Home > Benchmark Federal Savings Bank > Assets and Liabilities
Benchmark Federal Savings Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 18 | 7,238 |
| Assets and Liabilities | ||
| Total Assets: | $55,248,000 | 6,598 |
| Cash and due from depository institutions | $1,590,000 | 7,238 |
| Interest-bearing balances | $726,000 | 3,148 |
| Securities | $3,644,000 | 9,244 |
| Federal funds sold & reverse repurchase agreements | $500,000 | 7,743 |
| Net loans & leases | $47,616,000 | 5,094 |
| Loan loss allowance | $53,000 | 10,081 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $867,000 | 6,372 |
| Other real estate owned | $0 | 7,238 |
| Goodwill and other intangibles | $51,000 | 2,894 |
| All other assets | $980,000 | 5,967 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $55,248,000 | 6,598 |
| Total liabilities | $51,734,000 | 6,406 |
| Total deposits | $40,446,000 | 7,124 |
| Interest-bearing deposits | $40,024,000 | 6,574 |
| Deposits held in domestic offices | $40,446,000 | 7,123 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $11,120,000 | 1,458 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $168,000 | 8,974 |
| Total equity capital | $3,514,000 | 8,362 |
| Total bank equity capital | $3,514,000 | 8,362 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $112,000 | 7,790 |
| Surplus | $933,000 | 7,490 |
| Undivided profits | $2,469,000 | 6,415 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $88,000 | 7,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $229,000 | 7,520 |
| Earning assets | $52,486,000 | 6,448 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $52,449,800 | 6,563 |
| Average Assets, quarterly | $54,979,000 | 6,522 |
| Volatile liabilities | $15,219,000 | 3,752 |
| Insider loans | $888,000 | 3,838 |
| FHLB advances | $11,120,000 | 398 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,668,000 | 7,809 |
| Tier 1 (core) risk-based capital | $3,514,000 | 8,242 |
| Tier 2 risk-based capital | $53,000 | 10,036 |
| Total risk weighted assets | $27,531,000 | 7,208 |
| Total unused commitments | $1,668,000 | 7,819 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 18 | 7,503 |
| Assets and Liabilities | ||
| Total Assets: | $48,755,000 | 7,150 |
| Cash and due from depository institutions | $1,306,000 | 7,503 |
| Interest-bearing balances | $710,000 | 2,786 |
| Securities | $5,108,000 | 9,191 |
| Federal funds sold & reverse repurchase agreements | $1,650,000 | 5,431 |
| Net loans & leases | $38,749,000 | 5,918 |
| Loan loss allowance | $77,000 | 10,303 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $847,000 | 6,492 |
| Other real estate owned | $125,000 | 7,503 |
| Goodwill and other intangibles | $76,000 | 2,733 |
| All other assets | $894,000 | 6,488 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $48,755,000 | 7,150 |
| Total liabilities | $45,381,000 | 6,983 |
| Total deposits | $39,569,000 | 7,317 |
| Interest-bearing deposits | $39,247,000 | 6,757 |
| Deposits held in domestic offices | $39,569,000 | 7,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $5,682,000 | 1,852 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $130,000 | 9,868 |
| Total equity capital | $3,374,000 | 8,659 |
| Total bank equity capital | $3,374,000 | 8,659 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $108,000 | 8,168 |
| Surplus | $844,000 | 7,911 |
| Undivided profits | $2,422,000 | 6,637 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $85,000 | 7,915 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $226,000 | 7,870 |
| Earning assets | $46,217,000 | 7,026 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $47,693,800 | 7,050 |
| Average Assets, quarterly | $47,737,000 | 7,180 |
| Volatile liabilities | $9,291,000 | 5,246 |
| Insider loans | $825,000 | 4,051 |
| FHLB advances | $5,682,000 | 517 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $2,409,000 | 7,013 |
| Tier 1 (core) risk-based capital | $3,374,000 | 8,559 |
| Tier 2 risk-based capital | $77,000 | 10,191 |
| Total risk weighted assets | $25,274,000 | 7,634 |
| Total unused commitments | $2,409,000 | 7,019 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 16 | 8,302 |
| Assets and Liabilities | ||
| Total Assets: | $47,313,000 | 7,475 |
| Cash and due from depository institutions | $881,000 | 8,302 |
| Interest-bearing balances | $570,000 | 2,945 |
| Securities | $5,207,000 | 9,691 |
| Federal funds sold & reverse repurchase agreements | $1,202,000 | 6,062 |
| Net loans & leases | $38,176,000 | 6,039 |
| Loan loss allowance | $76,000 | 10,827 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $825,000 | 6,630 |
| Other real estate owned | $125,000 | 8,302 |
| Goodwill and other intangibles | $10,000 | 3,244 |
| All other assets | $887,000 | 6,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,313,000 | 7,475 |
| Total liabilities | $44,179,000 | 7,295 |
| Total deposits | $40,370,000 | 7,466 |
| Interest-bearing deposits | $39,975,000 | 6,886 |
| Deposits held in domestic offices | $40,370,000 | 7,460 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $3,680,000 | 2,139 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $129,000 | 10,248 |
| Total equity capital | $3,134,000 | 9,113 |
| Total bank equity capital | $3,134,000 | 9,113 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $101,000 | 8,629 |
| Surplus | $754,000 | 8,443 |
| Undivided profits | $2,279,000 | 6,882 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 6,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $214,000 | 8,220 |
| Earning assets | $45,155,000 | 7,292 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $46,993,000 | 7,353 |
| Average Assets, quarterly | $48,356,000 | 7,336 |
| Volatile liabilities | $7,155,000 | 5,983 |
| Insider loans | $955,000 | 3,769 |
| FHLB advances | $3,680,000 | 616 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,043,000 | 8,781 |
| Tier 1 (core) risk-based capital | $3,134,000 | 9,054 |
| Tier 2 risk-based capital | $70,000 | 10,776 |
| Total risk weighted assets | $23,754,000 | 7,989 |
| Total unused commitments | $1,043,000 | 8,795 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 17 | 8,427 |
| Assets and Liabilities | ||
| Total Assets: | $44,391,000 | 7,925 |
| Cash and due from depository institutions | $1,487,000 | 8,427 |
| Interest-bearing balances | $812,000 | 2,780 |
| Securities | $7,186,000 | 9,298 |
| Federal funds sold & reverse repurchase agreements | $1,372,000 | 6,625 |
| Net loans & leases | $32,614,000 | 6,653 |
| Loan loss allowance | $118,000 | 10,734 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $876,000 | 6,510 |
| Other real estate owned | $55,000 | 8,427 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $801,000 | 7,307 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,391,000 | 7,925 |
| Total liabilities | $41,045,000 | 7,775 |
| Total deposits | $39,096,000 | 7,824 |
| Interest-bearing deposits | $38,449,000 | 7,219 |
| Deposits held in domestic offices | $39,096,000 | 7,820 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $1,828,000 | 2,478 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $121,000 | 10,836 |
| Total equity capital | $3,346,000 | 9,062 |
| Total bank equity capital | $3,346,000 | 9,062 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $101,000 | 9,048 |
| Surplus | $735,000 | 8,820 |
| Undivided profits | $2,510,000 | 6,786 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,242,000 | 2,199 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $190,000 | 8,969 |
| Earning assets | $41,984,000 | 7,769 |
| Long-term assets (5+ years) | $0 | 10,367 |
| Average Assets, year-to-date | $42,128,800 | 7,987 |
| Average Assets, quarterly | $43,366,000 | 7,979 |
| Volatile liabilities | $4,163,000 | 7,528 |
| Insider loans | $969,000 | 3,807 |
| FHLB advances | $1,809,000 | 676 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,773,000 | 7,715 |
| Tier 1 (core) risk-based capital | $3,346,000 | 8,960 |
| Tier 2 risk-based capital | $114,000 | 10,433 |
| Total risk weighted assets | $21,466,000 | 8,520 |
| Total unused commitments | $1,773,000 | 7,730 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 15 | 9,330 |
| Assets and Liabilities | ||
| Total Assets: | $41,139,000 | 8,437 |
| Cash and due from depository institutions | $313,000 | 9,330 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $7,342,000 | 9,785 |
| Federal funds sold & reverse repurchase agreements | $3,901,000 | 2,261 |
| Net loans & leases | $27,934,000 | 7,345 |
| Loan loss allowance | $141,000 | 10,864 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $799,000 | 6,922 |
| Other real estate owned | $119,000 | 9,330 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $731,000 | 8,092 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,139,000 | 8,437 |
| Total liabilities | $37,846,000 | 8,330 |
| Total deposits | $36,384,000 | 8,305 |
| Interest-bearing deposits | $35,666,000 | 7,632 |
| Deposits held in domestic offices | $36,384,000 | 8,298 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $1,364,000 | 2,891 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $98,000 | 11,163 |
| Total equity capital | $3,293,000 | 9,078 |
| Total bank equity capital | $3,293,000 | 9,078 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $101,000 | 9,546 |
| Surplus | $715,000 | 9,145 |
| Undivided profits | $2,477,000 | 6,503 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $137,000 | 7,747 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $163,000 | 9,362 |
| Earning assets | $39,177,000 | 8,211 |
| Long-term assets (5+ years) | $0 | 10,888 |
| Average Assets, year-to-date | $42,440,800 | 8,149 |
| Average Assets, quarterly | $41,741,500 | 8,314 |
| Volatile liabilities | $3,768,000 | 7,715 |
| Insider loans | $831,000 | 4,204 |
| FHLB advances | $1,325,000 | 834 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,829,000 | 7,713 |
| Tier 1 (core) risk-based capital | $3,293,000 | 9,175 |
| Tier 2 risk-based capital | $132,000 | 10,501 |
| Total risk weighted assets | $18,720,000 | 9,237 |
| Total unused commitments | $1,829,000 | 7,723 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 14 | 9,983 |
| Assets and Liabilities | ||
| Total Assets: | $44,769,000 | 8,263 |
| Cash and due from depository institutions | $571,000 | 9,983 |
| Interest-bearing balances | $200,000 | 5,465 |
| Securities | $12,631,000 | 8,128 |
| Federal funds sold & reverse repurchase agreements | $1,606,000 | 6,469 |
| Net loans & leases | $28,176,000 | 7,294 |
| Loan loss allowance | $144,000 | 11,292 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $797,000 | 7,035 |
| Other real estate owned | $126,000 | 9,983 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $862,000 | 6,824 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $44,769,000 | 8,263 |
| Total liabilities | $41,516,000 | 8,153 |
| Total deposits | $39,942,000 | 8,171 |
| Interest-bearing deposits | $39,366,000 | 7,478 |
| Deposits held in domestic offices | $39,942,000 | 8,164 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $1,495,000 | 2,398 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $79,000 | 12,078 |
| Total equity capital | $3,253,000 | 9,403 |
| Total bank equity capital | $3,253,000 | 9,403 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $101,000 | 10,027 |
| Surplus | $696,000 | 9,549 |
| Undivided profits | $2,456,000 | 6,859 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $219,000 | 7,304 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $172,000 | 8,855 |
| Earning assets | $42,613,000 | 8,066 |
| Long-term assets (5+ years) | $0 | 11,403 |
| Average Assets, year-to-date | $42,350,600 | 8,389 |
| Average Assets, quarterly | $44,060,000 | 8,289 |
| Volatile liabilities | $6,983,000 | 5,317 |
| Insider loans | $780,000 | 4,435 |
| FHLB advances | $1,437,000 | 681 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,991,000 | 7,533 |
| Tier 1 (core) risk-based capital | $3,253,000 | 9,344 |
| Tier 2 risk-based capital | $134,000 | 10,822 |
| Total risk weighted assets | $21,112,000 | 8,906 |
| Total unused commitments | $1,991,000 | 7,558 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 12 | 11,041 |
| Assets and Liabilities | ||
| Total Assets: | $41,991,000 | 8,735 |
| Cash and due from depository institutions | $1,390,000 | 11,041 |
| Interest-bearing balances | $1,030,000 | 3,741 |
| Securities | $7,674,000 | 10,180 |
| Federal funds sold & reverse repurchase agreements | $5,519,000 | 2,962 |
| Net loans & leases | $26,055,000 | 7,692 |
| Loan loss allowance | $216,000 | 10,211 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $376,000 | 9,856 |
| Other real estate owned | $0 | 11,041 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $977,000 | 6,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $41,991,000 | 8,735 |
| Total liabilities | $38,831,000 | 8,649 |
| Total deposits | $38,565,000 | 8,523 |
| Interest-bearing deposits | $37,602,000 | 7,930 |
| Deposits held in domestic offices | $38,565,000 | 8,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $77,000 | 4,438 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $189,000 | 10,266 |
| Total equity capital | $3,160,000 | 9,476 |
| Total bank equity capital | $3,160,000 | 9,476 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $24,000 | 12,130 |
| Surplus | $754,000 | 9,363 |
| Undivided profits | $2,382,000 | 6,808 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $495,000 | 5,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $243,000 | 7,678 |
| Earning assets | $40,278,000 | 8,476 |
| Long-term assets (5+ years) | $0 | 11,806 |
| Average Assets, year-to-date | $43,607,600 | 8,401 |
| Average Assets, quarterly | $42,230,500 | 8,640 |
| Volatile liabilities | $5,107,000 | 6,487 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,548,000 | 8,038 |
| Tier 1 (core) risk-based capital | $3,160,000 | 9,405 |
| Tier 2 risk-based capital | $152,000 | 10,603 |
| Total risk weighted assets | $19,439,000 | 9,436 |
| Total unused commitments | $1,548,000 | 8,070 |
| Derivatives | $0 | 651 |