Home > Belmar Federal Savings and Loan Association > Income and Expense

Belmar Federal Savings and Loan Association, Income and Expense

1998-12-31 (YTD Data)Rank
Total interest income$1,346,0009,480
Total interest expense$824,0008,876
Net interest income$522,0009,875
Provision for loan and lease losses$5,0008,460
Total noninterest income$83,0009,296
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$83,0007,095
Total noninterest expense$535,0009,652
Salaries and employee benefits$305,0009,598
Premises and equipment expense$124,0008,185
Additional noninterest expense$106,00010,086
Pre-tax net operating income$65,0009,563
Securities gains (losses)$04,449
Applicable income taxes$39,0008,531
Income before extraordinary items$26,0009,740
Extraordinary gains, net$032
Net income$26,0009,739
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0007,505
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$26,0009,678
1997-12-31 (YTD Data)Rank
Total interest income$1,364,0009,850
Total interest expense$831,0009,161
Net interest income$533,00010,315
Provision for loan and lease losses$08,829
Total noninterest income$79,0009,779
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$79,0007,409
Total noninterest expense$456,00010,301
Salaries and employee benefits$264,00010,183
Premises and equipment expense$110,0008,728
Additional noninterest expense$82,00010,681
Pre-tax net operating income$156,0009,813
Securities gains (losses)$2,0003,292
Applicable income taxes$40,0009,409
Income before extraordinary items$118,0009,848
Extraordinary gains, net$044
Net income$118,0009,848
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,513
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$116,5009,818
1996-12-31 (YTD Data)Rank
Total interest income$1,561,00010,028
Total interest expense$881,0009,379
Net interest income$680,00010,444
Provision for loan and lease losses$09,041
Total noninterest income$418,0005,803
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$418,0003,311
Total noninterest expense$664,0009,934
Salaries and employee benefits$321,00010,171
Premises and equipment expense$108,0009,071
Additional noninterest expense$235,0009,561
Pre-tax net operating income$434,0008,307
Securities gains (losses)$22,0001,932
Applicable income taxes$125,0008,311
Income before extraordinary items$331,0008,152
Extraordinary gains, net$053
Net income$331,0008,152
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,805
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$314,9408,238
1995-12-31 (YTD Data)Rank
Total interest income$1,495,00010,539
Total interest expense$868,0009,739
Net interest income$627,00011,046
Provision for loan and lease losses$08,958
Total noninterest income$46,00011,420
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$46,0009,426
Total noninterest expense$541,00010,833
Salaries and employee benefits$322,00010,572
Premises and equipment expense$115,0009,181
Additional noninterest expense$104,00011,579
Pre-tax net operating income$132,00010,897
Securities gains (losses)$-35,00010,941
Applicable income taxes$25,00010,670
Income before extraordinary items$72,00011,159
Extraordinary gains, net$065
Net income$72,00011,156
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$08,717
Sale, conversion, retirement of capital stock, netNANA
Net operating income$97,90010,927
1994-12-31 (YTD Data)Rank
Total interest income$1,485,00010,758
Total interest expense$817,0009,510
Net interest income$668,00011,490
Provision for loan and lease losses$09,146
Total noninterest income$57,00011,782
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$57,0009,251
Total noninterest expense$558,00011,323
Salaries and employee benefits$314,00011,073
Premises and equipment expense$130,0009,091
Additional noninterest expense$114,00012,174
Pre-tax net operating income$167,00011,148
Securities gains (losses)$-79,00011,376
Applicable income taxes$15,00011,265
Income before extraordinary items$73,00011,631
Extraordinary gains, net$0249
Net income$73,00011,640
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,921
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$138,57011,017
1993-12-31 (YTD Data)Rank
Total interest income$1,558,00011,098
Total interest expense$923,0009,456
Net interest income$635,00012,093
Provision for loan and lease losses$4,00010,179
Total noninterest income$37,00012,826
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$37,00010,863
Total noninterest expense$551,00011,901
Salaries and employee benefits$308,00011,565
Premises and equipment expense$133,0009,383
Additional noninterest expense$110,00012,852
Pre-tax net operating income$117,00011,741
Securities gains (losses)$07,477
Applicable income taxes$37,00011,224
Income before extraordinary items$80,00012,012
Extraordinary gains, net$03,149
Net income$80,00012,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,00011,050
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$80,00011,829
1992-12-31 (YTD Data)Rank
Total interest income$1,688,00011,536
Total interest expense$1,155,0009,775
Net interest income$533,00012,956
Provision for loan and lease losses$2,00011,664
Total noninterest income$59,00012,872
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$59,0009,852
Total noninterest expense$538,00012,409
Salaries and employee benefits$297,00012,045
Premises and equipment expense$131,0009,652
Additional noninterest expense$110,00013,433
Pre-tax net operating income$52,00012,406
Securities gains (losses)$08,369
Applicable income taxes$9,00012,400
Income before extraordinary items$43,00012,617
Extraordinary gains, net$01,422
Net income$43,00012,625
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$43,00012,366

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.