Home > Benchmark Bank > Income and Expense
Benchmark Bank, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,173,000 | 3,321 |
| Total interest expense | $433,000 | 2,725 |
| Net interest income | $2,740,000 | 3,372 |
| Provision for loan and lease losses | $-96,000 | 5,613 |
| Total noninterest income | $2,601,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $7,000 | 5,491 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,594,000 | 807 |
| Total noninterest expense | $4,847,000 | 1,956 |
| Salaries and employee benefits | $2,911,000 | 1,877 |
| Premises and equipment expense | $314,000 | 2,884 |
| Additional noninterest expense | $1,622,000 | 1,810 |
| Pre-tax net operating income | $590,000 | 3,919 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $207,000 | 2,437 |
| Income before extraordinary items | $383,000 | 4,224 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $383,000 | 4,223 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $383,000 | 4,224 |
| Net charge-offs | $3,000 | 3,240 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 581 |
| Net operating income | $383,000 | 4,198 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,580,000 | 3,329 |
| Total interest expense | $215,000 | 2,717 |
| Net interest income | $1,365,000 | 3,384 |
| Provision for loan and lease losses | $-42,000 | 5,704 |
| Total noninterest income | $1,369,000 | 1,067 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $4,000 | 5,526 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,365,000 | 768 |
| Total noninterest expense | $2,472,000 | 1,944 |
| Salaries and employee benefits | $1,475,000 | 1,878 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $851,000 | 1,744 |
| Pre-tax net operating income | $304,000 | 3,815 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $106,000 | 2,390 |
| Income before extraordinary items | $198,000 | 4,143 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $198,000 | 4,143 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $198,000 | 4,143 |
| Net charge-offs | $38,000 | 1,492 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 558 |
| Net operating income | $198,000 | 4,127 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,084,000 | 3,401 |
| Total interest expense | $693,000 | 3,071 |
| Net interest income | $5,391,000 | 3,403 |
| Provision for loan and lease losses | $-256,000 | 5,663 |
| Total noninterest income | $6,462,000 | 966 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $22,000 | 5,541 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $6,440,000 | 705 |
| Total noninterest expense | $10,606,000 | 1,801 |
| Salaries and employee benefits | $6,341,000 | 1,698 |
| Premises and equipment expense | $588,000 | 3,064 |
| Additional noninterest expense | $3,677,000 | 1,658 |
| Pre-tax net operating income | $1,503,000 | 3,510 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-3,652,000 | 5,887 |
| Income before extraordinary items | $5,155,000 | 1,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,155,000 | 1,349 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $5,155,000 | 1,350 |
| Net charge-offs | $64,000 | 2,962 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $25,000 | 645 |
| Net operating income | $5,155,000 | 1,318 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,464,000 | 3,465 |
| Total interest expense | $473,000 | 3,236 |
| Net interest income | $3,991,000 | 3,454 |
| Provision for loan and lease losses | $-147,000 | 5,752 |
| Total noninterest income | $4,906,000 | 951 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $19,000 | 5,563 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,887,000 | 702 |
| Total noninterest expense | $8,007,000 | 1,788 |
| Salaries and employee benefits | $4,752,000 | 1,698 |
| Premises and equipment expense | $438,000 | 3,075 |
| Additional noninterest expense | $2,817,000 | 1,619 |
| Pre-tax net operating income | $1,037,000 | 3,670 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-3,814,000 | 5,963 |
| Income before extraordinary items | $4,851,000 | 1,139 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,851,000 | 1,138 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,851,000 | 1,139 |
| Net charge-offs | $35,000 | 2,810 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 600 |
| Net operating income | $4,851,000 | 1,114 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,895,000 | 3,545 |
| Total interest expense | $276,000 | 3,517 |
| Net interest income | $2,619,000 | 3,500 |
| Provision for loan and lease losses | $-173,000 | 5,888 |
| Total noninterest income | $2,941,000 | 1,007 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $13,000 | 5,608 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,928,000 | 742 |
| Total noninterest expense | $5,098,000 | 1,881 |
| Salaries and employee benefits | $2,987,000 | 1,792 |
| Premises and equipment expense | $283,000 | 3,156 |
| Additional noninterest expense | $1,828,000 | 1,654 |
| Pre-tax net operating income | $635,000 | 3,793 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,000 | 4,252 |
| Income before extraordinary items | $634,000 | 3,584 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $634,000 | 3,580 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $634,000 | 3,582 |
| Net charge-offs | $16,000 | 2,882 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 588 |
| Net operating income | $634,000 | 3,511 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,431,000 | 3,570 |
| Total interest expense | $141,000 | 3,494 |
| Net interest income | $1,290,000 | 3,546 |
| Provision for loan and lease losses | $-149,000 | 5,998 |
| Total noninterest income | $1,438,000 | 989 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $7,000 | 5,613 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,431,000 | 729 |
| Total noninterest expense | $2,522,000 | 1,888 |
| Salaries and employee benefits | $1,478,000 | 1,815 |
| Premises and equipment expense | $139,000 | 3,230 |
| Additional noninterest expense | $905,000 | 1,676 |
| Pre-tax net operating income | $355,000 | 3,598 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $355,000 | 3,343 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $355,000 | 3,340 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $355,000 | 3,341 |
| Net charge-offs | $-65,000 | 5,799 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 563 |
| Net operating income | $355,000 | 3,276 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,440 |
| Total interest expense | $670,000 | 3,156 |
| Net interest income | $5,334,000 | 3,441 |
| Provision for loan and lease losses | $113,000 | 2,956 |
| Total noninterest income | $5,224,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $32,000 | 5,671 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $5,192,000 | 802 |
| Total noninterest expense | $9,527,000 | 1,981 |
| Salaries and employee benefits | $5,589,000 | 1,864 |
| Premises and equipment expense | $491,000 | 3,517 |
| Additional noninterest expense | $3,447,000 | 1,757 |
| Pre-tax net operating income | $918,000 | 4,207 |
| Securities gains (losses) | $1,000 | 3,117 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $919,000 | 4,048 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $919,000 | 4,048 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $919,000 | 4,049 |
| Net charge-offs | $-96,000 | 5,710 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 662 |
| Net operating income | $918,000 | 4,003 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,508,000 | 3,470 |
| Total interest expense | $512,000 | 3,158 |
| Net interest income | $3,996,000 | 3,478 |
| Provision for loan and lease losses | $338,000 | 1,412 |
| Total noninterest income | $3,922,000 | 1,108 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $24,000 | 5,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,898,000 | 802 |
| Total noninterest expense | $7,167,000 | 1,981 |
| Salaries and employee benefits | $4,148,000 | 1,892 |
| Premises and equipment expense | $383,000 | 3,480 |
| Additional noninterest expense | $2,636,000 | 1,719 |
| Pre-tax net operating income | $413,000 | 4,961 |
| Securities gains (losses) | $-82,000 | 6,175 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $331,000 | 5,035 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $331,000 | 5,038 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $331,000 | 5,040 |
| Net charge-offs | $130,000 | 1,931 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 627 |
| Net operating income | $413,000 | 4,761 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,970,000 | 3,508 |
| Total interest expense | $357,000 | 3,077 |
| Net interest income | $2,613,000 | 3,527 |
| Provision for loan and lease losses | $229,000 | 1,376 |
| Total noninterest income | $2,420,000 | 1,171 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $16,000 | 5,797 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,404,000 | 848 |
| Total noninterest expense | $4,659,000 | 2,042 |
| Salaries and employee benefits | $2,691,000 | 1,947 |
| Premises and equipment expense | $256,000 | 3,486 |
| Additional noninterest expense | $1,712,000 | 1,772 |
| Pre-tax net operating income | $145,000 | 5,448 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $145,000 | 5,397 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $145,000 | 5,396 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $145,000 | 5,399 |
| Net charge-offs | $89,000 | 1,830 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 611 |
| Net operating income | $145,000 | 5,349 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,368,000 | 3,709 |
| Total interest expense | $182,000 | 3,079 |
| Net interest income | $1,186,000 | 3,766 |
| Provision for loan and lease losses | $127,000 | 1,237 |
| Total noninterest income | $913,000 | 1,372 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $906,000 | 996 |
| Total noninterest expense | $2,119,000 | 2,219 |
| Salaries and employee benefits | $1,195,000 | 2,162 |
| Premises and equipment expense | $133,000 | 3,443 |
| Additional noninterest expense | $791,000 | 1,900 |
| Pre-tax net operating income | $-147,000 | 6,268 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $-147,000 | 6,279 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-147,000 | 6,280 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-147,000 | 6,280 |
| Net charge-offs | $-4,000 | 5,028 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-147,000 | 6,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,104,000 | 3,919 |
| Total interest expense | $677,000 | 3,380 |
| Net interest income | $4,427,000 | 3,948 |
| Provision for loan and lease losses | $598,000 | 1,302 |
| Total noninterest income | $860,000 | 3,375 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $30,000 | 6,007 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $830,000 | 2,591 |
| Total noninterest expense | $5,847,000 | 2,971 |
| Salaries and employee benefits | $2,909,000 | 3,148 |
| Premises and equipment expense | $405,000 | 4,068 |
| Additional noninterest expense | $2,533,000 | 2,383 |
| Pre-tax net operating income | $-1,158,000 | 6,371 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-18,000 | 6,159 |
| Income before extraordinary items | $-1,140,000 | 6,381 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,140,000 | 6,381 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,140,000 | 6,381 |
| Net charge-offs | $913,000 | 974 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 838 |
| Net operating income | $-1,140,000 | 6,379 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,827,000 | 3,957 |
| Total interest expense | $488,000 | 3,497 |
| Net interest income | $3,339,000 | 3,974 |
| Provision for loan and lease losses | $467,000 | 1,208 |
| Total noninterest income | $582,000 | 3,568 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $23,000 | 6,070 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $559,000 | 2,744 |
| Total noninterest expense | $4,374,000 | 2,994 |
| Salaries and employee benefits | $2,190,000 | 3,153 |
| Premises and equipment expense | $344,000 | 3,879 |
| Additional noninterest expense | $1,840,000 | 2,446 |
| Pre-tax net operating income | $-920,000 | 6,463 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-18,000 | 6,311 |
| Income before extraordinary items | $-902,000 | 6,471 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-902,000 | 6,470 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-902,000 | 6,470 |
| Net charge-offs | $247,000 | 1,776 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 798 |
| Net operating income | $-902,000 | 6,470 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,478,000 | 4,027 |
| Total interest expense | $308,000 | 3,672 |
| Net interest income | $2,170,000 | 4,042 |
| Provision for loan and lease losses | $399,000 | 1,023 |
| Total noninterest income | $333,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $15,000 | 6,119 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $318,000 | 2,954 |
| Total noninterest expense | $2,762,000 | 3,118 |
| Salaries and employee benefits | $1,452,000 | 3,184 |
| Premises and equipment expense | $236,000 | 3,845 |
| Additional noninterest expense | $1,074,000 | 2,722 |
| Pre-tax net operating income | $-658,000 | 6,538 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-18,000 | 6,405 |
| Income before extraordinary items | $-640,000 | 6,545 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-640,000 | 6,545 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-640,000 | 6,545 |
| Net charge-offs | $96,000 | 2,213 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 774 |
| Net operating income | $-640,000 | 6,543 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,161,000 | 4,218 |
| Total interest expense | $148,000 | 3,816 |
| Net interest income | $1,013,000 | 4,211 |
| Provision for loan and lease losses | $187,000 | 1,049 |
| Total noninterest income | $86,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $8,000 | 6,133 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $78,000 | 3,930 |
| Total noninterest expense | $1,275,000 | 3,330 |
| Salaries and employee benefits | $682,000 | 3,348 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $478,000 | 2,989 |
| Pre-tax net operating income | $-363,000 | 6,600 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-18,000 | 6,495 |
| Income before extraordinary items | $-345,000 | 6,596 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-345,000 | 6,596 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-345,000 | 6,596 |
| Net charge-offs | $73,000 | 1,577 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $1,000 | 714 |
| Net operating income | $-345,000 | 6,595 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,662,000 | 4,275 |
| Total interest expense | $655,000 | 3,898 |
| Net interest income | $4,007,000 | 4,269 |
| Provision for loan and lease losses | $-308,000 | 6,530 |
| Total noninterest income | $1,066,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $33,000 | 6,238 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,033,000 | 2,339 |
| Total noninterest expense | $5,161,000 | 3,328 |
| Salaries and employee benefits | $2,692,000 | 3,353 |
| Premises and equipment expense | $492,000 | 3,768 |
| Additional noninterest expense | $1,977,000 | 2,993 |
| Pre-tax net operating income | $220,000 | 5,674 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $18,000 | 4,138 |
| Income before extraordinary items | $202,000 | 5,706 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $202,000 | 5,708 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $202,000 | 5,708 |
| Net charge-offs | $394,000 | 2,268 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 867 |
| Net operating income | $202,000 | 5,650 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,553,000 | 4,272 |
| Total interest expense | $505,000 | 3,922 |
| Net interest income | $3,048,000 | 4,269 |
| Provision for loan and lease losses | $-68,000 | 6,528 |
| Total noninterest income | $1,082,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $24,000 | 6,321 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,058,000 | 1,968 |
| Total noninterest expense | $3,864,000 | 3,337 |
| Salaries and employee benefits | $1,987,000 | 3,406 |
| Premises and equipment expense | $351,000 | 3,927 |
| Additional noninterest expense | $1,526,000 | 2,947 |
| Pre-tax net operating income | $334,000 | 5,231 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $324,000 | 5,173 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $324,000 | 5,174 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $324,000 | 5,175 |
| Net charge-offs | $155,000 | 2,830 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 810 |
| Net operating income | $324,000 | 5,093 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,381,000 | 4,257 |
| Total interest expense | $344,000 | 3,933 |
| Net interest income | $2,037,000 | 4,264 |
| Provision for loan and lease losses | $-191,000 | 6,729 |
| Total noninterest income | $570,000 | 3,075 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $17,000 | 6,321 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $553,000 | 2,339 |
| Total noninterest expense | $2,485,000 | 3,439 |
| Salaries and employee benefits | $1,244,000 | 3,588 |
| Premises and equipment expense | $232,000 | 3,952 |
| Additional noninterest expense | $1,009,000 | 2,945 |
| Pre-tax net operating income | $313,000 | 4,813 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $3,000 | 4,453 |
| Income before extraordinary items | $310,000 | 4,698 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $310,000 | 4,701 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $310,000 | 4,702 |
| Net charge-offs | $90,000 | 2,851 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 767 |
| Net operating income | $310,000 | 4,588 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,226,000 | 4,190 |
| Total interest expense | $173,000 | 4,012 |
| Net interest income | $1,053,000 | 4,192 |
| Provision for loan and lease losses | $-62,000 | 6,820 |
| Total noninterest income | $343,000 | 2,806 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $334,000 | 2,081 |
| Total noninterest expense | $1,239,000 | 3,479 |
| Salaries and employee benefits | $618,000 | 3,641 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $510,000 | 2,939 |
| Pre-tax net operating income | $219,000 | 4,333 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $219,000 | 4,117 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $219,000 | 4,120 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $219,000 | 4,120 |
| Net charge-offs | $17,000 | 3,178 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 663 |
| Net operating income | $219,000 | 4,015 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $5,082,000 | 4,259 |
| Total interest expense | $876,000 | 3,928 |
| Net interest income | $4,206,000 | 4,273 |
| Provision for loan and lease losses | $1,222,000 | 1,535 |
| Total noninterest income | $-1,279,000 | 7,036 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $46,000 | 6,282 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-1,325,000 | 7,018 |
| Total noninterest expense | $5,029,000 | 3,449 |
| Salaries and employee benefits | $2,435,000 | 3,637 |
| Premises and equipment expense | $485,000 | 3,885 |
| Additional noninterest expense | $2,109,000 | 2,973 |
| Pre-tax net operating income | $-3,324,000 | 6,898 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-3,324,000 | 6,911 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-3,324,000 | 6,909 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-3,324,000 | 6,909 |
| Net charge-offs | $2,414,000 | 1,004 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 784 |
| Net operating income | $-3,324,000 | 6,893 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 4,288 |
| Total interest expense | $693,000 | 3,919 |
| Net interest income | $3,201,000 | 4,308 |
| Provision for loan and lease losses | $462,000 | 2,378 |
| Total noninterest income | $63,000 | 6,514 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $36,000 | 6,338 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $27,000 | 6,162 |
| Total noninterest expense | $4,588,000 | 3,003 |
| Salaries and employee benefits | $1,894,000 | 3,558 |
| Premises and equipment expense | $374,000 | 3,877 |
| Additional noninterest expense | $2,320,000 | 2,105 |
| Pre-tax net operating income | $-1,786,000 | 6,954 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,786,000 | 6,974 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,786,000 | 6,971 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,786,000 | 6,973 |
| Net charge-offs | $1,392,000 | 1,178 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $28,000 | 711 |
| Net operating income | $-1,786,000 | 6,958 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,686,000 | 4,233 |
| Total interest expense | $492,000 | 3,867 |
| Net interest income | $2,194,000 | 4,239 |
| Provision for loan and lease losses | $271,000 | 2,577 |
| Total noninterest income | $-37,000 | 7,066 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-62,000 | 6,966 |
| Total noninterest expense | $2,544,000 | 3,457 |
| Salaries and employee benefits | $1,219,000 | 3,663 |
| Premises and equipment expense | $245,000 | 3,922 |
| Additional noninterest expense | $1,080,000 | 2,932 |
| Pre-tax net operating income | $-658,000 | 6,878 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-658,000 | 6,920 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-658,000 | 6,919 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-658,000 | 6,920 |
| Net charge-offs | $1,003,000 | 1,135 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 666 |
| Net operating income | $-658,000 | 6,893 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,302,000 | 4,345 |
| Total interest expense | $267,000 | 3,777 |
| Net interest income | $1,035,000 | 4,417 |
| Provision for loan and lease losses | $-191,000 | 7,228 |
| Total noninterest income | $70,000 | 5,439 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $12,000 | 6,375 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $58,000 | 4,488 |
| Total noninterest expense | $1,260,000 | 3,509 |
| Salaries and employee benefits | $608,000 | 3,700 |
| Premises and equipment expense | $116,000 | 4,068 |
| Additional noninterest expense | $536,000 | 2,925 |
| Pre-tax net operating income | $36,000 | 6,073 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $36,000 | 6,143 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $36,000 | 6,142 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $36,000 | 6,143 |
| Net charge-offs | $231,000 | 1,720 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 553 |
| Net operating income | $36,000 | 6,010 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,298,000 | 4,402 |
| Total interest expense | $1,526,000 | 3,402 |
| Net interest income | $3,772,000 | 4,691 |
| Provision for loan and lease losses | $1,354,000 | 2,014 |
| Total noninterest income | $-345,000 | 7,155 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $43,000 | 6,431 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-388,000 | 7,059 |
| Total noninterest expense | $4,437,000 | 3,838 |
| Salaries and employee benefits | $2,039,000 | 4,129 |
| Premises and equipment expense | $464,000 | 4,234 |
| Additional noninterest expense | $1,934,000 | 3,228 |
| Pre-tax net operating income | $-2,364,000 | 6,840 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-2,364,000 | 6,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,364,000 | 6,881 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-2,364,000 | 6,882 |
| Net charge-offs | $2,101,000 | 1,504 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $58,000 | 779 |
| Net operating income | $-2,364,000 | 6,869 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,035,000 | 4,412 |
| Total interest expense | $1,197,000 | 3,418 |
| Net interest income | $2,838,000 | 4,711 |
| Provision for loan and lease losses | $409,000 | 3,180 |
| Total noninterest income | $174,000 | 5,651 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $31,000 | 6,501 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $143,000 | 4,595 |
| Total noninterest expense | $3,475,000 | 3,745 |
| Salaries and employee benefits | $1,557,000 | 4,072 |
| Premises and equipment expense | $344,000 | 4,309 |
| Additional noninterest expense | $1,574,000 | 3,011 |
| Pre-tax net operating income | $-872,000 | 6,758 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-872,000 | 6,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-872,000 | 6,819 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-872,000 | 6,818 |
| Net charge-offs | $1,123,000 | 1,787 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 736 |
| Net operating income | $-872,000 | 6,791 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,701,000 | 4,445 |
| Total interest expense | $826,000 | 3,430 |
| Net interest income | $1,875,000 | 4,754 |
| Provision for loan and lease losses | $218,000 | 3,424 |
| Total noninterest income | $119,000 | 5,643 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $20,000 | 6,547 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $99,000 | 4,553 |
| Total noninterest expense | $2,458,000 | 3,621 |
| Salaries and employee benefits | $987,000 | 4,239 |
| Premises and equipment expense | $231,000 | 4,319 |
| Additional noninterest expense | $1,240,000 | 2,665 |
| Pre-tax net operating income | $-682,000 | 6,872 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-682,000 | 6,921 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-682,000 | 6,920 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-682,000 | 6,921 |
| Net charge-offs | $1,030,000 | 1,449 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 677 |
| Net operating income | $-682,000 | 6,905 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,367,000 | 4,430 |
| Total interest expense | $416,000 | 3,506 |
| Net interest income | $951,000 | 4,722 |
| Provision for loan and lease losses | $81,000 | 3,616 |
| Total noninterest income | $50,000 | 5,944 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $9,000 | 6,596 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 4,959 |
| Total noninterest expense | $1,253,000 | 3,579 |
| Salaries and employee benefits | $487,000 | 4,308 |
| Premises and equipment expense | $109,000 | 4,500 |
| Additional noninterest expense | $657,000 | 2,522 |
| Pre-tax net operating income | $-333,000 | 6,975 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-333,000 | 7,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-333,000 | 7,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-333,000 | 7,022 |
| Net charge-offs | $35,000 | 3,634 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 628 |
| Net operating income | $-333,000 | 7,009 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,686,000 | 4,023 |
| Total interest expense | $2,489,000 | 3,004 |
| Net interest income | $4,197,000 | 4,446 |
| Provision for loan and lease losses | $3,326,000 | 1,512 |
| Total noninterest income | $301,000 | 5,401 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $49,000 | 6,246 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $252,000 | 4,239 |
| Total noninterest expense | $5,082,000 | 3,569 |
| Salaries and employee benefits | $1,913,000 | 4,370 |
| Premises and equipment expense | $448,000 | 4,477 |
| Additional noninterest expense | $2,721,000 | 2,487 |
| Pre-tax net operating income | $-3,910,000 | 7,022 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $972,000 | 1,248 |
| Income before extraordinary items | $-4,882,000 | 7,166 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,882,000 | 7,166 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,882,000 | 7,166 |
| Net charge-offs | $2,874,000 | 1,502 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $62,000 | 890 |
| Net operating income | $-4,882,000 | 7,146 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 3,996 |
| Total interest expense | $2,002,000 | 2,952 |
| Net interest income | $3,224,000 | 4,418 |
| Provision for loan and lease losses | $2,038,000 | 1,636 |
| Total noninterest income | $175,000 | 5,878 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $45,000 | 6,161 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $130,000 | 4,865 |
| Total noninterest expense | $3,450,000 | 3,839 |
| Salaries and employee benefits | $1,411,000 | 4,444 |
| Premises and equipment expense | $343,000 | 4,485 |
| Additional noninterest expense | $1,696,000 | 2,859 |
| Pre-tax net operating income | $-2,089,000 | 7,080 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-2,089,000 | 7,150 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,089,000 | 7,148 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,089,000 | 7,150 |
| Net charge-offs | $831,000 | 2,412 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 799 |
| Net operating income | $-2,089,000 | 7,128 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,554,000 | 3,976 |
| Total interest expense | $1,429,000 | 2,896 |
| Net interest income | $2,125,000 | 4,457 |
| Provision for loan and lease losses | $162,000 | 4,519 |
| Total noninterest income | $94,000 | 6,166 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $30,000 | 6,195 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $64,000 | 5,284 |
| Total noninterest expense | $2,199,000 | 3,967 |
| Salaries and employee benefits | $918,000 | 4,522 |
| Premises and equipment expense | $234,000 | 4,445 |
| Additional noninterest expense | $1,047,000 | 3,074 |
| Pre-tax net operating income | $-142,000 | 6,353 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-142,000 | 6,485 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-142,000 | 6,487 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-142,000 | 6,485 |
| Net charge-offs | $761,000 | 1,990 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 718 |
| Net operating income | $-142,000 | 6,426 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,827,000 | 3,955 |
| Total interest expense | $743,000 | 2,932 |
| Net interest income | $1,084,000 | 4,436 |
| Provision for loan and lease losses | $12,000 | 6,061 |
| Total noninterest income | $31,000 | 6,709 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $17,000 | 6,094 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $14,000 | 6,333 |
| Total noninterest expense | $1,054,000 | 4,125 |
| Salaries and employee benefits | $469,000 | 4,531 |
| Premises and equipment expense | $118,000 | 4,511 |
| Additional noninterest expense | $467,000 | 3,374 |
| Pre-tax net operating income | $49,000 | 5,666 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $24,000 | 3,330 |
| Income before extraordinary items | $25,000 | 6,067 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $25,000 | 6,068 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $25,000 | 6,067 |
| Net charge-offs | $703,000 | 1,325 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 652 |
| Net operating income | $25,000 | 5,948 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,451,000 | 4,014 |
| Total interest expense | $3,629,000 | 2,957 |
| Net interest income | $3,822,000 | 4,709 |
| Provision for loan and lease losses | $4,076,000 | 1,640 |
| Total noninterest income | $211,000 | 6,150 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $46,000 | 6,536 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $165,000 | 4,957 |
| Total noninterest expense | $3,911,000 | 4,405 |
| Salaries and employee benefits | $1,671,000 | 4,879 |
| Premises and equipment expense | $445,000 | 4,715 |
| Additional noninterest expense | $1,795,000 | 3,603 |
| Pre-tax net operating income | $-3,954,000 | 7,054 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,283,000 | 7,369 |
| Income before extraordinary items | $-2,671,000 | 6,926 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,671,000 | 6,927 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,671,000 | 6,927 |
| Net charge-offs | $1,865,000 | 2,117 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 936 |
| Net operating income | $-2,671,000 | 6,934 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,885,000 | 3,924 |
| Total interest expense | $2,841,000 | 2,980 |
| Net interest income | $3,044,000 | 4,546 |
| Provision for loan and lease losses | $452,000 | 3,960 |
| Total noninterest income | $131,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $35,000 | 6,570 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $96,000 | 5,446 |
| Total noninterest expense | $2,549,000 | 4,823 |
| Salaries and employee benefits | $1,260,000 | 4,889 |
| Premises and equipment expense | $325,000 | 4,823 |
| Additional noninterest expense | $964,000 | 4,507 |
| Pre-tax net operating income | $174,000 | 5,034 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $110,000 | 2,806 |
| Income before extraordinary items | $64,000 | 5,494 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $64,000 | 5,494 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $64,000 | 5,494 |
| Net charge-offs | $1,015,000 | 2,191 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $63,000 | 869 |
| Net operating income | $64,000 | 5,439 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,799,000 | 4,052 |
| Total interest expense | $1,953,000 | 3,021 |
| Net interest income | $1,846,000 | 4,816 |
| Provision for loan and lease losses | $265,000 | 3,926 |
| Total noninterest income | $82,000 | 6,655 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $23,000 | 6,604 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $59,000 | 5,605 |
| Total noninterest expense | $1,677,000 | 4,902 |
| Salaries and employee benefits | $834,000 | 4,973 |
| Premises and equipment expense | $221,000 | 4,799 |
| Additional noninterest expense | $622,000 | 4,619 |
| Pre-tax net operating income | $-14,000 | 5,855 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $67,000 | 2,946 |
| Income before extraordinary items | $-81,000 | 6,154 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-81,000 | 6,153 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-81,000 | 6,153 |
| Net charge-offs | $119,000 | 4,057 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 843 |
| Net operating income | $-81,000 | 6,109 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,974,000 | 3,980 |
| Total interest expense | $1,022,000 | 3,001 |
| Net interest income | $952,000 | 4,726 |
| Provision for loan and lease losses | $160,000 | 3,128 |
| Total noninterest income | $32,000 | 6,940 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $12,000 | 6,577 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $20,000 | 6,167 |
| Total noninterest expense | $792,000 | 4,981 |
| Salaries and employee benefits | $415,000 | 5,029 |
| Premises and equipment expense | $104,000 | 5,010 |
| Additional noninterest expense | $273,000 | 4,696 |
| Pre-tax net operating income | $32,000 | 5,858 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $18,000 | 3,642 |
| Income before extraordinary items | $14,000 | 6,237 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,239 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $14,000 | 6,239 |
| Net charge-offs | $125,000 | 2,620 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $14,000 | 6,080 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,387,000 | 4,009 |
| Total interest expense | $4,331,000 | 3,308 |
| Net interest income | $4,056,000 | 4,543 |
| Provision for loan and lease losses | $968,000 | 2,757 |
| Total noninterest income | $92,000 | 7,379 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 6,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $41,000 | 6,952 |
| Total noninterest expense | $2,766,000 | 5,364 |
| Salaries and employee benefits | $1,557,000 | 5,227 |
| Premises and equipment expense | $346,000 | 5,449 |
| Additional noninterest expense | $863,000 | 5,267 |
| Pre-tax net operating income | $414,000 | 5,113 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $192,000 | 2,857 |
| Income before extraordinary items | $222,000 | 5,396 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $222,000 | 5,393 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $390,000 | 3,156 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 792 |
| Net operating income | $222,000 | 5,550 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,351,000 | 4,035 |
| Total interest expense | $3,211,000 | 3,449 |
| Net interest income | $3,140,000 | 4,480 |
| Provision for loan and lease losses | $770,000 | 2,138 |
| Total noninterest income | $69,000 | 7,507 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $37,000 | 6,695 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $32,000 | 7,052 |
| Total noninterest expense | $2,052,000 | 5,387 |
| Salaries and employee benefits | $1,164,000 | 5,261 |
| Premises and equipment expense | $243,000 | 5,639 |
| Additional noninterest expense | $645,000 | 5,210 |
| Pre-tax net operating income | $387,000 | 5,315 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $169,000 | 3,092 |
| Income before extraordinary items | $218,000 | 5,608 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $218,000 | 5,605 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 3,276 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $140,000 | 678 |
| Net operating income | $218,000 | 5,779 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,137,000 | 4,150 |
| Total interest expense | $2,152,000 | 3,563 |
| Net interest income | $1,985,000 | 4,643 |
| Provision for loan and lease losses | $387,000 | 2,211 |
| Total noninterest income | $52,000 | 7,448 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $25,000 | 6,713 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $27,000 | 6,905 |
| Total noninterest expense | $1,294,000 | 5,583 |
| Salaries and employee benefits | $758,000 | 5,374 |
| Premises and equipment expense | $139,000 | 6,029 |
| Additional noninterest expense | $397,000 | 5,443 |
| Pre-tax net operating income | $356,000 | 4,988 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $146,000 | 3,048 |
| Income before extraordinary items | $210,000 | 5,536 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $210,000 | 5,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $93,000 | 607 |
| Net operating income | $210,000 | 5,468 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 4,268 |
| Total interest expense | $1,086,000 | 3,701 |
| Net interest income | $942,000 | 4,821 |
| Provision for loan and lease losses | $127,000 | 2,383 |
| Total noninterest income | $31,000 | 7,280 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $12,000 | 6,732 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $19,000 | 6,522 |
| Total noninterest expense | $632,000 | 5,664 |
| Salaries and employee benefits | $374,000 | 5,445 |
| Premises and equipment expense | $66,000 | 6,208 |
| Additional noninterest expense | $192,000 | 5,487 |
| Pre-tax net operating income | $214,000 | 4,837 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $83,000 | 3,009 |
| Income before extraordinary items | $131,000 | 5,435 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $131,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 528 |
| Net operating income | $131,000 | 5,340 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,610,000 | 4,897 |
| Total interest expense | $3,455,000 | 4,373 |
| Net interest income | $3,155,000 | 5,368 |
| Provision for loan and lease losses | $458,000 | 2,478 |
| Total noninterest income | $55,000 | 7,990 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $23,000 | 7,115 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $32,000 | 7,491 |
| Total noninterest expense | $2,001,000 | 6,217 |
| Salaries and employee benefits | $1,138,000 | 6,127 |
| Premises and equipment expense | $196,000 | 6,767 |
| Additional noninterest expense | $667,000 | 5,866 |
| Pre-tax net operating income | $751,000 | 5,305 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $123,000 | 4,313 |
| Income before extraordinary items | $628,000 | 5,256 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $628,000 | 5,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $143,000 | 837 |
| Net operating income | $628,000 | 5,242 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,604,000 | 5,162 |
| Total interest expense | $2,377,000 | 4,638 |
| Net interest income | $2,227,000 | 5,563 |
| Provision for loan and lease losses | $301,000 | 2,300 |
| Total noninterest income | $39,000 | 8,064 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $15,000 | 7,183 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $24,000 | 7,528 |
| Total noninterest expense | $1,438,000 | 6,314 |
| Salaries and employee benefits | $775,000 | 6,352 |
| Premises and equipment expense | $169,000 | 6,489 |
| Additional noninterest expense | $494,000 | 5,835 |
| Pre-tax net operating income | $527,000 | 5,679 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,000 | 6,041 |
| Income before extraordinary items | $525,000 | 5,279 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $525,000 | 5,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $104,000 | 742 |
| Net operating income | $525,000 | 5,264 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,774,000 | 5,488 |
| Total interest expense | $1,398,000 | 4,998 |
| Net interest income | $1,376,000 | 5,797 |
| Provision for loan and lease losses | $157,000 | 2,525 |
| Total noninterest income | $27,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $7,000 | 7,313 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $20,000 | 7,375 |
| Total noninterest expense | $870,000 | 6,613 |
| Salaries and employee benefits | $475,000 | 6,615 |
| Premises and equipment expense | $109,000 | 6,588 |
| Additional noninterest expense | $286,000 | 6,243 |
| Pre-tax net operating income | $376,000 | 5,633 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,000 | 6,068 |
| Income before extraordinary items | $374,000 | 5,218 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $374,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 684 |
| Net operating income | $374,000 | 5,208 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,287,000 | 5,699 |
| Total interest expense | $649,000 | 5,170 |
| Net interest income | $638,000 | 5,998 |
| Provision for loan and lease losses | $72,000 | 2,558 |
| Total noninterest income | $16,000 | 8,027 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $3,000 | 7,373 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $13,000 | 7,127 |
| Total noninterest expense | $403,000 | 6,813 |
| Salaries and employee benefits | $223,000 | 6,796 |
| Premises and equipment expense | $47,000 | 6,906 |
| Additional noninterest expense | $133,000 | 6,437 |
| Pre-tax net operating income | $179,000 | 5,729 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $177,000 | 5,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $177,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 624 |
| Net operating income | $177,000 | 5,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,315,000 | 6,553 |
| Total interest expense | $1,375,000 | 6,296 |
| Net interest income | $1,940,000 | 6,619 |
| Provision for loan and lease losses | $413,000 | 2,215 |
| Total noninterest income | $26,000 | 8,371 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $4,000 | 7,527 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $22,000 | 7,915 |
| Total noninterest expense | $1,410,000 | 7,042 |
| Salaries and employee benefits | $830,000 | 6,871 |
| Premises and equipment expense | $122,000 | 7,568 |
| Additional noninterest expense | $458,000 | 6,745 |
| Pre-tax net operating income | $143,000 | 7,578 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $143,000 | 7,517 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $143,000 | 7,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $755,000 | 529 |
| Net operating income | $143,000 | 7,508 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,162,000 | 6,906 |
| Total interest expense | $843,000 | 6,683 |
| Net interest income | $1,319,000 | 6,935 |
| Provision for loan and lease losses | $281,000 | 2,267 |
| Total noninterest income | $17,000 | 8,486 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $2,000 | 7,617 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,025 |
| Total noninterest expense | $1,047,000 | 7,064 |
| Salaries and employee benefits | $601,000 | 6,938 |
| Premises and equipment expense | $91,000 | 7,591 |
| Additional noninterest expense | $355,000 | 6,663 |
| Pre-tax net operating income | $8,000 | 8,088 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $8,000 | 8,111 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $8,000 | 8,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 428 |
| Net operating income | $8,000 | 8,099 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,194,000 | 7,279 |
| Total interest expense | $434,000 | 7,145 |
| Net interest income | $760,000 | 7,273 |
| Provision for loan and lease losses | $218,000 | 1,972 |
| Total noninterest income | $12,000 | 8,524 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,000 | 7,650 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,000 | 8,021 |
| Total noninterest expense | $623,000 | 7,353 |
| Salaries and employee benefits | $351,000 | 7,298 |
| Premises and equipment expense | $56,000 | 7,712 |
| Additional noninterest expense | $216,000 | 6,938 |
| Pre-tax net operating income | $-69,000 | 8,309 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $-69,000 | 8,310 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-69,000 | 8,311 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 306 |
| Net operating income | $-69,000 | 8,305 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $447,000 | 7,788 |
| Total interest expense | $147,000 | 7,705 |
| Net interest income | $300,000 | 7,704 |
| Provision for loan and lease losses | $93,000 | 2,093 |
| Total noninterest income | $1,000 | 8,667 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $0 | 7,698 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,000 | 8,494 |
| Total noninterest expense | $280,000 | 7,575 |
| Salaries and employee benefits | $165,000 | 7,455 |
| Premises and equipment expense | $28,000 | 7,712 |
| Additional noninterest expense | $87,000 | 7,359 |
| Pre-tax net operating income | $-72,000 | 8,406 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-72,000 | 8,424 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-72,000 | 8,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $650,000 | 168 |
| Net operating income | $-72,000 | 8,408 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $388,000 | 8,682 |
| Total interest expense | $132,000 | 8,566 |
| Net interest income | $256,000 | 8,699 |
| Provision for loan and lease losses | $143,000 | 4,229 |
| Total noninterest income | $36,000 | 8,508 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $0 | 7,759 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $36,000 | 7,717 |
| Total noninterest expense | $848,000 | 8,001 |
| Salaries and employee benefits | $278,000 | 8,534 |
| Premises and equipment expense | $45,000 | 8,525 |
| Additional noninterest expense | $525,000 | 6,436 |
| Pre-tax net operating income | $-699,000 | 8,562 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-699,000 | 8,602 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-699,000 | 8,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $13,105,000 | 138 |
| Net operating income | $-699,000 | 8,585 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $98,000 | 8,813 |
| Total interest expense | $24,000 | 8,754 |
| Net interest income | $74,000 | 8,814 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $32,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $0 | 7,794 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $32,000 | 7,572 |
| Total noninterest expense | $607,000 | 8,059 |
| Salaries and employee benefits | $97,000 | 8,792 |
| Premises and equipment expense | $20,000 | 8,707 |
| Additional noninterest expense | $490,000 | 5,768 |
| Pre-tax net operating income | $-513,000 | 8,601 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-513,000 | 8,650 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-513,000 | 8,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $12,822,000 | 99 |
| Net operating income | $-513,000 | 8,623 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.