Home > Benefit Bank > Income and Expense
Benefit Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,891,000 | 2,963 |
| Total interest expense | $239,000 | 2,562 |
| Net interest income | $1,652,000 | 3,011 |
| Provision for loan and lease losses | $-97,000 | 6,198 |
| Total noninterest income | $565,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $57,000 | 3,478 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $508,000 | 1,493 |
| Total noninterest expense | $1,656,000 | 2,703 |
| Salaries and employee benefits | $965,000 | 2,597 |
| Premises and equipment expense | $327,000 | 1,798 |
| Additional noninterest expense | $364,000 | 3,497 |
| Pre-tax net operating income | $658,000 | 2,532 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $658,000 | 2,244 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $658,000 | 2,245 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $658,000 | 2,245 |
| Net charge-offs | $-97,000 | 6,118 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $658,000 | 2,183 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,680,000 | 2,961 |
| Total interest expense | $1,062,000 | 2,485 |
| Net interest income | $6,618,000 | 3,023 |
| Provision for loan and lease losses | $-159,000 | 6,095 |
| Total noninterest income | $1,904,000 | 2,177 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $242,000 | 3,603 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,662,000 | 1,665 |
| Total noninterest expense | $7,245,000 | 2,541 |
| Salaries and employee benefits | $3,994,000 | 2,502 |
| Premises and equipment expense | $1,181,000 | 1,945 |
| Additional noninterest expense | $2,070,000 | 2,807 |
| Pre-tax net operating income | $1,436,000 | 3,564 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,436,000 | 3,317 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,436,000 | 3,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,436,000 | 3,318 |
| Net charge-offs | $-40,000 | 5,941 |
| Cash dividends | $836,000 | 2,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,436,000 | 3,266 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,700,000 | 3,001 |
| Total interest expense | $810,000 | 2,496 |
| Net interest income | $4,890,000 | 3,077 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,485,000 | 2,128 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $187,000 | 3,592 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,298,000 | 1,625 |
| Total noninterest expense | $5,230,000 | 2,622 |
| Salaries and employee benefits | $2,940,000 | 2,548 |
| Premises and equipment expense | $865,000 | 2,004 |
| Additional noninterest expense | $1,425,000 | 3,004 |
| Pre-tax net operating income | $1,145,000 | 3,531 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,145,000 | 3,235 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,145,000 | 3,234 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,145,000 | 3,236 |
| Net charge-offs | $119,000 | 2,521 |
| Cash dividends | $644,000 | 1,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,145,000 | 3,201 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,741,000 | 3,051 |
| Total interest expense | $545,000 | 2,494 |
| Net interest income | $3,196,000 | 3,117 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,029,000 | 2,052 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $127,000 | 3,545 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $902,000 | 1,558 |
| Total noninterest expense | $3,464,000 | 2,636 |
| Salaries and employee benefits | $1,940,000 | 2,579 |
| Premises and equipment expense | $566,000 | 2,049 |
| Additional noninterest expense | $958,000 | 2,992 |
| Pre-tax net operating income | $761,000 | 3,478 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $761,000 | 3,191 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $761,000 | 3,197 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $761,000 | 3,197 |
| Net charge-offs | $71,000 | 2,488 |
| Cash dividends | $490,000 | 1,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $761,000 | 3,151 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 3,047 |
| Total interest expense | $277,000 | 2,496 |
| Net interest income | $1,609,000 | 3,103 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $574,000 | 1,866 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $66,000 | 3,449 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $508,000 | 1,404 |
| Total noninterest expense | $1,730,000 | 2,649 |
| Salaries and employee benefits | $955,000 | 2,622 |
| Premises and equipment expense | $282,000 | 2,107 |
| Additional noninterest expense | $493,000 | 2,915 |
| Pre-tax net operating income | $453,000 | 3,076 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $453,000 | 2,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $453,000 | 2,770 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $453,000 | 2,770 |
| Net charge-offs | $-33,000 | 6,195 |
| Cash dividends | $270,000 | 1,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $453,000 | 2,724 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,769,000 | 3,007 |
| Total interest expense | $1,306,000 | 2,416 |
| Net interest income | $6,463,000 | 3,082 |
| Provision for loan and lease losses | $60,000 | 4,088 |
| Total noninterest income | $1,554,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $210,000 | 4,020 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,344,000 | 1,988 |
| Total noninterest expense | $6,881,000 | 2,673 |
| Salaries and employee benefits | $3,694,000 | 2,676 |
| Premises and equipment expense | $1,144,000 | 1,996 |
| Additional noninterest expense | $2,043,000 | 2,923 |
| Pre-tax net operating income | $1,076,000 | 3,966 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,076,000 | 3,759 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,076,000 | 3,763 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,076,000 | 3,763 |
| Net charge-offs | $21,000 | 4,826 |
| Cash dividends | $393,000 | 3,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,076,000 | 3,710 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,799,000 | 3,044 |
| Total interest expense | $1,007,000 | 2,430 |
| Net interest income | $4,792,000 | 3,128 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $1,252,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $152,000 | 4,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,100,000 | 1,919 |
| Total noninterest expense | $5,154,000 | 2,675 |
| Salaries and employee benefits | $2,767,000 | 2,675 |
| Premises and equipment expense | $862,000 | 2,003 |
| Additional noninterest expense | $1,525,000 | 2,949 |
| Pre-tax net operating income | $830,000 | 4,004 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $830,000 | 3,754 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $830,000 | 3,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $830,000 | 3,758 |
| Net charge-offs | $-59,000 | 6,494 |
| Cash dividends | $125,000 | 3,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $830,000 | 3,681 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 3,076 |
| Total interest expense | $686,000 | 2,436 |
| Net interest income | $3,134,000 | 3,177 |
| Provision for loan and lease losses | $60,000 | 3,384 |
| Total noninterest income | $894,000 | 2,381 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $99,000 | 4,133 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $795,000 | 1,865 |
| Total noninterest expense | $3,432,000 | 2,683 |
| Salaries and employee benefits | $1,839,000 | 2,705 |
| Premises and equipment expense | $569,000 | 2,028 |
| Additional noninterest expense | $1,024,000 | 2,916 |
| Pre-tax net operating income | $536,000 | 4,033 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $536,000 | 3,804 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $536,000 | 3,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $536,000 | 3,807 |
| Net charge-offs | $55,000 | 3,270 |
| Cash dividends | $125,000 | 2,858 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $536,000 | 3,712 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 3,076 |
| Total interest expense | $349,000 | 2,458 |
| Net interest income | $1,583,000 | 3,164 |
| Provision for loan and lease losses | $30,000 | 3,174 |
| Total noninterest income | $477,000 | 2,302 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $436,000 | 1,737 |
| Total noninterest expense | $1,701,000 | 2,729 |
| Salaries and employee benefits | $904,000 | 2,759 |
| Premises and equipment expense | $281,000 | 2,082 |
| Additional noninterest expense | $516,000 | 2,908 |
| Pre-tax net operating income | $329,000 | 3,642 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $329,000 | 3,393 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $329,000 | 3,393 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $329,000 | 3,395 |
| Net charge-offs | $56,000 | 2,345 |
| Cash dividends | $125,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $329,000 | 3,296 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,564,000 | 2,936 |
| Total interest expense | $1,785,000 | 2,363 |
| Net interest income | $6,779,000 | 3,063 |
| Provision for loan and lease losses | $740,000 | 2,191 |
| Total noninterest income | $2,031,000 | 2,158 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $197,000 | 4,290 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,834,000 | 1,617 |
| Total noninterest expense | $7,199,000 | 2,600 |
| Salaries and employee benefits | $3,526,000 | 2,765 |
| Premises and equipment expense | $1,186,000 | 1,960 |
| Additional noninterest expense | $2,487,000 | 2,576 |
| Pre-tax net operating income | $871,000 | 4,217 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $871,000 | 4,148 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $871,000 | 4,148 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $871,000 | 4,150 |
| Net charge-offs | $1,786,000 | 1,262 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $871,000 | 3,973 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,543,000 | 2,953 |
| Total interest expense | $1,395,000 | 2,358 |
| Net interest income | $5,148,000 | 3,078 |
| Provision for loan and lease losses | $710,000 | 1,839 |
| Total noninterest income | $1,625,000 | 2,070 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $146,000 | 4,366 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,479,000 | 1,544 |
| Total noninterest expense | $5,478,000 | 2,581 |
| Salaries and employee benefits | $2,650,000 | 2,777 |
| Premises and equipment expense | $875,000 | 2,015 |
| Additional noninterest expense | $1,953,000 | 2,467 |
| Pre-tax net operating income | $585,000 | 4,494 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $585,000 | 4,422 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $585,000 | 4,421 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $585,000 | 4,420 |
| Net charge-offs | $1,708,000 | 1,020 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $585,000 | 4,237 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 2,963 |
| Total interest expense | $958,000 | 2,374 |
| Net interest income | $3,440,000 | 3,087 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $1,106,000 | 2,018 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $95,000 | 4,405 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,011,000 | 1,509 |
| Total noninterest expense | $3,710,000 | 2,541 |
| Salaries and employee benefits | $1,776,000 | 2,767 |
| Premises and equipment expense | $578,000 | 2,027 |
| Additional noninterest expense | $1,356,000 | 2,397 |
| Pre-tax net operating income | $236,000 | 5,125 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $236,000 | 5,129 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $236,000 | 5,129 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $236,000 | 5,129 |
| Net charge-offs | $1,471,000 | 866 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $236,000 | 4,936 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 2,945 |
| Total interest expense | $495,000 | 2,399 |
| Net interest income | $1,748,000 | 3,062 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $562,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $49,000 | 4,333 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $513,000 | 1,480 |
| Total noninterest expense | $1,702,000 | 2,738 |
| Salaries and employee benefits | $892,000 | 2,758 |
| Premises and equipment expense | $296,000 | 2,001 |
| Additional noninterest expense | $514,000 | 3,028 |
| Pre-tax net operating income | $233,000 | 4,284 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $233,000 | 4,116 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $233,000 | 4,120 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $233,000 | 4,120 |
| Net charge-offs | $213,000 | 1,786 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $233,000 | 3,966 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,744,000 | 2,591 |
| Total interest expense | $2,619,000 | 2,199 |
| Net interest income | $8,125,000 | 2,692 |
| Provision for loan and lease losses | $3,800,000 | 989 |
| Total noninterest income | $1,862,000 | 2,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 5,893 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,787,000 | 1,471 |
| Total noninterest expense | $7,511,000 | 2,514 |
| Salaries and employee benefits | $3,728,000 | 2,572 |
| Premises and equipment expense | $1,369,000 | 1,815 |
| Additional noninterest expense | $2,414,000 | 2,657 |
| Pre-tax net operating income | $-1,324,000 | 6,668 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-1,324,000 | 6,727 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,324,000 | 6,727 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,324,000 | 6,727 |
| Net charge-offs | $1,400,000 | 1,979 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,324,000 | 6,692 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $8,222,000 | 2,568 |
| Total interest expense | $2,056,000 | 2,194 |
| Net interest income | $6,166,000 | 2,671 |
| Provision for loan and lease losses | $2,525,000 | 1,056 |
| Total noninterest income | $1,456,000 | 2,048 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 5,545 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,381,000 | 1,424 |
| Total noninterest expense | $5,653,000 | 2,500 |
| Salaries and employee benefits | $2,827,000 | 2,542 |
| Premises and equipment expense | $1,003,000 | 1,873 |
| Additional noninterest expense | $1,823,000 | 2,653 |
| Pre-tax net operating income | $-556,000 | 6,642 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-556,000 | 6,712 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-556,000 | 6,713 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-556,000 | 6,713 |
| Net charge-offs | $927,000 | 1,976 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-556,000 | 6,670 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 2,521 |
| Total interest expense | $1,430,000 | 2,196 |
| Net interest income | $4,207,000 | 2,623 |
| Provision for loan and lease losses | $2,150,000 | 872 |
| Total noninterest income | $1,018,000 | 1,968 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 4,908 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $943,000 | 1,399 |
| Total noninterest expense | $3,795,000 | 2,501 |
| Salaries and employee benefits | $1,919,000 | 2,509 |
| Premises and equipment expense | $645,000 | 1,958 |
| Additional noninterest expense | $1,231,000 | 2,685 |
| Pre-tax net operating income | $-720,000 | 6,889 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-720,000 | 6,939 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-720,000 | 6,938 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-720,000 | 6,939 |
| Net charge-offs | $701,000 | 1,798 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-720,000 | 6,926 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,996,000 | 2,378 |
| Total interest expense | $736,000 | 2,210 |
| Net interest income | $2,260,000 | 2,428 |
| Provision for loan and lease losses | $375,000 | 1,701 |
| Total noninterest income | $527,000 | 1,913 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $527,000 | 1,301 |
| Total noninterest expense | $1,784,000 | 2,665 |
| Salaries and employee benefits | $962,000 | 2,517 |
| Premises and equipment expense | $330,000 | 1,951 |
| Additional noninterest expense | $492,000 | 3,232 |
| Pre-tax net operating income | $628,000 | 2,143 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $628,000 | 1,840 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $628,000 | 1,839 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $628,000 | 1,840 |
| Net charge-offs | $136,000 | 2,450 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $628,000 | 1,789 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,893,000 | 2,327 |
| Total interest expense | $3,632,000 | 2,177 |
| Net interest income | $9,261,000 | 2,357 |
| Provision for loan and lease losses | $6,035,000 | 988 |
| Total noninterest income | $1,579,000 | 2,441 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,579,000 | 1,639 |
| Total noninterest expense | $7,820,000 | 2,467 |
| Salaries and employee benefits | $4,250,000 | 2,267 |
| Premises and equipment expense | $1,422,000 | 1,804 |
| Additional noninterest expense | $2,148,000 | 3,058 |
| Pre-tax net operating income | $-3,015,000 | 6,921 |
| Securities gains (losses) | $84,000 | 2,306 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-2,931,000 | 6,985 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,931,000 | 6,986 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,931,000 | 6,986 |
| Net charge-offs | $4,596,000 | 1,092 |
| Cash dividends | $563,000 | 2,210 |
| Sale, conversion, retirement of capital stock, net | $4,058,000 | 168 |
| Net operating income | $-3,015,000 | 6,975 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,862,000 | 2,340 |
| Total interest expense | $2,772,000 | 2,239 |
| Net interest income | $7,090,000 | 2,348 |
| Provision for loan and lease losses | $5,260,000 | 838 |
| Total noninterest income | $1,196,000 | 2,429 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,196,000 | 1,601 |
| Total noninterest expense | $5,775,000 | 2,505 |
| Salaries and employee benefits | $3,197,000 | 2,267 |
| Premises and equipment expense | $1,065,000 | 1,825 |
| Additional noninterest expense | $1,513,000 | 3,195 |
| Pre-tax net operating income | $-2,749,000 | 7,171 |
| Securities gains (losses) | $84,000 | 2,067 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,665,000 | 7,230 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,665,000 | 7,230 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,665,000 | 7,230 |
| Net charge-offs | $3,576,000 | 987 |
| Cash dividends | $563,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 287 |
| Net operating income | $-2,749,000 | 7,218 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,654,000 | 2,348 |
| Total interest expense | $1,859,000 | 2,309 |
| Net interest income | $4,795,000 | 2,334 |
| Provision for loan and lease losses | $635,000 | 2,495 |
| Total noninterest income | $844,000 | 2,289 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $844,000 | 1,463 |
| Total noninterest expense | $3,817,000 | 2,539 |
| Salaries and employee benefits | $2,136,000 | 2,274 |
| Premises and equipment expense | $701,000 | 1,864 |
| Additional noninterest expense | $980,000 | 3,251 |
| Pre-tax net operating income | $1,187,000 | 2,073 |
| Securities gains (losses) | $16,000 | 2,445 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,203,000 | 1,801 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,203,000 | 1,800 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,203,000 | 1,801 |
| Net charge-offs | $237,000 | 3,347 |
| Cash dividends | $563,000 | 1,216 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 200 |
| Net operating income | $1,187,000 | 1,744 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,283,000 | 2,427 |
| Total interest expense | $924,000 | 2,441 |
| Net interest income | $2,359,000 | 2,390 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $476,000 | 2,108 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $476,000 | 1,344 |
| Total noninterest expense | $1,964,000 | 2,483 |
| Salaries and employee benefits | $1,135,000 | 2,172 |
| Premises and equipment expense | $348,000 | 1,935 |
| Additional noninterest expense | $481,000 | 3,289 |
| Pre-tax net operating income | $571,000 | 2,177 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $571,000 | 1,905 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $571,000 | 1,903 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $571,000 | 1,905 |
| Net charge-offs | $186,000 | 2,509 |
| Cash dividends | $563,000 | 595 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 121 |
| Net operating income | $571,000 | 1,837 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,259,000 | 2,513 |
| Total interest expense | $4,755,000 | 2,373 |
| Net interest income | $8,504,000 | 2,554 |
| Provision for loan and lease losses | $2,261,000 | 2,317 |
| Total noninterest income | $1,844,000 | 2,240 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,844,000 | 1,449 |
| Total noninterest expense | $7,543,000 | 2,610 |
| Salaries and employee benefits | $4,432,000 | 2,220 |
| Premises and equipment expense | $1,413,000 | 1,899 |
| Additional noninterest expense | $1,698,000 | 3,747 |
| Pre-tax net operating income | $544,000 | 3,891 |
| Securities gains (losses) | $210,000 | 1,518 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $754,000 | 3,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $754,000 | 3,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $754,000 | 3,230 |
| Net charge-offs | $1,717,000 | 2,221 |
| Cash dividends | $1,773,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $3,300,000 | 248 |
| Net operating income | $544,000 | 3,668 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,898,000 | 2,551 |
| Total interest expense | $3,718,000 | 2,372 |
| Net interest income | $6,180,000 | 2,656 |
| Provision for loan and lease losses | $635,000 | 3,440 |
| Total noninterest income | $1,483,000 | 2,188 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,483,000 | 1,410 |
| Total noninterest expense | $5,634,000 | 2,628 |
| Salaries and employee benefits | $3,319,000 | 2,239 |
| Premises and equipment expense | $1,072,000 | 1,901 |
| Additional noninterest expense | $1,243,000 | 3,788 |
| Pre-tax net operating income | $1,394,000 | 2,179 |
| Securities gains (losses) | $141,000 | 1,551 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,535,000 | 1,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,535,000 | 1,739 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,535,000 | 1,739 |
| Net charge-offs | $288,000 | 3,766 |
| Cash dividends | $1,196,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 320 |
| Net operating income | $1,394,000 | 1,863 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,512,000 | 2,620 |
| Total interest expense | $2,551,000 | 2,401 |
| Net interest income | $3,961,000 | 2,747 |
| Provision for loan and lease losses | $425,000 | 3,178 |
| Total noninterest income | $1,032,000 | 2,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,032,000 | 1,401 |
| Total noninterest expense | $3,725,000 | 2,677 |
| Salaries and employee benefits | $2,180,000 | 2,319 |
| Premises and equipment expense | $711,000 | 1,938 |
| Additional noninterest expense | $834,000 | 3,759 |
| Pre-tax net operating income | $843,000 | 2,418 |
| Securities gains (losses) | $115,000 | 1,386 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $958,000 | 1,911 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $958,000 | 1,908 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $958,000 | 1,910 |
| Net charge-offs | $196,000 | 3,439 |
| Cash dividends | $708,000 | 1,248 |
| Sale, conversion, retirement of capital stock, net | $600,000 | 328 |
| Net operating income | $843,000 | 2,088 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 2,675 |
| Total interest expense | $1,317,000 | 2,410 |
| Net interest income | $1,903,000 | 2,825 |
| Provision for loan and lease losses | $245,000 | 2,586 |
| Total noninterest income | $578,000 | 1,921 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $578,000 | 1,267 |
| Total noninterest expense | $1,798,000 | 2,679 |
| Salaries and employee benefits | $1,098,000 | 2,330 |
| Premises and equipment expense | $354,000 | 1,982 |
| Additional noninterest expense | $346,000 | 3,993 |
| Pre-tax net operating income | $438,000 | 2,625 |
| Securities gains (losses) | $32,000 | 1,498 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $470,000 | 2,251 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $470,000 | 2,251 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $470,000 | 2,253 |
| Net charge-offs | $36,000 | 3,846 |
| Cash dividends | $238,000 | 1,577 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 271 |
| Net operating income | $438,000 | 2,248 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,046,000 | 3,030 |
| Total interest expense | $5,384,000 | 2,784 |
| Net interest income | $6,662,000 | 3,195 |
| Provision for loan and lease losses | $805,000 | 3,035 |
| Total noninterest income | $2,368,000 | 1,891 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,368,000 | 1,154 |
| Total noninterest expense | $6,798,000 | 2,756 |
| Salaries and employee benefits | $4,133,000 | 2,441 |
| Premises and equipment expense | $1,264,000 | 2,139 |
| Additional noninterest expense | $1,401,000 | 3,807 |
| Pre-tax net operating income | $1,427,000 | 3,109 |
| Securities gains (losses) | $415,000 | 442 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,842,000 | 2,154 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,842,000 | 2,156 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $373,000 | 3,222 |
| Cash dividends | $2,075,000 | 1,298 |
| Sale, conversion, retirement of capital stock, net | $3,780,000 | 247 |
| Net operating income | $1,427,000 | 2,753 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,863,000 | 3,147 |
| Total interest expense | $4,027,000 | 2,891 |
| Net interest income | $4,836,000 | 3,310 |
| Provision for loan and lease losses | $555,000 | 2,576 |
| Total noninterest income | $1,950,000 | 1,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,950,000 | 1,129 |
| Total noninterest expense | $4,965,000 | 2,792 |
| Salaries and employee benefits | $3,061,000 | 2,497 |
| Premises and equipment expense | $899,000 | 2,259 |
| Additional noninterest expense | $1,005,000 | 3,854 |
| Pre-tax net operating income | $1,266,000 | 3,207 |
| Securities gains (losses) | $338,000 | 430 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,604,000 | 2,197 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,604,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,970 |
| Cash dividends | $1,611,000 | 1,232 |
| Sale, conversion, retirement of capital stock, net | $2,100,000 | 220 |
| Net operating income | $1,266,000 | 2,784 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,821,000 | 3,221 |
| Total interest expense | $2,723,000 | 2,956 |
| Net interest income | $3,098,000 | 3,400 |
| Provision for loan and lease losses | $435,000 | 2,058 |
| Total noninterest income | $1,411,000 | 1,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,411,000 | 1,101 |
| Total noninterest expense | $3,219,000 | 2,870 |
| Salaries and employee benefits | $1,984,000 | 2,590 |
| Premises and equipment expense | $586,000 | 2,308 |
| Additional noninterest expense | $649,000 | 3,930 |
| Pre-tax net operating income | $855,000 | 3,291 |
| Securities gains (losses) | $285,000 | 469 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,140,000 | 2,307 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,140,000 | 2,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 3,536 |
| Cash dividends | $1,077,000 | 1,322 |
| Sale, conversion, retirement of capital stock, net | $2,100,000 | 150 |
| Net operating income | $855,000 | 2,867 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,274 |
| Total interest expense | $1,441,000 | 2,994 |
| Net interest income | $1,508,000 | 3,470 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $901,000 | 1,446 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $901,000 | 921 |
| Total noninterest expense | $1,581,000 | 2,914 |
| Salaries and employee benefits | $972,000 | 2,649 |
| Premises and equipment expense | $291,000 | 2,329 |
| Additional noninterest expense | $318,000 | 3,944 |
| Pre-tax net operating income | $548,000 | 2,889 |
| Securities gains (losses) | $58,000 | 1,005 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $606,000 | 2,294 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $606,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,711 |
| Cash dividends | $470,000 | 1,432 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $548,000 | 2,421 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,182,000 | 3,478 |
| Total interest expense | $5,640,000 | 3,161 |
| Net interest income | $5,542,000 | 3,717 |
| Provision for loan and lease losses | $180,000 | 4,023 |
| Total noninterest income | $1,726,000 | 2,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,726,000 | 1,509 |
| Total noninterest expense | $5,604,000 | 3,146 |
| Salaries and employee benefits | $3,283,000 | 3,002 |
| Premises and equipment expense | $1,162,000 | 2,226 |
| Additional noninterest expense | $1,159,000 | 4,174 |
| Pre-tax net operating income | $1,484,000 | 3,922 |
| Securities gains (losses) | $230,000 | 418 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $1,714,000 | 3,152 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,714,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 3,272 |
| Cash dividends | $1,744,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $1,846,000 | 370 |
| Net operating income | $1,484,000 | 3,461 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 3,519 |
| Total interest expense | $4,200,000 | 3,183 |
| Net interest income | $4,090,000 | 3,769 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $1,225,000 | 2,559 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,225,000 | 1,575 |
| Total noninterest expense | $4,145,000 | 3,155 |
| Salaries and employee benefits | $2,425,000 | 3,010 |
| Premises and equipment expense | $870,000 | 2,227 |
| Additional noninterest expense | $850,000 | 4,195 |
| Pre-tax net operating income | $1,075,000 | 4,197 |
| Securities gains (losses) | $169,000 | 398 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,244,000 | 3,384 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,244,000 | 3,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,785 |
| Cash dividends | $1,299,000 | 1,682 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 504 |
| Net operating income | $1,075,000 | 3,704 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,457,000 | 3,556 |
| Total interest expense | $2,750,000 | 3,207 |
| Net interest income | $2,707,000 | 3,816 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $788,000 | 2,622 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $788,000 | 1,626 |
| Total noninterest expense | $2,748,000 | 3,196 |
| Salaries and employee benefits | $1,600,000 | 3,070 |
| Premises and equipment expense | $577,000 | 2,238 |
| Additional noninterest expense | $571,000 | 4,160 |
| Pre-tax net operating income | $682,000 | 4,373 |
| Securities gains (losses) | $117,000 | 386 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $799,000 | 3,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $799,000 | 3,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,770 |
| Cash dividends | $899,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 446 |
| Net operating income | $682,000 | 3,872 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,734,000 | 3,543 |
| Total interest expense | $1,366,000 | 3,212 |
| Net interest income | $1,368,000 | 3,787 |
| Provision for loan and lease losses | $35,000 | 3,592 |
| Total noninterest income | $377,000 | 2,670 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $377,000 | 1,661 |
| Total noninterest expense | $1,369,000 | 3,211 |
| Salaries and employee benefits | $798,000 | 3,088 |
| Premises and equipment expense | $282,000 | 2,318 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $341,000 | 4,372 |
| Securities gains (losses) | $57,000 | 391 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $398,000 | 3,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $398,000 | 3,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 2,916 |
| Cash dividends | $501,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $200,000 | 244 |
| Net operating income | $341,000 | 3,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,352,000 | 3,485 |
| Total interest expense | $4,964,000 | 3,039 |
| Net interest income | $5,388,000 | 3,798 |
| Provision for loan and lease losses | $245,000 | 3,135 |
| Total noninterest income | $1,663,000 | 2,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,663,000 | 1,542 |
| Total noninterest expense | $5,062,000 | 3,323 |
| Salaries and employee benefits | $2,956,000 | 3,172 |
| Premises and equipment expense | $1,022,000 | 2,428 |
| Additional noninterest expense | $1,084,000 | 4,260 |
| Pre-tax net operating income | $1,744,000 | 3,961 |
| Securities gains (losses) | $186,000 | 403 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,930,000 | 3,179 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,930,000 | 3,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 1,221 |
| Cash dividends | $1,812,000 | 1,676 |
| Sale, conversion, retirement of capital stock, net | $1,275,000 | 462 |
| Net operating income | $1,744,000 | 3,411 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,630,000 | 3,506 |
| Total interest expense | $3,612,000 | 3,034 |
| Net interest income | $4,018,000 | 3,834 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $1,232,000 | 2,556 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,232,000 | 1,558 |
| Total noninterest expense | $3,763,000 | 3,337 |
| Salaries and employee benefits | $2,211,000 | 3,177 |
| Premises and equipment expense | $759,000 | 2,443 |
| Additional noninterest expense | $793,000 | 4,297 |
| Pre-tax net operating income | $1,312,000 | 4,080 |
| Securities gains (losses) | $118,000 | 414 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,430,000 | 3,309 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,430,000 | 3,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,563 |
| Cash dividends | $1,296,000 | 1,635 |
| Sale, conversion, retirement of capital stock, net | $875,000 | 387 |
| Net operating income | $1,312,000 | 3,500 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 3,530 |
| Total interest expense | $2,315,000 | 3,023 |
| Net interest income | $2,608,000 | 3,928 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $837,000 | 2,516 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $837,000 | 1,544 |
| Total noninterest expense | $2,499,000 | 3,345 |
| Salaries and employee benefits | $1,472,000 | 3,173 |
| Premises and equipment expense | $492,000 | 2,504 |
| Additional noninterest expense | $535,000 | 4,262 |
| Pre-tax net operating income | $816,000 | 4,286 |
| Securities gains (losses) | $98,000 | 358 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $914,000 | 3,417 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $914,000 | 3,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,832 |
| Cash dividends | $840,000 | 1,657 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 294 |
| Net operating income | $816,000 | 3,694 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,406,000 | 3,536 |
| Total interest expense | $1,128,000 | 2,954 |
| Net interest income | $1,278,000 | 3,986 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $438,000 | 2,405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $438,000 | 1,477 |
| Total noninterest expense | $1,259,000 | 3,346 |
| Salaries and employee benefits | $758,000 | 3,115 |
| Premises and equipment expense | $241,000 | 2,538 |
| Additional noninterest expense | $260,000 | 4,346 |
| Pre-tax net operating income | $397,000 | 4,295 |
| Securities gains (losses) | $60,000 | 319 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $457,000 | 3,380 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $457,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 2,099 |
| Cash dividends | $383,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 184 |
| Net operating income | $397,000 | 3,716 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,168,000 | 3,700 |
| Total interest expense | $3,371,000 | 3,036 |
| Net interest income | $4,797,000 | 4,073 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $1,543,000 | 2,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,543,000 | 1,627 |
| Total noninterest expense | $4,829,000 | 3,327 |
| Salaries and employee benefits | $2,837,000 | 3,127 |
| Premises and equipment expense | $956,000 | 2,466 |
| Additional noninterest expense | $1,036,000 | 4,300 |
| Pre-tax net operating income | $1,311,000 | 4,705 |
| Securities gains (losses) | $184,000 | 524 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,495,000 | 3,795 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,495,000 | 3,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 2,933 |
| Cash dividends | $1,101,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $400,000 | 565 |
| Net operating income | $1,311,000 | 4,100 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,869,000 | 3,781 |
| Total interest expense | $2,319,000 | 3,110 |
| Net interest income | $3,550,000 | 4,112 |
| Provision for loan and lease losses | $120,000 | 3,874 |
| Total noninterest income | $1,124,000 | 2,696 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,124,000 | 1,669 |
| Total noninterest expense | $3,584,000 | 3,333 |
| Salaries and employee benefits | $2,121,000 | 3,106 |
| Premises and equipment expense | $706,000 | 2,492 |
| Additional noninterest expense | $757,000 | 4,365 |
| Pre-tax net operating income | $970,000 | 4,845 |
| Securities gains (losses) | $142,000 | 554 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,112,000 | 3,880 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,112,000 | 3,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 2,917 |
| Cash dividends | $720,000 | 2,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $970,000 | 4,197 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,829 |
| Total interest expense | $1,432,000 | 3,165 |
| Net interest income | $2,303,000 | 4,178 |
| Provision for loan and lease losses | $75,000 | 3,815 |
| Total noninterest income | $758,000 | 2,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $758,000 | 1,642 |
| Total noninterest expense | $2,351,000 | 3,360 |
| Salaries and employee benefits | $1,397,000 | 3,121 |
| Premises and equipment expense | $465,000 | 2,491 |
| Additional noninterest expense | $489,000 | 4,456 |
| Pre-tax net operating income | $635,000 | 4,870 |
| Securities gains (losses) | $96,000 | 581 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $731,000 | 3,861 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $731,000 | 3,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,257 |
| Cash dividends | $321,000 | 2,833 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $635,000 | 4,216 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 3,959 |
| Total interest expense | $666,000 | 3,245 |
| Net interest income | $1,112,000 | 4,288 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $379,000 | 2,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $379,000 | 1,610 |
| Total noninterest expense | $1,175,000 | 3,369 |
| Salaries and employee benefits | $690,000 | 3,161 |
| Premises and equipment expense | $231,000 | 2,529 |
| Additional noninterest expense | $254,000 | 4,317 |
| Pre-tax net operating income | $286,000 | 5,115 |
| Securities gains (losses) | $46,000 | 565 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $332,000 | 4,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $332,000 | 4,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 1,655 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $286,000 | 4,463 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 4,121 |
| Total interest expense | $2,232,000 | 3,332 |
| Net interest income | $4,046,000 | 4,447 |
| Provision for loan and lease losses | $930,000 | 1,116 |
| Total noninterest income | $1,331,000 | 2,914 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,331,000 | 1,777 |
| Total noninterest expense | $4,411,000 | 3,474 |
| Salaries and employee benefits | $2,395,000 | 3,459 |
| Premises and equipment expense | $998,000 | 2,293 |
| Additional noninterest expense | $1,018,000 | 4,276 |
| Pre-tax net operating income | $36,000 | 8,294 |
| Securities gains (losses) | $257,000 | 709 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $293,000 | 7,261 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $293,000 | 7,260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $581,000 | 1,188 |
| Cash dividends | $332,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $36,000 | 8,295 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,612,000 | 4,168 |
| Total interest expense | $1,617,000 | 3,385 |
| Net interest income | $2,995,000 | 4,483 |
| Provision for loan and lease losses | $690,000 | 1,102 |
| Total noninterest income | $988,000 | 2,955 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $988,000 | 1,781 |
| Total noninterest expense | $3,288,000 | 3,467 |
| Salaries and employee benefits | $1,793,000 | 3,440 |
| Premises and equipment expense | $716,000 | 2,378 |
| Additional noninterest expense | $779,000 | 4,162 |
| Pre-tax net operating income | $5,000 | 8,445 |
| Securities gains (losses) | $194,000 | 777 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $199,000 | 7,489 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $199,000 | 7,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $583,000 | 841 |
| Cash dividends | $332,000 | 3,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $5,000 | 8,443 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 4,251 |
| Total interest expense | $1,048,000 | 3,465 |
| Net interest income | $1,960,000 | 4,538 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $692,000 | 2,856 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $692,000 | 1,732 |
| Total noninterest expense | $2,237,000 | 3,428 |
| Salaries and employee benefits | $1,233,000 | 3,360 |
| Premises and equipment expense | $465,000 | 2,427 |
| Additional noninterest expense | $539,000 | 4,081 |
| Pre-tax net operating income | $340,000 | 6,243 |
| Securities gains (losses) | $129,000 | 878 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $469,000 | 4,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $469,000 | 4,900 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $237,000 | 3,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $340,000 | 5,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,482,000 | 4,306 |
| Total interest expense | $506,000 | 3,608 |
| Net interest income | $976,000 | 4,557 |
| Provision for loan and lease losses | $25,000 | 4,502 |
| Total noninterest income | $285,000 | 3,223 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $285,000 | 1,946 |
| Total noninterest expense | $1,073,000 | 3,560 |
| Salaries and employee benefits | $604,000 | 3,436 |
| Premises and equipment expense | $224,000 | 2,534 |
| Additional noninterest expense | $245,000 | 4,392 |
| Pre-tax net operating income | $163,000 | 6,273 |
| Securities gains (losses) | $66,000 | 1,037 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $229,000 | 4,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $229,000 | 4,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $145,000 | 2,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $163,000 | 5,689 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,739,000 | 4,426 |
| Total interest expense | $2,163,000 | 3,772 |
| Net interest income | $3,576,000 | 4,724 |
| Provision for loan and lease losses | $125,000 | 4,861 |
| Total noninterest income | $1,242,000 | 3,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,242,000 | 2,071 |
| Total noninterest expense | $3,640,000 | 3,976 |
| Salaries and employee benefits | $2,162,000 | 3,675 |
| Premises and equipment expense | $676,000 | 3,174 |
| Additional noninterest expense | $802,000 | 5,035 |
| Pre-tax net operating income | $1,053,000 | 5,036 |
| Securities gains (losses) | $374,000 | 913 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,427,000 | 3,678 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,427,000 | 3,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,344 |
| Cash dividends | $549,000 | 3,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,053,000 | 4,326 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,273,000 | 4,503 |
| Total interest expense | $1,645,000 | 3,856 |
| Net interest income | $2,628,000 | 4,792 |
| Provision for loan and lease losses | $100,000 | 4,641 |
| Total noninterest income | $910,000 | 3,341 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $910,000 | 2,185 |
| Total noninterest expense | $2,672,000 | 4,028 |
| Salaries and employee benefits | $1,592,000 | 3,725 |
| Premises and equipment expense | $498,000 | 3,230 |
| Additional noninterest expense | $582,000 | 5,122 |
| Pre-tax net operating income | $766,000 | 5,264 |
| Securities gains (losses) | $292,000 | 976 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,058,000 | 3,850 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,058,000 | 3,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $361,000 | 3,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $766,000 | 4,535 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,840,000 | 4,555 |
| Total interest expense | $1,108,000 | 3,927 |
| Net interest income | $1,732,000 | 4,833 |
| Provision for loan and lease losses | $100,000 | 3,841 |
| Total noninterest income | $541,000 | 3,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $541,000 | 2,332 |
| Total noninterest expense | $1,720,000 | 4,154 |
| Salaries and employee benefits | $1,020,000 | 3,847 |
| Premises and equipment expense | $312,000 | 3,378 |
| Additional noninterest expense | $388,000 | 5,118 |
| Pre-tax net operating income | $453,000 | 5,563 |
| Securities gains (losses) | $131,000 | 1,321 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $584,000 | 4,373 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $584,000 | 4,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 3,270 |
| Cash dividends | $249,000 | 3,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $453,000 | 4,867 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,409,000 | 4,603 |
| Total interest expense | $548,000 | 4,062 |
| Net interest income | $861,000 | 4,839 |
| Provision for loan and lease losses | $65,000 | 3,141 |
| Total noninterest income | $237,000 | 3,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $237,000 | 2,436 |
| Total noninterest expense | $822,000 | 4,283 |
| Salaries and employee benefits | $494,000 | 3,937 |
| Premises and equipment expense | $139,000 | 3,718 |
| Additional noninterest expense | $189,000 | 5,173 |
| Pre-tax net operating income | $211,000 | 5,718 |
| Securities gains (losses) | $65,000 | 1,236 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $276,000 | 4,455 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $276,000 | 4,455 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 2,377 |
| Cash dividends | $131,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $211,000 | 5,000 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,434,000 | 4,887 |
| Total interest expense | $2,322,000 | 4,333 |
| Net interest income | $3,112,000 | 5,174 |
| Provision for loan and lease losses | $295,000 | 3,501 |
| Total noninterest income | $875,000 | 3,772 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $875,000 | 2,365 |
| Total noninterest expense | $2,641,000 | 4,889 |
| Salaries and employee benefits | $1,617,000 | 4,425 |
| Premises and equipment expense | $493,000 | 3,970 |
| Additional noninterest expense | $531,000 | 6,335 |
| Pre-tax net operating income | $1,051,000 | 5,074 |
| Securities gains (losses) | $123,000 | 1,564 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,174,000 | 4,141 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,174,000 | 4,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,227 |
| Cash dividends | $310,000 | 4,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,051,000 | 4,345 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,269,000 | 5,442 |
| Total interest expense | $3,168,000 | 4,533 |
| Net interest income | $2,101,000 | 6,278 |
| Provision for loan and lease losses | $253,000 | 3,574 |
| Total noninterest income | $559,000 | 4,767 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $559,000 | 2,947 |
| Total noninterest expense | $1,957,000 | 5,814 |
| Salaries and employee benefits | $1,188,000 | 5,365 |
| Premises and equipment expense | $362,000 | 4,920 |
| Additional noninterest expense | $407,000 | 7,089 |
| Pre-tax net operating income | $450,000 | 6,751 |
| Securities gains (losses) | $80,000 | 1,936 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $530,000 | 5,927 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $530,000 | 5,928 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 4,205 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $1,950,000 | 322 |
| Net operating income | $450,000 | 6,191 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,442,000 | 7,970 |
| Total interest expense | $1,465,000 | 7,235 |
| Net interest income | $977,000 | 8,533 |
| Provision for loan and lease losses | $491,000 | 1,905 |
| Total noninterest income | $289,000 | 6,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $289,000 | 4,007 |
| Total noninterest expense | $1,470,000 | 6,816 |
| Salaries and employee benefits | $899,000 | 6,320 |
| Premises and equipment expense | $327,000 | 5,170 |
| Additional noninterest expense | $244,000 | 8,389 |
| Pre-tax net operating income | $-695,000 | 9,632 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-678,000 | 9,651 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-678,000 | 9,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-695,000 | 9,652 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,000 | 10,211 |
| Total interest expense | $4,000 | 10,185 |
| Net interest income | $21,000 | 10,205 |
| Provision for loan and lease losses | $33,000 | 7,151 |
| Total noninterest income | $10,000 | 10,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $514,000 | 9,596 |
| Salaries and employee benefits | $112,000 | 10,121 |
| Premises and equipment expense | $24,000 | 10,043 |
| Additional noninterest expense | $378,000 | 7,458 |
| Pre-tax net operating income | $-516,000 | 9,860 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-516,000 | 9,908 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-516,000 | 9,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $6,000,000 | 194 |
| Net operating income | $-516,000 | 9,888 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.