Home > Beneficial National Bank > Income and Expense
Beneficial National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,920,000 | 1,200 |
| Total interest expense | $7,070,000 | 2,130 |
| Net interest income | $20,850,000 | 860 |
| Provision for loan and lease losses | $2,087,000 | 569 |
| Total noninterest income | $28,551,000 | 287 |
| Gross Fiduciary activities income | $1,000 | 1,427 |
| Service charges on deposit accounts | $5,480,000 | 263 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $23,070,000 | 245 |
| Total noninterest expense | $16,211,000 | 877 |
| Salaries and employee benefits | $6,933,000 | 953 |
| Premises and equipment expense | $2,035,000 | 979 |
| Additional noninterest expense | $7,243,000 | 740 |
| Pre-tax net operating income | $31,103,000 | 319 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $11,596,000 | 322 |
| Income before extraordinary items | $19,507,000 | 340 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $19,507,000 | 341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,129,000 | 489 |
| Cash dividends | $40,000,000 | 150 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $19,507,000 | 327 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $33,046,000 | 1,052 |
| Total interest expense | $8,792,000 | 1,789 |
| Net interest income | $24,254,000 | 769 |
| Provision for loan and lease losses | $3,340,000 | 432 |
| Total noninterest income | $25,230,000 | 328 |
| Gross Fiduciary activities income | $1,000 | 1,500 |
| Service charges on deposit accounts | $3,844,000 | 391 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $21,385,000 | 281 |
| Total noninterest expense | $16,194,000 | 946 |
| Salaries and employee benefits | $6,812,000 | 986 |
| Premises and equipment expense | $1,909,000 | 1,098 |
| Additional noninterest expense | $7,473,000 | 850 |
| Pre-tax net operating income | $29,950,000 | 342 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $11,150,000 | 339 |
| Income before extraordinary items | $18,800,000 | 356 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $18,800,000 | 356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,989,000 | 389 |
| Cash dividends | $30,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $18,800,000 | 351 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $33,877,000 | 1,046 |
| Total interest expense | $8,548,000 | 1,851 |
| Net interest income | $25,329,000 | 769 |
| Provision for loan and lease losses | $2,695,000 | 477 |
| Total noninterest income | $23,420,000 | 363 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $3,145,000 | 472 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $20,275,000 | 272 |
| Total noninterest expense | $16,402,000 | 926 |
| Salaries and employee benefits | $6,798,000 | 1,015 |
| Premises and equipment expense | $3,114,000 | 734 |
| Additional noninterest expense | $6,490,000 | 915 |
| Pre-tax net operating income | $29,652,000 | 357 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $10,935,000 | 353 |
| Income before extraordinary items | $18,717,000 | 368 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $18,717,000 | 367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,102,000 | 445 |
| Cash dividends | $10,000,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $18,717,000 | 365 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $27,575,000 | 1,144 |
| Total interest expense | $6,732,000 | 1,866 |
| Net interest income | $20,843,000 | 896 |
| Provision for loan and lease losses | $1,015,000 | 913 |
| Total noninterest income | $21,164,000 | 367 |
| Gross Fiduciary activities income | $77,000 | 1,228 |
| Service charges on deposit accounts | $2,696,000 | 519 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $18,391,000 | 283 |
| Total noninterest expense | $14,991,000 | 1,015 |
| Salaries and employee benefits | $6,158,000 | 1,099 |
| Premises and equipment expense | $2,530,000 | 867 |
| Additional noninterest expense | $6,303,000 | 980 |
| Pre-tax net operating income | $26,001,000 | 371 |
| Securities gains (losses) | $-73,000 | 11,329 |
| Applicable income taxes | $9,496,000 | 358 |
| Income before extraordinary items | $16,432,000 | 372 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $16,432,000 | 373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,065 |
| Cash dividends | $10,000,000 | 345 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $16,478,720 | 381 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $23,401,000 | 1,363 |
| Total interest expense | $7,636,000 | 1,729 |
| Net interest income | $15,765,000 | 1,155 |
| Provision for loan and lease losses | $2,824,000 | 642 |
| Total noninterest income | $19,537,000 | 387 |
| Gross Fiduciary activities income | $41,000 | 1,374 |
| Service charges on deposit accounts | $2,194,000 | 627 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $17,302,000 | 301 |
| Total noninterest expense | $14,281,000 | 1,100 |
| Salaries and employee benefits | $5,796,000 | 1,169 |
| Premises and equipment expense | $2,237,000 | 984 |
| Additional noninterest expense | $6,248,000 | 1,057 |
| Pre-tax net operating income | $18,197,000 | 438 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $6,442,000 | 451 |
| Income before extraordinary items | $11,755,000 | 480 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $11,755,000 | 490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,111,000 | 704 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $11,755,000 | 448 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $24,407,000 | 1,498 |
| Total interest expense | $10,394,000 | 1,666 |
| Net interest income | $14,013,000 | 1,321 |
| Provision for loan and lease losses | $3,335,000 | 774 |
| Total noninterest income | $19,585,000 | 393 |
| Gross Fiduciary activities income | $30,000 | 1,435 |
| Service charges on deposit accounts | $2,057,000 | 664 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $17,498,000 | 304 |
| Total noninterest expense | $13,162,000 | 1,207 |
| Salaries and employee benefits | $5,365,000 | 1,253 |
| Premises and equipment expense | $2,523,000 | 932 |
| Additional noninterest expense | $5,274,000 | 1,257 |
| Pre-tax net operating income | $17,101,000 | 395 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $6,034,000 | 413 |
| Income before extraordinary items | $11,067,000 | 448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $11,067,000 | 454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,455,000 | 668 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $11,067,000 | 409 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.