Home > Belmont National Bank > Assets and Liabilities
Belmont National Bank, Assets and Liabilities
| 2005-03-31 | Rank | |
| # of Employees: | 128 | 1,333 |
| Assets and Liabilities | ||
| Total Assets: | $291,044,000 | 2,021 |
| Cash and due from depository institutions | $8,739,000 | 1,333 |
| Interest-bearing balances | $1,107,000 | 2,606 |
| Securities | $95,783,000 | 1,311 |
| Federal funds sold & reverse repurchase agreements | $4,360,000 | 2,587 |
| Net loans & leases | $165,552,000 | 2,346 |
| Loan loss allowance | $2,950,000 | 1,606 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $6,682,000 | 1,568 |
| Other real estate owned | $144,000 | 1,333 |
| Goodwill and other intangibles | $265,000 | 2,450 |
| All other assets | $9,519,000 | 1,637 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $291,044,000 | 2,021 |
| Total liabilities | $263,073,000 | 2,016 |
| Total deposits | $226,619,000 | 2,111 |
| Interest-bearing deposits | $193,080,000 | 2,087 |
| Deposits held in domestic offices | $226,619,000 | 2,105 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $286,000 | 3,089 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $35,047,000 | 1,163 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,121,000 | 2,952 |
| Total equity capital | $27,971,000 | 2,075 |
| Total bank equity capital | $27,971,000 | 2,075 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,120,000 | 1,277 |
| Surplus | $14,099,000 | 1,588 |
| Undivided profits | $10,752,000 | 2,783 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,127,000 | 832 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,067 |
| Income earned, not collected on loans | $1,296,000 | 2,352 |
| Earning assets | $266,802,000 | 2,029 |
| Long-term assets (5+ years) | $94,938,000 | 1,064 |
| Average Assets, year-to-date | $295,239,500 | 1,974 |
| Average Assets, quarterly | $295,239,500 | 1,974 |
| Volatile liabilities | $10,731,000 | 5,701 |
| Insider loans | $6,094,000 | 1,004 |
| FHLB advances | $35,047,000 | 1,082 |
| Loans and leases held for sale | $145,000 | 1,548 |
| Unused loan commitments | $20,796,000 | 3,051 |
| Tier 1 (core) risk-based capital | $26,606,000 | 2,125 |
| Tier 2 risk-based capital | $2,459,000 | 1,858 |
| Total risk weighted assets | $196,227,000 | 2,089 |
| Total unused commitments | $20,796,000 | 3,054 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 135 | 1,240 |
| Assets and Liabilities | ||
| Total Assets: | $299,435,000 | 1,957 |
| Cash and due from depository institutions | $7,839,000 | 1,240 |
| Interest-bearing balances | $68,000 | 5,531 |
| Securities | $92,227,000 | 1,382 |
| Federal funds sold & reverse repurchase agreements | $10,650,000 | 1,108 |
| Net loans & leases | $172,106,000 | 2,259 |
| Loan loss allowance | $3,007,000 | 1,558 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,944,000 | 1,480 |
| Other real estate owned | $144,000 | 1,240 |
| Goodwill and other intangibles | $277,000 | 2,427 |
| All other assets | $9,248,000 | 1,645 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $299,435,000 | 1,957 |
| Total liabilities | $270,976,000 | 1,941 |
| Total deposits | $233,076,000 | 2,015 |
| Interest-bearing deposits | $196,802,000 | 2,006 |
| Deposits held in domestic offices | $233,076,000 | 2,010 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,717,000 | 2,381 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $35,051,000 | 1,172 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $1,132,000 | 2,862 |
| Total equity capital | $28,459,000 | 2,041 |
| Total bank equity capital | $28,459,000 | 2,041 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,120,000 | 1,259 |
| Surplus | $14,099,000 | 1,567 |
| Undivided profits | $11,240,000 | 2,729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,359,000 | 792 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,020 |
| Income earned, not collected on loans | $1,172,000 | 2,594 |
| Earning assets | $275,051,000 | 1,954 |
| Long-term assets (5+ years) | $89,678,000 | 1,132 |
| Average Assets, year-to-date | $298,679,200 | 1,882 |
| Average Assets, quarterly | $296,602,500 | 1,948 |
| Volatile liabilities | $12,803,000 | 5,225 |
| Insider loans | $6,404,000 | 931 |
| FHLB advances | $35,051,000 | 1,078 |
| Loans and leases held for sale | $276,000 | 1,363 |
| Unused loan commitments | $22,262,000 | 2,821 |
| Tier 1 (core) risk-based capital | $26,210,000 | 2,128 |
| Tier 2 risk-based capital | $2,556,000 | 1,763 |
| Total risk weighted assets | $204,131,000 | 1,978 |
| Total unused commitments | $22,262,000 | 2,823 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 130 | 1,312 |
| Assets and Liabilities | ||
| Total Assets: | $293,770,000 | 1,970 |
| Cash and due from depository institutions | $9,274,000 | 1,312 |
| Interest-bearing balances | $22,000 | 6,235 |
| Securities | $88,574,000 | 1,447 |
| Federal funds sold & reverse repurchase agreements | $8,880,000 | 1,285 |
| Net loans & leases | $170,428,000 | 2,246 |
| Loan loss allowance | $3,033,000 | 1,543 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $6,795,000 | 1,470 |
| Other real estate owned | $0 | 1,312 |
| Goodwill and other intangibles | $299,000 | 2,347 |
| All other assets | $9,520,000 | 1,586 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $293,770,000 | 1,970 |
| Total liabilities | $265,310,000 | 1,964 |
| Total deposits | $228,113,000 | 2,029 |
| Interest-bearing deposits | $196,432,000 | 2,001 |
| Deposits held in domestic offices | $228,113,000 | 2,023 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $929,000 | 2,889 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $35,056,000 | 1,174 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,212,000 | 2,790 |
| Total equity capital | $28,460,000 | 2,019 |
| Total bank equity capital | $28,460,000 | 2,019 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,120,000 | 1,247 |
| Surplus | $14,099,000 | 1,541 |
| Undivided profits | $11,241,000 | 2,750 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,879,000 | 1,483 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,065 |
| Income earned, not collected on loans | $1,217,000 | 2,563 |
| Earning assets | $267,904,000 | 1,978 |
| Long-term assets (5+ years) | $88,524,000 | 1,169 |
| Average Assets, year-to-date | $298,490,250 | 1,892 |
| Average Assets, quarterly | $295,992,000 | 1,950 |
| Volatile liabilities | $11,710,000 | 5,431 |
| Insider loans | $2,755,000 | 2,110 |
| FHLB advances | $35,056,000 | 1,071 |
| Loans and leases held for sale | $104,000 | 1,669 |
| Unused loan commitments | $18,726,000 | 3,149 |
| Tier 1 (core) risk-based capital | $25,616,000 | 2,157 |
| Tier 2 risk-based capital | $2,477,000 | 1,794 |
| Total risk weighted assets | $197,634,000 | 2,012 |
| Total unused commitments | $18,726,000 | 3,152 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 134 | 1,274 |
| Assets and Liabilities | ||
| Total Assets: | $298,214,000 | 1,937 |
| Cash and due from depository institutions | $10,060,000 | 1,274 |
| Interest-bearing balances | $22,000 | 6,254 |
| Securities | $97,741,000 | 1,339 |
| Federal funds sold & reverse repurchase agreements | $3,725,000 | 2,465 |
| Net loans & leases | $169,813,000 | 2,191 |
| Loan loss allowance | $3,177,000 | 1,461 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $6,504,000 | 1,533 |
| Other real estate owned | $120,000 | 1,274 |
| Goodwill and other intangibles | $335,000 | 2,294 |
| All other assets | $9,916,000 | 1,535 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $298,214,000 | 1,937 |
| Total liabilities | $270,659,000 | 1,916 |
| Total deposits | $232,295,000 | 1,976 |
| Interest-bearing deposits | $201,654,000 | 1,913 |
| Deposits held in domestic offices | $232,295,000 | 1,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,286,000 | 2,679 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $35,560,000 | 1,159 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $1,518,000 | 2,184 |
| Total equity capital | $27,555,000 | 1,996 |
| Total bank equity capital | $27,555,000 | 1,996 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,120,000 | 1,248 |
| Surplus | $14,099,000 | 1,485 |
| Undivided profits | $10,336,000 | 2,831 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,882,000 | 1,496 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $31,000 | 1,126 |
| Income earned, not collected on loans | $1,201,000 | 2,454 |
| Earning assets | $271,301,000 | 1,926 |
| Long-term assets (5+ years) | $94,816,000 | 1,140 |
| Average Assets, year-to-date | $300,063,670 | 1,876 |
| Average Assets, quarterly | $301,643,500 | 1,889 |
| Volatile liabilities | $15,602,000 | 4,636 |
| Insider loans | $3,082,000 | 1,881 |
| FHLB advances | $35,560,000 | 1,062 |
| Loans and leases held for sale | $43,000 | 1,793 |
| Unused loan commitments | $22,481,000 | 2,777 |
| Tier 1 (core) risk-based capital | $25,068,000 | 2,152 |
| Tier 2 risk-based capital | $2,527,000 | 1,743 |
| Total risk weighted assets | $201,512,000 | 1,934 |
| Total unused commitments | $22,481,000 | 2,780 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 131 | 1,300 |
| Assets and Liabilities | ||
| Total Assets: | $305,073,000 | 1,863 |
| Cash and due from depository institutions | $9,413,000 | 1,300 |
| Interest-bearing balances | $34,000 | 6,145 |
| Securities | $115,615,000 | 1,147 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,767 |
| Net loans & leases | $163,448,000 | 2,206 |
| Loan loss allowance | $3,317,000 | 1,401 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $6,077,000 | 1,631 |
| Other real estate owned | $233,000 | 1,300 |
| Goodwill and other intangibles | $351,000 | 2,250 |
| All other assets | $9,936,000 | 1,429 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $305,073,000 | 1,863 |
| Total liabilities | $272,178,000 | 1,875 |
| Total deposits | $230,640,000 | 1,967 |
| Interest-bearing deposits | $201,293,000 | 1,917 |
| Deposits held in domestic offices | $230,640,000 | 1,960 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $961,000 | 2,538 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $39,565,000 | 1,009 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $1,012,000 | 3,189 |
| Total equity capital | $32,895,000 | 1,694 |
| Total bank equity capital | $32,895,000 | 1,694 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,120,000 | 1,239 |
| Surplus | $14,099,000 | 1,465 |
| Undivided profits | $15,676,000 | 2,078 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,432,000 | 2,001 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,475,000 | 1,910 |
| Earning assets | $279,097,000 | 1,854 |
| Long-term assets (5+ years) | $91,969,000 | 1,128 |
| Average Assets, year-to-date | $300,988,500 | 1,861 |
| Average Assets, quarterly | $300,988,500 | 1,861 |
| Volatile liabilities | $19,480,000 | 3,991 |
| Insider loans | $4,791,000 | 1,168 |
| FHLB advances | $39,565,000 | 921 |
| Loans and leases held for sale | $215,000 | 1,592 |
| Unused loan commitments | $28,196,000 | 2,310 |
| Tier 1 (core) risk-based capital | $29,011,000 | 1,789 |
| Tier 2 risk-based capital | $2,548,000 | 1,692 |
| Total risk weighted assets | $203,105,000 | 1,876 |
| Total unused commitments | $28,196,000 | 2,315 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 133 | 1,285 |
| Assets and Liabilities | ||
| Total Assets: | $296,904,000 | 1,895 |
| Cash and due from depository institutions | $10,736,000 | 1,285 |
| Interest-bearing balances | $14,000 | 6,508 |
| Securities | $112,317,000 | 1,201 |
| Federal funds sold & reverse repurchase agreements | $2,300,000 | 3,769 |
| Net loans & leases | $154,483,000 | 2,304 |
| Loan loss allowance | $3,300,000 | 1,401 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $6,111,000 | 1,595 |
| Other real estate owned | $120,000 | 1,285 |
| Goodwill and other intangibles | $374,000 | 2,209 |
| All other assets | $10,463,000 | 1,379 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,904,000 | 1,895 |
| Total liabilities | $264,544,000 | 1,909 |
| Total deposits | $236,272,000 | 1,916 |
| Interest-bearing deposits | $204,407,000 | 1,881 |
| Deposits held in domestic offices | $236,272,000 | 1,912 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,403,000 | 2,493 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,269,000 | 1,383 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $1,600,000 | 2,208 |
| Total equity capital | $32,360,000 | 1,686 |
| Total bank equity capital | $32,360,000 | 1,686 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,120,000 | 1,246 |
| Surplus | $14,099,000 | 1,431 |
| Undivided profits | $15,141,000 | 2,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,811,000 | 1,679 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,366,000 | 2,186 |
| Earning assets | $269,114,000 | 1,906 |
| Long-term assets (5+ years) | $85,549,000 | 1,229 |
| Average Assets, year-to-date | $291,140,400 | 1,867 |
| Average Assets, quarterly | $295,525,500 | 1,885 |
| Volatile liabilities | $16,061,000 | 4,458 |
| Insider loans | $1,075,000 | 3,859 |
| FHLB advances | $25,269,000 | 1,281 |
| Loans and leases held for sale | $255,000 | 1,419 |
| Unused loan commitments | $25,454,000 | 2,413 |
| Tier 1 (core) risk-based capital | $28,361,000 | 1,811 |
| Tier 2 risk-based capital | $2,434,000 | 1,753 |
| Total risk weighted assets | $193,800,000 | 1,940 |
| Total unused commitments | $25,454,000 | 2,418 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 135 | 1,272 |
| Assets and Liabilities | ||
| Total Assets: | $294,147,000 | 1,922 |
| Cash and due from depository institutions | $10,382,000 | 1,272 |
| Interest-bearing balances | $1,128,000 | 2,940 |
| Securities | $119,017,000 | 1,118 |
| Federal funds sold & reverse repurchase agreements | $3,600,000 | 3,272 |
| Net loans & leases | $142,406,000 | 2,472 |
| Loan loss allowance | $4,035,000 | 1,155 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $6,038,000 | 1,609 |
| Other real estate owned | $120,000 | 1,272 |
| Goodwill and other intangibles | $404,000 | 2,147 |
| All other assets | $12,180,000 | 1,213 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $294,147,000 | 1,922 |
| Total liabilities | $262,276,000 | 1,933 |
| Total deposits | $233,925,000 | 1,939 |
| Interest-bearing deposits | $204,402,000 | 1,897 |
| Deposits held in domestic offices | $233,925,000 | 1,936 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,003,000 | 2,561 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $25,273,000 | 1,347 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $2,075,000 | 1,863 |
| Total equity capital | $31,871,000 | 1,722 |
| Total bank equity capital | $31,871,000 | 1,722 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,120,000 | 1,241 |
| Surplus | $14,099,000 | 1,427 |
| Undivided profits | $14,652,000 | 2,184 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,692,000 | 1,230 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,492,000 | 2,092 |
| Earning assets | $266,151,000 | 1,936 |
| Long-term assets (5+ years) | $88,705,000 | 1,212 |
| Average Assets, year-to-date | $289,699,500 | 1,899 |
| Average Assets, quarterly | $293,050,000 | 1,913 |
| Volatile liabilities | $14,058,000 | 4,796 |
| Insider loans | $1,083,000 | 3,859 |
| FHLB advances | $25,273,000 | 1,236 |
| Loans and leases held for sale | $101,000 | 1,867 |
| Unused loan commitments | $19,344,000 | 2,906 |
| Tier 1 (core) risk-based capital | $27,609,000 | 1,860 |
| Tier 2 risk-based capital | $2,305,000 | 1,837 |
| Total risk weighted assets | $182,667,000 | 2,028 |
| Total unused commitments | $19,344,000 | 2,908 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 134 | 1,295 |
| Assets and Liabilities | ||
| Total Assets: | $291,953,000 | 1,918 |
| Cash and due from depository institutions | $10,254,000 | 1,295 |
| Interest-bearing balances | $120,000 | 5,173 |
| Securities | $123,091,000 | 1,055 |
| Federal funds sold & reverse repurchase agreements | $5,900,000 | 2,616 |
| Net loans & leases | $134,521,000 | 2,557 |
| Loan loss allowance | $3,940,000 | 1,170 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,094,000 | 1,563 |
| Other real estate owned | $950,000 | 1,295 |
| Goodwill and other intangibles | $347,000 | 2,170 |
| All other assets | $10,796,000 | 1,281 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,953,000 | 1,918 |
| Total liabilities | $258,413,000 | 1,941 |
| Total deposits | $233,095,000 | 1,919 |
| Interest-bearing deposits | $204,248,000 | 1,880 |
| Deposits held in domestic offices | $233,095,000 | 1,914 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,345,000 | 2,335 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $21,042,000 | 1,511 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $2,931,000 | 1,509 |
| Total equity capital | $33,540,000 | 1,632 |
| Total bank equity capital | $33,540,000 | 1,632 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,120,000 | 1,227 |
| Surplus | $14,099,000 | 1,398 |
| Undivided profits | $16,321,000 | 2,000 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,816,000 | 1,173 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,488,000 | 1,996 |
| Earning assets | $263,632,000 | 1,935 |
| Long-term assets (5+ years) | $77,962,000 | 1,283 |
| Average Assets, year-to-date | $288,217,000 | 1,895 |
| Average Assets, quarterly | $288,947,000 | 1,915 |
| Volatile liabilities | $10,761,000 | 5,500 |
| Insider loans | $859,000 | 4,329 |
| FHLB advances | $21,042,000 | 1,403 |
| Loans and leases held for sale | $1,370,000 | 1,319 |
| Unused loan commitments | $16,790,000 | 3,131 |
| Tier 1 (core) risk-based capital | $28,531,000 | 1,770 |
| Tier 2 risk-based capital | $2,224,000 | 1,863 |
| Total risk weighted assets | $176,173,000 | 2,059 |
| Total unused commitments | $16,790,000 | 3,140 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 130 | 1,309 |
| Assets and Liabilities | ||
| Total Assets: | $285,941,000 | 1,915 |
| Cash and due from depository institutions | $10,252,000 | 1,309 |
| Interest-bearing balances | $158,000 | 4,881 |
| Securities | $116,501,000 | 1,104 |
| Federal funds sold & reverse repurchase agreements | $10,500,000 | 1,627 |
| Net loans & leases | $130,423,000 | 2,578 |
| Loan loss allowance | $4,337,000 | 1,046 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $6,140,000 | 1,518 |
| Other real estate owned | $70,000 | 1,309 |
| Goodwill and other intangibles | $339,000 | 2,182 |
| All other assets | $11,716,000 | 1,165 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $285,941,000 | 1,915 |
| Total liabilities | $254,011,000 | 1,938 |
| Total deposits | $230,436,000 | 1,917 |
| Interest-bearing deposits | $201,909,000 | 1,891 |
| Deposits held in domestic offices | $230,436,000 | 1,913 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $366,000 | 2,746 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $21,046,000 | 1,470 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $2,163,000 | 1,927 |
| Total equity capital | $31,930,000 | 1,675 |
| Total bank equity capital | $31,930,000 | 1,675 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,120,000 | 1,226 |
| Surplus | $14,099,000 | 1,374 |
| Undivided profits | $14,711,000 | 2,147 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,051,000 | 1,075 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,609,000 | 1,860 |
| Earning assets | $257,582,000 | 1,946 |
| Long-term assets (5+ years) | $79,539,000 | 1,210 |
| Average Assets, year-to-date | $286,349,000 | 1,893 |
| Average Assets, quarterly | $286,349,000 | 1,893 |
| Volatile liabilities | $9,790,000 | 5,734 |
| Insider loans | $663,000 | 4,833 |
| FHLB advances | $21,046,000 | 1,366 |
| Loans and leases held for sale | $874,000 | 1,375 |
| Unused loan commitments | $15,423,000 | 3,228 |
| Tier 1 (core) risk-based capital | $26,529,000 | 1,872 |
| Tier 2 risk-based capital | $2,195,000 | 1,839 |
| Total risk weighted assets | $173,440,000 | 2,060 |
| Total unused commitments | $15,423,000 | 3,237 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 132 | 1,273 |
| Assets and Liabilities | ||
| Total Assets: | $286,757,000 | 1,878 |
| Cash and due from depository institutions | $9,440,000 | 1,273 |
| Interest-bearing balances | $124,000 | 4,934 |
| Securities | $118,480,000 | 1,050 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 1,041 |
| Net loans & leases | $127,258,000 | 2,608 |
| Loan loss allowance | $4,287,000 | 1,030 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $6,177,000 | 1,502 |
| Other real estate owned | $50,000 | 1,273 |
| Goodwill and other intangibles | $309,000 | 2,208 |
| All other assets | $11,443,000 | 1,156 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,757,000 | 1,878 |
| Total liabilities | $255,084,000 | 1,900 |
| Total deposits | $231,411,000 | 1,869 |
| Interest-bearing deposits | $201,523,000 | 1,842 |
| Deposits held in domestic offices | $231,411,000 | 1,867 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,307,000 | 2,312 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $21,050,000 | 1,477 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $1,316,000 | 2,782 |
| Total equity capital | $31,673,000 | 1,656 |
| Total bank equity capital | $31,673,000 | 1,656 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,120,000 | 1,212 |
| Surplus | $14,099,000 | 1,340 |
| Undivided profits | $14,454,000 | 2,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,203,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,600,000 | 1,952 |
| Earning assets | $259,462,000 | 1,886 |
| Long-term assets (5+ years) | $78,964,000 | 1,190 |
| Average Assets, year-to-date | $284,054,200 | 1,793 |
| Average Assets, quarterly | $285,437,500 | 1,861 |
| Volatile liabilities | $11,492,000 | 5,310 |
| Insider loans | $914,000 | 4,164 |
| FHLB advances | $21,050,000 | 1,356 |
| Loans and leases held for sale | $786,000 | 1,420 |
| Unused loan commitments | $14,504,000 | 3,246 |
| Tier 1 (core) risk-based capital | $25,982,000 | 1,872 |
| Tier 2 risk-based capital | $2,170,000 | 1,831 |
| Total risk weighted assets | $171,493,000 | 2,054 |
| Total unused commitments | $14,504,000 | 3,250 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 137 | 1,189 |
| Assets and Liabilities | ||
| Total Assets: | $286,559,000 | 1,778 |
| Cash and due from depository institutions | $14,587,000 | 1,189 |
| Interest-bearing balances | $21,000 | 6,272 |
| Securities | $121,452,000 | 939 |
| Federal funds sold & reverse repurchase agreements | $17,600,000 | 804 |
| Net loans & leases | $110,898,000 | 2,865 |
| Loan loss allowance | $5,310,000 | 821 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $6,532,000 | 1,358 |
| Other real estate owned | $104,000 | 1,189 |
| Goodwill and other intangibles | $414,000 | 1,979 |
| All other assets | $14,972,000 | 881 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $286,559,000 | 1,778 |
| Total liabilities | $263,016,000 | 1,760 |
| Total deposits | $239,822,000 | 1,698 |
| Interest-bearing deposits | $207,832,000 | 1,690 |
| Deposits held in domestic offices | $239,822,000 | 1,695 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $646,000 | 2,857 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,548,000 | 1,668 |
| Total equity capital | $23,543,000 | 2,101 |
| Total bank equity capital | $23,543,000 | 2,101 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,120,000 | 1,205 |
| Surplus | $14,099,000 | 1,292 |
| Undivided profits | $6,324,000 | 3,873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,746,000 | 1,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,541,000 | 2,201 |
| Earning assets | $249,971,000 | 1,854 |
| Long-term assets (5+ years) | $103,974,000 | 922 |
| Average Assets, year-to-date | $282,824,800 | 1,704 |
| Average Assets, quarterly | $285,962,500 | 1,757 |
| Volatile liabilities | $14,612,000 | 4,558 |
| Insider loans | $3,615,000 | 1,378 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $534,000 | 1,401 |
| Unused loan commitments | $12,022,000 | 3,513 |
| Tier 1 (core) risk-based capital | $18,380,000 | 2,535 |
| Tier 2 risk-based capital | $2,096,000 | 1,766 |
| Total risk weighted assets | $164,557,000 | 2,029 |
| Total unused commitments | $12,022,000 | 3,521 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 129 | 1,267 |
| Assets and Liabilities | ||
| Total Assets: | $279,447,000 | 1,720 |
| Cash and due from depository institutions | $11,270,000 | 1,267 |
| Interest-bearing balances | $20,000 | 5,990 |
| Securities | $109,284,000 | 1,025 |
| Federal funds sold & reverse repurchase agreements | $14,730,000 | 829 |
| Net loans & leases | $122,210,000 | 2,554 |
| Loan loss allowance | $7,667,000 | 572 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $6,792,000 | 1,232 |
| Other real estate owned | $766,000 | 1,267 |
| Goodwill and other intangibles | $320,000 | 2,082 |
| All other assets | $14,075,000 | 761 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $279,447,000 | 1,720 |
| Total liabilities | $256,206,000 | 1,698 |
| Total deposits | $233,093,000 | 1,655 |
| Interest-bearing deposits | $206,563,000 | 1,607 |
| Deposits held in domestic offices | $233,093,000 | 1,650 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,203,000 | 2,635 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $20,000,000 | 1,334 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $1,910,000 | 2,140 |
| Total equity capital | $23,241,000 | 2,011 |
| Total bank equity capital | $23,241,000 | 2,011 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,120,000 | 1,202 |
| Surplus | $14,099,000 | 1,233 |
| Undivided profits | $6,022,000 | 3,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,520,000 | 375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 856 |
| Income earned, not collected on loans | $629,000 | 4,297 |
| Earning assets | $246,244,000 | 1,802 |
| Long-term assets (5+ years) | $111,787,000 | 807 |
| Average Assets, year-to-date | $282,952,400 | 1,606 |
| Average Assets, quarterly | $274,700,000 | 1,728 |
| Volatile liabilities | $18,581,000 | 3,832 |
| Insider loans | $3,807,000 | 1,290 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $15,390,000 | 2,833 |
| Tier 1 (core) risk-based capital | $19,146,000 | 2,341 |
| Tier 2 risk-based capital | $2,163,490 | 1,666 |
| Total risk weighted assets | $167,575,790 | 1,915 |
| Total unused commitments | $15,390,000 | 2,834 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 135 | 1,238 |
| Assets and Liabilities | ||
| Total Assets: | $313,043,000 | 1,507 |
| Cash and due from depository institutions | $15,439,000 | 1,238 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $110,219,000 | 1,035 |
| Federal funds sold & reverse repurchase agreements | $2,025,000 | 3,640 |
| Net loans & leases | $157,277,000 | 1,905 |
| Loan loss allowance | $9,702,000 | 495 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $7,263,000 | 1,126 |
| Other real estate owned | $0 | 1,238 |
| Goodwill and other intangibles | $330,000 | 2,128 |
| All other assets | $20,490,000 | 581 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $313,043,000 | 1,507 |
| Total liabilities | $304,258,000 | 1,405 |
| Total deposits | $256,577,000 | 1,467 |
| Interest-bearing deposits | $226,747,000 | 1,430 |
| Deposits held in domestic offices | $256,577,000 | 1,464 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $21,093,000 | 797 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $24,740,000 | 1,173 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,848,000 | 2,003 |
| Total equity capital | $8,785,000 | 4,724 |
| Total bank equity capital | $8,785,000 | 4,724 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,120,000 | 1,212 |
| Surplus | $4,770,000 | 3,134 |
| Undivided profits | $895,000 | 7,846 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,427,000 | 242 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $88,000 | 896 |
| Income earned, not collected on loans | $735,000 | 3,211 |
| Earning assets | $269,521,000 | 1,600 |
| Long-term assets (5+ years) | $121,413,000 | 814 |
| Average Assets, year-to-date | $387,844,200 | 1,169 |
| Average Assets, quarterly | $343,079,000 | 1,369 |
| Volatile liabilities | $46,627,000 | 1,757 |
| Insider loans | $5,274,000 | 878 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $1,845,000 | 522 |
| Unused loan commitments | $16,443,000 | 2,718 |
| Tier 1 (core) risk-based capital | $9,083,000 | 4,611 |
| Tier 2 risk-based capital | $2,622,830 | 1,338 |
| Total risk weighted assets | $202,746,930 | 1,537 |
| Total unused commitments | $16,443,000 | 2,722 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 143 | 1,171 |
| Assets and Liabilities | ||
| Total Assets: | $435,611,000 | 1,064 |
| Cash and due from depository institutions | $9,439,000 | 1,171 |
| Interest-bearing balances | $20,000 | 6,025 |
| Securities | $196,998,000 | 626 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $202,712,000 | 1,393 |
| Loan loss allowance | $5,474,000 | 749 |
| Trading account assets | $2,281,000 | 124 |
| Bank premises and fixed assets | $7,377,000 | 1,038 |
| Other real estate owned | $0 | 1,171 |
| Goodwill and other intangibles | $481,000 | 1,875 |
| All other assets | $16,323,000 | 609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $435,611,000 | 1,064 |
| Total liabilities | $412,520,000 | 1,026 |
| Total deposits | $304,664,000 | 1,207 |
| Interest-bearing deposits | $274,132,000 | 1,160 |
| Deposits held in domestic offices | $304,664,000 | 1,202 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,189,000 | 1,029 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $91,401,000 | 426 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $6,266,000 | 850 |
| Total equity capital | $23,091,000 | 1,935 |
| Total bank equity capital | $23,091,000 | 1,935 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,120,000 | 1,168 |
| Surplus | $3,120,000 | 4,090 |
| Undivided profits | $16,851,000 | 1,574 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,572,000 | 369 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $1,015,000 | 2,180 |
| Earning assets | $402,011,000 | 1,064 |
| Long-term assets (5+ years) | $172,938,000 | 562 |
| Average Assets, year-to-date | $410,675,600 | 1,070 |
| Average Assets, quarterly | $430,828,500 | 1,058 |
| Volatile liabilities | $42,443,000 | 1,613 |
| Insider loans | $7,267,000 | 558 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $1,734,000 | 867 |
| Unused loan commitments | $30,297,000 | 1,652 |
| Tier 1 (core) risk-based capital | $23,810,000 | 1,757 |
| Tier 2 risk-based capital | $3,435,930 | 996 |
| Total risk weighted assets | $272,836,130 | 1,075 |
| Total unused commitments | $30,297,000 | 1,658 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 145 | 1,215 |
| Assets and Liabilities | ||
| Total Assets: | $386,270,000 | 1,206 |
| Cash and due from depository institutions | $10,264,000 | 1,215 |
| Interest-bearing balances | $20,000 | 5,864 |
| Securities | $137,046,000 | 852 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $220,768,000 | 1,312 |
| Loan loss allowance | $4,134,000 | 953 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $7,401,000 | 1,019 |
| Other real estate owned | $20,000 | 1,215 |
| Goodwill and other intangibles | $677,000 | 1,574 |
| All other assets | $10,094,000 | 865 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $386,270,000 | 1,206 |
| Total liabilities | $356,036,000 | 1,188 |
| Total deposits | $264,136,000 | 1,407 |
| Interest-bearing deposits | $233,921,000 | 1,371 |
| Deposits held in domestic offices | $264,136,000 | 1,401 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $11,062,000 | 1,004 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $78,464,000 | 445 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $2,374,000 | 1,762 |
| Total equity capital | $30,234,000 | 1,498 |
| Total bank equity capital | $30,234,000 | 1,498 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,120,000 | 1,152 |
| Surplus | $3,120,000 | 4,047 |
| Undivided profits | $23,994,000 | 1,082 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,529,000 | 1,730 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $1,305,000 | 1,701 |
| Earning assets | $357,834,000 | 1,197 |
| Long-term assets (5+ years) | $137,715,000 | 578 |
| Average Assets, year-to-date | $370,041,400 | 1,196 |
| Average Assets, quarterly | $380,698,500 | 1,207 |
| Volatile liabilities | $49,607,000 | 1,421 |
| Insider loans | $7,466,000 | 534 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $884,000 | 864 |
| Unused loan commitments | $27,081,000 | 1,695 |
| Tier 1 (core) risk-based capital | $29,358,000 | 1,452 |
| Tier 2 risk-based capital | $3,046,610 | 1,052 |
| Total risk weighted assets | $242,641,310 | 1,179 |
| Total unused commitments | $27,081,000 | 1,699 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 121 | 1,552 |
| Assets and Liabilities | ||
| Total Assets: | $333,361,000 | 1,419 |
| Cash and due from depository institutions | $10,948,000 | 1,552 |
| Interest-bearing balances | $18,000 | 5,971 |
| Securities | $97,907,000 | 1,216 |
| Federal funds sold & reverse repurchase agreements | $24,450,000 | 543 |
| Net loans & leases | $185,629,000 | 1,556 |
| Loan loss allowance | $3,153,000 | 1,279 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $7,260,000 | 1,069 |
| Other real estate owned | $66,000 | 1,552 |
| Goodwill and other intangibles | $1,092,000 | 1,228 |
| All other assets | $6,009,000 | 1,380 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $333,361,000 | 1,419 |
| Total liabilities | $306,718,000 | 1,393 |
| Total deposits | $261,640,000 | 1,478 |
| Interest-bearing deposits | $232,307,000 | 1,444 |
| Deposits held in domestic offices | $261,640,000 | 1,471 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,280,000 | 1,268 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $29,676,000 | 766 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $7,122,000 | 781 |
| Total equity capital | $26,643,000 | 1,699 |
| Total bank equity capital | $26,643,000 | 1,699 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,120,000 | 1,205 |
| Surplus | $3,120,000 | 4,103 |
| Undivided profits | $20,403,000 | 1,262 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $146,000 | 7,410 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $1,039,000 | 2,157 |
| Earning assets | $308,004,000 | 1,419 |
| Long-term assets (5+ years) | $139,013,000 | 545 |
| Average Assets, year-to-date | $334,994,400 | 1,357 |
| Average Assets, quarterly | $341,160,500 | 1,371 |
| Volatile liabilities | $33,413,000 | 1,905 |
| Insider loans | $8,047,000 | 529 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $242,000 | 1,199 |
| Unused loan commitments | $20,867,000 | 1,987 |
| Tier 1 (core) risk-based capital | $25,719,000 | 1,670 |
| Tier 2 risk-based capital | $2,538,230 | 1,268 |
| Total risk weighted assets | $202,443,730 | 1,412 |
| Total unused commitments | $20,867,000 | 2,000 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 113 | 1,693 |
| Assets and Liabilities | ||
| Total Assets: | $316,828,000 | 1,506 |
| Cash and due from depository institutions | $10,175,000 | 1,693 |
| Interest-bearing balances | $20,000 | 6,178 |
| Securities | $135,715,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $157,255,000 | 1,807 |
| Loan loss allowance | $2,703,000 | 1,500 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $5,090,000 | 1,519 |
| Other real estate owned | $579,000 | 1,693 |
| Goodwill and other intangibles | $1,508,000 | 980 |
| All other assets | $6,506,000 | 1,325 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $316,828,000 | 1,506 |
| Total liabilities | $292,235,000 | 1,482 |
| Total deposits | $246,874,000 | 1,581 |
| Interest-bearing deposits | $220,356,000 | 1,552 |
| Deposits held in domestic offices | $246,874,000 | 1,568 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $14,539,000 | 925 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $28,928,000 | 714 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $1,894,000 | 2,200 |
| Total equity capital | $24,593,000 | 1,829 |
| Total bank equity capital | $24,593,000 | 1,829 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $3,120,000 | 1,216 |
| Surplus | $3,120,000 | 4,076 |
| Undivided profits | $18,353,000 | 1,428 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $176,000 | 7,020 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $835,000 | 2,803 |
| Earning assets | $292,990,000 | 1,498 |
| Long-term assets (5+ years) | $168,809,000 | 437 |
| Average Assets, year-to-date | $314,081,800 | 1,450 |
| Average Assets, quarterly | $318,899,000 | 1,480 |
| Volatile liabilities | $50,542,000 | 1,285 |
| Insider loans | $4,832,000 | 924 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $323,000 | 1,158 |
| Unused loan commitments | $16,021,000 | 2,320 |
| Tier 1 (core) risk-based capital | $22,749,000 | 1,882 |
| Tier 2 risk-based capital | $2,189,750 | 1,454 |
| Total risk weighted assets | $174,667,050 | 1,630 |
| Total unused commitments | $16,021,000 | 2,332 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 111 | 1,791 |
| Assets and Liabilities | ||
| Total Assets: | $312,756,000 | 1,478 |
| Cash and due from depository institutions | $11,770,000 | 1,791 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $141,535,000 | 938 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $145,560,000 | 1,919 |
| Loan loss allowance | $1,537,000 | 2,488 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $4,648,000 | 1,601 |
| Other real estate owned | $586,000 | 1,791 |
| Goodwill and other intangibles | $1,923,000 | 799 |
| All other assets | $6,734,000 | 1,296 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $312,756,000 | 1,478 |
| Total liabilities | $293,144,000 | 1,440 |
| Total deposits | $256,301,000 | 1,479 |
| Interest-bearing deposits | $228,653,000 | 1,441 |
| Deposits held in domestic offices | $256,301,000 | 1,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,236,000 | 1,105 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $22,262,000 | 846 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,345,000 | 2,418 |
| Total equity capital | $19,612,000 | 2,091 |
| Total bank equity capital | $19,612,000 | 2,091 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $3,120,000 | 1,238 |
| Surplus | $3,120,000 | 4,003 |
| Undivided profits | $13,372,000 | 1,756 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $489,000 | 4,337 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $5,000 | 1,606 |
| Income earned, not collected on loans | $667,000 | 3,080 |
| Earning assets | $287,095,000 | 1,468 |
| Long-term assets (5+ years) | $172,926,000 | 422 |
| Average Assets, year-to-date | $287,742,600 | 1,562 |
| Average Assets, quarterly | $309,238,000 | 1,476 |
| Volatile liabilities | $47,588,000 | 1,294 |
| Insider loans | $4,904,000 | 862 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $14,210,000 | 2,447 |
| Tier 1 (core) risk-based capital | $19,181,000 | 2,139 |
| Tier 2 risk-based capital | $1,537,000 | 1,997 |
| Total risk weighted assets | $156,999,900 | 1,776 |
| Total unused commitments | $14,210,000 | 2,458 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 102 | 2,050 |
| Assets and Liabilities | ||
| Total Assets: | $267,458,000 | 1,737 |
| Cash and due from depository institutions | $8,049,000 | 2,050 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $119,982,000 | 1,154 |
| Federal funds sold & reverse repurchase agreements | $1,260,000 | 7,184 |
| Net loans & leases | $123,628,000 | 2,166 |
| Loan loss allowance | $1,617,000 | 2,465 |
| Trading account assets | $518,000 | 283 |
| Bank premises and fixed assets | $4,460,000 | 1,635 |
| Other real estate owned | $69,000 | 2,050 |
| Goodwill and other intangibles | $2,338,000 | 643 |
| All other assets | $7,154,000 | 1,211 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,458,000 | 1,737 |
| Total liabilities | $248,724,000 | 1,717 |
| Total deposits | $243,406,000 | 1,625 |
| Interest-bearing deposits | $219,181,000 | 1,566 |
| Deposits held in domestic offices | $243,406,000 | 1,611 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,709,000 | 1,715 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $1,609,000 | 2,172 |
| Total equity capital | $18,734,000 | 2,171 |
| Total bank equity capital | $18,734,000 | 2,171 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $3,120,000 | 1,237 |
| Surplus | $3,120,000 | 3,968 |
| Undivided profits | $12,494,000 | 1,900 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,794,000 | 1,493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,000 | 1,909 |
| Income earned, not collected on loans | $580,000 | 3,174 |
| Earning assets | $245,388,000 | 1,737 |
| Long-term assets (5+ years) | $168,583,000 | 436 |
| Average Assets, year-to-date | $266,766,800 | 1,704 |
| Average Assets, quarterly | $268,744,500 | 1,715 |
| Volatile liabilities | $13,581,000 | 3,239 |
| Insider loans | $2,437,000 | 1,706 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $12,753,000 | 2,597 |
| Tier 1 (core) risk-based capital | $16,396,000 | 2,391 |
| Tier 2 risk-based capital | $1,616,150 | 1,902 |
| Total risk weighted assets | $129,291,150 | 2,071 |
| Total unused commitments | $12,753,000 | 2,621 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 104 | 2,084 |
| Assets and Liabilities | ||
| Total Assets: | $267,152,000 | 1,796 |
| Cash and due from depository institutions | $8,632,000 | 2,084 |
| Interest-bearing balances | $102,000 | 6,656 |
| Securities | $133,308,000 | 1,011 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $112,955,000 | 2,402 |
| Loan loss allowance | $1,024,000 | 3,634 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $4,065,000 | 1,814 |
| Other real estate owned | $155,000 | 2,084 |
| Goodwill and other intangibles | $2,754,000 | 600 |
| All other assets | $5,283,000 | 1,582 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $267,152,000 | 1,796 |
| Total liabilities | $250,220,000 | 1,775 |
| Total deposits | $246,105,000 | 1,697 |
| Interest-bearing deposits | $225,546,000 | 1,609 |
| Deposits held in domestic offices | $246,105,000 | 1,686 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,993,000 | 1,744 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $1,122,000 | 2,996 |
| Total equity capital | $16,932,000 | 2,275 |
| Total bank equity capital | $16,932,000 | 2,275 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $3,120,000 | 1,256 |
| Surplus | $3,120,000 | 3,864 |
| Undivided profits | $10,692,000 | 2,068 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,658,000 | 2,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $576,000 | 3,516 |
| Earning assets | $246,365,000 | 1,782 |
| Long-term assets (5+ years) | $152,474,000 | 448 |
| Average Assets, year-to-date | $210,368,400 | 2,194 |
| Average Assets, quarterly | $232,607,500 | 2,028 |
| Volatile liabilities | $14,645,000 | 3,025 |
| Insider loans | $69,000 | 6,580 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $8,490,000 | 3,271 |
| Tier 1 (core) risk-based capital | $14,178,000 | 2,667 |
| Tier 2 risk-based capital | $1,024,000 | 2,842 |
| Total risk weighted assets | $118,889,100 | 2,291 |
| Total unused commitments | $8,490,000 | 3,293 |
| Derivatives | $0 | 651 |