Home > Belmont National Bank > Net charge- offs to loans
Belmont National Bank, Net charge- offs to loans
2005-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.1327% | 2,097 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0105% | 7,944 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 8,199 |
Percentage Net Loans Charged-off: Home equity loans | -0.1091% | 5,973 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
Percentage Net Loans Charged-off: Commercial and industrial | 1.9286% | 464 |
Percentage Net Loans Charged-off: Loans to individuals | -1.1780% | 8,511 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2004-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.1548% | 8,723 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 8,498 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
Percentage Net Loans Charged-off: Commercial real estate | -0.0772% | 8,460 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 8,138 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
All other 1-4 family - Percent of loans charged-off, net | -0.0170% | 8,173 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.9419% | 8,348 |
Percentage Net Loans Charged-off: Loans to individuals | -0.7857% | 8,677 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
2004-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0540% | 8,359 |
Percentage Net Loans Charged-off: Total real estate loans | -0.0738% | 8,596 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
Percentage Net Loans Charged-off: Commercial real estate | -0.1050% | 8,528 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0425% | 8,421 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
All other 1-4 family - Percent of loans charged-off, net | -0.0540% | 8,456 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.3171% | 2,206 |
Percentage Net Loans Charged-off: Loans to individuals | -0.9584% | 8,707 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
2004-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0627% | 8,324 |
Percentage Net Loans Charged-off: Total real estate loans | -0.1081% | 8,673 |
Percentage Net Loans Charged-off:Construction & development | -0.0338% | 7,875 |
Percentage Net Loans Charged-off: Commercial real estate | -0.1649% | 8,626 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0477% | 8,471 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
All other 1-4 family - Percent of loans charged-off, net | -0.0603% | 8,505 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.5142% | 1,575 |
Percentage Net Loans Charged-off: Loans to individuals | -1.1039% | 8,741 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
2004-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0419% | 7,885 |
Percentage Net Loans Charged-off: Total real estate loans | -0.1814% | 8,776 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
Percentage Net Loans Charged-off: Commercial real estate | -0.3564% | 8,727 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.8450% | 916 |
Percentage Net Loans Charged-off: Loans to individuals | -0.2588% | 8,019 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
2003-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.2560% | 9,004 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0495% | 2,544 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1041% | 1,084 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
Percentage Net Loans Charged-off: Commercial and industrial | -1.5305% | 8,625 |
Percentage Net Loans Charged-off: Loans to individuals | -2.3672% | 8,997 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.2583% | 7,739 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-09-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -1.0624% | 9,136 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0867% | 1,667 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
Percentage Net Loans Charged-off: Commercial real estate | 0.1847% | 697 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
Percentage Net Loans Charged-off: Commercial and industrial | -6.7588% | 8,741 |
Percentage Net Loans Charged-off: Loans to individuals | -1.7118% | 9,024 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.3400% | 7,793 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-06-30 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -1.4868% | 9,172 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0019% | 2,889 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 965 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
Percentage Net Loans Charged-off: Commercial and industrial | -8.5824% | 8,770 |
Percentage Net Loans Charged-off: Loans to individuals | -2.3190% | 9,080 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.4997% | 7,857 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2003-03-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.1502% | 8,789 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.2295% | 8,117 |
Percentage Net Loans Charged-off: Loans to individuals | -3.9886% | 9,125 |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.9959% | 7,899 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2002-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0049% | 8,504 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2038% | 1,058 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
Percentage Net Loans Charged-off: Commercial real estate | 0.3501% | 623 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.1060% | 1,606 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
All other 1-4 family - Percent of loans charged-off, net | 0.1249% | 1,437 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0890% | 8,114 |
Percentage Net Loans Charged-off: Loans to individuals | -5.4589% | 9,196 |
Percentage Net Loans Charged-off: Credit card loans | 3.4916% | 808 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0266% | 1,852 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2001-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.4434% | 418 |
Percentage Net Loans Charged-off: Total real estate loans | 0.7219% | 243 |
Percentage Net Loans Charged-off:Construction & development | 5.1996% | 68 |
Percentage Net Loans Charged-off: Commercial real estate | 0.2667% | 633 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
Percentage Net Loans Charged-off: Commercial and industrial | 4.0161% | 462 |
Percentage Net Loans Charged-off: Loans to individuals | -8.7249% | 9,474 |
Percentage Net Loans Charged-off: Credit card loans | 0.7296% | 1,857 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0272% | 1,776 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
2000-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 1.5829% | 277 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1999-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 6.0487% | 36 |
Percentage Net Loans Charged-off: Total real estate loans | 0.2301% | 107 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
Percentage Net Loans Charged-off: Commercial real estate | 1.0234% | 18 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0873% | 334 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
All other 1-4 family - Percent of loans charged-off, net | 0.0971% | 292 |
Percentage Net Loans Charged-off: Commercial and industrial | 6.3756% | 17 |
Percentage Net Loans Charged-off: Loans to individuals | 28.0863% | 3 |
Percentage Net Loans Charged-off: Credit card loans | 4.4387% | 180 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 24.8951% | 6 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1998-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 5.2344% | 67 |
Percentage Net Loans Charged-off: Total real estate loans | 0.1445% | 205 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
Percentage Net Loans Charged-off: Commercial real estate | 0.9390% | 32 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
Percentage Net Loans Charged-off: 1-4 family residential | -0.0166% | 1,350 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
All other 1-4 family - Percent of loans charged-off, net | -0.0178% | 1,344 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.1565% | 694 |
Percentage Net Loans Charged-off: Loans to individuals | 58.4252% | 1 |
Percentage Net Loans Charged-off: Credit card loans | 0.7541% | 868 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1997-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0356% | 7,191 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0219% | 724 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0293% | 689 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 630 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 844 |
Percentage Net Loans Charged-off: Loans to individuals | 0.2516% | 1,103 |
Percentage Net Loans Charged-off: Credit card loans | 0.7913% | 889 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1996-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.0086% | 8,453 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 726 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0400% | 595 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
All other 1-4 family - Percent of loans charged-off, net | 0.0415% | 554 |
Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 891 |
Percentage Net Loans Charged-off: Loans to individuals | -0.1617% | 1,520 |
Percentage Net Loans Charged-off: Credit card loans | 1.9509% | 654 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1995-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0104% | 10,107 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 823 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0297% | 673 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
All other 1-4 family - Percent of loans charged-off, net | 0.0308% | 637 |
Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 1,047 |
Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 1,220 |
Percentage Net Loans Charged-off: Credit card loans | 1.2749% | 734 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.9289% | 1,320 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1994-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.6543% | 1,349 |
Percentage Net Loans Charged-off: Total real estate loans | 0.0314% | 823 |
Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 615 |
Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
All other 1-4 family - Percent of loans charged-off, net | 0.0437% | 582 |
Percentage Net Loans Charged-off: Commercial and industrial | 2.8427% | 83 |
Percentage Net Loans Charged-off: Loans to individuals | 1.2628% | 225 |
Percentage Net Loans Charged-off: Credit card loans | 1.8205% | 461 |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | -0.0335% | 1,121 |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1993-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | -0.0133% | 11,164 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
1992-12-31 | Rank | |
Percent of loans charged-off, net | ||
Net charge-offs to loans | 0.4206% | 4,895 |
Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
Percentage Net Loans Charged-off:Construction & development | NA | NA |
Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
Percentage Net Loans Charged-off: Home equity loans | NA | NA |
All other 1-4 family - Percent of loans charged-off, net | NA | NA |
Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
Percentage Net Loans Charged-off: Credit card loans | NA | NA |
Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |