Home > Ben Franklin Bank of Illinois > Income and Expense
Ben Franklin Bank of Illinois, Income and Expense
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 3,992 |
| Total interest expense | $267,000 | 3,167 |
| Net interest income | $735,000 | 4,131 |
| Provision for loan and lease losses | $28,000 | 2,964 |
| Total noninterest income | $33,000 | 4,596 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $7,000 | 4,644 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 4,301 |
| Total noninterest expense | $963,000 | 3,457 |
| Salaries and employee benefits | $455,000 | 3,743 |
| Premises and equipment expense | $189,000 | 2,422 |
| Additional noninterest expense | $319,000 | 3,340 |
| Pre-tax net operating income | $-223,000 | 4,923 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $-3,000 | 4,824 |
| Income before extraordinary items | $-220,000 | 4,890 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-220,000 | 4,890 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-220,000 | 4,890 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $-220,000 | 4,920 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 3,985 |
| Total interest expense | $1,012,000 | 3,290 |
| Net interest income | $3,235,000 | 4,068 |
| Provision for loan and lease losses | $-135,000 | 5,006 |
| Total noninterest income | $99,000 | 4,810 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $29,000 | 4,750 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 4,580 |
| Total noninterest expense | $4,387,000 | 3,263 |
| Salaries and employee benefits | $2,097,000 | 3,532 |
| Premises and equipment expense | $698,000 | 2,551 |
| Additional noninterest expense | $1,592,000 | 2,964 |
| Pre-tax net operating income | $-918,000 | 5,088 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $-10,000 | 5,017 |
| Income before extraordinary items | $-908,000 | 5,093 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-908,000 | 5,094 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-908,000 | 5,094 |
| Net charge-offs | $-94,000 | 4,883 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $-908,000 | 5,084 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,194,000 | 4,035 |
| Total interest expense | $723,000 | 3,383 |
| Net interest income | $2,471,000 | 4,103 |
| Provision for loan and lease losses | $-82,000 | 5,097 |
| Total noninterest income | $75,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $21,000 | 4,834 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 4,628 |
| Total noninterest expense | $3,187,000 | 3,333 |
| Salaries and employee benefits | $1,472,000 | 3,657 |
| Premises and equipment expense | $528,000 | 2,543 |
| Additional noninterest expense | $1,187,000 | 2,996 |
| Pre-tax net operating income | $-559,000 | 5,165 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $-559,000 | 5,173 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-559,000 | 5,173 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-559,000 | 5,173 |
| Net charge-offs | $-92,000 | 4,947 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $-559,000 | 5,163 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,110,000 | 4,069 |
| Total interest expense | $439,000 | 3,499 |
| Net interest income | $1,671,000 | 4,110 |
| Provision for loan and lease losses | $-82,000 | 5,175 |
| Total noninterest income | $44,000 | 4,942 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $14,000 | 4,865 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 4,740 |
| Total noninterest expense | $2,113,000 | 3,363 |
| Salaries and employee benefits | $982,000 | 3,671 |
| Premises and equipment expense | $354,000 | 2,541 |
| Additional noninterest expense | $777,000 | 3,065 |
| Pre-tax net operating income | $-316,000 | 5,203 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $-316,000 | 5,208 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-316,000 | 5,207 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $-316,000 | 5,207 |
| Net charge-offs | $-90,000 | 5,040 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $-316,000 | 5,201 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,044,000 | 4,112 |
| Total interest expense | $192,000 | 3,671 |
| Net interest income | $852,000 | 4,134 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $23,000 | 4,957 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $7,000 | 4,897 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 4,720 |
| Total noninterest expense | $957,000 | 3,580 |
| Salaries and employee benefits | $491,000 | 3,721 |
| Premises and equipment expense | $178,000 | 2,563 |
| Additional noninterest expense | $288,000 | 3,637 |
| Pre-tax net operating income | $-82,000 | 5,236 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $-82,000 | 5,232 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-82,000 | 5,231 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-82,000 | 5,231 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $-82,000 | 5,233 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,288,000 | 4,019 |
| Total interest expense | $740,000 | 3,375 |
| Net interest income | $3,548,000 | 4,077 |
| Provision for loan and lease losses | $-98,000 | 5,178 |
| Total noninterest income | $35,000 | 5,259 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $28,000 | 4,985 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 5,231 |
| Total noninterest expense | $3,896,000 | 3,539 |
| Salaries and employee benefits | $1,956,000 | 3,726 |
| Premises and equipment expense | $690,000 | 2,606 |
| Additional noninterest expense | $1,250,000 | 3,508 |
| Pre-tax net operating income | $-215,000 | 5,294 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $-215,000 | 5,286 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-215,000 | 5,285 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $-215,000 | 5,285 |
| Net charge-offs | $-15,000 | 4,601 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $-215,000 | 5,288 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 4,048 |
| Total interest expense | $561,000 | 3,306 |
| Net interest income | $2,651,000 | 4,132 |
| Provision for loan and lease losses | $-78,000 | 5,269 |
| Total noninterest income | $25,000 | 5,330 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $21,000 | 5,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,000 | 5,315 |
| Total noninterest expense | $2,926,000 | 3,556 |
| Salaries and employee benefits | $1,465,000 | 3,736 |
| Premises and equipment expense | $522,000 | 2,596 |
| Additional noninterest expense | $939,000 | 3,526 |
| Pre-tax net operating income | $-172,000 | 5,373 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $-172,000 | 5,365 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-172,000 | 5,364 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-172,000 | 5,364 |
| Net charge-offs | $-12,000 | 4,525 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $-172,000 | 5,367 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,147,000 | 4,047 |
| Total interest expense | $372,000 | 3,235 |
| Net interest income | $1,775,000 | 4,152 |
| Provision for loan and lease losses | $-48,000 | 5,346 |
| Total noninterest income | $-2,000 | 5,506 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $14,000 | 5,100 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-16,000 | 5,497 |
| Total noninterest expense | $1,975,000 | 3,550 |
| Salaries and employee benefits | $977,000 | 3,756 |
| Premises and equipment expense | $351,000 | 2,601 |
| Additional noninterest expense | $647,000 | 3,477 |
| Pre-tax net operating income | $-154,000 | 5,436 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $-154,000 | 5,420 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $-154,000 | 5,419 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-154,000 | 5,419 |
| Net charge-offs | $-7,000 | 4,412 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $-154,000 | 5,426 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 4,046 |
| Total interest expense | $190,000 | 3,163 |
| Net interest income | $890,000 | 4,164 |
| Provision for loan and lease losses | $17,000 | 2,885 |
| Total noninterest income | $22,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $8,000 | 5,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,997 |
| Total noninterest expense | $985,000 | 3,588 |
| Salaries and employee benefits | $485,000 | 3,809 |
| Premises and equipment expense | $175,000 | 2,660 |
| Additional noninterest expense | $325,000 | 3,491 |
| Pre-tax net operating income | $-90,000 | 5,502 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $-90,000 | 5,481 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $-90,000 | 5,481 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $-90,000 | 5,481 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $-90,000 | 5,488 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,775,000 | 4,251 |
| Total interest expense | $587,000 | 3,421 |
| Net interest income | $3,188,000 | 4,323 |
| Provision for loan and lease losses | $70,000 | 3,341 |
| Total noninterest income | $143,000 | 5,062 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $37,000 | 5,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 4,739 |
| Total noninterest expense | $4,176,000 | 3,471 |
| Salaries and employee benefits | $1,986,000 | 3,769 |
| Premises and equipment expense | $702,000 | 2,653 |
| Additional noninterest expense | $1,488,000 | 3,244 |
| Pre-tax net operating income | $-915,000 | 5,598 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $-43,000 | 5,514 |
| Income before extraordinary items | $-872,000 | 5,562 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-872,000 | 5,562 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-872,000 | 5,562 |
| Net charge-offs | $20,000 | 3,424 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-872,000 | 5,561 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,759,000 | 4,334 |
| Total interest expense | $396,000 | 3,597 |
| Net interest income | $2,363,000 | 4,384 |
| Provision for loan and lease losses | $128,000 | 2,453 |
| Total noninterest income | $101,000 | 5,174 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $26,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 4,840 |
| Total noninterest expense | $3,132,000 | 3,490 |
| Salaries and employee benefits | $1,484,000 | 3,791 |
| Premises and equipment expense | $529,000 | 2,661 |
| Additional noninterest expense | $1,119,000 | 3,244 |
| Pre-tax net operating income | $-796,000 | 5,672 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $-43,000 | 5,635 |
| Income before extraordinary items | $-753,000 | 5,673 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-753,000 | 5,673 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-753,000 | 5,673 |
| Net charge-offs | $21,000 | 2,958 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $-753,000 | 5,671 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,775,000 | 4,401 |
| Total interest expense | $233,000 | 3,783 |
| Net interest income | $1,542,000 | 4,437 |
| Provision for loan and lease losses | $110,000 | 2,170 |
| Total noninterest income | $77,000 | 5,117 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $18,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 4,763 |
| Total noninterest expense | $2,141,000 | 3,448 |
| Salaries and employee benefits | $988,000 | 3,809 |
| Premises and equipment expense | $359,000 | 2,645 |
| Additional noninterest expense | $794,000 | 3,128 |
| Pre-tax net operating income | $-632,000 | 5,731 |
| Securities gains (losses) | $-6,000 | 5,430 |
| Applicable income taxes | $-43,000 | 5,707 |
| Income before extraordinary items | $-595,000 | 5,731 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $-595,000 | 5,731 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-595,000 | 5,731 |
| Net charge-offs | $25,000 | 2,462 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-589,420 | 5,730 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $854,000 | 4,488 |
| Total interest expense | $108,000 | 3,901 |
| Net interest income | $746,000 | 4,512 |
| Provision for loan and lease losses | $62,000 | 1,865 |
| Total noninterest income | $33,000 | 5,263 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $9,000 | 5,277 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 4,924 |
| Total noninterest expense | $1,097,000 | 3,420 |
| Salaries and employee benefits | $489,000 | 3,885 |
| Premises and equipment expense | $180,000 | 2,687 |
| Additional noninterest expense | $428,000 | 2,985 |
| Pre-tax net operating income | $-380,000 | 5,804 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $-12,000 | 5,703 |
| Income before extraordinary items | $-368,000 | 5,800 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $-368,000 | 5,800 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $-368,000 | 5,800 |
| Net charge-offs | $28,000 | 1,693 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $-368,000 | 5,799 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 4,719 |
| Total interest expense | $340,000 | 4,290 |
| Net interest income | $2,647,000 | 4,721 |
| Provision for loan and lease losses | $-128,000 | 5,602 |
| Total noninterest income | $115,000 | 5,419 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $39,000 | 5,318 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $76,000 | 5,117 |
| Total noninterest expense | $3,998,000 | 3,651 |
| Salaries and employee benefits | $1,707,000 | 4,132 |
| Premises and equipment expense | $673,000 | 2,810 |
| Additional noninterest expense | $1,618,000 | 3,185 |
| Pre-tax net operating income | $-1,108,000 | 5,839 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $43,000 | 3,652 |
| Income before extraordinary items | $-1,151,000 | 5,848 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-1,151,000 | 5,847 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-1,151,000 | 5,847 |
| Net charge-offs | $-41,000 | 5,320 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $-1,151,000 | 5,845 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,222,000 | 4,772 |
| Total interest expense | $254,000 | 4,330 |
| Net interest income | $1,968,000 | 4,775 |
| Provision for loan and lease losses | $-128,000 | 5,741 |
| Total noninterest income | $21,000 | 5,851 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $30,000 | 5,360 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $-9,000 | 5,914 |
| Total noninterest expense | $2,938,000 | 3,692 |
| Salaries and employee benefits | $1,254,000 | 4,185 |
| Premises and equipment expense | $486,000 | 2,888 |
| Additional noninterest expense | $1,198,000 | 3,225 |
| Pre-tax net operating income | $-821,000 | 5,915 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $-22,000 | 5,834 |
| Income before extraordinary items | $-799,000 | 5,914 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $-799,000 | 5,914 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-799,000 | 5,914 |
| Net charge-offs | $-99,000 | 5,570 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $-799,000 | 5,910 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 4,840 |
| Total interest expense | $167,000 | 4,379 |
| Net interest income | $1,295,000 | 4,839 |
| Provision for loan and lease losses | $-33,000 | 5,790 |
| Total noninterest income | $60,000 | 5,490 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $21,000 | 5,385 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $39,000 | 5,211 |
| Total noninterest expense | $1,953,000 | 3,720 |
| Salaries and employee benefits | $841,000 | 4,209 |
| Premises and equipment expense | $306,000 | 3,000 |
| Additional noninterest expense | $806,000 | 3,214 |
| Pre-tax net operating income | $-565,000 | 5,987 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $-25,000 | 5,937 |
| Income before extraordinary items | $-540,000 | 5,991 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-540,000 | 5,990 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $-540,000 | 5,990 |
| Net charge-offs | $-23,000 | 5,254 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $-540,000 | 5,985 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $779,000 | 4,777 |
| Total interest expense | $86,000 | 4,373 |
| Net interest income | $693,000 | 4,757 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $30,000 | 5,512 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $20,000 | 5,216 |
| Total noninterest expense | $991,000 | 3,734 |
| Salaries and employee benefits | $443,000 | 4,144 |
| Premises and equipment expense | $151,000 | 3,042 |
| Additional noninterest expense | $397,000 | 3,251 |
| Pre-tax net operating income | $-268,000 | 6,022 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $-27,000 | 6,025 |
| Income before extraordinary items | $-241,000 | 6,023 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-241,000 | 6,024 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-241,000 | 6,023 |
| Net charge-offs | $-21,000 | 5,480 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-241,000 | 6,020 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 4,842 |
| Total interest expense | $388,000 | 4,204 |
| Net interest income | $2,628,000 | 4,866 |
| Provision for loan and lease losses | $-40,000 | 5,658 |
| Total noninterest income | $319,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $38,000 | 5,590 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $281,000 | 4,059 |
| Total noninterest expense | $3,910,000 | 3,762 |
| Salaries and employee benefits | $1,860,000 | 4,061 |
| Premises and equipment expense | $623,000 | 3,031 |
| Additional noninterest expense | $1,427,000 | 3,515 |
| Pre-tax net operating income | $-923,000 | 6,082 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $15,000 | 4,015 |
| Income before extraordinary items | $-938,000 | 6,089 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-938,000 | 6,089 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-938,000 | 6,089 |
| Net charge-offs | $175,000 | 2,112 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-938,000 | 6,086 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,256,000 | 4,897 |
| Total interest expense | $294,000 | 4,236 |
| Net interest income | $1,962,000 | 4,922 |
| Provision for loan and lease losses | $55,000 | 3,175 |
| Total noninterest income | $282,000 | 4,592 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $28,000 | 5,674 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $254,000 | 3,842 |
| Total noninterest expense | $2,922,000 | 3,796 |
| Salaries and employee benefits | $1,406,000 | 4,065 |
| Premises and equipment expense | $473,000 | 3,044 |
| Additional noninterest expense | $1,043,000 | 3,581 |
| Pre-tax net operating income | $-733,000 | 6,178 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $-15,000 | 6,080 |
| Income before extraordinary items | $-718,000 | 6,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-718,000 | 6,182 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-718,000 | 6,182 |
| Net charge-offs | $294,000 | 1,212 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-718,000 | 6,178 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 4,944 |
| Total interest expense | $197,000 | 4,273 |
| Net interest income | $1,297,000 | 4,970 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $105,000 | 5,249 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $19,000 | 5,706 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $86,000 | 4,673 |
| Total noninterest expense | $2,000,000 | 3,760 |
| Salaries and employee benefits | $944,000 | 4,077 |
| Premises and equipment expense | $313,000 | 3,071 |
| Additional noninterest expense | $743,000 | 3,448 |
| Pre-tax net operating income | $-598,000 | 6,263 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-5,000 | 6,127 |
| Income before extraordinary items | $-593,000 | 6,267 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-593,000 | 6,267 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-593,000 | 6,267 |
| Net charge-offs | $24,000 | 2,829 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-593,000 | 6,263 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $752,000 | 4,963 |
| Total interest expense | $98,000 | 4,326 |
| Net interest income | $654,000 | 4,981 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $60,000 | 5,127 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $7,000 | 5,879 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $53,000 | 4,453 |
| Total noninterest expense | $1,039,000 | 3,706 |
| Salaries and employee benefits | $478,000 | 4,079 |
| Premises and equipment expense | $163,000 | 3,029 |
| Additional noninterest expense | $398,000 | 3,319 |
| Pre-tax net operating income | $-325,000 | 6,341 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-15,000 | 6,270 |
| Income before extraordinary items | $-310,000 | 6,346 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-310,000 | 6,347 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-310,000 | 6,347 |
| Net charge-offs | $27,000 | 1,951 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-310,000 | 6,337 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,267,000 | 4,915 |
| Total interest expense | $449,000 | 4,213 |
| Net interest income | $2,818,000 | 4,936 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $-148,000 | 6,458 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $31,000 | 5,986 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-179,000 | 6,413 |
| Total noninterest expense | $4,038,000 | 3,814 |
| Salaries and employee benefits | $1,820,000 | 4,196 |
| Premises and equipment expense | $628,000 | 3,125 |
| Additional noninterest expense | $1,590,000 | 3,417 |
| Pre-tax net operating income | $-1,368,000 | 6,391 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,000 | 4,463 |
| Income before extraordinary items | $-1,369,000 | 6,399 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,369,000 | 6,399 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,369,000 | 6,399 |
| Net charge-offs | $96,000 | 3,220 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,369,000 | 6,398 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,493,000 | 4,921 |
| Total interest expense | $349,000 | 4,212 |
| Net interest income | $2,144,000 | 4,959 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $-136,000 | 6,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $24,000 | 6,056 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-160,000 | 6,514 |
| Total noninterest expense | $2,871,000 | 3,949 |
| Salaries and employee benefits | $1,335,000 | 4,255 |
| Premises and equipment expense | $450,000 | 3,287 |
| Additional noninterest expense | $1,086,000 | 3,655 |
| Pre-tax net operating income | $-863,000 | 6,455 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,000 | 4,504 |
| Income before extraordinary items | $-864,000 | 6,465 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-864,000 | 6,464 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-864,000 | 6,464 |
| Net charge-offs | $7,000 | 4,273 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-864,000 | 6,462 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,905 |
| Total interest expense | $239,000 | 4,203 |
| Net interest income | $1,453,000 | 4,944 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $-47,000 | 6,603 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $16,000 | 6,094 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-63,000 | 6,562 |
| Total noninterest expense | $1,893,000 | 4,000 |
| Salaries and employee benefits | $867,000 | 4,350 |
| Premises and equipment expense | $297,000 | 3,314 |
| Additional noninterest expense | $729,000 | 3,644 |
| Pre-tax net operating income | $-487,000 | 6,506 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-5,000 | 6,353 |
| Income before extraordinary items | $-482,000 | 6,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-482,000 | 6,516 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-482,000 | 6,516 |
| Net charge-offs | $8,000 | 3,816 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-482,000 | 6,514 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $866,000 | 4,887 |
| Total interest expense | $121,000 | 4,237 |
| Net interest income | $745,000 | 4,919 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $46,000 | 5,600 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $9,000 | 6,059 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $37,000 | 4,923 |
| Total noninterest expense | $954,000 | 4,009 |
| Salaries and employee benefits | $429,000 | 4,413 |
| Premises and equipment expense | $150,000 | 3,344 |
| Additional noninterest expense | $375,000 | 3,560 |
| Pre-tax net operating income | $-163,000 | 6,505 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $-3,000 | 6,396 |
| Income before extraordinary items | $-160,000 | 6,508 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-160,000 | 6,508 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-160,000 | 6,508 |
| Net charge-offs | $-148,000 | 6,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-160,000 | 6,505 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,913,000 | 4,667 |
| Total interest expense | $577,000 | 4,150 |
| Net interest income | $3,336,000 | 4,700 |
| Provision for loan and lease losses | $565,000 | 1,707 |
| Total noninterest income | $93,000 | 6,238 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $30,000 | 6,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $63,000 | 5,740 |
| Total noninterest expense | $3,614,000 | 4,175 |
| Salaries and employee benefits | $1,665,000 | 4,507 |
| Premises and equipment expense | $590,000 | 3,353 |
| Additional noninterest expense | $1,359,000 | 3,899 |
| Pre-tax net operating income | $-750,000 | 6,533 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $32,000 | 3,932 |
| Income before extraordinary items | $-782,000 | 6,554 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-782,000 | 6,555 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-782,000 | 6,555 |
| Net charge-offs | $1,358,000 | 1,005 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-782,000 | 6,544 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 4,656 |
| Total interest expense | $442,000 | 4,195 |
| Net interest income | $2,568,000 | 4,698 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $63,000 | 6,386 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $22,000 | 6,358 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $41,000 | 5,890 |
| Total noninterest expense | $2,751,000 | 4,147 |
| Salaries and employee benefits | $1,248,000 | 4,513 |
| Premises and equipment expense | $439,000 | 3,404 |
| Additional noninterest expense | $1,064,000 | 3,786 |
| Pre-tax net operating income | $-120,000 | 6,430 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $28,000 | 3,971 |
| Income before extraordinary items | $-148,000 | 6,488 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-148,000 | 6,490 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-148,000 | 6,489 |
| Net charge-offs | $67,000 | 3,636 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-148,000 | 6,464 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,059,000 | 4,609 |
| Total interest expense | $303,000 | 4,204 |
| Net interest income | $1,756,000 | 4,635 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $99,000 | 5,744 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $15,000 | 6,376 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $84,000 | 4,951 |
| Total noninterest expense | $1,870,000 | 4,116 |
| Salaries and employee benefits | $856,000 | 4,478 |
| Premises and equipment expense | $292,000 | 3,430 |
| Additional noninterest expense | $722,000 | 3,744 |
| Pre-tax net operating income | $-15,000 | 6,348 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $25,000 | 3,842 |
| Income before extraordinary items | $-40,000 | 6,448 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-40,000 | 6,450 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-40,000 | 6,450 |
| Net charge-offs | $77,000 | 2,994 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-40,000 | 6,400 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,055,000 | 4,583 |
| Total interest expense | $157,000 | 4,221 |
| Net interest income | $898,000 | 4,599 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $82,000 | 5,139 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $8,000 | 6,381 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $74,000 | 4,206 |
| Total noninterest expense | $975,000 | 4,054 |
| Salaries and employee benefits | $446,000 | 4,426 |
| Premises and equipment expense | $150,000 | 3,380 |
| Additional noninterest expense | $379,000 | 3,647 |
| Pre-tax net operating income | $5,000 | 6,284 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $5,000 | 6,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,000 | 6,369 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,000 | 6,369 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $5,000 | 6,288 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,483,000 | 4,578 |
| Total interest expense | $726,000 | 4,324 |
| Net interest income | $3,757,000 | 4,570 |
| Provision for loan and lease losses | $1,903,000 | 1,107 |
| Total noninterest income | $-370,000 | 6,972 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $38,000 | 6,423 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-408,000 | 6,900 |
| Total noninterest expense | $3,559,000 | 4,331 |
| Salaries and employee benefits | $1,528,000 | 4,804 |
| Premises and equipment expense | $585,000 | 3,441 |
| Additional noninterest expense | $1,446,000 | 3,885 |
| Pre-tax net operating income | $-2,075,000 | 6,818 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $13,000 | 4,327 |
| Income before extraordinary items | $-2,088,000 | 6,844 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,088,000 | 6,841 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,088,000 | 6,842 |
| Net charge-offs | $945,000 | 1,878 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,088,000 | 6,825 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,374,000 | 4,648 |
| Total interest expense | $557,000 | 4,397 |
| Net interest income | $2,817,000 | 4,636 |
| Provision for loan and lease losses | $1,636,000 | 1,013 |
| Total noninterest income | $-201,000 | 7,054 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $28,000 | 6,523 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-229,000 | 7,000 |
| Total noninterest expense | $2,535,000 | 4,480 |
| Salaries and employee benefits | $1,122,000 | 4,873 |
| Premises and equipment expense | $419,000 | 3,603 |
| Additional noninterest expense | $994,000 | 4,111 |
| Pre-tax net operating income | $-1,555,000 | 6,925 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-1,555,000 | 6,954 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,555,000 | 6,951 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,555,000 | 6,953 |
| Net charge-offs | $684,000 | 1,833 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-1,555,000 | 6,933 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 4,689 |
| Total interest expense | $386,000 | 4,413 |
| Net interest income | $1,861,000 | 4,683 |
| Provision for loan and lease losses | $1,203,000 | 940 |
| Total noninterest income | $-32,000 | 7,058 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $19,000 | 6,554 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-51,000 | 6,954 |
| Total noninterest expense | $1,701,000 | 4,500 |
| Salaries and employee benefits | $757,000 | 4,871 |
| Premises and equipment expense | $270,000 | 3,675 |
| Additional noninterest expense | $674,000 | 4,096 |
| Pre-tax net operating income | $-1,075,000 | 6,983 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-1,075,000 | 7,010 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,075,000 | 7,009 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,075,000 | 7,010 |
| Net charge-offs | $419,000 | 1,953 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,075,000 | 6,995 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 4,759 |
| Total interest expense | $203,000 | 4,418 |
| Net interest income | $913,000 | 4,769 |
| Provision for loan and lease losses | $1,260,000 | 519 |
| Total noninterest income | $7,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $11,000 | 6,444 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-4,000 | 6,940 |
| Total noninterest expense | $890,000 | 4,408 |
| Salaries and employee benefits | $387,000 | 4,857 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $377,000 | 3,784 |
| Pre-tax net operating income | $-1,230,000 | 7,176 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-1,230,000 | 7,193 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,230,000 | 7,193 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-1,230,000 | 7,193 |
| Net charge-offs | $462,000 | 1,149 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-1,230,000 | 7,184 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,823,000 | 4,662 |
| Total interest expense | $978,000 | 4,458 |
| Net interest income | $3,845,000 | 4,648 |
| Provision for loan and lease losses | $815,000 | 2,717 |
| Total noninterest income | $-40,000 | 7,042 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,838 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-51,000 | 6,826 |
| Total noninterest expense | $3,663,000 | 4,373 |
| Salaries and employee benefits | $1,611,000 | 4,760 |
| Premises and equipment expense | $879,000 | 2,693 |
| Additional noninterest expense | $1,173,000 | 4,521 |
| Pre-tax net operating income | $-673,000 | 6,474 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-10,000 | 6,588 |
| Income before extraordinary items | $-663,000 | 6,543 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-663,000 | 6,543 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-663,000 | 6,542 |
| Net charge-offs | $1,054,000 | 2,300 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-663,000 | 6,509 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,674,000 | 4,675 |
| Total interest expense | $763,000 | 4,476 |
| Net interest income | $2,911,000 | 4,651 |
| Provision for loan and lease losses | $459,000 | 2,990 |
| Total noninterest income | $-39,000 | 7,155 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 6,851 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-50,000 | 7,003 |
| Total noninterest expense | $2,563,000 | 4,544 |
| Salaries and employee benefits | $1,205,000 | 4,770 |
| Premises and equipment expense | $668,000 | 2,693 |
| Additional noninterest expense | $690,000 | 5,137 |
| Pre-tax net operating income | $-150,000 | 6,347 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-18,000 | 6,831 |
| Income before extraordinary items | $-132,000 | 6,450 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-132,000 | 6,454 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-132,000 | 6,453 |
| Net charge-offs | $784,000 | 2,172 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-132,000 | 6,367 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 4,677 |
| Total interest expense | $538,000 | 4,461 |
| Net interest income | $1,949,000 | 4,661 |
| Provision for loan and lease losses | $372,000 | 2,685 |
| Total noninterest income | $68,000 | 6,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $5,000 | 6,944 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $63,000 | 5,210 |
| Total noninterest expense | $1,761,000 | 4,517 |
| Salaries and employee benefits | $786,000 | 4,875 |
| Premises and equipment expense | $464,000 | 2,598 |
| Additional noninterest expense | $511,000 | 4,946 |
| Pre-tax net operating income | $-116,000 | 6,450 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-17,000 | 6,914 |
| Income before extraordinary items | $-99,000 | 6,506 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-99,000 | 6,506 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-99,000 | 6,506 |
| Net charge-offs | $521,000 | 2,098 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-99,000 | 6,469 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 4,656 |
| Total interest expense | $284,000 | 4,442 |
| Net interest income | $978,000 | 4,633 |
| Provision for loan and lease losses | $163,000 | 2,672 |
| Total noninterest income | $31,000 | 6,457 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $31,000 | 5,357 |
| Total noninterest expense | $940,000 | 4,367 |
| Salaries and employee benefits | $396,000 | 4,891 |
| Premises and equipment expense | $260,000 | 2,408 |
| Additional noninterest expense | $284,000 | 4,684 |
| Pre-tax net operating income | $-94,000 | 6,673 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-94,000 | 6,708 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-94,000 | 6,708 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-94,000 | 6,708 |
| Net charge-offs | $470,000 | 1,382 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-94,000 | 6,696 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 4,607 |
| Total interest expense | $1,604,000 | 4,105 |
| Net interest income | $3,797,000 | 4,729 |
| Provision for loan and lease losses | $1,397,000 | 2,564 |
| Total noninterest income | $164,000 | 6,198 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $164,000 | 4,866 |
| Total noninterest expense | $3,375,000 | 4,693 |
| Salaries and employee benefits | $1,522,000 | 5,022 |
| Premises and equipment expense | $816,000 | 2,945 |
| Additional noninterest expense | $1,037,000 | 4,993 |
| Pre-tax net operating income | $-811,000 | 6,394 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-2,000 | 6,499 |
| Income before extraordinary items | $-809,000 | 6,510 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-809,000 | 6,512 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-809,000 | 6,512 |
| Net charge-offs | $961,000 | 2,747 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-809,000 | 6,464 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 4,650 |
| Total interest expense | $1,259,000 | 4,135 |
| Net interest income | $2,865,000 | 4,776 |
| Provision for loan and lease losses | $522,000 | 3,477 |
| Total noninterest income | $94,000 | 6,609 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $94,000 | 5,286 |
| Total noninterest expense | $2,436,000 | 4,808 |
| Salaries and employee benefits | $1,147,000 | 5,042 |
| Premises and equipment expense | $571,000 | 3,143 |
| Additional noninterest expense | $718,000 | 5,199 |
| Pre-tax net operating income | $1,000 | 5,961 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-10,000 | 6,841 |
| Income before extraordinary items | $11,000 | 6,079 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $11,000 | 6,080 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $11,000 | 6,080 |
| Net charge-offs | $592,000 | 2,846 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $11,000 | 5,961 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,802,000 | 4,636 |
| Total interest expense | $900,000 | 4,070 |
| Net interest income | $1,902,000 | 4,798 |
| Provision for loan and lease losses | $242,000 | 3,936 |
| Total noninterest income | $60,000 | 6,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 5,377 |
| Total noninterest expense | $1,600,000 | 4,866 |
| Salaries and employee benefits | $770,000 | 5,039 |
| Premises and equipment expense | $380,000 | 3,167 |
| Additional noninterest expense | $450,000 | 5,367 |
| Pre-tax net operating income | $120,000 | 5,383 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-13,000 | 6,946 |
| Income before extraordinary items | $133,000 | 5,330 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $133,000 | 5,330 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $133,000 | 5,331 |
| Net charge-offs | $141,000 | 3,895 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $133,000 | 5,188 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 4,656 |
| Total interest expense | $497,000 | 3,944 |
| Net interest income | $919,000 | 4,916 |
| Provision for loan and lease losses | $69,000 | 4,469 |
| Total noninterest income | $33,000 | 6,632 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 5,318 |
| Total noninterest expense | $810,000 | 4,879 |
| Salaries and employee benefits | $386,000 | 5,098 |
| Premises and equipment expense | $188,000 | 3,284 |
| Additional noninterest expense | $236,000 | 5,276 |
| Pre-tax net operating income | $73,000 | 5,380 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-4,000 | 7,051 |
| Income before extraordinary items | $77,000 | 5,304 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $77,000 | 5,304 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $77,000 | 5,304 |
| Net charge-offs | $12,000 | 4,735 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $77,000 | 5,190 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,900,000 | 4,673 |
| Total interest expense | $2,924,000 | 3,474 |
| Net interest income | $2,976,000 | 5,404 |
| Provision for loan and lease losses | $1,309,000 | 3,080 |
| Total noninterest income | $133,000 | 6,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $133,000 | 5,270 |
| Total noninterest expense | $3,452,000 | 4,761 |
| Salaries and employee benefits | $1,690,000 | 4,843 |
| Premises and equipment expense | $755,000 | 3,276 |
| Additional noninterest expense | $1,007,000 | 5,219 |
| Pre-tax net operating income | $-1,652,000 | 6,512 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-70,000 | 6,504 |
| Income before extraordinary items | $-1,582,000 | 6,601 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,582,000 | 6,602 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,582,000 | 6,602 |
| Net charge-offs | $953,000 | 2,920 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,582,000 | 6,595 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,437,000 | 4,715 |
| Total interest expense | $2,289,000 | 3,504 |
| Net interest income | $2,148,000 | 5,526 |
| Provision for loan and lease losses | $630,000 | 3,453 |
| Total noninterest income | $98,000 | 6,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $98,000 | 5,419 |
| Total noninterest expense | $2,491,000 | 4,897 |
| Salaries and employee benefits | $1,287,000 | 4,825 |
| Premises and equipment expense | $570,000 | 3,307 |
| Additional noninterest expense | $634,000 | 5,684 |
| Pre-tax net operating income | $-875,000 | 6,586 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $323,000 | 1,857 |
| Income before extraordinary items | $-1,198,000 | 6,853 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,198,000 | 6,855 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,198,000 | 6,855 |
| Net charge-offs | $137,000 | 4,727 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,198,000 | 6,838 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,990,000 | 4,713 |
| Total interest expense | $1,575,000 | 3,551 |
| Net interest income | $1,415,000 | 5,567 |
| Provision for loan and lease losses | $555,000 | 2,821 |
| Total noninterest income | $57,000 | 7,037 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $57,000 | 5,652 |
| Total noninterest expense | $1,708,000 | 4,842 |
| Salaries and employee benefits | $874,000 | 4,832 |
| Premises and equipment expense | $386,000 | 3,280 |
| Additional noninterest expense | $448,000 | 5,543 |
| Pre-tax net operating income | $-791,000 | 6,890 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-290,000 | 7,409 |
| Income before extraordinary items | $-501,000 | 6,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-501,000 | 6,773 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-501,000 | 6,773 |
| Net charge-offs | $142,000 | 3,840 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-501,000 | 6,749 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,544,000 | 4,675 |
| Total interest expense | $803,000 | 3,609 |
| Net interest income | $741,000 | 5,425 |
| Provision for loan and lease losses | $77,000 | 4,278 |
| Total noninterest income | $21,000 | 7,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $21,000 | 6,118 |
| Total noninterest expense | $821,000 | 4,882 |
| Salaries and employee benefits | $440,000 | 4,869 |
| Premises and equipment expense | $189,000 | 3,383 |
| Additional noninterest expense | $192,000 | 5,696 |
| Pre-tax net operating income | $-136,000 | 6,751 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-47,000 | 7,413 |
| Income before extraordinary items | $-89,000 | 6,781 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-89,000 | 6,782 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-89,000 | 6,782 |
| Net charge-offs | $35,000 | 3,875 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-89,000 | 6,690 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,387,000 | 4,752 |
| Total interest expense | $3,387,000 | 3,920 |
| Net interest income | $3,000,000 | 5,418 |
| Provision for loan and lease losses | $197,000 | 5,231 |
| Total noninterest income | $250,000 | 6,134 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $250,000 | 4,441 |
| Total noninterest expense | $3,325,000 | 4,794 |
| Salaries and employee benefits | $1,808,000 | 4,771 |
| Premises and equipment expense | $801,000 | 3,184 |
| Additional noninterest expense | $716,000 | 5,747 |
| Pre-tax net operating income | $-272,000 | 6,613 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-110,000 | 7,096 |
| Income before extraordinary items | $-162,000 | 6,435 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-162,000 | 6,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,856 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-162,000 | 6,584 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 4,796 |
| Total interest expense | $2,596,000 | 3,983 |
| Net interest income | $2,235,000 | 5,474 |
| Provision for loan and lease losses | $104,000 | 5,111 |
| Total noninterest income | $215,000 | 5,977 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $215,000 | 4,283 |
| Total noninterest expense | $2,492,000 | 4,765 |
| Salaries and employee benefits | $1,357,000 | 4,783 |
| Premises and equipment expense | $612,000 | 3,143 |
| Additional noninterest expense | $523,000 | 5,790 |
| Pre-tax net operating income | $-146,000 | 6,970 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-39,000 | 7,425 |
| Income before extraordinary items | $-107,000 | 6,796 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-107,000 | 6,794 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 4,080 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-107,000 | 6,965 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,261,000 | 4,824 |
| Total interest expense | $1,777,000 | 4,040 |
| Net interest income | $1,484,000 | 5,501 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $68,000 | 7,169 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $1,672,000 | 4,790 |
| Salaries and employee benefits | $906,000 | 4,823 |
| Premises and equipment expense | $409,000 | 3,155 |
| Additional noninterest expense | $357,000 | 5,731 |
| Pre-tax net operating income | $-192,000 | 7,317 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-66,000 | 7,795 |
| Income before extraordinary items | $-126,000 | 7,290 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-126,000 | 7,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 3,417 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-126,000 | 7,271 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,683,000 | 4,839 |
| Total interest expense | $924,000 | 4,114 |
| Net interest income | $759,000 | 5,457 |
| Provision for loan and lease losses | $72,000 | 3,280 |
| Total noninterest income | $39,000 | 6,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $39,000 | 5,498 |
| Total noninterest expense | $832,000 | 4,814 |
| Salaries and employee benefits | $454,000 | 4,860 |
| Premises and equipment expense | $214,000 | 3,034 |
| Additional noninterest expense | $164,000 | 5,934 |
| Pre-tax net operating income | $-106,000 | 7,580 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-27,000 | 7,938 |
| Income before extraordinary items | $-79,000 | 7,591 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-79,000 | 7,589 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-79,000 | 7,544 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,880,000 | 4,780 |
| Total interest expense | $3,812,000 | 4,130 |
| Net interest income | $3,068,000 | 5,437 |
| Provision for loan and lease losses | $33,000 | 6,025 |
| Total noninterest income | $213,000 | 6,662 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $213,000 | 4,937 |
| Total noninterest expense | $3,159,000 | 4,846 |
| Salaries and employee benefits | $1,828,000 | 4,700 |
| Premises and equipment expense | $702,000 | 3,436 |
| Additional noninterest expense | $629,000 | 6,016 |
| Pre-tax net operating income | $89,000 | 7,178 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $42,000 | 5,020 |
| Income before extraordinary items | $47,000 | 7,332 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $47,000 | 7,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,739 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $47,000 | 7,301 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,137,000 | 4,810 |
| Total interest expense | $2,835,000 | 4,159 |
| Net interest income | $2,302,000 | 5,472 |
| Provision for loan and lease losses | $12,000 | 6,108 |
| Total noninterest income | $171,000 | 6,590 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $171,000 | 4,803 |
| Total noninterest expense | $2,321,000 | 4,884 |
| Salaries and employee benefits | $1,384,000 | 4,619 |
| Premises and equipment expense | $522,000 | 3,440 |
| Additional noninterest expense | $415,000 | 6,297 |
| Pre-tax net operating income | $140,000 | 7,181 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $43,000 | 5,051 |
| Income before extraordinary items | $97,000 | 7,286 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $97,000 | 7,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $97,000 | 7,273 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,386,000 | 4,867 |
| Total interest expense | $1,872,000 | 4,190 |
| Net interest income | $1,514,000 | 5,539 |
| Provision for loan and lease losses | $5,000 | 5,998 |
| Total noninterest income | $85,000 | 7,045 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $85,000 | 5,398 |
| Total noninterest expense | $1,554,000 | 4,907 |
| Salaries and employee benefits | $930,000 | 4,645 |
| Premises and equipment expense | $351,000 | 3,440 |
| Additional noninterest expense | $273,000 | 6,370 |
| Pre-tax net operating income | $40,000 | 7,577 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $8,000 | 5,755 |
| Income before extraordinary items | $32,000 | 7,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $32,000 | 7,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $32,000 | 7,592 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 4,889 |
| Total interest expense | $934,000 | 4,177 |
| Net interest income | $745,000 | 5,608 |
| Provision for loan and lease losses | $5,000 | 5,396 |
| Total noninterest income | $42,000 | 7,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $42,000 | 5,429 |
| Total noninterest expense | $769,000 | 4,927 |
| Salaries and employee benefits | $450,000 | 4,781 |
| Premises and equipment expense | $177,000 | 3,447 |
| Additional noninterest expense | $142,000 | 6,273 |
| Pre-tax net operating income | $13,000 | 7,716 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $10,000 | 7,751 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $10,000 | 7,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $10,000 | 7,731 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,357,000 | 4,822 |
| Total interest expense | $3,307,000 | 4,068 |
| Net interest income | $3,050,000 | 5,475 |
| Provision for loan and lease losses | $-1,000 | 8,293 |
| Total noninterest income | $241,000 | 6,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $241,000 | 4,733 |
| Total noninterest expense | $3,110,000 | 4,761 |
| Salaries and employee benefits | $1,765,000 | 4,683 |
| Premises and equipment expense | $742,000 | 3,186 |
| Additional noninterest expense | $603,000 | 6,046 |
| Pre-tax net operating income | $182,000 | 7,464 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $63,000 | 5,291 |
| Income before extraordinary items | $119,000 | 7,605 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $119,000 | 7,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $3,522,000 | 347 |
| Net operating income | $119,000 | 7,598 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,663,000 | 4,875 |
| Total interest expense | $2,391,000 | 4,080 |
| Net interest income | $2,272,000 | 5,541 |
| Provision for loan and lease losses | $-1,000 | 8,441 |
| Total noninterest income | $173,000 | 6,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 4,845 |
| Total noninterest expense | $2,297,000 | 4,807 |
| Salaries and employee benefits | $1,322,000 | 4,653 |
| Premises and equipment expense | $570,000 | 3,132 |
| Additional noninterest expense | $405,000 | 6,361 |
| Pre-tax net operating income | $149,000 | 7,632 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $56,000 | 5,366 |
| Income before extraordinary items | $93,000 | 7,760 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $93,000 | 7,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $93,000 | 7,761 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,019,000 | 4,929 |
| Total interest expense | $1,526,000 | 4,070 |
| Net interest income | $1,493,000 | 5,609 |
| Provision for loan and lease losses | $-1,000 | 8,460 |
| Total noninterest income | $113,000 | 6,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $113,000 | 4,871 |
| Total noninterest expense | $1,508,000 | 4,861 |
| Salaries and employee benefits | $871,000 | 4,721 |
| Premises and equipment expense | $361,000 | 3,250 |
| Additional noninterest expense | $276,000 | 6,320 |
| Pre-tax net operating income | $99,000 | 7,703 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $38,000 | 5,424 |
| Income before extraordinary items | $61,000 | 7,831 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $61,000 | 7,832 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $61,000 | 7,834 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,488,000 | 4,913 |
| Total interest expense | $712,000 | 4,134 |
| Net interest income | $776,000 | 5,483 |
| Provision for loan and lease losses | $1,000 | 5,956 |
| Total noninterest income | $46,000 | 7,078 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,273 |
| Total noninterest expense | $749,000 | 4,895 |
| Salaries and employee benefits | $438,000 | 4,734 |
| Premises and equipment expense | $179,000 | 3,284 |
| Additional noninterest expense | $132,000 | 6,413 |
| Pre-tax net operating income | $72,000 | 7,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $25,000 | 5,191 |
| Income before extraordinary items | $47,000 | 7,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $47,000 | 7,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $47,000 | 7,580 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,764,000 | 4,712 |
| Total interest expense | $2,349,000 | 3,984 |
| Net interest income | $3,415,000 | 5,091 |
| Provision for loan and lease losses | $17,000 | 6,588 |
| Total noninterest income | $181,000 | 7,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,362 |
| Total noninterest expense | $3,025,000 | 4,744 |
| Salaries and employee benefits | $1,697,000 | 4,667 |
| Premises and equipment expense | $749,000 | 3,070 |
| Additional noninterest expense | $579,000 | 6,166 |
| Pre-tax net operating income | $554,000 | 6,569 |
| Securities gains (losses) | $34,000 | 1,055 |
| Applicable income taxes | $200,000 | 4,669 |
| Income before extraordinary items | $388,000 | 6,826 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $388,000 | 6,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $365,560 | 6,890 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 4,692 |
| Total interest expense | $1,703,000 | 3,943 |
| Net interest income | $2,604,000 | 5,054 |
| Provision for loan and lease losses | $13,000 | 6,408 |
| Total noninterest income | $137,000 | 7,237 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,359 |
| Total noninterest expense | $2,269,000 | 4,709 |
| Salaries and employee benefits | $1,294,000 | 4,593 |
| Premises and equipment expense | $551,000 | 3,086 |
| Additional noninterest expense | $424,000 | 6,205 |
| Pre-tax net operating income | $459,000 | 6,540 |
| Securities gains (losses) | $27,000 | 1,107 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $321,000 | 6,808 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $321,000 | 6,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $303,180 | 6,859 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 4,612 |
| Total interest expense | $1,109,000 | 3,845 |
| Net interest income | $1,784,000 | 4,967 |
| Provision for loan and lease losses | $9,000 | 6,195 |
| Total noninterest income | $94,000 | 7,161 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $94,000 | 5,308 |
| Total noninterest expense | $1,509,000 | 4,709 |
| Salaries and employee benefits | $854,000 | 4,597 |
| Premises and equipment expense | $363,000 | 3,091 |
| Additional noninterest expense | $292,000 | 6,080 |
| Pre-tax net operating income | $360,000 | 6,227 |
| Securities gains (losses) | $21,000 | 1,089 |
| Applicable income taxes | $129,000 | 4,466 |
| Income before extraordinary items | $252,000 | 6,498 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $252,000 | 6,500 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $238,140 | 6,564 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,442,000 | 4,599 |
| Total interest expense | $558,000 | 3,712 |
| Net interest income | $884,000 | 5,015 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $46,000 | 7,202 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $46,000 | 5,356 |
| Total noninterest expense | $751,000 | 4,741 |
| Salaries and employee benefits | $426,000 | 4,626 |
| Premises and equipment expense | $186,000 | 3,058 |
| Additional noninterest expense | $139,000 | 6,259 |
| Pre-tax net operating income | $173,000 | 6,286 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $59,000 | 4,561 |
| Income before extraordinary items | $115,000 | 6,655 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $115,000 | 6,657 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $114,340 | 6,635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,405,000 | 4,593 |
| Total interest expense | $2,368,000 | 3,187 |
| Net interest income | $3,037,000 | 5,371 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $245,000 | 6,814 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $245,000 | 4,687 |
| Total noninterest expense | $2,953,000 | 4,709 |
| Salaries and employee benefits | $1,653,000 | 4,622 |
| Premises and equipment expense | $733,000 | 3,010 |
| Additional noninterest expense | $567,000 | 6,167 |
| Pre-tax net operating income | $309,000 | 7,407 |
| Securities gains (losses) | $10,000 | 2,824 |
| Applicable income taxes | $108,000 | 5,433 |
| Income before extraordinary items | $211,000 | 7,591 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $211,000 | 7,592 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $204,400 | 7,587 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 4,628 |
| Total interest expense | $1,774,000 | 3,142 |
| Net interest income | $2,205,000 | 5,462 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $197,000 | 6,703 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $197,000 | 4,529 |
| Total noninterest expense | $2,215,000 | 4,674 |
| Salaries and employee benefits | $1,258,000 | 4,527 |
| Premises and equipment expense | $545,000 | 3,026 |
| Additional noninterest expense | $412,000 | 6,219 |
| Pre-tax net operating income | $183,000 | 7,769 |
| Securities gains (losses) | $4,000 | 3,145 |
| Applicable income taxes | $63,000 | 5,791 |
| Income before extraordinary items | $124,000 | 7,945 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $124,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $121,360 | 7,913 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,651,000 | 4,638 |
| Total interest expense | $1,175,000 | 3,135 |
| Net interest income | $1,476,000 | 5,457 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $149,000 | 6,474 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $149,000 | 4,318 |
| Total noninterest expense | $1,481,000 | 4,703 |
| Salaries and employee benefits | $824,000 | 4,611 |
| Premises and equipment expense | $365,000 | 3,019 |
| Additional noninterest expense | $292,000 | 6,056 |
| Pre-tax net operating income | $140,000 | 7,630 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $49,000 | 5,655 |
| Income before extraordinary items | $95,000 | 7,827 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 7,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $92,360 | 7,794 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,321,000 | 4,666 |
| Total interest expense | $578,000 | 3,212 |
| Net interest income | $743,000 | 5,441 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $63,000 | 6,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $751,000 | 4,684 |
| Salaries and employee benefits | $419,000 | 4,579 |
| Premises and equipment expense | $185,000 | 3,008 |
| Additional noninterest expense | $147,000 | 6,069 |
| Pre-tax net operating income | $51,000 | 7,912 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $18,000 | 5,857 |
| Income before extraordinary items | $35,000 | 8,063 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $35,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $33,680 | 8,028 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,873,000 | 4,981 |
| Total interest expense | $2,954,000 | 2,912 |
| Net interest income | $1,919,000 | 6,705 |
| Provision for loan and lease losses | $-107,000 | 9,038 |
| Total noninterest income | $1,115,000 | 3,478 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,115,000 | 2,223 |
| Total noninterest expense | $3,163,000 | 4,445 |
| Salaries and employee benefits | $1,633,000 | 4,568 |
| Premises and equipment expense | $776,000 | 2,833 |
| Additional noninterest expense | $754,000 | 5,249 |
| Pre-tax net operating income | $-22,000 | 8,568 |
| Securities gains (losses) | $256,000 | 1,156 |
| Applicable income taxes | $80,000 | 5,934 |
| Income before extraordinary items | $154,000 | 7,984 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $154,000 | 7,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-394,000 | 9,156 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-14,960 | 8,566 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,786,000 | 4,919 |
| Total interest expense | $2,360,000 | 2,831 |
| Net interest income | $1,426,000 | 6,785 |
| Provision for loan and lease losses | $-111,000 | 9,142 |
| Total noninterest income | $721,000 | 3,871 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $721,000 | 2,507 |
| Total noninterest expense | $2,323,000 | 4,498 |
| Salaries and employee benefits | $1,230,000 | 4,536 |
| Premises and equipment expense | $600,000 | 2,771 |
| Additional noninterest expense | $493,000 | 5,690 |
| Pre-tax net operating income | $-65,000 | 8,735 |
| Securities gains (losses) | $249,000 | 1,087 |
| Applicable income taxes | $62,000 | 6,040 |
| Income before extraordinary items | $122,000 | 8,083 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $122,000 | 8,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-394,000 | 9,210 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-42,340 | 8,710 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,616,000 | 4,831 |
| Total interest expense | $1,653,000 | 2,784 |
| Net interest income | $963,000 | 6,754 |
| Provision for loan and lease losses | $4,000 | 7,175 |
| Total noninterest income | $461,000 | 3,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $461,000 | 2,566 |
| Total noninterest expense | $1,525,000 | 4,527 |
| Salaries and employee benefits | $810,000 | 4,570 |
| Premises and equipment expense | $394,000 | 2,806 |
| Additional noninterest expense | $321,000 | 5,752 |
| Pre-tax net operating income | $-105,000 | 8,831 |
| Securities gains (losses) | $143,000 | 1,260 |
| Applicable income taxes | $13,000 | 6,844 |
| Income before extraordinary items | $25,000 | 8,620 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $25,000 | 8,621 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-109,000 | 9,137 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-69,380 | 8,794 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 4,724 |
| Total interest expense | $860,000 | 2,746 |
| Net interest income | $498,000 | 6,659 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $201,000 | 4,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $201,000 | 2,713 |
| Total noninterest expense | $773,000 | 4,472 |
| Salaries and employee benefits | $407,000 | 4,562 |
| Premises and equipment expense | $207,000 | 2,693 |
| Additional noninterest expense | $159,000 | 5,740 |
| Pre-tax net operating income | $-74,000 | 8,934 |
| Securities gains (losses) | $32,000 | 1,647 |
| Applicable income taxes | $-14,000 | 9,093 |
| Income before extraordinary items | $-28,000 | 8,905 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-28,000 | 8,902 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-49,440 | 8,866 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,765,000 | 4,166 |
| Total interest expense | $4,218,000 | 2,627 |
| Net interest income | $2,547,000 | 5,839 |
| Provision for loan and lease losses | $-271,000 | 9,314 |
| Total noninterest income | $756,000 | 4,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $756,000 | 2,590 |
| Total noninterest expense | $3,575,000 | 3,889 |
| Salaries and employee benefits | $1,655,000 | 4,348 |
| Premises and equipment expense | $885,000 | 2,445 |
| Additional noninterest expense | $1,035,000 | 4,060 |
| Pre-tax net operating income | $-1,000 | 8,641 |
| Securities gains (losses) | $125,000 | 1,551 |
| Applicable income taxes | $42,000 | 6,656 |
| Income before extraordinary items | $82,000 | 8,416 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $82,000 | 8,416 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 1,941 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-500 | 8,647 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,684,000 | 3,747 |
| Total interest expense | $6,037,000 | 2,651 |
| Net interest income | $2,647,000 | 5,529 |
| Provision for loan and lease losses | $75,000 | 6,076 |
| Total noninterest income | $503,000 | 5,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $503,000 | 3,121 |
| Total noninterest expense | $3,731,000 | 3,632 |
| Salaries and employee benefits | $1,637,000 | 4,234 |
| Premises and equipment expense | $891,000 | 2,394 |
| Additional noninterest expense | $1,203,000 | 3,494 |
| Pre-tax net operating income | $-656,000 | 9,229 |
| Securities gains (losses) | $772,000 | 471 |
| Applicable income taxes | $41,000 | 6,866 |
| Income before extraordinary items | $75,000 | 8,469 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $75,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-426,800 | 9,155 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,941,000 | 3,739 |
| Total interest expense | $6,009,000 | 2,783 |
| Net interest income | $2,932,000 | 5,234 |
| Provision for loan and lease losses | $90,000 | 5,514 |
| Total noninterest income | $379,000 | 5,679 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $379,000 | 3,473 |
| Total noninterest expense | $3,302,000 | 3,904 |
| Salaries and employee benefits | $1,331,000 | 4,816 |
| Premises and equipment expense | $786,000 | 2,620 |
| Additional noninterest expense | $1,185,000 | 3,470 |
| Pre-tax net operating income | $-81,000 | 9,231 |
| Securities gains (losses) | $675,000 | 211 |
| Applicable income taxes | $201,000 | 5,372 |
| Income before extraordinary items | $393,000 | 6,897 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $393,000 | 6,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-52,500 | 9,204 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,941,000 | 3,558 |
| Total interest expense | $5,678,000 | 2,597 |
| Net interest income | $3,263,000 | 4,871 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $337,000 | 6,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $337,000 | 3,759 |
| Total noninterest expense | $3,795,000 | 3,473 |
| Salaries and employee benefits | $1,717,000 | 3,888 |
| Premises and equipment expense | $623,000 | 3,150 |
| Additional noninterest expense | $1,455,000 | 2,943 |
| Pre-tax net operating income | $-195,000 | 9,627 |
| Securities gains (losses) | $-37,000 | 9,718 |
| Applicable income taxes | $-138,000 | 9,966 |
| Income before extraordinary items | $-94,000 | 9,565 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-94,000 | 9,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-70,320 | 9,519 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,806,000 | 3,291 |
| Total interest expense | $6,197,000 | 2,441 |
| Net interest income | $3,609,000 | 4,470 |
| Provision for loan and lease losses | $374,000 | 2,186 |
| Total noninterest income | $347,000 | 6,034 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $22,000 | 8,673 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $325,000 | 3,847 |
| Total noninterest expense | $3,685,000 | 3,454 |
| Salaries and employee benefits | $1,670,000 | 3,900 |
| Premises and equipment expense | $412,000 | 4,325 |
| Additional noninterest expense | $1,603,000 | 2,624 |
| Pre-tax net operating income | $-103,000 | 9,916 |
| Securities gains (losses) | $81,000 | 1,415 |
| Applicable income taxes | $-78,000 | 10,186 |
| Income before extraordinary items | $56,000 | 9,595 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $56,000 | 9,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,179 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $4,160 | 9,772 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,051,000 | 3,942 |
| Total interest expense | $4,837,000 | 3,073 |
| Net interest income | $3,214,000 | 5,041 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $156,000 | 8,480 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $100,000 | 7,200 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $56,000 | 8,171 |
| Total noninterest expense | $2,570,000 | 4,679 |
| Salaries and employee benefits | $996,000 | 5,887 |
| Premises and equipment expense | $424,000 | 4,248 |
| Additional noninterest expense | $1,150,000 | 3,467 |
| Pre-tax net operating income | $800,000 | 6,545 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $320,000 | 5,547 |
| Income before extraordinary items | $481,000 | 7,095 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $481,000 | 7,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,805 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $480,360 | 7,048 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,939,000 | 4,072 |
| Total interest expense | $4,681,000 | 3,192 |
| Net interest income | $3,258,000 | 5,122 |
| Provision for loan and lease losses | $37,000 | 7,110 |
| Total noninterest income | $143,000 | 9,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 7,470 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 9,253 |
| Total noninterest expense | $2,583,000 | 4,880 |
| Salaries and employee benefits | $769,000 | 7,142 |
| Premises and equipment expense | $406,000 | 4,483 |
| Additional noninterest expense | $1,408,000 | 3,294 |
| Pre-tax net operating income | $781,000 | 6,579 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $309,000 | 5,738 |
| Income before extraordinary items | $472,000 | 7,099 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $472,000 | 7,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $472,000 | 7,037 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,381,000 | 4,342 |
| Total interest expense | $4,163,000 | 3,565 |
| Net interest income | $3,218,000 | 5,204 |
| Provision for loan and lease losses | $32,000 | 7,011 |
| Total noninterest income | $125,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $91,000 | 8,002 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $34,000 | 10,029 |
| Total noninterest expense | $2,099,000 | 5,775 |
| Salaries and employee benefits | $892,000 | 6,599 |
| Premises and equipment expense | $382,000 | 4,716 |
| Additional noninterest expense | $825,000 | 5,122 |
| Pre-tax net operating income | $1,212,000 | 5,213 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $484,000 | 4,305 |
| Income before extraordinary items | $728,000 | 5,827 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $728,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $728,000 | 5,811 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 4,582 |
| Total interest expense | $3,028,000 | 3,930 |
| Net interest income | $3,374,000 | 5,099 |
| Provision for loan and lease losses | $14,000 | 8,180 |
| Total noninterest income | $113,000 | 10,449 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 8,410 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 11,176 |
| Total noninterest expense | $2,011,000 | 6,178 |
| Salaries and employee benefits | $858,000 | 6,889 |
| Premises and equipment expense | $380,000 | 4,790 |
| Additional noninterest expense | $773,000 | 5,864 |
| Pre-tax net operating income | $1,462,000 | 4,506 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $563,000 | 3,691 |
| Income before extraordinary items | $901,000 | 4,909 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $901,000 | 4,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $899,720 | 4,981 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,345,000 | 4,721 |
| Total interest expense | $2,926,000 | 4,206 |
| Net interest income | $3,419,000 | 5,056 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $118,000 | 10,884 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $36,000 | 10,920 |
| Total noninterest expense | $2,020,000 | 6,278 |
| Salaries and employee benefits | $776,000 | 7,467 |
| Premises and equipment expense | $383,000 | 4,887 |
| Additional noninterest expense | $861,000 | 5,576 |
| Pre-tax net operating income | $1,517,000 | 4,279 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $692,000 | 3,151 |
| Income before extraordinary items | $825,000 | 5,437 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $825,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $825,000 | 5,192 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 5,239 |
| Total interest expense | $3,457,000 | 4,579 |
| Net interest income | $2,886,000 | 5,901 |
| Provision for loan and lease losses | $90,000 | 7,540 |
| Total noninterest income | $142,000 | 10,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $142,000 | 6,834 |
| Total noninterest expense | $1,667,000 | 7,348 |
| Salaries and employee benefits | $770,000 | 7,466 |
| Premises and equipment expense | $303,000 | 5,926 |
| Additional noninterest expense | $594,000 | 7,569 |
| Pre-tax net operating income | $1,271,000 | 4,691 |
| Securities gains (losses) | $-1,000 | 12,730 |
| Applicable income taxes | $482,000 | 4,109 |
| Income before extraordinary items | $788,000 | 5,423 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $788,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $788,640 | 5,110 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.