Home > Beneficial National Bank USA > Income and Expense
Beneficial National Bank USA, Income and Expense
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,637,000 | 4,169 |
| Total interest expense | $355,000 | 9,217 |
| Net interest income | $7,282,000 | 2,461 |
| Provision for loan and lease losses | $2,017,000 | 692 |
| Total noninterest income | $124,000 | 8,184 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $0 | 8,399 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $124,000 | 5,927 |
| Total noninterest expense | $1,820,000 | 6,089 |
| Salaries and employee benefits | $258,000 | 9,216 |
| Premises and equipment expense | $182,000 | 7,035 |
| Additional noninterest expense | $1,380,000 | 3,094 |
| Pre-tax net operating income | $3,569,000 | 1,946 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,336,000 | 1,662 |
| Income before extraordinary items | $2,233,000 | 2,301 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,233,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,286,000 | 406 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,233,000 | 2,234 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,055,000 | 4,109 |
| Total interest expense | $4,292,000 | 3,759 |
| Net interest income | $3,763,000 | 4,385 |
| Provision for loan and lease losses | $5,818,000 | 286 |
| Total noninterest income | $7,299,000 | 710 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $0 | 8,617 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $7,299,000 | 503 |
| Total noninterest expense | $4,882,000 | 2,784 |
| Salaries and employee benefits | $668,000 | 7,342 |
| Premises and equipment expense | $253,000 | 6,005 |
| Additional noninterest expense | $3,961,000 | 1,154 |
| Pre-tax net operating income | $362,000 | 7,637 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $134,000 | 6,108 |
| Income before extraordinary items | $228,000 | 7,908 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $228,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,144,000 | 226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $228,000 | 7,913 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $14,441,000 | 2,256 |
| Total interest expense | $6,744,000 | 2,196 |
| Net interest income | $7,697,000 | 2,294 |
| Provision for loan and lease losses | $4,297,000 | 331 |
| Total noninterest income | $29,326,000 | 314 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 8,885 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $29,326,000 | 241 |
| Total noninterest expense | $7,173,000 | 1,912 |
| Salaries and employee benefits | $1,173,000 | 5,251 |
| Premises and equipment expense | $367,000 | 4,808 |
| Additional noninterest expense | $5,633,000 | 880 |
| Pre-tax net operating income | $25,553,000 | 399 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $9,376,000 | 384 |
| Income before extraordinary items | $16,177,000 | 428 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $16,177,000 | 428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,013,000 | 179 |
| Cash dividends | $145,913,000 | 66 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $16,177,000 | 420 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $538,117,000 | 114 |
| Total interest expense | $140,710,000 | 180 |
| Net interest income | $397,407,000 | 83 |
| Provision for loan and lease losses | $178,056,000 | 31 |
| Total noninterest income | $153,293,000 | 121 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $153,293,000 | 97 |
| Total noninterest expense | $131,376,000 | 184 |
| Salaries and employee benefits | $35,776,000 | 219 |
| Premises and equipment expense | $4,652,000 | 475 |
| Additional noninterest expense | $90,948,000 | 150 |
| Pre-tax net operating income | $241,268,000 | 78 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $93,216,000 | 75 |
| Income before extraordinary items | $148,052,000 | 84 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $148,052,000 | 85 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $182,323,000 | 31 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $148,052,000 | 79 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $649,930,000 | 93 |
| Total interest expense | $180,499,000 | 154 |
| Net interest income | $469,431,000 | 66 |
| Provision for loan and lease losses | $225,261,000 | 21 |
| Total noninterest income | $11,492,000 | 516 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $11,492,000 | 375 |
| Total noninterest expense | $180,662,000 | 146 |
| Salaries and employee benefits | $37,695,000 | 215 |
| Premises and equipment expense | $4,360,000 | 505 |
| Additional noninterest expense | $138,607,000 | 101 |
| Pre-tax net operating income | $75,000,000 | 182 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $28,913,000 | 176 |
| Income before extraordinary items | $46,087,000 | 196 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $46,087,000 | 196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,647,000 | 24 |
| Cash dividends | $49,000,000 | 129 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $46,087,000 | 188 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $456,494,000 | 144 |
| Total interest expense | $150,987,000 | 188 |
| Net interest income | $305,507,000 | 112 |
| Provision for loan and lease losses | $183,805,000 | 20 |
| Total noninterest income | $8,829,000 | 641 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $8,829,000 | 462 |
| Total noninterest expense | $130,357,000 | 207 |
| Salaries and employee benefits | $27,643,000 | 296 |
| Premises and equipment expense | $2,375,000 | 917 |
| Additional noninterest expense | $100,339,000 | 148 |
| Pre-tax net operating income | $174,000 | 9,937 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $647,000 | 3,377 |
| Income before extraordinary items | $-473,000 | 11,253 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-473,000 | 11,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $123,854,000 | 30 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-473,000 | 11,223 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $327,869,000 | 191 |
| Total interest expense | $101,842,000 | 260 |
| Net interest income | $226,027,000 | 138 |
| Provision for loan and lease losses | $96,267,000 | 26 |
| Total noninterest income | $3,595,000 | 1,205 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $3,595,000 | 799 |
| Total noninterest expense | $83,130,000 | 284 |
| Salaries and employee benefits | $21,035,000 | 385 |
| Premises and equipment expense | $2,540,000 | 867 |
| Additional noninterest expense | $59,555,000 | 216 |
| Pre-tax net operating income | $50,225,000 | 258 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $19,465,000 | 242 |
| Income before extraordinary items | $30,760,000 | 273 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $30,760,000 | 272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,957,000 | 50 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $30,760,000 | 267 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $165,377,000 | 294 |
| Total interest expense | $46,119,000 | 387 |
| Net interest income | $119,258,000 | 243 |
| Provision for loan and lease losses | $62,179,000 | 42 |
| Total noninterest income | $2,974,000 | 1,376 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $2,974,000 | 880 |
| Total noninterest expense | $57,080,000 | 366 |
| Salaries and employee benefits | $16,214,000 | 467 |
| Premises and equipment expense | $2,016,000 | 1,051 |
| Additional noninterest expense | $38,850,000 | 280 |
| Pre-tax net operating income | $2,973,000 | 2,397 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,104,000 | 2,043 |
| Income before extraordinary items | $1,869,000 | 2,598 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,869,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,267,000 | 97 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $195,000 | 707 |
| Net operating income | $1,869,000 | 2,620 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $111,199,000 | 365 |
| Total interest expense | $22,169,000 | 660 |
| Net interest income | $89,030,000 | 282 |
| Provision for loan and lease losses | $35,307,000 | 103 |
| Total noninterest income | $4,812,000 | 1,013 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $4,812,000 | 687 |
| Total noninterest expense | $47,706,000 | 418 |
| Salaries and employee benefits | $12,869,000 | 572 |
| Premises and equipment expense | $2,737,000 | 834 |
| Additional noninterest expense | $32,100,000 | 341 |
| Pre-tax net operating income | $10,829,000 | 667 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $4,157,000 | 626 |
| Income before extraordinary items | $6,672,000 | 783 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $6,672,000 | 812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,759,000 | 120 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,672,000 | 737 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $113,627,000 | 396 |
| Total interest expense | $24,545,000 | 768 |
| Net interest income | $89,082,000 | 280 |
| Provision for loan and lease losses | $38,661,000 | 135 |
| Total noninterest income | $1,542,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $1,542,000 | 1,487 |
| Total noninterest expense | $45,624,000 | 439 |
| Salaries and employee benefits | $13,551,000 | 543 |
| Premises and equipment expense | $2,348,000 | 975 |
| Additional noninterest expense | $29,725,000 | 352 |
| Pre-tax net operating income | $6,339,000 | 1,025 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $2,541,000 | 909 |
| Income before extraordinary items | $3,798,000 | 1,229 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,798,000 | 1,230 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,230,000 | 122 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,798,000 | 1,139 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.