Home > Ben Franklin National Bank > Income and Expense
Ben Franklin National Bank, Income and Expense
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,835,000 | 9,264 |
| Total interest expense | $885,000 | 10,931 |
| Net interest income | $1,950,000 | 7,894 |
| Provision for loan and lease losses | $7,000 | 11,393 |
| Total noninterest income | $371,000 | 6,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $150,000 | 6,642 |
| Total noninterest expense | $1,827,000 | 6,863 |
| Salaries and employee benefits | $890,000 | 6,679 |
| Premises and equipment expense | $238,000 | 7,007 |
| Additional noninterest expense | $699,000 | 6,753 |
| Pre-tax net operating income | $487,000 | 8,501 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $153,000 | 8,537 |
| Income before extraordinary items | $348,000 | 8,750 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $348,000 | 8,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 13,191 |
| Cash dividends | $145,000 | 5,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $338,340 | 8,474 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.