Home > Benjamin Franklin Bank > Assets and Liabilities
Benjamin Franklin Bank, Assets and Liabilities
| 2009-03-31 | Rank | |
| # of Employees: | 154 | 1,054 |
| Assets and Liabilities | ||
| Total Assets: | $998,769,000 | 699 |
| Cash and due from depository institutions | $42,063,000 | 1,054 |
| Interest-bearing balances | $25,415,000 | 764 |
| Securities | $175,690,000 | 717 |
| Federal funds sold & reverse repurchase agreements | $4,769,000 | 2,385 |
| Net loans & leases | $681,451,000 | 722 |
| Loan loss allowance | $9,762,000 | 779 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,724,000 | 2,705 |
| Other real estate owned | $0 | 1,054 |
| Goodwill and other intangibles | $35,840,000 | 262 |
| All other assets | $54,232,000 | 450 |
| Life insurance assets | $11,331,000 | 593 |
| Total liabilities and capital | $998,769,000 | 699 |
| Total liabilities | $899,299,000 | 707 |
| Total deposits | $695,410,000 | 782 |
| Interest-bearing deposits | $579,424,000 | 824 |
| Deposits held in domestic offices | $695,410,000 | 780 |
| % insured | 68.27% | 6,336 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $193,073,000 | 347 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $10,816,000 | 631 |
| Total equity capital | $99,470,000 | 684 |
| Total bank equity capital | $99,470,000 | 683 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 3,911 |
| Surplus | $63,570,000 | 591 |
| Undivided profits | $35,400,000 | 963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,603,000 | 1,168 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $353,000 | 500 |
| Income earned, not collected on loans | $3,370,000 | 985 |
| Earning assets | $887,325,000 | 718 |
| Long-term assets (5+ years) | $333,130,000 | 416 |
| Average Assets, year-to-date | $998,287,500 | 689 |
| Average Assets, quarterly | $998,287,500 | 689 |
| Volatile liabilities | $141,411,000 | 1,092 |
| Insider loans | $1,182,000 | 4,057 |
| FHLB advances | $187,983,000 | 284 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $105,659,000 | 851 |
| Tier 1 (core) risk-based capital | $62,865,000 | 1,007 |
| Tier 2 risk-based capital | $8,924,000 | 709 |
| Total risk weighted assets | $712,905,000 | 733 |
| Total unused commitments | $105,659,000 | 851 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 157 | 1,028 |
| Assets and Liabilities | ||
| Total Assets: | $997,806,000 | 682 |
| Cash and due from depository institutions | $16,031,000 | 1,028 |
| Interest-bearing balances | $1,139,000 | 3,576 |
| Securities | $193,579,000 | 637 |
| Federal funds sold & reverse repurchase agreements | $2,623,000 | 2,850 |
| Net loans & leases | $688,829,000 | 712 |
| Loan loss allowance | $7,929,000 | 907 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,836,000 | 2,671 |
| Other real estate owned | $0 | 1,028 |
| Goodwill and other intangibles | $36,020,000 | 273 |
| All other assets | $55,888,000 | 440 |
| Life insurance assets | $11,235,000 | 599 |
| Total liabilities and capital | $997,806,000 | 682 |
| Total liabilities | $896,390,000 | 690 |
| Total deposits | $657,807,000 | 799 |
| Interest-bearing deposits | $545,394,000 | 844 |
| Deposits held in domestic offices | $657,807,000 | 795 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $228,636,000 | 320 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $9,947,000 | 689 |
| Total equity capital | $101,416,000 | 660 |
| Total bank equity capital | $101,416,000 | 660 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $500,000 | 3,940 |
| Surplus | $63,575,000 | 574 |
| Undivided profits | $37,341,000 | 886 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,026,000 | 1,207 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $3,667,000 | 948 |
| Earning assets | $886,170,000 | 709 |
| Long-term assets (5+ years) | $369,355,000 | 366 |
| Average Assets, year-to-date | $961,656,400 | 687 |
| Average Assets, quarterly | $989,287,500 | 685 |
| Volatile liabilities | $168,844,000 | 916 |
| Insider loans | $1,191,000 | 4,077 |
| FHLB advances | $223,546,000 | 264 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $103,563,000 | 883 |
| Tier 1 (core) risk-based capital | $64,651,000 | 967 |
| Tier 2 risk-based capital | $8,070,000 | 756 |
| Total risk weighted assets | $692,221,000 | 751 |
| Total unused commitments | $103,563,000 | 884 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 155 | 1,051 |
| Assets and Liabilities | ||
| Total Assets: | $980,769,000 | 691 |
| Cash and due from depository institutions | $19,398,000 | 1,051 |
| Interest-bearing balances | $338,000 | 4,027 |
| Securities | $188,371,000 | 640 |
| Federal funds sold & reverse repurchase agreements | $5,823,000 | 2,010 |
| Net loans & leases | $672,055,000 | 730 |
| Loan loss allowance | $6,853,000 | 922 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $4,881,000 | 2,647 |
| Other real estate owned | $0 | 1,051 |
| Goodwill and other intangibles | $36,218,000 | 300 |
| All other assets | $54,023,000 | 431 |
| Life insurance assets | $11,152,000 | 594 |
| Total liabilities and capital | $980,769,000 | 691 |
| Total liabilities | $882,363,000 | 694 |
| Total deposits | $666,968,000 | 777 |
| Interest-bearing deposits | $550,790,000 | 829 |
| Deposits held in domestic offices | $666,968,000 | 774 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $202,282,000 | 366 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $13,113,000 | 535 |
| Total equity capital | $98,406,000 | 691 |
| Total bank equity capital | $98,406,000 | 691 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $500,000 | 3,979 |
| Surplus | $63,571,000 | 566 |
| Undivided profits | $34,335,000 | 1,021 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,808,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $3,803,000 | 956 |
| Earning assets | $866,587,000 | 716 |
| Long-term assets (5+ years) | $370,203,000 | 361 |
| Average Assets, year-to-date | $952,619,000 | 699 |
| Average Assets, quarterly | $973,587,000 | 695 |
| Volatile liabilities | $142,557,000 | 1,053 |
| Insider loans | $1,243,000 | 4,026 |
| FHLB advances | $197,109,000 | 334 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $120,150,000 | 830 |
| Tier 1 (core) risk-based capital | $64,878,000 | 974 |
| Tier 2 risk-based capital | $7,020,000 | 816 |
| Total risk weighted assets | $681,650,000 | 761 |
| Total unused commitments | $120,150,000 | 830 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 155 | 1,077 |
| Assets and Liabilities | ||
| Total Assets: | $966,405,000 | 698 |
| Cash and due from depository institutions | $18,468,000 | 1,077 |
| Interest-bearing balances | $126,000 | 4,772 |
| Securities | $183,310,000 | 653 |
| Federal funds sold & reverse repurchase agreements | $4,425,000 | 2,454 |
| Net loans & leases | $664,111,000 | 728 |
| Loan loss allowance | $6,431,000 | 939 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,959,000 | 2,599 |
| Other real estate owned | $0 | 1,077 |
| Goodwill and other intangibles | $36,424,000 | 308 |
| All other assets | $54,708,000 | 424 |
| Life insurance assets | $11,047,000 | 599 |
| Total liabilities and capital | $966,405,000 | 698 |
| Total liabilities | $868,199,000 | 706 |
| Total deposits | $661,332,000 | 772 |
| Interest-bearing deposits | $538,429,000 | 832 |
| Deposits held in domestic offices | $661,332,000 | 769 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $197,542,000 | 375 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $9,325,000 | 702 |
| Total equity capital | $98,206,000 | 707 |
| Total bank equity capital | $98,206,000 | 707 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $500,000 | 4,014 |
| Surplus | $63,570,000 | 558 |
| Undivided profits | $34,136,000 | 1,040 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,631,000 | 964 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $3,642,000 | 984 |
| Earning assets | $851,972,000 | 731 |
| Long-term assets (5+ years) | $361,507,000 | 365 |
| Average Assets, year-to-date | $943,235,670 | 707 |
| Average Assets, quarterly | $963,452,500 | 696 |
| Volatile liabilities | $129,242,000 | 1,148 |
| Insider loans | $1,235,000 | 4,042 |
| FHLB advances | $192,369,000 | 330 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $113,181,000 | 895 |
| Tier 1 (core) risk-based capital | $64,120,000 | 984 |
| Tier 2 risk-based capital | $6,569,000 | 860 |
| Total risk weighted assets | $672,557,000 | 766 |
| Total unused commitments | $113,181,000 | 895 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 156 | 1,072 |
| Assets and Liabilities | ||
| Total Assets: | $960,500,000 | 699 |
| Cash and due from depository institutions | $18,456,000 | 1,072 |
| Interest-bearing balances | $269,000 | 4,180 |
| Securities | $183,639,000 | 656 |
| Federal funds sold & reverse repurchase agreements | $18,461,000 | 888 |
| Net loans & leases | $639,768,000 | 745 |
| Loan loss allowance | $6,090,000 | 938 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $5,145,000 | 2,479 |
| Other real estate owned | $0 | 1,072 |
| Goodwill and other intangibles | $36,580,000 | 313 |
| All other assets | $58,451,000 | 399 |
| Life insurance assets | $10,950,000 | 597 |
| Total liabilities and capital | $960,500,000 | 699 |
| Total liabilities | $861,097,000 | 703 |
| Total deposits | $651,307,000 | 789 |
| Interest-bearing deposits | $533,020,000 | 845 |
| Deposits held in domestic offices | $651,307,000 | 785 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $199,903,000 | 339 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,887,000 | 712 |
| Total equity capital | $99,403,000 | 708 |
| Total bank equity capital | $99,403,000 | 708 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $500,000 | 4,025 |
| Surplus | $63,563,000 | 554 |
| Undivided profits | $35,340,000 | 1,051 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,948,000 | 2,562 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $3,599,000 | 1,018 |
| Earning assets | $842,137,000 | 735 |
| Long-term assets (5+ years) | $317,879,000 | 409 |
| Average Assets, year-to-date | $931,651,000 | 717 |
| Average Assets, quarterly | $931,651,000 | 717 |
| Volatile liabilities | $137,616,000 | 1,065 |
| Insider loans | $1,165,000 | 4,096 |
| FHLB advances | $194,730,000 | 299 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $127,132,000 | 836 |
| Tier 1 (core) risk-based capital | $63,465,000 | 984 |
| Tier 2 risk-based capital | $6,259,000 | 877 |
| Total risk weighted assets | $665,912,000 | 766 |
| Total unused commitments | $127,132,000 | 837 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 156 | 1,080 |
| Assets and Liabilities | ||
| Total Assets: | $902,802,000 | 749 |
| Cash and due from depository institutions | $22,306,000 | 1,080 |
| Interest-bearing balances | $191,000 | 4,077 |
| Securities | $161,072,000 | 737 |
| Federal funds sold & reverse repurchase agreements | $5,399,000 | 2,389 |
| Net loans & leases | $606,946,000 | 784 |
| Loan loss allowance | $5,789,000 | 951 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $5,243,000 | 2,416 |
| Other real estate owned | $0 | 1,080 |
| Goodwill and other intangibles | $36,828,000 | 307 |
| All other assets | $65,008,000 | 363 |
| Life insurance assets | $10,700,000 | 611 |
| Total liabilities and capital | $902,802,000 | 749 |
| Total liabilities | $802,730,000 | 748 |
| Total deposits | $622,515,000 | 827 |
| Interest-bearing deposits | $506,127,000 | 887 |
| Deposits held in domestic offices | $622,515,000 | 822 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $170,456,000 | 370 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $9,759,000 | 697 |
| Total equity capital | $100,072,000 | 709 |
| Total bank equity capital | $100,072,000 | 709 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,039 |
| Surplus | $63,554,000 | 547 |
| Undivided profits | $36,018,000 | 1,034 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,598,000 | 2,570 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $3,648,000 | 1,110 |
| Earning assets | $773,608,000 | 800 |
| Long-term assets (5+ years) | $222,158,000 | 562 |
| Average Assets, year-to-date | $902,629,000 | 713 |
| Average Assets, quarterly | $905,810,000 | 739 |
| Volatile liabilities | $132,861,000 | 1,098 |
| Insider loans | $1,184,000 | 4,060 |
| FHLB advances | $165,283,000 | 330 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $114,636,000 | 912 |
| Tier 1 (core) risk-based capital | $65,182,000 | 964 |
| Tier 2 risk-based capital | $5,972,000 | 906 |
| Total risk weighted assets | $636,803,000 | 797 |
| Total unused commitments | $114,636,000 | 912 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 154 | 1,091 |
| Assets and Liabilities | ||
| Total Assets: | $908,818,000 | 726 |
| Cash and due from depository institutions | $25,947,000 | 1,091 |
| Interest-bearing balances | $75,000 | 4,957 |
| Securities | $161,766,000 | 733 |
| Federal funds sold & reverse repurchase agreements | $2,874,000 | 3,566 |
| Net loans & leases | $592,277,000 | 784 |
| Loan loss allowance | $5,613,000 | 935 |
| Trading account assets | $15,138,000 | 118 |
| Bank premises and fixed assets | $5,386,000 | 2,310 |
| Other real estate owned | $225,000 | 1,091 |
| Goodwill and other intangibles | $37,078,000 | 297 |
| All other assets | $68,127,000 | 335 |
| Life insurance assets | $10,598,000 | 606 |
| Total liabilities and capital | $908,818,000 | 726 |
| Total liabilities | $810,776,000 | 728 |
| Total deposits | $645,354,000 | 781 |
| Interest-bearing deposits | $525,050,000 | 842 |
| Deposits held in domestic offices | $645,354,000 | 778 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $156,239,000 | 380 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $9,183,000 | 726 |
| Total equity capital | $98,042,000 | 705 |
| Total bank equity capital | $98,042,000 | 705 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,031 |
| Surplus | $63,546,000 | 534 |
| Undivided profits | $33,996,000 | 1,095 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,247,000 | 1,359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $583,000 | 289 |
| Income earned, not collected on loans | $3,667,000 | 1,170 |
| Earning assets | $772,130,000 | 788 |
| Long-term assets (5+ years) | $207,057,000 | 570 |
| Average Assets, year-to-date | $902,585,750 | 715 |
| Average Assets, quarterly | $902,695,500 | 725 |
| Volatile liabilities | $142,759,000 | 1,012 |
| Insider loans | $1,492,000 | 3,599 |
| FHLB advances | $150,987,000 | 336 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $117,119,000 | 923 |
| Tier 1 (core) risk-based capital | $63,683,000 | 988 |
| Tier 2 risk-based capital | $5,798,000 | 909 |
| Total risk weighted assets | $632,063,000 | 779 |
| Total unused commitments | $117,119,000 | 924 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 158 | 1,084 |
| Assets and Liabilities | ||
| Total Assets: | $896,573,000 | 745 |
| Cash and due from depository institutions | $25,564,000 | 1,084 |
| Interest-bearing balances | $39,000 | 5,566 |
| Securities | $158,677,000 | 746 |
| Federal funds sold & reverse repurchase agreements | $3,207,000 | 3,450 |
| Net loans & leases | $597,105,000 | 778 |
| Loan loss allowance | $5,710,000 | 921 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $5,226,000 | 2,383 |
| Other real estate owned | $0 | 1,084 |
| Goodwill and other intangibles | $37,318,000 | 310 |
| All other assets | $69,476,000 | 337 |
| Life insurance assets | $10,494,000 | 601 |
| Total liabilities and capital | $896,573,000 | 745 |
| Total liabilities | $800,474,000 | 747 |
| Total deposits | $653,974,000 | 784 |
| Interest-bearing deposits | $527,917,000 | 846 |
| Deposits held in domestic offices | $653,974,000 | 781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $138,136,000 | 385 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,364,000 | 768 |
| Total equity capital | $96,099,000 | 720 |
| Total bank equity capital | $96,099,000 | 720 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $500,000 | 4,053 |
| Surplus | $63,538,000 | 546 |
| Undivided profits | $32,061,000 | 1,153 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,597,000 | 1,081 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $3,500,000 | 1,149 |
| Earning assets | $759,028,000 | 804 |
| Long-term assets (5+ years) | $226,249,000 | 525 |
| Average Assets, year-to-date | $900,508,330 | 733 |
| Average Assets, quarterly | $894,107,500 | 741 |
| Volatile liabilities | $142,353,000 | 995 |
| Insider loans | $1,440,000 | 3,619 |
| FHLB advances | $132,884,000 | 341 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $111,603,000 | 966 |
| Tier 1 (core) risk-based capital | $62,539,000 | 1,010 |
| Tier 2 risk-based capital | $5,887,000 | 914 |
| Total risk weighted assets | $630,633,000 | 784 |
| Total unused commitments | $111,603,000 | 966 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 157 | 1,081 |
| Assets and Liabilities | ||
| Total Assets: | $891,642,000 | 740 |
| Cash and due from depository institutions | $29,729,000 | 1,081 |
| Interest-bearing balances | $168,000 | 4,200 |
| Securities | $163,197,000 | 738 |
| Federal funds sold & reverse repurchase agreements | $5,517,000 | 3,124 |
| Net loans & leases | $592,569,000 | 764 |
| Loan loss allowance | $5,498,000 | 942 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $4,882,000 | 2,483 |
| Other real estate owned | $0 | 1,081 |
| Goodwill and other intangibles | $37,219,000 | 295 |
| All other assets | $58,529,000 | 386 |
| Life insurance assets | $10,395,000 | 594 |
| Total liabilities and capital | $891,642,000 | 740 |
| Total liabilities | $795,619,000 | 736 |
| Total deposits | $651,730,000 | 779 |
| Interest-bearing deposits | $528,786,000 | 834 |
| Deposits held in domestic offices | $651,730,000 | 777 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $135,786,000 | 375 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $8,103,000 | 802 |
| Total equity capital | $96,023,000 | 708 |
| Total bank equity capital | $96,023,000 | 708 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $500,000 | 4,054 |
| Surplus | $63,526,000 | 524 |
| Undivided profits | $31,997,000 | 1,163 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,917,000 | 1,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $3,768,000 | 1,023 |
| Earning assets | $761,451,000 | 789 |
| Long-term assets (5+ years) | $228,817,000 | 505 |
| Average Assets, year-to-date | $902,476,000 | 723 |
| Average Assets, quarterly | $902,476,000 | 723 |
| Volatile liabilities | $132,289,000 | 1,044 |
| Insider loans | $1,451,000 | 3,580 |
| FHLB advances | $130,534,000 | 338 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $106,600,000 | 984 |
| Tier 1 (core) risk-based capital | $61,673,000 | 1,001 |
| Tier 2 risk-based capital | $5,929,000 | 905 |
| Total risk weighted assets | $608,568,000 | 793 |
| Total unused commitments | $106,600,000 | 984 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 158 | 1,075 |
| Assets and Liabilities | ||
| Total Assets: | $913,310,000 | 712 |
| Cash and due from depository institutions | $28,929,000 | 1,075 |
| Interest-bearing balances | $836,000 | 2,670 |
| Securities | $130,702,000 | 933 |
| Federal funds sold & reverse repurchase agreements | $12,438,000 | 1,326 |
| Net loans & leases | $640,213,000 | 706 |
| Loan loss allowance | $5,337,000 | 956 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $5,202,000 | 2,334 |
| Other real estate owned | $634,000 | 1,075 |
| Goodwill and other intangibles | $37,165,000 | 280 |
| All other assets | $58,027,000 | 378 |
| Life insurance assets | $10,298,000 | 589 |
| Total liabilities and capital | $913,310,000 | 712 |
| Total liabilities | $817,529,000 | 712 |
| Total deposits | $653,822,000 | 760 |
| Interest-bearing deposits | $528,680,000 | 816 |
| Deposits held in domestic offices | $653,822,000 | 757 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $155,221,000 | 362 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $8,486,000 | 770 |
| Total equity capital | $95,781,000 | 693 |
| Total bank equity capital | $95,781,000 | 693 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $500,000 | 4,064 |
| Surplus | $63,511,000 | 509 |
| Undivided profits | $31,770,000 | 1,138 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,547,000 | 1,907 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $3,480,000 | 1,143 |
| Earning assets | $784,189,000 | 759 |
| Long-term assets (5+ years) | $189,499,000 | 590 |
| Average Assets, year-to-date | $895,448,200 | 688 |
| Average Assets, quarterly | $909,282,500 | 701 |
| Volatile liabilities | $164,373,000 | 956 |
| Insider loans | $1,468,000 | 3,548 |
| FHLB advances | $149,969,000 | 327 |
| Loans and leases held for sale | $63,730,000 | 98 |
| Unused loan commitments | $105,906,000 | 971 |
| Tier 1 (core) risk-based capital | $60,852,000 | 994 |
| Tier 2 risk-based capital | $5,781,000 | 906 |
| Total risk weighted assets | $618,122,000 | 773 |
| Total unused commitments | $105,906,000 | 971 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 157 | 1,101 |
| Assets and Liabilities | ||
| Total Assets: | $905,255,000 | 715 |
| Cash and due from depository institutions | $27,959,000 | 1,101 |
| Interest-bearing balances | $774,000 | 2,668 |
| Securities | $129,099,000 | 959 |
| Federal funds sold & reverse repurchase agreements | $4,273,000 | 2,697 |
| Net loans & leases | $636,078,000 | 709 |
| Loan loss allowance | $5,525,000 | 932 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,722,000 | 967 |
| Other real estate owned | $634,000 | 1,101 |
| Goodwill and other intangibles | $37,447,000 | 282 |
| All other assets | $58,043,000 | 391 |
| Life insurance assets | $10,200,000 | 569 |
| Total liabilities and capital | $905,255,000 | 715 |
| Total liabilities | $810,302,000 | 712 |
| Total deposits | $649,513,000 | 754 |
| Interest-bearing deposits | $519,948,000 | 827 |
| Deposits held in domestic offices | $649,513,000 | 752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $156,289,000 | 370 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $4,500,000 | 1,225 |
| Total equity capital | $94,953,000 | 700 |
| Total bank equity capital | $94,953,000 | 700 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $500,000 | 4,089 |
| Surplus | $63,499,000 | 510 |
| Undivided profits | $30,954,000 | 1,179 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,887,000 | 1,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $3,583,000 | 1,086 |
| Earning assets | $770,224,000 | 772 |
| Long-term assets (5+ years) | $184,307,000 | 617 |
| Average Assets, year-to-date | $890,982,750 | 705 |
| Average Assets, quarterly | $900,868,000 | 705 |
| Volatile liabilities | $169,645,000 | 947 |
| Insider loans | $1,479,000 | 3,510 |
| FHLB advances | $150,963,000 | 332 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $105,210,000 | 1,007 |
| Tier 1 (core) risk-based capital | $59,925,000 | 1,017 |
| Tier 2 risk-based capital | $5,941,000 | 892 |
| Total risk weighted assets | $613,490,000 | 778 |
| Total unused commitments | $105,210,000 | 1,008 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 155 | 1,110 |
| Assets and Liabilities | ||
| Total Assets: | $896,481,000 | 712 |
| Cash and due from depository institutions | $26,539,000 | 1,110 |
| Interest-bearing balances | $241,000 | 3,873 |
| Securities | $126,271,000 | 964 |
| Federal funds sold & reverse repurchase agreements | $13,794,000 | 932 |
| Net loans & leases | $624,424,000 | 710 |
| Loan loss allowance | $5,333,000 | 947 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $11,147,000 | 1,024 |
| Other real estate owned | $634,000 | 1,110 |
| Goodwill and other intangibles | $37,735,000 | 281 |
| All other assets | $55,937,000 | 402 |
| Life insurance assets | $10,238,000 | 558 |
| Total liabilities and capital | $896,481,000 | 712 |
| Total liabilities | $803,847,000 | 713 |
| Total deposits | $653,514,000 | 742 |
| Interest-bearing deposits | $522,924,000 | 804 |
| Deposits held in domestic offices | $653,514,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $146,280,000 | 403 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $4,053,000 | 1,242 |
| Total equity capital | $92,634,000 | 698 |
| Total bank equity capital | $92,634,000 | 698 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $500,000 | 4,081 |
| Surplus | $63,489,000 | 505 |
| Undivided profits | $28,645,000 | 1,216 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $134,000 | 5,760 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $3,177,000 | 1,103 |
| Earning assets | $764,730,000 | 768 |
| Long-term assets (5+ years) | $182,779,000 | 607 |
| Average Assets, year-to-date | $886,225,330 | 703 |
| Average Assets, quarterly | $896,115,000 | 703 |
| Volatile liabilities | $148,467,000 | 1,033 |
| Insider loans | $1,449,000 | 3,520 |
| FHLB advances | $140,954,000 | 353 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $128,776,000 | 857 |
| Tier 1 (core) risk-based capital | $58,619,000 | 1,008 |
| Tier 2 risk-based capital | $5,797,000 | 888 |
| Total risk weighted assets | $597,703,000 | 781 |
| Total unused commitments | $128,776,000 | 858 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 152 | 1,109 |
| Assets and Liabilities | ||
| Total Assets: | $895,749,000 | 695 |
| Cash and due from depository institutions | $27,525,000 | 1,109 |
| Interest-bearing balances | $59,000 | 5,464 |
| Securities | $131,433,000 | 944 |
| Federal funds sold & reverse repurchase agreements | $22,119,000 | 630 |
| Net loans & leases | $616,585,000 | 697 |
| Loan loss allowance | $5,178,000 | 967 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $11,150,000 | 988 |
| Other real estate owned | $634,000 | 1,109 |
| Goodwill and other intangibles | $38,063,000 | 277 |
| All other assets | $48,240,000 | 433 |
| Life insurance assets | $7,653,000 | 715 |
| Total liabilities and capital | $895,749,000 | 695 |
| Total liabilities | $803,713,000 | 697 |
| Total deposits | $673,312,000 | 714 |
| Interest-bearing deposits | $545,838,000 | 759 |
| Deposits held in domestic offices | $673,312,000 | 712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $124,271,000 | 432 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,130,000 | 902 |
| Total equity capital | $92,036,000 | 689 |
| Total bank equity capital | $92,036,000 | 689 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,070 |
| Surplus | $63,480,000 | 487 |
| Undivided profits | $28,056,000 | 1,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $340,000 | 4,413 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $125,000 | 676 |
| Income earned, not collected on loans | $3,235,000 | 1,031 |
| Earning assets | $770,196,000 | 748 |
| Long-term assets (5+ years) | $178,743,000 | 599 |
| Average Assets, year-to-date | $881,097,500 | 700 |
| Average Assets, quarterly | $881,097,500 | 700 |
| Volatile liabilities | $139,947,000 | 1,047 |
| Insider loans | $1,399,000 | 3,543 |
| FHLB advances | $118,945,000 | 391 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $126,740,000 | 854 |
| Tier 1 (core) risk-based capital | $57,189,000 | 1,013 |
| Tier 2 risk-based capital | $5,666,000 | 892 |
| Total risk weighted assets | $582,435,000 | 785 |
| Total unused commitments | $126,740,000 | 854 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 155 | 1,082 |
| Assets and Liabilities | ||
| Total Assets: | $866,446,000 | 715 |
| Cash and due from depository institutions | $32,607,000 | 1,082 |
| Interest-bearing balances | $12,000 | 6,360 |
| Securities | $123,172,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $10,777,000 | 1,278 |
| Net loans & leases | $605,590,000 | 706 |
| Loan loss allowance | $5,213,000 | 943 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $11,546,000 | 920 |
| Other real estate owned | $634,000 | 1,082 |
| Goodwill and other intangibles | $38,397,000 | 266 |
| All other assets | $43,723,000 | 466 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $866,446,000 | 715 |
| Total liabilities | $775,153,000 | 717 |
| Total deposits | $633,084,000 | 742 |
| Interest-bearing deposits | $487,277,000 | 833 |
| Deposits held in domestic offices | $633,084,000 | 740 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $136,665,000 | 421 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $5,404,000 | 955 |
| Total equity capital | $91,293,000 | 683 |
| Total bank equity capital | $91,293,000 | 683 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $500,000 | 4,085 |
| Surplus | $63,471,000 | 476 |
| Undivided profits | $27,322,000 | 1,282 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $468,000 | 3,862 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $133,000 | 649 |
| Income earned, not collected on loans | $3,045,000 | 1,088 |
| Earning assets | $739,551,000 | 765 |
| Long-term assets (5+ years) | $175,062,000 | 599 |
| Average Assets, year-to-date | $736,371,000 | 800 |
| Average Assets, quarterly | $860,829,500 | 707 |
| Volatile liabilities | $113,890,000 | 1,219 |
| Insider loans | $1,390,000 | 3,545 |
| FHLB advances | $128,936,000 | 378 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $116,178,000 | 895 |
| Tier 1 (core) risk-based capital | $55,724,000 | 1,023 |
| Tier 2 risk-based capital | $5,213,000 | 936 |
| Total risk weighted assets | $568,756,000 | 789 |
| Total unused commitments | $116,178,000 | 895 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 149 | 1,122 |
| Assets and Liabilities | ||
| Total Assets: | $855,213,000 | 700 |
| Cash and due from depository institutions | $33,011,000 | 1,122 |
| Interest-bearing balances | $1,101,000 | 2,575 |
| Securities | $119,734,000 | 1,030 |
| Federal funds sold & reverse repurchase agreements | $10,468,000 | 1,252 |
| Net loans & leases | $603,448,000 | 683 |
| Loan loss allowance | $5,269,000 | 927 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $11,260,000 | 914 |
| Other real estate owned | $634,000 | 1,122 |
| Goodwill and other intangibles | $38,790,000 | 257 |
| All other assets | $37,868,000 | 506 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $855,213,000 | 700 |
| Total liabilities | $764,334,000 | 709 |
| Total deposits | $625,666,000 | 730 |
| Interest-bearing deposits | $477,259,000 | 825 |
| Deposits held in domestic offices | $625,666,000 | 728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $133,837,000 | 432 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $4,831,000 | 1,008 |
| Total equity capital | $90,879,000 | 675 |
| Total bank equity capital | $90,879,000 | 675 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $500,000 | 4,084 |
| Surplus | $63,467,000 | 461 |
| Undivided profits | $26,912,000 | 1,296 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $467,000 | 3,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $141,000 | 666 |
| Income earned, not collected on loans | $2,988,000 | 1,043 |
| Earning assets | $734,751,000 | 755 |
| Long-term assets (5+ years) | $201,576,000 | 509 |
| Average Assets, year-to-date | $703,852,250 | 823 |
| Average Assets, quarterly | $858,482,000 | 695 |
| Volatile liabilities | $97,351,000 | 1,347 |
| Insider loans | $1,354,000 | 3,535 |
| FHLB advances | $129,000,000 | 389 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $122,192,000 | 848 |
| Tier 1 (core) risk-based capital | $54,804,000 | 1,025 |
| Tier 2 risk-based capital | $5,269,000 | 907 |
| Total risk weighted assets | $556,018,000 | 791 |
| Total unused commitments | $122,192,000 | 849 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 156 | 1,057 |
| Assets and Liabilities | ||
| Total Assets: | $861,751,000 | 689 |
| Cash and due from depository institutions | $23,144,000 | 1,057 |
| Interest-bearing balances | $1,160,000 | 2,560 |
| Securities | $122,973,000 | 1,006 |
| Federal funds sold & reverse repurchase agreements | $15,061,000 | 790 |
| Net loans & leases | $608,451,000 | 658 |
| Loan loss allowance | $5,531,000 | 870 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,994,000 | 834 |
| Other real estate owned | $0 | 1,057 |
| Goodwill and other intangibles | $39,274,000 | 247 |
| All other assets | $40,854,000 | 473 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $861,751,000 | 689 |
| Total liabilities | $769,581,000 | 690 |
| Total deposits | $653,957,000 | 680 |
| Interest-bearing deposits | $502,550,000 | 758 |
| Deposits held in domestic offices | $653,957,000 | 678 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $111,959,000 | 490 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $3,665,000 | 1,215 |
| Total equity capital | $92,170,000 | 652 |
| Total bank equity capital | $92,170,000 | 652 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,105 |
| Surplus | $63,960,000 | 444 |
| Undivided profits | $28,210,000 | 1,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $566,000 | 3,438 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $151,000 | 658 |
| Income earned, not collected on loans | $2,818,000 | 1,021 |
| Earning assets | $747,645,000 | 718 |
| Long-term assets (5+ years) | $207,251,000 | 504 |
| Average Assets, year-to-date | $653,398,670 | 873 |
| Average Assets, quarterly | $721,868,000 | 811 |
| Volatile liabilities | $96,400,000 | 1,319 |
| Insider loans | $1,017,000 | 4,111 |
| FHLB advances | $109,000,000 | 436 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $126,045,000 | 811 |
| Tier 1 (core) risk-based capital | $54,876,000 | 993 |
| Tier 2 risk-based capital | $5,531,000 | 853 |
| Total risk weighted assets | $561,306,000 | 761 |
| Total unused commitments | $126,045,000 | 812 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 123 | 1,391 |
| Assets and Liabilities | ||
| Total Assets: | $581,985,000 | 1,005 |
| Cash and due from depository institutions | $9,394,000 | 1,391 |
| Interest-bearing balances | $30,000 | 6,013 |
| Securities | $86,193,000 | 1,454 |
| Federal funds sold & reverse repurchase agreements | $57,715,000 | 230 |
| Net loans & leases | $394,368,000 | 989 |
| Loan loss allowance | $3,351,000 | 1,429 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $11,194,000 | 890 |
| Other real estate owned | $83,000 | 1,391 |
| Goodwill and other intangibles | $4,854,000 | 793 |
| All other assets | $18,184,000 | 901 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $581,985,000 | 1,005 |
| Total liabilities | $543,095,000 | 968 |
| Total deposits | $469,110,000 | 946 |
| Interest-bearing deposits | $375,748,000 | 1,018 |
| Deposits held in domestic offices | $469,110,000 | 942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $72,000,000 | 673 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,985,000 | 1,981 |
| Total equity capital | $38,890,000 | 1,466 |
| Total bank equity capital | $38,890,000 | 1,466 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $0 | 8,166 |
| Surplus | $8,724,000 | 2,371 |
| Undivided profits | $30,166,000 | 1,093 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $344,000 | 4,464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,592,000 | 1,892 |
| Earning assets | $538,306,000 | 987 |
| Long-term assets (5+ years) | $173,198,000 | 598 |
| Average Assets, year-to-date | $549,222,500 | 1,049 |
| Average Assets, quarterly | $549,222,500 | 1,049 |
| Volatile liabilities | $44,406,000 | 2,401 |
| Insider loans | $1,039,000 | 4,061 |
| FHLB advances | $72,000,000 | 605 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $88,340,000 | 1,040 |
| Tier 1 (core) risk-based capital | $37,169,000 | 1,456 |
| Tier 2 risk-based capital | $3,351,000 | 1,392 |
| Total risk weighted assets | $352,110,000 | 1,183 |
| Total unused commitments | $88,340,000 | 1,040 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 121 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $516,460,000 | 1,118 |
| Cash and due from depository institutions | $8,691,000 | 1,415 |
| Interest-bearing balances | $3,000 | 6,716 |
| Securities | $86,846,000 | 1,470 |
| Federal funds sold & reverse repurchase agreements | $4,380,000 | 2,488 |
| Net loans & leases | $383,373,000 | 1,012 |
| Loan loss allowance | $3,172,000 | 1,484 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,147,000 | 887 |
| Other real estate owned | $83,000 | 1,415 |
| Goodwill and other intangibles | $4,945,000 | 777 |
| All other assets | $16,995,000 | 953 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $516,460,000 | 1,118 |
| Total liabilities | $476,986,000 | 1,093 |
| Total deposits | $399,085,000 | 1,115 |
| Interest-bearing deposits | $308,581,000 | 1,269 |
| Deposits held in domestic offices | $399,085,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $76,250,000 | 664 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,651,000 | 2,227 |
| Total equity capital | $39,474,000 | 1,451 |
| Total bank equity capital | $39,474,000 | 1,451 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $0 | 8,205 |
| Surplus | $8,724,000 | 2,324 |
| Undivided profits | $30,750,000 | 1,094 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 7,751 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,490,000 | 1,997 |
| Earning assets | $474,602,000 | 1,123 |
| Long-term assets (5+ years) | $176,252,000 | 593 |
| Average Assets, year-to-date | $492,842,600 | 1,113 |
| Average Assets, quarterly | $516,775,500 | 1,103 |
| Volatile liabilities | $44,357,000 | 2,341 |
| Insider loans | $1,115,000 | 3,888 |
| FHLB advances | $76,250,000 | 589 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $70,639,000 | 1,218 |
| Tier 1 (core) risk-based capital | $36,850,000 | 1,447 |
| Tier 2 risk-based capital | $3,172,000 | 1,455 |
| Total risk weighted assets | $326,562,000 | 1,269 |
| Total unused commitments | $70,639,000 | 1,219 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 120 | 1,439 |
| Assets and Liabilities | ||
| Total Assets: | $517,091,000 | 1,103 |
| Cash and due from depository institutions | $8,294,000 | 1,439 |
| Interest-bearing balances | $2,000 | 6,817 |
| Securities | $94,731,000 | 1,353 |
| Federal funds sold & reverse repurchase agreements | $6,215,000 | 1,759 |
| Net loans & leases | $375,450,000 | 1,017 |
| Loan loss allowance | $3,017,000 | 1,553 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $11,281,000 | 849 |
| Other real estate owned | $83,000 | 1,439 |
| Goodwill and other intangibles | $5,059,000 | 745 |
| All other assets | $15,978,000 | 970 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $517,091,000 | 1,103 |
| Total liabilities | $478,306,000 | 1,073 |
| Total deposits | $402,049,000 | 1,081 |
| Interest-bearing deposits | $312,752,000 | 1,228 |
| Deposits held in domestic offices | $402,049,000 | 1,077 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $75,000,000 | 660 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,257,000 | 2,714 |
| Total equity capital | $38,785,000 | 1,455 |
| Total bank equity capital | $38,785,000 | 1,455 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $0 | 8,249 |
| Surplus | $8,724,000 | 2,289 |
| Undivided profits | $30,061,000 | 1,110 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $65,000 | 6,930 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,495,000 | 2,060 |
| Earning assets | $476,398,000 | 1,100 |
| Long-term assets (5+ years) | $184,640,000 | 582 |
| Average Assets, year-to-date | $486,938,250 | 1,126 |
| Average Assets, quarterly | $509,437,000 | 1,109 |
| Volatile liabilities | $67,697,000 | 1,614 |
| Insider loans | $1,636,000 | 3,095 |
| FHLB advances | $75,000,000 | 590 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $67,218,000 | 1,252 |
| Tier 1 (core) risk-based capital | $36,481,000 | 1,450 |
| Tier 2 risk-based capital | $3,017,000 | 1,498 |
| Total risk weighted assets | $317,135,000 | 1,266 |
| Total unused commitments | $67,218,000 | 1,252 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 126 | 1,370 |
| Assets and Liabilities | ||
| Total Assets: | $501,783,000 | 1,118 |
| Cash and due from depository institutions | $9,254,000 | 1,370 |
| Interest-bearing balances | $41,000 | 5,942 |
| Securities | $110,575,000 | 1,168 |
| Federal funds sold & reverse repurchase agreements | $12,640,000 | 856 |
| Net loans & leases | $338,435,000 | 1,085 |
| Loan loss allowance | $2,861,000 | 1,605 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $11,241,000 | 817 |
| Other real estate owned | $83,000 | 1,370 |
| Goodwill and other intangibles | $5,201,000 | 709 |
| All other assets | $14,354,000 | 1,078 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $501,783,000 | 1,118 |
| Total liabilities | $464,886,000 | 1,086 |
| Total deposits | $412,715,000 | 1,031 |
| Interest-bearing deposits | $316,832,000 | 1,185 |
| Deposits held in domestic offices | $412,715,000 | 1,027 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $51,000,000 | 890 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,171,000 | 2,623 |
| Total equity capital | $36,897,000 | 1,471 |
| Total bank equity capital | $36,897,000 | 1,471 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $0 | 8,301 |
| Surplus | $8,724,000 | 2,261 |
| Undivided profits | $28,173,000 | 1,118 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,000 | 7,437 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,626,000 | 1,711 |
| Earning assets | $461,691,000 | 1,116 |
| Long-term assets (5+ years) | $203,879,000 | 555 |
| Average Assets, year-to-date | $476,887,330 | 1,144 |
| Average Assets, quarterly | $486,169,500 | 1,133 |
| Volatile liabilities | $53,867,000 | 1,922 |
| Insider loans | $1,705,000 | 3,001 |
| FHLB advances | $51,000,000 | 809 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $90,106,000 | 967 |
| Tier 1 (core) risk-based capital | $35,956,000 | 1,442 |
| Tier 2 risk-based capital | $2,861,000 | 1,535 |
| Total risk weighted assets | $311,447,000 | 1,265 |
| Total unused commitments | $90,106,000 | 967 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 127 | 1,353 |
| Assets and Liabilities | ||
| Total Assets: | $470,556,000 | 1,172 |
| Cash and due from depository institutions | $7,882,000 | 1,353 |
| Interest-bearing balances | $18,000 | 6,430 |
| Securities | $123,922,000 | 1,050 |
| Federal funds sold & reverse repurchase agreements | $5,500,000 | 2,608 |
| Net loans & leases | $302,930,000 | 1,188 |
| Loan loss allowance | $2,704,000 | 1,690 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $11,303,000 | 796 |
| Other real estate owned | $83,000 | 1,353 |
| Goodwill and other intangibles | $5,311,000 | 687 |
| All other assets | $13,625,000 | 1,076 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $470,556,000 | 1,172 |
| Total liabilities | $431,514,000 | 1,160 |
| Total deposits | $393,440,000 | 1,076 |
| Interest-bearing deposits | $307,243,000 | 1,225 |
| Deposits held in domestic offices | $393,440,000 | 1,074 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $36,000,000 | 1,072 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $2,074,000 | 1,931 |
| Total equity capital | $39,042,000 | 1,420 |
| Total bank equity capital | $39,042,000 | 1,420 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $0 | 8,335 |
| Surplus | $40,521,000 | 586 |
| Undivided profits | $-1,479,000 | 8,862 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,000 | 7,968 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,335,000 | 2,146 |
| Earning assets | $432,370,000 | 1,183 |
| Long-term assets (5+ years) | $209,879,000 | 521 |
| Average Assets, year-to-date | $464,439,500 | 1,176 |
| Average Assets, quarterly | $464,439,500 | 1,176 |
| Volatile liabilities | $37,485,000 | 2,483 |
| Insider loans | $2,019,000 | 2,622 |
| FHLB advances | $36,000,000 | 980 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $75,534,000 | 1,090 |
| Tier 1 (core) risk-based capital | $35,639,000 | 1,436 |
| Tier 2 risk-based capital | $2,704,000 | 1,610 |
| Total risk weighted assets | $294,480,000 | 1,320 |
| Total unused commitments | $75,534,000 | 1,094 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 125 | 1,380 |
| Assets and Liabilities | ||
| Total Assets: | $458,323,000 | 1,206 |
| Cash and due from depository institutions | $14,513,000 | 1,380 |
| Interest-bearing balances | $25,000 | 6,265 |
| Securities | $107,974,000 | 1,257 |
| Federal funds sold & reverse repurchase agreements | $16,031,000 | 701 |
| Net loans & leases | $288,579,000 | 1,234 |
| Loan loss allowance | $2,523,000 | 1,800 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $11,199,000 | 799 |
| Other real estate owned | $83,000 | 1,380 |
| Goodwill and other intangibles | $5,336,000 | 683 |
| All other assets | $14,608,000 | 1,025 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $458,323,000 | 1,206 |
| Total liabilities | $420,662,000 | 1,184 |
| Total deposits | $383,102,000 | 1,108 |
| Interest-bearing deposits | $294,441,000 | 1,273 |
| Deposits held in domestic offices | $383,102,000 | 1,107 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,098 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,560,000 | 2,250 |
| Total equity capital | $37,661,000 | 1,447 |
| Total bank equity capital | $37,661,000 | 1,447 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $0 | 8,396 |
| Surplus | $38,370,000 | 614 |
| Undivided profits | $-709,000 | 8,743 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,000 | 8,063 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,388,000 | 2,143 |
| Earning assets | $412,609,000 | 1,224 |
| Long-term assets (5+ years) | $238,173,000 | 482 |
| Average Assets, year-to-date | $464,029,600 | 1,153 |
| Average Assets, quarterly | $464,082,500 | 1,182 |
| Volatile liabilities | $30,140,000 | 2,916 |
| Insider loans | $1,156,000 | 3,721 |
| FHLB advances | $36,000,000 | 999 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $56,332,000 | 1,323 |
| Tier 1 (core) risk-based capital | $35,194,000 | 1,448 |
| Tier 2 risk-based capital | $2,523,000 | 1,705 |
| Total risk weighted assets | $270,582,000 | 1,428 |
| Total unused commitments | $56,332,000 | 1,325 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 124 | 1,419 |
| Assets and Liabilities | ||
| Total Assets: | $469,842,000 | 1,184 |
| Cash and due from depository institutions | $13,681,000 | 1,419 |
| Interest-bearing balances | $12,000 | 6,614 |
| Securities | $129,029,000 | 1,047 |
| Federal funds sold & reverse repurchase agreements | $15,220,000 | 947 |
| Net loans & leases | $280,195,000 | 1,278 |
| Loan loss allowance | $2,650,000 | 1,743 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $11,337,000 | 789 |
| Other real estate owned | $84,000 | 1,419 |
| Goodwill and other intangibles | $5,457,000 | 677 |
| All other assets | $14,839,000 | 1,009 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $469,842,000 | 1,184 |
| Total liabilities | $432,182,000 | 1,161 |
| Total deposits | $394,446,000 | 1,092 |
| Interest-bearing deposits | $304,346,000 | 1,257 |
| Deposits held in domestic offices | $394,446,000 | 1,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $36,000,000 | 1,081 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,736,000 | 2,161 |
| Total equity capital | $37,660,000 | 1,459 |
| Total bank equity capital | $37,660,000 | 1,459 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $0 | 8,445 |
| Surplus | $38,370,000 | 626 |
| Undivided profits | $-710,000 | 8,807 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $187,000 | 6,143 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,540,000 | 2,016 |
| Earning assets | $424,456,000 | 1,204 |
| Long-term assets (5+ years) | $255,338,000 | 448 |
| Average Assets, year-to-date | $465,456,250 | 1,167 |
| Average Assets, quarterly | $474,220,500 | 1,168 |
| Volatile liabilities | $31,205,000 | 2,813 |
| Insider loans | $1,352,000 | 3,392 |
| FHLB advances | $36,000,000 | 981 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $59,121,000 | 1,295 |
| Tier 1 (core) risk-based capital | $34,875,000 | 1,477 |
| Tier 2 risk-based capital | $2,650,000 | 1,619 |
| Total risk weighted assets | $267,935,000 | 1,431 |
| Total unused commitments | $59,121,000 | 1,298 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 124 | 1,415 |
| Assets and Liabilities | ||
| Total Assets: | $478,599,000 | 1,154 |
| Cash and due from depository institutions | $14,205,000 | 1,415 |
| Interest-bearing balances | $21,000 | 6,435 |
| Securities | $128,615,000 | 1,013 |
| Federal funds sold & reverse repurchase agreements | $41,344,000 | 383 |
| Net loans & leases | $264,558,000 | 1,337 |
| Loan loss allowance | $2,560,000 | 1,756 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,506,000 | 767 |
| Other real estate owned | $84,000 | 1,415 |
| Goodwill and other intangibles | $5,615,000 | 632 |
| All other assets | $12,672,000 | 1,126 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $478,599,000 | 1,154 |
| Total liabilities | $439,610,000 | 1,136 |
| Total deposits | $401,439,000 | 1,072 |
| Interest-bearing deposits | $352,830,000 | 1,039 |
| Deposits held in domestic offices | $401,439,000 | 1,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $36,000,000 | 1,067 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,171,000 | 1,886 |
| Total equity capital | $38,989,000 | 1,400 |
| Total bank equity capital | $38,989,000 | 1,400 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $0 | 8,468 |
| Surplus | $38,370,000 | 611 |
| Undivided profits | $619,000 | 8,001 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,340 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,404,000 | 2,133 |
| Earning assets | $434,538,000 | 1,163 |
| Long-term assets (5+ years) | $233,978,000 | 470 |
| Average Assets, year-to-date | $463,994,330 | 1,170 |
| Average Assets, quarterly | $469,509,500 | 1,167 |
| Volatile liabilities | $30,582,000 | 2,800 |
| Insider loans | $1,660,000 | 2,969 |
| FHLB advances | $36,000,000 | 965 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $79,124,000 | 1,013 |
| Tier 1 (core) risk-based capital | $34,669,000 | 1,461 |
| Tier 2 risk-based capital | $2,560,000 | 1,630 |
| Total risk weighted assets | $277,142,000 | 1,359 |
| Total unused commitments | $79,124,000 | 1,017 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 122 | 1,424 |
| Assets and Liabilities | ||
| Total Assets: | $460,420,000 | 1,188 |
| Cash and due from depository institutions | $13,303,000 | 1,424 |
| Interest-bearing balances | $53,000 | 5,819 |
| Securities | $133,172,000 | 983 |
| Federal funds sold & reverse repurchase agreements | $26,022,000 | 615 |
| Net loans & leases | $259,398,000 | 1,344 |
| Loan loss allowance | $2,428,000 | 1,808 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $11,707,000 | 741 |
| Other real estate owned | $84,000 | 1,424 |
| Goodwill and other intangibles | $5,592,000 | 636 |
| All other assets | $11,142,000 | 1,223 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $460,420,000 | 1,188 |
| Total liabilities | $421,860,000 | 1,171 |
| Total deposits | $383,656,000 | 1,099 |
| Interest-bearing deposits | $338,368,000 | 1,081 |
| Deposits held in domestic offices | $383,656,000 | 1,097 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $36,000,000 | 1,015 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,204,000 | 1,898 |
| Total equity capital | $38,560,000 | 1,377 |
| Total bank equity capital | $38,560,000 | 1,377 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $0 | 8,511 |
| Surplus | $38,370,000 | 612 |
| Undivided profits | $190,000 | 8,412 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,000 | 8,318 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,381,000 | 2,199 |
| Earning assets | $418,645,000 | 1,193 |
| Long-term assets (5+ years) | $197,644,000 | 530 |
| Average Assets, year-to-date | $456,692,000 | 1,185 |
| Average Assets, quarterly | $456,692,000 | 1,185 |
| Volatile liabilities | $28,892,000 | 2,892 |
| Insider loans | $1,676,000 | 2,875 |
| FHLB advances | $36,000,000 | 924 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $64,984,000 | 1,143 |
| Tier 1 (core) risk-based capital | $34,021,000 | 1,459 |
| Tier 2 risk-based capital | $2,428,000 | 1,672 |
| Total risk weighted assets | $259,585,000 | 1,428 |
| Total unused commitments | $64,984,000 | 1,153 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 119 | 1,436 |
| Assets and Liabilities | ||
| Total Assets: | $452,964,000 | 1,190 |
| Cash and due from depository institutions | $14,162,000 | 1,436 |
| Interest-bearing balances | $45,000 | 5,862 |
| Securities | $133,341,000 | 935 |
| Federal funds sold & reverse repurchase agreements | $14,039,000 | 1,010 |
| Net loans & leases | $261,596,000 | 1,313 |
| Loan loss allowance | $2,312,000 | 1,849 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $11,847,000 | 718 |
| Other real estate owned | $87,000 | 1,436 |
| Goodwill and other intangibles | $5,545,000 | 620 |
| All other assets | $12,347,000 | 1,087 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $452,964,000 | 1,190 |
| Total liabilities | $414,910,000 | 1,166 |
| Total deposits | $375,211,000 | 1,099 |
| Interest-bearing deposits | $336,447,000 | 1,068 |
| Deposits held in domestic offices | $375,211,000 | 1,098 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $36,000,000 | 1,023 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,699,000 | 1,255 |
| Total equity capital | $38,054,000 | 1,378 |
| Total bank equity capital | $38,054,000 | 1,378 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $0 | 8,549 |
| Surplus | $35,097,000 | 631 |
| Undivided profits | $2,957,000 | 5,875 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,000 | 8,285 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,299,000 | 2,475 |
| Earning assets | $409,021,000 | 1,200 |
| Long-term assets (5+ years) | $191,089,000 | 534 |
| Average Assets, year-to-date | $440,687,400 | 1,161 |
| Average Assets, quarterly | $452,169,500 | 1,172 |
| Volatile liabilities | $27,419,000 | 2,992 |
| Insider loans | $1,619,000 | 2,946 |
| FHLB advances | $36,000,000 | 915 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $54,741,000 | 1,251 |
| Tier 1 (core) risk-based capital | $33,211,000 | 1,466 |
| Tier 2 risk-based capital | $2,312,000 | 1,717 |
| Total risk weighted assets | $262,346,000 | 1,372 |
| Total unused commitments | $54,741,000 | 1,252 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 139 | 1,174 |
| Assets and Liabilities | ||
| Total Assets: | $428,377,000 | 1,201 |
| Cash and due from depository institutions | $19,022,000 | 1,174 |
| Interest-bearing balances | $247,000 | 4,291 |
| Securities | $81,527,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $43,169,000 | 347 |
| Net loans & leases | $257,567,000 | 1,286 |
| Loan loss allowance | $1,176,000 | 3,164 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $12,354,000 | 646 |
| Other real estate owned | $97,000 | 1,174 |
| Goodwill and other intangibles | $5,540,000 | 585 |
| All other assets | $9,101,000 | 1,339 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $428,377,000 | 1,201 |
| Total liabilities | $401,500,000 | 1,159 |
| Total deposits | $364,563,000 | 1,081 |
| Interest-bearing deposits | $324,556,000 | 1,056 |
| Deposits held in domestic offices | $364,563,000 | 1,078 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $36,000,000 | 921 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $937,000 | 3,630 |
| Total equity capital | $26,877,000 | 1,814 |
| Total bank equity capital | $26,877,000 | 1,814 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $0 | 8,780 |
| Surplus | $26,333,000 | 772 |
| Undivided profits | $544,000 | 8,086 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $157,000 | 6,352 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $2,218,000 | 1,457 |
| Earning assets | $382,510,000 | 1,231 |
| Long-term assets (5+ years) | $188,925,000 | 557 |
| Average Assets, year-to-date | $439,409,800 | 1,102 |
| Average Assets, quarterly | $427,359,500 | 1,189 |
| Volatile liabilities | $30,380,000 | 2,699 |
| Insider loans | $1,052,000 | 3,830 |
| FHLB advances | $36,000,000 | 825 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $59,202,000 | 1,115 |
| Tier 1 (core) risk-based capital | $21,536,000 | 2,167 |
| Tier 2 risk-based capital | $1,176,000 | 2,949 |
| Total risk weighted assets | $235,238,000 | 1,462 |
| Total unused commitments | $59,202,000 | 1,119 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 141 | 1,152 |
| Assets and Liabilities | ||
| Total Assets: | $443,092,000 | 1,099 |
| Cash and due from depository institutions | $18,530,000 | 1,152 |
| Interest-bearing balances | $19,000 | 6,017 |
| Securities | $116,213,000 | 978 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $284,231,000 | 1,130 |
| Loan loss allowance | $1,068,000 | 3,282 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $12,923,000 | 589 |
| Other real estate owned | $108,000 | 1,152 |
| Goodwill and other intangibles | $5,669,000 | 559 |
| All other assets | $5,418,000 | 1,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $443,092,000 | 1,099 |
| Total liabilities | $418,348,000 | 1,059 |
| Total deposits | $392,321,000 | 981 |
| Interest-bearing deposits | $353,417,000 | 939 |
| Deposits held in domestic offices | $392,321,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,400,000 | 1,153 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $627,000 | 5,035 |
| Total equity capital | $24,744,000 | 1,863 |
| Total bank equity capital | $24,744,000 | 1,863 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $0 | 9,055 |
| Surplus | $31,010,000 | 641 |
| Undivided profits | $-6,266,000 | 9,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $177,000 | 5,920 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,196,000 | 2,228 |
| Earning assets | $400,463,000 | 1,107 |
| Long-term assets (5+ years) | $230,354,000 | 446 |
| Average Assets, year-to-date | $441,346,800 | 1,048 |
| Average Assets, quarterly | $445,375,500 | 1,077 |
| Volatile liabilities | $83,112,000 | 1,143 |
| Insider loans | $940,000 | 4,029 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $51,804,000 | 1,145 |
| Tier 1 (core) risk-based capital | $19,905,000 | 2,245 |
| Tier 2 risk-based capital | $1,068,000 | 3,087 |
| Total risk weighted assets | $272,629,500 | 1,195 |
| Total unused commitments | $51,804,000 | 1,147 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 141 | 1,186 |
| Assets and Liabilities | ||
| Total Assets: | $426,137,000 | 1,124 |
| Cash and due from depository institutions | $18,431,000 | 1,186 |
| Interest-bearing balances | $73,000 | 5,167 |
| Securities | $114,217,000 | 1,003 |
| Federal funds sold & reverse repurchase agreements | $940,000 | 5,026 |
| Net loans & leases | $269,125,000 | 1,157 |
| Loan loss allowance | $1,183,000 | 2,957 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $12,823,000 | 590 |
| Other real estate owned | $118,000 | 1,186 |
| Goodwill and other intangibles | $6,260,000 | 545 |
| All other assets | $4,223,000 | 2,098 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $426,137,000 | 1,124 |
| Total liabilities | $397,611,000 | 1,096 |
| Total deposits | $326,685,000 | 1,133 |
| Interest-bearing deposits | $296,441,000 | 1,087 |
| Deposits held in domestic offices | $326,685,000 | 1,127 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,280,000 | 610 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,646,000 | 2,203 |
| Total equity capital | $28,526,000 | 1,550 |
| Total bank equity capital | $28,526,000 | 1,550 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $0 | 9,357 |
| Surplus | $28,108,000 | 708 |
| Undivided profits | $418,000 | 8,551 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $180,000 | 5,909 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $971,000 | 2,337 |
| Earning assets | $384,355,000 | 1,142 |
| Long-term assets (5+ years) | $231,391,000 | 494 |
| Average Assets, year-to-date | $388,627,000 | 1,165 |
| Average Assets, quarterly | $416,613,000 | 1,123 |
| Volatile liabilities | $102,533,000 | 950 |
| Insider loans | $1,367,000 | 3,014 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $78,953,000 | 848 |
| Tier 1 (core) risk-based capital | $24,539,000 | 1,777 |
| Tier 2 risk-based capital | $1,183,000 | 2,708 |
| Total risk weighted assets | $255,296,100 | 1,224 |
| Total unused commitments | $78,953,000 | 848 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 125 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $363,743,000 | 1,255 |
| Cash and due from depository institutions | $12,403,000 | 1,333 |
| Interest-bearing balances | $912,000 | 2,956 |
| Securities | $80,165,000 | 1,474 |
| Federal funds sold & reverse repurchase agreements | $5,312,000 | 3,211 |
| Net loans & leases | $243,577,000 | 1,167 |
| Loan loss allowance | $1,418,000 | 2,447 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $11,651,000 | 626 |
| Other real estate owned | $124,000 | 1,333 |
| Goodwill and other intangibles | $6,959,000 | 467 |
| All other assets | $3,552,000 | 2,107 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,743,000 | 1,255 |
| Total liabilities | $335,436,000 | 1,235 |
| Total deposits | $315,010,000 | 1,163 |
| Interest-bearing deposits | $282,585,000 | 1,125 |
| Deposits held in domestic offices | $315,010,000 | 1,157 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $18,000,000 | 1,117 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,426,000 | 1,687 |
| Total equity capital | $28,307,000 | 1,576 |
| Total bank equity capital | $28,307,000 | 1,576 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $0 | 9,564 |
| Surplus | $25,677,000 | 718 |
| Undivided profits | $2,630,000 | 6,251 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $238,000 | 5,741 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $914,000 | 2,451 |
| Earning assets | $329,966,000 | 1,275 |
| Long-term assets (5+ years) | $185,080,000 | 524 |
| Average Assets, year-to-date | $341,374,200 | 1,277 |
| Average Assets, quarterly | $359,776,000 | 1,251 |
| Volatile liabilities | $51,007,000 | 1,365 |
| Insider loans | $1,548,000 | 2,584 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $43,819,000 | 1,245 |
| Tier 1 (core) risk-based capital | $21,487,000 | 1,987 |
| Tier 2 risk-based capital | $1,418,000 | 2,218 |
| Total risk weighted assets | $201,639,800 | 1,430 |
| Total unused commitments | $43,819,000 | 1,250 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 94 | 1,878 |
| Assets and Liabilities | ||
| Total Assets: | $279,839,000 | 1,632 |
| Cash and due from depository institutions | $6,779,000 | 1,878 |
| Interest-bearing balances | $264,000 | 3,725 |
| Securities | $68,573,000 | 1,671 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $195,366,000 | 1,446 |
| Loan loss allowance | $958,000 | 3,482 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $5,302,000 | 1,479 |
| Other real estate owned | $142,000 | 1,878 |
| Goodwill and other intangibles | $65,000 | 2,803 |
| All other assets | $3,612,000 | 2,008 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,839,000 | 1,632 |
| Total liabilities | $254,205,000 | 1,616 |
| Total deposits | $226,122,000 | 1,656 |
| Interest-bearing deposits | $205,148,000 | 1,570 |
| Deposits held in domestic offices | $226,122,000 | 1,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $27,368,000 | 810 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $715,000 | 4,616 |
| Total equity capital | $25,634,000 | 1,742 |
| Total bank equity capital | $25,634,000 | 1,742 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $0 | 9,968 |
| Surplus | $22,829,000 | 788 |
| Undivided profits | $2,805,000 | 6,210 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $525,000 | 3,936 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $768,000 | 3,031 |
| Earning assets | $264,203,000 | 1,585 |
| Long-term assets (5+ years) | $136,314,000 | 584 |
| Average Assets, year-to-date | $274,893,000 | 1,572 |
| Average Assets, quarterly | $281,323,000 | 1,599 |
| Volatile liabilities | $48,759,000 | 1,437 |
| Insider loans | $1,648,000 | 2,431 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $31,612,000 | 1,510 |
| Tier 1 (core) risk-based capital | $25,670,500 | 1,651 |
| Tier 2 risk-based capital | $958,000 | 3,041 |
| Total risk weighted assets | $143,852,800 | 1,948 |
| Total unused commitments | $31,612,000 | 1,512 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 85 | 2,198 |
| Assets and Liabilities | ||
| Total Assets: | $259,224,000 | 1,802 |
| Cash and due from depository institutions | $7,079,000 | 2,198 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $71,735,000 | 1,690 |
| Federal funds sold & reverse repurchase agreements | $1,000 | 8,458 |
| Net loans & leases | $171,120,000 | 1,690 |
| Loan loss allowance | $995,000 | 3,540 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,878,000 | 1,634 |
| Other real estate owned | $166,000 | 2,198 |
| Goodwill and other intangibles | $22,000 | 3,094 |
| All other assets | $4,223,000 | 1,815 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $259,224,000 | 1,802 |
| Total liabilities | $236,926,000 | 1,777 |
| Total deposits | $214,937,000 | 1,791 |
| Interest-bearing deposits | $198,801,000 | 1,683 |
| Deposits held in domestic offices | $214,937,000 | 1,781 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $21,365,000 | 903 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $624,000 | 5,112 |
| Total equity capital | $22,298,000 | 2,006 |
| Total bank equity capital | $22,298,000 | 2,006 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $0 | 10,450 |
| Surplus | $22,828,000 | 826 |
| Undivided profits | $-530,000 | 11,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $394,000 | 4,913 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $641,000 | 3,592 |
| Earning assets | $242,856,000 | 1,753 |
| Long-term assets (5+ years) | $84,884,000 | 827 |
| Average Assets, year-to-date | $245,872,000 | 1,823 |
| Average Assets, quarterly | $259,770,500 | 1,779 |
| Volatile liabilities | $38,937,000 | 1,676 |
| Insider loans | $1,823,000 | 2,303 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $26,388,000 | 1,690 |
| Tier 1 (core) risk-based capital | $22,828,000 | 1,886 |
| Tier 2 risk-based capital | $995,000 | 2,988 |
| Total risk weighted assets | $128,099,500 | 2,193 |
| Total unused commitments | $26,388,000 | 1,707 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 91 | 2,125 |
| Assets and Liabilities | ||
| Total Assets: | $230,503,000 | 2,048 |
| Cash and due from depository institutions | $7,048,000 | 2,125 |
| Interest-bearing balances | $132,000 | 4,615 |
| Securities | $71,232,000 | 1,776 |
| Federal funds sold & reverse repurchase agreements | $3,050,000 | 4,286 |
| Net loans & leases | $141,034,000 | 2,006 |
| Loan loss allowance | $1,108,000 | 3,221 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $4,204,000 | 1,820 |
| Other real estate owned | $192,000 | 2,125 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,743,000 | 2,079 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $230,503,000 | 2,048 |
| Total liabilities | $210,428,000 | 2,028 |
| Total deposits | $210,144,000 | 1,853 |
| Interest-bearing deposits | $194,071,000 | 1,746 |
| Deposits held in domestic offices | $210,144,000 | 1,840 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $284,000 | 8,497 |
| Total equity capital | $20,075,000 | 2,224 |
| Total bank equity capital | $20,075,000 | 2,224 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $20,358,000 | 900 |
| Undivided profits | $-283,000 | 11,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $367,000 | 5,079 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $571,000 | 4,191 |
| Earning assets | $215,448,000 | 2,008 |
| Long-term assets (5+ years) | $73,703,000 | 877 |
| Average Assets, year-to-date | $221,720,800 | 2,048 |
| Average Assets, quarterly | $228,104,000 | 2,044 |
| Volatile liabilities | $15,859,000 | 3,185 |
| Insider loans | $2,376,000 | 1,831 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $15,903,000 | 2,337 |
| Tier 1 (core) risk-based capital | $20,358,000 | 2,100 |
| Tier 2 risk-based capital | $1,108,000 | 2,665 |
| Total risk weighted assets | $114,043,500 | 2,389 |
| Total unused commitments | $15,903,000 | 2,349 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 86 | 2,336 |
| Assets and Liabilities | ||
| Total Assets: | $212,748,000 | 2,171 |
| Cash and due from depository institutions | $7,029,000 | 2,336 |
| Interest-bearing balances | $135,000 | 4,875 |
| Securities | $77,172,000 | 1,690 |
| Federal funds sold & reverse repurchase agreements | $235,000 | 7,645 |
| Net loans & leases | $119,442,000 | 2,280 |
| Loan loss allowance | $1,081,000 | 3,345 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $3,545,000 | 2,098 |
| Other real estate owned | $815,000 | 2,336 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $4,510,000 | 1,840 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $212,748,000 | 2,171 |
| Total liabilities | $196,852,000 | 2,134 |
| Total deposits | $195,519,000 | 1,974 |
| Interest-bearing deposits | $181,062,000 | 1,826 |
| Deposits held in domestic offices | $195,519,000 | 1,962 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,107,000 | 3,048 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $226,000 | 8,514 |
| Total equity capital | $15,896,000 | 2,581 |
| Total bank equity capital | $15,896,000 | 2,581 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $0 | 11,565 |
| Undivided profits | $15,896,000 | 1,474 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,684,000 | 1,795 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $490,000 | 4,294 |
| Earning assets | $196,984,000 | 2,144 |
| Long-term assets (5+ years) | $71,745,000 | 881 |
| Average Assets, year-to-date | $207,753,200 | 2,159 |
| Average Assets, quarterly | $211,808,000 | 2,159 |
| Volatile liabilities | $12,358,000 | 3,718 |
| Insider loans | $2,028,000 | 2,063 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $9,347,000 | 188 |
| Unused loan commitments | $18,652,000 | 2,032 |
| Tier 1 (core) risk-based capital | $18,009,000 | 2,275 |
| Tier 2 risk-based capital | $1,081,000 | 2,721 |
| Total risk weighted assets | $113,598,900 | 2,347 |
| Total unused commitments | $18,652,000 | 2,043 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 84 | 2,493 |
| Assets and Liabilities | ||
| Total Assets: | $202,680,000 | 2,303 |
| Cash and due from depository institutions | $7,808,000 | 2,493 |
| Interest-bearing balances | $1,247,000 | 3,089 |
| Securities | $66,652,000 | 2,049 |
| Federal funds sold & reverse repurchase agreements | $4,695,000 | 2,999 |
| Net loans & leases | $115,322,000 | 2,294 |
| Loan loss allowance | $1,071,000 | 3,480 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $3,502,000 | 2,090 |
| Other real estate owned | $1,767,000 | 2,493 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,934,000 | 2,475 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $202,680,000 | 2,303 |
| Total liabilities | $186,583,000 | 2,285 |
| Total deposits | $186,355,000 | 2,142 |
| Interest-bearing deposits | $171,645,000 | 2,002 |
| Deposits held in domestic offices | $186,355,000 | 2,130 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $228,000 | 8,711 |
| Total equity capital | $16,097,000 | 2,498 |
| Total bank equity capital | $16,097,000 | 2,498 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $0 | 12,104 |
| Undivided profits | $16,097,000 | 1,475 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $723,000 | 3,929 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $511,000 | 3,618 |
| Earning assets | $187,916,000 | 2,266 |
| Long-term assets (5+ years) | $71,380,000 | 909 |
| Average Assets, year-to-date | $195,006,800 | 2,305 |
| Average Assets, quarterly | $199,238,000 | 2,312 |
| Volatile liabilities | $10,858,000 | 3,868 |
| Insider loans | $1,539,000 | 2,618 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $9,508,000 | 351 |
| Unused loan commitments | $21,106,000 | 1,837 |
| Tier 1 (core) risk-based capital | $16,097,000 | 2,441 |
| Tier 2 risk-based capital | $1,071,000 | 2,708 |
| Total risk weighted assets | $107,425,000 | 2,433 |
| Total unused commitments | $21,106,000 | 1,857 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 83 | 2,604 |
| Assets and Liabilities | ||
| Total Assets: | $189,918,000 | 2,486 |
| Cash and due from depository institutions | $7,261,000 | 2,604 |
| Interest-bearing balances | $1,300,000 | 3,363 |
| Securities | $39,022,000 | 3,536 |
| Federal funds sold & reverse repurchase agreements | $2,812,000 | 5,252 |
| Net loans & leases | $131,251,000 | 2,123 |
| Loan loss allowance | $871,000 | 4,189 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $3,601,000 | 2,031 |
| Other real estate owned | $3,643,000 | 2,604 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,328,000 | 3,146 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $189,918,000 | 2,486 |
| Total liabilities | $175,758,000 | 2,474 |
| Total deposits | $175,574,000 | 2,352 |
| Interest-bearing deposits | $163,818,000 | 2,214 |
| Deposits held in domestic offices | $175,574,000 | 2,343 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $184,000 | 10,369 |
| Total equity capital | $14,160,000 | 2,725 |
| Total bank equity capital | $14,160,000 | 2,725 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $0 | 12,588 |
| Undivided profits | $14,160,000 | 1,545 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $836,000 | 4,141 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $753,000 | 2,645 |
| Earning assets | $174,385,000 | 2,482 |
| Long-term assets (5+ years) | $67,537,000 | 892 |
| Average Assets, year-to-date | $181,964,400 | 2,542 |
| Average Assets, quarterly | $187,053,000 | 2,502 |
| Volatile liabilities | $11,134,000 | 3,806 |
| Insider loans | $150,000 | 4,654 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $10,818,000 | 222 |
| Unused loan commitments | $12,621,000 | 2,507 |
| Tier 1 (core) risk-based capital | $14,160,000 | 2,670 |
| Tier 2 risk-based capital | $871,000 | 3,282 |
| Total risk weighted assets | $115,654,700 | 2,349 |
| Total unused commitments | $12,621,000 | 2,526 |
| Derivatives | $0 | 651 |