Home > Beneficial Savings Bank, F.S.B. > Assets and Liabilities
Beneficial Savings Bank, F.S.B., Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 24 | 6,393 |
| Assets and Liabilities | ||
| Total Assets: | $36,249,000 | 8,259 |
| Cash and due from depository institutions | $667,000 | 6,393 |
| Interest-bearing balances | $2,000 | 6,502 |
| Securities | $1,421,000 | 10,472 |
| Federal funds sold & reverse repurchase agreements | $1,862,000 | 5,139 |
| Net loans & leases | $30,890,000 | 6,744 |
| Loan loss allowance | $358,000 | 6,967 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $597,000 | 7,465 |
| Other real estate owned | $61,000 | 6,393 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $751,000 | 7,131 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $36,249,000 | 8,259 |
| Total liabilities | $27,589,000 | 8,768 |
| Total deposits | $19,577,000 | 9,524 |
| Interest-bearing deposits | $19,075,000 | 9,180 |
| Deposits held in domestic offices | $19,577,000 | 9,523 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $6,850,000 | 1,702 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,162,000 | 3,145 |
| Total equity capital | $8,660,000 | 4,896 |
| Total bank equity capital | $8,660,000 | 4,896 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,555,000 | 2,314 |
| Surplus | $1,360,000 | 6,594 |
| Undivided profits | $5,745,000 | 4,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $991,000 | 2,466 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $210,000 | 8,111 |
| Earning assets | $34,175,000 | 8,158 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $33,207,400 | 8,396 |
| Average Assets, quarterly | $35,618,000 | 8,269 |
| Volatile liabilities | $9,520,000 | 5,165 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $912,000 | 8,907 |
| Tier 1 (core) risk-based capital | $8,660,000 | 4,737 |
| Tier 2 risk-based capital | $263,000 | 7,530 |
| Total risk weighted assets | $20,969,000 | 8,283 |
| Total unused commitments | $912,000 | 8,918 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 22 | 7,084 |
| Assets and Liabilities | ||
| Total Assets: | $30,909,000 | 9,102 |
| Cash and due from depository institutions | $599,000 | 7,084 |
| Interest-bearing balances | $2,000 | 6,536 |
| Securities | $945,000 | 11,150 |
| Federal funds sold & reverse repurchase agreements | $3,002,000 | 3,835 |
| Net loans & leases | $24,862,000 | 7,665 |
| Loan loss allowance | $458,000 | 6,264 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $618,000 | 7,513 |
| Other real estate owned | $193,000 | 7,084 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $690,000 | 7,692 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,909,000 | 9,102 |
| Total liabilities | $22,252,000 | 9,724 |
| Total deposits | $18,534,000 | 10,082 |
| Interest-bearing deposits | $18,534,000 | 9,647 |
| Deposits held in domestic offices | $18,534,000 | 10,080 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $2,198,000 | 2,597 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,520,000 | 2,552 |
| Total equity capital | $8,657,000 | 4,903 |
| Total bank equity capital | $8,657,000 | 4,903 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,555,000 | 2,454 |
| Surplus | $1,360,000 | 6,787 |
| Undivided profits | $5,742,000 | 4,010 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $780,000 | 3,225 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $209,000 | 8,310 |
| Earning assets | $28,811,000 | 9,025 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $33,433,000 | 8,680 |
| Average Assets, quarterly | $30,628,500 | 9,093 |
| Volatile liabilities | $5,476,000 | 6,807 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,412,000 | 8,233 |
| Tier 1 (core) risk-based capital | $8,657,000 | 4,799 |
| Tier 2 risk-based capital | $222,000 | 8,305 |
| Total risk weighted assets | $17,611,000 | 9,058 |
| Total unused commitments | $1,412,000 | 8,242 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $39,126,000 | 8,471 |
| Cash and due from depository institutions | $590,000 | 7,769 |
| Interest-bearing balances | $2,000 | 6,747 |
| Securities | $2,277,000 | 11,277 |
| Federal funds sold & reverse repurchase agreements | $5,322,000 | 2,720 |
| Net loans & leases | $29,104,000 | 7,114 |
| Loan loss allowance | $507,000 | 5,984 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $619,000 | 7,665 |
| Other real estate owned | $73,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,141,000 | 5,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,126,000 | 8,471 |
| Total liabilities | $30,643,000 | 9,000 |
| Total deposits | $20,916,000 | 10,143 |
| Interest-bearing deposits | $20,270,000 | 9,755 |
| Deposits held in domestic offices | $20,916,000 | 10,141 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $7,698,000 | 1,351 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,029,000 | 2,079 |
| Total equity capital | $8,483,000 | 4,976 |
| Total bank equity capital | $8,483,000 | 4,976 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,555,000 | 2,519 |
| Surplus | $1,360,000 | 6,883 |
| Undivided profits | $5,568,000 | 4,173 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $835,000 | 3,018 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $261,000 | 7,730 |
| Earning assets | $36,705,000 | 8,361 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $38,718,600 | 8,331 |
| Average Assets, quarterly | $39,085,500 | 8,425 |
| Volatile liabilities | $11,966,000 | 4,001 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,333,000 | 7,028 |
| Tier 1 (core) risk-based capital | $8,483,000 | 4,842 |
| Tier 2 risk-based capital | $257,000 | 7,954 |
| Total risk weighted assets | $20,599,000 | 8,694 |
| Total unused commitments | $2,333,000 | 7,043 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 22 | 7,672 |
| Assets and Liabilities | ||
| Total Assets: | $39,369,000 | 8,659 |
| Cash and due from depository institutions | $783,000 | 7,672 |
| Interest-bearing balances | $1,000 | 6,985 |
| Securities | $2,407,000 | 11,917 |
| Federal funds sold & reverse repurchase agreements | $3,080,000 | 2,748 |
| Net loans & leases | $31,111,000 | 6,873 |
| Loan loss allowance | $499,000 | 6,199 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $605,000 | 7,897 |
| Other real estate owned | $181,000 | 7,672 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,202,000 | 5,913 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,369,000 | 8,659 |
| Total liabilities | $31,221,000 | 9,194 |
| Total deposits | $18,157,000 | 10,926 |
| Interest-bearing deposits | $16,258,000 | 10,773 |
| Deposits held in domestic offices | $18,157,000 | 10,922 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $11,198,000 | 1,167 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,866,000 | 1,902 |
| Total equity capital | $8,148,000 | 4,841 |
| Total bank equity capital | $8,148,000 | 4,841 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,555,000 | 2,607 |
| Surplus | $1,360,000 | 6,996 |
| Undivided profits | $5,233,000 | 4,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $554,000 | 4,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $315,000 | 6,327 |
| Earning assets | $36,599,000 | 8,550 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $39,288,800 | 8,550 |
| Average Assets, quarterly | $38,735,500 | 8,689 |
| Volatile liabilities | $14,710,000 | 3,247 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,142,000 | 6,225 |
| Tier 1 (core) risk-based capital | $8,148,000 | 4,922 |
| Tier 2 risk-based capital | $265,000 | 8,001 |
| Total risk weighted assets | $21,195,000 | 8,733 |
| Total unused commitments | $3,142,000 | 6,235 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $40,013,000 | 8,837 |
| Cash and due from depository institutions | $705,000 | 8,210 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $2,540,000 | 12,347 |
| Federal funds sold & reverse repurchase agreements | $2,475,000 | 5,052 |
| Net loans & leases | $31,327,000 | 6,794 |
| Loan loss allowance | $416,000 | 7,204 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $668,000 | 7,702 |
| Other real estate owned | $494,000 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,804,000 | 3,769 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,013,000 | 8,837 |
| Total liabilities | $32,558,000 | 9,332 |
| Total deposits | $17,836,000 | 11,514 |
| Interest-bearing deposits | $16,964,000 | 11,170 |
| Deposits held in domestic offices | $17,836,000 | 11,512 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $13,198,000 | 944 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,524,000 | 2,268 |
| Total equity capital | $7,455,000 | 5,308 |
| Total bank equity capital | $7,455,000 | 5,308 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,555,000 | 2,664 |
| Surplus | $1,360,000 | 7,030 |
| Undivided profits | $4,540,000 | 4,676 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $889,000 | 3,444 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $282,000 | 6,390 |
| Earning assets | $36,342,000 | 8,852 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $40,420,200 | 8,614 |
| Average Assets, quarterly | $39,808,000 | 8,794 |
| Volatile liabilities | $16,076,000 | 2,854 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,635,000 | 8,063 |
| Tier 1 (core) risk-based capital | $7,455,000 | 5,228 |
| Tier 2 risk-based capital | $277,000 | 7,920 |
| Total risk weighted assets | $22,157,000 | 8,705 |
| Total unused commitments | $1,635,000 | 8,086 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 23 | 7,923 |
| Assets and Liabilities | ||
| Total Assets: | $40,396,000 | 8,939 |
| Cash and due from depository institutions | $570,000 | 7,923 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $4,009,000 | 12,127 |
| Federal funds sold & reverse repurchase agreements | $1,700,000 | 7,040 |
| Net loans & leases | $30,523,000 | 6,974 |
| Loan loss allowance | $484,000 | 6,633 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $760,000 | 7,313 |
| Other real estate owned | $894,000 | 7,923 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $1,940,000 | 3,676 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $40,396,000 | 8,939 |
| Total liabilities | $33,687,000 | 9,374 |
| Total deposits | $20,179,000 | 11,518 |
| Interest-bearing deposits | $18,703,000 | 11,197 |
| Deposits held in domestic offices | $20,179,000 | 11,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $12,271,000 | 864 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,237,000 | 2,768 |
| Total equity capital | $6,709,000 | 5,576 |
| Total bank equity capital | $6,709,000 | 5,576 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,555,000 | 2,763 |
| Surplus | $1,360,000 | 6,991 |
| Undivided profits | $3,794,000 | 5,131 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $536,000 | 5,418 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $344,000 | 5,808 |
| Earning assets | $36,232,000 | 9,016 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $70,153,600 | 5,987 |
| Average Assets, quarterly | $40,756,500 | 8,837 |
| Volatile liabilities | $14,832,000 | 2,994 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $901,000 | 9,403 |
| Tier 1 (core) risk-based capital | $6,709,000 | 5,511 |
| Tier 2 risk-based capital | $282,000 | 7,910 |
| Total risk weighted assets | $22,470,000 | 8,786 |
| Total unused commitments | $901,000 | 9,429 |
| Derivatives | $0 | 651 |