Home > Beneficial National Bank > Assets and Liabilities
Beneficial National Bank, Assets and Liabilities
| 1997-12-31 | Rank | |
| # of Employees: | 155 | 1,118 |
| Assets and Liabilities | ||
| Total Assets: | $333,612,000 | 1,384 |
| Cash and due from depository institutions | $51,304,000 | 1,118 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $31,097,000 | 3,527 |
| Federal funds sold & reverse repurchase agreements | $62,200,000 | 243 |
| Net loans & leases | $182,158,000 | 1,546 |
| Loan loss allowance | $7,128,000 | 626 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $800,000 | 6,631 |
| Other real estate owned | $454,000 | 1,118 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $5,599,000 | 1,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,612,000 | 1,384 |
| Total liabilities | $295,490,000 | 1,407 |
| Total deposits | $268,423,000 | 1,389 |
| Interest-bearing deposits | $153,348,000 | 2,106 |
| Deposits held in domestic offices | $268,423,000 | 1,383 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,558,000 | 1,737 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $545,000 | 3,971 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $22,964,000 | 369 |
| Total equity capital | $38,122,000 | 1,174 |
| Total bank equity capital | $38,122,000 | 1,174 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,700,000 | 988 |
| Surplus | $5,550,000 | 2,539 |
| Undivided profits | $28,872,000 | 917 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,995,000 | 1,333 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,120,000 | 2,018 |
| Earning assets | $275,455,000 | 1,526 |
| Long-term assets (5+ years) | $30,654,000 | 2,033 |
| Average Assets, year-to-date | $402,362,800 | 1,117 |
| Average Assets, quarterly | $370,182,000 | 1,234 |
| Volatile liabilities | $29,175,000 | 2,189 |
| Insider loans | $5,025,000 | 823 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $5,000 | 1,574 |
| Unused loan commitments | $130,865,000 | 533 |
| Tier 1 (core) risk-based capital | $38,018,000 | 1,106 |
| Tier 2 risk-based capital | $3,034,490 | 1,054 |
| Total risk weighted assets | $238,665,690 | 1,197 |
| Total unused commitments | $130,865,000 | 535 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 154 | 1,201 |
| Assets and Liabilities | ||
| Total Assets: | $394,081,000 | 1,230 |
| Cash and due from depository institutions | $78,215,000 | 1,201 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $30,426,000 | 3,873 |
| Federal funds sold & reverse repurchase agreements | $109,000,000 | 179 |
| Net loans & leases | $168,732,000 | 1,708 |
| Loan loss allowance | $7,170,000 | 671 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,141,000 | 5,562 |
| Other real estate owned | $585,000 | 1,201 |
| Goodwill and other intangibles | $21,000 | 3,109 |
| All other assets | $5,961,000 | 1,388 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $394,081,000 | 1,230 |
| Total liabilities | $335,474,000 | 1,286 |
| Total deposits | $318,450,000 | 1,212 |
| Interest-bearing deposits | $179,186,000 | 1,862 |
| Deposits held in domestic offices | $318,450,000 | 1,206 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,152,000 | 1,925 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $820,000 | 3,538 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $13,052,000 | 532 |
| Total equity capital | $58,607,000 | 809 |
| Total bank equity capital | $58,607,000 | 809 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,700,000 | 1,042 |
| Surplus | $5,550,000 | 2,596 |
| Undivided profits | $49,357,000 | 539 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,093,000 | 844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $943,000 | 2,397 |
| Earning assets | $308,158,000 | 1,416 |
| Long-term assets (5+ years) | $27,030,000 | 2,134 |
| Average Assets, year-to-date | $418,222,600 | 1,121 |
| Average Assets, quarterly | $409,830,500 | 1,172 |
| Volatile liabilities | $38,130,000 | 1,712 |
| Insider loans | $2,544,000 | 1,684 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $11,000 | 1,549 |
| Unused loan commitments | $143,045,000 | 526 |
| Tier 1 (core) risk-based capital | $58,490,000 | 767 |
| Tier 2 risk-based capital | $3,043,210 | 1,100 |
| Total risk weighted assets | $239,330,310 | 1,223 |
| Total unused commitments | $143,045,000 | 529 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 161 | 1,182 |
| Assets and Liabilities | ||
| Total Assets: | $414,430,000 | 1,176 |
| Cash and due from depository institutions | $68,254,000 | 1,182 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $27,927,000 | 4,306 |
| Federal funds sold & reverse repurchase agreements | $90,000,000 | 228 |
| Net loans & leases | $221,077,000 | 1,330 |
| Loan loss allowance | $7,819,000 | 658 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,308,000 | 5,098 |
| Other real estate owned | $70,000 | 1,182 |
| Goodwill and other intangibles | $35,000 | 2,762 |
| All other assets | $5,759,000 | 1,454 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $414,430,000 | 1,176 |
| Total liabilities | $344,469,000 | 1,264 |
| Total deposits | $320,391,000 | 1,222 |
| Interest-bearing deposits | $207,662,000 | 1,628 |
| Deposits held in domestic offices | $320,391,000 | 1,208 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,302,000 | 2,507 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $543,000 | 3,381 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $22,233,000 | 420 |
| Total equity capital | $69,961,000 | 715 |
| Total bank equity capital | $69,961,000 | 715 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,700,000 | 1,059 |
| Surplus | $5,550,000 | 2,612 |
| Undivided profits | $60,711,000 | 440 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,218,000 | 648 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $1,139,000 | 2,014 |
| Earning assets | $339,004,000 | 1,296 |
| Long-term assets (5+ years) | $18,182,000 | 2,679 |
| Average Assets, year-to-date | $401,751,400 | 1,170 |
| Average Assets, quarterly | $392,011,500 | 1,216 |
| Volatile liabilities | $41,535,000 | 1,477 |
| Insider loans | $2,862,000 | 1,515 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $161,943,000 | 514 |
| Tier 1 (core) risk-based capital | $69,676,000 | 672 |
| Tier 2 risk-based capital | $3,589,260 | 970 |
| Total risk weighted assets | $282,910,860 | 1,043 |
| Total unused commitments | $161,943,000 | 518 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 167 | 1,167 |
| Assets and Liabilities | ||
| Total Assets: | $371,179,000 | 1,279 |
| Cash and due from depository institutions | $47,341,000 | 1,167 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $27,380,000 | 4,629 |
| Federal funds sold & reverse repurchase agreements | $72,000,000 | 219 |
| Net loans & leases | $215,290,000 | 1,308 |
| Loan loss allowance | $8,226,000 | 643 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $2,011,000 | 3,640 |
| Other real estate owned | $1,456,000 | 1,167 |
| Goodwill and other intangibles | $49,000 | 2,552 |
| All other assets | $5,652,000 | 1,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $371,179,000 | 1,279 |
| Total liabilities | $310,294,000 | 1,364 |
| Total deposits | $288,720,000 | 1,321 |
| Interest-bearing deposits | $181,609,000 | 1,822 |
| Deposits held in domestic offices | $288,720,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $350,000 | 4,171 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $82,000 | 4,875 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $21,142,000 | 391 |
| Total equity capital | $60,885,000 | 737 |
| Total bank equity capital | $60,885,000 | 737 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,700,000 | 1,050 |
| Surplus | $5,550,000 | 2,528 |
| Undivided profits | $51,635,000 | 453 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,239,000 | 596 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $1,043,000 | 1,879 |
| Earning assets | $314,670,000 | 1,351 |
| Long-term assets (5+ years) | $16,782,000 | 2,909 |
| Average Assets, year-to-date | $372,128,000 | 1,236 |
| Average Assets, quarterly | $358,695,000 | 1,308 |
| Volatile liabilities | $25,735,000 | 2,058 |
| Insider loans | $3,061,000 | 1,378 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $163,000 | 1,129 |
| Unused loan commitments | $146,394,000 | 515 |
| Tier 1 (core) risk-based capital | $60,945,000 | 722 |
| Tier 2 risk-based capital | $3,476,680 | 974 |
| Total risk weighted assets | $273,385,380 | 1,053 |
| Total unused commitments | $146,394,000 | 517 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 157 | 1,335 |
| Assets and Liabilities | ||
| Total Assets: | $363,483,000 | 1,317 |
| Cash and due from depository institutions | $48,606,000 | 1,335 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $33,586,000 | 4,068 |
| Federal funds sold & reverse repurchase agreements | $63,000,000 | 271 |
| Net loans & leases | $207,810,000 | 1,338 |
| Loan loss allowance | $7,705,000 | 716 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,821,000 | 3,943 |
| Other real estate owned | $3,367,000 | 1,335 |
| Goodwill and other intangibles | $62,000 | 2,415 |
| All other assets | $5,231,000 | 1,532 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $363,483,000 | 1,317 |
| Total liabilities | $308,921,000 | 1,403 |
| Total deposits | $293,594,000 | 1,360 |
| Interest-bearing deposits | $195,983,000 | 1,768 |
| Deposits held in domestic offices | $293,594,000 | 1,349 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $279,000 | 3,534 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $2,195,000 | 2,080 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $12,853,000 | 529 |
| Total equity capital | $54,562,000 | 791 |
| Total bank equity capital | $54,562,000 | 791 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,700,000 | 1,051 |
| Surplus | $5,550,000 | 2,441 |
| Undivided profits | $45,312,000 | 505 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,989,000 | 597 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $878,000 | 2,009 |
| Earning assets | $304,396,000 | 1,413 |
| Long-term assets (5+ years) | $17,381,000 | 2,959 |
| Average Assets, year-to-date | $383,855,200 | 1,215 |
| Average Assets, quarterly | $349,026,500 | 1,351 |
| Volatile liabilities | $32,642,000 | 1,644 |
| Insider loans | $2,270,000 | 1,808 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $1,460,000 | 913 |
| Unused loan commitments | $127,031,000 | 542 |
| Tier 1 (core) risk-based capital | $54,500,000 | 766 |
| Tier 2 risk-based capital | $3,323,910 | 1,014 |
| Total risk weighted assets | $261,532,010 | 1,079 |
| Total unused commitments | $127,031,000 | 558 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 162 | 1,332 |
| Assets and Liabilities | ||
| Total Assets: | $420,532,000 | 1,168 |
| Cash and due from depository institutions | $80,328,000 | 1,332 |
| Interest-bearing balances | $10,000,000 | 740 |
| Securities | $34,486,000 | 3,951 |
| Federal funds sold & reverse repurchase agreements | $90,000,000 | 280 |
| Net loans & leases | $202,682,000 | 1,425 |
| Loan loss allowance | $6,992,000 | 780 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $2,539,000 | 2,885 |
| Other real estate owned | $5,283,000 | 1,332 |
| Goodwill and other intangibles | $76,000 | 2,329 |
| All other assets | $5,138,000 | 1,615 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $420,532,000 | 1,168 |
| Total liabilities | $377,724,000 | 1,191 |
| Total deposits | $368,331,000 | 1,128 |
| Interest-bearing deposits | $208,620,000 | 1,744 |
| Deposits held in domestic offices | $368,331,000 | 1,118 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,123,000 | 2,468 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $491,000 | 3,196 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $7,779,000 | 710 |
| Total equity capital | $42,808,000 | 925 |
| Total bank equity capital | $42,808,000 | 925 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,700,000 | 1,069 |
| Surplus | $5,550,000 | 2,354 |
| Undivided profits | $33,558,000 | 632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,240,000 | 593 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $882,000 | 2,244 |
| Earning assets | $337,168,000 | 1,323 |
| Long-term assets (5+ years) | $15,080,000 | 3,216 |
| Average Assets, year-to-date | $369,107,800 | 1,296 |
| Average Assets, quarterly | $396,946,500 | 1,225 |
| Volatile liabilities | $30,003,000 | 1,710 |
| Insider loans | $2,657,000 | 227 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $744,000 | 805 |
| Unused loan commitments | $57,249,000 | 870 |
| Tier 1 (core) risk-based capital | $42,732,000 | 897 |
| Tier 2 risk-based capital | $3,321,880 | 1,039 |
| Total risk weighted assets | $262,079,980 | 1,118 |
| Total unused commitments | $57,249,000 | 887 |
| Derivatives | $0 | 651 |