Home > Belmont National Bank > Income and Expense
Belmont National Bank, Income and Expense
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,712,000 | 2,083 |
| Total interest expense | $1,130,000 | 2,083 |
| Net interest income | $2,582,000 | 2,093 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $689,000 | 1,671 |
| Gross Fiduciary activities income | $170,000 | 499 |
| Service charges on deposit accounts | $277,000 | 1,467 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $242,000 | 2,206 |
| Total noninterest expense | $2,405,000 | 1,735 |
| Salaries and employee benefits | $1,232,000 | 1,866 |
| Premises and equipment expense | $521,000 | 1,165 |
| Additional noninterest expense | $652,000 | 1,880 |
| Pre-tax net operating income | $866,000 | 2,407 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $256,000 | 2,233 |
| Income before extraordinary items | $610,000 | 2,577 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $610,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 1,591 |
| Cash dividends | $445,000 | 1,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $610,000 | 2,538 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $14,904,000 | 1,911 |
| Total interest expense | $4,500,000 | 1,808 |
| Net interest income | $10,404,000 | 1,955 |
| Provision for loan and lease losses | $-555,000 | 8,910 |
| Total noninterest income | $2,802,000 | 1,705 |
| Gross Fiduciary activities income | $593,000 | 513 |
| Service charges on deposit accounts | $1,339,000 | 1,327 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $870,000 | 2,349 |
| Total noninterest expense | $9,872,000 | 1,648 |
| Salaries and employee benefits | $5,206,000 | 1,696 |
| Premises and equipment expense | $1,571,000 | 1,470 |
| Additional noninterest expense | $3,095,000 | 1,577 |
| Pre-tax net operating income | $3,889,000 | 2,110 |
| Securities gains (losses) | $123,000 | 1,107 |
| Applicable income taxes | $1,195,000 | 1,904 |
| Income before extraordinary items | $2,817,000 | 2,194 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,817,000 | 2,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-262,000 | 8,898 |
| Cash dividends | $6,111,000 | 513 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,730,900 | 2,195 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,079,000 | 1,914 |
| Total interest expense | $3,358,000 | 1,786 |
| Net interest income | $7,721,000 | 1,955 |
| Provision for loan and lease losses | $-335,000 | 8,954 |
| Total noninterest income | $2,124,000 | 1,697 |
| Gross Fiduciary activities income | $441,000 | 517 |
| Service charges on deposit accounts | $1,007,000 | 1,332 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $676,000 | 2,316 |
| Total noninterest expense | $7,340,000 | 1,647 |
| Salaries and employee benefits | $3,906,000 | 1,693 |
| Premises and equipment expense | $1,112,000 | 1,569 |
| Additional noninterest expense | $2,322,000 | 1,566 |
| Pre-tax net operating income | $2,840,000 | 2,166 |
| Securities gains (losses) | $123,000 | 1,042 |
| Applicable income taxes | $940,000 | 1,876 |
| Income before extraordinary items | $2,023,000 | 2,290 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,023,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-68,000 | 8,735 |
| Cash dividends | $5,666,000 | 415 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,939,360 | 2,334 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,355,000 | 1,904 |
| Total interest expense | $2,229,000 | 1,780 |
| Net interest income | $5,126,000 | 1,943 |
| Provision for loan and lease losses | $-175,000 | 8,985 |
| Total noninterest income | $1,421,000 | 1,679 |
| Gross Fiduciary activities income | $304,000 | 507 |
| Service charges on deposit accounts | $656,000 | 1,356 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $461,000 | 2,318 |
| Total noninterest expense | $4,823,000 | 1,675 |
| Salaries and employee benefits | $2,548,000 | 1,723 |
| Premises and equipment expense | $742,000 | 1,563 |
| Additional noninterest expense | $1,533,000 | 1,577 |
| Pre-tax net operating income | $1,899,000 | 2,136 |
| Securities gains (losses) | $61,000 | 1,333 |
| Applicable income taxes | $623,000 | 1,878 |
| Income before extraordinary items | $1,337,000 | 2,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,337,000 | 2,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-52,000 | 8,736 |
| Cash dividends | $5,222,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,295,520 | 2,291 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,733,000 | 1,884 |
| Total interest expense | $1,111,000 | 1,806 |
| Net interest income | $2,622,000 | 1,902 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $746,000 | 1,576 |
| Gross Fiduciary activities income | $166,000 | 488 |
| Service charges on deposit accounts | $323,000 | 1,326 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $257,000 | 2,090 |
| Total noninterest expense | $2,387,000 | 1,699 |
| Salaries and employee benefits | $1,286,000 | 1,729 |
| Premises and equipment expense | $372,000 | 1,573 |
| Additional noninterest expense | $729,000 | 1,631 |
| Pre-tax net operating income | $981,000 | 2,039 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $313,000 | 1,861 |
| Income before extraordinary items | $668,000 | 2,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $668,000 | 2,269 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $333,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $668,000 | 2,185 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,230,000 | 1,993 |
| Total interest expense | $5,053,000 | 1,770 |
| Net interest income | $9,177,000 | 2,124 |
| Provision for loan and lease losses | $-1,350,000 | 9,154 |
| Total noninterest income | $3,241,000 | 1,581 |
| Gross Fiduciary activities income | $547,000 | 537 |
| Service charges on deposit accounts | $1,407,000 | 1,236 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,287,000 | 2,020 |
| Total noninterest expense | $10,110,000 | 1,585 |
| Salaries and employee benefits | $5,331,000 | 1,622 |
| Premises and equipment expense | $1,423,000 | 1,603 |
| Additional noninterest expense | $3,356,000 | 1,473 |
| Pre-tax net operating income | $3,658,000 | 2,130 |
| Securities gains (losses) | $206,000 | 1,325 |
| Applicable income taxes | $1,212,000 | 1,926 |
| Income before extraordinary items | $2,652,000 | 2,265 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,652,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-363,000 | 9,147 |
| Cash dividends | $1,444,000 | 1,787 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,509,860 | 2,260 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $10,646,000 | 2,035 |
| Total interest expense | $3,898,000 | 1,791 |
| Net interest income | $6,748,000 | 2,170 |
| Provision for loan and lease losses | $-1,350,000 | 9,217 |
| Total noninterest income | $2,370,000 | 1,654 |
| Gross Fiduciary activities income | $388,000 | 555 |
| Service charges on deposit accounts | $1,034,000 | 1,270 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $948,000 | 2,125 |
| Total noninterest expense | $7,569,000 | 1,591 |
| Salaries and employee benefits | $3,981,000 | 1,628 |
| Premises and equipment expense | $1,054,000 | 1,626 |
| Additional noninterest expense | $2,534,000 | 1,453 |
| Pre-tax net operating income | $2,899,000 | 2,097 |
| Securities gains (losses) | $206,000 | 1,212 |
| Applicable income taxes | $974,000 | 1,898 |
| Income before extraordinary items | $2,131,000 | 2,194 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,131,000 | 2,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,098,000 | 9,230 |
| Cash dividends | $1,444,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,988,860 | 2,238 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,140,000 | 2,039 |
| Total interest expense | $2,686,000 | 1,797 |
| Net interest income | $4,454,000 | 2,187 |
| Provision for loan and lease losses | $-1,350,000 | 9,257 |
| Total noninterest income | $1,540,000 | 1,686 |
| Gross Fiduciary activities income | $260,000 | 559 |
| Service charges on deposit accounts | $609,000 | 1,406 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $671,000 | 2,034 |
| Total noninterest expense | $4,931,000 | 1,626 |
| Salaries and employee benefits | $2,577,000 | 1,668 |
| Premises and equipment expense | $702,000 | 1,634 |
| Additional noninterest expense | $1,652,000 | 1,487 |
| Pre-tax net operating income | $2,413,000 | 1,737 |
| Securities gains (losses) | $151,000 | 1,224 |
| Applicable income taxes | $812,000 | 1,597 |
| Income before extraordinary items | $1,752,000 | 1,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,752,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,003,000 | 9,261 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,649,320 | 1,822 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,569,000 | 2,058 |
| Total interest expense | $1,361,000 | 1,823 |
| Net interest income | $2,208,000 | 2,204 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $711,000 | 1,755 |
| Gross Fiduciary activities income | $125,000 | 579 |
| Service charges on deposit accounts | $253,000 | 1,621 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $333,000 | 1,963 |
| Total noninterest expense | $2,446,000 | 1,639 |
| Salaries and employee benefits | $1,283,000 | 1,661 |
| Premises and equipment expense | $364,000 | 1,587 |
| Additional noninterest expense | $799,000 | 1,484 |
| Pre-tax net operating income | $473,000 | 3,631 |
| Securities gains (losses) | $76,000 | 1,149 |
| Applicable income taxes | $149,000 | 3,236 |
| Income before extraordinary items | $400,000 | 3,453 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $400,000 | 3,451 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 9,107 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $344,520 | 3,668 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $15,270,000 | 2,013 |
| Total interest expense | $6,360,000 | 1,795 |
| Net interest income | $8,910,000 | 2,181 |
| Provision for loan and lease losses | $-1,029,000 | 9,342 |
| Total noninterest income | $8,631,000 | 690 |
| Gross Fiduciary activities income | $477,000 | 589 |
| Service charges on deposit accounts | $918,000 | 1,749 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $7,236,000 | 534 |
| Total noninterest expense | $11,435,000 | 1,346 |
| Salaries and employee benefits | $4,991,000 | 1,617 |
| Premises and equipment expense | $1,487,000 | 1,493 |
| Additional noninterest expense | $4,957,000 | 1,000 |
| Pre-tax net operating income | $7,135,000 | 1,183 |
| Securities gains (losses) | $27,000 | 2,929 |
| Applicable income taxes | $1,849,000 | 1,378 |
| Income before extraordinary items | $5,313,000 | 1,182 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $5,313,000 | 1,182 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,721 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,293,020 | 1,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $18,123,000 | 1,892 |
| Total interest expense | $9,743,000 | 1,667 |
| Net interest income | $8,380,000 | 2,130 |
| Provision for loan and lease losses | $-600,000 | 9,581 |
| Total noninterest income | $2,633,000 | 1,629 |
| Gross Fiduciary activities income | $593,000 | 539 |
| Service charges on deposit accounts | $918,000 | 1,643 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,122,000 | 1,884 |
| Total noninterest expense | $12,363,000 | 1,188 |
| Salaries and employee benefits | $4,620,000 | 1,621 |
| Premises and equipment expense | $1,529,000 | 1,393 |
| Additional noninterest expense | $6,214,000 | 809 |
| Pre-tax net operating income | $-750,000 | 9,269 |
| Securities gains (losses) | $-7,000 | 9,251 |
| Applicable income taxes | $-589,000 | 9,515 |
| Income before extraordinary items | $-168,000 | 9,019 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-168,000 | 9,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,757,000 | 626 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-163,520 | 8,956 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $19,128,000 | 1,819 |
| Total interest expense | $10,627,000 | 1,608 |
| Net interest income | $8,501,000 | 2,086 |
| Provision for loan and lease losses | $242,000 | 3,309 |
| Total noninterest income | $2,321,000 | 1,678 |
| Gross Fiduciary activities income | $419,000 | 652 |
| Service charges on deposit accounts | $848,000 | 1,633 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,054,000 | 1,793 |
| Total noninterest expense | $9,608,000 | 1,449 |
| Salaries and employee benefits | $4,186,000 | 1,714 |
| Premises and equipment expense | $1,466,000 | 1,412 |
| Additional noninterest expense | $3,956,000 | 1,157 |
| Pre-tax net operating income | $972,000 | 5,333 |
| Securities gains (losses) | $61,000 | 675 |
| Applicable income taxes | $-424,000 | 9,780 |
| Income before extraordinary items | $1,457,000 | 3,330 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,457,000 | 3,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,277,000 | 446 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $9,329,000 | 75 |
| Net operating income | $1,396,000 | 3,428 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $25,862,000 | 1,259 |
| Total interest expense | $15,526,000 | 994 |
| Net interest income | $10,336,000 | 1,685 |
| Provision for loan and lease losses | $15,877,000 | 154 |
| Total noninterest income | $2,473,000 | 1,581 |
| Gross Fiduciary activities income | $484,000 | 651 |
| Service charges on deposit accounts | $921,000 | 1,411 |
| Trading account gains and fees | $-10,000 | 4,509 |
| Additional Noninterest Income | $1,078,000 | 1,767 |
| Total noninterest expense | $12,438,000 | 1,112 |
| Salaries and employee benefits | $3,970,000 | 1,739 |
| Premises and equipment expense | $1,520,000 | 1,338 |
| Additional noninterest expense | $6,948,000 | 777 |
| Pre-tax net operating income | $-15,506,000 | 10,229 |
| Securities gains (losses) | $-880,000 | 10,139 |
| Applicable income taxes | $-5,436,000 | 10,214 |
| Income before extraordinary items | $-10,950,000 | 10,211 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-10,950,000 | 10,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,649,000 | 170 |
| Cash dividends | $628,000 | 3,063 |
| Sale, conversion, retirement of capital stock, net | $1,650,000 | 453 |
| Net operating income | $-10,360,400 | 10,209 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,782,000 | 1,061 |
| Total interest expense | $16,383,000 | 973 |
| Net interest income | $14,399,000 | 1,181 |
| Provision for loan and lease losses | $12,882,000 | 189 |
| Total noninterest income | $2,553,000 | 1,522 |
| Gross Fiduciary activities income | $463,000 | 662 |
| Service charges on deposit accounts | $752,000 | 1,690 |
| Trading account gains and fees | $63,000 | 164 |
| Additional Noninterest Income | $1,275,000 | 1,562 |
| Total noninterest expense | $9,227,000 | 1,432 |
| Salaries and employee benefits | $4,768,000 | 1,377 |
| Premises and equipment expense | $1,500,000 | 1,292 |
| Additional noninterest expense | $2,959,000 | 1,469 |
| Pre-tax net operating income | $-5,157,000 | 10,444 |
| Securities gains (losses) | $1,338,000 | 312 |
| Applicable income taxes | $-1,996,000 | 10,442 |
| Income before extraordinary items | $-1,823,000 | 10,416 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-1,823,000 | 10,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,542,000 | 175 |
| Cash dividends | $3,921,000 | 799 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-2,679,320 | 10,413 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $28,344,000 | 1,184 |
| Total interest expense | $14,004,000 | 1,156 |
| Net interest income | $14,340,000 | 1,222 |
| Provision for loan and lease losses | $1,055,000 | 954 |
| Total noninterest income | $1,866,000 | 1,876 |
| Gross Fiduciary activities income | $466,000 | 675 |
| Service charges on deposit accounts | $707,000 | 1,840 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $693,000 | 2,231 |
| Total noninterest expense | $8,498,000 | 1,546 |
| Salaries and employee benefits | $4,070,000 | 1,611 |
| Premises and equipment expense | $1,487,000 | 1,320 |
| Additional noninterest expense | $2,941,000 | 1,469 |
| Pre-tax net operating income | $6,653,000 | 1,186 |
| Securities gains (losses) | $673,000 | 360 |
| Applicable income taxes | $1,895,000 | 1,391 |
| Income before extraordinary items | $5,431,000 | 1,020 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,431,000 | 1,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,391 |
| Cash dividends | $2,207,000 | 1,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,932,980 | 1,098 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $25,493,000 | 1,340 |
| Total interest expense | $12,129,000 | 1,333 |
| Net interest income | $13,364,000 | 1,342 |
| Provision for loan and lease losses | $465,000 | 1,833 |
| Total noninterest income | $1,807,000 | 2,005 |
| Gross Fiduciary activities income | $502,000 | 702 |
| Service charges on deposit accounts | $660,000 | 2,044 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $645,000 | 2,441 |
| Total noninterest expense | $8,276,000 | 1,715 |
| Salaries and employee benefits | $3,549,000 | 1,862 |
| Premises and equipment expense | $1,339,000 | 1,512 |
| Additional noninterest expense | $3,388,000 | 1,564 |
| Pre-tax net operating income | $6,430,000 | 1,144 |
| Securities gains (losses) | $397,000 | 482 |
| Applicable income taxes | $1,795,000 | 1,354 |
| Income before extraordinary items | $5,032,000 | 1,038 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,032,000 | 1,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,102 |
| Cash dividends | $2,478,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $4,738,220 | 1,073 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $23,449,000 | 1,465 |
| Total interest expense | $10,932,000 | 1,492 |
| Net interest income | $12,517,000 | 1,435 |
| Provision for loan and lease losses | $1,150,000 | 850 |
| Total noninterest income | $1,676,000 | 2,112 |
| Gross Fiduciary activities income | $413,000 | 796 |
| Service charges on deposit accounts | $555,000 | 2,435 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $708,000 | 2,276 |
| Total noninterest expense | $7,558,000 | 1,853 |
| Salaries and employee benefits | $3,454,000 | 1,916 |
| Premises and equipment expense | $1,189,000 | 1,698 |
| Additional noninterest expense | $2,915,000 | 1,739 |
| Pre-tax net operating income | $5,485,000 | 1,398 |
| Securities gains (losses) | $102,000 | 955 |
| Applicable income taxes | $1,350,000 | 1,810 |
| Income before extraordinary items | $4,237,000 | 1,251 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $4,237,000 | 1,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 10,916 |
| Cash dividends | $1,084,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $4,159,480 | 1,256 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $19,712,000 | 1,567 |
| Total interest expense | $8,814,000 | 1,470 |
| Net interest income | $10,898,000 | 1,658 |
| Provision for loan and lease losses | $805,000 | 1,080 |
| Total noninterest income | $1,262,000 | 2,637 |
| Gross Fiduciary activities income | $341,000 | 854 |
| Service charges on deposit accounts | $527,000 | 2,585 |
| Trading account gains and fees | $1,000 | 450 |
| Additional Noninterest Income | $393,000 | 3,445 |
| Total noninterest expense | $7,007,000 | 2,040 |
| Salaries and employee benefits | $3,039,000 | 2,185 |
| Premises and equipment expense | $1,027,000 | 1,982 |
| Additional noninterest expense | $2,941,000 | 1,842 |
| Pre-tax net operating income | $4,348,000 | 1,652 |
| Securities gains (losses) | $-64,000 | 11,223 |
| Applicable income taxes | $1,034,000 | 2,159 |
| Income before extraordinary items | $3,250,000 | 1,513 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,250,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $885,000 | 940 |
| Cash dividends | $880,000 | 2,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $3,298,640 | 1,510 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,714,000 | 1,876 |
| Total interest expense | $8,622,000 | 1,553 |
| Net interest income | $8,092,000 | 2,218 |
| Provision for loan and lease losses | $577,000 | 1,914 |
| Total noninterest income | $1,121,000 | 3,069 |
| Gross Fiduciary activities income | $274,000 | 973 |
| Service charges on deposit accounts | $474,000 | 2,945 |
| Trading account gains and fees | $-116,000 | 5,122 |
| Additional Noninterest Income | $489,000 | 3,312 |
| Total noninterest expense | $6,698,000 | 2,176 |
| Salaries and employee benefits | $2,898,000 | 2,296 |
| Premises and equipment expense | $913,000 | 2,241 |
| Additional noninterest expense | $2,887,000 | 1,968 |
| Pre-tax net operating income | $1,938,000 | 3,404 |
| Securities gains (losses) | $1,058,000 | 524 |
| Applicable income taxes | $442,000 | 4,647 |
| Income before extraordinary items | $2,554,000 | 1,956 |
| Extraordinary gains, net | $28,000 | 2,522 |
| Net income | $2,582,000 | 2,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 12,001 |
| Cash dividends | $780,000 | 2,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,654,700 | 2,805 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,659,000 | 2,403 |
| Total interest expense | $8,087,000 | 2,102 |
| Net interest income | $6,572,000 | 2,786 |
| Provision for loan and lease losses | $405,000 | 3,430 |
| Total noninterest income | $945,000 | 3,468 |
| Gross Fiduciary activities income | $269,000 | 996 |
| Service charges on deposit accounts | $411,000 | 3,378 |
| Trading account gains and fees | $-68,000 | 5,257 |
| Additional Noninterest Income | $333,000 | 4,150 |
| Total noninterest expense | $5,080,000 | 2,819 |
| Salaries and employee benefits | $2,205,000 | 2,930 |
| Premises and equipment expense | $814,000 | 2,543 |
| Additional noninterest expense | $2,061,000 | 2,727 |
| Pre-tax net operating income | $2,032,000 | 3,061 |
| Securities gains (losses) | $196,000 | 2,038 |
| Applicable income taxes | $511,000 | 3,943 |
| Income before extraordinary items | $1,717,000 | 2,673 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,717,000 | 2,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $397,000 | 2,836 |
| Cash dividends | $704,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 408 |
| Net operating income | $1,566,080 | 2,718 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.