 |
Additional Noninterest Income | $505,000 | 2,865 |
Total noninterest expense | $2,775,000 | 4,563 |
Salaries and employee benefits | $1,789,000 | 3,666 |
Premises and equipment expense | $430,000 | 4,264 |
Additional noninterest expense | $556,000 | 6,806 |
Pre-tax net operating income | $2,369,000 | 3,004 |
Securities gains (losses) | $-1,000 | 9,017 |
Applicable income taxes | $-156,000 | 11,766 |
Income before extraordinary items | $2,524,000 | 1,998 |
Extraordinary gains, net | $0 | 65 |
Net income | $2,524,000 | 1,995 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-26,000 | 11,160 |
Cash dividends | $0 | 8,717 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $2,525,000 | 1,971 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $3,990,000 | 6,705 |
Total interest expense | $1,075,000 | 8,374 |
Net interest income | $2,915,000 | 5,720 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $639,000 | 4,431 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $379,000 | 3,573 |
Trading account gains and fees | $0 | 475 |
Additional Noninterest Income | $260,000 | 4,477 |
Total noninterest expense | $2,446,000 | 5,258 |
Salaries and employee benefits | $1,380,000 | 4,631 |
Premises and equipment expense | $409,000 | 4,501 |
Additional noninterest expense | $657,000 | 6,627 |
Pre-tax net operating income | $1,108,000 | 5,543 |
Securities gains (losses) | $-8,000 | 9,681 |
Applicable income taxes | $-324,000 | 12,446 |
Income before extraordinary items | $1,424,000 | 3,316 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,424,000 | 3,331 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $100,000 | 3,734 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,432,000 | 3,324 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $3,374,000 | 7,716 |
Total interest expense | $939,000 | 9,388 |
Net interest income | $2,435,000 | 6,660 |
Provision for loan and lease losses | $-76,000 | 12,845 |
Total noninterest income | $1,104,000 | 3,103 |
Gross Fiduciary activities income | $0 | 1,630 |
Service charges on deposit accounts | $333,000 | 4,048 |
Trading account gains and fees | $0 | 532 |
Additional Noninterest Income | $771,000 | 2,445 |
Total noninterest expense | $3,112,000 | 4,374 |
Salaries and employee benefits | $1,206,000 | 5,216 |
Premises and equipment expense | $413,000 | 4,596 |
Additional noninterest expense | $1,493,000 | 3,522 |
Pre-tax net operating income | $503,000 | 8,643 |
Securities gains (losses) | $143,000 | 2,032 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $646,000 | 6,452 |
Extraordinary gains, net | $0 | 3,149 |
Net income | $646,000 | 6,614 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-87,000 | 12,893 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $503,000 | 7,276 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $3,464,000 | 8,235 |
Total interest expense | $1,254,000 | 9,411 |
Net interest income | $2,210,000 | 7,220 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $729,000 | 4,272 |
Gross Fiduciary activities income | $0 | 1,658 |
Service charges on deposit accounts | $384,000 | 3,623 |
Trading account gains and fees | $0 | 504 |
Additional Noninterest Income | $345,000 | 4,073 |
Total noninterest expense | $2,825,000 | 4,777 |
Salaries and employee benefits | $1,100,000 | 5,584 |
Premises and equipment expense | $394,000 | 4,854 |
Additional noninterest expense | $1,331,000 | 3,958 |
Pre-tax net operating income | $114,000 | 11,876 |
Securities gains (losses) | $185,000 | 2,120 |
Applicable income taxes | $102,000 | 9,861 |
Income before extraordinary items | $197,000 | 10,636 |
Extraordinary gains, net | $102,000 | 734 |
Net income | $299,000 | 9,485 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $62,000 | 7,050 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $74,900 | 12,004 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.